HOUSING INDABA

14 NOVEMBER 2011

-Land Increasingly scarce-More affordable land only available on the peripheries of towns and cities-Poor location

-Leads to continues urban sprawl-Increased bulk infrastructure and operational costs-Roads and transport, sanitation, electricity, municipal services costly-Limited provision of social and economic amenities

-Increases marginalization of the poor

Land Availability

-Access to urban land needed-Good location-Higher densities -Closer to economic opportunities and services-Cost of transport more affordable (shorter distances)-Development in balance with the carrying capacity of the natural systems

Land Availability

Land Use Patterns

Urban Sprawl

Urban Sprawl

IncreasedDensities

Higher Density

Development

SCHOOL FIELD

SCHOOL

3 STOREY COURTYARD HOUSING

ROW HOUSING

High Street courtyards

ECD/ Community Courtyards

Street Courtyards

Sustainable Human Settlements

• Social Rental Housing: - Caters for gross household income between R1500 and R7500 - Developed in well-located areas addressing spatial, social and economic integration (Restructuring Zones) - Rental rates between 25% and 30% of household income - Managed by a Accredited Institutions - 3 Funding Streams * National Funding (Restructuring Capital Grant) * Provincial/Municipal funding (Institutional Subsidy) * Donor / Loan Funding (NHFC; DIGH)

Rental Housing

Rental Housing Options

• Community Residential Units - Caters for gross household income between R800 and R3500 per month - Used for refurbishment of provincial/municipal rental housing stock (Old Hostels Programme) - Development of new stock - Only provincial/municipal funding - Rental only (no option for purchase)

• Institutional Subsidy - Rent-to-buy option - 4 year rental - Managed by an institution

CURRENT SUCCESSFUL PROJECTS

What is a Title Deed?It is the evidence that a person is the legal owner of a property.

Addressing the matter of Title Deeds-Study to determine why transfer of properties are delayed.-Since 1994 housing opportunities were created for 250 000 families. -164 000 families has received ownership (title deeds)-86 000 families – registration of properties still outstanding.

Title Deeds

Reasons for Delay of Transfer-Outstanding registration of General Plans and/or Township registration at the Deeds Office

Benefits of Title Deeds-Legal ownership of property -Secure tenure-Access to loans for home improvements-Can become inheritance of the children/family/selected beneficiary

Title Deeds

THANK YOU

BAIE DANKIE

ENKOSI