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THE CHRONICLE 1111 King Street P.O. Box 20548 Charleston, SC 29403 Phone: (843) 723-2785 Fax: (843) 737-5443 E-mail: [email protected] www.charlestonchronicle.net J. JOHN FRENCH, SR. President/Editor//Publisher Emeritus TOLBERT SMALLS, JR. Publisher/ Ad Director DAMION SMALLS Editor/Web Manager VALENTINA SMALLS Accounting/Advertising SIMONA A. FRENCH Receptionist - Traffic Contributing Writers- Hakim Abdul-Ali Beverly Birch Barney Blakeney Kurt Walker D EADLINE: MONDAY at 5:00pm PRIOR TO WEDNESDAYPUBlICATION Published Wednesday Printer:The Evening Post MEMBER OF THE NATIONAL NEWSPAPER PUBLISHERʼS ASSOCIATION MEMBER OF THE SOUTH CAROLINA PRESS ASSOCIATION Credo of The Black Press The Black Press believes that America can best lead the world from racial and national antagonism when it accords to every person, regardless of race, creed or color, his or her human and legal rights. Hating no person, fearing no person, the Black Press strives to help every person in the firm belief that all persons are hurt as long as anyone is held back The Chronicle 2 - July 27, 2016 www.charlestonchronicle.net Directing Dollars... - cont. from pg. 1 Grant also cautioned Black consumers to be mindful of the voluminous requests that the banks are receiving on-line, in person and by telephone. He stated: "This is a very positive de- velopment for Black banks. They have always provided a dis- proportionate share of the small business loans and consumer loans to African-Americans. Ironically, it seems that we have gone full circle back to where we were before desegregation. The Black community is turning in- ward and seeking to provide se- curity for itself. And few would argue against the notion that nearly every major social issue plaguing Black people in Amer- ica can find its roots in economic deprivation. The National Bankers Associa- tion, founded in 1927, is a consor- tium of African-American, Hispanic, Asian, Native Ameri- can and women-owned banks. The organization is headquar- tered in Washington, D.C. The following is a listing of all NBA banks in the Southeast: ALABAMA Commonwealth National Bank P. O. Box 2326 Mobile, AL 36652 (251) 476-5938, X105 (251) 476-9488 Fax REGION I - African-American Neill W. Wright President Liberty Bank and Trust 660 Adams Avenue Montgomery, AL 36104 (334) 262- 0800 (334) 262- 0838 Fax [email protected] REGION I - African-American CALIFORNIA William Lu President & CEO Saigon National Bank 15606 Brookhurst Street Westminster, CA 92262 (714) 338-8700 (714) 338-8730 Fax [email protected] REGION V-Asian-Vietnamese Kevin Cohee President / CEO OneUnited Bank 3863 Crenshaw Blvd. Los Angeles, CA 90016 [email protected] REGION V - African-American Robert Lussier President & CEO Trans Pacific National Bank 55 Second Street, Suite 100 San Francisco, CA 94105 (415) 543-1052 (415) 543-3377 Fax [email protected] REGION V - WOB DISTRICT OF COLUMBIA B. Doyle Mitchell, Jr. President & CEO Industrial Bank 4812 Georgia Avenue, NW Washington, DC 20011 (202) 722-2014 (202) 722-2040 Fax [email protected] REGION II - African-American FLORIDA Kevin Cohee President / CEO OneUnited Bank 3275 NW 79th St. Miami, FL 33147 [email protected] REGION I - African-American GEORGIA Cynthia Day President & CEO Citizens Trust Bank 75 Piedmont Avenue Atlanta, GA 30303 (404) 575-8300 (404) 575-8311 Fax [email protected] REGION I - African-American Robert E. James President Carver State Bank P. O. Box 2769 Savannah, GA 31402 (912) 233-9971 (912) 232-8666 Fax [email protected] REGION I - African-American KANSAS Sachitra Padamabhan Chairman & President CBW Bank P. O. Box 287 Weir, KS 66781 (620) 396-8221 (620) 396-8402 FAX [email protected] REGION III-Asian Alden J. McDonald President & CEO Liberty Bank & Trust 1314 N. 5th Kansas City, KS 66101 913-321-7200 [email protected] REGION III - African-Ameri- can KENTUCKY Pedro A. Bryant Chairman, President & CEO Metro Bank 900 S. 12th St. Louisville, KY 40210 (502) 775-4553 (502) 775-5323 FAX [email protected] REGION III - African-Ameri- can ILLINOIS Alden J. McDonald, Jr. President Liberty Bank & Trust Co. 1111 S. Homan Avenue Chicago, IL 60624 (773) 533-6900, X239 (773) 533-8512 Fax [email protected] REGION III - African-Ameri- can Seaway Bank & Trust Com- pany 645 East 87th Street Chicago, IL 60619 (773) 487-4800 (773) 487-0452 Fax [email protected] REGION III - African-Ameri- can Frank Wang President International Bank of Chicago 1860 North Mannheim Road Stone Park, IL 60165 (708) 410-2899 (708) 410-2696 Fax [email protected] REGION III - Asian LOUISIANA Alden J. McDonald, Jr. President & CEO Liberty Bank & Trust Company P. O. Box 60131 New Orleans, LA 70160 (504) 240-5161 (504) 240-5166 Fax [email protected] REGION I - African-American MARYLAND Joseph Haskins Chairman & CEO The Harbor Bank of Maryland 25 West Fayette Street Baltimore, MD 21202 (410) 528-1882 (410) 951-1858 Fax [email protected] REGION II - African-American MASSACHUSETTS Kevin Cohee Chairman & CEO OneUnited Bank 100 Franklin Street, Suite 600 Boston, MA 02110 (617) 457-4400 (617) 457-4435 Fax [email protected] REGION II - African-American MICHIGAN Barry Clay President & CEO First Independence Bank 44 Michigan Avenue Detroit, MI 48226 (313) 256-8466 (313) 256-8811 Fax [email protected] REGION III - African-Ameri- can Alden J. McDonald President & CEO Liberty Bank & Trust 9108 Woodward Ave. Detroit, MI 48202 313-873-3310 [email protected] REGION III - African-Ameri- can MISSISSIPPI Alden J. McDonald President & CEO Liberty Bank & Trust 2325 Livingston Rd. Jackson, MS 39201 (601) 987-6730 [email protected] REGION I - African-American MISSOURI Alden J. McDonald President & CEO Liberty Bank & Trust 1670 E. 63rd St. Kansas City, MO 64110 (816) 822-8560 [email protected] REGION I - African-American NEW JERSEY Preston Pinkett III President & CEO City National Bank of New Jer- sey 900 Broad Street Newark, NJ 07102 (973) 624-0865 (973) 624-1879 Fax [email protected] REGION II - African-American NEW YORK Preston Pinkett III President & CEO City National Bank of New Jer- sey 382 W. 125th St. New York, NY 10027 (212) 865-4763 [email protected] REGION II - African-American NORTH CAROLINA James H. Sills III President & CEO Mechanics & Farmers Bank P. O. Box 1932 Durham, N. C. 27702 (919) 687-7800,X-816 (910) 687-7821 FAX [email protected] REGION I - African-American OKLAHOMA Steve Riff President & CEO First State Bank of Porter P. O. Box 250 Locust Grove, OK 74352 (918) 479-5001 (918) 483-3362 Fax [email protected] REGION I - Native American PENNSYLVANIA Evelyn F. Smalls President & CEO United Bank of Philadelphia 30 S. 15th Street, 12th Floor Philadelphia, PA 19102 (215) 351-4600 X105 (215) 231-3673 Fax esmalls@unitedbankofphiladel- phia.com REGION II - African-American SOUTH CAROLINA John Kreighbaum President and CEO South Carolina Community Bank P. O. Box 425 1545 Sumter Street Columbia, S.C. 29202 (803) 733-8100, X1104 (803) 254-0150 Fax REGION I - African-American TENNESSEE Deborah A. Cole President & CEO Citizens Bank 1917 Heiman Street Nashville, TN 37208 (615) 327-9787 (615) 329-4843 Fax [email protected] REGION I - African-American Jesse Turner, Jr. President & CEO Tri-State Bank of Memphis 180 S. Main P. O. Box 2007 Memphis, TN 38101 (901) 525-0384 (901) 526-8608 Fax [email protected] REGION I - African-American TEXAS Ignacio Urrabazo, Jr. President Commerce Bank 5800 San Dario Street Laredo, TX 78041 (956) 724-2424 (956) 728-8247 [email protected] REGION IV - Hispanic John Scroggins President & CEO Unity National Bank 2602 Blodgett Street “ Anxie ty Free Dentistry” Larry J. Ferguson, D.M.D • Relaxed, comfortable environment • Skilled dental care • Safe, comfortable, “one-hour” in-office whitening • Nitrous oxide gas • One pill conscious sedation • Same day emergency care • Dental care credit financing available • Free Initial Consultation Appoint- ment • Exceptional Service Since 1980 • Graduate of MUSC School of Dental Medicine Larry J . Ferguson, DMD 1812 Wallace Rd. - Ste. 400 Charleston, SC 29407 (843-) 571-44 11 www. dentistcharleston.com 50% off in office whitening with Crown and Br idge work (locat ed West Ashley- directly behind Office Depot & Barnes & Noble Bookstore) Gene Murray State Farm Agent 1485 Highway 17 North Suite E Mt Pleasant, SC 29464-9453 Office: 843-884-8580 Fax: 843-884-7997 http://www.genemurrayagency.com Office Hours Mon-Fri 9:00am to 5:30pm Saturday by Appointment ...especially when it saves you money. I can help you save an average of $600*. Talk to me about combining your renters and auto insurance today. Get to a better State*. Get State Farm. CALLMETODAY. *Average annual per household savings based on a national 2010 survey of new policyholders who reported savings by switching to State Farm. State Farm Mutual Automobile Insurance Company, State Farm Indemnity Company, Bloomington, IL State Farm Fire and Casualty Company, State Farm General Insurance Company, Bloomington, IL Shown: Citizens Trust Bank Cynthia N. Day(front ¢er), President and CEO, and the Inaugural Next Generation Advisory Board. With branches in Atlanta Columbus, Georgia; Birmingham, Alabama; and Eutaw, Alabama, the bank has received about 8,000 new applications for depositors in recent days. Minimum deposits are $100.USA Today re- ports the U.S. had 23 black-owned banks, credit unions or savings and loan associations as of March 31, according to the Federal Reserve. The nationʼs 156 minority-owned banks collectively hold $131 billion in as- sets. Houston, TX 77004 (713) 387-7401 (713) 387-5040 Fax [email protected] REGION IV - African-Ameri- can Nativido Lozano III Vice President International Bank of Com- merce P. O. Drawer 1359 1200 San Bernardo Avenue Laredo, TX 78040 (956) 722-7611 (956) 726-6692 Fax [email protected] REGION IV - Hispanic Lee Reed Sr. Vice President International Bank of Com- merce 1600 Ruben Torres Blvd. Brownsville, TX 78526 (956) 547-1019 (956) 547-1029 Fax [email protected] REGION IV - Hispanic VIRGINIA Kelvin G. Perry President First State Bank PO Box 6400,201 N. Union Street Danville, VA 24541 (434) 792-0198 (434) 792-4978 Fax [email protected] REGION II - African-American WISCONSIN Seaway Bank & Trust Com- pany 645 East 87th Street Chicago, IL 60619 (773) 487-4800 (773) 487-0452 Fax [email protected] REGION III - African-Ameri- can Not For Profit, Not For Charity, But For Service Phone: 843-722-7656 Fax: 843-722-2711 117 Spring Street Charleston, SC 29403 www.cofederalcreditunion.com HOURS OF OPERATION M, T, TH, F - 10:00am-5:00pm (lunch 1-2pm) CLOSED WEDNESDAY HOW TO JOIN: CO Federal Credit Union offers membership to individuals and their immediate family members in the Charleston County Area. MEMBERSHIP ELIGIBILITY: Once eligibility is established, there is a one time, non-refundable membership fee of $10.00 to join and a minimum, refundable deposit of $50.00 to a Primary saving account. MEMBER BENEFITS: CO Federal Credit Union is dedicated to improving our members’ lives by offering a wide variety of products and services Our goal is to save members time and money while providing the best financial option available PRODUCTS AND SERVICES: *SAVINGS* Open a dividend-bearing Primarysaving account with no monthly fee *DIRECT DEPOSIT* *LOANS* *Secure Loans *Personal Loans *Car Loans (Beacon Score & Debt Rate Apply) Support Your Local Black - Owned Banking Institution: C.O. Federal Credit Union BACK TO SCHOOL GIVEAWAY July 30th @ Deliverance Ministries 3620 Ashley Phosphate Rd N.Chas 7pm-8pm Aug. 1st @ Baptist Hill Middle High School 7pm-8pm Aug 4th @ Wadmalaw Island Community Center, Katy Hill Rd 7pm-8pm Aug 9th @ Dickerson's Mortuary 4700 Rivers Avenue N. Chas, SC 7pm-8pm *All locations while supplies last* First come rst serve! This is Michael Miller's (Michael & Co. LLC /the Sam Williams Foundation) thirteenth year providing free school supplies to the students of the area. This years sponsors are: Deliverance Ministries Delta Sigma Theta, Charleston Alumni Chapter Dickerson's Mortuary A Friend of Wadmalaw Is. Target
