Preparing For Your Most Important Purchase

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Quick tips, information, and thoughts you may want to consider when buying a home.

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Preparing For Your Most Important Purchase

Presented By: George F Stockes III Realtor®

First-Time Buyer & Seller Specialist!

CulpeperHomeSales.com

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Benefits of Owning a Home

Pride of ownership American Dream

Freedom of enjoyment Decorate, modify,….

Investment Appreciation Principal Accumulation

Tax Advantages Deductions Interest & property taxes Capital Gains exemption

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

A Successful Buying Process

InitialMeeting

Buyer’s Agent

NegotiateContract

LendersApproval

Home Inspection Appraisal

ClosingSettlement

Title Preparation

Home Ownership

Find Your New Home

InitialMeeting

Buyer’s Agent

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Your Current Situation

Are you working with a broker/agent?

Do you have a home to sell or a lease to terminate?

If we find the right home is there anything preventing you from buying it?

When would you like to be in your new home?

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

What’s Important to You?

Tell me about your present home. Describe your perfect home. What features are essential? What special furniture will move with

you? Geographical areas / School Systems. What features of a neighborhood are

important to you? Would you prefer a new or resale home? Have you seen any homes that you like?

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Help Me, Help You

How many homes have you owned?

When was the last time you bought a home?

What type of experience did you have when buying or purchasing in the past?

How long have you been in the market for a home?

What Realtor services are important to you?

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Advantages of Pre-Approval

Determine your purchasing power.

Financial information for better decisions.

Look at the right homes. Eliminate uncertainty.

$ Negotiate the best price.$ Competitive advantage.$ Confirms commitment.

Get Pre-Approved Now!

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Financially Speaking

Have you been pre-approved for a loan in the past 30-days & do you have a letter of loan commitment?

Have you had any credit difficulties in the past?

What do you anticipate your payments to be?

How much money do you have available for....

Earnest Money Deposit Closing Costs Taxes Insurance Homeowners Fees

Run Some Quick Numbers!

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Finding Your Home

Create your personalized buyer campaign which includes.... Customized MLS search

based on your criteria. Immediate notification as a

home matching your criteria comes on the market.

You’ll know before the general public.

I’ll recommend homes that are not publicly listed.

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

I Can Show You Every Home on the Market

All our company listings. All other companies

listings. All homes in MLS. Builders homes. For Sale by Owners. I can even canvas a

desired neighborhood & locate prospective sellers.

Search For Homes Now!

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Inspection, Just Say Yes!

Confirm homes condition. Objective, visual

evaluation. Professional, impartial,

3rd party. Roof to foundation. Includes all systems. Written report.

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Why Buyer Representation

Protect your interest. Confidentiality guaranteed. Buyer counseling Market analysis. Negotiating experience. FULL-Time Agent Dedicated follow-up

throughout entire process. Exposure to all available

markets.

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

Mutual Agreement

If I… Take the time to understand

your needs & requirements Create a personalized

buyer campaign for you Provide a CMA before we write

any offer Write offer & negotiate

purchase agreement Alert you to anything that I learn

that may impact a homes value Incur all my own expenses

Will you… Tell me if your plans change Be available to preview homes Provide feedback on homes

seen & services utilized Advise other REALTORS®,

Builders, &/or For Sale By Owners that I represent you

Work with me until we find you a home

Agree to an Exclusive Buyer Broker Relationship

Last Updated March 28, 2009

George F. Stockes IIIBringing Buyers &Sellers Together!

If You Are Ready to Start - I Can Be Reached @

Direct 540.672.8019 E-Mail E-Mail George Web Visit CulpeperHomeSales.com Now! In Person Coldwell Banker ELITE

4207-A Germanna HighwayLocust Grove, VA 22508

It’s O.K. to have questions, please contact me!