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June 6 - 20, 2015 Volume 18 Issue 11
INSIDE THIS ISSUE
HHHBA NAMES WINNERSOF AWARDS OF DISTINCTION
TILLSONBURG: LEAPINGINTO THE FUTURE
HOUSING VALUATIONS: WHO AND WHAT TO BELIEVE?
empirecommunities.com*Limited Time Offer. See Sales Representative for Details. Prices, sizes and specifications are subject to change without notice. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.
JUST GOT EASIER
Mississauga
Toronto
Lake Ontario
LakeOntario
Cambridge
Colborne
Veterans
Mem
orial Pkw
Gretzky
401 8
403
QEW407
56
Lincoln PWY
Binbrook Rd
NN
Clarence
Paris
QEW
Colborne
Cent
enni
al PW
Y
Cent
enni
al PW
Y
Green Mtn. RdMud St
Rymal Rd
Red H
ill
Valley
PWY
Imagine
Blac
kbur
n
ConklinShellard M
t. PleasantWarner
Wynd�eld
BrantfordBrantford HamiltonHamilton
StoneyCreekStoneyCreek
Victory
Lundy’s Ln
McLeod Rd
Falls
General BrockPkwy
Brown Rd
Kalar R
d
Montrose R
d
Exit27
NiagaraSquare
NiagaraFalls
OPEN 7 DAYS A WEEK: Mon-Thurs: 1-7pmFri: 1-6pmSat & Sun: 11am-5pm In partnershIp wIth
DEPOSIT PROGRAm
31-60 days with $5000 total deposit
61-90 days with $2500 deposit and $5000 in 30 days
91-120 days with $2500 deposit and $7500 over 60 days
121-240 days with $2500 deposit and $12500 over 90 days
30 days or less wIth $2500 total deposIt*
to make life better, we're including 5 appliances with all inventory homes.*
BRANTFORD
STONEY CREEK
VICTORY
WYNDFIELD
309 Blackburn Dr., 519.756.4554
22 Green Mountain Rd. W., 905.930.7934
FREEHOLD TOWNS
FREEHOLD TOWNS
FROm
$220990
FROm
$302990
say hello to easy Buy and our lowest ever $2500 total deposit.* now go ahead and smile because owning an amazing new move in ready home from empire has never been easier.
facebook.com/EmpireCommunities
@Empire_Living
EMPI 8402 MikeHolmes-InventoryAd-15x10.5-F.indd 1 2015-06-02 11:40 AM
empirecommunities.com*Limited Time Offer. See Sales Representative for Details. Prices, sizes and specifications are subject to change without notice. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.
JUST GOT EASIER
Mississauga
Toronto
Lake Ontario
LakeOntario
Cambridge
Colborne
Veterans
Mem
orial Pkw
Gretzky
401 8
403
QEW407
56
Lincoln PWY
Binbrook Rd
NN
Clarence
Paris
QEW
Colborne
Cent
enni
al PW
Y
Cent
enni
al PW
Y
Green Mtn. RdMud St
Rymal Rd
Red H
ill
Valley
PWY
Imagine
Blac
kbur
n
ConklinShellard M
t. PleasantWarner
Wynd�eld
BrantfordBrantford HamiltonHamilton
StoneyCreekStoneyCreek
Victory
Lundy’s Ln
McLeod Rd
Falls
General BrockPkwy
Brown Rd
Kalar R
d
Montrose R
d
Exit27
NiagaraSquare
NiagaraFalls
OPEN 7 DAYS A WEEK: Mon-Thurs: 1-7pmFri: 1-6pmSat & Sun: 11am-5pm In partnershIp wIth
DEPOSIT PROGRAm
31-60 days with $5000 total deposit
61-90 days with $2500 deposit and $5000 in 30 days
91-120 days with $2500 deposit and $7500 over 60 days
121-240 days with $2500 deposit and $12500 over 90 days
30 days or less wIth $2500 total deposIt*
to make life better, we're including 5 appliances with all inventory homes.*
BRANTFORD
STONEY CREEK
VICTORY
WYNDFIELD
309 Blackburn Dr., 519.756.4554
22 Green Mountain Rd. W., 905.930.7934
FREEHOLD TOWNS
FREEHOLD TOWNS
FROm
$220990
FROm
$302990
say hello to easy Buy and our lowest ever $2500 total deposit.* now go ahead and smile because owning an amazing new move in ready home from empire has never been easier.
facebook.com/EmpireCommunities
@Empire_Living
EMPI 8402 MikeHolmes-InventoryAd-15x10.5-F.indd 1 2015-06-02 11:40 AM
BW-NHC_SWO-0115.pdf 1 2015-01-14 4:20 PM
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The Violet Model Home in Wildflowers, Kitchener
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.
SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pmMODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm
Follow us:
FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM
TAKE YOUR PICK IN BEAUTIFUL, AFFORDABLE WILDFLOWERSCHOICE FROM A VARIETY OF STYLISH TOWNHOMES & DETACHED DESIGNS
Detached Homes From $317,990
KITCHENER
Townhomes From $234,990
HOMER WATSON BLVD.
HURON RD.
SEABROOK DR.
SALES CENTRE/MODEL HOMES
FISCHER
HALLM
AN R
D. S.
401
7&8
N
4 DETACHED MODEL HOMES
SALES CENTRE 179 Seabrook Drive
36' HOME, THE SANDCHERRY ‘B’ 2,283 SQ.FT. $415,990REAR LANE TOWNHOME, THE GERANIUM ‘A’ 1,736 SQ.FT. $289,990
ELEV. ‘A’
MATGTA - Wildflowers - SW New Home & Condo - Magazine Due: 03/06/15
File Name: MATGTA-WF_Preserve_SWNHnC Publication: SW New Home & Condo
Trim: 7.5" x 10.5" Safety/V.O.: .25” DPI: 300
Bleed: .125” Colours: CMYK Built: 01/06/2015 – JND
MATGTA-WF_Preserve_SWNHnC.indd 1 2015-06-02 11:00 AM
F R O M T H E M I D$200s
main floor living stacked towns
• Unique open concept floorplans up to 1,365 sq. ft.• Attached garage on select units• Carefree living• Close to all amenities in a desirable Kitchener area• Call now to reserve your lot 905-630-5803
CountryGreenHomes.com
VISIT US AT 367 WESTWOOD DRIVE IN KITCHENER
GRAND OPENING CONTINUES
JUNE 6 - 20, 2015 || VOLUME 18 ISSUE 11
contentsON THE COVER
p. 14BRANTHAVEN HOMES
Lake House Towns and Condos – coming this summer to Grimsby
regular and special features IN EVERY ISSUE
10 Editor’s Note67 Hot Dates68 Ad Index
COLUMNISTS
70 Fundamentally Speaking Housing valuations – who and what to believe? by Wayne Karl
IN THE NEWS
56 HHHBAnames winners of 2014 Awards of Distinction
61 Adi DevelopmentsMod’rn – a new standard for condo living in Burlington
HOMEBUYERS’ HELP
27 City Focus Tillsonburg – regional hub leaping into the future
63 Homebuyers’ Resources Mortgage Calculator & Rate Table
24 Tillsonburg Tillsonburg DevelopmentsNew phase the latest success at Baldwin Place
38 Ancaster Carriage Gate HomesA collection of elite residences awaits at Legacy
44 St. Catharines Bayview-WellingtonSpring into summer at BW Homes’ Victoria Village
50 Multi-Site Homes by DeSantisDelivering on great expectations in 2015
community focus features
17 London17 Waterloo29 Hamilton
New Home WATCH
38
24
50
44
Off er & Specifi cation subject to change without notice. E.&.O.E. Not valid with any other promotion or on previous purchases. Restrictions apply, visit sales offi ce for details.
HURRY! THEY’RE SELLING FAST!
6TOWNSLEFT
only
NEW MODEL HOME: 1589 Lookout St., Fonthill
Monday 12-5 p.m.Wednesday 12-7 p.m.
Thursday 1-5 p.m.Saturday, Sunday 12-5 p.m.
Tuesday & Friday by appointment
www.mountainview.com905.323.6232
LUXURY TOWNS STARTING AT $364,900
PRESIDENT, YELLOW PAGES NEXTHOME
Jacqueline HillASSOCIATE PUBLISHER
Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan LeggeDIRECTOR OF SALES, NATIONAL
Moe LalaniART DIRECTOR
Daiana Garay
EDITOR
Wayne KarlCONTRIBUTING EDITORS
Sara Duck (on leave)Elisa KrovblitLydia McNutt
DISTRIBUTION & SALES CO-ORDINATOR
Jennifer BistronADMINISTRATIVE ASSISTANT
Antoinette Jackson
MANAGER OF PRODUCTION
Bala GnanapandithanCO-ORDINATOR
Hannah YarkonyGRAPHIC DESIGNER
Viosa Barileva
CONTRIBUTING WRITERS
Joanne KeenanJeffrey Reed
published by
#500-401 The West MallEtobicoke, ON M9C 5J5
T 416.626.4200 F 416.784.5867ypnexthome.ca
ADVERTISING: Call Susan Maxwell at 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260;e-mail: susan.maxwell@ypnexthome.ca Office hours are Mon-Thurs. 9-5; Fri. 9-12CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.COPYRIGHT 2015: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages Next Home is a trademark of Yellow Pages Group Co. in Canada.
Please recycle this magazine! Yellow Pages Next Home participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
WAYNE KARL EDITOR Yellow Pages NextHomeWayne.Karl@ypnexthome.ca
Follow me on Twitter at Twitter.com/WayneKarlLike us on Facebook. Search: New Home Guide
//EDITOR’S NOTE
It was about this time last year that parts of Ontario were left reeling from severe rainfall, � ooding and power outages, and homeowners were learning
the hard way about home insurance and new-home warranties. Indeed, you wouldn’t dream of buying a new car, TV or other big-ticket item without £ rst inquiring about the manufacturer’s warranty. And when it comes to buying a new home, you should be even more diligent.
Some people may be so excited about their purchase that they’re more interested in choosing £ nishes than reading the £ ne print of a sales agreement. Or maybe they assume all builders are created equal, and that certain
things are covered, when in fact they may not be. Or it might be a lack of awareness of just how new-home warranties work in Ontario.
Tarion Warranty Corp. is a non-pro£ t company designed to protect the rights of new-home buyers and to regulate builders. With four main responsibilities – homeowner education, warranty enforcement, builder licensing, and identifying and prosecuting illegal building – it is, unfortunately, a necessary but extremely valuable body. It is also one you should get to know.
Just like for cars or electronic devices, all manufacturers and products are not created equal. Learning about your new-home builder’s warranty – before the time when you actually may need it – is a crucial part of the homebuying process.
Know your builder – and warrantyUnderstand what’s covered and what’s not
S hopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, models and sales o¦ ces to get down to the nitty-
gritty. Before you venture out, here are some pointers:First, be clear about what you want and expect in a new
home and in your builder. Remember, the range of prices in the new-home
market generally re� ects di ̈erences in location, features and home styles. © ere’s no magic involved. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, £ nishings, features and service. Make sure that
the price you are paying will deliver the quality you want.Second, understand exactly what is included with the home you are buying
and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.
© ird, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s £ nalized.
Three simple steps to successConsider these pointers before heading out on your search
SUSAN LEGGE EDITOR-IN-CHIEF Yellow Pages NextHome Susan.Legge@ypnexthome.ca
Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide
10 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
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12 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
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//COVER STORY
Sunny days and lakeside nights are almost here
BRANTHAVEN’S LAKE HOUSE Towns and Condos, coming this summer to Grimsby!
Grimsby may be known as the gateway to Niagara’s wineries, weekend getaways and a waterfront playground, but with an exciting master-planned community by Branthaven Homes, it will also become a
destination for new-home buyers. Steve Stipsits, president of Branthaven Homes, is pleased to announce that,
“with our latest community, Lake House, we will be able to offer an unprecedented opportunity to live within a prime waterfront residential neighbourhood with a variety of coastal-chic towns and two midrise boutique condos to choose from.”
Located off Casablanca Blvd. and the QEW, right at Lake Ontario’s edge, Lake House is the latest opportunity to own prime waterfront real estate with direct waterfront access, protected beaches, fantastic amenities and panoramic lake views. Stipsits adds, “at 17.5 acres, there is no other development in the region that provides the opportunity for truly attainable lakefront home ownership. Lake House is it!”
Lake House will be Branthaven’s third waterfront community along the beaches of Lake Ontario. Beachhouse, on Hamilton Beach and the nearby Bravo-by-the-Lake, are recently completed, award-winning examples of
Branthaven’s pride and commitment to providing authentic architecture and inspired neighbourhood planning to the region.
At Lake House, Branthaven is able to offer even more of a resort-style experience due to the site’s unusually wide strip of land and expansive lake frontage.
“There are thousands of feet of prime beach and lake access at this site,” says Stipsits. “We thoughtfully designed every aspect of Lake House – the townhomes, the condos, the parks and pathways, the beach and boardwalks – all with the proximity to the lake in mind.”
Lake House will also enjoy the added benefit of its linkages to the ever expanding Waterfront Trail System. “Year-round, Lake House residents will be able to lead a healthy and satisfying lifestyle by strolling, biking,
14 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
BRANTHAVEN HOMES | Lake House
LOCATION Grimsby
HOUSING TYPE Townhomes and midrise boutique condos
CONTACT lakehouselife.ca
jogging or walking their dog on the trails, practicing yoga on the beach or simply enjoying the beautiful sunrises and sunsets that this location allows,” says Kristen Bellamy, marketing and brand manager of the Burlington-based Branthaven.
In addition to the planning of the community, new-home buyers will be swept away by the wide range of floorplan options available. Lake House will have a collection of flats and two- and three-storey townhomes to choose from. Plans will range from 1,370 to more than 2,200 sq. ft. All will feature open concept living spaces, Branthaven’s signature Fresh Thinking features, and outdoor living spaces with walkouts or balconies for casual lounging and dining.
Townhomes will have nautical notes with large windows, glass balconies, cupolas and contemporary New England Beach house style. There will be 21 ft. wide, two-storey towns with full waterfront walk outs – some less than 50 metres from the beach, others a mere 35 metres from the water!
Branthaven will continue to deliver its attainable luxury for those aspiring to home ownership with its ever-popular three-storey 18-ft. town collections; some plans will even include rooftop terraces. There are also flexible 20-ft. rear lane towns with in-demand double-car garages.
If it’s carefree contemporary condo living you are after, Branthaven will have two boutique-sized residences that will anchor the community. Designed with a west coast contemporary look, the condos feature large glazing glass balconies, ground floor terraces and the amenities rival everything resort living affords – an outdoor pool and patio, garden area, fitness and yoga room, party and games room, even a pet spa! With one- and two-bedroom options available, suites will range from 500 to more than 1,000 sq. ft. with smart, open-concept living spaces awash with Branthaven’s coveted style and selections.
Are you ready to live the life lakeside? Lake House Condos and Towns are starting from the $180’s. Register now for inspired lake house living at lakehouselife.ca
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 15
2 M5078-1A.inddRound
Job Description: Mechanical Specifications: Contact:
Leo Burnett 175 Bloor Street E. North Tower, 13th Floor Toronto, ON M4W 3R9 (416) 925-5997
Client: TDDocket #: 112-LTDCICM5078Project: Home Insurance Mag Ad #: M5078-1A
Bleed: 8.625” x 11.25” Trim: 7.5” x 10.5” Live: 7” x 9.75”File built at 100% 1” = 1”
Acct. Mgr: Jordon S, Maura K
Crea. Dir: Dave F
Art Dir: Paul G
Writer: -
Producer: Barry D
Studio: Kim C
Proofreader: Peter, Claude
Colours: 4C Start Date: 2-17-2015 4:12 PMRevision Date: 2-17-2015 4:13 PMPrint Scale: 100%
Comments: Canadian Living, Cottage Life, Today’s Parent, Torono Life, Canadian Gardening, South West New Home & Condo Guide, Renters Guide SWO, Condo Guide GTA
Publication: **see comments**
TD Insurance knows you don’t want drama – you want insurance that fi ts.
TD Insurance Advisors aren’t on commission. They can
help you get home insurance that fi ts your needs. Talk
to one today or go online to get a quote.
TD Insurance home protection is distributed by TD Insurance Direct Agency Inc and is underwritten by TD Home and Auto Insurance Company in Ontario and by Primmum Insurance Company in the rest of Canada. Our Quebec address: 50 Place Crémazie, Montreal (Quebec) H2P 1B6. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Get a quote at tdinsurance.com/fi ts or call 1-877-889-1396
“ This culinary inferno hath left its indelible mark on thy cabinets. And on my soul.”
921941_M5078_1A.indd 1 2/17/15 7:07 PM
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JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 17
BUILDERS: To include or update your listing, email wayne.karl@ypnexthome.ca Please say you saw it in New Home & Condo Guide!
New Home WATCHLONDON
BAYFIELDBLYTHCLINTON
GRAND BENDINGERSOLLLONDON
MITCHELL SEAFORTHSHAKESPEARE
ST.THOMASSTRATFORDTAVISTOCK
TILLSONBURGWINGHAMWOODSTOCK
PREVIEW REGISTRATIONREMBRANDT HOMES London | Castle Rock Place Two-storey and mulit-level condominium townhomes. rembrandt-homes.ca
THE TRICAR GROUP Stratford | 140 Caledonia Register now for these four-storey boutique style condominiums from the high $200’s. tricar.com
STONECREST HOMES London | Victoria on the River Register now for these single-family homes at at Hamilton Road & Commissioners Road East in. stonecresthomes.ca
NEW OPENINGSREMBRANDT HOMES Woodstock | Beacon’s Way Multi level townhomes from 1,747 sq. ft. and from $241,990. rembrandt-homes.ca
REMBRANDT HOMES London | Copperfield Gate Condominium townhomes backing onto Southdale Road near White Oaks Road, from $198,900. rembrandt-homes.ca
FUSION HOMES Tillsonburg | The Oaks Currently under construction, single-family homes from $184,900. fusionhomes.com
FUSION HOMES London | Fox Field Single-family homes at Fanshawe Park Road West and Foxwood Avenue, from $482,900 fusionhomes.com
NEW RELEASESSTONECREST HOMES London | Summerside New phase of single-family homes at Darnley Boulevard and Cardigan Drive. stonecresthomes.ca
HALTON HILLS WELLINGTON WATERLOOALMAAYR
CAMBRIDGEELORA
FERGUSGEORGETOWN
GUELPHKITCHENER
ROCKWOODWATERLOO
PREVIEW REGISTRATIONACTIVA GROUP Cambridge | Isherwood Avenue Condos Register now for this new condo community at 25 Isherwood Avenue. activagroup.ca
SAVIC HOMES Kitchener | Avalon Urban Towns Coming soon – design-forward urban towns at Highland Road West and Ira Needles Blvd., just minutes from downtown Kitchener. avalontowns.ca
REID HOMES Rockwood | Noble Ridge Register now for 30-, 40- and 50-ft. detached homes from 1,438 to 3,100 sq. ft. reidhomes.ca
NEW OPENINGSMONARCH Kitchener | Topper Woods New single-family home development, now under construction. monarchgroup.net
FOREST PARK HOMES Waterloo | Vista Hills Now under construction – new single-family home development. forestparkhomes.ca
COUNTRYGREEN HOMES Kitchener | Westwood Mews Now open – exclusive collection of bungalow and urban towns from the $270’s. countrygreenhomes.com
CRYSTAL HOMES FERNBROOK HOMES Cambridge | Grand River Woods Grand Opening Sales Event on these 30-, 35- and 40-ft. detached homes next to the Grand River. crystalhomes.com fernbrookhomes.com
REID’S HERITAGE HOMES Guelph | Alive Now open – three- and four-bedroom freehold and condominium townhomes starting from the $300,000s. reidsheritagehomes.com
FUSION HOMES Guelph | Chillico Run Now open – townhomes and single-family homes from $339,900. fusionhomes.com
NEW RELEASESMACPHERSON MASTER BUILDERS Fergus | Strathlea Fergus Limited new release of 20-ft. freehold towns and 30-ft. singles. mystrathlea.com
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LOCATION BUILDERS SITES PRICES PAGESemi
CondoTo
wnhome
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Fanshawe SIFTON Fanshawe Ridge • 21
Georgetown MENKES The Enclaves of Upper Canada • • from high $400's 32
Ilderton SIFTON Timberwalk • • 21
Ingersoll SIFTON HarrisView • 21
Kitchener BRANTHAVEN HOMES Nestings • from high $400's 13
Kitchener COUNTRY GREEN HOMES Westwood Mews • • from mid $200's 7
Kitchener MATTAMY HOMES Wildflowers • • from $234,990 6
Kitchener MONARCH Topper Woods • from mid $400's 36&37
Kitchener NEW LIFESTYLE HOMES Explorers Walk • • from low $200’s 23
Kitchener COOK HOMES Explorers Walk • • from low $200’s 23
Kitchener FUSION HOMES Explorers Walk • • from low $200’s 23
Kitchener REID'S HERITAGE HOMES Williamsburg Walk • from $214,900 BC
Kitchener TERRA VIEW HOMES Edgewater Estates • from low $400’s 22
London FUSION HOMES Sunningdale Green • from $452,500 69
London FUSION HOMES Fox Field • from $429,900 69
London FUSION HOMES Hyde Park Meadows • from $345,900 69
London SIFTON Forest Hill • 21
North London SIFTON Ballymote Woods • • 21
Northwest London SIFTON Woodholme Park • 21
South London SIFTON Andover Trails • • 21
Southeast London SIFTON Victoria on the River • 21
Southwest London SIFTON Westwood Village • • 21
Tillsonburg TILLSONBURG DEV. Baldwin Place • • • from $244,500 26
West London SIFTON Evergreen at Warbler Woods • • 21
West London SIFTON RiverBend • • • 21
West London SIFTON RiverBend Park • 21
West London SIFTON Warbler Woods 21
West London SIFTON West 5 • • • 21
Woodstock SENATOR HOMES Havelock Corners • from $239,900 20 Lond
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Senator_Havelock_NH&CSW_060315 | 7.5" x 10.5"
20 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
Homes built for life.
There’s always time to play.
Build those memories of nights fi lled with fun, family
and buttery popcorn, in a home built by Sifton.
From expansive living areas, to solid construction
and high-end fi nishes, Sifton concentrates on
craftsmanship, so you can concentrate on life.
Sifton.com
519.850.0756
Energy Star® Homes. Private Décor Centre. Building in 8 Great Communities.
from the low
$400’s
Pricing does not include condo fees (where applicable), please see a Sales Associate for details. Some lots may carry premiums. All prices include H.S.T. Prices and features subject to change without notice E. & O. E.
TOWNHOMES FROM THE LOW $200s& SINGLES FROM THE MID $300s
Move to a new home & get out. Join a new community on the Grand River in Kitchener. The perfect place to live and get out canoeing, kayaking, fishing and much more. Come discover homes conveniently located close to a 68-acre conservation area and major highways.
REGISTER EXPLORERSWALK.COM
Moving requiresa paddle.
//COMMUNITY FOCUS
LOCATION Tillsonburg
HOUSING TYPE Adult lifestyle, single-detached custom freehold bungalows
SALES CENTRE 3 Esseltine Dr., open 10 a.m. to 5 p.m. Saturday through Thursday, Fridays and holidays by appointment only
CONTACT 519.842.4251 1.800.265.5709 baldwinplace.ca
Opening of new phase the latest success at
TILLSONBURG’S BALDWIN PLACE
T he initial success of Baldwin Place, Tillsonburg Developments’ premier adult lifestyle community in the town of Tillsonburg, has been overwhelming. New home purchasers have fallen in love with the single-detached custom freehold
bungalows and the lifestyle provided by this cosy community.Tillsonburg Developments is pleased at the success of Phase 9A which was
recently released for sale. An additional 32 lots were recently made available, capping off a tremendously successful year for Tillsonburg Developments. This new release of lots includes a row of larger lots backing onto countryside, including several pie shaped lots, plus a number of 40-ft. and some 45- and 50-ft. lots. In fact, the sales pace in this phase is going so well that Tillsonburg Developments is now preparing Phase 9B for release. That will be the final phase of what has been a very successful community in Tillsonburg and already people have started looking with anticipation at those lots awaiting their release. Watch this space for further updates on the progress of that final phase.
24 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
TILLSONBURG DEVELOPMENTS | Baldwin Place
Natural lighting is controlled using tilt and raise blinds between the glass of the sliding patio doors.
Another chapter in the Baldwin Place success story involves the construction of an exciting new model home: the never before offered Surrey, a 1,496-sq.-ft. bungalow featuring a gorgeous stone and brick exterior, double-car garage and extra deep lot. Inside this beautiful new model, a spacious open-concept kitchen, living room-dining room area, main floor laundry and two bedrooms provide the very best layout for today’s busy adults who also enjoy entertaining at home.
Close to every modern amenity, Baldwin Place offers quality-built freehold bungalows starting at just $244,500, including HST. Or, have Tillsonburg Developments modify an existing plan or custom design a home plan for you – you can even bring in your own plan!
All of the new model homes at Baldwin Place now have fully-furnished interiors. Each of the model homes are available for purchase (with the exception of the sales office/model), and offer a quick closing – you even have the option of buying a model fully furnished! Currently, there is one spec home available: the Gainsborough Elevation A with an all-brick exterior. This home now has all interior work completed and includes some finished area in the basement and can offer an immediate possession date should the new owner require such a fast closing.
The gorgeous new Marlborough Elevation B model offers an expanded front porch and single-car garage. The open concept living room, dining room and kitchen areas make this home seem much larger than its 1,280 sq. ft. Natural lighting is controlled using tilt and raise blinds between the glass of the
sliding patio doors. This model boasts an all-brick exterior with the upper portion of the front of the home finished in board and batten siding.
Each model home at Baldwin Place offers a variety of standard and upgraded features allowing prospective purchasers to view a wide variety of options. Baldwin Place also has an interior designer on staff to assist each home purchaser (at no extra cost) with their home’s interior finishes and colours. Choose from a wide variety of selections, all on view in the sales office/decor centre located in the Gainsborough model home, 3 Esseltine Dr., just as you enter Baldwin Place from Quarter Townline Road.
In addition to the recreation centre at Baldwin Place, there are a myriad of leisure activities within the town of Tillsonburg and surrounding area – there are approximately 30 golf courses within a 30-minute drive of Baldwin place. No matter what the season, there’s always an activity to enjoy in Tillsonburg.
Visit the sales centre and new models today, and see for yourself how Baldwin Place embraces a modern lifestyle within a community-driven town.
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 25
All-brick, detached, freehold homes starting at
with a fully-equipped recreation centre (monthly association fee of just $30) and only minutes away from medical facilities, shopping, dining and great golf.
$244,500(incl. hst)
3 ESSELTINE DRIVE, TILLSONBURGMODEL HOME HOURS:
OPEN MONDAY - THURSDAY, SATURDAY & SUNDAY 10AM TO 5PM.
FRIDAYS & HOLIDAYS BY APPOINTMENT ONLY.
E.& O.E. Prices & Specifications are subject to change without notice.
Call us now at 1-800-265-5709 www.baldwinplace.ca
BALDWIN PLACE
UNBEATABLE
VALUE
BP2015 NH&C Ad _Layout 1 2015-04-21 11:02 AM Page 1
TILLSONBURGRegional hub leaping into the future
T hey say location, location, location is one of the primary considerations for real estate.
And while at fi rst glance Tillsonburg, a town of about 15,000 located in Oxford County, may not strike you as blessed with location, a closer look would certainly change your mind.
Located about 50 kilometres southeast of London, Tillsonburg off ers everything a homeowner wants in small-town Ontario, by bringing together surrounding rural serenity with all modern amenities, including hospital and schools, shopping and dining pleasures, plus much more. It’s a short drive from London International Airport, and the picturesque shores of beautiful Lake Erie.
Th e Tillsonburg area enjoys unusually temperate weather, too – perfect for gardening and enjoying outdoor activities, including golf. In fact, there are two golf courses within fi ve minutes of your front door, and dozens more within a half-hour drive.
Not far, either, is the downtown Tillsonburg Town Centre Mall, and Norfolk Mall in south Tillsonburg. Together, they off er more than 200 shops and services. Th ere are also three medical clinics, home support services and an ultra-modern hospital. And just 35 minutes away is the city of London, home to two world-class hospital campuses.
Indeed, although the town population is offi cially listed as about 15,000, the town is a regional hub for business, industry, health care, education, agriculture, government and emergency services which serves an area of nearly 225,000 people.
Not bad for a community dating back to 1825 as a village catering predominantly to the logging and wood processing industries. In the mid-19th century, Tillsonburg took additional steps toward industrialization through further expansion into forest products. In the 1920s, major enterprises included milk and tobacco production and manufacturing of shoes, farm equipment and textiles.
Fast-forward to the 1990s when the current downtown began to take shape with the construction of the Rotary Club Clock Tower, where residents gather to ring in the New Year.
TILLSONBURG AT A GLANCEPOPULATION15,000MAJOR EMPLOYERSAutomotive suppliers, service industries, agricultureAVERAGE HOME PRICES
April 2015: $218,588DISTANCE FROM TORONTO128 kilometresSOURCE: Canadian Real Estate Associati on,
Town of Tillsonburg
PHOTOS: Courtesy of the Town of Tillsonburg
//CITY FOCUS
Tillsonburg’s adult-lifestyle residential focus began in 2001, with the Baldwin Place subdivision located on the western edge of the town – a development that will have approximately 300 homes when completed.
Other recent residential development includes the re-urbanization of the former railway lands on Bridge Street East, which is the site of Tillson Landing condominium, the first such highrise construction in more than a decade. Tillson Landing was completed in January 2006.
The Tillsonburg Community Centre was refurbished in 2004 with renovations and expansion of the arena and new recreation and health club facilities. Downtown also recently welcomed Boston Pizza, as well as big box stores such as Canadian Tire, Shopper’s Drug Mart and Staples Business Depot, and an expanded The Source store and Mark’s Work Wearhouse in the Tillsonburg Town Centre Mall.
In terms of the local economy, Tillsonburg has been positively impacted by General Motors’ CAMI assembly plant in Ingersoll, about 20 kilometres north of the town, which opened in 1986. Toyota’s plant in Woodstock, about 30 kilometres northeast, has had a similar spillover benefit for the town.
Other local businesses have also recently expanded, including Siemens Canada.
The area still has a strong agricultural base, with cash crops, hog farming, milk production, tobacco, ginseng and various tertiary crops.
Not content with relying on such history, and with an eye to further diversifying its economy, Tillsonburg is pledging to leap into the future. The Town of Tillsonburg recently partnered with the Economic Developers’ Council of Ontario (EDCO) to attract international investment.
The efforts seem to be paying off. In February, Tillsonburg was recognized for excellence in economic development initiatives at the 58th annual Economic Developers Council of Ontario (EDCO) Awards.
EDCO awarded the Town of Tillsonburg an honourable mention for its Discover Tillsonburg campaign, an initiative that saw local builders partner with the municipality to collaboratively market the community and attract new residential investment.
“The Town of Tillsonburg and the Tillsonburg Development Committee have a goal of increasing residential growth in the community,” says Mayor Stephen Molnar. “Through the Discover Tillsonburg campaign, we’ve been able to approach the challenge in a fresh way – pooling our resources with the private sector and working collaboratively to make our community stronger.”
Partners in the Discover Tillsonburg effort in 2014 included Tillsonburg Developments Inc., Hayhoe Homes, Fusion Homes and Landmark Homes. Deliverables included a new website (discovertillsonburg.ca) and other initiatives.
“While it’s certainly gratifying to be recognized with an award, the real satisfaction comes from seeing the results,” says Colleen Pepper, marketing and communications officer for the Town. “New home starts in Tillsonburg increased 25 per cent in the first year of the initiative, and are up over 50 per cent since the recession.”
“It’s exciting to see the momentum that is building as a result of this project,” says Dominic Bradley, marketing director for Tillsonburg Developments. “Being involved in Discover Tillsonburg has allowed us to leverage our marketing dollars and make strategic investments that benefit the whole community.”
Tillsonburg Developments is building Baldwin Place, a community of adult-lifestyle, single-detached freehold homes starting from $244,500.
28 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 29
ANCASTERBEAMSVILLEBINBROOKBRANTBRANTFORDBURLINGTONCATHARINES GRIMSBY HAMILTON
MILTONNIAGARAOAKVILLEPARISPORT DOVERST. CATHARINESSTONEY CREEKVINELAND
HAMILTON HALTON NIAGARA
PREVIEW REGISTRATIONCARRIAGE GATE HOMES Burlington | The Berkeley Condominiums Register now for this 154-unit condo at Caroline Street and Elizabeth Street. carriagegatehomes.com
LOSANI HOMES Ancaster | Astoria Register now for this new boutique townhome development, from $299,900. losanihomes.com
MATTAMY HOMES Milton | Hawthorne Village New townhomes and detached homes in this established master-planned community. mattamyhomes.com
NEW OPENINGSCARRIAGE GATE HOMES Hamilton | Legacy Ancaster Collection of spacious single-family homes at Lime Kiln Road in Hamilton carriagegatehomes.com
HOMES BY DESANTIS Grimsby | AquaBlu Now open – a condominium community of modern suites along the lake in Grimsby. Starting from the $180’s. aquablucondo.com
NEW HORIZON Burlington | Bridgewater Residences Presentation centre and model suite now open for luxury condominiums on the lake. bwresidences.com
MINTO, BRANTHAVEN HOMES & EMSHIH DEVELOPMENTS Oakville | Oakvillage Now open – Oakville’s visionary master-planned community from the low $400’s. oakvillage.ca
EMPIRE COMMUNITIES Stoney Creek | Lush at Victory Now open – boutique townhomes from $294,990. lush.empirecommunities.com
MOUNTAINVIEW HOMES Niagara Falls | Windy Lane Estates Showhome now open for 50-ft. singles and townhomes from the $220’s. mountainview.com
NEW RELEASESHOMES BY JOHN BRUCE ROBINSON Hamilton | Binbrook Heights Adult Living Bungalow condominium townhomes at Fall Fair Way in Hamilton. homesbyjohnbrucerobinson.com
MATTAMY HOMES Oakville | The Preserve A new selection of freehold live/work townhomes. mattamyhomes.ca
ZEINA HOMES Hamilton | Paradise Meadows Phase 3 of new single-family homes from 1,870 to 3,608 sq. ft. zeinahomes.ca
ROSEHAVEN HOMES Chippawa | The Ravines at Lyon’s Creek Now open – condominium bungalow townhomes in the Lyons Creek neighbourhood of Chippawa/Niagara. Prices from the $270’s. rosehavenhomes.com
ROSEHAVEN HOMES & HOMES BY DESANTIS Chippawa | The Ravines at Lyon’s Creek Limited quantities of detached homes available, priced from the low $300’s. rosehavenhomes.com homesbydesantis.com
EMPIRE COMMUNITIES Stoney Creek | Lush at Victory Boutique towns coming to this townhouse and single-family home development. lush.empirecommunities.com
HALTON HILLS WELLINGTON WATERLOO
BUILDERS: To include or update your listing, email wayne.karl@ypnexthome.ca
Please say you saw it in New Home & Condo Guide!
New Home WATCH
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Aldershot BRANTHAVEN HOMES Jazz • from the $200's 13
Ancaster CARRIAGE GATE HOMES Legacy in Ancaster • from the $800’s 40
Ancaster WINZEN Garden Park Towns • from high $300’s 47
Binbrook BRANTHAVEN HOMES The Fairgrounds Finale • from high $300's 13
Brantford EMPIRE COMMUNITIES Wyndfield • • from $220,990 2&3
Caledon MONARCH SouthFields • • • from low $400's 37
Chippawa/Niagara ROSEHAVEN Lyon's Creek • • • from $279,990 34
Fonthill MOUNTAINVIEW HOMES The Residences at Lookout • from $364,900 9
Grimsby BRANTHAVEN HOMES Lake House • • from the $180's 12
Grimsby HOMES BY DESANTIS AquaBlu • from mid $200's 11
Hamilton MULTI-AREA DEV. Bellagio Village at Summit Park • • from $279,990 48
Hamilton SONOMA HOMES Style Town Collection • 53
Milton BRANTHAVEN HOMES Pure Towns • 13
Milton MATTAMY HOMES Hawthorne South Village • 71
Niagara Falls SILVERGATE HOMES Victoria Woods • 35
Niagara on the Lake BW HOMES Niagara on the Green • • • from mid $200's 5
Oakville BRANTHAVEN HOMES Oakvillage • from mid $400's 13
Oakville ROSEHAVEN HOMES Woodland Trails • • • from mid $600's 34
Smithville PHELPS HOMES The Atwater Collection • • 33
Smithville PHELPS HOMES Brookside on the Twenty • 33
St. Catharines BW HOMES Victoria Village • from low $300's 4
St. Catharines SILVERGATE HOMES Village on the Twelve • • 35
Stoney Creek EMPIRE COMMUNITIES Victory • • from $302,990 2&3
Stoney Creek ROSEHAVEN HOMES On the Ridge • 34&49
Stoney Creek HOMES BY DESANTIS On the Ridge • 49
Thorold ROSEHAVEN HOMES Gibson Heights • • from $276,990 34
Thorold SILVERGATE HOMES German Village • 35
Waterdown ASPEN RIDGE HOMES Waterdown Meadows • from high $400's 55
Waterdown ROSEHAVEN HOMES Waterdown Meadows • from high $400's 34&55
31
32 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
PhelpsHomes.com
Prices, features and specifications are subject to change without notice and are accurate at time of publication. Subject to availability. Please see sales representative for details. E. & O.E.
Niagara’s Premier Adult Lifestyle Communities
Isn’t it time to get away from the traffic and noise of the city? You might just feel your shoulders drop an inch or two.
Phelps Homes, Quality you can see and feel.
Visit our model home today at: 25 Manorwood Drive in Smithville. 905.957.1777
Welcome to Brookside on the Twenty in Smithville, where empty-nester’s from across the southern GTA,
Burlington, and Niagara are right-sizing in gorgeous attached and detached bungalows carefully crafted
by Phelps Homes. Nestled along the Twenty Mile Creek and surrounded by nature’s best, these gorgeous
homes are within close proximity to walking trails, shopping, farmer’s markets and world-class wineries.
Pricing starts in the 280’s.
NEW LOTS JUST RELEASED
CHIPPAWA/NIAGARALYON’S CREEKCondominium Townhomes from $279,99036’ Singles and 36’ Freehold Towns from $319,990
THOROLDGIBSON HEIGHTSLIMITED HOMES REMAINING!30’ Attached Singlesand Freehold Towns from $276,990Move in Ready Inventory Homes Available
STONEY CREEKON THE RIDGESemi Detached Homes from $358,99040’ & 35’ Singles from $468,990
WATERDOWNWATERDOWN MEADOWS35’ Singles from $479,990Only 5 homes remain!
OAKVILLEWOODLAND TRAILSGRAND OPENING CONTINUES!Semis and Freehold Towns from the mid $600’s
Seek haven from the common, the average, the oh-so-typical, the middle-of-the-road, the run-of-the-mill, the good-enough. At Rosehaven, we will never be satisfi ed with anything less than the exceptional. Because we know you won’t.
HA•VEN: A PLACE OF SAFETY OR REFUGE
For directions, maps hours and community information call our hotline (1-888/416) 410-0175
Prices and specifi cations correct at press time. Photo is of actual Roseahven Home. E. & O.E.
The Welland - Lyon’s Creek, Chippawa
Visit RosehavenHomes.com
Seek haven from the ordinary
silvergatehomes.com | 905.680.6000info@silvergatehomes.com Prices & specifi cations subject to change without notice.
Life is waiting for you.LIVE A LIFE OF LUXURY IN ONE OF NIAGARA’S
PREMIER COMMUNITIES
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 35
CALEDON | SouthFields | Models To ViewTownhomes from the low $400,000’s Singles from the high $600,000’sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707
KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models42’ & 50’ Singles from the low $900,000’sSales Centre located at 165 Timber Creek Boulevard416-495-3513
KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener519-894-8222
HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm
TAKE YOUR STYLE TO THE MAXIMUS
If you dream of owning a customizable home in a fully detached community, visit the Topper Woods Model Homes this weekend! Choose from our range of Maximus Packages to get the features and finishes that are exactly right for you.
You can choose features like:• Hardwood Flooring on Main Level • Air Conditioning• Oak Stairs• Pot Lights• Extended Height Upper Kitchen Cabinets• Granite Countertops in Kitchen
Visit Monarch’s two Model Homes this weekend…minutes from the 401 in Kitchener’s family-friendly Doon Village.
Up to 3,722 sq.ft | 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener | 519-894-8222
Monarch introduces the Maximus Series at Topper Woods in Kitchener
first.first.discover moreMonarchGroup.net
Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. June 2015. 16692.
MORE COMMUNITIESWHERE YOU WANTTO LIVE
36 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
CALEDON | SouthFields | Models To ViewTownhomes from the low $400,000’s Singles from the high $600,000’sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707
KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models42’ & 50’ Singles from the low $900,000’sSales Centre located at 165 Timber Creek Boulevard416-495-3513
KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener519-894-8222
HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm
TAKE YOUR STYLE TO THE MAXIMUS
If you dream of owning a customizable home in a fully detached community, visit the Topper Woods Model Homes this weekend! Choose from our range of Maximus Packages to get the features and finishes that are exactly right for you.
You can choose features like:• Hardwood Flooring on Main Level • Air Conditioning• Oak Stairs• Pot Lights• Extended Height Upper Kitchen Cabinets• Granite Countertops in Kitchen
Visit Monarch’s two Model Homes this weekend…minutes from the 401 in Kitchener’s family-friendly Doon Village.
Up to 3,722 sq.ft | 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener | 519-894-8222
Monarch introduces the Maximus Series at Topper Woods in Kitchener
first.first.discover moreMonarchGroup.net
Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. June 2015. 16692.
MORE COMMUNITIESWHERE YOU WANTTO LIVE
//COMMUNITY FOCUS
Carriage Gate Homes presents…LEGACY IN ANCASTER
W ith its prestigious Ancaster location, this limited community of only 42 custom inspired
homes from Carriage Gate Homes is quickly becoming one of the finest collections of elite residences offered in Ancaster.
Legacy offers discerning homeowners an upscale private community set in a mature area, amidst an abundance of amenities. In fact, this is such a private and secluded enclave that many locals don’t even realize the site is there, clearly making it one of Ancaster’s best-kept secrets.
After a successful preconstruction launch this winter, Legacy is now fully under construction. Two model homes are underway and our first set of purchasers are now realizing their dream homes are becoming a reality.
The setting is ideal, the neighborhood is desirable and the home designs are lavish, inside and out. Legacy offers only the finest
luxurious standard features such as 10-ft. ceilings, granite counters, all brick, stone and stucco exteriors, oak stairs, gas fireplace with custom stone mantle, finely appointed kitchens with extended uppers, crown moulding, soft close doors, wood interiors, islands and pantries… just to name a few.
Gorgeous home designs range from a 2,300-sq.-ft. bungalow to a 4,200-sq.-ft. two-storey, and everything in between. Just as impressive as the unique home styles are the generous and rare lot sizes, with frontages ranging from 50, 55, 60 and 66 ft. wide.
Surrounding Legacy are the Niagara Escarpment’s many forests, ridges, creeks, ponds and waterfalls. The thickly wooded ravine to the north of Legacy is what gives the neighborhood much of it natural appeal and ecological character. It is nestled among scenic parks, lavish trails, hiking and prominent golf courses. A short walk brings you to the quaint and historic Ancaster Village, where you will find boutique shops, fine dining, the town library and much more. Woven in with the heritage of the community are all of the modern conveniences, including the numerous big box stores, theatre and restaurants along Golf Links Road.
Whether you are a growing family realizing your dreams,
38 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
CARRIAGE GATE HOMES | Legacy
LOCATION Ancaster
HOUSING TYPE Executive homes from 2,364 to 4,243 sq. ft. on oversize lots ranging from 50-, 55-, 60- and 66 ft. wide
SALES CENTRE 245 Lime Kiln Rd., Ancaster, open Monday to Thursday 3 to 7 p.m., Saturday and Sunday noon to 5 p.m., Friday by appointment
CONTACT Paul Ciardullo 905.975.9191 paulc@efforttrust.ca, carriagegatehomes.com
or an active empty nester ready to comfortably downsize, this sought after neighborhood has been designed to create the desired lifestyle you deserve.
Visit the presentation centre today and let Carriage Gate Homes help you build your own family Legacy.
The sales centre is located at 245 Lime Kiln Rd., Ancaster, and is open Monday to Thursday 3 to 7 p.m., Saturday and Sunday noon to 5 p.m., Friday by appointment.
For more information, contact Paul Ciardullo, broker, Effort Trust, at 905.975.9191 or paulc@efforttrust.ca, or visit carriagegatehomes.com
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 39
N O W O P E N • V I S I T U S T O D AY !
A legacy is something that is passed down from one generation to another, be it a cherished possession
or a longstanding tradition. Now in Ancaster, Carriage Gate is building on its own home-building legacy,
to create a collection of family residences that epitomize fi ne living.
This latest collection of spacious single family homes from Carriage Gate is perhaps its most prestigious yet.
An intimate enclave of homes in Ancaster’s best and most desirable location, just off Lime Kiln Road,
these estate-inspired residences are distinguished in both their architecture and interior design,
with each appointed with a long retinue of luxury features.
Carr iage Gate Homes Presents a
C O L L E C T I O N O F LU X U RY 5 0 ’, 5 5 ’, 6 0 ’ & 6 6 ’ L O T D E S I G N S
CARRIAGEGATEHOMES.COM
$800’SLuxuriously appointed from the
ANCASTER
Prices and specifi cations are subject to change without notice. E. & O.E. Renderings are artist’s concept.
Sales Offi ce Hours:
Mon. - Thurs.; 3pm - 7pm, Friday by appointment, Sat. & Sun.; 12pm - 5pm.
Paul Ciardullo; Broker, Effort Trust. 905-975-9191 • paulc@efforttrust.ca
CARR-LEG-A-AD-NHC_SW-JUN1-1.indd 1 6/1/15 1:24 PM
SlmrLkvw-Cnry-NHG_SWO-0615.pdf 1 2015-06-02 12:26 PM
PRONTOMOVE-IN HOMES
READY WHEN YOU AREPRONTOHOMES ON DEMAND
PRONTOMOVE-IN HOMES
READY WHEN YOU AREPRONTOHOMES ON DEMAND
//COMMUNITY FOCUS
Spring into summer AT BW HOMES’ VICTORIA VILLAGE
S ummer is just around the corner, and what better way to celebrate than with a new home at Victoria Village on the
banks of the Welland Canal in St. Catharines.Living in the Garden City is as picturesque
as it sounds, especially adjacent to the canal where banks of wildflowers will soon be in bloom to line its pathway. Along with tulips, daffodils and crocuses, new homes at Victoria Village are also popping out of the ground as construction continues and homes are prepared for spring closings. Just ask the well-informed sales staff about how soon you can embark on a fresh new lifestyle at Victoria Village.
You’ll want to be unpacked and settled in to enjoy all that the Niagara Peninsula offers such as the Folk Arts Festival and Blossom Festival. Farmers’ markets are back in full force,
providing plenty of fare for barbecue season. All of your entertainment tastes can be met at Casino Niagara, Shaw Festival and Brock University’s Centre for the Arts, while wineries along The Wine Route offer a great afternoon destination. This St. Catharines location also offers a new slate of amenities that include the new Meridian Centre downtown, the new Kiwanis Aquatic Centre on Carlton Street and soon, the city’s new performing arts centre.
Victoria Village is the city’s “other” waterfront; an active person’s paradise for blading, running or hiking and, of course, biking – nearby trails are part of the Greater Niagara Cycle Route. Walk the dog, walk the stroller or walk hand in hand with your sweetheart.
Living in the Garden City is as picturesque as it sounds, especially adjacent to the canal where banks of wildflowers will soon be in bloom to line its pathway.
44 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
BAYVIEW-WELLINGTON HOMES | Victoria Village
LOCATION: Welland Canals Parkway and Rockwood Ave., St. Catharines
HOUSING TYPE: Two-storey and bungalow/loft detached homes
SALES CENTRE: Open noon to 6 p.m. daily, closed Fridays and holidays
CONTACT: 905.688.7800 1.888.996.9949 victoriavillage@cogeco.net bwhomes.ca
This is a waterfront community like no other, located steps from the Welland Canal Pathway. That’s right, not minutes, moments, or a short drive but steps – right across the street from this world famous waterway. Watch a spectacular parade of ships from international waters as they climb the staircase of locks from Lock 1 to 7.
It’s a two-minute drive from the QEW so residents can reach Buffalo in a heartbeat and Niagara Falls and Niagara-on-the-Lake even faster. There is lots of shopping to do at the newly opened Niagara Outlet Mall. With it being five minutes away, residents are literally around the corner and yet will be spared the hustle and bustle of traffic congestion.
Presented by Bayview-Wellington Homes, Victoria Village presents fine living within luxury homes in this Maritime-influenced community. Not far from its flagship golf course community of Niagara-On-The-Green, Victoria Village pays homage to soldiers awarded the Victoria Cross through its street names.
As always, your welcome to Victoria Village is warm and friendly. Staff are pleased to offer a tour of existing homes. All homes include central air, gas fireplace and fully sodded lots with paved driveways. BW Homes excels at customization on new construction or modifications to existing homes, so buyers can always achieve a home for their needs.
Homebuyers can choose from bungalow, bungalow/loft and two-storey plans so everyone from empty nesters to the growing family will find a fitting design to suit their needs. Bungalow plans offer living areas of 1,160 to 1,250 sq. ft. to as much as 1,750 sq. ft. with the loft option. Two-storey plans are spacious with sizes ranging from 1,521 to 2,530 sq. ft.
It’s time to celebrate the arrival of summer with a new home at Victoria Village.
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 45
THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME416.626.4889
1 YOUR FIRST HOME WINTER 2015
THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME
S P E C I A L E D I T I O N
HOME&CONDO
WINTER/SPRING 2015 FREE
+Expert tips to
DECORATE YOUR FIRST HOME
Trends in lowrise & highrise homesYour guide on where and what to buy
WHAT TO CONSIDER BEFORE GETTING YOUR FIRST MORTGAGE
YFH 02-07-15_master.indd 1 15-02-03 7:10 PM
From the high $300’s
continues
GRAND OPENING
Life just got better in these two communities
by Rosehaven Homes & Homes by DeSantis
TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO
TO TORONTO TO NIAGARA
LAINNETNEC REPPUY
WKRP
KING ST. E.
MUD ST. E.
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MODELS &PRESENTATION
CENTRES
Mann St.
NIAGARARIVER
STONEY CREEKCHIPPAWA/NIAGARA
Prices and specifi cations correct at press time. Renderings are Artist’s concept. Prices quoted are in $ thousands.Maps not to scale. E. & O.E.
LyonsCreekChippawa.com
LiveOnTheRidge.caHOMES BY DESANTIS
ROSEHAVEN HOMES
Walk, Bike & PlayIN STONEY CREEK’SFAMILY FRIENDLY COMMUNITY
Discover your new home at on The Ridge. An
exciting new enclave of 40’ & 35’ Singles, Semis
and Towns within an established and sought-after
neighbourhood in Stoney Creek. Surrounded by
fun for the whole family – hiking, biking, swimming
and all the attractions of Niagara. It’s the lifestyle
you want for your family... a touch above!
9 MODELS TO TOUR
Semis from the mid $300’sSingles from the mid $400’s
You can afford theNiagara Lifestyle!WORRY FREECONDOMINIUM TOWNSFROM THE $270’S
• Live in beautiful Chippawa, Ontario just mins from The Falls!• Limited selection of all designs• Bungalow & two-storey designs to choose from• 9’ main fl oor ceilings • Gourmet kitchens• Luxurious ensuites • 9 MODELS TO TOUR• 1,100 to over 2,283 sq.ft.• Sneak peak at Homes by DeSantis new 30’ model home• Quick closings available• RAVINE/PARK/GREEN SPACE LOTS AVAILABLE
36’ & 30’ Singles plus 36’ Wide Freehold Townsfrom the high $290’s
//COMMUNITY FOCUS
HOMES BY DESANTISDelivering on great expectations in 2015
F or Homes by DeSantis, 2015 is shaping up to be a great year.
At the recent Hamilton-Halton Home Builders’ Association Awards of Distinction, the builder was the winner for Best Kitchen in a Home Under 2,500 Square Feet, Best Townhome Under 2,000 Square Feet for The Lincoln, as well as Project of the Year for Lincoln Square and Fiera Collection.
“The complete satisfaction of our homeowners is our highest priority,” says Gabriel DeSantis, president of Homes by DeSantis. “By offering them the ability to personalize their homes by choosing from
hundreds of options, we can truly provide them with the home of their dreams. Managing the complex process of personalization and also maintaining consistently high quality requires an excellent management team. This award is recognition of the great work of our entire organization.”
Project of the Year is the most coveted award in the building industry, demonstrating leadership in thoughtful planning, attractive aesthetic, as well as best community features and is awarded to the builder that offers the best in all these categories.
With the amazing integration of townhomes and detached homes, the Lincoln Square and Fiera community offered something for every family. Perfectly situated in a community where Homes by DeSantis also built a retail plaza within walking distance, the Town of Lincoln also built a new NHL-sized arena, community centre and public library. All in the heart of charming downtown Beamsville.
50 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
HOMES BY DESANTIS | Multi-Site
LOCATION Beamsville, Grimsby, Niagara Falls, Stoney Creek
HOUSING TYPE Beamsville, townhomes Grimsby, midrise condominium Niagara Falls, 30-ft. detached homes Stoney Creek Mountain, semi-detached lots
CONTACT homesbydesantis.com
“We couldn’t be more happy and honoured with these awards,” says sales, marketing and decor manager Serina Carbone, adding the home builder has a new phase called Centre Square opening fall 2015. “This development will include freehold towns, urban towns and condominum towns with one- and two-floor living.” The one-storey homes offer bedrooms on the main floor and two-storey units stacked above.
Homes by DeSantis has also had great success with the AquaBlu project. More than 75 per cent sold out after just the first week of sales, the community represents architectural distinction and an endearing lifestyle in a boutique environment. This modern, sexy and exciting new five-storey midrise condominium offers the decor and exterior elevation reminiscent of the boutique hotels in South Beach Miami. With a variety of condo floor plans to choose from, AquaBlu features
spacious balconies and floor to ceiling windows to capture views of Lake Ontario. With residences still available starting from the mid 200’s, it’s a smart investment for any buyer.
Lyons Creek in Niagara Falls offers 30-ft. detached homes, several of which are currently under construction for quick closings. Pre-construction prices start at $299,900.
And On the Ridge on the Stoney Creek Mountain, which is currently selling phase two, offers 44 semi-detached lots starting from just $354,900. Knowing that people often desire more living space and upgraded features, Homes By DeSantis has offered optional finished basements and premium packages to further appoint these already beautiful homes.
Of course, all of this is brought together by the more than 50 years of building experience at Homes by DeSantis. A builder firmly rooted in Southwestern Ontario, one that truly understands market trends and strives for excellence in all facets of their business.
For more information about any Homes by DeSantis projects, including the release date of Centre Square, register at homesbydesantis.com
This modern, sexy and exciting new five-storey midrise condominium offers the decor and exterior elevation reminiscent of the boutique hotels in South Beach Miami.
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 51
CHINESE HOME & CONDO GUIDE
五月十六日至六月二十日 / May 16 - Jun 20, 2015 Volume 4 Issue 4
各式電子工具都可瀏覧網上 參閱 ChineseHomeGuide.com
打造室外生活空間 節能環保 綠色大廈 住宅大廈設計創高峰
置身更高層次的生活格調
GTA Chinse Front Cover_051615 grey.indd 1
2015-05-27 10:51 AM
Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.
Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable newresource to help inform and guide them through the newest communitiesin the Greater Toronto Area.
Pick Up Your Copy Today or call usfor a free copy at 416.626.4889!
ypnexthome.ca
IN EVERY HOME
$80,000IN UPGRADES INCLUDED
OVER
sonomahomes.caSite hours: Mon-Thurs 3-6pm Friday’s by appointment Sat & Sun 12-noon-5pm
Be connected to everything
LOCATION! LOCATION!
Your neighbourhoodplayground will include:• 400 m running track• soccer, football fields
UP
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AM
ES
ST.
WE
ST
5T
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RT
H S
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STONE CHURCH RD. W.
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LINCOLN M. ALEXANDER PKWY
40
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Nto 403
UP
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HAMILTON WEST MOUNTAIN
PAR
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65 acre William Connell Parkcoming soon next to STYLE!
OVER 60% SOLD!
• tennis courts• playground + splashpad
so much more!
Whether you’re renting or buying,fi nding your next home has never been so easy.
startyour search here.
You want more! More home. More lot. More features. More time to spend with your family. With great local parks, schools, libraries, restaurants and more, right around the corner. All in a family-friendly neighbourhood that’s connected to wherever you have to go. Want more out of life? Just add Waterdown!
There’s so much more to life at Waterdown Meadows.
Hurry in for a limited number of35’, 40’ & 45’ Singles from the upper $400’s
WaterdownMeadows.comSALES OFFICE HOURS:
Monday to Thursday 1 to 8 pm. Closed Fridays. Saturday and Sunday, & Holidays – 11 to 6 pm
Prices, specifications and information correct at press time. Map not to scale. E. & O.E.
905.690.2224 | 289.895.8424
JUST ADDWATERDOWN
//IN THE NEWS
PROJECT OF THE YEAR Homes by DeSantis Inc. | Lincoln Square & Fiera Collection
GREEN BUILDER OF THE YEAR Empire Communities | Lush at Victory
BEST CUSTOM HOME $1,500,000 & OVER Thomas Cochren Homes | Greystones
BEST RENOVATION $350,000 & OVER Thomas Cochren Homes | Copetown Farmhouse
HHHBA names winners of the 2014 Awards of Distinction
The 2014 edition of the Awards of Distinction from the Hamilton-Halton Home Builders’ Association (HHHBA) recognize the highest levels of achievement in the home building industry, and provided a showcase in which all members may assess and compare the latest ideas in their field. This year’s Awards of Distinction covered building, design, promotion and marketing.
Below is a list of winners selected from more than 200 nominees and were judged by Toronto, Guelph, Kitchener, Niagara and London area members who are directly involved with the related award categories.
56 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
BEST SINGLE FAMILY HOME UNDER 2500 SQUARE FEET Marz Homes Holdings Inc. The Fairgrounds Finale | The Lakewood
BEST TOWNHOME UNDER 2000 SQUARE FEET Homes by DeSantis Inc. Lincoln Square & Fiera Collection| The Lincoln
BEST SINGLE FAMILY HOME 2500 SQUARE FEET & OVER Marz Homes Holdings Inc. Aquamarine | South Sea Pearl II
BEST CONDOMINIUM CONCEPT 2200 SQUARE FEET & OVER Rosehaven Homes Ltd. The Randall Residences | Tetherington
BEST CONDOMINIUM CONCEPT 1200 – 2200 SQUARE FEET Adi Development Group Inc. Link 2 Condos & Lofts | Jarta
BEST CONDOMINIUM CONCEPT UNDER 1200 SQUARE FEET Spallacci Group The Residences of the Royal Connaught | The Aberdeen
BEST INTERIOR MERCHANDISING 2500 SQUARE FEET & OVER Starward Homes (2014) Ltd. Country Ridge Estates | Cambridge
BEST INTERIOR MERCHANDISING UNDER 2500 SQUARE FEET Marz Homes Holdings Inc. The Fairgrounds Finale | The Lakewood
BEST EXTERIOR ON A HOME 2500 SQUARE FEET & OVER Zeina Homes Paradise Meadows–Phase 3 | The Sandstone
BEST EXTERIOR CONCEPT ON A HIGH-RISE Molinaro Group Inc. | Paradigm
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 57
BEST KITCHEN IN A HOME 2500 SQUARE FEET & OVER Sonoma Homes Nicosia Road | The Carmel
BEST KITCHEN IN A HOME UNDER 2500 SQUARE FEET Homes by DeSantis Inc. Lincoln Square & Fiera Collection | The Lincoln
BEST EXTERIOR CONCEPT ON A MID-RISE Rosehaven Homes Ltd. The Randall Residences
BEST BATHROOM IN A HOME 2500 SQUARE FEET & OVER Sonoma Homes Nicosia Road | The Carmel
DECOR | DESIGN CENTRE UNDER 1200 SQUARE FEET Zeina Homes Paradise Meadows-Phase 3
BEST SALES OFFICE Spallacci Group The Residences of the Royal Connaught
CSI AWARD Starward Homes (2014) Ltd. Country Ridge Estates
SALES TEAM OF THE YEAR Empire Communities | Lush at Victory Lori Brown & Joanne Restivo
TRADE COMPANY OF THE YEAR Coreslab Structures (Ont.) Inc.
SUPPLIER OF THE YEAR Turkstra Lumber Co. Ltd.
58 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
BEST ON-SITE SALES & MARKETING PACKAGE Branthaven Homes 2000 Inc. | Jazz Condos
BEST SOCIAL MEDIA CAMPAIGN Branthaven Homes 2000 Inc. | Jazz Condos
MARKETING AWARD OF THE YEAR Branthaven Homes 2000 Inc. | Jazz Condos
BEST DIGITAL PRESENTATION | TV AD Branthaven Homes 2000 Inc. | azz Condos
BEST WEBSITE Branthaven Homes 2000 Inc. | Jazz Condos
BEST SIGNAGE Marz Homes Holdings Inc. | South Coast Village
BEST NEWSPAPER | MAGAZINE | FEATURE ADVERTORIAL Molinaro Group Inc. | Paradigm
BEST NEWSPAPER ADVERTISEMENT Molinaro Group Inc. | Paradigm
BEST MAGAZINE ADVERTISEMENT Branthaven Homes 2000 Inc. | Jazz Condos – presented by Susan Maxwell, associate publisher of New Home & Condo Guide, left
BEST PROJECT LOGO Branthaven Homes 2000 Inc. | Jazz Condos
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 59
THE EXPERTS WEIGH IN: Location, lifestyle, costs &
your new condo
Why pre-construction condo investments pay off
HIGHLIGHTING THE top builders & condo
communities across the GTA
EXPERT ADVICETop tips to guide you through the homebuying process
THE ALLURE OF LUXURY CONDO LIVING
HIGHLIGHTING THE topbuilders & new-home
communitiesacross SWO
SWO ANNUAL 2015.indd 1 3/10/15 5:32 PM
Highlighting the top builders and developers across the GTA
KNOCK ON WOODSix-storey wood housing a viable new option
EXPERT ADVICETop tips to guide you through the homebuying process
AVAILABLE ALL YEAR ROUND!GREATER TORONTO ANNUAL AND EASTERN ONTARIO ANNUAL
F O R Y O U R F R E E C O P Y C A L L 416.626-4889
Research and compare! Make an informati ve choice using Southwestern Ontario’s only comprehensive guide to Southwestern Ontario Home Builders. Expert advice, builder profi les, and the Southwestern Ontario Home Builders’ roster all in one great Annual.
Home Builders’ Annual GTA Editi on
Home Builders’ Annual GTA Condo Editi on
Get the scoop on builders in the Southwestern Ontario area.
2015 ISSUES AVAILABLE NOW!
»» now available!
//IN THE NEWS
Now completed, MOD’RN introduces a new standard for condo living in Burlington
Raising the bar for contemporary style and impeccable design quality across the GTA, Modr’n Condominium by Adi Development Group is now completed in Burlington’s lush midtown.
With only a select number of suites remaining, right now is the last chance to secure a gorgeous suite and enjoy the best metropolitan condo lifestyle that Burlington has to offer, with move-ins available immediately.
“Speaking with residents, we’re hearing over and over again that nothing compares to the outstanding quality and timeless appeal of the Mod’rn,” says Tariq Adi, CEO of Adi Development Group. “We wouldn’t have it any other way – that’s the Adi Standard.”
Expansive layouts lead onto outdoor living space, with each unit featuring a balcony or ground floor patio. Ceilings reach up nine and 10 ft., emphasizing flexible, open-concept living spaces. Kitchens are appointed with gorgeous granite countertops, beautiful contemporary cabinetry and stainless steel Energy Star appliances.
“When we put the Adi name on a project, it can be nothing short of exceptional. We worked closely with our design and construction team throughout the building process. Our team
walked through every suite to ensure that no detail was spared,” says Saud Adi, COO of Adi Development Group.
Designed for entertaining, amenity highlights begin with a remarkable rooftop retreat featuring views of Lake Ontario where residents enjoy socializing fireside, summer barbecues, and intimate al fresco dining.
A signature project for Adi, the Mod’rn façades features an interplay of dark onyx brick, glass and sumptuous wood, including an angled corner element and dynamic wood canopy: a design statement unlike anything else in the city.
“We’re in the business of building legacies. Mod’rn is a new architectural icon for the city,” says Tariq Adi.
Among Burlington’s most anticipated projects, the Mod’rn sold more than 95 per cent in its first week on the market, a testament to Adi’s pioneering decision to introduce boutique contemporary condo living in Burlington.
Offering unparalleled convenience, residents are mere minutes from both the QEW and Hwy. 407, making daytrips to nearby Toronto and Niagara a breeze. All day train service from Burlington GO station makes for a hassle free ride to Union Station in less than an hour.
With only a few suites remaining, now is the last opportunity to secure a suite at this coveted location.
Located at 1284 Guelph Line, Mod’rn offers one-bedroom, one-bedroom plus den and two-bedroom suites ranging from 750 to 906 sq. ft. Prices start in the low $300’s.
To book an exclusive tour, email modrn@bakersales.info or call 905. 592.2028. For more information visit adidevelopment.com
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 61
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Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal
» Calculate your mortgage payments using the mortgage payment calculation chart
HOMEBUYERS’ HELP//
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 63
Calculate your mortgage payments
01 Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.
02 Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).
03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).
04At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.
CHART FIGURE MORTGAGE AMOUNT ÷ 1,000INTEREST RATE MONTHLY PAYMENT
EXAMPLE: 5% 25 YEARS 5.82 (MORTGAGE AMOUNT $125,000) 125 $
AMORTIZATION PERIOD
Canadian mortgage payment factors Instructions:
» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.
64 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
2.50% $666 $529 $448 $394
2.75% $678 $541 $461 $407
3.00% $690 $554 $473 $421
3.25% $702 $566 $486 $434
3.50% $714 $579 $499 $448
3.75% $726 $591 $513 $461
4.00% $738 $604 $526 $476
4.25% $750 $617 $540 $490
4.50% $763 $630 $553 $504
4.75% $775 $644 $567 $519
5.00% $788 $657 $582 $534
5.25% $801 $671 $596 $549
5.50% $814 $684 $610 $564
5.75% $827 $698 $625 $579
6.00% $840 $712 $640 $595
6.25% $853 $726 $655 $611
6.50% $866 $741 $670 $626
6.75% $880 $755 $685 $642
7.00% $893 $769 $700 $659
Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com
Mortgage payment calculation chartAMORTIZATION PERIODS
INTEREST RATES
15 YEARS
20 YEARS
25 YEARS
30 YEARS
%
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 65
Compare mortgage rates for your best deal
CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEJune 1, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700
TRUST COMPANIES
ATB Financial 2.35 4 2.94 2.64 2.54 2.69 2.74 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.45 4 2.85 2.85 2.39 2.94 2.68 6.30op 6.30op Bank of Montreal 2.85 4 2.89 2.84 3.39 3.89 2.74 6.30op 6.30op Bank of Nova Scotia 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.99 2.79 2.49 2.89 2.69CIBC 2.85 2.89 2.29 3.55 2.69 4.79 6.70op 6.35op ICICI Bank Canada 2.9 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.55 4.45 3 2.94 2.84 2.79 2.79 3.35op National Bank n/a 4.4 2.89 2.84 3.39 2.74 2.84 6.70op 6.70op President’s Choice Finan 2.5 2.29 3.49 2.67 4.44Royal Bank 2.85 3.14 3.04 3.65 4.39 4.64 6.30op 6.30op TD Canada Trust 2.85 2.89 2.24 3.39 3.89 2.74 6.30op Tangerine 2.85 3.19 3.24 3.49 3.69 3.79
Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64Concentra Financial n/a 5 2.89 2.59 3.39 3.89 4.64 6.70op 6.30op Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35 6.30op 6.30op Home Trust Company 2.35 3.95 2.69 2.35 2.39 2.59 2.59Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.99 6.50op 6.30op MTCC 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op
OTHER FINANCIAL INSTITUTIONS
Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13 6.25op Comtech Credit Union 2.45 6.2 2.89 2.89 2.95 2.99 2.69 6.40op 6.30op First National Fin. LP 3.1 2.29 2.19 2.34 2.54 2.69FirstOntario C.U. 2.85 2.89 2.59 2.69 2.84 2.69 6.34op 6.34op IC Savings 2.85 6.15 2.89 2.69 2.89 2.79 2.89 6.50op 6.50op London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74 6.50op 6.30op Luminus Financial 2.8 2.95 2.9 2.99 3.9 4.45 6.25op Meridian Credit Union 2.65 4 3.09 3.09 3.55 3.29 2.69 6.30op Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15 2.95op Steinbach Credit Union 2.4 2.45 2.55 2.55 2.65 2.65
66 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
HOT DATES//
June 6 to 20
Calendar of events beginning from
June 6 to 20, 2015
JUNE 6
Downtown Milton Street FestivalDOWNTOWN MILTONMany family acitivities in store, including four stages of live entertainment and performances. Street vendors, extended patios.
milton.ca
JUNE 6-7
Re-enactment of the Battle of Stoney Creek BATTLEFIELD HOUSE MUSEUM AND PARK STONEY CREEK Experience the drama, pageantry and excitement of the Battle of Stoney Creek of June 6, 1813 – one of the most important events in Canada's history.
hamilton.ca
JUNE 7
Burlington Kite FestivalBRANT HILLS PARK BURLINGTON Join us for Burlington's 24th annual Kite Festival. Build a kite or bring your own and help fill the sky with colour. Join us for some free family fun, entertainment and vendors. Kite building materials are available, while supplies last.
burlington.ca
JUNE 13-21
Sound of Music FestivalBRANT HILLS PARK BURLINGTON Canadas largest free music festival! Thousands come to enjoy the biggest annual gathering of free concerts by the lake, music spanning all genres. June 13, 18 to 21, Burlington downtown and waterfront.
soundofmusic.ca
JUNE 19-21
Beer & BBQ Show WESTERN FAIR DISTRICT LONDON If you love beer and grilled foods, you can’t ask for a better place to be! Enjoy the true tastes of summer at the London Beer and BBQ Show. The event will showcase many fine craft breweries from across Southwestern Ontario and will pair them with outstanding barbecue prepared by a variety of grill masters from local and area restaurants.
londonbeerandbbqshow.com
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 67
Advertiser index
ASPEN RIDGE HOMES: Waterdown Meadows 55
BAYVIEW WELLINGTON: Victoria Village 4
BAYVIEW WELLINGTON: Niagara-on-the-Green 5
BRANTHAVEN HOMES: Corporate 12 & 13
CARRIAGE GATE HOMES: Legacy in Ancaster 40
COUNTRYGREEN HOMES: Westwood Mews 7
EMPIRE COMMUNITIES: Multi-site 2 & 3
FUSION HOMES: Explorers Walk 23
FUSION HOMES: Multi-Site 69
HOMES BY DESANTIS: AquaBlu 11
HOMES BY DESANTIS: Multi-Site 49
LAKEVIEW HOMES: Cannery Park 41
LOSANI HOMES: Corporate 42 & 43
MATTAMY HOMES: Hawthorne Village IBC
MATTAMY HOMES: Wildflowers 6
MENKES DEVELOPMENTS: Enclaves of Upper Canada 32
MONARCH: Corporate 36 & 37
MOUNTAINVIEW HOMES: The Residences at Lookout 9
MULTI-AREA DEVELOPMENTS: Bellagio Village at Summit Park 48
PHELPS HOMES: Multi-Site 33
REID’S HERITAGE HOMES: Williamsburg Walk BC
ROSEHAVEN HOMES: Corporate 34
ROSEHAVEN HOMES: Multi-Site 49
ROSEHAVEN HOMES: Waterdown Meadows 55
SENATOR HOMES: Havelock Corners 20
SILVERGATE HOMES: Corporate 35
SIFTON PROPERTIES: Corporate 21
SOLMAR DEVELOPMENT CORP.: Cannery Park 41
SONOMA HOMES: Style Towne Collection 53
TD BANK 16
TERRA VIEW HOMES: Edgewater Estates 22
TILLSONBURG DEVELOPMENTS: Baldwin Place 26
WINZEN: Garden Park Towns 47
68 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
JUNE 6 - 20, 2015 | NEW HOME & CONDO GUIDE SWO 69
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Former model home with over $150,000 in upgrades including a finished basement, a third-car tandem garage, quartz and granite countertops, tile and hard wood flooring throughout the main floor, and a luxurious 7-foot shower in the master ensuite
Lot 6 Foxwood Avenue, London ON.
Price: $429,900 or $449,900 with furniture and appliances Square Footage: 2214 sq. ft.
Model Home For Sale
MOVE-IN READY
519-455-7747 | www.fusionhomes.com
Final new home in the established neighborhood of Hyde Park Meadows. Enjoy a spacious extra-wide corner lot with easy access to all amenities including libraries, restaurants, and shopping.
Lot 239 Blackacres Boulevard, London, ON
Price: $345,900 Square Footage: 2155 sq. ft.
Established Community near All Amenities
MOVE-IN READY
519-455-7747 | www.fusionhomes.com
MOVE-IN READYFeatures include hardwood and ceramic flooring throughout the main floor, spa-inspired master ensuite bath with 6-foot soaker tub, quartz and granite countertops throughout.
519-455-7747 | www.fusionhomes.com
Lot 48 Callingham Drive, London, ON
Price: $452,500 or 458,500 with appliances
Square Footage: 2165 sq. ft.
The Prestigious Sunningdale Green
//FUNDAMENTALLY SPEAKING
WAYNE KARL is an award-winning
writer and editor with experience in real
estate and business. In Fundamentally Speaking, Wayne explores the basics
of buying property. Email wayne.karl@
ypnexthome.caor follow him on Twitter atTwitter.
com/WayneKarl
» by WAYNE KARL
Who and what to believe?
For homeowners, when someone says your home is drastically overvalued, naturally, you worry. If you’re a prospective homebuyer, such news might cause you to delay your purchase. at’s the power of housing valuations.
e problem is, who and what to believe?
Here are some recent examples of Canada’s housing valuations, from a variety of sources: Deutsche Bank: overvalued by 60 per centBank of Canada: overvalued by 30 per centInternational Monetary Fund: overvalued by 11 per centTD Bank: overvalued by 11 per centCanadian housing economist Will Dunning: undervalued by nine per cent
With such a wide variance in valuations, and using di� ering measures, who to believe, indeed?
“Far too many foreign economists try to make overly simpli� ed statements about foreign housing markets they don’t understand enough about,” Calum Ross, mortgage broker and real estate investor, told New Home & Condo Guide.
“Above and beyond the traditional measures, there are a number of less tangible measures, such as the stability of social, political and economic systems at the federal, provincial and municipal level.
“Canada represents one of single largest countries in the world and going from coast to coast, Canada is home to a very diverse group of people with local economics that are vastly di� erent,” Ross says. “Saying there is a Canadian housing market is no less ridiculous than saying there is ‘Canadian temperature.’”
ankfully, Canada Mortgage and Housing Corp. (CMHC) added some context recently in its House Price Analysis and Assessment (editor’s note: for more information, � ip to page 56), which provided a market-by-market snapshot by Canada’s larger centres. e report attached a risk level – low, moderate or high – for the major cities, using risk factors of overheating, acceleration in house prices, overvaluation and overbuilding.
With Regina and Winnipeg, of all places, being the only major centres earning “high risk” assessments, CMHC’s
report reminds everyone that housing markets must be assessed on a micro level, not wide-swathing national viewpoints. Canada’s most expensive market, Vancouver, earned a “low risk,” while Toronto, the other market often mentioned in conversations about overvaluation, was ranked as “moderate risk.”
“From a pure economic theory standpoint, when interest rates are low, then real asset prices will go up,” says Ross. “Real estate is one of the most interest-rate-sensitive sectors of the global economy. When it comes to mortgages, what we know is that people have a tendency to buy payments and be less concerned with total debt. e lower interest rates and longer amortizations allow for lower payment and as long as payments stay a� ordable – many people won’t get caught up with the sticker shock of more expensive real estate prices.”
So, who to believe, next time you see a report on Canada’s housing valuations? Well, a Canadian source such as CMHC is a good start. Otherwise, as experts stress, remember to look at your individual market for a clearer indication, not the national assessment.
HOUSING VALUATIONS
70 NEW HOME & CONDO GUIDE SWO | JUNE 6 - 20, 2015
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