Michael N. Vittorio President & CEO

Annual Shareholders’ Meeting April 19, 2016

Safe Harbor Statement

This presentation contains forward-looking statements regarding the outlook for The First of Long Island

Corporation’s (“FLIC”) business, FLIC’s plans and objectives, and market trends and other matters, and are

based on FLIC’s assumptions and beliefs. These forward-looking statements are subject to certain risks and

uncertainties that could cause actual results to differ materially from those discussed in such statements and

no assurance can be given that the results in any forward-looking statement will be achieved. For these

statements, FLIC claims the protection of the safe harbor for forward-looking statements contained in the

Private Securities Litigation Reform Act of 1995. Any forward-looking statement speaks only as of the date

on which it is made, and we disclaim any obligation to subsequently revise any forward-looking statement

to reflect events or circumstances after such date or to reflect the occurrence of anticipated or unanticipated

events.

Certain factors could cause FLIC’s future results to differ materially from those expressed or implied in any

forward-looking statements contained in this presentation. These factors include the factors discussed in

Part I, Item 1A of FLIC’s Annual Report on Form 10-K for the year ended December 31, 2015 under the

heading “Risk Factors” and any other cautionary statements, written or oral, which may be made or referred

to in connection with any such forward-looking statements. Since it is not possible to foresee all such

factors, these factors should not be considered as complete or exhaustive.

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3

• Net Income increased 12.5%

• Earnings Per Share increased 10.9%

• Cash Dividends Per Share increased 8.3%

• Total Assets increased 15% and exceeded $3.1 Billion at Year End

2015 Highlights

Our Footprint

4

Year-End 2000 Branch Distribution

19 Branches 9 Commercial Banking Units 10 Full Service Branches

Year-End 2005 Branch Distribution

24 Branches

Year-End 2010 Branch Distribution

33 Branches

Coming Soon

Branch Distribution 2016

Existing Branch

46 Branches

Possible Future Branch

Queens Branch Distribution

Existing Branch

Possible Future Branch

Brooklyn Branch Distribution

Coming Soon

Year-End 2000 Branch Distribution

19 Branches

Possible Future Branch

Branch Distribution Summary

Coming Soon Existing Branch

13

Howard Beach Branch

14

Whitestone Branch

15

Hewlett Branch

Investment of Choice Investment of Choice

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Net Income CAGR = 7.7%

12.5% Increase

(in

mill

ion

s)

$11.2 $11.5

$13.0 $13.5

$18.4 $19.5

$20.4 $21.3

$23.0

$25.9

$0.0

$5.0

$10.0

$15.0

$20.0

$25.0

$30.0

2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

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Earnings Per Share CAGR = 5.9%

10.9% Increase

$.97 $1.01

$1.18 $1.23

$1.53 $1.46

$1.51 $1.55 $1.65

$1.83

$.00

$.20

$.40

$.60

$.80

$1.00

$1.20

$1.40

$1.60

$1.80

$2.00

2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

19

Dividends Per Share CAGR = 10.4%

8.3% Increase

$.33

$.39 $.44

$.51 $.56

$.60 $.64

$.68 $.72

$.78

$.00

$.10

$.20

$.30

$.40

$.50

$.60

$.70

$.80

$.90

2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

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Book Value Per Share CAGR = 8.5%

$8.40 $9.15 $9.50

$10.77 $12.00

$14.35 $15.21 $15.06

$16.80 $17.78

$.00

$2.00

$4.00

$6.00

$8.00

$10.00

$12.00

$14.00

$16.00

$18.00

$20.00

2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

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FLIC Stock Price Performance

$100 $94.71 $105.35

$164.09 $166.36 $182.27

$91.52 $98.47

$149.06 $147.97 $156.47

$0

$50

$100

$150

$200

$250

1/1/11 12/31/11 12/31/12 12/31/13 12/31/14 12/31/15

Dividends Reinvested Simple Price Appreciation

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$100.00

$119.73

$142.64

$120.64 $128.10

$113.09

$148.82

$162.98

$191.05

$180.82

$201.16

$237.53

$117.81

$138.22

$115.75 $120.44

$101.64

$130.14 $138.36

$157.59

$144.22

$155.18

$181.86

$0.00

$50.00

$100.00

$150.00

$200.00

$250.00

12/31/2002 12/31/2003 12/31/2004 12/31/2005 12/31/2006 12/31/2007 12/31/2008 12/31/2009 12/31/2010 12/31/2011 12/31/2012 6/28/2013

Div. Reinv. $100.00 $119.73 $142.64 $120.64 $128.10 $113.09 $148.82 $162.98 $191.05 $180.82 $201.16 $237.53

Simple Price Apprec. $100.00 $117.81 $138.22 $115.75 $120.44 $101.64 $130.14 $138.36 $157.59 $144.22 $155.18 $181.86

FLIC Stock Price Performance Assuming Dividend Reinvestment and Simple Price Appreciation

Total Return Statistics: Simple Price Appreciation 81.86%; Dividends Reinvested 137.53% CAGR: Simple Price Appreciation 5.86%; Dividends Reinvested 8.58%

FLIC Stock Price Performance

$100 $106.29 $93.39

$123.35 $135.33

$159.20 $150.78 $167.72

$261.24 $264.85

$290.18

$104.05 $87.81

$112.43 $119.53

$136.14 $124.59 $134.06

$202.93 $201.44 $213.02

$0

$50

$100

$150

$200

$250

$300

$350

Dividends Reinvested Simple Price Appreciation

Growth

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24

Total Assets CAGR = 12.8%

15.0% Increase

$2,022 $2,108

$2,400

$2,721

$3,130

$

$500

$1,000

$1,500

$2,000

$2,500

$3,000

$3,500

12/31/11 12/31/12 12/31/13 12/31/14 12/31/15

(in

mill

ion

s)

25

Total Loans CAGR = 20.0%

24.6% Increase

$986

$1,147

$1,478

$1,805

$2,248

$

$500

$1,000

$1,500

$2,000

$2,500

12/31/11 12/31/12 12/31/13 12/31/14 12/31/15

(in

mill

ion

s)

26

Total DDA CAGR = 15.0%

18.6% Increase

$436

$529

$599

$656

$778

$

$100

$200

$300

$400

$500

$600

$700

$800

$900

12/31/11 12/31/12 12/31/13 12/31/14 12/31/15

(in

mill

ion

s)

27

Total Deposits CAGR = 12.1%

15.1% Increase

$1,503

$1,633 $1,782

$1,985

$2,285

$

$500

$1,000

$1,500

$2,000

$2,500

12/31/11 12/31/12 12/31/13 12/31/14 12/31/15

(in

mill

ion

s)

Credit Quality

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2015

2014

Asset Quality* Peer Average FLIC Peer Average FLIC

Nonaccruing Loans/Loans .63% .06% .93% .09%

Net Charge Offs/Avg. Loans .09% .01% .15% .05%

* Comparison of FLIC performance metrics for 2015 and 2014 to the applicable national peer group averages.

Credit Quality Comparison

Current Conditions

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• Interest Rates Remain Low and Volatile

• Net Interest Margin Remains Under Pressure

• Continued Focus On Expanding Several Sources of

Noninterest Income

• Risk Regarding Eventual Increase in Interest Rates

• Credit Quality Remains Strong

• Branching Will Continue

• The Regulatory Environment is Tough

Current Conditions

Recognition

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The Corporation’s stock was named as a tangible book value winner by SNL Financial for its growth in TBV, among other criteria, for the twelve and three months ended March 31, 2014. (July 2014)

The First of Long Island Corporation was recognized by SNL Financial as one of the Top 100 Best-Performing Community Banks in 2015. (March 2016)

Sandler O’Neill + Partners recognized The First of Long Island Corporation as a “recession resistant” bank in its Industry Note “Ideas to Bank On.” (February 2016)

The First National Bank of Long Island is named the 59th most-efficient bank in the country by American Banker.

2016

2015

2014

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Named as one of the two highest performing banks in New York State by Bank Intelligence Solutions, a division of FISERV, the global leader in information management and electronic commerce systems for the financial services industry.

“The First of Long Island Corporation is the 70th most efficient bank holding company in the country” as reported by the American Banker. (July 23, 2012)

“Best performing bank in New York State with assets between $500 million and $5 billion,” as reported by SNL Financial.

“Risk Management - How First of Long Island became the best little bank in America” as reported by Long Island Business News. (May 10-16, 2013) 2013

2012

2011

2010

Q & A

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Congratulations

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Allen E. Busching Director Since 1999

17 Years of Service

J. Douglas Maxwell Jr. Director Since 1987

29 Years of Service