1 Please talk to a banker for more details - or refer to the Consumer Account Fee and Information Schedule – about minimum opening deposit requirements and how your account may qualify to avoid or reduce the monthly service fee.

2 All loans and lines of credit are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Certain restrictions apply. Programs, rates, terms and conditions are subject to change without notice.

3 Your mobile carrier’s message and data rates may apply.Certain products not available in all states. Please see the applicable account agreements for the current terms and conditions.

Manage and grow your money with the Wells Fargo At Work program• Achoiceofaccountstobestmeetyoureverydaybankingneeds• Avoidorreducethecheckingaccountmonthlyservicefee,withdirectdepositofyourpayasoneofseveraloptions1

• Helpmeetyourshort-andlong-termgoalswithoursavingsaccountoptions• Interestratediscountsonselectnewpersonalloansandlinesofcredit2

Maximize your money with helpful account tools and resources• Accessonlinetoolstotrackspending,createabudget,establishsavingsgoals,andmonitoryourprogress

• Attendcomplimentaryfinancialseminarsonvarioustopicsincludingsavings,credit,andmore(whereavailable)

• Setupemailortext3accountalertswhenyourbalanceisaboveorbelowanamountyouspecifyandpaymentduedate reminders

Banking in the palm of your handGetfree3accesstoWells Fargo Mobile®BankingwhenyousignupforWells Fargo Online®Bankingandyoucan:• Monitoraccountactivityon-the-go• Checkavailablebalances,depositchecks,paybillsandtransferfundsbetweenaccountsortootherswithourmobileapp

• FindanearbyWellsFargoATM

Wells Fargo At Work℠

To find out more, call 1-800-WFB-OPEN (1-800-932-6736) or stop by any Wells Fargo store.

At work, at home, on the go, reach your financial goals

Enjoy the benefits of the Wells Fargo At Work program — bringing you choice, value and convenience for effective money management.

Get started today1. OpenaWellsFargo®Checkingaccount

atanyWellsFargostore2. Signupfordirectdepositorconsider

otheroptionstohelpavoidorreduceyourcheckingaccountmonthlyservicefee1

3. Enjoytheadvantagesofconvenientmoneymanagementwhereveryouare

© 2015 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. NMLSR ID #399801 ECG-1256153 Printed materials expire 12/31/2015.