Digitalonboardingselfie-checkwith passport,acasestudyMaartenWegdam,InnoValor/ReadID17November2017,EABBiometrics inBankingand Payments,London

Digital Identity, privacy & trust

Digitalagility

ReadID – mobile identityverification software

Digitalization in networks of organizations

Digitalonboarding:themissinglink

“Anything to avoid going to abank“

Digitalonboarding

IDdocumentverification

Holderverification+

Doyou exist?/identification

Areyou you?/verification

Leveragewhatpeoplehave: ePassport +smartphone

+

ePassport

verifyauthenticity,cloningprotection

digitallysignedpersonalinformation:name,birthdate,personalnumberetc

digitallysignedhigh-resolutionphoto

BasicAccessControltoprotectprivacy

NFC/RFID

Use case

Onlineidentification for banks

+

Demovideo

Login IdentifywithIDcard,passportordrivinglicense

AnimationshowinghowtoscantheMRZofapassport

Thereadingofthechip(~8-10s)

Thescanresults AnimationshowinghowtoreadtheRFIDchipusingNFC

Thechipreadingandverificationresults

Thefacialrecognitionanimation

Thefacialrecognitionabouttostart

Thefacialrecognition(livenessflashes)

Theidentificationisdone,userclosesapp

7Lessons learned

1. Guidancethroughanimations2. Goodphototocompareto(falserejects!)

7Lessons learned

1. Guidancethroughanimations,notext...2. Goodphototocompareto(falserejects!)3. Faceimagecanbe9yearsold…4. Keyisliveness/anti-spoofing/not-present-attacks5. Server-side,contrarytoclient-side:securityvsprivacy6. Not (yet)for everyone:smartphone,IDdocument,

lightning,false rejects7. Driver:userconvenience,security,costs

Wrap-up

Digitalonboarding leveraging what you have:contactless chipand NFConsmartphone!Together with selfiewith liveness

https://goo.gl/agrphb(searchforInnoValor)

readid@innovalor.nl /maarten.wegdam@innovalor.nl

http://readid.com

https://youtu.be/j92z37G_KSk