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17th Annual 2008 Safety Kickoff
and 2007 Awards Ceremony
February 7, 2008
Burlington County Municipal Joint Insurance Fund
Purpose of Today’s Meeting
• Introduce 2008 Executive Safety Committee
• Thank Safety and Claims Coordinators
• Tell You How We’re Doing
• Highlight 2008 JIF Safety Initiatives
• Introduce 2008 Safety Incentive Program
• Present 2007 Safety Incentive Awards
Thank YouFund Professionals
• Commerce Risk Control Services– Safety Director
• Scibal Associates– Claims Administrator
• CSG/CHN– Managed Care Provider
• AJG Risk Management Services Inc.– Administrator
Introducing2008 Executive Safety Committee
• Doug Cramer, Tabernacle Township, Chairman • Steve Corcoran, Delanco Township • Kathy Burger, Medford Township• Debbie Fourre, Mount Laurel Township• Meghan Jack, Riverside Township• Barbara Sheipe, Beverly City• John Collom, Bordentown City• Mike Avalone, Commerce Insurance• Steve Walsh, EJA & Associates• John Wagner, Hardenbergh Insurance
2008 Safety Coordinators• Amanda Somes, Bass River Township• Barbara Sheipe, Beverly City• James Lynch, Bordentown City• Glenn McMahon, Chesterfield Township• George Sacalis, Delanco Township• Edward Bart, Delran Township• Robert Hess, Edgewater Park Township• David Lebak, Florence Township• Ed Ruggiano, Hainesport Township• Maryann Regn, Lumberton Township
Safety First In All We Do!
2008 Safety Coordinators• Sean Gable, Mansfield Township• Kathy Burger, Medford Township• Patricia Halbe, Mount Laurel• Eric March, Riverside Township• Norm Welsh, Shamong Township• Chuck Oatman, Southampton Township• Paul Keller, Springfield Township• William Lowe, Tabernacle Township• Wiley Johnson, Westampton Township
Safety First In All We Do!
2008 Claims Coordinators
• Amanda Somes, Bass River Township• Trudi Desjardins, Beverly City• Grace Archer, Bordentown City• Glenn McMahon, Chesterfield Township• Karen Zimmerman, Delanco Township• Helene Hark, Delran Township• Deborah Cunningham, Edgewater Park Township• Janice Carey, Florence Township• Ed Ruggiano, Hainesport Township• Maryann Regn, Lumberton Township
Report all claims promptly!
2008 Claims Coordinators
• Linda Semus, Mansfield Township• Robin Fichmann, Medford• Linda Lewis, Mount Laurel Township• Barbara Casperite, Riverside Township• Barbara Valenzano, Shamong Township• Michael McFadden, Southampton Township• Judith Schetler, Springfield Township • Lisa Love, Tabernacle Township• Marion Karp, Westampton Township
Report all claims promptly!
Special Gift
Please be sure to pick up your Lapel Pins!
Safety Coordinators
&
Claims Coordinators
Safety Calendars
• Increase safety awareness
• Encourage safe behavior
• Post prominently in all work areas
2008 JIFJIF
Keeps the JIF safety message visible all year long!Keeps the JIF safety message visible all year long!
Optional Safety Budget
• Members will be reimbursed for safety related expenditures.
• Updated in monthly Agenda Packet.
• You cannot claim your allowance in advance.
• You must claim all of your funds by November 30, 2008.
$27,900
BIG Increase in 2008!
What’s New…Helping Towns Help Themselves
• EPL Plan of Risk Management
– Trained 718 Managers & Supervisors in South Jersey – One More Session – March 26, 2008 – Wildwood & Ocean City
– Don’t Do It, Don’t Take It –
Training DVD – Distributed
November 27, 2007
• JIF & MEL Websites –
BURLCOJIF.ORG & NJMEL.ORG
17th Annual 2008 Safety Kickoff
and 2007 Awards Ceremony
February 7, 2008
Burlington County Municipal Joint Insurance Fund
BURLCO JIF Safety Breakfast
• Successes from 2007
• Noteworthy Trends
• 2008 Safety Game Plan
• 2007 Awards Presentation
2007 Highlights
Challenged members to “Go for the Gold!”
– Revised the SIP program
– Raised the bar –75% of available points to qualify
– More size categories
– Involved more departments
– Bigger monetary rewards
• Special Recognition Awards
How Did YOU Do?
Safety Improvement Objectives
Safety Committees
Hazard Correction and Inspection Programs
Training
Job Site Observations
Prompt Claims Reporting & Transitional Duty
Accident Reporting & Investigation
SIP Results
89% of the Members Qualified
for SIP Awards
1 Gold
3 Qualifiers
7 Bronze
5 Silver
16 out of 18 members!
Revised Safety Coordinator Handbook
• Resource for Safety Coordinators– “What’s in this Section”– Safety Coordinator Action Items
• Includes 2008 revised JIF Safety Policy
• Includes all inspection & report forms
• Entire manual provided on CD and available on JIF website
SafetyCoordinator’s
Handbook
Playground Inspection Kits
• Provided to every member to help comply with NJ regs.
• New Playground Inspection Class offered through the MSI
Arc Flash Bulletins & Labels
To help members comply with the NEC marking requirement for arc
flash hazard protection
Other 2007 Highlights
• Regional Training Sessions
• Executive Safety Committee
• Help with written programs & PEOSH issues
• Safety Director Bulletins
New MEL Initiatives: On Line Safety Videos & Training
• MSI Video Library – over 600 titles
• Storm Water Management Training
• Crossing Guards
• Urban Driving
• “Survival Driving”
• Don’t Do It – Don’t Take It
• On-line videos “for members only”
MSI Learning Management
System Website
On-line registration for MSI Classes Order videos on lineTrack MSI learning history Record external (non-MSI) learning eventsPlanning & Recordkeeping toolTelephone HELP Line: 1-866-661-5120
Improved MSI Training
MORE CLASSES: MSI conducted over 1300 classes in
2007 and MSI registrations topped 27,000 statewide!!
MEL Video Library: More New Titles were added
Class Updates and Revisions for 2008
– Jetter / Rodder
– Heavy Equipment
– Ladder and Fall Prevention
– Leaf Vac
– Sanitation & Refuse Collection
– Accident Investigation
More New MSI Classes in 2008!
• Bloodborne Pathogen Train-the-Trainer
• Playground Safety Inspection
• Seasonal Public Works Operations
• Advanced Safety Leadership Program
Loss Trends
• 2007 New Metrics for better benchmarking
• Enables us to set strategic plans– Focus on trends and types of losses – Justify areas that need more training – Measure results – Compare “apples and apples”
Workers’ Compensation Claims Trends
Department 2004 2005 2006 2007
Public Works Dept. 40 42 40 51
Police Dept. 47 34 46 64
All Other Depts. 22 29 32 34
Police Generate 40% of Workers Compensation Claims!
Police Ad Hoc Committee
• Provide direction and leadership on Police related safety issues
• Encourage Accreditation Process
• Members of Ad Hoc Committee
– Lumberton - Chief Marc Sano
– Medford - Chief Jim Kehoe
Police Ad Hoc Initiatives
• Crossing Guard Safety Initiative
• Driver Review Panels
• Sleep Deprivation Study
• Police Liability Seminars
Law EnforcementAccreditation Program
• Administered by NJ Association of Chiefs of Police• Participation is encouraged by JIF / MEL• $500 Application Fee waived for JIF members• JIF will reimburse 50% of Accreditation & Re-accreditation
fee upon completion• Up to $1,000 Reimbursement of Fee Available from
the MEL• 5% liability discount will be offered to
agencies who complete the program
Workers CompensationLost Time Accident Frequency Rate
3.61
2.57
1.84
2.222.09
1.31
2.09 2.16
02000 2001 2002 2003 2004 2005 2006 2007
MEL Average
= 2.55
Workers’ Compensation Benchmarks
2005 2006 2007
Lost Time Accident Frequency 1.31 2.09 2.16
JIF Loss Ratio (Valued as of 12/31/07) 68.8% 69.1% 62.5%
Early indication that LTAF Rate is creeping up
Loss Ratio shows Fund is still financially sound
NEED TO GET BACK TO BASICS
Most Frequent Types of Injuries
• Strains & Sprains - 21%
• “Struck” or “Injured By” – 20%
• Slip, trips and falls – 12%
• Cuts, punctures, scrapes – 11 %
• Motor Vehicle Accidents – 7%
Strains & Sprains
• Most Frequent and Costly types of Claims– 21% of Claims and 37% of dollar losses
– Affects ALL Departments
• What Can YOU Do?1. Modify tasks that involve extremely heavy loads
2. Job Site Observations
3. Use Your Safety Money
4. Provide Training
5. Investigate Every Accident.
Slips, Trips & Falls
• Very Frequent and Costly Types of Claims– 12% of Claims and 21% of dollar losses
– Especially Police, Public Works and Admin
• What Can You Do?1. Housekeeping
2. Right shoes / Boots For The Job
3. Frequent Worksite Inspections
4. Training – New Ladder Safety Program
5. Investigate Every Accident
Most Frequent Types of Auto Claims
Backing23%
Rear-ended26%
Fixed Objects14% Intersections
26%
Passing or Turning
13%
Motor Vehicle Crashes
• Impacts three lines of coverage: Auto, Workers Comp & Property Claims
• What Can YOU Do?1. Select good drivers & supervise them2. Written fleet safety program 3. Inspect & maintain vehicles4. Provide driver training5. Investigate every accident 6. Establish an accident review panel
General Liability & Property Claims
• Many claims involve street sign & roadway conditions
• What can You do?
1.Make sure you have an effective Roadway, Sign & Walkway Program
2.Frequent inspections
3.Training for employees
4.Maintain complaint log – take care of issues
5.Investigate accidents
2008 Challenge
SAFETY INCENTIVE PROGRAM• Have 100% of Members Qualify for an
Incentive Award in 2008 – Move more members toward Gold!
• Find ways to maintain program integrity, yet reduce the amount of paperwork
• Have all members use 100% of their safety money to help build a Safety Culture
How Did Your Town Spend the SIP Bonus Money?
Medford• Used funds to comply with Suggestions for
Improvement• Safety Incentive Awards for employees (lunch bag
coolers, ice scraper and mugs)• Bought new flashlights for PW employees• New “rules” sign for skate park
JIF
How Did Your Town Spend the SIP Bonus Money?
Mount Laurel• Held a great “Kick Off” safety lunch
Edgewater Park• Bought new reflective safety jackets and shirts
for Public Works Dept.
2008 Challenge
SAFETY TRAINING • Improve overall attendance at Regional
Training sessions to at least 80%• Increase MSI class enrollments to at least
750 • Get more members using the MSI LMS for
registering, planning and recording their safety training
• Encourage members to use the free on-line resources for Training & Tool Box meetings available at NJMEL.org website
2008 Challenge
MANAGEMENT SYSTEMS• 100% of Members adopt the revised 2008 Safety
Policy by Resolution – New Policy to be Distributed in March
• 100% of members submit Safety Contracts and meaningful Safety Improvement Objectives on time
• Make Safety Committees purposeful and productive!
2008 Challenge
WHEN ACCIDENTS DO OCCUR:
Learn from mistakes….
• 100% Timely Reporting (3 DAYS or less)
• Transitional Duty to get injured workers back to work
• Effective accident investigation and review process in every member town
• Let’s keep an eye on that LTAF rate!
Safety Contract and Safety Improvement Objectives
Municipal Safety Contract must be signed by the elected officials and each
participating department
Due by Friday March 3, 2008
2008 SIP Important Dates
Mid-Year Report: June 2, 2008
Year-End Report: December 1, 2008
Special Recognition Award Nominations:
November 3, 2008
BURLCO JIF 2008 Regional Training Dates
• Indoor Air Quality: January 29, 2008
• Safety Coordinator Workshop: Today!• “What’s Hot?” Regulatory & Hazard
Inspection Workshop: May 15, 2008
• Police Chief Round Table: June 11, 2008
• DPW Supt. Round Table: September 16, 2007New Training Venue
Kenneth G. Street Community Center, Hainesport
What You Did to Qualify in 2007
Safety ContractSafety Improvement Objectives Department Summary ReportsSafety Committee MeetingsJob Site ObservationsSafety Inspections Roadway, Sign & Walkway Program
What You Did to Qualify in 2007
Follow-up on SFIsRegional Training WorkshopsMSI / Technical Safety TrainingTool box meetings / VideosPrompt Claims ReportingTransitional DutyAccident Investigation and Review
Qualifying Tiers
JIF
Gold Qualifiers - >95% of Available Points
Silver Qualifiers - >90% of Available Points
Bronze Qualifiers - >85% of Available Points
Qualifiers – 75% of Available Points
The Rewards
JIF
LEVEL SCORE % of Based Earned
Small Medium Large X-Large
GOLD >95% 130% $1,300 $1,625 $1,950 $2,275
SILVER >90% 120% 1,200 1,500 1,800 2,100
BRONZE >85% 110% 1,100 1,375 1,650 1,925
QUALIFIER >75% 100% 1,000 1,250 1,500 1,750
Beat the Three Year JIF Average Loss Ratio (66.6%)
• Florence (60.0%)• Riverside (59.7%)• Lumberton (39.7%)• Delanco (34.1%)• Tabernacle ( 28.4%)• Springfield (24.8%)
Fund Years 2005 – 2007 - As of 12/31/07
Beat the Three Year JIF Average Loss Ratio (66.6%)
• Southampton (21.6%)• Beverly (21.3%)• Westampton (19.4%)• Delran (17.2%)• Mansfield (11.4%)• Shamong (4.3%)
Fund Years 2005 – 2007 - As of 12/31/07
GreatJob!
BURLCO Near the Top
November 30, 2007
2007 2006 2005 TOTAL LOST TIME LOST TIME LOST TIME RATE
FUND FREQUENCY FREQUENCY FREQUENCY 2007 - 2005MORRIS 1.58 1.92 2.36 2.07BERGEN 2.01 2.25 2.11 2.13CENTRAL 2.01 2.19 2.16 2.10BURLINGTON 2.14 2.09 1.31 1.31NJ PUBLIC HOUSING 2.24 2.54 2.91 2.52ATLANTIC 2.28 3.16 3.53 3.00N.J.U.A. 2.29 2.14 1.99 2.15TRI-COUNTY 2.59 2.92 2.54 2.68MONMOUTH 2.66 2.44 2.76 2.64SUBURBAN MUNICIPAL 2.79 2.22 2.01 2.33SOUTH BERGEN 2.94 3.45 3.75 3.42CAMDEN 2.96 2.67 3.28 2.89PROF MUN MGMT 3.25 3.24 2.35 2.94OCEAN 3.48 2.86 3.20 3.17SUBURBAN ESSEX 3.65 2.60 2.73 2.83
AVERAGE 2.59 2.58 2.60 2.55
2007 LOST TIME ACCIDENT FREQUENCY ALL JIFs
Zero Lost Time Accidentsin 2007
• Delanco• Edgewater
Park• Hainesport• Shamong
Zero Lost Time
• Southampton• Springfield• Tabernacle• Westampton
Significant Reduction in Lost Time Accident Rate
• Edgewater Park– 9.09 in 2006
– “0” in 2007
GoodJob!
Best Claims Reporting Record
Bass RiverChesterfieldDelancoHainesportSpringfieldTabernacle
BEST
Less than 3 days to Report!
Special Recognition Award Winners
Recognition Plaque plus Lunch!
TabernacleWilliam Lowe, Safety Coordinator, Tabernacle Twp. nominated:
Ms. Lisa Love
For her passion and dedication in carrying out her duties as Claims Coordinator for Tabernacle Township often times without regard to duty hours or weekends.
LisaLove
Special Recognition Award Winners
Recognition Plaque plus Lunch!
Mt. LaurelPat Halbe, Safety Coordinator, Mount Laurel Twp. Nominated
Mr. Ken Morrison
For the pro–active approach he has taken in identifying and correcting potential risks, as well as the completion of JSOs and inspections since being appointedTownship Safety Officer.
KenMorrison
Special Recognition Award Honorable Mention
Keep Up the Good Work!
•Medford Township:Police Dept. - “Tip of the week”Administration - Increased Visibility Door
Fire Dept. – Increased visibility “Turnout Gear”
•Delanco Township:Police Dept. - Procurement of “Special Use” vehicles
•Edgewater Park & Beverly: Joint Effort Brush & Tree Removal
2007 SIP Basic Qualifiers
• Beverly
• Lumberton
• Southampton
Members will receive notification of their awards by mail
2007 SIP Bronze Award Winners
• Delanco
• Delran
• Edgewater Park
• Florence
Members will receive notification of their awards by mail
2007 SIP Bronze Award Winners
• Mansfield
• Mount Laurel
• Westampton
Members will receive notification of their awards by mail
2007 SIP Silver Award Winners
• Hainesport• Medford• Riverside• Shamong• Springfield
Members will receive notification of their awards by mail