Post on 02-Jun-2020
transcript
MAJOR SPONSOR GALA DINNER SPONSOR LUNCH SPONSOR NETWORKING DRINKS SPONSOR
EXHIBITOR ENDORSED BY
KEY THEMES INCLUDE:
– Pre-conference workshops, conducted by ASIC, FOS and CIO
– A range of high quality presentations covering: Responsible lending, home lending, P2P lending, security and accountability, culture, cryptocurrencies and the future of finance
– A range of excellent speakers from ASIC, CIO, FOS, ASBFEO, ABA, COBA, major law firms, “Big 4” Banks, regional & community banks, RegTech ventures, credit unions and the recently formed BFO
Credit Law ConferenceExploring the future of finance
11 – 13 October 2017 | Surfers Paradise Marriott Resort & Spa
PRESENTING THE 27TH ANNUAL
REGISTER NOW www.informa.com.au/creditlaw2017
Michael Saadat, Senior Executive Leader –
Deposit Takers, Credit & Insurers, ASIC
Chris Green, Group Senior Manager
- Credit, ASIC
The Hon Michael McCormack MP,
Minister for Credit and Small Business
Philip Field, Lead Ombudsman,
FOS
Michael Blyth, Senior Manager – Deposit
Takers, Credit & Insurers, ASIC
Tim Gough, Deputy Ombudsman,
CIO
Ian Gilbert, Policy Director, ABA
Sally MacKenzie, Senior Policy Adviser,
COBA
Katherine Forrest, Partner,
King & Wood Mallesons
Elise Ivory, Partner, Dentons
Jon Denovan, Partner, Dentons
James Moore, Partner,
HWL Ebsworth
Sally Davis, CEO, Code Compliance and Monitoring Committee
Lisa Vanderwal, Special Counsel,
Bird & Bird
Narelle Smythe, Partner, Clayton Utz
Brad Husband, Partner, Corrs Chambers
Westgarth
Joshua Annese, Partner,
Piper Alderman
Jo Canavan, Executive Compliance, Banking and Wealth, Suncorp
Rob Walsh, Partner, EY
Rod Cameron, Partner, Hicksons
Simun Soljo, Managing Associate, Allens
John Laker, previous Chair, APRA and Chair, Banking and Finance
Oath
Jaime Lumsden-Kelly, Solicitor Director, The Fold Legal
Mark Sneddon, Partner, Holly Nethercote
Dr Craig Latham, Deputy Ombudsman, Small Business and Family Enterprise
Ombudsman Service
Lesley Burvill, Head of Risk, Community First
Mark Shaw, Head of Compliance &
Operational Risk, ANZ
Anthony Rivas, CEO, Collection House
EARN CPD POINTS AT THIS EVENT, 1 HOUR = 1 POINT
9:30 WORKSHOP REGISTRATION | Tea & Coffee
10:00 WORKSHOP 1
ASIC
Michael Blyth, Senior Manager – Deposit Takers, Credit & Insurers, ASIC
Chris Green, Group Senior Manager - Credit, ASIC
11:30 Networking and refreshment break
12:00 WORKSHOP 2
FOS and CIO
Philip Field, Lead Ombudsman, FOS
Tim Gough, Deputy Ombudsman, CIO
13:30 Lunch and networking break for Workshop Attendees
14:20 CONFERENCE REGISTRATION | Tea & Coffee
14:50 Opening Remarks from the chair
Elise Ivory, Partner, Dentons
KEY UPDATES
15:00 KEYNOTE MINISTERIAL ADDRESS
Key policy updates from the Minister for Credit and Small Business
The Hon Michael McCormack MP, Minister for Credit and Small Business
15:20 REGULATOR UPDATE | ASIC
Michael Saadat, Senior Executive Leader – Deposit Takers, Credit & Insurers, ASIC
15:40 INDUSTRY UPDATE
ABA update
Discussing;
— ABA response to Khoury Report on Code of Banking Practice
Ian Gilbert, Policy Director, ABA
16:10 Networking and refreshment break
16:40 Anti-money laundering
Regulatory update from the legislative body which brings Australia into line with international best practice to deter money laundering and terrorism financing.
17:00 PANEL
The future of credit: A regulatory perspective
Discussing;
— The perspective of regulators on the changing face of credit and finance
— Short-term expectations and long-term strategy
— Ramifications of key policy changes
Michael Saadat, Senior Executive Leader – Deposit Takers, Credit & Insurers, ASIC
Sally Mackenzie, Senior Policy Adviser, COBA
Ian Gilbert, Policy Director, ABA
Moderated by: Helen Gordon, CEO, AFIA
17:45 CLOSING | Closing remarks from the Chair
17:50 WELCOME RECEPTION | Networking drinks
Sponsored by:
PRE-CONFERENCE WORKSHOPS Wednesday 11 October 2017
Credit Law Conference Wednesday 11 October 2017 DAY 1
REGISTER NOW www.informa.com.au/creditlaw2017
8:50 OPENING | Opening remarks from the Chair
Helen Gordon, CEO, AFIA
THE FUTURE OF FINANCE
9:00 PANEL
Projections on the future of credit and lending in the wake of the digital revolution; A perspective from industry
— Industry perspective of what the future holds for banks, lenders and credit providers
— Disruptions occurring in the space
— Role and relationship of/with regulators
Jo Canavan, Executive Compliance, Banking and Wealth, Suncorp
Lesley Burvill, Head of Risk, Community First
Angela Di Rago, General Counsel, Liberty
Tommy Mermelshtayn, Chief Strategy Officer, Zip Money
Mark Shaw, Head of Risk and Operational Risk, ANZ
Moderated by: James Moore, Partner, HWL Ebsworth
9:45 The New Payments Platform (NPP) — What the NPP is and how it works
— The legal framework that applies to the NPP
— Issues that may affect credit providers
Joshua Annese, Partner, Piper Alderman
10:05 PANEL
Regtech: Providing versatility, innovation and disruption to credit
— Examples of regtech successes
— How can cognitive processes, robotic processes, blockchain, etc provide solutions?
— What does the future hold for RegTech in Australia and globally?
— Regtech as more than just compliance; using this innovation as an educational tool
Anthony Rivas, CEO, Collection House
Matt Symons, Co-Founder, Red Marker
Anthony Quinn, Co-Founder & CEO, Arctic Intelligence
Julian Fenwick, CEO, GRC Solutions
Moderated by: Michael Anastas, Partner, HWL Ebsworth
10:45 Networking and refreshment break
11:10 The future of credit advertising — Current regulations and obligations around credit advertising and changes in the future
— Ethics behind credit advertising
— What does the future hold for those wishing to advertise credit?
Katherine Forrest, Partner, King & Wood Mallesons
11:35 The changing regulatory landscape – where we’ve come grom and where we are headed
Jon Denovan, Partner, Dentons
12:00 Start-up culture
A spotlight on non-traditional lenders and how they have taken to the realm of credit and lending, providing strong competition to the Big Banks and vendors.
Mandeep Sodhi, CEO, Hash Ching
12:30 Lunch and networking break
13:30 FIRESIDE CHAT
Blockchain and cryptocurrencies in the age of instability — Widespread politico-economic instability and is effect on the financial markets
— Updates on regulatory change around cryptocurrencies
— Strategy and progress since SEC ruling
Nick Giuretto, CEO & Managing Director, Australian Digital Currency & Commerce Association
Sam Lee, CEO, Blockchain Global
RESPONSIBLE LENDING
14:00 PANEL
Responsible lending — Assessing the changing landscape in 2017
— Defining what we mean when discussing best practice
— Identifying exemplars of best practice in today’s market
— Looking to the future - where is responsible lending & borrowing heading?
John Brady, Solicitor Proporieter, JFB Solicitors
Ofir Kranz, Head of Compliance and Operational Risk, Latitude Financial Services
Catherine Uhr, Senior Solicitor, Legal Aid Queensland
Ruth Neal, Partner, Dentons
Moderated by: Dr Paul O’Shea, Principal Solicitor, O’Shea Lawyers
14:40 OMBUDSMANS’ ADDRESS
“Not unsuitable” outcomes to unsuitable lending
In the event that the responsible lending obligations have not been met, what is the appropriate amount of compensation? How does the Ombudsman access compensation? Should the loss be apportioned?
Philip Field, Lead Ombudsman, FOS
Tim Gough, Deputy Ombudsman, CIO
15:05 Development in the regulation of small business lending — Oversight of industry’s response to the changes
— Recommendations under the Khoury Report relevant to small business lending
— Recommendations under the Small Business Loans Inquiry Report
— The Commitment of the Big 4 banks announced by ASIC in May 2017
James Moore, Partner, HWL Ebsworth
DAY 2Credit Law Conference Thursday 12 October 2017
Keep updated on exclusive speaker interviews and other specialist content pieces at Informa Insights – www.informa.com.au/insights
15:30 Network and refreshment break
HOME LENDING
16:00 Mortgage broker remuneration Conflicted remuneration now applies to most financial products, with
life insurance the latest product to incur more stringent regulation. Are mortgage brokers next?
Jaime Lumsden-Kelly, Solicitor Director, The Fold Legal
16:20 PANEL
Housing – Crisis? Bubble? Or stable industry with long-term strategy and growth?
Discussing;
— Increasing deposit amounts being required and this effect on lenders
— Housing debt vs household incomes – are certain areas unattainable to 99% of the population? What does this mean for the industry?
— Is the current market growth unsustainable?
— Are we too cautious in the wake of the housing crisis in 2008? Do we crave economic stability too much?
Mandeep Sodhi, CEO, Hash Ching
Brad Husband, Partner, Corrs Chambers Westgarth
17:00 CLOSING | Closing remarks from the Chair
17:10 End of Day 2
19:00
GALA DINNEREnjoy another excellent opportunity to network with your peers and enjoy a delicious culinary experience at the Credit Law Conference’s Gala Dinner.
Following the second day of the event, enjoy great food, drinks and music in the setting of the Marriott Resort. This dinner has become a key addition to the conference agenda and always proves a brilliant evening – one that is certainly not to be missed.
Sponsored by:
DAY 2Credit Law Conference Thursday 12 October 2017
REGISTER NOW www.informa.com.au/creditlaw2017
SPONSORSHIP AND EXHIBITION OPPORTUNITIES
Excellent opportunities exist to showcase your organisation.
For further information, please contact:
Andrew Sinkovich
P hone: 02 9080 4008
Email: Andrew.Sinkovich@informa.com.au
MAJOR SPONSOR
GALA DINNER SPONSOR LUNCH SPONSOR
EXHIBITOR
ENDORSED BY
NETWORKING DRINKS SPONSOR
8:50 OPENING | Opening remarks from the Chair
Amber Warren, Partner, Dentons
P2P
9:00 Is P2P really ‘peer-to-peer?
A discussion on the different sources of funding for peer-to-peer lenders and the relationship between P2P lenders and the ‘Big Banks’, touching on the progress and future of this emerging industry.
Simun Soljo, Partner, Allens
9:30 DEBATE
P2P lending and its implications for SMEs and SME lenders — Should ‘Big Banks’ be scared or is does P2P actually represent a positive diversification of the industry?
— Are P2P companies actually viable? What does the evidence say?
Alex Molloy, CEO and Co-Founder, Valiant Finance
Sunil Aranha, CEO, ThinCats
CULTURE
10:00 The Banking and Finance Oath
A discussion on the newly established BFO and how it plans to increase accountability and ethical behaviour in the banking and finance industry, through their adoptive charter and ethos.
John Laker, previous Chair, APRA and Chair, Banking and Finance Oath
SECURITY AND ACCOUNTABILITY
10:30 Enforcement updates
Rod Cameron, Partner, Hicksons
11:00 Network and refreshment break
11:30 PANEL
Unfair contracts — How to avoid a worst case scenario
— Discussing the changes in consumer risks and industry transformation of non-bank lenders
— Adequately verifying consumer expenses
— ‘The unmet need’ – addressing anxiety around the lack of concrete answers to compliance questions
— When and how to analyse spending patterns from bank statements
— Acknowledging maladministration in lending and responsible lending – relevant case law analysed
— Code of Banking Practice Report – How will it be implemented?
Sally Davis, CEO, Code Compliance and Monitoring Committee
Bradley Lynch, Lawyer - Financial Services, Credit, Privacy and Commercial Litigation, Credit Unions Australia
Katherine Forrest, Partner, King & Wood Mallesons
Dr Craig Latham, Deputy Ombudsman, ASBFEO
Mark Sneddon, Partner, Holly Nethercote
12:15 Data breach notifications; A “how-to” approach
Looking at data breach notifications, their importance as mitigation strategies and forming trust and transparency with the consumer.
Lisa Vanderwal, Special Counsel, Bird & Bird
12:45 How do you approach an issue like Open-Data?
Discussing;
— The effect of open-data legislation on British banks
— Privacy and security
— Comparisons, contrasts and lessons to be learnt in Australia
Narelle Smythe, Partner, Clayton Utz
Rob Walsh, Partner, EY
FACE-TO-FACE
13:15 Face-to-face with ASIC
Join Michael Saadat and his colleagues as they offer their insights from the conference and answer your final pressing questions.
Michael Saadat, Senior Executive Leader - Deposit Takers, Credit & Insurers, ASIC
13:40 End of Conference | Lunch
DAY 3Credit Law Conference Friday 13 October 2017
Keep updated on exclusive speaker interviews and other specialist content pieces at Informa Insights – www.informa.com.au/insights
VENUE DETAILS
Surfers Paradise Marriott Resort & Spa
158 Ferny Ave, Surfers Paradise QLD 4217
Phone: (07) 5592 9800, www.marriott.com.au
For full terms and conditions, please visit:www.informa.com.au/creditlaw2017
Easy Ways to Register Web www.informa.com.au/creditlaw2017
Telephone +61 (0)2 9080 4307 – Quoting P17K12
Email info@informa.com.au – Quoting P17K12
Stay Connected
Creditlaw17
Credit Law Conference11 – 13 October 2017 | Surfers Paradise Marriott Resort & Spa
in
If undeliverable return to: PO BOX Q1439, SYDNEY NSW 1230
POSTAGE
PAID
AUSTRALIA
Pricing DetailsRegister Early & Save Early Bird Rate
Book & pay until 31 July 2017Standard Rate Book & pay from 1 August 2017
Standard Rate PRICE GST TOTAL SAVE PRICE GST TOTAL
Two and half day conference $2,695 $269.50 $2,964.50 $400 $3,095 $309.50 $3,404.50
Two and half day conference plus half day workshops $3,195 $319.50 $3,514.50 $400 $3,595 $359.50 $3,954.50
Consumer Advocates/ Legal Aid
Two and half day conference $2,195 $219.50 $2,414.50 $400 $2,595 $259.50 $2,854.50
Two and half day conference plus half day workshops $2,595 $259.50 $2,854.50 $400 $2,995 $299.50 $3,294.50