8%10%

28%

22%

20%

12%

360 - 599 600 - 632 633 - 699 700 - 774 775 - 819 820 - 840

30%

25%

20%

15%

10%

5%

0%

% o

f con

sum

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with

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© 2013 Experian Information Solutions, Inc. All rights reserved. April 2013

Experian National Equivalency Score – Score Range

National Equivalency Score - National Score Distribution

Minimum Maximum Interval“Ranks higher

than X%”Cumulative

360 529 1% 1%530 558 1% 2%559 571 1% 3%572 580 1% 4%581 587 1% 5%588 592 1% 6%593 597 1% 7%598 601 1% 8%602 605 1% 9%606 609 1% 10%610 612 1% 11%613 615 1% 12%616 618 1% 13%619 621 1% 14%622 624 1% 15%625 626 1% 16%627 629 1% 17%630 631 1% 18%632 633 1% 19%634 636 1% 20%637 638 1% 21%639 640 1% 22%641 642 1% 23%643 644 1% 24%645 647 1% 25%648 649 1% 26%650 651 1% 27%652 653 1% 28%654 655 1% 29%656 657 1% 30%658 659 1% 31%660 661 1% 32%662 663 1% 33%664 666 1% 34%667 668 1% 35%669 670 1% 36%671 673 1% 37%674 675 1% 38%676 678 1% 39%679 681 1% 40%682 684 1% 41%

685 687 1% 42%688 689 1% 43%690 692 1% 44%693 695 1% 45%696 698 1% 46%699 702 1% 47%703 705 1% 48%706 709 1% 49%710 713 1% 50%714 716 1% 51%717 720 1% 52%721 724 1% 53%725 728 1% 54%729 731 1% 55%732 735 1% 56%736 739 1% 57%740 743 1% 58%744 746 1% 59%747 750 1% 60%751 753 1% 61%754 756 1% 62%757 759 1% 63%760 762 1% 64%763 765 1% 65%766 768 1% 66%769 771 1% 67%772 774 1% 68%775 777 1% 69%778 779 1% 70%780 782 1% 71%783 784 1% 72%785 787 1% 73%788 789 1% 74%790 791 1% 75%792 794 1% 76%795 796 1% 77%797 798 1% 78%799 800 1% 79%801 802 1% 80%803 805 1% 81%806 807 1% 82%808 809 1% 83%810 811 1% 84%812 813 1% 85%814 815 1% 86%816 817 1% 87%818 819 1% 88%820 821 1% 89%822 823 1% 90%

© 2013 Experian Information Solutions. All rights reserved.

MinimumMaximum

National Equivalency ScoreNational Equivalency Score

File date: April 2013

360840

824 826 1% 91%827 828 1% 92%829 831 1% 93%832 833 1% 94%834 836 1% 95%837 840 5% 99%

Instruction: “Your credit score ranks higher than [X] percent of U.S. consumers” where [X] corresponds to the fourth column labeled “Ranks higher than X%”.