+ All Categories
Home > Documents > 2012 01 12 Moneysaver Lewis Clark Edition

2012 01 12 Moneysaver Lewis Clark Edition

Date post: 06-Apr-2018
Category:
Upload: david-arndt
View: 216 times
Download: 0 times
Share this document with a friend

of 16

Transcript
  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    1/16

    VDB^JN 71 M^JINY >5DB^JN 71 M^JINY >5DB^JN 71 M^JINY >5

    VDB^JN 71 M^JINY >5

    C@M^@Y[ 09" 9509@M^@Y[ 09" 9509@M^@Y[ 09" 9509

    C@M^@Y[ 09" 9509

    696 \a`km Yd`l U-D- Idq 619 Bnxkw|dm" KL 17>50 951*8*;76*7808" Bnxkw|dm-

    P @BK\[ GA@KM* BKMO `mlvkm{b fnmgn w~uubknw km w|dgo`ml | hyn | uykgnw" | B~go{@gynw! Bn| ~w anbu {d~ lnwkhm`ml b { d~| {d~y ld* k|* {d~ywnbfuydcng|- KL'YG*0>701"X@'B^GO[@;77LX-Bnxkw|dm" Kl`ad- 951*8 \a`km Yd`l" Bnxkw|dm"

    951*890-I@YINL XKYN

    FNMGKMHMnx dy ynu ky- Cnyy{ Cdamwdm"951*;17*65;>" gnbb~b y-

    NBNG\YDB[WKWUnyj`mnm| A ky Ynjdv b"bdg |nl kmwkln \y~n Ynfbng|kdmwW bdm" 951*8;5*7055"Bnxkw|dm-

    UDXLNY GD@\KMH& W@ML IB@ W\KMH

    Xn w mlib w| ml gd | m{*|akmh jn| b- 9 dvnmw ~u |d 75fnn|" 055w df gdbdyw `ml |nq*|~ynw" w| |n df |an y| np~ku*jnm|- Wnyvkmh |an V bbn{wmnnlw wkmgn 0;;7- G^W\DJGD@\" 9;5> Gbn yx |ny@vnm~n" Bnxkw|dm- 951*85;*97- Wnn {d~ l kb{--- |L kb{w- Gango ~w d~| dmF gniddo fdy b~mga wungk bw`ml jdyn! f gniddo-gdj$l k*b{wi ony{

    X@M\NL LN@L DY @BKVN!!Iydonm dy l`j`hnl fkyn`yjw"`m{ j`on" `m{ okml- XN U@[G@WA! DYGA@YLW U@XM &H^M" 60> \a`km Yd`l"Bnxkw|dm" `gydww fydj |anJdmn{w`vny- 951*890-

    @\\NM\KDM F@YJNYW3

    BDG@B wnjk* |y~go lnwkykmh|d a`~b hy`km fydj {d~y ikmw|d hy`km |nyjkm`b- Cdn 951*5;*8>1*81;9-

    JDLNB ADJN F^YMKWA*KMHW Lkmkmh" inlyddj" bn |any"jkgyd f iykg" wdf w" bdvnwn |w"ga kyw" d||dj`mw" wng|kdm bw"adjn dffkgn" nm|ny| kmjnm|gnm|nyw" | ibnw" b juw" yngbkmkmhwdf w & ga kyw" g yun|" yn`y~hw" ggnwwdyknw" j ||ynwwnw`ml jdyn! J W\ WNBB!U~bbj`m" >5;*779*>>5>"xxx-nq|y`f~ymk|~yn-gdj

    IYDONM IBKMLW4 Xn g mynu ky adjn ml YV ibkmlw dydylnymnx xadbn ad~wn dy dmnyddj+- I&G XKMLDX F@WA*KDMW" >5;*8>0*;75>"Gb`yow|dm-

    Ldjnw|kg & Kjudy|nlINNYW" FKMN GKH@YW

    UYNJK^J XKMNWUkunw" G~w|dj \di`ggdw `mlNqgb~wkvn Fkmn P~`bk|{ Hkf|w-HKF\ XDYBL" KMG-" 605*0$9J km" Ldxm|dxm Bnxkw|dm"gydww fydj Skdmw I mo-

    ,00>"555 UYNWKLNM\K@BHkvn`x`{* ub`{ |ay~ Fniy~`y{9; fdy {d~y ga`mgn |d xkmn `Bkmgdbm JOS A{iykl" ` FdylNwg`un dy g`wa uyksnw!xxx-Mdy|anymP~nw|-gdj fdyln|`kbw-

    U@KM\KMH GB@WWNW nvny{xnno- @bb `hnw" bb jnlk~jw-\aynn kmw|y~g|dyw- G bb mdx |dnmydbb- IYDGOJ@MW" 95-

    HDDL WNBNG\KDM GA@KMW xw ml w llbnw- W\NVNWU@XM WADU" 970 \a km Yd l"Bnxkw|dm" 951*85--579 W|kab ga km w x" ,055-951*8;0*7 hkf| km iydxm u`uny i`h" `ud|b~go fddl k|nj `ml ,< |dub`{- Xn ub`{ |an 7yl Jdml`{df n`ga jdm|a- Bdg`|nl kmi`wnjnm| yngyn`|kdm`b `yn``| W|- C`jnw G`|adbkgGa~yga" 0>0; Ykudm"Bnxkw|dm- Kmfdyj`|kdm" g`bb951*8;0*0171-

    GNJN\NY[ UBD\W km BnxkwGb yo Jnjdyk b H ylnmw"Bnxkw|dm- 0$9 uykgn3 ,>9> fdydmn" dy ,>55 n ga fdy 9 dyjdyn- Fdy jdyn kmfdyj |kdm g bb951*;9>5;*8>1*7570-BGWukyk|~ bBkvkmhGnm|ny-gdj

    MNX GB@WWNW FDYJKMH"g bb fdy ln| kbw" | |an fyknmlb{ub gn |d wadu" U@\YKGOWGY@F\ WADUUN" 1 1 > "xxx-Gnm|~y Dmbkmn-gdj

    FD^Y WUNNL UydhynwwkvnIydxmkn |y mwjkwwkdm" dffny- 79nq|nmwkdm b llny" ~wnl dmgn"dffny- 951*>1? 111*889*1>>1" Gdn~yl@bnmn-

    F@M\@W\KG DUUDY\ MK\[|d dxm {d~y dxm I y & Hykbb!\~ymon{ X |nyfydm| Ynw| ~y m|*yn l{ |d dunm- Np~kujnm| mlbkp~dy bkgnmwn kmgb~lnl- Dffnykmhlkwgd~m|nl ynm| b kmgnm|kvnw |danbu xk|a w| y|~u- A vn {d~innm xdyokmh fdy wdjndmnnbwn4 J {in k|w |kjn |d bkvn{d~y lyn`j- 951*8;0*5- \aynn ukngnxyd~ha| kydm wgynnm" ,8>- 5*00*7

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    2/16

    JKWGNBB@MND^W

    L MHNDMW & LY@HDMWJ@M @BW- 7yl Nlk|kdm- Dvny>5 |d gaddwn fydj- Jdw| a yl*i go" wdjn wdf|i go- Y mhnfydj iy ml* mnx |d ~wnl

    ub {nl+ gdmlk|kdm- ,> n ga- Fdy bkw|" n*j kb

    |aynnmn bwEg ibndmn-mn|

    UDXNY XANNB GA@KYW",755 ,055 fdy dmn |a | mnnlwi ||nyknw+- W\NVNW U@XMWADU" 970 \a km Yd l"Bnxkw|dm" 951*89- 1>> 08|a W|ynn|"Gb yow|dm" >5;*9>7-

    U@[KMH U\D ,755 fdy mdm*y~mmkmh vnakgbnw- 951*8;0*6555- Fd~y unywdm ad| |~i",7>5- Id|a vny{ hddl gdmlk|kdm-951*8;1*;859" Gb yow|dm-

    XDYO FYDJ ADJN `ml In[d~y Dxm Idww! Km|nym |kdm bGdju m{ nqu mlkmh- U\ dy F\",>55 |d ,1>55$ jdm|a ub~wg d j j k w w k d m -xxx-

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    3/16

    AD^WNADBLJNYGA@MLKWN

    \ADJ@WVKBBN P NNM inl*yddj wn|3 9 mkha| w| mlw" ld~*ibn lynwwny$ jkyydy" iy ww wx`hb juw" nqgnbbnm| gdmlk|kdm",- Gbn m Onyydy I bb ukm| c yw" 91$ idq" ,1-951*;96*50>9" Oddwok -

    0;>5W WNGYN\@Y[ lnwo",00>- Xddl lnwo xk|a a~|ga",85- Nml | ibnw- 07 ml 9>\Vw" ,0>* ,75- LVL" VGYw",05- Gnkbkmh f m" ,0>- 0;>5w 7ukngn f~bb wksn inlyddj wn|",5g wa dy inw| dffny- \an \Vxdyow xnbb" `ml gdjnw xk|a

    w| ml" ynjd|n `ml kmw|y~g|kdmiddobn|- [d~ ukgo ~u- >5;*>>9*09;0" Gb yow|dm-

    IYD[AKBB YKVNY D@OWinlyddj wn|" kmgb~lnw p~nnmwksn G`mmdmi`bb w|{bn an`l`ml fdd|id`yl" > ly`xnyganw|" 1 ly`xny lynwwny" inlfy`jn" j`||ynww `mlidqwuykmh- Nqgnbbnm| gdmlk*|kdm- ,155 fkyj- 951*8;0*0666"Bnxkw|dm-

    YG@ 7- Ub~wa yngbkmny"ib~n" ,>5- Lkmkmh | ibn" yd~mlhb ww |du dm gaydjn i wn" {n yw dbl-,7>5 fdy u ky- 951*75>*1865"Bnxkw|dm-

    GD GA" BDVNWN@\" GA@KYml b ju" mkgn" ,795- >5;*8>0*

    6675" Gb yow|dm-

    X@WANY @ML LY[NY" ,055n`ga- Ynfykhny |dy xk|a kgnj ony" ,9>5- Gd~ga `mlbdvnwn |" ,0>5 u ky- > nml| ibnw" ,9> n ga-

    Jkwgnbb mnd~w bkvkmh yddjga kyw" ,9> n ga- Mnx hbklnyydgony" ,$ dffny- 951*8;1*565>"Bnxkw|dm-

    B@YHN G@U@GK\[ONMJDYNh w ly{ny" xdyow hyn |" ,055fkyj- >5;*8>0*189>" Gb yow|dm-

    0;87 JN\@B I FFN\" vdg *ld hynnm" hyn | wa un" ,>5-951*>7*795>" Bnxkw|dm-

    \XD J@HKG GANF ynfykhny *|dyw" 08 g~-f|- `ml 0; g~-f|-Mnxny w~uny g u gk|{Xakybuddb x wany- Wj bbny \Vw-951*8 hkf| km iydxm u`uny i`h" `ud|b~go fddl k|nj `ml ,< |dub`{- Xn ub`{ |an 7yl Jdml`{df n`ga jdm|a- Bdg`|nl kmi`wnjnm| yngyn`|kdm`b `yn``| W|- C`jnw G`|adbkg

    Ga~yga" 0>0; Ykudm"Bnxkw|dm- Kmfdyj`|kdm" g`bb951*8;0*0171-

    GDXID[ GA^YGA" f k yw |W~ml`{ df n`ga jdm|a" ;`j*05375`j- \AN GAYKW\K@MGDXID[I @BB@LNNYW uny*fdyj |an |akyl Xnlmnwl`{ dfn`ga jdm|a" 6uj*8uj-U~ibkg kw xnbgdjn- H~`ylk`m @mhnb I`ym" 95. dffjdw| k|njw- Dunm \~nwl`{*W`|~yl`{" 05`j*>uj- 750J`km W|ynn|" Bnxkw|dm" 9mlFbddy- W|dyn gbdwkmh C`m~`y{0>|a-

    0375uj-@bb hnw ml wksnwxnbgdjn- Fnnbkmh in`~|kf~b-A vkmh f~m- P~nw|kdmw4L`mn||n" 951*>;6*787.ldxm" |d| b u {jnm| ,1>5"kmgb~lnw uykmgku b$ km|nynw|"| qnw" kmw~y mgn" `ml x |ny$wnxny$ h yi hn- 9 inlyddj" 0i |a" nq|nmwkvn ynjdlnb" 059501|a W|ynn|" Bnxkw|dm- 951*176*>107" 951*101*>> {n y |nyj- \d| bu {jnm| ,69>- 0w| @vnm~nWd~|a- 951*176*>107" 951*101*>>555 kmvnw|jnm|? n ga bd mi gonl i{ uyduny|{ | >5.

    B\V- 951*;61*9716" Udw| F bbw"Kl ad-

    G@WA FDY YN@B Nw| |nGdm|y g|w" gdmvny| {d~y md|nw`ml gdm|y g| u`{jnm|w km|dg`wa" uykv |n i~{ny*bnmlny"Iydonyw xnbgdjn" Y- H~mmkmh& @wwdgk |nw" BBG- >5;*;;1*> 9 5 1 "IdiH~mmkmhEad|j kb-gdj

    < INLYDDJ" 9 I@\A y mgany"7 g y h y hn" >1 jkbnw xnw| dfWudo mn" 9571 wp-f|- dm 0$9gyn" ,09;"555 Gdmv- G bb fdy

    ln| kbw- >5;*676*9790-

    GDMLD GBDWN \D W gynlAn y| Adwuk| b xk|a" Hyn |Vknxw! Gdmvnmknm|" n w{ bkvkmh!9 inlyddj" 9 i |a gdmld dmWd~|a Akbb xk|a ~minbknv ibnvknxw df Ldxm|dxm Wudo mnml J|- Wudo mn- Gbdwn |d adw*

    uk| bw" w|dynw" ldxm|dxm-Fkynub gn" w|dy hn" wng~yk|{w{w|nj" nbnv |dy" u yokmh" bb`uubk mgnw- Hyn | uykgn |,00>"555- Fdy w bn i{ dxmny->5;*;>7*;>7>-

    J@M^F@G\^YNLADJNW

    Y&Y ADJNW3 Ynjdlnbnl"~wnl adjn wungk bkw|w! Xni~{ adjnw! Kmwung|kdmw"`uuy kw bw" |n yldxm$ wn|*~u"|y`mwudy|" yddf wn b" woky|kmh"Nmnyh{ W|`y xkmldxw" |knldxmw- 66-

    0;16 GNM\ YKDM jdikbnadjn" 7 inlyddjw" 9 i |aw"yn`l{ |d jdvn- A w lngo" woky|*kmh- ,8>55- >5;*>>9*07>1"Gb yow|dm-

    ,

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    5/16

    @U\W-$L^UBNQDMN INLYDDJ" Gdjubn|nok|ganm" x wany$ ly{ny" x bo* kmgbdwn|- Md wjdokmh$ md un|w-,6>5" bb ~|kbk|knw kmgb~lnl- Fkyw|`ml b w| jdm|aw ynm|" ub~w,755 lnudwk|- 951*8>5$ jdm|a" ,755lnudwk|- 951*89 l {w"951*806 Wn udy| Lykvn'@" Bnxkw|dm- Mkgn vknx- 7 inl*yddj" 9 i |a" fkynub gn xk|a h wkmwny|" ld~ibn h y hn- Mdwjdokmh" md un|w- ,0555 ynm|-Dxmny$ hnm|- 951*75>*6786-

    JDIKBNW YNM\9 INLYDDJ KM Gb yow|dm dyBnxkw|dm gd~y|" Wng|kdm 1 xnb*gdjn" un|w mnhd|k ibn- ,5ml ~u- >5;*99> ub~wlnudwk|- Kmgb~lnw x |ny" wnxny"h yi`hn- Md ldhw bbdxnl-951*;96*-

    @V@KB@IBN MDX!! 9 inl*yddj" ,>8>" lnudwk| ,>55? dy9 inlyddj" ,>9>" lnudwk|,>55- Bdg`|nl km Bnxkw|dmDyga`ylw km Jd~m|`km VknxJdikbn Adjn Gd~y| `| 699I~yynbb @vnm~n wu`gn '8 `ml'98- Dunm fdy vknxkmh `w df0$09$09" `uubkg`|kdmw `ynkmwkln- Gbn`m" x`wany$ ly{nyaddo~u" gdvnynl udyga" {`yl"w|dy`hn wanl" md un|w" x`|ny$wnxny$ h`yi`hn u`kl- 951*8;5*5>89-

    \XD @ML \AYNN inlyddjjdikbn adjnw v kb ibn mn yJdwgdx" un| fyknmlb{- ,5*,>55- X |ny$ wnxny$ h yi hnu kl- 951*91>*767;" Jdwgdx-

    MN@Y ONMLYKGO" 9 inlyddj"05;*8>1*95-

    JDIKBN ADJN ml YV bd|w kmp~kn| Gb yow|dm u yo- Md un|w-Fydj ,955- >5;*8>1*7507-

    YV WU@GNW @V@KB@IBN"un gnf~b" p~kn| wn||kmh bdmhMdy|afdyo df Gbn yx |ny Ykvny-Hyn | w|nnban`l$ w bjdm fkwa*

    kmh ykha| `gydww |an w|ynn|-Lxdywa o Ynwnyvdky jkm~|nw`x {- ,0;5$ jdm|a- 951*75>*698;" Dydfkmd-

    BDGO*M*BN@VN WNBF W\DY*@HN- 05q05" 0$ jdm|a xakgakmgb~lnw ,7> wnx hn fnn- >5;*779*>1*81;5-

    BNXKW\DM YV BD\xk|a b xmkm wj bb jdikbn adjn u yo" mkgnykvny vknx" id |$ |y kbny w|dy hn"wj bb un| do {" x |ny$ wnxny$h yi`hn u kl- ,98>$ jdm|a-9>7*960*0>1>ub~w lnudwk|- Kmgb~lnw bb ~|kbk*|knw" xkynbnww km|nymn| `ml \V-Gbdwn |d BGWG- 951*8;1*77;6"951*5$jdm|a ub~w 0$9 ~|kbk|knw-X wany$ ly{ny kmgb~lnl- 951*7-

    I^KBLKMHW^UUBKNW

    J@UBN B@UX@K H{j Fbddykmh"9*0$

    G`|nhdy{ TTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTT

    05 Xd ylw dy Bnww Bnxkw*Gb`yo &

    U`bd~wn Nlk|kdmw------------------------ -,8->5

    @llk|kdm`b XdylwTTTTTTTTTTTq 9> TTTTTTTTTTTT

    Lkwgd~m| fdy Wnmlkmh U`{jnm| Xk|a @l *,9-55

    Gdw| df @l , TTTTTTTTTNq|y` Du|kdmw3

    OIdbl \{un ,9-55 !9 wud|w uny `l+

    OIdylny ,>-55 !BG & U`bd~wn+

    OFydm| U`hn ,8-55 !md idylnyw dm fydm| u`hn+wdjn du|kdmw md| `v`kb`ibn km `bb nlk|kdmw

    Nq|y` Du|kdmw , TTTTTTTTT

    \d|`b Xk|a Du|kdmw , TTTTTTTTT

    @ll Wudo`mn Nqga`mhn , n`ga `llk|kdm`b xdyl , TTTTTTTTT

    \d |`b xk|a 7 u`unyw , TTTT TTTTTM~jiny df Xnnow |d Y~m TTTTTTTTq

    \d |`b Nmgbdwnl , TTTTTTTTT

    J`kb [d~y @l |d3

    JDMN[W@VNY

    U-D- Idq 619 Bnxkw|dm" Kl 17>50G`bb |an Jdmn{w`vny fdy jdyn kmfdyj`|kdm dm y`|nw

    dy g`bb km {d~y `l3

    951*8

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    6/16

    WNYVKGNWL@MW A`~bkmh & AnbukmhA`ml- [`yl xdyo" b`mlwg`u*kmh" y`km h~||nyw" jkwgnbb`*mnd~w a`~bkmh `ml gbn`m~u-951*8 {n yw nqunyknmgn- G bbL vn bn vn jnww hn+" 951*>57*5>;8" Bnxkw|dm-

    AD^WN GBN@MKMH" b`xmg`yn- ,05$ ad~y- \aynn ad~yjkmkj~j- Dydfkmd `yn`-Ynfnynmgnw `v`kb`ibn- 951*>>7*;5;0-

    KJM@A 99 [N@YW wnyvkmh |anv`bbn{- U@KM\KMH" GDM*W\Y^G\KDM" YNU@KYW-P~`bk|{ | yn`wdm`ibn uykgn-YG\*797>57*996" Onmlykgo-

    HN\\KMH J@YYKNL4P~`bk|{ uad|dw `| `m `ffdyl*`ibn uykgn- Kmgb~lnw 6 |d 1ad~yw df gdvny hn" uykm|nlu go hn" ub~w {d~y lkhk| b mnh*|kvnw fdy ynuykm|w- Nqgnbbnm|

    ynfnynmgnw- Dmb{ ,8>5- UB Wyngnkvn lkwgd~m| dmNmh hnjnm| uad|dw kf {d~ iddo{d~y xnllkmh xk|a jn!! G bb fdykmfdyj |kdm" W~n Ydiny|w" 951*8-

    YDDFKMH I[ CB GDMW\Y^G*\KDM3 Fdy mnx yddfw `mlynu kyw- G bb ~w fdy fynn nw|k*j |n ml xnbb a jjny ldxm uykgn" `ml xn uydjkwn k| xdm|in |ayd~ha |an yddf! 951*8;0*0175-

    XDDL FNMGKMH* Mnx dyynu ky- Nqunyknmgnl" yn wdm*ibn- >5;*8>1*>>99-

    G&O GDJUBN\N C@MK\DYK@BWNYVKGN" ynwklnm|k b ml gdj*jnygk b" bdx y |nw" w|ykuukmh mlx qkmh" g yun| gbn`mkmh" `mlhnmny b gbn`mkmh wnyvkgnw- 951*5;*9

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    7/16

    991-

    955> LDLHN Y@J 7>55" 6wunnl" 097"555 jkbnw" bkf|nl"gynx g i" bdmh idq- ,99"555-951*106*6557" Bnxkw|dm-

    0;;5 FDYL LKNWNB 7$< |dmnq|nmlnl g i ukgo~u" hddl

    xdyo |y~go" ,7555- 951*;17*>;>"555jkbnw" {nbbdx" Ikh Adym Nlk|kdm"Anjk Wudy| u go hn" ,0>">55$dffny- G bb 951*198*5>;;"Dydfkmd-

    9551 FDYL F9>5 5" gynx g i"*6>65" Bnxkw|dm-

    9555 FDYL F0>5 QB\" W~unyg i" ,6>55- 951*;17*7111"Hy mhnvkbbn-

    0;;> HJG NQ\Y@ g i" 55- 0;;6 Mkww m U |afkmlny55- 951*85>" Bnxkw|dm-

    0;1< DMN \DM Ldlhn *5" O jk a-

    9555 5 W~uny L~|{58*5>59" O jk a-

    GB@WWKG @^\D0;88 NB G@JKMD" hddl uydc*ng| g`y" y~mw" fkinyhb`ww bdgo*kmh gdvny dm i`go" nq|y` |kynw",9555 g`wa- Nvnmkmhw" >5;*8>1*6679" Gb`yow|dm-

    W\K\NW HYDGNY[ km W|k|nwa w gdu{ df |akw xnnow JDM*N[W@VNY BNXKW*GB@YO NLK*\KDM-

    GB@WWKG @^\DYDGO @ML YDBB A@BB dff jny Ga~ii{ Gangony xkbb uny*fdyj | Mdy|anym P~nw| Ynwdy|& G wkmd Fniy~ y{ 7yl |8375uj- \kgon| kmfd |xxx-Mdy|anymP~nw|-gdj

    \AN JDMN[W@VNY BNXKW*GB@YO NLK\KDM g m in fd~ml| U@ BW J@YON\km Ykhhkmw-

    A^M\NYW! \y go ldxm |aninw| ln bw km |an JDM*N[W@VNY BNXKW*GB@YO NLK*\KDM fdy bb {d~y a~m|kmh `mlg jukmh mnnlw-

    \AN G@WA @ML G@YY[ kmHy mhnvkbbn a w gdu{ df |akwxnnow JDMN[W@VNYBNXKW*GB@YO NLK\KDM-

    \AN A@YUW\NY W\DYN a w gdu{ df |akw xnnow JDM*

    N[W@VNY BNXKW*GB@YO NLK*\KDM-

    J^BBNY NMHKMNWKf {d~yn bddokmh fdy g~w*|dj i~kb| nmhkmn fdy {d~y ad|ydl* wadx g y dy l kb{ lykvnyxnyn |an ub gn fdy {d~?fydj w|dgo |dd y gn nmhkmnwml nvny{|akmh km in|xnnm-

    Ikh |dxm wnyvkgn" adjn

    |dxm ||nm|kdm `ml uykgkmh-@bb nmhkmnw i~kb| dmn*dm*dmni wkw |d in||ny |a`m f g|dy{w| ml ylw- D~y nmhkmnwa vn jdyn unyfdyj`mgn"jdyn A-U- ml b w| bdmhny->0*>855-

    X@M\NL3 B@\N JDLNBW~i~yi m- 0*951*665*>>;;"Bnxkw|dm-

    JDMN[W@VNY*BNXKW GB @YO NLK\KDM * C`m~`y{ 09" 9509 * 8

    @^\DJD\KVN^\DJD\KVN

    @^\DJD\KVN^\DJD\KVN

    @^\DJD\KVN^\DJD\KVN

    @^\DJD\KVN

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    8/16

    U@Y\W &@GGNWWDYKNW

    \XD WN\W DF w|~llnl wmdx|kynw fdy w bn- 97>$85Y*0>Xkm|nyg | jd~m|nl dm FdylNqubdyny xak|n xannbw- wnl`id~| 0$9 xkm|ny" bkon mnx" u kldvny ,155" wnbb fdy ,>>5-99>$65Y*06 Xkm|nyg | jd~m|nldm I~kgo b~jkm~j xannbw"w|~lw yn w|kbb hddl" wnbb fdy,955- G bb 951*$>5Y*08 ;>A- wnl 7jdm|aw km |dxm- U kl ,855" xkbb| on ,755 fkyj- 951*8$65Y*06" > adbn xannbw",>55- 951*85991- Dy xnnonmlw"ubn`wn g`bb 951*8;6-

    XANM [D HN\ {d~y X9w"gdjn wnn ~w fdy f w| ynf~ml"WUNNL[ \@Q WNYVKGNW"9805 J km W|ynn|" Bnxkw|dm"

    951*85;*>>9*07>1"Gb yow|dm-

    FDYNW\ @^\D U@Y\W3W~uub{kmh yng{gbnl `~|d `ml|y~go u y|w |d |an B-G- v bbn{ml w~yyd~mlkmh yn fdy dvny

    >5 {n yw- A~hn gdju~|nyksnlkmvnm|dy{- M |kdmxkln u y|wbdg |kmh wnyvkgn- Ad~yw3Jdml {* Fykl {" 8375`j*>375uj- 951*8. dm mnx ib goY gnbkmn xannbw- U kl ,97>5",0>55 fkyj- 951*75>*69> Fdyl F0>5"8 inl" ,>55$ dffny- >5;*815*8911" Gb yow|dm-

    JNGA@MKG XDYO X@M\NL"yn wdm ibn y |nw- G bb 951*>>7*;6>n ga- 6-9 lknwnb nmhkmn" ,98>-Jkwgnbb mnd~w d|any u y|w- 951*8

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    9/16

    @^\D

    0;;6 W^S^OK Wxkf|" ,8>5-9555 A{~ml k @ggnm|" ,0155-0;;6 Jnyg~y{ Gd~h y" ,0;55-951*85>" Bnxkw|dm-

    G@WA FDY UYDCNG\ G@Y"uyn*0;89" j~w| in |xd lddy"`m{ gdmlk|kdm- Md |k|bn dy nmhkmndo {- >5;*769*7896" Wudo mn-

    F@W\ \@Q YNF MLW"WUNNL[ \@Q WNYVKGNW"9805 J km W|ynn|" Bnxkw|dm"951*87*705;" Bnxkw|dm-

    9559 DBLWJDIKBN @BNYD"jd|dy mnnlw xdyo" ," Bnxkw|dm-

    0;;8 Fdyl J~w| mh" V6" @\"@G" hynnm" '80176>" ,9-9557 Ganv{ G v bkny" < lddy" 55$ dffny- 951*;17*909;" Hy mhnvkbbn-

    0;;5 MKWW@M GB I g i xk|ag mdu{" 9 xannb lykvn" ~|d*j |kg" @J$FJ GL" 076"555jkbnw" hddl wa`un" y~mw xnbb-Mnxny |kjkmh ga km" hddl y~i*iny ml g~w|dj ykjw- ,90>5 dyinw| dffny- 951*88"555jkbnw" ,0-8 B nmhkmn" an v{ l~|{iy onw" y~mw hddl" ,0555$ inw|dffny- >5;*9> GANV[ @W\YD V@M-Y~mw ml lykvnw xnbb" mnnlwwdjn xdyo- A w wmdx |kynw mlmnx iy onw ml yd|dyw- ,- 0;;0 HJG V ml~y|y vnb v m" V1" @\" g~w|dj km|n*ykdy" '>50861" ,0;;>- WN@*UDY\ WNL G@YW" ;00 08|aW|ynn|" Gb yow|dm- >5;*8>1*198- 0;;6 Fdyl Nqubdyny" -WN@UDY\ WNL G@YW" ;0008|a W|ynn|" Gb yow|dm- >5;*8>1*198 wunnl" @G"|kb|" gy~kwn" GL" g wwn||n- Mnxgb~|ga" i ||ny{" xkm|ny |kynw-Hddl dm f~nb- 88"555 jkbnw-,7>55$ inw| dffny- 951*8;1*;>

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    11/16

    J@KB$UADMNDUUDY\^MK\KNW

    F@W\ U@[JNM\ fdy wn bnl"~mnqukynl lk in|kg |nw| w|ykuw*~u |d ,08$ idq! Jdw| iy mlw-Wakuukmh uynu kl- G bb |dl {ml wo fdy Njj " 0*111*886*

    8880- xxx-g wa$jdm|a- X w ,655! Md gynlk| gangow-Dxmny fkm mgkmh- Jdmn{ i goh~ y m|nn- Hyn | jd~m| kmvknxw- Fynn gdbdy iydga~yn- 0*188*915" A0*>55" A9*8>5" W0*9>5" W9*7>5" W7* unyxnno fdy 9> xdyl gb wwkfknl!Fdy jdyn kmfdyj |kdm hd |dxxx-m mkmn|xdyo-gdj

    YN@LNY @LVKWDY[3 \an fdb*bdxkmh gb wwkfknlw a vn innmu~yga wnl i{ |an M |kdm b\y ln @wwdgk |kdm xn inbdmh|d- Ln|nyjkmkmh |an v b~n df|anky wnyvkgn dy uydl~g| kw`lvkwnl i{ |akw u~ibkg |kdm- Kmdylny |d vdkl jkw~mlnyw| ml*kmhw" wdjn `lvny|kwnyw ld md|dffny njubd{jnm| i~| y |anyw~uub{ |an yn lnyw xk|a j m~*bw" lkyng|dyknw ml d|any j |n*

    yk bw lnwkhmnl |d anbu |ankygbknm|w nw| ibkwa j kb dylny wnbb*kmh ml d|any i~wkmnwwnw |adjn- ^mlny MD gkyg~j*w| mgnw wad~bl {d~ wnml m{jdmn{ km lv mgn dy hkvn |angbknm| {d~y gangokmh" bkgnmwn KL"dy gynlk| g yl m~jinyw- @bwdinx yn df `lw |a | gb kj |dh~ y m|nn bd mw ynh ylbnww dfgynlk| `ml md|n |a | kf gynlk|ynu ky gdju m{ ldnw i~wkmnwwdmb{ dvny |an uadmn k|w kbbnh b|d ynp~nw| `m{ jdmn{ infdynlnbkvnykmh k|w wnyvkgn- @bb f~mlwyn i wnl km ^W ldbb yw- 155

    m~jinyw j { dy j { md| yn gaG m l -

    I MLBN @ML W@VN dm {d~yg`ibn" km|nymn|" uadmn" `mljdyn- Akha wunnl km|nymn| w| y|*kmh | bnww |a`m ,95$ jdm|a-G@BBMDx! 155*705;*8>1*5791"Gb yow|dm-

    Bddokmh fdy wdjn|akmh f~m |d ldkm |an yn`4 Gango d~|xxx-BG\dl {-gdj * {d~bb fkml

    g~yynm| a`uunmkmhw bkw|nl" `ml bkmo |d \akmhw \d Ld |a |

    bkw|w dmhdkmh nvnm|w ml ||y g*|kdmw- Gango k| d~| |dl {!

    Vkwk| ~w | bgjdmn{w vny-gdj!

    MNNL @ AD^WNONNUNY4K `bwd ld gdjjnygk`bgbn`mkmh! G`bb B`~ykn `|951*106*9700 fdy p~nw*|kdmw$ km|nyvknx- Gbn`mi`gohyd~ml" nqgnbbnm|ynfnynmgnw `v`kb`ibn" un|fyknmlb{" ml nqunyknmgnl-,07$ ad~y-

    UYDL^G\KDM XDYONY KK-Unyfdyjw ua{wkg b g|kvk|knww~ga w bkf|kmh" u~bbkmh" u~wakmh"ml wdy|kmh df yng{gb ibn ml

    mdm*yng{gb ibn j |nyk bw- Kmllk|kdm" i bkmh" bd lkmh"

    ~mbd lkmh" ml |y mwfnyykmhyng{gb ibn ml mdm*yng{gb ibnj |nyk bw i{ ~wn df gdmvn{dyw"aduunyw" fdyobkf|w" ml y juw"adkw|w" ml kml~w|yk b |y~gow ~u|d 15"555 HVX- Xkbb inynp~kynl |d gydww* |y km | d~yd|any f gkbk|{-F~bb* |kjn" 05 ad~y wakf|" 75"

    g`bb 951*;17*5 Mdy|a W|`|n W|ynn|

    Hy`mhnvkbbn" KL 17>75"g`bb 951*;17*5

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    12/16

    ADYWNWCDN GDJIW ADYWNWadnkmh" >5;*8>0*11>>" 951*8;5*5799" Gb yow|dm-

    HY@MLOKLW D \HYNX" 08{n y dbl" ib go `ml xak|n"Wan|b ml udm{ j yn" bn`l bkmn

    dmb{" hyn | | wad|w" x yjkmh"ml |ykjjkmh" ,*9>00" Gb yow|dm-

    XKM\NY I@YYNB Akha Ldbb yWnyknw `ml Udbnw" Bnxkw|dmYd~ml*~u Hyd~mlw- W |~yl {"C m~ y{ 90w|- Wkhm~u ml |kjndmb{w" 1 j? Y gn 05 j- 951*8;5*578>- Nj kbc~l{yEg ibndmn-mn|

    ADYWN WADNKMH* L W\KMGdjiw" Cnyy{ Gdjiw- Gnbb~b y"951*8;5*5>57? adjn >5;*8>1*8>5>-

    DUNM @BB IYNNL Wadx"W |~yl {" Fniy~ y{ 01|a"09uj*5;*8>0*11>>" 951*8;5*589*;7>*90> u j -xxx-Gdi b|\y kbny-gdj

    7*KM*0 U@GO@HN3 YNH- @PA@j yn" km fd b |d Ynh- @UA@w|~lfdy 9509" `ml gdjnw xk|aiynnlkmh |d Xdybl Ga jukdmU bdjkmd w| bbkdm" Jy- F`mg{Fnbb fdy 9507? Iydon" wxnn|"hnm|bn j yn" n w{ onnuny"bd`lw `ml a`~bw xnbb" n w{ |dg |ga km b yhn fknbl" gdjnw

    xanm g bbnl- Id~ha| any |d inj{ |y kb adywn" i~| ua{wkg b bkj*k| |kdmw xdm(| bbdx jn |d ykln`m{jdyn? xnbb iydon" i~| bd|w dfhn| ~u ml hd" xd~bl j on `hyn | ykln fdy wn wdmnl gakbl dy`l~b| yklny- Fd~ml |kdm iynl*Ldg I y" \xd N{nl C go mlAdbb{xddl Hdbl? w|n b |,9>55" lnbkvny{ v kb ibn- >5;*611*89" B ux k-

    \XD ; JDM\A fnj`bn fny*yn|w" 0 @bikmd" 0 iydxm n{nlxak|n? 7 {n`y dbl l`yo w`ibnj`bn fnyyn|? W|`mbn{" 9 {n`ybkha| w`ibn j`bn fnyyn|- ANBU*KMH A@MLW YNWG^N" 951*75>*;9 j bnw" 6 xnnow dbl"0w| wad|w- \yk* gdbdynl xk|aga`jukdm ibddlbkmnw" wj bbnywksnl" ,755- 951*>>7*>955"Bnxkw|dm-

    U YNIYNL HNYJ@MWanuanyl u~uuknw xk|a hyn |ibddl bkmnw- In`~|kf~b" ib gofnj bnw" 7 bnf|- ,5;*8>0*189>"Gb yow|dm-

    @OG YNHKW\NYNL IB@GOB`i u~uuknw" lnx gb xwynjdvnl" ,9>5- 951*8;5*99;9"Bnxkw|dm-

    @OG W\@ML@YL UDDLBNu~uuknw- Nqgnbbnm| f jkb{ gdj*u mkdmw! 9 {n y an b|a h~ y m*|nn- 951*8;0*;>70" Bnxkw|dm-xxx-w| ml yluddlbnw-~w

    UN\W@OG UNJIYDDO XnbwaGdyhkw" 9 j bnw" 0 fnj bn" fkyw|wad|w" lnx gb xw" | kbw ldgonl-,>55 j bnw$ ,655 fnj bnw->5;*8>1*61;5" Gb yow|dm-

    05 Q *0$9 {n`y Uk|I~bb- ANBUKMH A@MLW YNW*G^N" 951*88"Bnxkw|dm-

    JKM UKM WAKA \S " 0 {n y dblfnj bn" ,055- 951*>7*1518 dy 951*15;*155;*>>9*

    ;;56" Gb yow|dm" kf km|nynw|nl-Yn l{ mdx!

    H@BV@MKSNL FNMGN ldh

    onmmnb" 6q6q05" ,08>$ dffny-

    951*>>7*79>5" Dydfkmd-

    FYNMGA J@W\KFF U UW" 98>" Bnxkw|dm-xxx-ynlx hhkmonmmnbw-gdj

    XN XKBB IN | Bnxkw|dmUn|gd" W |~yl {" C m~ y{ 0jdm|a ldjnw|kg wady| a ky"ib go fnj bn? \xkb " 7 {n yhy {$ xak|n | ii{? \nll{ In y"> {n y lngb xnl |~qnld?G`ml{" < {n y |dy|k g bkgd?W ww{" 9 {n y jnlk~j a kyiydxm$ xak|n | ii{" dmn n{n?Vnm~w" 05 jdm|a l yo |dy|kg bkgd? Bk||bn @b" > jdm|a fnkw|{|~qnld? Uyngkd~w" 6 jdm|ajnlk~j a ky | ii{ g bkgd?Ydwn" 9 {n y b yhn | ii{ g bk*gd- ANBUKMH A@MLW YNW*G N" 951*88-

    @OG HNYJ@M Wanuanyl u~u*uknw" xanbunl Mdvnjiny 6 mlLngnjiny 07" ib go ml ynl\du Hnyj m Kjudy|w" id|a u y*nm|w |k|bnl `ml q*y {nl mdyj bakuw- Jnygnlnw p~ bk|{" vn|gangonl" fkyw| wad| hkvnm" `mlan b|a gangonl xk|a an b|ah~ y m|nn" lnudwk| xkbb adbl{d~y u~uu{" uykgn ,0>55 fkyj-Iynnlny fdy dvny >5 {n yw- >5;*5;*>19*6598" dy xxx-d~yudn|*kguddlbnw-mn|

    L@GAWA^ML U UUKNW" 5;*>;5*>5;*9>5"Udjnyd{-

    ANYNFDYL I BBW fdy w bn"Fy mo Ydlhnyw w|dgo- 951*88" Bnxkw|dm-

    FN@\ANYBK\N W\DGO \y kbny"Jdlnb 1098" 97>*90> u j -xxx-Gdi b|\y kbny-gdj

    UD^B\Y[F@YJ FYNWA" fynn y mhn" anmml l~go nhhw- >5;*8>0*;768"

    XKBWDM I@MMNY Y@MGA"Gb yow|dm-

    F@YJ NP^KUJNM\KA 7 GDJIKMN \KYNW" 97-0*96 09 ub{ Hddl{n y" lk jdml|yn`l" md gangow dy g~|w" 9n ga dm xannbw- 951*117*5 ad~yw" ,1>55$ dffny- 951*75>*69>5>6"Jdwgdx-

    FW @BBD[ HY@KM |y kbny" 9>55$ dffny-0;89 Unnybnww bdh |y kbny `mli~mo" 16" wuykmhw" ,8>55$dffny- \xd Uyd\nga b~jkm~jan lid ylw" ,7>5 n ga- 71*95fb |inl @*|y km" ,;>55- 951*0*>55- Ynj m G |7951 jd|dy" bdx ad~yw" ,7555-951*8;5*71>1" Bnxkw|dm-

    \Y^GO ADKW\" |xkm g{bkmlnyd~|wkln fy jn adkw| xk|a | mo"gdm|ydb" u~ju `ml iy gon|w-,755- >5;*719*1;9>" >5;*186*08;>" L {|dm-

    79 HJG L^JU \Y^GO"y~mw hddl" ,0>55- 951*>15" w bn ,>5>>- Gdi b|\y kbny W bnw" 5;*>7>*90>uj-

    0;;; FDYL F9>5 W UNY L~|{QB\" 5;*8;>*;555- >5;*7;1*>655- 951*;96*50>9" Oddwok -

    \DUWDKB@ML

    GBN@M FKBB LKY\

    [d~ ukgo~u dy xn lnbkvny! 951*8;0*1185" gnbb~b y-

    F@YJ$M^YWNY[W\Y@X" ,9->5$ i bn- 9105Udxnyw- 951*85? @bf bf dy jkq" 65 biw-$,6->5? \kjd|a{" ;> biw-$ ,;-55?7q m`kb|ykjjkmh `ml fkbkmh- 8{n`yw nqunyknmgn- P~`bk|{hyddjkmh |d w~k| {d~y bkv*kmh w|{bn- 951*750*8567"Bnxkw|dm-

    LK@JDML G W@LLBNWADU- Ikbb Fb | w {w" \dxkm bb {d~ hd|| ld kw hn| ~udmn jdyn |kjn |a`m {d~f bb- LK@JDML G W@LLBNWADU a`w wnvny b hddl~wnl w`llbnw w| y|kmh |,78>- 099> Iyklhn W|ynn|"

    Gb`yow|dm" X@- DunmJdml`{" \a~ywl`{"Fykl`{" dy g`bb 951*75>*7096 |d jnn| `| {d~y gdm*vnmknmgn-

    09 * JDMN[W@VNY*BNXKW GB@YO NLK\KDM * C`m~`y{ 09" 9509

    F@YJ & H@YLNM@YJ & H@YLNM

    F@YJ & H@YLNM@YJ & H@YLNM

    F@YJ & H@YLNM@YJ & H@YLNM

    F@YJ & H@YLNM

    F`q !>5;+ 7;8*71680*155*>87*95;; !>5;+ 7;8*9

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    13/16

    F@YJ$M^YWNY[UYNJK J HY@WW ADYWNa {" 815 bi- vny hn yd~mli bnw" ,7>$ i bn- O`jk a" 951*;7>*5686-

    \KJD\A[ A@[" ,0*5>56"Hnmnwnn-

    D@\A@[FDY w bn- Ikh wp~ yni bnw" 7Q19" Bnxkw|dm-

    A@[ FDY W@BN" bk||bn wp~ yni bnw" hy ww dy hy ww$ bf bfjkq- Lnbkvny{ v kb ibn- B~onBdxn" 951*;9056"Yn~inmw-

    HY@WW A@[ $ |dm- 951*8;0*;>96" fkvn gynw fnmgnl u w*|~yn" ~u |d fkvn adywnw" dmn jkbn~u Wuky b Ax{- ,5$ jdm|a-951*75>*69>5$ jdm|a- 951*8;5*9;7;" Bnxkw|dm-

    \@GO07 GAN[NMMN W@LLBNY[{d~|a w llbn? bn |any w llbni`hw? wwdy|nl w llbnw `ml| go- W\NVNW U@XM WADU"970 \a km Yd`l" Bnxkw|dm"951*8 au Iykhhw &W|y ||dm" \xd xk|a 1 au Iykhhw& W|y ||dm" ,755 n ga$ dffny-99> Bkmgdbm w|kgo xnblny" bkonmnx" ,955 fkyj- 6-> Dm m hnm*ny |dy" hddl ~mk|" ,0555$ dffny-951*5;*9>"555 x ||" ,>;;>- J m{ mnxAdml hnmny |dyw km w|dgo-H^[W D^\LDDY NP^KU*JNM\" 75< \a`km Yd`l"Bnxkw|dm" 951*8;;-;;-Ydwwk Gkyg~k| C~lhn" w|`km*bnww" $ \a`km Yd`l"Bnxkw|dm" `gydww fydj |anJdmn{w`vny- 951*890-

    MNX H^MW c~w| km kmgb~lnw |anFM Fkvn* Wnvnm" FM FMU\ g|kg b `ml |aynn 0> yd~mlj`h skmnw" wnvny b Wuykmhfknbl0;00w" LUJW Du|kgw Yn l{G yikmnw" Y~hny WY*>>6 h wukw|dm ykfbnw" Wuykmhfknbl J0@w"Jdwwinyh >55 `ml ;75Ib gox |ny wad|h~mw `mlW kh w km 09 ml @wa@vn-" B ux k- 951*1- BDBD WUDY\KMHHDDLW" 951*879" Dydfkmd" KL

    Y^HNY IB@GOA@XO -7>8j`h" ib~n xk|a $1 i yynb"wad| vny{ bk||bn" ldnw a vn wdjnadbw|ny xn y- Xkbb |aydx km^mgbn Jkonw adbw|ny `ml 75yd~mlw df f g|dy{ adbbdx udkm|w-,79>- 951*>58*5>59" O jk a-

    J B\K*W\@\N GDMGN@BNLFKYN@YJW Gd~ywn3 C m~ y{90 | W~yn Wad| Wudy|kmhHddlw km Jdwgdx- Jnn|wynp~kynjnm|w |d di| km Kl`ad"X wakmh|dm" Dynhdm" | a"@yksdm unyjk|w- 951*119*0 5 J ybkm?Y~hny A`xon{n 9>-56? A&Y 08AJY? Iydxmkmh Q* Idb| 771?W v hn 9< 99$95 h ~hn- Hyn |wnbng|kdm! Hyn | uykgnw!W\NVNW U@XM WADU" 970\a km Yd`l" Bnxkw|dm" 951*

    85-951*? W`v`hn @qkw 997 dy99* 9>5 xk|a 7q; wgdun" mnx"gadkgn" ,7? Y~hny 05$9999 BY" w|`kmbnww" mnx",9? K|`bk`m Wa`yuw 018? Iydxmkmh;9 ? InmnbbkMdv` 09 h`~hn" 7*0$9" g`jd",? Ynjkmh|dm 855 99*9>5 w|`kmbnww" fb~|nl" ,;;>?Xkmganw|ny 11 -751" bnvny",68>? Y~hny 88 9>*56" an`v{i`yynb" w|`kmbnww" b`jkm`|n",6? Onb \ng -715 gdj*u`g|" ,95;-;>? Y~hny 99$ 99

    BY" i~bb i`yynb" mnx" ,9;>?Hbdgo 98 9>? Wuykmhfknbl 0;00@0 @GU" bkon mnx" ,>;>?Wkh Jdlnb 7>6 -997" @Y ukw|db",07;>? Y~hny HU055 7>8j`h" 6" ,;-;>? Y~hnyW~uny Ib`goa`xo 7;-BDBD WUDY\KMH HDDLW"951*85- Y~hny J88 -985xk|a Bn~udbl wgdun ml wbkmh",0955- Xnw|nymFknbl 09 h ~hnidb| g|kdm wad|h~m mnnlwxdyo+" ,005- @bb wnykd~w dffnywxkbb in gdmwklnynl- 951*8;0*9980" Bnxkw|dm-

    XKMGANW\NY JDLNB;>7*79>5" Dydfkmd-

    W&X JDLNB 66" -7>8J`hm~j" 9*0$9) i yynb" mkgn",6>5? Y~hny H-U-*055" -7>8j`hm~j" 6) w| kmbnww" mkgn",6>5? W&X Jdlnb >55" w mnxkm idq" 7" B~gkbbn-

    BNXKW* GB@YO XkblbkfnGb~i U~ibkg Ykfbn Y`mhn-Dunm Fykl {" W |~yl { mlW~ml {- Ad~yw ; j*7uj-951*1 1

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    14/16

    G@JUNYW$G@MDUKNW

    955< N@HBN G@U 00>5 |y~gog juny xk|a wbkln" hnmny |dy"@G- W|' 0059;5- ,06";;5- Km|an U wgd @~|dubnq- 0*188*9;8*>008-Y~wwLn mYV-gdj

    1 XAK\N FKINYHB@WW wanbb"fk|w F9>5" g i ankha|" wbklkmhfydm| xkmldx ub~w inl ok|" ,>7*6005$ dffny- G bb 951*8;0*555- @|xddlUdxny C go Lnb~qn" ,055- \xd09V W|nybkmh YV i ||nyknw" ,8>-Np~ bksny ak|ga" < udkm| wx {gdm|ydb" gdjubn|n" ,0>5- @LGD|y vnb |y kbny gdvny" 9008-Y~wwln myv-gdj

    ^\KBK\[ \Y@KBNYW95 HDDWN MNGO FB@\INL|y kbny" 8555 bi- | mlnj qbn" 1lngo" ,7>1>" w bn uykgn ,5;*8>1*690- W|' 005757- Km|an U wgd @~|dubnq- 0*188*9;8*>008-Y~wwln myv-gdj

    Infdyn {d~ i~{ g bb IYD@L*JDDY YV" 0*111*;57*65

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    15/16

    @M\KP^NW$GDBBNG\KIBNW

    WNBB [D^Y DBL W\^FF \DL@MW- I~{kmh dbl gdw|~jncnxnby{" dbl fkwakmh w|~ff" yakmn*w|dmn cnxnby{" >5w f~ymk|~yn"jkbk| y{ k|njw- 601 IyklhnW|ynn|" Gb yow|dm- >5;*8>1*

    6997- @f|ny ad~yw gnbb uadmn3951*8;5*7915- U-W- In g`ynf~bxa`| {d~ |aydx `x`{! G`bbL@MW @M\KP^NW!

    IN@ \KF^B" D@O" YDBB |dulnwo" >5 xkln" ,;;>- >5;*8>1*6165" Gb yow|dm-

    @^G\KDMW

    IKONW

    GDJU^\NYW

    Ad~wnG`bb Gdju~|ny G`yn*Ynu kyw ml uhy lnw w| y|kmh| ,95" FYNN km* adjn wnyvkgn

    g bbw- G bb Ikbb | Ad~wnG`bbGdju~|ny G`yn" 951*8;0*8>-

    YNU@KYW @ML ^UHY@LNW-W@J N L@[ WNYVK GN-Yn`wdm`ibn y`|nw- Xn i~{`ml wnbb ~wnl gdju~|nyw-951*80" Bnxkw|dm-

    MN@\ YNGNKU\W wg`mmny-Mnx" dykhkm`b gdmlk|kdm-W|`ubnw uykgn ,0;;-;;" wnbb fdy,09>- 951*8;0*5650"Bnxkw|dm-

    Km\anFbdxXniLnwkhm-gdj *Uydfnwwkdm b* bddokmh xniwk|nw| yn wdm ibn uykgnw- Mnx xni*

    wk|nw" ynlnwkhm `ml ga`mhnw |dnqkw|kmh wk|nw" xn ld k| bb- Fynnnw|kj |nw- 951*>57*7676-

    WUDY\WNP^KUJNM\

    9505 IN@Y GA@YHN gdj*ud~ml idx" BA" LB96*75" UX65*85" wkha|w" f bb `x { ynw|"p~kvny" yydx ynbn`wn" yjh~ yl" w| ikbksny- ,7>5$ dffny-951*>>7*0" Gbkff" Bnxkw|dm-

    7L @YGANY[ WADD\"

    W~ml {" Fniy~ y{ 0;|a" WuykmhV bbn{ Ynwnyvdky" \yd{" Kl ad-G bb 951*85;*8>1*9>6>"Gb yow|dm-

    UAD\DHY@UA[

    HN\\KMH J@YYKNL4P~`bk|{ uad|dw `| `m `ffdyl*`ibn uykgn- Kmgb~lnw 6 |d 1ad~yw df gdvny hn" uykm|nlu go hn" ub~w {d~y lkhk| b mnh*|kvnw fdy ynuykm|w- Nqgnbbnm|

    ynfnynmgnw- Dmb{ ,8>5- UB Wyngnkvn lkwgd~m| dmNmh hnjnm| uad|dw kf {d~ iddo{d~y xnllkmh xk|a jn!! G bb fdykmfdyj |kdm" W~n Ydiny|w" 951*8 * 8 1 9 ; -lyEg ibndmn-mn|

    WMDXJDIKBNW0;;; YJO 655" ,0>;;? 9557@yg|kg G | Jd~m| km G |" 655NFK" ,9055? 0;;; Udb ykw 655YJO" ,0>;;? 0;;1 @yg|kg G |C h >5- J@GW G[GBN"Gb yow|dm- >5;*8>1*>7*5>79

    WMDXJDIKBNWWNYVKGN FYDM\ `ml yn yw~wunmwkdm yngnkvn fynn wadgodkb$ mk|yd- HU Y@GKMH W W*UNMWKDM" 951*80"WBU" ,9955$ dffny- 951*8;5*0>0778" Gdn~y l@bnmn-

    955< @YG\KG G@\ ;55Jd~m| km" bdx jkbnw" ,7555-0>; wmdxjdikbn |y go `mlJ05 w~wunmwkdm" ,$ dffny- 7 ub gnSnkj`m |y kbny" hyn | wa`un",0>55$ dffny- 951*>;6*;07>"Hnmnwnn-

    X@M\NL3 WMDXJDIKBNW"NMHKMNW" u`y|w" 0;;>$ ~u"y~mmkmh dy md|- @bwd bddokmhfdy @\Vw `ml Cn| Wokw- Xkbbukgo ~u `ml u`{ g`wa- >5;*8;7*5;*8>1*>7*5>79-xxx-j`gwg{gbn-gdj

    9557 @YG\KG G@\ ;55" 0

  • 8/3/2019 2012 01 12 Moneysaver Lewis Clark Edition

    16/16


Recommended