SPEAKERS’ BIOGRAPHIES

AntoniBallabrigaGlobalHeadofResponsibleBusiness,BBVA

HereportsdirectlytotheBoardofDirectors.Hismissionistochallengethewholeorganizationtoensurethatpeoplearesystematicallyplacedatthedecision-makingprocesses.Thisincludestheentirevaluechain:fromthedesignofcustomersolutionstomarketingandsales,customerrelationsandcomplaints.Furthermore,heworkstoreinforceresponsiblebusinessculture;social,environmentalandreputationalrisks;integratedreportingandcommunityinvestment.FormerPresidentofDIRSE,SpanishAssociationofCSRProfessionalsandFormerPresidentofSpainSIF,SpanishForumforSociallyResponsibleInvestment.AntoniholdsaDegreeinBusinessSciencesandMBAfromESADEBusinessSchool.HehasstudiedatHarvardBusinessSchoolandisFirstMoverFellowatTheAspenInstitute.

Lior BornshtainCEO&Co-founder,Otly!

Lior istheCEOandCo-FounderatOtly,themissinglayerforkid-friendlybanking.ByconnectingdirectlytothebanksandintroducingOtly!Pay,Otly providesanewbankingexperienceforthenextgenerationofdigitalnatives.Asanentrepreneurwithovertwodecadesofexperienceinsoftwaredevelopmentandwithsolidinvolvementinallareasofproductdevelopmentlifecycle,Lior hastheuniquecombinationofbusiness,userexperienceandtechnicalvision.PriortoOtly,Lior workedasaCTOin“TheMoneyer”,apersonalfinanceplatformandasChiefArchitectat“Allshare MediaBanking”,aproviderofcoreandeBanking solutions.

Lior holdsanMSCincomputersciencefromtheLiverpoolUniversity,ismarriedandhas3kids.

EUROPEAN BANKING SUMMIT 2017

PeterBlomCEOandChairmanoftheExecutiveBoardofTriodos BankGroup

PeterBlom (1956)hasbeenstatutoryMemberoftheExecutiveBoardofTriodos BankN.V.since1989andisChairofthisBoard.Triodos BankisaleadingEuropeansocialbankprovidingfinancialservicesforadiverserangeofsectors,fromfinancingorganicfarmingandrenewableenergy- bothwindandsolar- toculturalprojectsandmicrocredit.Triodos Bankonlylendstoenterprisesandprojectsthatbenefitpeopleandtheenvironment.

Triodos Bank’smissionistomakemoneyworkforpositivechange,providingamorehuman,transparentformofbankingwheresocialprofitisasmuchpartofdecisionmakingasthemoretraditionalriskandreturn.

InadditiontohisroleatTriodos Bank,PeterBlom is,amongothers,ChairoftheBoardoftheGlobalAllianceforBankingonValues(www.gabv.org),MemberoftheBoardoftheDutchBankingAssociation,Co-chairoftheBoardoftheSustainableFinanceLabandmemberoftheCentralPlanningCommitteeoftheNetherlandsBureauforEconomicPolicyAnalysis(CPB).

DavidDechampsSeniorVicePresident,DigitalPayments&Labs,Europe,Mastercard

DavidDechamps isSeniorVicePresident,DigitalPaymentsforEurope.Inthisrole,heisresponsibleforthemanagementanddevelopmentofemergingpaymentproductsfortheEuropeanmarkets.Theseincludee-commerce,mobilecommerce,person-to-personpayments,contactlesspaymentsandinControl.

Priortothis,DavidDechamps wastheBeneluxGeneralManageratMasterCardEurope.Inthisrolehewasresponsibleforallsales,marketingandoperationsinBelgium,theNetherlandsandLuxembourg,whichincludedclosecooperationwiththefinancialinstitutionsaswellasdevelopingnewsolutionsforretailersandcardholders.

SincehejoinedMasterCardin2002,DavidheldvariouspositionsasHeadofSalesProducts&SolutionsandVicePresidentPrepaidProductSalesresponsibleforsellingMasterCard’sprepaidsolutionacrossEurope.

Davidhasworkedintheelectronicpaymentssectorforover20years.Duringthattimehehasworkedforabank,avendorandacardscheme,givinghimavaluableabilitytounderstandthedifferentperspectivesinthepaymentsindustry.

DavidcametoMasterCardfromthecardmanufacturerGemalto,wherehewasmarketingmanagerinthefinancialservicessectorfortwoyears.HestartedhiscareerasaproductmanagerforaninternationalcashmanagementsystematGeneraldeBanque (nowBNPParibasFortis)inBelgium.DavidholdsadegreeinCommercialEngineeringandaMastersinTelecommunications.

PaulinaDejmek-HackFinancialAdviser,PresidentJuncker’sCabinet,EuropeanCommission

PaulinaDejmek HackiseconomicadvisertothePresidentoftheEuropeanCommission,Jean-ClaudeJuncker.PaulinajoinedtheEuropeanCommissionin2004,afterhavingworkedinalawfirminFrankfurtamMainandattheEFTASurveillanceAuthorityinBrusselswhereshewasresponsibleforfinancialservices,capitalmovementsandcompanylaw.

AfteracoupleofyearsintheunitforinsuranceandpensionsinDGMARKT,PaulinajoinedtheLegalServiceoftheCommissionin2007,providinglegaladviceonfinancialservicesandfinancialmarketmatters.DuringtheSwedishEUPresidencyin2009,PaulinawassecondedtotheSwedishPermanentRepresentationasfinancialattaché.

PaulinajoinedtheprivateofficeofCommissionerMichelBarnier,subsequentlyVice-PresidentoftheEuropeanCommission,in2010.ShewastheDeputyHeadofCabinetbetweenFebruaryandOctober2014.PaulinaisaSwedishandCzechcitizen,sheholdsaMasterofLawsdegreefromtheUniversityofLund,Sweden,andadoctoratedegreefromtheUniversityofHeidelberg,Germany.

SimoneDettlingHeadofEMEA,UNEPFinanceInitiative

SimoneDettling leadsUNEP-FI’sworkwithitsmorethan130bankingmembersaswellaskeyexternalstakeholders,suchaspolicymakers,regulatorsandcivilsociety.BeforejoiningUNEP-FI,SimonemanagedtheGermanGovernment’s EmergingMarketsDialogueonGreenFinance,underwhichsheandherteamworkedwithfinancialinstitutionsfromG20EmergingMarketsandEuropetointegrateenvironmentalcostsintofinancialdecisionmakingandproductdevelopment.AsexpertongreenfinanceattheGermanInternationalCooperation(GIZ),shefurthermoreadvisedprojectsinemergingeconomiesworldwideonrenewableenergyandenergyefficiencyfinancing,incorporationofnaturalcapitalconsiderationsinfinancialdecisionmaking,aswellasinnovativeapproachesforgreeneconomicdevelopment.SimoneholdsanMAinInternational

EconomicsfromtheJohnsHopkinsSchoolofAdvancedInternationalStudiesinWashington,D.C.andduringhercareerhaslivedandworkedinvariousdevelopingcountries,suchasBangladesh,LebanonandMalawi.

OlivierGuersentDirectorGeneral,DGFISMA,EuropeanCommission

OlivierGuersent graduatedwithdistinctionfromthe“Institutd’Etudes Politiques deBordeaux”in1983.HejoinedtheFrenchMinistryofEconomyandFinancein1984,wherehecarriedoutmanyinvestigationsfortheFrenchCompetitionAuthority.

Mr Guersent joinedtheEuropeanCommissionin1992,initiallywiththe"MergerTaskForce"intheDirectorate-GeneralforCompetition.Sincethen,hehasalternatedbetweentheprivateofficesofanumberofEuropeanCommissioners(KarelVanMiert,MichelBarnier andNeelie Kroes)andDGCompetition(successivelyDeputyHeadofUnitinchargeofcartels,HeadofUnitinchargeofpolicyandcoordinationofcases,HeadofUnitinchargeofmergercontrol,ActingDirector“Transport,postalandotherservices")andfrom2009,Directorresponsibleforthefightagainstcartels.From2010to2014hewastheheadoftheprivateofficeofMichelBarnier,CommissionerforInternalMarketandServices.HavingheldthepositionofDeputyDirector-GeneralsinceJuly2014,Mr Guersent hasbeenDirector-GeneraloftheDirectorate-GeneralforFinancialStability,FinancialServicesandCapitalMarketsUnionsince1September2015.

Marriedandafatherofthreechildren,heisamemberoftheboardofthenon-profitorganisation Aremis thatprovidesmedicalcareinthehome,primarilytocancerpatientsintheBrusselsarea.MrGuersent isaregularlecturertopostgraduateuniversitystudents.

Dr AlexandraHachmeisterChiefRegulatoryOfficer,DeutscheBörse AG

AlexandraHachmeister isChiefRegulatoryOfficer,ManagingDirectorofGroupRegulatoryStrategy,andamemberoftheGroupManagementCommitteeofDeutscheBörse AG.Ms Hachmeisterjoinedthecompanyin1999.SincethensheservedinvariouspositionsanddepartmentsincludingMarketDesignFunctionality,SystemsBusinessDevelopmentandBoards&Committees,includingmanagingtheGroup´sCorporateofficepriortobecomingHeadofRegulatoryStrategy.InherroleasChiefRegulatoryOfficersheisresponsibleforthedevelopment,implementationandcommunicationoftheGroup’sglobalregulatorystrategyandpositioning.

Huw JonesRegulationCorrespondent,Europe,ThomsonReuters

Mr JoneshasbeenacorrespondentatReutersfortwentyyears.HejoinedinNewYorkwherehecoveredcommoditiesexchangesbeforemovingontowritingaboutWallStreetduringthedotcomboom.HereturnedtoLondonwherehewroteaboutthecreationandemergenceofapan-Europeanstockmarketwiththelaunchoftheeuro,stockexchangemergersandregulation,includingthefirstMiFIDdirective.

HethenspentfouryearsinBrusselsasanEUcorrespondent,coveringfinancialservices,telecoms,mediaandindustry.Since2009hehasbeenbasedbackinLondon,coveringtheG20'sregulatoryagenda,EUandUKregulation.

Esko KivisaariDeputyManagingDirector,FinanceFinland

Esko Kivisaari isthe DeputyManagingDirectorofFinanceFinland(currentlyactingManagingDirector).HeisalsoaMemberoftheEUCommissionHighLevelExpertGrouponSustainableFinance,anda FellowoftheActuarialSocietyofFinland.HealsoworksastheVicechair oftheActuarialAssociationofEurope(AAE)andtheChairoftheInsuranceCommitteeoftheAAE.Mr Kivisaari isalsotheChairoftheBigDataWorkingGroupoftheInternationalActuarialAssociationanda MemberoftheExecutiveCommitteeofInsuranceEurope.

Ms Hachmeister isamemberoftheAffiliateMembersConsultativeCommittee,InternationalOrganisation ofSecuritiesCommissions(IOSCO),amemberoftheGroupofEconomicAdvisorstotheEuropeanSecuritiesandMarketsAuthority(ESMA)andalsooftheworkinggroup‘RoleofFinancialServicesinSociety’WorldEconomicForum(WEF).

InadditiontothissheisengagedinlecturingonmarketstructureandregulationattheJohann-Wolfgang-GoetheUniversityFrankfurt/MainandattheUniversityofBasel.

Ms Hachmeister studiedbusinessadministration/managementinGermany,FranceandtheUS,andholdsaPh.D.inmarketmicrostructurefromEuropeanBusinessSchool.

WimMijsCEO,EuropeanBankingFederation

Wim Mijs wasappointedChiefExecutiveoftheEuropeanBankingFederationinSeptember2014.Between2007and2014heservedasCEOoftheDutchbankingassociationNVB.Duringthistime,hetransformedtheNVBintoamodernindustryassociation,positioningitasthekeyrepresentativeofthebankingsectorinthemidstofthefinancialcrisis.Mr Mijs studiedlawattheUniversityofLeidenintheNetherlands,specialising inEuropeanandInternationallaw.AfterhisstudiesheworkedforoneyearattheInternationalCourtofArbitrationatthePeacePalaceinTheHague.In1993hejoinedABNAMROinAmsterdambeforemovingtoBrusselstoheadupthebank’sEUliaisonoffice.HemovedbacktoTheHaguein2002wherehebecametheHeadofGovernmentAffairsforABNAMRO.Between2011and2015Mr Mijs servedasChairmanoftheInternationalBankingFederation.From2012to2014hewasChairmanoftheExecutiveCommitteeoftheEBF.From2013to2015hewasPresidentoftheBoardofEuribor,nowknownastheEuropeanMoneyMarketInstitute.

Heismarriedandhastwochildren.

Frédéric OudéaPresident,EBF&CEO,Société Générale

Bornin1963.Frédéric Oudéa isagraduateoftheEcolePolytechnique andtheEcole Nationale d'Administration.

From1987to1995,Frédéric Oudéa heldvariouspositionsintheFrenchseniorcivilservice(AuditdepartmentoftheMinistryofFinance,MinistryofEconomyandFinance,BudgetMinistry,PrivateOfficeoftheMinisterofBudgetandCommunication).In1995,hejoinedSociété Générale andin1996hewasappointedfirstDeputyHead,thenHeadofthebank’sCorporateBankingarminLondon.In1998,hebecameHeadoftheGlobalSupervisoryandDevelopmentoftheEquitiesdivision.InMay2002,Mr Oudéa wasnamedDeputyChiefFinancialOfficerofSociété Générale Group.HebecameChiefFinancialOfficeroftheGroupinJanuary2003.In2008hewasappointedCEOoftheGroup,beforebecomingChairmanandChiefExecutiveOfficerin2009.Followingtheregulatorysplitbetweentherolesofchairmanandchiefexecutive,hewasappointedChiefExecutiveOfficerinMay2015.In2010Mr Oudéa wasnamedChairmanoftheSteeringCommitteeonRegulatoryCapital(“SCRC”)attheInstituteofInternationalFinance(“IIF”)andPresidentoftheEuropeanBankingFederation(“EBF”)sinceJanuary2015.

JavierPerezPresident,Mastercard Europe

JavierPerezispresidentofMasterCardEuropeandamemberofthecompany’sManagementCommittee.Mr.PerezisresponsiblefortheEuropeRegionandGlobalAccounts,encompassing53countriesandworkingwith9,000MasterCardfinancialinstitutions.HealsohelpedestablishtheWorldFoodProgramme-MasterCardpartnership.

Beforetakinghiscurrentrolein2006,Mr.PerezwaspresidentoftheLatinAmericaandCaribbeanregion,achievingsignificantgrowth.

RichardPeersDirectorFinancialServicesIndustry,Microsoft

RichardPeersisMicrosoft’sEMEABankingIndustryDirectorworkingwiththeirlargestclientsandFintechinnovators.Hehasspentthelast19yearsatMicrosoftinsales,servicesandmarketingleadership,withthelastfiveyearsdeeplyengagedwithclients,Fintechs andpartnersinFinancialServices.Workingonprojectsandengagingwithleadershipteamshebringsanuptotheminuteinsightonthevisionandthepracticalitiesof“DigitalBanking”.

In2016hecontributedachaptertothe“FintechBook”ontheAPIeconomyandtheimpactofPSD2andFintech’sonBanking.HecreatedandchairedtheMicrosoftDigitaltransformationinFSIeventatLevel39,whichwasinstrumentalinhelpingleadingbanksadoptthecloud.

InFeb2015hecreatedtheAPIeconomyeventinLevel39andcommissionedthe“EmbracingtheAPIEconomy”whitepaper.Twobanks,mBank andBarclays,discussedtheirapproachtothisarea.

InNov2014hecreatedandchairedtheDigitalBankingSummitwhichexaminedthreedifferentmodelstobecomingaDigitalBank.In2013hecreatedtheDigitalWalletFoundrywhichcombinedaconferenceandahackathontobringbusinessanddeveloperscommunitiestogether.DWFsoughttocrackthecodeonIdentity,LoyaltyandPaymentsandwaswidelypraisedasathoughtleadinginitiative.

Mr Peersisaregularspeakerateventsandcontributorviasocialmediaontopicssuchas:Transformation;Innovation,Technologyandtheenvironment.HeisamemberofthepanelselectingtheFintech502016.AsamemberofLevel39,London’spremierFintechcommunityheadvisesanumberofstart-upsinthebankingspace.

Sirpa PietikäinenMemberoftheEuropeanParliament

Ms.Pietikäinen isaFinnishmemberoftheEuropeanPeople'sParty(EPP)intheEuropeanParliament.ShewasformerFinnishMinisterofEnvironment(1991-1995).HercareerattheFinnishparliamentisextensive,rangingfromtheyear1983to2003.ShefirstcametotheEuropeanParliamenttoreplaceAlexanderStubb in2008,andwasre-electedin2009and2014.AttheEuropeanParliament,Ms.Pietikäinen isamemberoftheEconomicandMonetaryAffairsCommitteeandtheCommitteeofInquirytoinvestigateallegedcontraventionsandmaladministrationintheapplicationofUnionlawinrelationtomoneylaundering,taxavoidanceandtaxevasion(PANACommittee).SheisasubstitutememberoftheEnvironment,PublicHealthandFoodSafetyCommittee,aswellasoftheWomen’sRightandGenderEqualityCommittee.IntheECON-committeeshehasbeenresponsibleforlegislativesreportsontransparencydirectiveand non-financialreporting,whileinENVICommitteeshewasRapporteurfortheowninitiativereportonResourceEfficiency:movingtowardsacirculareconomy.

Previously,Mr.PerezwasthegeneralmanagerofthecustomerdivisionforMasterCardEurope.Hewasresponsibleforallregionalbusinessdevelopmentsacrossthecontinent,includingbranding,distribution,sponsorshipandproducts,andwasafoundingmemberofEMVCo.HejoinedMasterCardin1996.

Mr.PerezbeganhisbankingcareerwithBancoBilbaoVizcayaArgentaria(BBVA).WhileatBBVA,heheldvarioustoplevelinternationalpositionsincludingcountryexecutiveforTokyoandHongKongoperations;presidentofthebank’sMiamisubsidiary,managingbankoperationsinLatinAmericaandSoutheastU.S.;headofpaymentsystems,commercialbankingandnewbankingproductsinSpain;andinternationalareaheadfortheAsia,MiddleEastandAfricaregions.HehasalsoservedinexecutivepositionsatBancaCatalana,BancoDirecto,Lider DirectMarketing,Lider Telemarketing,LiderAdvertisingandVisaInternational.

HehasalsoparticipatedasamemberoftheBoardofDirectorsforanumberofSpanishbankingandinsurancegroupsincludingEuropayEspaña,VisaEspaña,BancodeNegócios,BancodeCrédito Local,Caja Postal,BancoIndustrial,BancodeCrédito Agrícola,BancodeAlicante,Seguros PlusUltraandtheSpanishPrisonBoard.

AnativeofSpain,Mr.Perezhasmaster’sdegreesfromtheESADEUniversity,SpainandThunderbirdSchoolofGlobalManagementUSA.

Sheisactiveinseveralorganizations.HerpositionsoftrustincludeChairmanshipoftheGlobeEU.

AgraduatefromtheHelsinkiSchoolofEconomics,Ms.PietikäinenhasMSc(Business),andstillteachesuniversitycoursesonnegotiationstheoryandpractices.

JoséMaría RoldánVicePresident,EBF&ChairmanandCEO,SpanishBankingAssociationAEB

Mr JoséMaría Roldán isChairmanandCEOoftheSpanishBankingAssociationsinceApril2014,after13yearsasDirector-GeneralattheBankingRegulationandFinancialStabilitydepartmentoftheBankofSpainandmemberofitsExecutiveBoard.FromMay2015,heisalsotheVice-PresidenttotheEuropeanBankingFederation(EBF).DuringhistenureinofficeasDirector-GeneralhewaspartoftheBaselCommitteeonBankingSupervision(BCBS),andchairedboththeStandardsImplementationGroup(SIG)oftheBCBSandtheJointForumduringthetenureoftheBCBS.

HefoundedandwasthefirstChairmanoftheCommitteeofEuropeanBankingSupervisors(CEBS);theforerunneroftheEuropeanBankingAuthority(EBA),afterbeingPresidentoftheFinancialActionTaskForceonMoneyLaundering(FATF).HealsochairedtheextinctBankingAdvisoryCommittee(BAC)oftheEU.

Mr Roldán joinedtheBankofSpainasSeniorEconomistoftheResearchDepartmentin1989,butin1994hetookupapostattheEuropeanMonetaryInstitute(theforerunneroftheEuropeanCentralBank)inFrankfurt.

GiovanniSabatiniChairman,EBFExecutiveCommittee&CEO,ItalianBankingAssociation(ABI)

GiovanniSabatini,GeneralManageroftheItalianbankingassociation(ABI)since2009,hasbeenappointedasthenewChairmanoftheExecutiveCommitteeoftheEuropeanBankingFederationforatwo-yeartermfromJanuary2016.He’salsoChairmanofConsorzio Bancomat.GiovanniSabatinigraduatedinEconomicsandBusinessfromtheLUISSuniversityinRomeandlaterreturnedthereinthecapacityoflecturer.

Mr SabatinihasbeenCo-ManagerofCONSOB(theItalianStockExchangeAuthority)aswellasoverseeingitsIssuersInformationDivisionsinceJune2008.FromSeptember2004toMay2006heheadedtheIntermediariesDivisionandbeforethathewasinchargeoftheMarketsDivision(September1986-May2001).

CoravanNieuwenhuizenMemberoftheEuropeanParliament

Ms CoravanNieuwenhuizen hasbeenaMemberofEuropeanParliamentsinceJuly2014.OnbehalfoftheDutchliberalpartyVVDsheisamemberoftheCommitteeonEconomicandMonetaryAffairs(ECON)andtheCommitteeonIndustry,ResearchandEnergy(ITRE).HermissionistoimprovethecompetitivenessoftheEuropeanUnionthroughbringingaboutstructuralreforms,completingtheinternalmarket,cuttingunnecessaryadministrativeburdensandstimulatingresearchandinnovation.

Currently,Ms VanNieuwenhuizen israpporteurontheFintechreportoftheEuropeanParliament.From2010to2014,Ms VanNieuwenhuizen wasMemberoftheDutchnationalparliament.BeforethatshewasRegionalMinisterforInfrastructureandMobilityinherprovince,Noord-Brabant.

JohanThijsCEO,KBCGroup

JohanThijsiscurrentlytheCEOofKBCGroupNV,KBCBankNV,andKBCInsuranceNV. HisjourneywithKBCbeganin1988.In1998hebecame GeneralManagerforKBCInsuranceandhasbeenongoingindifferentpositionseversince. AsidefromhisworkatKBC,heisaMemberoftheBoardofDirectorsforVOKA(AssociationofEnterprisesFlanders),forVBO(Organisation ofBelgianEnterprises)andistheChairmanoftheBoardofDirectorsforFebelfin(ProfessionalAssociationBelgianBanks).

FromJune2006toJune2008hewastheHeadoftheBankingandFinancialSystem- LegalAffairsDepartmentoftheItalianMinistryofEconomyandFinance.AtthistimeGiovanniSabatiniwasalsotheMinistry'srepresentativeontheHighCounciloftheBankofItaly.From May2001toSeptember2004hewasCEOofMonteTitoliS.p.A(acompanyownedbytheItalianStockExchangeGroup)andChairmanofECSDA(theEuropeanCentralSecuritiesDepositoriesAssociation.From July2009to2014Mr SabatiniwasChairmanoftheConsultationCommitteeoftheItalianstockexchangeBorsaItaliana.

JuliaVerlaineFinancialJournalist

Julia-Ambra VerlainewritesaboutfinancialservicesandregulationintheEuropeanUnionforTheWallStreetJournalandDowJonesbureauinBrussels.Ms.VerlainepreviouslyworkedatBloombergNews,whereshereportedoninvestmentbanksbeforerelocatingtoBrusselsin2015tofocusonfinancialregulation.Priortostartingacareerinjournalism,sheworkedatBarclayscoveringmacrohedgefundsontheforeignexchangedeskinbothLondonandNewYork.SheholdsaB.A.fromtheFacultyofLanguagesandLinguisticsprogramatGeorgetownUniversityinWashington,D.C.Ms.VerlaineisadualAmerican-Belgiancitizen.SheisbilingualinEnglishandFrench,andisconversationallyfluentinItalian.