Insured Solutions, Inc.

Who We Are

Insured Solutions is a national MGA with over $300 million dollars in revenue

specializing Alternative Markets that utilizes local independent agents to provide

their clients one resource for:

Hard to place Workers’ Compensation Coverage

Alternative Markets

Optional Payroll Administration

Risk Management Services

We offer workers' compensation insurance, risk management, and payroll

administration. Our system is delivered to our clients through traditional

insurance , PAYGO, Payroll, PEO, Staffing, and ASO solutions.

Sales and Support Offices in Georgia, California, North Carolina, Florida,

Tennessee

Where We Fit in

Insured Solutions

Inc.

MGA/MGU

IS PEO

(Internal)

IS RiskPro

Risk Mgt & Underwriting

Services

IS PAYGO-Traditional

Work. Comp

PEO Exchange

(Brokerage)

Vanessa Duliere

Appulate

New Submission Management For Insurance Agencies

Augora Hills, CA

818-717-7301 WWW.APPULATE.C

OM

SALES@APPULATE

.COM

Insured Solutions PortalPowered by Appulate

What is Appulate?

• Technology company that provides solutions for the insurance industry.

• We are proud to announce Insured Solutions, as one of our partners! We have created a

portal that will increase efficiency in your submission process to Insured Solutions.

Highlights:

Quick and efficient- no need to rekey ACORD data

Upload ACORD data from your management system- works with any agency

management system

If you don’t have a management system, you can start directly in the portal

Stores your information for next year’s renewals

How it works:

• Uplink your ACORD directly from your management system or log in to the portal and

answer questions, then submit.

How to get started:

• Your insured solutions rep will send you more information in the coming weeks.

• Appulate will host a training webinar, in the next couple of months, for IS agents.

Scott Paciorka

Insured Solutions, Inc.

Irvine, CA

LUA & Sunz Simplifying Process

1. Provide Premium Target

2. Get price indication-Review with IS Rep

3. Review with client and IS Rep

4. Schedule risk evaluation by phone or in person

5. Get final approval and then signed service

agreement

6. IS CSR handles all enrollments

Brad Isaacs

Risk Transfer Programs

Orlando, FL

IS Paygo

IS Paygo is our exclusive internal program

that delivers workers’ compensation

insurance, risk management, and EPLI on

a pay-as-you-go basis. (no payroll

services required)

A Paygo- Amtrust Targets (48 States)

MOD’s < 1.50, approved or referral codes

Incurred Loss ratios (3 yrs) less than 65% with a good

story & good recent trend

Min Premiums $10k

No height, depth, wheels as primary biz, temps,

janitorial, home health, no cutting

Clients must accept Aggressive loss prevention

IS Paygo- Aviation Program (Amtrust & Companion)

The IS Aviation program use A rated carriers to

offer your aviation clients a pay-as-you-go

program:

• Fixed Based Operators

• Flight Schools

• Airline Service Companies

• Charter Operations

• Airport Authorities & more

IS Paygo- Market Update

• Tower Update

• ProSight Specialty Insurance Co-ASO

& PEO Programs

• RTW-A Rated Small Business Program

Step 2: Client Enters Class Codes and Payroll

Step 5: Clients receives invoice automatically via email

Scott Paciorka

Insured Solutions, Inc.

Irvine, CA

IS PEO- Exclusive Internal PEO Program

IS PEO is our exclusive internal program that

combines payroll services, workers’

compensation insurance, risk management, and

EPLI on a pay-as-you-go basis.

Nationwide A-Rated carrier options are available

and target a wide range of clients such as:

• Manufacturing

• Light Industrial

• Hospitality

• Construction trades

• And More

LUA PEO – LUA Program Target (48 States)

MOD’s <3.00

Incurred Loss ratios (3 yrs) less than 150% with a

good story & good recent trend

Min Premiums $10k

No height, depth, wheels as primary biz, temps,

janitorial, home health, no cutting

Up to a 20% Safety Incentive

Deductibles need collateral deposits from clients

Clients must accept Aggressive loss prevention

LUA PEO – Sunz Program Target (16 states)

MOD’s < 3.00

Incurred Loss ratios (3 yrs) less than 150% with a

good story & good recent trend

Min Premiums $10k

No height, depth, wheels as primary biz, temps,

janitorial, home health, no cutting

Up to a 20% Safety Incentive

Deductibles need collateral deposits from clients

Clients must accept Aggressive loss prevention

A PEO- Amtrust Targets (48 States)

MOD’s < 1.35, approved or referral codes

Incurred Loss ratios (3 yrs) less than 65% with a good

story & good recent trend

Min Premiums $10k

No height, depth, wheels as primary biz, temps,

janitorial, home health, no cutting, no heavy machinery

Clients must accept Aggressive loss prevention

IS PEO Exchange

Insured Solutions has is an exclusive MGA

contract with the nation’s premier PEO’s to

assist agents with their submissions,

placement, and client enrollments.

Avitus Group, Inc.

Josh Balster

Brea, CA

Zurich, 48 States

Founded in 1996 with offices in NY, CA, MT, FL, CO, KS, and more

Avitus Service Model

High touch service model

In person service and enrollment

EPLI

HR

Risk Mgt

Employee Benefit Administration

Mínimum Requirements

$25k Premium,

Min Annual Payroll of $100,000

$50K Premium for Transportation

Deductible options are available

Targeted Risks

< 2.00 MOD

NYC- Contractors are ok

Construction

Moving & Storage

Local Trucking

Heights up to 15 feet

Janitorial

Property Management

Shane Bridwell

National PEO #1

Tampa, FL

National PEO #1 founded in 1986, is headquartered in the Tampa Bay area..

Lion Insurance Company, rated A- (Excellent) by A.M. Best.

&

State National Insurance Co

A-Rated

Targeted Risks

Construction (no roofing in CA)

Temporary Staffing

Manufacturing

Plumbing, HVAC, Electrical

Transportation

And More!

Mínimum Requirements

US: $26k Premium

$50K Premium for Transportation (CA: $100K)

Average employee wage of $25K

No X-Mod restrictions

What allows this PEO to take on higher risk clients

Deductibles & Collateral

Minimum Average employee wage of $25K

Minimum Workers’ Comp. Premium fees

Aggressive loss prevention

National PEO #2

St. Petersburg, FL

This PEO utilizes AIG Insurance Company, rated A (Excellent) by A.M. Best.

Mínimum Requirements

$25k Premium

Incurred 3 r Loss ratios < 50%

X-Mods up to 1.50

Targeted Risks

Home Health & Assisted Living

Manufacturing

Pizza Delivery

Hospitality & adult entertainment

Plumbing, HVAC, Electrical

No Heights

USLH best of class

No long haul (limo co best in class)

Bus Co, Charter Co (best in class)

Janitorial, cutting ok !

Targeted Risks

1.50 MODs or less, < $350K premium- internal pen

No side of road exposure

No Sewer, but excavation ok

Waste mgt-best in class

Will term quickly non-report, losses w/o cooperation

40% incurred loss ratio or need a good story

48 hr turn around, indications ok

Q&A and Conclusion

Thank you for your time!

Email Questions to sales@insuredsolutions.net