HDFC incorporated in 1977 with a share capital of Rs 10 Crores . HDFC has since emerged as the largest residential mortgage finance institution in the country.

The company has covered over 8.7 Lakh lives and operates through almost 450 locations throughout the country with it’s corporate head quarters in Mumbai, India.

HDFC also has an international Office in Dubai, UAE with service associates in Kuwait, Oman and Qatar.

CASE REPORT:Organization:- HDFC Life Insurance.Establishment:- August,2000Brand:- HDFCCapacity:- Holds 26.00% of equity, 500 branches in

INDIA.Market:- Strong sales and direct marketing network.Products:- Protection, Pension, Savings, Investment,

Health along with Children and Women plans.Price:- Commission Basis

Services:- Protection Plan, Health Plan, Saving and Investment Plans, Retirement Plans, women’s Plan, Children Plan, Rural and social Plans.

Market Status:- Growth StageCompetition Level:- CompetitivePlace Of Operation:- All Over INDIA.Vision:- The most obvious choice for all.Goal:- Certainty ,tax efficient ,flexibility ,liquidity .Aim:- Long term saving and investments. 

Range of Solutions: HDFC has a range of individual and group solutions, which can be easily customized to specific needs . These group solutions have been designed to offer complete flexibility combined with a low charging structure.

Strong Ethical Value: HDFC is an ethical and cultural Organization . False selling or false commitment with the customer is not allowed.

Most respected Private Insurance Company : HDFC was awarded NO.1 Private Insurance Company in 2004 by the World Class Magazine Business World for integrity , innovation and Customer Care.

HDFC Life (HDFC Standard Life Insurance Company) is a long-term life insurance provider with its headquarters in Mumbai, offering individual and group insurance.

It is a joint venture between Housing Development Finance Corporation (HDFC), one of India's leading housing finance institution and Standard Plans , leading well known provider of financial savings & investments services in the United Kingdom.

HDFC Ltd. holds 72.37% and Standard Life (Mauritius Holding) Ltd. holds 26.00% of equity in the joint venture, while the rest is held by others.

How insurance business has evolved over a period of time?

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