Post on 06-Apr-2018
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8/2/2019 LFS Detail
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Lucre Financial Services (LFS)
• Origination :- LFS is the recent venture of Parshwa Group started in May
2011. It is an independent Wealth Advisory firm providing wealth
management solutions to everyone. The company offers financial services
of Wealth Advisory and Wealth Management.
• The LFS are framed to meet client's needs through personal consultations.
It helps create a way to help them meet their investment goals based on a
deep understanding of their needs . The LFS follows a unique three-step
process to create a financial plan for clients, conduct a portfolio review and
then to ensure asset allocation being maintained through active portfolio
management (continuous tracking and rebalancing). The financial health
diagnostics include Income Tax ,Insurance, Investment, Retirement, Estate
Planning and Mutual Fund Commensurate with these objectives, there is astrong excellence and clarity to the high ethical standards .
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Investments
• Investment :- Everybody knows what is investment, money
you earn is partly spent and rest is invested for meeting future
goals.
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Investment Instruments
Opportunities
Equities
BSE
NSE
Commodities MCX
NSEL
Currencies
MCX-SX
NSE CDMutual funds
Insurance
FD & Bonds
Debenture
NCD
IPO / FPO
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IPO
• IPO :- IPO is Initial Public Offering where if any company
wants to increase their capital then the company will launch
IPO through which it issue shares in market and they will get
the money which will help them out in expanding their
business.
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Equities BSE & NSE
• John Maynard Keynes said, 'Don't try to figure out what the market is
doing. Figure out a business you understand, and concentrate' .
Investing in stocks is more a science than an art.
• There are certain ground rules which investors must follow to be
successful. Even before you decide to invest in stocks of individualcompanies, it is pertinent to have a proper asset allocation plan, that is,
what portion of your portfolio should be dedicated to equity
Equities
BseNse
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Equities – BSE & NSE
• Equities In BSE & NSE :- In equities investment can be done
from 500 to 5,00,000…….
• Investment in equities benefit is investor gets dividend or
capital growth of the market.
• Tax benefit , if holding is more then one year i.e. long term
capital gain tax benefit , where profit earned on equity is tax
free .
• Dividend earned from Indian companies is tax free.
• In Equity investment potential of bonus and right issues are
there as per companies future plans.
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NSE Derivatives
Futures
& Options
FUTURES
INDEXFUTURES
STOCKFUTURE
OPTIONS
CALLOPTION
INDEX CALL STOCK CALL
PUTOPTION
INDEX PUT STOCK PUT
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NSE Futures
• NSE Futures :- Futures means contract available for trades in
index and stocks
• In NSE futures lot size available to trade , in lot size number of
shares decided by exchange.
• In futures investor need to give margin ie some % of
investment amount decided by exchange.
• Three months contracts are available to trade.
• On every month’s last Thursday expiry of contract done by
holder or exchange by default .
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NSE Options
• NSE Options :-In Nse options there is two segments I.e call and
put.
• Call :- One can buy call when market is going up ie. market is
bullish market , people predict that market will go up on that
basis call option can be bought.
• Put :- One can buy put when market is going down ie market is
bearish market , people predict that market will go down on that
basis put can be bought.
• Call and put prices is decided by open interest.
* Open Interest is the total number of outstanding contracts that
are held by market participants at the end of the day.
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Commodities
COMMODITIES
MCX
BULLIONS
GOLD
SILVER
ETC
METALS
ALUMINIUM
LEAD
TINNICKEL
ENERGY
CRUDEOIL
NATURAL GAS ETC.
NCDEX
AGRI PRODUCTS
SPICS
PULSES
OIL & OIL SEEDS
NON AGRI PRODUCTS
ENERGY
METALS
NSEL
INVESTMENT PRODUCTS
E-GOLD
E-SLIVER ETC.
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Commodities
There are three markets in commodities i.e.
• Mcx – Future & spot market
• Ncdex - Future & spot market
• NSEL – Spot market
• MCX :- In MCX future and spot market various commodities
are trading like Gold, Silver etc.
• In future market you can buy or sell future contract available
for trade.
• In mcx lot size & margin decided by exchange.
• Mainly in mcx bullions and metals are most active trades.
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Commodities Cont.
• NCDEX :- In NCDEX future and spot market various commodities
like agriculture products and non agriculture products are trading
like spices, pulses, oil & oil seeds.
• In future market you can buy or sell future contract available for
trade.
• In Ncdex lot size & margin decided by exchange.
• Mainly in Ncdex agriculture products are most active trades.
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NSEL
• NSEL is a national spot exchange ltd. Where you can buy e-gold, e-silver
etc. commodities• Since large number of investors from all across the country would be
available at NSEL platform, they can realize better price for their product.
• Transparency in transaction and settlement.
• Platform for minimum investment in gold and silver.
•Risk free – gold and silver kept with demat.
• Any time encashment – Sell it or take delivery.
• Quality of gold and silver is pure approved by government of India. Inphysical market, they always face the risk of counter party defaults,which will be totally guaranteed on National Spot Exchange platform. Asettlement guarantee fund would be maintained for this purpose.
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Currency
MCX-SX
USDINR EURINR GBPINR JPYINR
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Currency
• Easy to understand and interpret linear derivatives , similar to
equity & commodity future that are already being traded.
• Transparent online platform
• Counter party default risk novation by clearing house
• Enhanced retail participation
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Mutual Funds
• A Mutual Fund is a body corporate registered with the Securities
and Exchange Board of India (SEBI) that pools up the money frominvestors and invests the same on behalf of the investors /unitholders, in equity shares, Government securities, Bonds, Callmoney markets etc., and distributes the profits. In other words, amutual fund allows an investor to indirectly take a position in a
basket of assets.
• Mutual fund is diversifies the risk of investors.
• MF are Balance, income , growth,sector funds etc.
• Above funds are available in open ended and close ended
• An open-ended MF there are no limits on the total size of thecorpus.
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MF Continued
• Close – ended MF there are total size of the corpus is limited by the size
of the initial offer• systematic investment plan (SIP) offers 2 major benefits to an investor:
1) It avoids lump sum investment at one point of time
2)In a scenario of falling prices, it reduces your overall cost of acquisition
by a process of rupee-cost averaging.
3) At lower prices end up getting more units for the same investment.
• Certain specific Equity Linked Saving Schemes, tax benefits are available
under Section 88 of the IT Act,if it is tax saving fund then 20% is eligible for
rebate.
• If capital gain is earned and invested in specific Mf then capital gain tax isexempted.
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Insurance
• A policy in which an individual or entity receives financial
protection or reimbursement against losses from an insurancecompany.
• Policy holder gets insurance cover and good returns.
• Small investment for futures uncertainty
• Flexibility of one time investment or monthly, quarterly, half
yearly and yearly.
• In today’s market all types of insurance available Life, Medical,
Car , general insurances.
• We provide insurance service in HDFC and Life Insurance
Corporation of India.
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Bonds
• Infrastructure Bonds:- Investment in bonds gives tax benefit to
the investor.
• Maximum benefit to an investor shall be Rs. 20,000/-- under
section 80CCF.
• The Tax exemption benefit under Sec 80CCF on a sum of Rs.
20,000/- is over and above Rs. 1,00,000/- benefit under section
80C, 80CCC and 80CCD
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Benefit Of Association With LFS
•
Power your faith with LFS when it comes tofinance and earn from our expertise.
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THANKING YOU
Lucre Finvest Consultants Pvt. Ltd.204, Modi Plaza,
Satara Road , Swargate,
Pune –
411 042
Contact :- 020 – 30552000
E-mail :- support@lfservices.co.in
Business Associate with Pinnacle Trade