Post on 25-Dec-2015
transcript
2© 2004 Lightbridge, Inc
What We Do
+ Authorize.Net provides an Internet Protocol (IP) payment gateway that enable merchants to authorize, settle and manage credit card and electronic check transactions from…
+ Web Sites
+ Retail Stores
+ Mail Order
+ Mobile Devices
3© 2004 Lightbridge, Inc
Company Overview
+ Over 100,000 Active Merchants
+ Dominant Gateway in Small & Medium Business market since 1996
+ Acquired by Lightbridge, Inc. (NASDAQ: LTBG), April 2004
+ Burlington, MA
+ 130+ Employees
+ American Fork, Utah Reseller / Channel Management, Business Development, Finance & Inside Sales
+ Bellevue, Washington Engineering, Operations, Product Management, Marketing & Reseller Support
5© 2004 Lightbridge, Inc
The Payment Gateway of Choice
Merchants’ choice:
+ Secure platform for transaction processing
+ Compliant with the latest industry standards and regulations Visa CISP Certified & MasterCard SDP (in progress)
+ Widespread third-party solution support from over 200 leading shopping carts, VARs and software companies
+ Connected directly to the Chase Paymentech Tampa Processing Platform
6© 2004 Lightbridge, Inc
The Authorize.Net Package
Standard Gateway Features
+ Merchant Interface
+ Transaction history
+ Help guides
+ Integration specs
+ Billing details
+ News updates
+ Automatic upgrades
+ AVS & card code filters
+ Test mode
+ Virtual Terminal / Batch Upload
+ MOTO & retail transactions
+ Multiple Integration Methods
+ Over 200 shopping carts & software companies
Add-On Features
+ Automated Recurring Billing (ARB)
+ eCheck.Net
+ Fraud Detection Suite (FDS)
+ Cardholder Authentication Programs
+ Verified by Visa
+ MasterCard SecureCode
8© 2004 Lightbridge, Inc
Merchant Interface – Virtual Terminal
5 Areas of Virtual Terminal
+ Order Info
+ Credit Card Info
+ Checking Account info
+ Billing Address Info
+ Shipping Address Info
9© 2004 Lightbridge, Inc
Automated Recurring Billing (ARB)
+ Build CC & eCheck Transaction Volume!
+ Three easy ways to create a subscription:
1. Merchant Interface
2. Batch upload capability
3. From a previously settled transaction
+ Multiple recurrence intervals and trial period
+ Low maintenance
+ E-mail notifications when credit card expires
+ Activation through the Reseller Interface
10© 2004 Lightbridge, Inc
eCheck.Net
+ Accept and Process Electronic Check Transactions
+ No additional integration necessary
+ Accept payments over the internet or by phone
+ Charge for one-time or recurring payments
+ Collect funds from personal or corporate bank accounts
+ Merchant must submit separate application
+ Reconcile eCheck.Net Deposits
+ Settlement statement with transaction details
+ Separate reports for Settlement, Billing, Funding Calculation and Risk Reserve activity
11© 2004 Lightbridge, Inc
Fraud Detection Suite (FDS)
+ Provides Web merchants with powerful tools to identify, manage and prevent suspicious and potentially costly fraudulent transactions
+ Easily implemented
+ Designed with Authorize.Net merchants’ interests in mind
+ Full setup wizard that walks merchants through tools
+ Highly effective
+ Combat two types of fraud: verification and settlement fraud
+ Overlapping filters/tools to provide extra protection
+ Customizable rules for merchants specific business needs
+ Process as normal
+ Authorize & hold for review
+ Do not authorize, but hold for review
+ Decline / Reject
12© 2004 Lightbridge, Inc
Card Present Services
+ Eliminates the cost of a dedicated phone line
+ Alternative to virtual and private data networks
+ Easy-to-use management and development environments
+ Short learning curve for fast employee training
+ Fast transaction speeds
+ Cost effective
13© 2004 Lightbridge, Inc
Multi-User Accounts
+ Coming soon!
+ Administrative controls for both resellers and merchants
+ Accessible through both Merchant and Reseller Interfaces
+ Multiple logins provided by “Account Administrator”
+ User-friendly controls and functionality
+ Excellent solution for call centers, Accounting depts., fulfillment houses, etc.
14© 2004 Lightbridge, Inc
Dedicated Risk Department
+ Helps Merchants Detect Suspicious Transactions
+ Proactively monitors transaction activity
+ Notifies merchants of any suspicious activity identified on their account
+ Recommends specific steps for tightening security
+ Helps Merchants Prevent Suspicious Transactions
+ Educates merchants on the security tools available & “best practices”
+ Authorize.Net has published a Security “Best Practices” white paper
http://www.authorizenet.com/files/securitybestpractices.pdf
+ Abuse Management
+ Enforces Acceptable Use Guidelines
+ Monitors and terminates all “adult” merchants on a monthly basis
15© 2004 Lightbridge, Inc
Security & Risk Management
+ Address Verification System (AVS)
+ Verifies card holders address at their issuing bank.
+ Card Code (CVV2,CVC2,CID)
+ Three to four digit security code printed on credit cards.
+ Transaction Key
+ Unique alphanumeric key used as second layer of identification for merchants when submitting AIM transactions to Authorize.Net.
+ Credit Restrictions
+ Only allows credit to be issued against previously settled debit transactions.
+ CISP Certified
+ Certified with Visa’s Cardholder Information Security Program
+ All sensitive information is masked both internally and on all interfaces.
+ Cardholder Authentication Programs
+ Verified by Visa & MasterCard Secure Code
16© 2004 Lightbridge, Inc
Key Selling Points
Integration
+ 3rd Party Support
+ More than 200 integrated partners
+ Integration Team
+ Sample Scripts available
Stability/Reliability
+ Redundancy
+ Increased Capacity
+ Visa CISP & MasterCard SDP Compliant
Support
+ Unmatched by any competitor!
+ Large support staff
+ Phone, email and online chat
+ Hours: 6 am – 6 pm PST, 7x363
Brand Recognition
+ Widely Recognized and Trusted
+ Longevity – Established in 1996!
17© 2004 Lightbridge, Inc
Reseller Pricing
• Standard Buy Rates
• $149 One Time Set up Fee
• $20 Monthly Gateway Fee
• $0.10 Transaction Fee
18© 2004 Lightbridge, Inc
For More Information
Kevin Piccolo
Authorize.Net Reseller
(866) 649-4105
KevinPiccolo@msn.com