CEO Message

Inside this issue:

CEO Message 1

TKHCC Events 2

Brenna Butler Garcia Key Note Speaker at 3

New and Renew Members 3

Protecting your business and employees 4

Rotary Club of Visalia presents Showcase 4

Ambassador Spotlight: Criselda Ibarra 5

Reflecting back on September 20, 2018 5

Protecting Your Business Equipment 6

Thinking About Moving to a New City? 7

TKHCC Ribbon Cuttings, Mixers & Events 10

Members Events & Info 10

Board of Directors 11

Calendar 12

“Serving the Business Community since 1993”

November 2018

Hispanic Chamber Recognizes Businesses

and Community Members

The Tulare Kings Hispanic Chamber of

Commerce will be celebrating its Silver

Anniversary Annual Installation of Officers

& Business Awards Dinner/Dance on Fri-

day, November 30, 2018. The event will

take place at the Visalia Convention Cen-

ter, 300 E. Acequia, Visalia.

The evening will commence with no-host

cocktails at 6:00 p.m. Dinner, Installation of Officers, and the

Business Awards program will start at 6:30 p.m. The evening

will conclude with music and dancing.

In addition to installing its 2019 Board of Directors, Member

Business Awards will be presented: Woman of the Year, Man

of the Year, Young Professional of the Year, Large Business of

the Year, Mid-Size Business of the Year, New Small Business

of the Year, Non-Profit Organization and Community Involve-

ment (see related story for list of finalists).

The highlight of the festive event will be the unveiling of the

new Tulare Kings Hispanic Chamber logo. The original logo

served us well over the first 25 years and was recognized as

an icon of a valuable business organization. They new logo

will take us into the 25 years advocating and assisting the

business communities of Tulare and Kings Counties.

Event key note speaker will be Brenna Butler Garcia, Vice

President of Community Relations for A.G. Spanos Companies

in Stockton and serves as the Central Regional Director for the

California Hispanic Chambers of Commerce.

In conjunction with the evening’s events, the very successful

and highly anticipated Silent Auction will be held in conjunc-

tion with the event. If you have an auction item you would like

to donate, please contact the Chamber office.

Sponsorship opportunities are still available. Tickets are

$65.00 per person and $500 for reserved tables of eight. For

additional information, or to purchase tickets, please call

(559) 734-6020.

By: Gil Jarmillo

“Great

Event”

Tickets

and

Tables

Available

Page 2 UPCOMING EVENTS

Page 3

Color Street Nail

559-967-0623

Nayeli Lizama Insurance

Agency

559-697-6322

Brendan Farrell –

Mortgage Consultant

559-799-9054

Pacific Western Bank

559-732-8868

Keller William – Kenneth

Mahurien

559-553-2570

PayChex

559-432-1100

Linda Carters

559-415-1043

Eagle Feather Post 2

559-386-5500

Professional Latin Ameri-

can Association

559-582-7515

Tucoemas Federal

Credit Union

559-732-8892

Irene’s Love My Kips

559-974-9658

Kaweah Delta Health

Care District

559-624-2000

Valley Oak SPCA

559-741-1121

Relation Insurance

Services

559-733-3758

City of Visalia

559-713-4300

Tulare Outlets

559-684-9091

New York Life Insurance

559- 582-7515

United Woman Organiza-

tion/Organizacion de

Mujeres Unidas

559-733-4121

Lali Moheno &

Associates

559-733-4121

Kings View Warm Line

877-306-2413

Thank you to all our

New Members

Thank you to all our

Loyal Renewing Members

Brenna Butler Garcia Key Note Speaker at TKHCC Annual Awards Brenna Butler Garcia is the Vice President of Community Relations for A.G. Spanos Companies in Stockton. A.G. Spanos Companies is a family-owned builder of multi-family housing and master planned communities with a strong commitment to enhance and support local communities. Butler Gar-cia works with regional non-profit organizations, elected officials and community leaders to support the philanthropic and community goals of the company. Most recently, Brenna was the Manager of Association Marketing & External Engagement for the Western States Petroleum Association (WSPA). Previously, Brenna was the chief executive officer of the San Joaquin County Hispanic Chamber of

Commerce (SJCHCC). Today, Brenna continues her service to the Latino business community as a board member for SJCHCC and as the Central Regional Director for the California Hispanic Chambers of Commerce. In 2014, Brenna was a recipient of an educational development grant from the James Irvine Foundation and attended the High Potentials Leadership Program at Harvard Business School. The program consisted of 92 business leaders from all over the world and focused on achieving long-term success in leadership roles. Brenna is also a senior fellow of the Great Valley Chap-ter of the American Leadership Forum (ALF). Brenna was recognized in 2015 by the ATHENA International Organization and the Greater Stockton Chamber of Commerce as the recipient of the Young Professional Leadership Award for her service to business in the San Joaquin region. She was also presented with the Mujer Del Año by New York Life. Brenna has been featured by San Joaquin Lifestyles Magazine as one of the “40 Under 40” community leaders, and in 2016 she was recognized by Assembly member Susan Talamantes Eggman for her service to the business and educational communities. Brenna was born and raised in Oregon but has made California her home since 2000.

If you have employees, you know

firsthand that the loss of a key em-

ployee can have a profound impact on

business operations. When an em-

ployee leaves, customers who dealt

directly with that person may worry

about receiving their goods or ser-

vices in a timely manner; suppliers

may be concerned about getting paid

for their deliveries; and staff morale

can also take a dip as remaining em-

ployees worry about assuming a heav-

ier workload.

That’s why it’s important to make sure that your business is

prepared to deal with the unexpected departure of a key em-

ployee which usually happens for one of three reasons: the

employee chooses to resign, the employee becomes disa-

bled, or they pass away.

While life insurance cannot protect against employees choos-

ing to leave, it is often used as a tool to help incentivize them

to stay; deferred compensation plans are powerful vehicles

for doing just this. Deferred compensation arrangements

allow you to provide retirement income to select employees.

The way it works is that you and the selected employee enter

a contract that specifies the compensation you will pay out to

him or her in the future. Since you may not set up a specific

reserve fund in which a participant has a vested right, a life

insurance policy is uniquely suited to informally finance a

deferred compensation plan. The future of your business

depends on attracting and retaining the right talent with the

right tools.

It’s also important to protect your business against the eco-

nomic losses it may face as the result of a top employee’s

death with the use of key person insurance. The way it works

is that the business applies for and becomes the owner and

beneficiary of a life insurance policy covering the key employ-

ee. If the insured employee dies, the business receives the

policy proceeds.

Deferred compensation and key employee insurance are

benefits that are related exclusively to your top employees,

but New York Life also has options that you can offer your

entire team to help cultivate a rewarding work environment,

such as life and disability insurance. These benefits can pro-

vide employees and their family’s peace of mind and added

financial security, which can go a long way toward attracting

and retaining valuable employees.

As a business owner, you’ve worked hard to get where you

are today. Having a contingency in place will allow you to fo-

cus on making the best possible decisions for the future your

business.

Neither New York Life Insurance Company nor its Agents or

affiliates provide tax or legal advice. Consult your legal or tax

advisor to find out whether the concepts in this essay apply

to your personal circumstances.

This educational third-party article is provided as a courtesy

by Carol Hernandez, Agent, (CA Ins. Lic. #0769634) New

York Life Insurance Company. To learn more about the infor-

mation or topics discussed, please contact Carol Hernandez

at 559-582-7515.

Page 4

Rotary Club of Visalia presents Showcase

2018 featuring Terra Bella

The Rotary Club of Visalia will hold its second annual Show-

case fundraiser event, featuring country band Terra Bella, at

the Visalia Convention Center on Saturday, Nov. 3.

The evening will include dinner, Terra Bella in concert and

live and silent auctions. Proceeds from the Showcase will be

used to support scholarships for local Visalia graduates, Al’s

Place Respite House, literacy, The Ruth Wood Hospice House

and more.

“Rotary International brings business and professional lead-

ers together to build a stronger community,” said Rotary Club

of Visalia president Doug Arnold. “The community is invited

to join us for a fun evening of food, music and dancing to

benefit local causes.” Terra Bella is the country music duo

Joe and Martina Costa. Originally from the Central Valley, Joe

and Martina followed

their music dreams to

Nashville and Terra Bella

released their first full-

length album, “There’s A

Country Song,” earlier

this year. The couple has

opened for country head-

liners including Blake

Shelton and Lee Brice.

Showcase 2018 begins

at 5 p.m. Tickets are $75

per person for dinner,

auctions and concert or

$40 for the concert only.

For tickets and information, visit VisaliaRotaryEvents.com,

call 740-3677 or email showase@visaliarotaryevents.org.

By: Carol Hernandez

Protecting your business and employees

Page 5

Ambassador Spotlight: Criselda Ibarra

TKHCC Office Manager

Crisedla Ibarra Recognized

In conjunction with Hispanic

Heritage Month, Assembly

member Devon Mathis, rec-

ognized TKHCC Office Man-

ager Criselda Ibarra for her

contribution and efforts to

the Hispanic community.

The Certificate of Recogni-

tion was presented at the

Chambers monthly Ambas-

sadors lunch.

Criselda his has worked for

the Tulare Kings Hispanic

Chamber since 2014. A

partnership with Proteus Inc. helped her on her journey re-

sulting in her becoming part of the TKHCC team. She

thanks Raymond Macareno and Karen Gross who conduct-

ed an interview and learned what our Chamber role in the

community was, she started working as a paid employee of

Proteus and in mid-June 2014 the Tulare Kings Hispanic

Chamber hired her to be a part time employee. She also

worked alongside with Dr. Robert Aguilar as a part-time em-

ployee who made a big impact on her career. His mentoring

showed her how important it is to serve your community

and the importance of our youth’s education. In 2015, she

became a full-time employee with the TKHCC as an admin-

istrative assistant. You may have seen her in many commit-

tees or calling various business events. Criselda credits her

success to the many business members she has met thus

far in her career. In 2017 she transferred from being the

Administrative Assistant to Office Manager. She says she is

truly pleased to have a job where she can help existing

businesses and meeting new people each day. With great

mentors that have guided her and supported she is looking

to grow even further.

Thank you, Assembly member

Mathis, for this well-deserved

recognition.

Reflecting back on September 20, 2018

By: Jeanine Cham-bers Johnson

An evening I will never forget…

The ribbon cutting for our new

store “The Odd Shop” when I

was asked to say a few words, I

went blank! Although I tanked

my family, friends and vendors, I

neglected to thank God first and

foremost without him nothing is

possible in my life and secondly I

didn’t thank my daughter Amanda Chambers, her dedication

to work at the store is greatly appreciated, I couldn’t do it

without her and her beautiful smile and great personality

that everyone loves so thank you, thank you, thank you!

Again, Amanda I love you!

I want to thank The Hispanic Chamber, The City of Visalia

and thank you Four Creeks Lodge 394 for allowing me to

have my store in your beautiful historic building and thank

you to the Women of the Moose #94, I’m so happy to be part

of these two fraternities working side by side with Vickie Smi-

giel and Jennifer Pountney to do the very best we can to

serve in our community.

Thank you.

You've worked hard to establish your busi-

ness. You've made tough decisions and

dodged countless pitfalls. Nevertheless,

don't let the excitement of moving forward

distract you from the present: What are you

doing to protect what you've already built?

Beyond the physical damage that burgla-

ries, robberies, floods, and fires can cause, the interruption to

your normal business operations is devastating. Luckily, many

of these unexpected setbacks are preventable.

Follow these guidelines to not only help you prevent loss, but

to help your business get up-and-running again as quickly as

possible.

Security

Keeping your place of business secure often comes down to

taking the right preventative measures.

Below are some helpful tips. Read more information about

preventing workplace burglary and surge protection devices.

• Make sure any surge protectors you purchase are listed

as UL Standard 1449. This is a national benchmark and

means the product has been thoroughly tested.

• Point-of-use devices can protect particular appliances in

your home, but a more comprehensive approach to surge

protection is to combine point-of-use devices with anoth-

er device, like a service entrance surge protector or an

electrical panel surge protector.

• Direct lightning strikes are powerful enough to overwhelm

even the best surge protection; that said, the ultimate

surge protection is to unplug equipment from the wall if

you suspect a surge might be coming.

Water damage protection

Water damage in the workplace can be a major problem: not

only can it cost you quite a bit to clean up, but it can also slow

—or even shut down —your business operations.

Have adequate coverage

Although you can do much to prepare, you can't prevent every

calamity. That's why the proper insurance is crucial, as it will

help to repair or replace your damaged or destroyed equip-

ment after a covered loss.

You'll be able to expedite the claims process if you've kept an

up-to-date inventory of your business equipment. Remember

to include leased equipment that is not specifically insured by

the leasing company.

disclosures

The information in this article was obtained from various sources

not associated with State Farm®. While we believe it to be reliable

and accurate, we do not warrant the accuracy or reliability of the

information. These suggestions are not a complete list of every loss

control measure. The information is not intended to replace manu-

als or instructions provided by the manufacturer or the advice of a

qualified professional. Nor is it intended to effect coverage under

our policy. State Farm makes no guarantees of results from use of

this information. Karen Gross is a local State Farm Agent; License #0C36140, NMLS

#139716. For more information she can be reached at: 1325 W.

Main St. Visalia CA 93291, (559) 625-8700, ka-

ren@myagentisgross.com. Neither State Farm nor its agents pro-

vide tax or legal advice. Please consult your own adviser regarding

your particular circumstances

Page 6

Protecting Your Business Equipment

By: Karen Gross

Page 7

Visalia Medical Clinic expands pe-diatrics department

After nearly two years helping to build a new hospital in Saudi

Arabia, pediatrician Saba Khalid, MD, FAAP, is now seeing

patients at Visalia Medical Clinic. “I was asked to help plan

policies and procedures in the pediatric unit in the new hos-

pital, which was being built in partnership with the Henry

Ford Health System, USA,” Dr. Khalid explained.

Previously, she served in pediatric teaching capacities, was a

pediatric hospitalist and a pediatrician in Chicago for nearly

20 years.

“I worked for a few months as a temporary physician with

Visalia Medical Clinic earlier this year,” Dr. Khalid said. “I

liked the area and I was tired of being on the other side of

the country. I wanted to do something different.” Dr. Khalid

has always wanted to work with children and she considered

teaching. She then discovered medicine and decided to be-

come a pediatrician.

“The challenges today are the new media options, where chil-

dren are on phones and tablets and don’t even notice each

other – and there is the issue of cyber bullying,” Dr. Khalid

noted. “On the other hand, par-

ents come in much more in-

formed having done their own

online research. They ask good

questions.”

Dr. Khalid served her residency

in pediatric surgery at the Nation-

al Institute of Child Health in Ka-

rachi Pakistan; her residency in

pediatrics at the Kulsoom Bai

Valika Hospital in Karachi; and a

residency in obstetrics and gynecology in Karachi. She served

a residency in pediatrics at Lutheran General Children’s Hos-

pital, an affiliate of the University of Chicago.

Visalia Medical Clinic, an affiliate of the Kaweah Delta Medi-

cal Foundation, offers the expertise of more than 60 provid-

ers. VMC also offers a lab and imaging including CT and MRI.

For information, call 739-2000 or visit www.vmchealth.com.

Thinking About Moving to a New City? Here's What You Need to Know

By Eliot Ward Brought to you by Vanessa Ruelas

Perhaps you recently accepted a job

offer in a new city, or you just needed

a change of scenery and decided now

was the time to make that change.

Uprooting your life isn't an easy feat—

yet, it's exciting and new. You'll get to

explore a whole new place and all

that that new place has to offer!

There'll be new activities, new restaurants, new friends, new

parks, and more.

What should you know about your new hometown? What re-

search should you do ahead of time to ensure you relocate to

a place you'll be comfortable living in? Here's what you need

to know:

Do Your Research Before Buying (or Renting)

The area you live in makes your home what it is. Check out

Google Maps before your big move. Maybe even make a list

of the advantages and disadvantages to each area you re-

search—it can help make the decision easier.

If your kids are in school, you'll likely want a school facility

close by. Do you want them to attend a private or public

school? Is there one close by? What about grocery shopping?

Is it easy to get to? Do you like to have a gym you can walk

to? Are there parks? Ask yourself these questions ahead of

time. Determine their importance to you and your family.

Research the Local Big Activities and Events

With a new city comes a new list of annual events and festi-

vals. Find out what big attractions take place. If your family is

into skiing or mountain biking, look to see if there is a place

close by to partake in these activities. Plus, finding activities

and fun events to look forward to can lessen the impact of a

move, such as moving far away from friends and family. It's

exciting, but it can also be really tough. Make the best out of

it!

Research the Costs of Your New City

This is a big one. Cities come with different price tags. Make

sure you know what you'll be spending before you commit.

Even grocery prices tend to change. Calculate what you can

expect to spend in your new city—does it work for your budg-

et? The worst thing that could happen is you move and find

out you can't afford your new city. Financial planning makes

all the difference, and it can help you avoid future panic or

crises.

Page 8 RIBBONCUTTING CEREMONY

Page 9

October Ambassador Luncheon

Paid political AD

Page 10

A Merry-Achi Christmas Mariachi Sol de Mexico® is caught by the holiday spirit

On Friday, November 30th at 7:30 pm at the Visalia Fox Thea-

tre, Mariachi Sol de Mexico presents A Merry-Achi Christ-

mas.

The Celebration: How is Christmas celebrated in the south-

west? With traditional carols played by a mariachi of course!

And this holiday season, Mariachi Sol de Mexico®, with the

blazing sounds of its 13-piece ensemble, brings to life a fes-

tive, joyous holiday celebration.

The Music: Enjoy a fusion of the traditional holiday spirit with

the color, and the traditions, of Mexican and American Christ-

mas songs and carols. The traditions are brought to life by Sol

de Mexico’s spectacular artistic execution. Experience this

unique fiesta of favorite holiday tunes from both sides of the

border.

The Musical Ensemble: This thrice Grammy-Award nominee,

Sol de México® has performed and recorded with music

greats Linda Ronstadt, Vicki Carr, Jose Feliciano, Willie Nel-

son, Juan Gabriel, Vicente Fernandez, Luis Miguel, and The

Beach Boys. The group worked on Hollywood soundtracks for

Seabiscuit, The Old Gringo, American Me, Don Juan de Marco,

Glory Road, and

Beverly Hills Chi-

huahua

Tickets: Price tick-

ets range from $22-

$49. The public can

purchase tickets at

the Visalia Fox The-

atre box office at

300 W. Main St. in

Visalia or by calling

559.625.1369; or

online

www.foxvisalia.org.

Discounts are avail-

able. Inquire at the

box office.

MEMBERS & INFO EVENTS

Tulare Kings Hispanic Chamber of Commerce

119 South Church Street

Visalia, CA 93291

Phone: 559-734-6020

gil@myTKHCC.org

The opinions of member contributors expressed on this newsletter are not necessarily

those of Tulare Kings Hispanic Chamber of Commerce.

Copyright 2018, Tulare Kings Hispanic

Chamber of Commerce.

All rights reserved.

Board of Directors

2018 Executive Board

President Carlos Mendoza

Tulare County Warm Line

Vice President Olga Duran

RE/MAX Visalia

Treasurer Mihai Petrascu

Pine Pedroncelli & Aguilar Inc

Secretary Norma Verduzco

Family HealthCare Network

Past President Suzanna Aguilera Marrero

Alex Gutierrez La Piazza Italian Restaurant

Armida Quezada County of Tulare

Cesar Gutierrez Suncrest Bank

Debbie Gullord ServiceMaster by Benevento

Debbie Landers County of Tulare WIB

Lionel Moreno Southern California Edison

Mario Zendejas Sterling & Smith

Nate Wingert State Farm Ins.

Priscilla Musgrove Retired

Sandra Echeverria Kaweah Delta Health Care Center

The Tulare Kings Hispanic Chamber of Com-

merce is an association of 300 businesses,

professionals, and industries.

There is a place in the Chamber for anyone who

seeks to build stronger personal or professional

ties in the community.

Joining the Chamber is easy! Simply call our of-

fice at 559-734-6020 We'll get you more infor-

mation right away!

On the web:

mytkhcc.org/home

www.facebook.com/

TulareKingsHispanicChamberOfCommerce

Page 12

November 2018 Sun Mon Tue Wed Thu Fri Sat

1 2 Día de los Muertos

5:30-10:00 pm Garden Plaza

Visalia Farmworker

Women's Visalia Conven-

tion Center

3 Casino Night

6:00 pm International Agri-center

4 5 6 OSHA 10 Gen-eral Industry

7-12 pm TBD

COS Visalia

7 8 9 10 Notary Class

8-6 pm COS Campus

Visalia

11 12 13 SHRM

Luncheon 11:30-1 pm

Marriot Visalia

14 15 Ribbon Cutting Eagle Feather Trading Post

1:00 pm Avenal

Celebration our Mission

5:30 pm Visalia Marriot

16 17

18 19 20 21 TKHCC

Ambassador Luncheon

12-1 pm Left of Center

Visalia

22 Race Against

Hunger 7:30 am

Garden plaza Visalia

23 24

25 26 27 28 29 The Festival

of Trees 5:00 pm St. Anthony Re-treat Center Three Rivers

30 Annual

Awards Instal-lation Diner

5:30 Visalia Con-

vention Center