Connect Housing to Opportunity: Transportation, Jobs, Education

Toni Carter, Ramsey County Commissioner

Guy Peterson, Acting Director, Community Development, Met Council

Kevin Ringwald, Director of Planning and Development, City of Chaska

Moderator

Andrew Schlack, Program Officer, Greater Minnesota Housing Fund

Chaska’s Affordable Housing “Toolbox”

Or ……

How do YOU prepare for Neighborhood Meetings???

Affordable housing discussions usually start at

a public hearingThe staff lists the positive attributes of the project for the council and the public: – Brick Building;– Ample parking;– Adequate setbacks;– Generous open space; and– Community gathering space.

The picture the planner is trying to portray.

“Minds-Eye” picture of the council and the public.

Provide Great-Looking Homes

for Hard-Working Families.

The discussion needs to start earlier and with a clearer

picture

Chaska’s Affordable Housing Chaska’s Affordable Housing IssuesIssues

PositionPosition SalarySalary Monthly Monthly Mortgage Mortgage One Can One Can AffordAfford

% of income % of income required for required for $175,000 house$175,000 house

% of income % of income required for required for $275,000 house$275,000 house

Officer StartingOfficer Starting $42,000$42,000 $1,050$1,050 33.26%33.26% 52.27%52.27%

Teacher-StartingTeacher-Starting $30,000$30,000 $750$750 46.56%46.56% 73.18%73.18%

Computer Computer ProgrammerProgrammer

47,07047,070 $1,412.$1,412. 29.67%29.67% 46.64%46.64%

Accountant/AuditorAccountant/Auditor 37,64837,648 $941$941 37.23%37.23% 58.30%58.30%

MachinistMachinist $31,782$31,782 $794$794 43.94%43.94% 69.04%69.04%

Automotive RepairAutomotive Repair $34,049$34,049 $851$851 41.03%41.03% 64.47%64.47%

Affordable Housing “Toolbox”Affordable Housing “Toolbox”

RoleChaska’s Affordable Housing Toolbox

Housing Availability Housing Development Housing Maintenance

Regulation   Comprehensive Plans

  Zoning

  Opportunities for diverse range of housing

  Opportunities for mixed use of existing buildings

  Rehabilitation and use of existing buildings

 Development Standards

  Review of Plans

  Building Permits and Inspections

 Preservation Ordinance

  Building & Rehabilitation Code enforcement

  Enforcement of Federal Fair Housing Laws

Funding   Donation of surplus land

  Land Banking

  Reduce of forgive fees

   Loans and Grants

   Tax Abatements

  Home repair and rehabilitation loans and grants

  Loans and grants to apartment owners to rehabilitate

Facilitation   Community Land Trust

  Limited Equity Coop’s

  Technical assistance in the funding and development process

  Support of Community Development Corporations

  Public/Private Partnerships

  Technical assistance

  Coordinate rehabilitation and repair programs with Community Development Corporations

 Volunteerism for neighborhood beautification

Comprehensive PlanDevelopment projects that take advantage of regulatory flexibility shall:

Provide at least 30 percent of the total units in the project that shall have a base price at or below the “affordable level” as defined by the Metropolitan Council formula;

Shall guarantee that five percent of all new housing units in their development, will be permanently affordable - it is intended that the five percent of permanently affordable units would also be counted towards the 30 percent of affordable units created; and

Shall construct and maintain one of its model homes at or below the Metropolitan Council affordability definition that reflects the company's base price, if model homes are provided for in the development.

Regulatory Flexibility

Examples:– Reducing Street widths– Increasing densities– Reducing setbacks– Regional stormwater treatment– Allow on-street parking, etc.

Creative Density3 housing units on a 60 foot lot = 18

du/acAccessory Unit

Flat w/Loft area

Flat

Pulling it all together

Market rate price of detached, single-family in Chaska $242,979

Regulatory Flexibility ($62,979)

PRICE (City – Regulatory Flexibility Influenced) - @ 80%AMI

$180,000

Market rate price of detached, single-family in Chaska $242,979

Regulatory Flexibility ($62,979)

PRICE (City – Regulatory Flexibility Influenced) - @ 80%AMI

$180,000

TIF proceeds to purchase land for CLT homes ($25,000)

PRICE (City – Housing Trust Fund Influenced) – @ 65% AMI

$155,000

Pulling it all together

Market rate price of detached, single-family in Chaska $242,979

Regulatory Flexibility ($62,979)

PRICE (City – Regulatory Flexibility Influenced) - @ 80%AMI

$180,000

TIF proceeds to purchase land for CLT homes ($25,000)

PRICE (City – Housing Trust Fund Influenced) – @ 65% AMI

$155,000

Super RFP subsidy applied for ($40,000)

PRICE (Chaska CLT Influenced) - @ 48% AMI $115,000

Pulling it all together

THANK YOU