Business Credit & Funding. What is Business Credit?

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Business Credit

& Funding

What is Business Credit?

Business CreditCredit obtained in a Business Name & Business Entity

The Business builds its own credit profile & score

A Business with an established credit profile & score leads to MORE CREDIT

Business CreditThis credit is in the BUSINESS’S name

Based on the business’s ability to pay:NOT the Business Owners

No personal credit check required in most cases

Business Credit

Scores are based solely on whether the business pays its bills on time

Obtain credit much faster using their business credit profile

The 9 Most Devastating Mistakes

Entrepreneurs and Business Owners

Make When Financing Their Businesses…

and How to Avoid Them

““

How Much Are You

Willing To Risk For Your

Business?

Devastating Mistake #1

Not recognizing opportunity costs

Devastating Mistake #2

Not following up on the credit-building process

Devastating Mistake #3

Rushing the process for building corporate credit

Devastating Mistake #4

Not setting up a corporation and building corporate credit – the RIGHT way

Devastating Mistake #5

Using your family’s money

Devastating Mistake #6

Not paying your bills on time …100% of the time

Devastating Mistake #7

Contaminating your credit

Devastating Mistake #8

Putting personal assets at risk

Devastating Mistake #9

Using personal credit to finance your business

THE HUFFINGTON

POST

While the average bank in America uses

8 percent of its deposits to make small-

business loans, we found that of the

nation's 10 biggest banks, six used less

than 3 percent of their deposits to

make small-business loans“ “

AKA

No matter what the banks use in marketing campaigns….

They are NOT giving out small business loans

Growth

Employees

Widgets

Trucks

No Cash For:

And what’s even MORE important…

If I need the cash….

I use my personal credit cards

I am fully responsible (all my assets) for the growth of my business

That’s very VERY risky

That’s Like Playing Russian Roulette

…Not Cool

So What Does That Mean?

Quite frankly…

It means business’s cannot grow

If you’re not growing, you WILL wither and Die

Because of this…

was born!

Business Credit Ally

We were created to provide business owners with the capital needed to

GROW their business

Your Business must have 3 separate

credit reports with:““

6 Steps To Building Business Credit

The following 6 steps are The MAGIC

Sauce to insure success in building

business credit.

Step 1- Setting The Foundation For Building Business Credit

Making sure your business is ready to build business credit.

Your business entity structure, what it takes to build business credit.

You will be building strong business credit and you should protect it.

Why your business location is vital to building business credit.

Your business must be in 411 directory assistance to get approved.

The new items lenders are checking to see if your business is credible.

Your business credit identity EIN the tracking and how you get one.

Why you must verify that all agencies listings are “exactly” the same.

Step 2- Optimizing Your Banking, Assets, And Revenue To Maximize

FundabilityYour bank accounts, a vital business credit building component

Identifying the business assets and availability for credit use. First round of funding both with and without a personal guarantee options available

The business owners can play a key role in building business credit

Bank Visa and MasterCards that can be used as cash and that build credit

Step 3- Getting Set Up With All Three Business Credit Reporting Agencies

Dun & Bradstreet Credit Report

Experian Business Profile Report

Equifax Small Business Credit Report

Credit scores, what are excellent business credit scores

Step 4- Vendor Credit (Net 30 Day Accounts)

The “Starter Set” of Net 30 Vendors

Vendors for Computers & Electronics

Vendors for Office Supplies, Marketing & Print

Vendors for Building & Industrial Supplies

Vendors Who are Major Retail & Specialty Providers

A summary of your selected vendor accounts & applications

Step 5- National Revolving Credit Card Accounts

The “Starter Set” of Revolving Credit Accounts

Revolving Accounts for Major Credit Card Providers

Revolving Accounts for Office Resources & Supplies

Revolving Accounts for Building & Décor Supplies

Revolving Accounts for Gas & Fleet Management

Revolving Accounts for Major Retail & Specialty Providers

A summary of your selected revolving credit card accounts & applications

Step 6- One Bank Loan, Why It Is Very Important And Exactly How To

Get It

Bank rating, what is it and how to use it to your advantage

Unique funding programs that are available sources of business cash and the second round of funding

Sources for finding personal cash that can be used in your business

Obtaining one bank business loan that reports to the credit agencies

Where to go to get the one bank loan that your business must have

See how our business credit coaching and funding consultation Services stack up with the competition: “Other”

Companies

Largest Database of Business Lenders Y E S ! XData Integration of Over 100 Different CASH Business Lenders

Y E S ! X

Data Integration of D&B Y E S ! X

Data Integration of Experian Y E S ! X

Data Integration of Equifax Y E S ! X

Discount D&B File Y E S ! X

Certified Coaches Y E S ! X

One-on-One Coaching Y E S ! X

Coaches Pay Tied to Client Success Y E S ! X

Coaches Pay Tied to Customer Satisfaction Y E S ! X

How it works…

Business Owners will have

Their own customer portalInstant access to updates on funds

Hand holding through each step of the process

Audio and video desciptions

2 personal Business Credit coaches Ensure approval takes place

6 Easy Steps In Funding Program

• The Foundation• Your Fundability• Credit Agencies• Selected Vendor Credit• Selected Credit Cards• Unsecured business financing

Fundability

Over 30 funding products

Tier 1 FundabilityUp to 150K. Guaranteed 50K

»No financials or revenues»No tax returns needed»Good with about 700 or higher

personal credit score »Good for starter businesses and

franchises»Good for business’s that don’t

want to show revenue

Basically a No-doc loan

That’s 50 GrandGUARANTEED…

Working Capital FinancingEven If You Have 500 Credit Scores…

Asset based lending.

Borrow money against the assets in the business

No credit issues to get approved

Again…50K guaranteed line of credit

Niche FinancingFunding available based on the niche

you are in

Have revenue and financials Willing to show tax returns

Profitable ROE and ROAYears of sustainable profitability

Up to 250K and SBA loans up to 12M

High End FinancingHigh Rollers Club

Pricing

$2997 Setup Fee

Guaranteed $50K line of credit

Would you trade $2997 for $50,000?