Post on 31-Jan-2018
transcript
EDD State Disability Evaluations:
Role for Orthopaedic Surgeons
and SDI Online
Laurel Waters, M.D. Medical Director
18 April 2013
∗ SDI Basics ∗ Legal Basis ∗ IME definition and logistics ∗ IME Provider Applications and Agreements ∗ SDI Online ∗ Sign up ∗ Use
Overview
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∗ Short-term disability insurance plan for approximately 13 million California workers
∗ Employee paid ∗ Waiting period of only seven days ∗ Partial wage replacement up to approximately 55% of
the highest quarter in the base period
What is SDI?
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Disability Insurance (DI) Compared to Paid Family Leave (PFL)
Disability Insurance Paid Family Leave
Up to 52 weeks per claim Up to six weeks per 12-months
Employee’s personal illness, injury, or disability
Caring for a seriously ill family member or to bond with a new child
Not required to use vacation benefits
Employers may require employees to use up to two weeks of vacation
Vacation pay is not in conflict with DI
Vacation pay conflicts with PFL when employer requires employee to use
Benefits are not reportable to IRS (unless in lieu of UI)
Benefits are reportable to IRS
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∗ California Unemployment Insurance Code (CUIC) ∗ Disability=illness or injury, physical or mental which
prevents performance of regular or customary work
∗ California Code of Regulations Title 22
Disability Legal Basis
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∗ Title 22 section 2627(c) -1 must be reasonable as evidenced by one of the following circumstances: ∗ Medical information from the physician does not justify
length of time excused in a first claim or extension ∗ Conflicting medical evidence from different physicians ∗ Claimant’s activities in conflict with reported disability ∗ Additional information is necessary to confirm disability
IME Legal Basis
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∗ By SDI staff from a database: IMELS
∗ Clinical Specialty ∗ Geographic proximity ∗ Language needs ∗ Subspecialty ∗ Lack of complaints
How is a Panelist Chosen?
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∗ Claimant mailed IME Provider’s information ∗ They must make appointment within seven days ∗ Appointment must occur at earliest possible date ∗ IME Panelist provided ∗ Identifying information ∗ ICD codes ∗ Date disability began
IME Timing
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∗ Not a consultation per Title 22 ∗ Differs from IME’s for other agencies
∗ 1) Ability to perform regular or customary work
(occupational history required) ∗ 2) When return to work expected
CA SDI IME Requirements
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∗ Claimant asked to bring prior work which should be evaluated and noted in the record, but no separate charge done
∗ New studies can only be as extensive required to determine ability to work
∗ Bills for over $200 in tests requires preapproval ∗ Prices are being re-evaluated
Ancillary Studies
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∗ Recent attempt to increase rejected at high level ∗ Will try again in the future ∗ Very limited IME ∗ Non Board Certified $83.30 ∗ Board Certified $138.55 ∗ Payee Data Record (State form STD 204) required ∗ Invoice form DE 2546INV
Charges
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∗ CUIC section 2714 requires confidentiality ∗ Not required to maintain a copy ∗ If you do save a copy it must be separate from other
records ∗ Any requests for report copies should be referred to
the Field Office that requested the IME
Confidentiality
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∗ Previously undiagnosed significant medical condition ∗ Inform claimant of suspicion ∗ Ask them to seek attention from their medical provider
∗ Do not treat or prescribe ∗ Do not refer to another provider ∗ Do not express opinions about care by others
Clinical Issues Arising in IME
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∗ Private practice setting ∗ Application (DE 2546D) ∗ Agreement (DE 2546SA)
∗ Clinic setting ∗ Clinic Application (DE 2546DC) ∗ Clinic Agreement (DE 2546CSA) ∗ Provider Application (DE 2546CS)
Application & Agreement Forms
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∗ Current license (photocopy) ∗ Current curriculum vitae ∗ Current professional liability insurance proof ∗ Appropriate application ∗ Private practice ∗ Clinic setting
Provider Documentation
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∗ General liability insurance proof naming EDD as additional insured (this is done for no charge)
∗ Workers’ compensation insurance proof ∗ Payee data record (State form STD 204) ∗ Appropriate SDI agreement ∗ Private practice ∗ Clinic
Clinic or Private Practice Office
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∗ Application, agreement and documentation evaluated by the Medical Director
∗ Upon acceptance ∗ Notification sent out ∗ Information added to IMELS database
Acceptance to Panel
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Newly Introduced – SDI Online
∗ State Disability Insurance (SDI) Online is an electronic claim filing system, for claimants, employers, physician/practitioners, and voluntary plans.
∗ Option to create an online account and submit Disability Insurance and Paid Family Leave claims information electronically.
NEW! SDI Online
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SDI Online continued-
∗ Physician/practitioners are able to electronically certify to their patients’ disability and submit patient’s medical information through this secure online site.
∗ Note: paper forms will still be available in a new Optical Character Recognition (OCR) version which can be processed through SDI Online.
NEW! SDI Online
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∗ SDI Basics ∗ Legal Basis ∗ IME definition and logistics ∗ IME Provider Applications and Agreements ∗ SDI Online ∗ Sign up ∗ Use
Summary
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SDI Contact Information
Disability Insurance English
800-480-3287
Disability Insurance Español
866-658-8846
Paid Family Leave English
877-238-4373
Paid Family Leave Español
877-379-3819 58