Current account mortgages Lawrence Della Valle, Head of The One account

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Current account mortgages Lawrence Della Valle, Head of The One account. The RBS Intermediary Roadshow. What we’re here to talk about. Flexible v Offset v CAM Growing consumer understanding Profile of a TOA CAM customer Customer benefits What’s in it for you. - PowerPoint PPT Presentation

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September 9, 2008

Make it happen

Current account mortgages

Lawrence Della Valle, Head of The One account

The RBS Intermediary Roadshow

The RBS Intermediary Roadshow

2

What we’re here to talk about

• Flexible v Offset v CAM

• Growing consumer understanding

• Profile of a TOA CAM customer

• Customer benefits

• What’s in it for you

The RBS Intermediary Roadshow

3

Flexible v Offset v CAM

Flexible Mortgages

Offset

Mortgages

Current Account

Mortgages

The RBS Intermediary Roadshow

5

Profile of a typical One account customer

• Residential Locations

• Property

• Household Structure

• Financial Status

• Employment Status

• Car Status

The RBS Intermediary Roadshow

6

Changes in customer profile

The RBS Intermediary Roadshow

8

Consumer benefits

Flexibility & adaptability

Maximise Savings

Opportunity

Financial Freedom

The RBS Intermediary Roadshow

9

Consumer benefits

The RBS Intermediary Roadshow

10

The future

• New ‘Prospecting Zone’

• Marketing Material to your customers

• Customer Profiling

• Hints & Tips

The RBS Intermediary Roadshow

11

Summary

• Consumers are open to moving to a current account mortgage

• Benefit those on moderate incomes & affluent

• Consumer debt and flexibility provides a good reason to talk to customers

• The One account offers a full range of customer solutions

The RBS Intermediary Roadshow

12

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The RBS Intermediary Roadshow

13

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RBS Intermediary Partners on

08459 00 11 10

The One account team

Or visit rbsip.com

The RBS Intermediary Roadshow

14

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