Changing LivesChanging

Lives …Empowering People

Changing Lives …

Changing Lives …

Changing Lives …

Nice Stories!Nice Pictures!

Interesting Assumptions!………

Is it true? Did Reliance Change Lives?Of course!

How do we know?How can we prove it?

Changing Lives …

OUR AIM is to provide SUPPORT:

Define ‘Changing Lives’

Formulate objectives, targets

Measure

Transparent Reporting

Changing Lives …

Board and Management

MIS

Capacity internal / external

Products & Services

Reporting Standards

Nov Feb

Sustainability Sustainability Management Management

SystemSystem

Sustainability Sustainability GovernanceGovernance

Products and Products and Services Services PortfolioPortfolio

ExternalExternalReportingReporting

Capacity Building Capacity Building for for

SustainabilitySustainability

Sustainability Sustainability GovernanceGovernance

1. The MFI has formulated a Vision / Mission statement2. Social impact is being addressed

3. Environmental impact is being addressed

Sustainability Sustainability Management Management

SystemSystem

4. A Loan / Client Tracking system is in place, 5. With basic impact indicators on client level

6. Capable of indicating change

Capacity Building Capacity Building for for

SustainabilitySustainability

7. Relevant Social / Environmental initiatives are being recognized by the MFI because of

- Training / awareness raising- Existing skills / experience

8. Client’s awareness is being raised

Products and Products and Services Services PortfolioPortfolio

9. Specific products/services for targeting clients with positive social a/o environmental

impact are in place

ExternalExternalReportingReporting

10. The MFI publishes an annual report incl. reference to

Social and Environmental issues

Sustainability Sustainability Management Management

SystemSystem

Sustainability Sustainability GovernanceGovernance

Products and Products and Services Services PortfolioPortfolio

ExternalExternalReportingReporting

Capacity Building Capacity Building for for

SustainabilitySustainability

Field example

• Mekong fishermen: Acleda Bank grants loans only if nets leave young fish alive

• Reporting created more awareness. Now part of lending criteria

Field example

• Indian brass sellers: prefer to take children along in stead of sending them to school

• Can the MFI support these clients by raising awareness?

Field example

• Peruvian glass cutter: workshop in his living room

• How do loan officers know what are unsafe working conditions?

Field example

• Tanzanian charcoal burners: Roam for wood, burn charcoal unclean and it is used inefficient

• Example that initiated the discussion on environmental lending criteria