eScreenLogicMore Informed, More Educated Decisions, Quicker

eScreenLogic – About Our Business

15+ Years in the Environmental Due Diligence Business

Partnership between CoreLogic Founding Principals & Pinnacle Environmental

Real Time Data & Analytics + Environmental Professional ‘Human’ Review = Best Practices

Making Environmental Due Diligence Easier to Understand and More Efficient for Lenders to Use

Environmental Due Diligence – Services (workflows)

Environmental Screening Solutions:

Preliminary Environmental Screen (aka EnviroScreen® LTE)

SBA Compliant, Records Search with Risk Assessment (aka.EnviroScreen®)

Traditional Risk Assessments:

Phase 1 (AAI)

Phase II (LSI)

Environmental Transaction Screen (ETS)

Supporting Services:

Enhanced File Reviews

Environmental Report Reviews (AAI, LSI, ETS, Screens, etc)

Property Condition Assessments (Multiple Options)

Asbestos Inspection / Asbestos Abatement

Environmental Risk-Management Overview

Low risk phenomenon – in terms of % of production

Finding the needle in the haystack

Our Approach - Identifying risk (or lack thereof) upfront

BETTER!

Understanding the Phase 1 AAI

(1) Desktop EP Review (2) Onsite Inspection(s)

Two Primary Components:

Which component identifies the risk?

EnviroScreen® - A New Approach

EnviroScreen® - Offers Phase 1 level analysis with the

speed and costs of a preliminary screen

Broad Set of Data Considered: Regulatory Data

Aerial Photos (Current & Historic)

Sanborn / Fire Insurance Maps

Client Provided Information

Incorporates our proprietary database of over 16,000+

environmental studies (and counting)

Phase 1 level analysis without the

extra fees and turn-times

EnviroScreen® - More Insights Upfront

Traditional screening tools render too many loans

“High Risk”

Common imperfections with traditional screening

services include:

Aged Data

Limited Depth of Analysis

Technology Gap - Critical Details Excluded

Best of Automation + Human Review

Reduce % of production requiring phase 1s

Addressing the Shortcomings of

Traditional Screening Tools

EnviroScreen® - Environmental Workflow

1 Day Turnaround

Initial Screen

Low Risk Identifier

The Difference is the Depth of Analysis

High-Risk Loans Are Bumped To EnviroScreen ®

EnviroScreen®

(Step 2)

1-3 Day Turnaround

Phase 1 Analysis

SBA Compliant

EnviroScreen® LTE

(Step 1)

EnviroScreen® LTE costs are credited

Enviroscreen® Enhanced File Review

Environmental Transaction Screen*

Phase 1 (AAI)*

Phase 2 (LSI)*

Additional Data Required

Data & Inspection Required

Subject Inspection Required

Subsurface Drilling Required

Risk-Based Approach

We won’t let you guess about which path to take!

*Enviroscreen costs are credited toward the next step of review

Enviroscreen

Enhanced File Review

Environmental Transaction Screen

Phase 1 (AAI)

The eScreenLogic Promise

Phase II (LSI)

Recommendation

It’s FREE!

If the Phase II (LSI)

comes back clean…

If we ever recommend a Phase II (LSI)…

Additional Support Available

Environmental Help Desk

Policy Review

Environmental Report Reviews

Portfolio Monitoring

The eScreenLogic Difference

Better Data

Expanded

Workflows

Offering Enhancements in all Areas

Streamlined

Fulfillment

Unmatched

Guarantee

Deeper Environmental Analysis

Questions?

Dan Rogers Glen Berlo

Director of Sales Vice President

916-288-8172 916-288-8177

d.rogers@escreenlogic.com g.berlo@escreenlogic.com