Helping You BuyThe Perfect Home

Nico HohmanReal Living Casa Fina RealtyTampa, Fla.(813) 638-4971 cellnico@casafinarealty.com

Buying a Home – Getting Started

1. What are your housing needs and wants?

2. What is your buying power?

3. Where to find your new home?

4. We found our new home, now what?

Complete a Housing Needs Analysis• Location• Lot Size• Style/Architecture• Age of Home• Number of Bedrooms• Number of Baths• Special Features• Considerations for Children or Pets

Your Housing Needs & Wants

Pre-Qualification• Brief survey of your financial records• Summarizes your financial data• Recommends a loan amount range

Pre-Approval• Gives you negotiation power • Requires a completed application to the lender • Clears you for a loan of a determined amount

How Much Can You Afford?

Conventional Loans• 20% down payment minimum • 15-, 30-, and 40-year, fixed rate versions • Adjustable rate mortgages • Jumbo loans

Government Program Loans• FHA – usually lower down payment/

mortgage insurance premiums• VA and USDA programs – for veterans

and rural residents

Sub-Prime Loans • For individuals with damaged credit

Which Loan Program is Right for You?

There are many local, regional and federal home buying assistance programs available.

• First-time home buyer• 203(k) renovation program• Down payment assistance• Grant programs• Realtor Care program

Home Buying Programs

Home Search View all the available homes on the market

House VisitsWalk through specific properties

Property EvaluationI will give you my expert opinion and disclose any defects known so you can make an informed decision.

Find the Right Home for You

How do We Find Your Home?

Real Living uses software and websites to find the perfect home for you.

Real Estate

Easy to use features• Save favorite listings• Save home searches• Receive email alerts when

similar homes go on the market • Share favorite listings with friends• View neighborhood statistics• Enhanced mapping including

Bird’s Eye View

Offering a wide variety of online tools

RealLiving.com

Scan the QR code above to download this app

Home Searching on the go

View all the latest homes for sale in your area on your smart phone or tablet via the inclusive My MLS App.

Mobile Search

Comparative Market Analysis Report• Research of nearby homes recently sold and currently on the market

• An analysis of common trends helps determine right price to offer

We Found Our New Home, Now What?

Purchase Agreement • Terms and conditions of the sale • Instructions for the mortgage lender and title company

Negotiations• Protecting your interests • Getting the best deal • Satisfying your requirements• What stays in the home as part of the sale• Move-in date

Home Inspection • Before sale is final • Identifies flaws/defects • Allows for remediation/settlement before purchase

Preparing the Offer

Securing a Clear Title of Ownership

Buying Title Insurance – Protecting Your Home from Future Claims

• Forged deeds or other documents• Claims by previously undisclosed heirs• Inaccurate descriptions of property and boundaries• Mistakes in public records• Fraudulent acts

Becoming the Home OwnerTitle will transfer from the seller to you

Moving InYour closing date is not always your possession date. This date is negotiated in your purchase agreement.

Closing the Deal

My VisionTo be the most respected, the most reputable, and the best real estate agent in the Tampa Bay area; to enhance our local community, to improve the quality of our living environment, and provide dividends on all invested capital.

My MissionTo help you buy the right home for you and your family for the lowest possible price in the shortest amount of time while negotiating the details and representing your best interests.

Credentials•B.S., Construction Management, University of Florida

•Premier Service® Trained

Nico Hohman“Your Realtor with the Builder’s Edge.”

Working with Me & My Team

Nick Parrinello

Broker

Jeff Purucker

General Manager

Bill Hunt

Broker-Associate

Marissa Boatright

Transaction Coordinator

Working with Me & My Team

More than 450 offices and 10,000 agents across the country

2002 – launched under HomeServices of America, an affiliate of Warren Buffett’s Berkshire Hathaway.

2006 - earned the Inman Innovator Award as the “Most Innovative Real Estate Franchise”

2008 - named the “Most Promising National Brand” by Swanepoel Trends Report

2010 – Harley E. Rouda, Jr., President of Real Living, was recognized as one of the Top 100 Most Influential Leaders in Real Estate by Inman

Working with Real Living

As your Trusted Advisor, I will listen to your goals, recommend the right resources to help you reach them and share with you my experience and expertise.

As your Skilled Negotiator, I will help you explore all options, respect your confidentiality and steadfastly represent your interests.

As your Expert Facilitator, I will handle all the details and work to ensure that the deal I put together, stays together.

TrustedTrustedAdvisorAdvisorSMSM

SkilledSkilledNegotiatorNegotiatorSMSM

ExpertExpertFacilitatorFacilitatorSMSM

Premier Service Program

All above, Real Living 2013 scores as reported by third party survey company, Customer Satisfaction Survey.

Real Living continues to lead the industry with a 96% national customer satisfaction rating – the best in the entire real estate industry.

Premier Service Program

Everyone benefits from an open housing market.

Restrictions limit the pool of homes for sale and hinder those who are hoping to sell.

Federal Law – Right of Every Buyer.

Equal Housing Opportunity

Cell: (813) 638-4971

Office: (813) 569-6294

Email: nico@casafinarealty.com

Facebook: facebook.com/nico.hohman

Twitter: twitter.com/thenicohohman

LinkedIn: linkedin.com/in/nicohohman

My Web Site: realliving.com/nico.hohman

Nico Hohman“Your Realtor with the Builder’s Edge.”

Stay Connected