� 100% Philippine government-owned universal bank

� With a social mandate to spur countryside development

� Largest government bank in the Philippines

� Fourth largest among Philippine commercial banks---in deposits, assets, loans, capital

� With an extensive network* of- 38 Lending Centers- 356 Branches- 1,466 ATMs

*as of October 31, 2015

LANDBANK in BriefLANDBANK in Brief

LANDBANK Plaza

Malate, Manila, Philippines

LANDBANK’s Vision and Mission

VISIONBy 2018, LANDBANK will be the top universal bank that promotes inclusive growth and improves the quality of life especially in the countryside through the delivery of innovative financial and other

services in all provinces, cities and municipalities.

MISSION:

To Our Clients and Publics:

We will use the best technology solutions to deliver responsive financial and support services to our clients, while promoting

sustainable development, and environmental protection.

To Our Employees:

We will develop and nurture talents that will exemplify the highest standards of ethics and excellence consistent with the best in the

world.

� Conferred by The Banker, the world’s leading monthly journal of record for the banking industry

Considered as the Oscars of the Banking industry

Recognized LANDBANK for its strong management, sound business model and prudent risk approach

LANDBANK in BriefLANDBANK in Brief

LANDBANK’s Renewable

Energy Lending Program

Powering the development of the

Philippines’ energy sector

OFW Reintegration Program

� Provides financing to:

1. renewable energy

2. energy efficiency projects

� Supports the Philippine government’s thrust of promoting Renewable Energy development, utilization and commercialization

� Accelerates investment in the energy sector

RE Lending Program

OFW Reintegration ProgramEligible Borrowers

� Sole Proprietorships

� Partnerships

� Corporations* such as power producers, power distributors, Energy Service Companies, Renewable Energy Manufacturers/Suppliers, Renewable Energy Contractors, among others(*at least 60% Filipino-owned)

� Cooperatives/Associations (i.e. Electric Cooperatives, Employees Cooperatives)

� Local Government Units

� Financial Institutions

� Government-Owned and –Controlled Corporations/Government Agencies

� Non-Government Organizations

OFW Reintegration ProgramEligible Projects

� Projects defined under the Renewable Energy Act of 2008

� Biomass

� Geothermal

� Solar Power

� Hydro Power

� Ocean

� Wind

� Biofuel

Eligible Projects

� Other RE Projects such as but not limited to:

� Hybrid Renewable Energy Systems

� Fabrication/manufacturing of Renewable Energy Technologies, Equipment and Components

� Energy Efficiency Projects such as but not limited to:

� Building Retrofit

� Efficient Lighting

� Investment in other Energy Efficiency Equipment/Systems

OFW Reintegration ProgramEligible Loan Purposes

� Project Preparation, e.g. Feasibility Study, Detailed Engineering Design, Assessment Studies to support, securing permits, licenses and approvals

� Working Capital

� Permanent Working Capital

� Capital Expenditures (CapEx), i.e.

� Construction, upgrading or rehabilitation of renewable energy projects/plants and other renewable energy related projects

� Construction, upgrading or rehabilitation of Energy Efficiency Building

� Installation of Individual Renewable Energy Home System such as but not limited to solar electricity system, solar heating system, solar-assisted air conditioning system

� Acquisition of machineries, equipment, modulartechnology and other components in support torenewable energy operation, among others

OFW Reintegration ProgramLoanable Amount

� Shall be based on the total project requirement but should be within the established loan ceiling for each client type (e.g. based on Bureau of Local Government Finance certification in the case of LGUs and other government entities)

Interest Rate

� Based on the prevailing rates at the time of availment

OFW Reintegration ProgramLoan Tenor

� Short-Term Loan Line (STLL)

� Via up to 360 days Promissory Notes

� Term Loan (TL)

� Permanent Working Capital – maximum of five years inclusive of up to six months grcae period on principal

� CapEx – based on project cashflow up to a maximum of 15 years inclusive of up to three years grace period on principal

� Standby Letter of Credit (SLC)

� Available based on SLC terms and conditions up to a maximum 360-day Promissory Note to coincide with the maturity of the line

OFW Reintegration ProgramFinancing Mix

LGU/EC/GOCC/GA

Private Borrowers

LANDBANK (max)

90% 80%

Borrower’s equity (min)

10% 20%

OFW Reintegration ProgramDocumentary Requirements� Corporate Papers

� Information on the Project Sponsors/Shareholders

� Project Feasibility Study

� Financial Projections

� Contracts/Agreements, whichever is applicable

� Engineering, Procurement and Construction Contract Agreement

� Power Purchase Agreement/ Bilateral Contract

� Biomass Feedstock Supply Agreement/ Supply Contract Agreement

� Site Agreement (lease, etc.)

� Shareholders

� Collateral Documents

� Insurance and Risk Cover

� Permits/Licenses/Clearances

Loans to Renewable Energy Projects in the Philippines

No. of Accounts

Approved Amount

(in USD M)

Released Amount

OutstandingBalance

Capacity (MW)

Biomass/ Biogas

14 57.39 26.13 25.70 44.69

Geothermal 1 74.47 21.28 20.00 305.00

Solar 4 23.37 10.65 10.62 15.68

Hydro 4 10.81 3.41 2.67 4.70

Ocean 0 0 0 0 0

Wind 1 21.28 21.28 18.40 150.00

Bioethanol 1 10.64 8.51 4.87 35 M liters/year

TOTAL 25 197.96 91.26 82.26 520.07

By Technology/ Project

LANDBANK-financed Renewable Energy Projects in the

Philippines

Solar Energy Project

� Cosmo Solar Energy, Inc. (5 MW)

Location: Municipality of Miag-ao, Province of Iloilo

Biomass Energy Project

� Green Innovations for Tomorrow Corporation

� Rice Husk-fired power plant

� Location: Munipality of Talavera, Province of Nueva Ecija

Geothermal Energy Project

� Green Core Geothermal, Inc.

� Production of geothermal steam and sale of electricity

� Location: Municipality of Kananga, Province of Leyte and Municipality of Valencia, Province of Negros Oriental

Wind Energy Project

� EDC Burgos Wind Power Corporation

� Wind farm facilities and support equipment

� Location: Municipality of Burgos, Province of Ilocos Norte

Bioethanol Energy Project

� San Carlos Bioenergy

� Nature of Business: Integrated fuel bioethanol distillery and power co-generation facility

� Location: San Carlos City, Province of Negros Occidental

Hydro Energy Project

� Euro Hydro Power

� Nature of Business: research, development, construction and installation of hydro electric power plant

� Location: Municipality of Lake Sebu,Province of South Cotabato

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