Credit Card

Operations

Bülent Şenver

1bs@bulentsenver.com

Pay When?

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PAY PAY PAY

Credit Cards Policy and Operations

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Core Banking and Processor Activities

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Core Banking and Processing Activities

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Core Banking Activities Processing Activities

Credit Card Business Model

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Acquiring

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Fraud Strategy, Risk PolicyFinance , MarketingIT , Product mngt

Chargeback OperationsCustomer ServiceBilling, Print & MailFraud OperationsData ProcessingProduction & Origination applications

Issuing

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Fraud Strategy, Risk PolicyFinance , MarketingIT , Product mngt

Chargeback OperationsCustomer ServiceBilling, Print & MailFraud OperationsData ProcessingProduction & Origination applications

Card Payment Process

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Merchant Service Comission

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Merchant Processor, Issuing Processor

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European Pay Now & Later Values

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Pay Now & Later

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Payment Card Penetration

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Slow down in growth

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POS growth

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POS

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Cash is King

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Interchange Fees

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Interchange Fees

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Turkey

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Turkey Pay Now

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Turkey Pay Later

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Turkey

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Turkey POS

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Turkey Cash is King

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Turkey Why Cards not Accepted

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Turkey

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Turkey Acquiring Banks

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Credit Card Operations

Thank you

Bülent Şenver

30bs@bulentsenver.com