Loan servicePEETER KÕBU

ANDREI SENKIV

Introduction

An intelligent loan service is a software agent that can perform loan services for an individual.

Goal model

Role models

There are 6 different roles in the system:

borrower,

lender,

assistant,

collector,

Informer

manager.

Borrower, Lender, ManagerRole name Borrower

Description A person that has applied, met specific requirements, and received a monetary loan from a lender.

Responsibilities Register in systems.The borrower is legally responsible for repayment of the loan and is subject to any penalties for not repaying the loan back based on the lending terms agreed upon.Follow messages/instructions given by the informer.

Constraint 18+, working. Not organisation.The borrower have to authenticate.

Role name Lender

Description A lender gives money to a borrower with the expectation of repayment in a timely manner, almost always with interest.

Responsibilities Register in systems.Proper information.Invest money.

Constraint A private person makes a loan.The lender have to authenticate.

Role name Manager

Description Analyse Collected information and makes decision - Can Borrower take loan or not.

Responsibilities Make decision.Send decision to borrower.Respond to collector request.

Constraint Up to date data.Borrower profile should be filled and verified prior to giving loan.

Collector, Informer, Assistant

Role name Collector

Description Collects the information about borrower with borrower profile data.

Responsibilities Identify and collect up to date information about borrower. Salary, Obligation, Real estate seizure and Credit history.

Constraint Up to date data.

Role name Informer

Description Notify borrowers about debts if borrower has any.

Responsibilities Notify about payment day (SMS, e-mail).Notify borrowers about debts, partial payment.Keep manager informed.

Constraint Up to date data.Notification messages must be accurate and immediate.

Role name Assistant

Description Register parties and give information

Responsibilities Register borrower & lenderEdit profileRespond to customer requestReportingGive information about parties profiles and investments.

Constraint Up to date data.

Organisation model

Domain model

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Questions?