Ask an Expert Investing › 2020 › … · Meet Your Expert Bachelor of Commerce, Advanced Diploma...

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Ask an Expert – Investing

Benn Furlong, Senior Financial Adviser

Benn Furlong

Senior Wealth Adviser

Meet Your Expert

Bachelor of Commerce,

Advanced Diploma in Financial Services

Memberships:

Financial Planning Association of Australia

Over 20 years experience

Your Questions

1. What is actually going on with the share market right

2. Will things get worse before they get better?

3. What should I be doing in this current climate?

Holding? Selling? Moving to cash?

4. Are there any alternative investments?

5. Do you have any client situations your can share with

us, and what you’ve advised them to do?

6. What other general tips do you have on managing

finances?

What is actually going on with the

share market right now?

ASX Historical Events

US Market

Recovery

Will things get worse before

they get better??

Bull vs Bear Market

Things to consider

Do you have money

spare or are you

dependent on money

from your investments?

What is your risk

appetite?

How old are you? And

what is your expected

timeframe to see a

change

What sort of

performance/outcome

are you wanting?

Cashflow Risk Profile

PerformanceAge/Timeframe

What should I be doing in this

current climate? Holding? Selling? Or moving to cash?

Are there any alternative investments?

Do you have any client situations your can share with us,

and what you’ve advised them to do?

Matt, 35

Accumulator

Emma, 55

Pre-retiree

Pete, 68

Retiree

What other general tips do you have on managing finances

in this current climate?

Cash flow

Re-do your budget

Review your goals

70 / 30 rule

Rainy day fund

Additional contributions

Spouse contributions

Consolidation

Review insurances

Insurance

Cancel/hold/new

Review plans

Considerations

Estate Planning

Review

Beneficiaries

Considerations

The information and any advice in this presentation does not take into account your personal objectives, financial situation or needs

and so you should consider its appropriateness having regard to these factors before acting on it. When considering whether to

acquire a financial product, before making any decision, you should obtain the relevant product disclosure statement.

Any outlooks or projections in this presentation rely on assumptions as stated, however actual results may differ materially from

these projections. Past performance is not a reliable indicator of future performance. This presentation may contain material

provided by third parties and is given in good faith and has been derived from sources believed to be reliable but has not been

independently verified. To the maximum extent permitted by law: no guarantee, representation or warranty is given that the

information or advice in this presentation is complete, accurate, up-to-date or fit for any purpose.

Thank you!

Contact: GBW@ajg.com.au

Ask an Expert Investing › 2020 › … · Meet Your Expert Bachelor of Commerce, Advanced Diploma...

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