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Life Insurance Star RatingsTerm Life
1
Stepped Twenties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
MLC Insurance Life Cover Insurance 20000 O
TAL Life Insurance 25000
AMP Elevate Life Insurance Plan 20000
Asgard Capital Mgnt Life Protec on 25000
BT Term Life 25000
OnePath OneCare 25000 O
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
Life Insurance Star Ra ngs 2016 ‐ Page 1Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Twenties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
TAL Life Insurance 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
Life Insurance Star Ra ngs 2016 ‐ Page 2Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Twenties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
Life Insurance Star Ra ngs 2016 ‐ Page 3Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Twenties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
TAL Life Insurance 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
Life Insurance Star Ra ngs 2016 ‐ Page 4Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Twenties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
Life Insurance Star Ra ngs 2016 ‐ Page 5Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Twenties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
TAL Life Insurance 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
Life Insurance Star Ra ngs 2016 ‐ Page 6Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Twenties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 7Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Twenties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
TAL Life Insurance 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
Life Insurance Star Ra ngs 2016 ‐ Page 8Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Thirties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
OnePath OneCare 25000 O
MLC Insurance Life Cover Insurance 20000 O
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Life Insurance Star Ra ngs 2016 ‐ Page 9Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Thirties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
OnePath OneCare 25000 O
AIA Australia Life Cover 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
MLC Insurance Life Cover Insurance 20000 O
AMP Life Flexible Life Time Prot 20000
Macquarie Life FutureWise Life 15000
Life Insurance Star Ra ngs 2016 ‐ Page 10Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Thirties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Life Insurance Star Ra ngs 2016 ‐ Page 11Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Thirties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
OnePath OneCare 25000 O
AIA Australia Life Cover 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
MLC Insurance Life Cover Insurance 20000 O
AMP Life Flexible Life Time Prot 20000
Macquarie Life FutureWise Life 15000
Life Insurance Star Ra ngs 2016 ‐ Page 12Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Thirties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 13Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Thirties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
Asgard Capital Mgnt Life Protec on 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 14Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Thirties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 15Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Thirties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
Asgard Capital Mgnt Life Protec on 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
OnePath OneCare 25000 O
AMP Life Flexible Life Time Prot 20000
Macquarie Life FutureWise Life 15000
Life Insurance Star Ra ngs 2016 ‐ Page 16Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Sixties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 17Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Sixties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 18Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Sixties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 19Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Sixties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 20Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Sixties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
ClearView Life Cover 25000
Macquarie Life FutureWise Life 15000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 21Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Sixties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 22Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Sixties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
AMP Elevate Life Insurance Plan 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 23Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Sixties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 24Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Forties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
ClearView Life Cover 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Life Insurance Star Ra ngs 2016 ‐ Page 25Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Forties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Asgard Capital Mgnt Life Protec on 25000
Life Insurance Star Ra ngs 2016 ‐ Page 26Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Forties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
ClearView Life Cover 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Life Insurance Star Ra ngs 2016 ‐ Page 27Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Forties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
TAL Life Insurance 25000
Asgard Capital Mgnt Life Protec on 25000
Life Insurance Star Ra ngs 2016 ‐ Page 28Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Forties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 29Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Forties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
Asteron Life Life Cover 20000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Asgard Capital Mgnt Life Protec on 25000
Life Insurance Star Ra ngs 2016 ‐ Page 30Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Forties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 31Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Forties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
MLC Insurance Life Cover Insurance 20000 O
AIA Australia Life Cover 25000
Asteron Life Life Cover 20000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Asgard Capital Mgnt Life Protec on 25000
Life Insurance Star Ra ngs 2016 ‐ Page 32Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Fifties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 33Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Fifties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
CommInsure Total Care Plan O 30000 O
TAL Life Insurance 25000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
OnePath OneCare 25000 O
AMP Life Flexible Life Time Prot 20000
Macquarie Life FutureWise Life 15000
Life Insurance Star Ra ngs 2016 ‐ Page 34Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Fifties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 35Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Fifties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
CommInsure Total Care Plan O 30000 O
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
BT Term Life 25000
ClearView Life Cover 25000
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 36Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Fifties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
AMP Elevate Life Insurance Plan 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 37Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Fifties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
Asteron Life Life Cover 20000
ClearView Life Cover 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
TAL Life Insurance 25000
AMP Life Flexible Life Time Prot 20000
Life Insurance Star Ra ngs 2016 ‐ Page 38Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Fifties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
AMP Elevate Life Insurance Plan 20000
Asgard Capital Mgnt Life Protec on 25000
Asteron Life Life Cover 20000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
Life Insurance Star Ra ngs 2016 ‐ Page 39Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Stepped Fifties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asgard Capital Mgnt Life Protec on 25000
MLC Insurance Life Cover Insurance 20000 O
Asteron Life Life Cover 20000
ClearView Life Cover 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
TAL Life Insurance 25000
Life Insurance Star Ra ngs 2016 ‐ Page 40Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Twenties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 41Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Twenties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
ClearView Life Cover 25000
OnePath OneCare 25000 O
BT Term Life 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
AIA Australia Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 42Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Twenties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 43Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Twenties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
ClearView Life Cover 25000
OnePath OneCare 25000 O
BT Term Life 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 44Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Twenties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 45Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Twenties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
ClearView Life Cover 25000
OnePath OneCare 25000 O
BT Term Life 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 46Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Twenties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 47Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Twenties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
ClearView Life Cover 25000
OnePath OneCare 25000 O
BT Term Life 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 48Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Thirties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
AMP Elevate Life Insurance Plan 20000
ClearView Life Cover 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Zurich Australia Protec on Plus 15000 O
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 49Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Thirties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 50Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Thirties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
ClearView Life Cover 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
Zurich Australia Protec on Plus 15000 O
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 51Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Thirties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 52Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Thirties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
ClearView Life Cover 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Zurich Australia Protec on Plus 15000 O
Life Insurance Star Ra ngs 2016 ‐ Page 53Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Thirties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 54Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Thirties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
ClearView Life Cover 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
Macquarie Life FutureWise Life 15000
Zurich Australia Protec on Plus 15000 O
CommInsure Total Care Plan O 30000 O
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 55Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Thirties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
Asteron Life Life Cover 20000
OnePath OneCare 25000 O
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
TAL Life Insurance 25000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 56Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Forties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Elevate Life Insurance Plan 20000
ClearView Life Cover 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 57Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Forties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
BT Term Life 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 58Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Forties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Elevate Life Insurance Plan 20000
ClearView Life Cover 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 59Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Forties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
BT Term Life 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 60Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Forties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
ClearView Life Cover 25000
Zurich Australia Protec on Plus 15000 O
AMP Elevate Life Insurance Plan 20000
OnePath OneCare 25000 O
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 61Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Forties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
Asteron Life Life Cover 20000
BT Term Life 25000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 62Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Forties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
ClearView Life Cover 25000
Zurich Australia Protec on Plus 15000 O
AMP Elevate Life Insurance Plan 20000
OnePath OneCare 25000 O
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
BT Term Life 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 63Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Forties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Elevate Life Insurance Plan 20000
Zurich Australia Protec on Plus 15000 O
Asteron Life Life Cover 20000
BT Term Life 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
ClearView Life Cover 25000
CommInsure Total Care Plan O 30000 O
Macquarie Life FutureWise Life 15000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 64Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Fifties Professional Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Life Flexible Life Time Prot 20000
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
BT Term Life 25000
Macquarie Life FutureWise Life 15000
OnePath OneCare 25000 O
TAL Life Insurance 25000
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 65Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Fifties Professional Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
Macquarie Life FutureWise Life 15000
TAL Life Insurance 25000
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 66Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Fifties Managerial Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
AMP Life Flexible Life Time Prot 20000
Zurich Australia Protec on Plus 15000 O
BT Term Life 25000
OnePath OneCare 25000 O
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 67Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Fifties Managerial Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AIA Australia Life Cover 25000
AMP Life Flexible Life Time Prot 20000
BT Term Life 25000
Macquarie Life FutureWise Life 15000
TAL Life Insurance 25000
AMP Elevate Life Insurance Plan 20000
Asteron Life Life Cover 20000
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 68Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Fifties Light Manual Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
TAL Life Insurance 25000
Life Insurance Star Ra ngs 2016 ‐ Page 69Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Fifties Light Manual Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 70Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Fifties Blue Collar Male
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
TAL Life Insurance 25000
Life Insurance Star Ra ngs 2016 ‐ Page 71Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.
Life Insurance Star RatingsTerm Life
1
Level Fifties Blue Collar Female
Company ProductStepped
2Level
Premiums Guaranteed Future
Insurability
Funeral Benefit($)
Accidental Death Cover
We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature
Interim Cover‐ Accident available 43
"Outstanding Value"
OnePath OneCare 25000 O
Zurich Australia Protec on Plus 15000 O
AMP Life Flexible Life Time Prot 20000
Asteron Life Life Cover 20000
Macquarie Life FutureWise Life 15000
TAL Life Insurance 25000
AIA Australia Life Cover 25000
AMP Elevate Life Insurance Plan 20000
BT Term Life 25000
ClearView Life Cover 25000
MLC Insurance Life Cover Insurance 20000 O
Life Insurance Star Ra ngs 2016 ‐ Page 72Report Date: August, 2016. (All informa on is correct as at August 2016.)
1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that me.
Op onal
4 An advanced payment amount to help fund the expenses associated with a funeral.
2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.