Course: Financial Analysis

Project: Innovative Business Plan

Aneza Pantaleon

Ioannis Skianis

Peter Stavroulakis

Zoi Fountzoula

The course taught offered a stepping stone for a plethora of

substantial knowledge in the field of financial analysis...

...which of course is based on the all knowing Balance Sheet

But what if we were to extend the principles of the Balance Sheet to...

...society?

As a result of society's growth, we hold many Assets...

But at what cost?

Liabilities...

...and what about Debt?

...our family

...our home

...our children

Our future.

Preliminary Facts

• In Athens alone, there are over 20*10^6 m^2 of active roof “footprint”

• Our respiratory system is aggravated with chemicals that in many areas are worse than second-hand smoke

• We consider environmental degradation as a given in our urban centers

• Sociological growth is negatively correlated with quality of life

Introducing...

Financial Plan

CVP Analysis

• Break-even at approximately 91 clients

Projected Profit & Loss Account and Cash Flow Statement

Projected Profit+LossRevenue 2.928.000,00 €

Variable Costs 1.860.000,00 €

Contribution Margin 1.068.000,00 €

Fixed Costs 393.186,71 €

ΕΒΤ 674.813,29 €

Tax 168.703,32 €

EAT 506.109,97 €

Profit Margin 17,29%

Projected Cash FlowOpening Cash Position 0Cash Out

Staff 202.800,00 €Services 30.000,00 €

Equipment Loan 4.386,71 €Operating Expenses 156.000,00 €

Seminars 60.000,00 €COGS 1.800.000,00 €

Cash InRevenue 1 2.448.000,00 €Revenue 2 480.000,00 €

Closing Cash Postion 674.813,29 €

Investment Appraisal

• Net Profit Margin over 17% for all 10 years

NPV 3.767.460,67 €IRR 512%

Worst Case Scenario

Περίοδος Καθαρό Κζρδος Περιθώριο Κζρδους0- 100.000,00 €1 - € 0,00%2 129,60 € 0,01%3 247,65 € 0,02%4 353,10 € 0,02%5 444,87 € 0,03%

NPV -93.457,17 €

Best Case Scenario...

Corollaries

• Debt=0

• Leverage=0

• Equity will equal Total Assets

...profitability will diminish.

But society will not care...

...because it will have created value.

Thank you for your attention!