Post on 09-May-2015
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+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Mortgage Consultants
New Home Loans OR Refinance home loans
www.PropertyBuyer.com.sg/mortgage
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Why use Property Buyer Mortgage Consultants
• Do you agree that buying a property is stressful activity?
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Why use Property Buyer Mortgage Consultants
• Agents will be playing mind games with you.
• You will be busy negotiating property prices with agents.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Why use Property Buyer Mortgage Consultants
• You will be busy looking at all the different properties available in the market.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Why use Property Buyer Mortgage Consultants
• The Property Agents will pressure you into making a decision.
• They will tell you that someone is offering higher if you don’t take this offer.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Emotional Turmoil
• You will have a whole range of emotions running through you.
• While Agents are asking you Not to worry - sign your cheque.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Dangers of Property Buying
• You may overpay for a property.
• You may omit to check property details.
• The agent may stage a show to tell you that they had helped you secure a lower price - Then ask you for a fee. (many are duped and willingly pay)
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Can you really afford the property?
• Agents tell you nice things and you feel good about your financing ability. Everything seems very cheap and affordable. And life is Rosy.
• BUT can you really afford that property?
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Making a Mistake in Property Buying?
• You may not have checked the clauses and issues with the property.
• You may have made an offer to purchase with terms and conditions unfavourable to you.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Valuation is matched - Says who? Property agent?
• Not only that, when you try to get a loan, some bank’s valuation may not even match the asking price.
--> This means, you suddenly have to top up extra money in the tens of thousands dollars.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Financing issues with Banks
• Some banks may limit the maximum loan a person may get, despite the valuation being met.
• You end up with insufficient bank loan to finance your purchase.
• You end up with unattractive bank rates.
• You end up with a law firm that over-charges you.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Will you get the Best fit home loan?
• There are hundreds of home loan packages for Residential and commercial loans.
• Do you have 3 to 5 working days to go through each one of them?
• Do you have the time to understand each of the clauses?
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Thinking through your home loan holistically?
• Buying a property for residential use has different considerations than buying for Investment.
• Are you able to spend time to go through what best fits your own financial needs and your investment horizon?
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Who is Property Buyer Mortgage Consultant?
• Property Buyer is a Research Focused Mortgage Consultant. We have research capability regarding interest rates, macro economy, financing, economics and investment in general.
• During the Property Buying Process, we help you to ascertain fair value of a property and make bidding price recommendation to make sure you don’t over-pay.
• We also conduct comparative studies in case we feel that a comparative area may be worth comparing against.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Who is Property BuyerMortgage Consultants?
• We help you to check through the legal documents of Offer to purchase, Option to purchase or Sales and purchase agreement to make sure that the clauses are fair.
• We work with you to understand your home loan needs or personal financing aspirations, only then we will short-list the home loan rates for your review.
• Our consultant will explain the clauses, the pros and cons of each package that we have short-listed for you out of hundreds of packages.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Who is Property BuyerMortgage Consultants
• As we have seen many dishonest property activities, we will also highlight to you dishonest practices which you can then avoid.
• Most important of all, we do NOT partake in over-charging you for legal fees. Our preferred lawyers are those that charge reasonable fees.
• We are NOT property agents.
• Probably the only Mortgage Consultant in Singapore that does Property Research, not simply commentary or FAQ.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Why so good?
• Over the years, banks retrenched many bankers. • Banks save a lot of money from having minimal staffing.
• As a result, banks pay us a fee for helping to act like an outsourced banker when a loan is completed.
• Without us, the banks would have to incur more cost to have more people on their pay roll.
• As we receive a fee from the banks, we have decided to provide this service for FREE to our clients. There is no hidden fee.
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Why use Property Buyer Mortgage Consultants?
• You have nothing to lose.
• We are NOT property agents, so no conflicts of Interest.
• We guide you as Property Buyer Advisors to avoid painful buying mistakes.
• We are independent of banks in our approach.
• We do not recommend a bank or a package, we only do the shortlist based on what we understand from you. You choose what package makes sense for you.
• We do the research and the legwork. You save 3 to 5 working days.
• You can ensure a proper follow through on the home loan.
www.PropertyBuyer.com.sg/Contactus.php
MORTGAGE CONSULTANTS
+65-9782-8606 (sms)Loans@PropertyBuyer.com.sg
Why use Property Buyer Mortgage Consultants?
CALL US NOW!
Telephone : 6100 0608
SMS(text): 9782 8606
Contact us here : www.PropertyBuyer.com.sg/Contactus.php
Email :loans@PropertyBUYER.com.sg
MORTGAGE CONSULTANTS
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