Post on 15-Apr-2017
transcript
Finstem Financial SolutionsProviding direction to your dreams
Mission statement:To be the primary and most trustworthy brand, when thought of Financial Planning
Milestones
May 2013Launch of Finstem India
Nov 2013Formation of Finstem Outsourcing
May 2014Formation of Finstem Infrastructures
August 2014 Launch of Fin Castle Residency
April 2014Formation of Finstem Developers
Upcoming Projects Eastern Homes,Patna
2013 2014 2015 2016
October 2015Launch of upcoming Golf Project on Bangalore Mysore Highway
Upcoming LocationsPatna, Pune
AnIntroduction to Financial Planning
Financial Planning should be a platform for clients that enables them to identify,define and create a plan to achieve the financial dreams without having to stress or worry about them.
Challenges faced by Investors
➢ Overloaded Information
➢ Product Based Approach by advisors
➢ Advisory not linked to Customers Goals
➢ Lack of regular touch /Inconsistency
➢ Frequent Changes in Relationship Managers
➢ Whom to choose and where to invest….
The solution
➢An approach to help identify &prioritize one’s Goals, needs & Aspirations i.e Goal based financial Planning Approach.
➢Ensure to meet the importantgoals of life at the right time.
➢Plan for Unforeseen Financial contingencies
➢Multiple contact points and regular Analysis of the plan
“Why are we the ones to solve the problems we identified?”
Multiple Touch point
The customer shall have multiple touch points ensuring effective &
timely support & service
Experienced Team
A set of experienced team to provide best
possible solutions available in the market
Simplest Online Portal
Easy to use online portal to make your finances
easier to understand and track
Complete Product Bouquet
Complete set of product bouquet to suit your needs that helps map your goals to the investments
How it works
Step 1Goals & Aspirations calendar
Step 2Assessment of current income Status and investments
Step 3Mapping goals & Aspirations to current as well as Future planning
1 2 3
DREAM>PLAN>BELIEVE>ACT
To Accomplish Great Things ,We Must Not Only Act, But Also Dream, Not Only Plan But Also Believe………….
The Finstem Way
Differentiate between Goals ,Needs& Aspirations
Income & Expense Analysis
Current Portfolio/investment Analysis and Mapping the same
to future goals
Portfolio Restructuring(if required)/Future Planning
FINANCIAL PLANNING
MYTHS & FACTS
MYTHS● I am saving enough for
retirement● I have a retirement account and life
insurance policy and that’s all I need
● I have invested in properties and that would be enough to meet different goals of my life
● I completed a financial plan a few yearsago and i am fine
FACTS
Developing a Financial Plan can help you to :Set Specific & realistic goalsSave enough to last through retirement
Prepare for unforeseen events like market
volatility conditions & inflation risksReview your plans as per different life
changing events and ensure to map the same to different goals of life
Why now?Better to do it now than never. Penny saved is equal to a penny earned.