PROJECT ON INDUSTRIAL TRAINING

Mutual funds

• A mutual fund is an institution that invests the pooled funds of public to create a diversified portfolio of securities.

• Mutual fund cannot guarantee a fixed rate of return.

• It depends on the fund manager expertise knowledge.

• Mutual funds are governed by SEBI (Mutual Funds) regulations, 1996.

Working of Mutual Fund

Your Savings

Professional

Fund Manager

AMC

Investment in Securities - Bonds / Equity

Returns - Growth

Or Dividend

ORGANISATION OF A MUTUAL FUND

TYPES OF MUTUAL FUND SCHEMES

• By Structure– Open ended– Close ended– Interval

• By Investment– Growth– Income– Balance– Money Market

• Others– Special– Tax saving– Index– Sector specific

History of Indian mutual fund industry

• Phase 1— July 1964 to November 1987 • Phase 1— November 1987- October 1993 • Phase 3-- October 1993- February 2003 • Phase 4-- since February 2003

STATE BANK OF INDIA - MUTUAL FUND

• A partner for life• Proven Skills in wealth generation• Exploiting expertise, compounding growth• Fund house expertise• Research - the backbone of Performance

AWARDS AND ACHIEVEMENTS

SBI- MUTUAL FUND PRODUCTS

• EQUITY SCHEMES• DEBT SCHEMES• BALANCED SCHEMES

TITLE

AWARENESS AND PREFERENCE OF

MUTUAL FUNDS AMONG ENTREPRENEURS

IN CHANDIGARH

Objectives

• To know why Entrepreneurs invest or do not invest in Mutual Funds.

• To find out the preference towards investment option by entrepreneurs.

• To find out the preference towards portfolios.

Research Methodology

• Research Design– Descriptive.

• Data Collection– Primary Source– Secondary Source

• Sampling Technique– Convenience– Snow ball

• Sample Unit– Since the study is restricted only to Chandigarh

hence the sampling unit is all the Entrepreneurs in Chandigarh whether they invest or not invest in mutual fund.

• Sample Size– 100

figure 4.1: Estimated annual Net Worth of concerned Business.

96

4

Estimated annual Net Worth

Less than 1 croreBetween 1-10 croreMore than 10 crore

Figure 4.2 Awareness about Mutual Fund

88%

12%

Awareness about Mutual Fund

YesNo

Figure 4.3: Investment in Mutual Fund

76%

24%

Investment in Mutual Fund

YesNo

Figure 4.4: Reasons for not investing in Mutual Fund

Fixed Deposits Shares/Debentures Real Estate Insurance Others0

5

10

15

20

25

30

27

8

27 27

11