Post on 11-Apr-2015
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POWER POINTPRESENTATION
PROTECT YOURPROTECT YOURFAMILY’SFAMILY’S
INHERITANCEINHERITANCE
NEW CLIENT PRESENTATION SEMINARNEW CLIENT PRESENTATION SEMINARFUNERAL TRUST FUNERAL TRUST
CAREY CHANDLERCAREY CHANDLERCAREYCHANDLER@GMAIL.COMCAREYCHANDLER@GMAIL.COM
(731) 394 2130(731) 394 2130
WELCOMEWELCOME
EDUCATIONAL COURSEEDUCATIONAL COURSE PRE-NEED PLANNING WITH THE PRE-NEED PLANNING WITH THE IRREVOCABLE FUNERAL TRUSTIRREVOCABLE FUNERAL TRUST
ESTATE PLANNING BENEFITSESTATE PLANNING BENEFITS
ByByCAREY CHANDLERCAREY CHANDLER
IF YOU SPEND-DOWN YOUR LIFE SAVINGS TO $2000.00 TO BECOMEIF YOU SPEND-DOWN YOUR LIFE SAVINGS TO $2000.00 TO BECOMEELIGIBLE FOR MEDICAID…THERE ARE NO FUNDS REMAINING TO PAYELIGIBLE FOR MEDICAID…THERE ARE NO FUNDS REMAINING TO PAY
FOR FUNERAL EXPENSES…PRE-PLANNING IS A MUST TODAY!FOR FUNERAL EXPENSES…PRE-PLANNING IS A MUST TODAY!
SINCE 93% OF ALL SENIOR CITIZENS OVER THE AGE OF 65 DO NOTSINCE 93% OF ALL SENIOR CITIZENS OVER THE AGE OF 65 DO NOTHAVE NURSING HOME INSURANCE…PROTECTING ASSETS IS VERYHAVE NURSING HOME INSURANCE…PROTECTING ASSETS IS VERY
IMPORTANT…SHELTER DOLLARS FROM THE NURSING HOMEIMPORTANT…SHELTER DOLLARS FROM THE NURSING HOMEUSING THE PRE-FUNDED FUNERAL TRUSTUSING THE PRE-FUNDED FUNERAL TRUST
Pre-Funded Funeral Trusts for Family Members can be a great way to spend-down assets
To become eligible for Medicaid. *MOST STATES ALLOW PARENTS TO FUND FUNERAL TRUSTS FOR THEIR*MOST STATES ALLOW PARENTS TO FUND FUNERAL TRUSTS FOR THEIR
CHILDREN AND NOT COUNT AS A DIVESTMENT. FUNDS USED TO FUND BURIAL SPACES MAY BE EXEMPT.*CHILDREN AND NOT COUNT AS A DIVESTMENT. FUNDS USED TO FUND BURIAL SPACES MAY BE EXEMPT.*
CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC RULES PERTAINING TO YOUR STATE. *Medicaid EligibilityCan vary from state to state. Some states may allow parents to fund “Burial Spaces” with the Funeral Trust for their children.
It is recommended that you consult an Elder Law Attorney for Specific rules for your state. Medicaid Eligibility varies from state to state.
PLAN TODAY!PLAN TODAY!
PLANNING IN ADVANCEPLANNING IN ADVANCE
IRREVOCABLE FUNERAL TRUSTIRREVOCABLE FUNERAL TRUST
YOU SHOULD ALWAYS CONSULT AN ELDER LAW ATTORNEY FOR ELIGIBILITYYOU SHOULD ALWAYS CONSULT AN ELDER LAW ATTORNEY FOR ELIGIBILITYISSUES FOR YOUR STATE OF RESIDENT. MEDICAID RULES VARY FROM STATE TO STATE. ISSUES FOR YOUR STATE OF RESIDENT. MEDICAID RULES VARY FROM STATE TO STATE.
THE IRREVOCABLE FUNERAL TRUST IS A PACKAGED PROGRAM WHERETHE IRREVOCABLE FUNERAL TRUST IS A PACKAGED PROGRAM WHEREAN INSURANCE POLICY WITH SIMPLE INTEREST GROWTHAN INSURANCE POLICY WITH SIMPLE INTEREST GROWTH
IS ASSIGNED TO THE IRREVOCABLE FUNERAL EXPENSE TRUSTIS ASSIGNED TO THE IRREVOCABLE FUNERAL EXPENSE TRUSTTO PROVIDE YOU WITH THE MOST PROTECTION FOR YOUR MONEYTO PROVIDE YOU WITH THE MOST PROTECTION FOR YOUR MONEY
This Program is specifically designed to set aside funds for your FuneralThis Program is specifically designed to set aside funds for your FuneralAnd relieve this burden from your family.And relieve this burden from your family.
FUNERALTRUST
COMPARISONCOMPARISON
THE IRREVOCABLE FUNERAL TRUST PROVIDES THE MOST THE IRREVOCABLE FUNERAL TRUST PROVIDES THE MOST PROTECTION AND PEACE OF MIND IN PRE-PLANNING!PROTECTION AND PEACE OF MIND IN PRE-PLANNING!
IT IS RECOMMENDED THAT YOU CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC MEDICAID RULES IN YOUR STATEIT IS RECOMMENDED THAT YOU CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC MEDICAID RULES IN YOUR STATE
PEACE OF MINDPEACE OF MIND
THANK YOU FOR VIEWINGTHANK YOU FOR VIEWING
• FREE CONSULTATION TO REVIEW FREE CONSULTATION TO REVIEW ESTATE PLANNING ISSUES.ESTATE PLANNING ISSUES.
• TAKE ADVANTAGE OF THIS TAKE ADVANTAGE OF THIS OPPORTUNITY.OPPORTUNITY.
• WE LOOK FORWARD TO SERVING YOU!WE LOOK FORWARD TO SERVING YOU!
DISCLAIMERDELCO BROKERAGE
• MEDICAID RULES VARY FROM STATE TO STATE. ELIGIBILITY RULES PERTAINING THE
IRREVOCABLE FUNERAL TRUST AND FINAL EXPENSE PLANS CAN VARY.• MEDICAID RULES CAN CHANGE WITHOUT NOTICE.• This presentation is for illustrative purposes only and is not intended to convey specific rules on
Medicaid or any other Government Program. • Prior to presenting this presentation to a client, it is recommended that the agent knows the rules pertaining the irrevocable
funeral trust by consulting an elder law attorney. Specific rules vary from state to state.• It is also recommended that the client consult an elder law attorney.• The Irrevocable Funeral Trust with the Final Expense Insurance plan is not meant to shelter additional assets. It is specifically
meant to provide for funeral expenses only. If there are excess funds remaining after the funeral home is paid at the time of death, the beneficiary should be the “Estate of the Insured” for ESTATE RECOVERY PURPOSES if the insured was on Medicaid or SSI.
• Agents marketing the funeral trust should never tell a client that the funeral trust is a method of sheltering additional assets. It is only meant to cover the costs of the actual funeral.