2012 Trade Show Magazine

Imagine the Possibi

lities

February 18

& 19 2012 U

niversity Adams Cen

ter

SATURDAY 10–5 SUNDAY 10–5

Gold Key Sponsors

2/18 - 2/19Mr. and Mrs. Jones

MBIA

1The Jones House

Kitchen Design

and

SPONSORED BY

It’s Time To Dream Again.At First Security Bank, we’re not only big on the American dream of home ownership; we also support the home building industry as a proud member of the Missoula Building Industry Association (MBIA). So when you’re ready to buy, build or remodel, go online or stop by one of our convenient local branches to learn how we can help.

FSB_9156 tradeshow program ad HOUSE PHOTO 7.5x10 cmyk ks.indd 1 1/13/12 3:36 PM

4

With the help of our Gold Key Sponsor’s; the Missoula Building Industry Association enthusiastically brings the 8th Annual trade Show to the public. Our non-profit organization is more the 54 years old and continues to promote the value and quality of our members’ building products and services for your home. You will be inspired by the informational seminars and displays of the newest materials, building techniques, equipment and methods of financing. Nearly 100 vendors will be under the same roof to answer any and all of your building and remodeling questions, from plumbers to electricians, to mortgage brokers or cabinet retailers, and to landscapers or lighting experts. We have it all! I would personally like to thank all the volunteers and staff for their long hours spent putting this event together. I also want to thank you, the participant, for supporting our organization, its members and their businesses. We look forward to seeing you at the Trade Show.

Michele Bashor

Chair of the Trade Show Committee

Quality Seamless Gutters

Be sure to enter the Door Prize Contest for a chance to win gift certificates and other exciting surprises donated by local area businesses.

Fill out your ticket and drop it in the box at the door to have a chance to win.

We would like to give a big thank you to our Trade Show Committee members:

Michele Bashor - ChairpersonQuality Seamless Gutters of MT Inc.

Josh BallmanIntegrity Window & Door

Vicki HoukWestern RockiesT Radio 107 The Ranch

Heather NicholsTamarack Construction Company

Brandy FowlerFirst Call Computer Solutions

Lantha ReinhartMissoula Property Management

Deborah NelsonClaude Sammoury

Vann’s

5

Imagine the Possibilities

Our Mission StatementThe mission of the Missoula Building Industry Association is to represent and promote the building industry through advocacy, high standards, integrity, education and investment in the community in which we live and work.Value StatementMissoula Building Industry Association is the industry voice and resource through advocacy, education and an engaged membership.

2012 MBIA Corporate Sponsors

Gold Key:

Silver Key:Community Bank of MissoulaFirst Interstate BankNorthwestern EnergyVann’s

Bronze Key:Culligan WaterFirst American Title CompanyInsured TitlesMissoula Federal Credit UnionStewart TitleUS BankWestern Montana LightingWestern Title & Escrow

Table of ContentsWelcome ......................................................................... 4Mission Statement ......................................................... 5Insider Hints for Design on a Budget ......................... 6Suter Construction ........................................................ 7Weight Your Options Before a DIY Remodel ............ 9Tamarack Construction Company ............................ 11Renewing Your Roof Instead of Replacing..........12-13StraightEdge Construction ......................................... 15Accessible Design ........................................................ 17Hoyt Homes, Inc. ......................................................... 19Style Your Space ......................................................20-21Make Yourself at Home Outdoors ............................. 22Remodel Within Your Limits ..................................... 23Imagine the Possibilities ............................................. 24Edgell Building Incorporated..................................... 25How to Change the View Without Moving ............. 26McCollum Building & Design ................................... 29How to Get Started On Your Own Before & After . 31The Value of HomeOwnership .............................32-332012 MBIA Membership Directory .....................35-37

This publication is published by the Missoula Building Industry Association and AlphaGraphics for the benefit of the MBIA membership and The Trade Show attendees. All editorial content has been written by the MBIA or the National Association of Home Builders unless otherwise noted.

Creative design & printing by AlphaGraphics, Copyright © 2011. 1947 South Avenue West, Missoula, MT 59801 (406) 728-4810 | Fax: (406) 728-4911 | www.alphagraphicsmissoula.com

All items in this publication are property of MBIA 1840 South Ave. West, Missoula,MT 59801 (406) 543-4423 | Fax: (406) 721-5076 | www.buildmissoula.com

Don GarramonePresident

Garramone Builders, Inc.

Rich SargentVice-President

Direct Source Cabinets

Mike NicholsSecretary

Tamarack Construction Company

Michelle FeldeTreasurer

First Interstate Bank

Wade HoytPast President

Hoyt Homes, Inc.

Sue BergmeierSueB Design

Elaine HawkpLAND Land Use Consulting

Eric PetersenPalmer Electric Technology

Energy Services

Waunda BravardCulligan Water Conditioning

Kevin LeavellFarm Bureau Financial Services

2012 BOARD OF DIRECTORS

Insider Hints for Design on a Budget Spend lazy Saturday

afternoons browsing the

pages of Architectural

Digest, wishing you

had the budget to

hire an interior

designer to replicate

their artistic interiors?

Well-designed rooms

don’t always have to come with a

huge price tag; in fact, designing on a

budget may be easier than you think. Many

times, by changing small elements, you can give a room an entirely

new personality. Sometimes adding a few colorful pillows or picking

up a paintbrush is all you need to do to make your room look like

something out of the pages of a magazine.

One of the most common fixes for a boring room is color. “Color is

easy to do and inexpensive,” says Kathy Browning, owner of Design

Consultants, a design firm in Virginia Beach, Va.

Updating the color of just one wall in any room will give it

an entirely new feel. Painting, when approached correctly, can be an

enjoyable experience with instant rewards. Lauren Warnock, vice

president director of design at Mary Cook Associates, an interior

design firm based in Chicago, reminds home owners that warmer

colors can make a room feel cozier and more inviting. Cooler colors

like grey or “stark white,” on the other hand, may give a room a more

industrial feeling. “Light airy colors open up a space, while deep,

darker colors can make a room appear smaller,” Warnock says.

For the style-conscious, earthy tones such as ambers, browns,

and rust are currently popular. “Using modern glamour hues such as

white and black with a punch of a teal, coral or chartreuse color is very

hot as well,” says Warnock.

Connie Edwards, director of design for Shenandoah

Cabinetry, has her own advice when it comes to color, particularly if

you are looking at the kitchen. “You can never go wrong with neutrals,

but color is hot now,” Edwards says. “Not necessarily vibrant colors —

although for the right space, they can be fabulous — but think along

the lines of buttery yellows, soft sage greens and nearly neutral blues.”

Adding accents to pieces you already own can also make a

large difference. For instance, if your couch is not as exciting as it once

was, try throwing a few fun accent pillows on it. Remember, throws

and cushions, when selected as accents, can really bring new life to a

tired piece of furniture. “The use of pillows, throws and draperies in

living spaces enhances a room in many ways,” Warnock says. Fabrics

also can add beautiful softness to a room and allow additional patterns

and textures to be brought into a room.

Another budget-friendly change is to rotate the artwork in

a room. Using the same frames but changing the images can easily

create a new theme or mood, and combining several different frames

in different finishes and sizes can achieve different looks.

Often overlooked but strikingly effective, updated lighting

can work wonders. “Lighting will dramatically change the mood of a

room,” Warnock says. Try installing a new fixture or simply swapping

out the shades on current fixtures. Installing dimmer switches can also

make for an interesting change.

Kate Brennan, vice president of new business development

at Mary Cook, offers some advice for ready do-it-yourselfers. “Get

excited about the transformation that will occur — usually people

become more inspired to continue updating their homes.” Brennan

says. “Take your project one step at a time and follow your gut.”

For more information on designing on a budget, contact the Missoula

Building Industry Association or visit www.buildmissoula.com

6

BEFORE

BEFORE AFTER

AFTER

VISIT BOOTHS #108-109 VISIT BOOTH #90

7


BEFORE

AFTE

R

Suter Construction235 Mount Avenue

Missoula, MT 59801

I first came to Montana in 1990 to work in the Bob Marshall

as a wilderness ranger. I spent four summer seasons in the “Bob”

while working on my Environmental Science degree during the off

seasons. Immediately after I received my degree I volunteered for

the United States Peace Corps serving in Jamaica from 1994-1996.

When I came back to the U.S. I moved to Missoula to develop a

career. After working as a fisheries field scientist and moonlighting

in construction I switched to construction full time in 2001. Over

my years in construction in Missoula I have developed long lasting

relationships through a team approach with the best in the field.

I approach my projects with a keen sense of the connection

between construction and the environment. With my experiences

in college, fisheries, wilderness and the Peace Corps I have

developed a deep understanding of the interrelationship between

construction and the environment. As a direct result of these

observations I pursue ways in which I can reduce the impact

construction has on the environment which includes a thoughtful

construction process as well as creating a structure that will be

energy efficient and long lasting. As a natural extension of this

commitment I am an Energy Star Partner, a member of the

Sustainable Business Council and a Certified Green Professional

with the NAHB.

Maximizing the return for your money is my goal while

making sure that the environmental impact is minimal throughout

construction and the life of your project. I look forward to

discussing how I can help you achieve your construction dream

whether residential, commercial, small or large.

Budget

Booth #26

Offer is subject to normal credit qualifications. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Some restrictions may apply.Home Equity Loans and Lines of Credit are offered through U.S. Bank National Association ND. ©2011 U.S. Bancorp. All rights reserved. Member FDIC.

usbank.com | 888-444-BANK (2265)

Cook up a new kitchen. Remodel a bathroom. If you canpicture it, you can do it with a U.S. Bank Home EquityLine of Credit. Apply today at your local U.S. Bank,usbank.com or give us a call at 888-444-BANK. Go ahead. Bring your dreams to life. You’ve got thestrength of U.S. Bank behind you.

MISSOULA

Southside

2801 Brooks 406.523.2309

Downtown

209 East Spruce 406.523.2404

Russell Street

1635 S. Russell 406.721.4910

Hamilton

1265 North First Street

406.363.6700

Just picture what you can dowith a Home EquityLine of Credit.

28 — Missoula Building Industry Association — 2010

Buy online, schedule delivery, or pick-up in store: www.vanns.com/montanaTo learn more about designing your custom home, go to: livingstyle.vanns.com

Missoula3623 Brooks(406) 728-5151

Compatible with Apple´s latest products!

Green begins at home

Discover where high-tech and high-efficiency meet. Look to an advanced, whole-home Control4 system to automatically adjust heating and lighting levels across your home based on use and time of day. Or, let the energy-sipping performance of today’s home appliances and A/V electronics reduce resource consumption and trim down your power bill. Whatever the case, Vann’s helps you meet your “green” goals . . . starting at home.

One-touch home theater Multi-room music Smart lighting Advanced temperature control Safety and security

Control4 home technology systems

Certified Public Accountants & Advisors

CPAs, P.C.

Tompkins�PetersTP

• Audit, Review & Compilation

• A-133 & Yellow Book Audits

• Bookkeeping & Payroll

• Tax Preparation & Planning

• Multi-State Taxation & IRS Representation

406-251-4272 ~ www.TPcpas.com

• Business Valuations

• Fraud & Forensic Accounting

• Litigation Support

• Expert Witness

Business Valuations ~ Forensic Accounting ~ Litigation Support

Business Valuation�Forensic AdvisorsTP

1821 South Avenue West, Suite 405 ~ Missoula, MT

A division of Tompkins & Peters CPAs, P.C.

Bring Home the Security of AAA829-5500 • 1200 S Reserve St

New & Remodels

Call for a Home loan today!*CREDIT APPROVAL REQUIRED. RESTRICTIONS & FEES MAY APPLY.

Low Down Payment Programs Provide Homeownership Options

Keep banking simple.

Stop WiSHing for a Home and Start SHopping!

emily martello Mortgage Originator3660 Mullan Road (across from Super Wal-Mart)

(406) 543-8700 • www.treasurestatebank.com

According the U.S. Census Bureau, homeowner do-it-yourself (DIY) projects account for 20 percent of all home remodeling performed

nationwide. While there are a substantial number of weekend warriors out there, remodeling industry professionals report that between 25 and

30 percent of their work comes from fixing DIY debacles. Some credit the desire among homeowners to tackle repair and remodeling projects

to hit television show’s like ABC’s “Extreme Home Makeover” and the Discovery Channel’s “Monster House.” The introduction of cable channels

with programming dedicated to all things home including HGTV and the DIY Network may inspire homeowners to take on home fixes and

decorating challenges as well. While most professional remodelers understand that homeowners will do some of their own home repairs or

small renovations, overwhelmingly they believe that many jobs should be left to the pros.

“The rule of thumb that I always live by is that if a handyman service in your area can do the project, then odds are that a good do-it-

yourselfer can do it themselves,” says Bob Birner, CGR, CGB of Amazing Siding Corp. in Houston, Texas. “If they don’t do it, then that’s a good

sign that you need a professional.” Birner adds, “Remodelers wouldn’t perform open-heart surgery on a loved one without medical expertise.

Remodeling is open-heart surgery for the home—only professionals should attempt it.”

Still think you can tackle a big remodeling project? Bob Van Cleef, CGR, CGB, GMB, owner of Yankee Housewrights in Jamestown, R.I.

cautions all motivated DIYers. “A homeowner should look at a project, consider the worst case scenario and ask, ‘If it comes to this, will I know

how to fix it?’” says Van Cleef. Van Cleef and other professionals admit that when it comes to repairs and remodeling their own homes they

hire professionals to do it. “I have been in construction my whole life and I still hire a pro to do work

at our house, because there are certain things even I wouldn’t touch such as electrical, plumbing and

framing,”

Advice for Do-it-YourselfersThere are some home projects that professional remodelers believe can be tackled by determined

DIYers (depending on skill level) such as hanging pictures, interior painting, caulking, changing door

knobs and cabinet pulls, and some aesthetic work such as installing crown molding.

If you are willing to put the time and energy into a do-it-yourself home remodel, Barbara Rose

Peck, co-owner of S.N. Peck Building, Inc. and Case Handyman Services of Chicago advises:

• Followproductdirections.Readeverythingthatcomeswiththeproductandtakeitseriously.

• Getadetailed,illustratedhomerepairandmaintenancebook.

• Conductcarefulandthoroughpreparation.Seteverythingupandprotectsurrounding

surfaces and furniture.

• Practicewiththetools.

• Followsafetyproceduresandusepropersafetyequipment.

Consumers are cautioned not to take on more than they are capable of doing both in terms of

time and skill. “The biggest mistake the weekend handyman makes is to take on a project larger than

he can handle in a reasonable amount of time,” says Douglas Nelson, CR, CGR of New Spaces in

Burnsville, Minn. “I have talked with people who have been remodeling their kitchen for more than

two years.”

Remember, DIY projects should be fun and suit your skill level. If they’re not, then consider

hiring a professional. For information about hiring a remodeler, contact the Missoula Building

Industry Association and its affiliated local Remodelers Council. Visit www.buildmissoula.com for

more information on remodeling.

Weigh Your Options Before a Do-it-Yourself Remodel

9

— 59

STAR label. If you find that your equipment doesn’t

need to be replaced, give it a tune-up and take care

of any minor repairs or leaks to improve efficiency,

and make sure your pipes and ducts are insulated.

High Performance WindowsConsider replacing single-pane windows.

Double-pane windows with high performance

glass (e.g., low emissivity or “low-e” glass) that are

gas-filled perform much better and help reduce

heat loss in the winter and heat gain in summer.

Low-E coatings used to add about $1 per square

foot of glazing, however, in most climates this

has become the standard. Low-E coatings save

energy in most U.S. climates. In a simulation of

a home located in Boston, low-E coating saved

$103 per year. Interior storm windows provide a

compromise by increasing energy efficiency while

maintaining exterior aesthetics at a significant

cost savings over window replacement.

The greenest energy is the energy we don’t use.

Meet the new IECC 2009 Energy Code with help from SBS:

We combine energy efficient work with renewable energy production, including Solar PV, Building Testing, Lighting

Retrofit, Insulation Improvements and more.

Contact SBS today to start saving

406/541.8410 | www.SBSlink.com

www.TerritorialLandworks.com620 W Addison St | Missoula, MT | 406.721.0142

www.TerritorialLandworks.com620 W Addison St | Missoula, MT | 406.721.0142

Civil Engineering • Surveying • Land Use Consulting

Residential & Commercial Site Design | Water & Sewer System Design

Construction Surveying & Permitting | Land Use Consulting & Subdivisions

Water & Sewer System Operations | Floodplain & Stream Permitting Click this button to find Homebuyer Education

in your area.

Now is a great time to buy a home! Interest rates and home prices are both low.

Montana Board of Housing mortgages

are made

in Montana and

stay in Montana.

Go to housing.mt.gov for more information.

Montana Veterans’

Home Loan!Guard

and Reserve are eligible.

1% below

market rate

7580 Highway 10 West406-543-7782

www.titanmachinery.com

See us for all of your construction needs . . . from equipment to attachments!

Sales | Parts | Service | Rentals

Products

*Member MBIA™

Missoula

11


BEFORE

AFTE

R

Tamarack Construction Company, Inc.16366 Old Highway 93

Florence, MT 59833www.tamarackconstruction.com

What Are They and Why Should I Know? For years, while consumers muddled over the necessity for

energy-efficient building systems, there was a sleeping giant in the

building industry. With skyrocketing heating fuel prices and associated

movements to conserve the same, the giant is awake. Structural insulated

panels – SIPs – are coming into their own and causing some who knew

nothing more than conventional stick-framing to give the alternative

building method a look. But guess what? Tamarack Construction

Company has been using SIPs to construct energy efficient homes in the

Northwest for over 17 years. But what are they?

SIPs - Structural Insulated Panels - are wall and roof systems that

provide an exterior & interior sheathing of oriented strand board (OSB),

and an insulating foam core all in one product. With the elimination

of studs, so goes the loss of heat from having wood – a poor insulator

– every 16 inches. Studies show the “thermal break” of wood studs can

account for as much as 40 percent of a home’s heat loss, but in a SIP wall,

the R-value is continuous across the entire plane of the wall with little-to-

no breaks. In an R-value battle between panels and stick frame, SIPs win.

Speed of install is also a biggie. Panel systems install twice as fast as

stick framing, reducing labor costs. With SIP structural projects, much

of the job is pre-cut at the manufacturer. Openings for windows and

doors are cut out before panels get to the site – and wall sections up to

24 feet long are pre-connected then craned into place. Hence, reduced

assembly time and greatly reduce job site waste. SIPs are a recommended

building system for all green certification programs including ENERGY

STAR®, LEED (Leadership in Energy & Environmental Design), and the

NAHB (National Association of Home Builders) Model Green Home

Program. Want to know more? Give Tamarack Construction Company a

call – 406-273-9821 – or visit our website -

www.tamarackconstruction.com.We’reheretoansweranyquestions

you have about building an energy efficient home.

Booth #111

In these harsh economic times, businesses are looking for ways that they can save

money by repairing or preventing their current, seasoned roof from leaking and keeping

it for many more years instead of paying for a costly replacement. It is possible with the

Conklin Roofing System, a restorative cool coating alternative that protects the environment,

increases energy efficiency, and decreases summer cooling costs all at a fraction of the price

of a new roof. Many can be applied over existing roofs, removing the cost of tear-offs and

keepingtheroofingmaterialsoutofthelandfillsallwhilequalifyingforconsiderablefederal

tax credits or rebates for utilizing “green” building materials.

During hot summer months, cool roofs reduce the need for cooling in air-conditioned

buildings, which saves energy and money. On a clear summer day, a traditional black tar or

asphalt roof absorbs sunlight at about 100 watts (roughly the power of a bright incandescent

lightbulb)persquareinch,andblacksurfacesinthesuncanbecome90ᵒFhotterthanwhite

surfaces, heating both the building and the surrounding air. This increases energy use in air-

conditioned buildings, makes non air-conditioned buildings uncomfortable, and inevitably

shortens the life of the roof. Substituting a Conklin white roof for a traditional dark roof

reduces the conduction of heat into the building, convection of heat into the external air, and

thermal radiation of heat into the atmosphere. The implementation of cool roofs nationwide

could conserve up to $1 billion in cooling costs annually.

“Conklin Roofing System is the way to save money on a new roof,

increase energy efficiency and lessen the burden with the landfill”, says

Willie Schrock, president of Schrock Construction Roofing & Coatings

and certified installer of Conklin’s products, “Conklin is a rock solid

company”thatprovidesawiderangeofhighquality,innovativeroofing

systems. Their roofing & coating products have been on the market for

42years,withover2billionsquarefeetofroofingthroughouttheUnited

States. Its applications include spray polyurethane foam, which stops

leaks with a completely seamless membrane that provides exceptional

waterproofing, acts as a leveler, and adds insulation value that reduces

your heating and cooling bill substantially; saving building owners up

to 30% in cooling costs annually. Metal restoration is an excellent way

to restore and repair your unsightly rusting metal roof. After the rust is

treated, a rust-inhibiting primer is applied, all fasteners and seams where

possible leaks can occur are treated, then the roof is sealed with a durable

reNeWiNg Your Roof, Instead of rePlACiNg

is the Cost Effective “greeN” Way

Guaranteed Up To 18 Years Non Prorated

Conklin is a rock solid company that provides a wide range of high quality, innovative roofing systems. Their roofing & coating products have been on the market for 42 years, with over 2 billion square feet of roofing throughout the United States.

“

“

12

white top coat that is ENERGY STAR rated, and provides decades

of protection. Single-ply membrane, fabric reinforced coatings,

and single-ply re-coating applications are similar products that

can be used for flat commercial roofs that are applied over the

existing roof and give the roof a fire and chemical resistance that

will not crack. These coatings can be put on metal, asphalt built-up,

modified bitumen, polyurethane foam and single-ply roofs in less

time and for a lot less money than by just replacing the roof. This

ENERGYSTARcertifiedcommercialroofingsystemcanqualify

for significant tax credits or rebates for being “green” building

materials that reduce energy consumption and greenhouse gas

emissions.

ENERGY STAR is a labeling program set forth by the U.S.

Environmental Protection Agency (EPA) and the U.S. Department

of Energy (DOE) to effectively distinguish products that use

less energy, save money, and reduce emissions of pollutants and

greenhouse gasses from the inefficient use of energy, all without

sacrificing performance.

To earn the ENERGY STAR Label, a product must contribute

to significant energy savings nationwide, increase energy

efficiencyanddeliverthesefeatureswhileperformingasrequired

by consumers. Product energy consumption and performance

are then measured and certified when the manufacturers that

enter into a partnership agreement with the EPA, submit energy

performance test data that is verified by the EPA through its

complianceauditprogram.Ifthequalifiedproductcostsmore

than a less-efficient, conventional counterpart, consumers must

be able to recover their investment from increased utility bill

savings within a reasonable period of time. With the Conklin

Systems, many consumers have received a complete return on their

investment within 7 years just from reduced cooling costs, let alone

the significant tax breaks businesses can receive for using ENERGY

STAR certified products. To learn more about these tax credits

for energy efficiency, visit www.energystar.gov/index.cfm?c=tax_

credits.tx_index.

Thereisfundingavailablethatyourroofmyqualifyforusing

the Conklin Systems, go to the National Green Building Funding

Opportunities website to get more information http://www.epa.

gov/greenbuilding/tools/funding.htm

“Our goal is to educate the consumer about the green

aspects of roofing, but we also want to save them money on air

conditioning and repairs in the future, a white roof helps you stay

in the black”, states Willie Schrock, with Schrock Construction

Roofing & Coatings, established in 1980 has been utilizing Conklin

roofing products and materials since 1983 and has recently added

the roofing systems to their services. They offer roof coatings for

flat, low slope or metal roofs that come with the industries best

warranties and also provide yearly inspections at no cost, for more

information on how you can extend the life of your roof and help

the environment. Go to www.schrockconstructioninc.com

13

VISIT BOOTHS #115-116

ardenity

Granite

Design • Fabrication • Installation

• Counter Tops• Hearths• Vanities

1916 Maple StreetMissoula MT 59808

406.728.2220406.728.2200 Fax

www.gardencitygranite.com

MBIA ad 2012_Layout 1 1/23/12 3:08 PM Page 1

15


BEFORE

AFTE

R

Have you been thinking about sprucing up that tired kitchen or

bathroom, but don’t know where to start? Do you love your home

but it is getting harder to function in as your needs have changed?

LetStraightedgeConstructionhelpyouanswerthesequestionsand/

or any others you may have. With seven years experience in the

Missoula Valley, Jim Schafer of Straightedge Construction has the

tools and passion to make your home into that something you’ve

been dreaming about. Jim is a Certified Aging In Place Specialist.

He is committed to helping people stay in their homes by make

them more accessible as changes in life arise.

Being a Certified Green Professional also encourages

Straightedge to find great new ways to use more sustainable

products as they become more available for all price ranges of

projects. Jim has been very involved in the Missoula Building

Industry’s many committees over the years. He is the president

of the Remodeler’s Counsel for 2012 as well as builder co-chair of

the Building Futures Committee. Jim was awarded with the 2010

Builder of the Year Award, due to his involvement and commitment

to the Student Built House/Building Futures Program. Everyone

has different needs, different budgets, and different dreams about

what their home should be.

Straightedge Construction is ready and willing to help you

make your dreams a reality. Give us a call today to set up an

appointment,406-531-7261orsendusaquickemailtojim@

straightedgebuilt.com. If you would like to see some pictures of

previous projects please visit us at www.straightedgebuilt.com.

Don’t let more time pass by being unhappy with something in your

home, lets get started today! Booth #76

StraightEdge Construction2823 Felton Lane

Missoula, MT 59803

Energy efficiency is the cornerstone of...

greenA high efficiency home results in a smaller energy footprint for the life of the home.

Certified ENERGY STAR® new homes are performance-tested for increased comfort, indoor air qualit y, and energy efficiency.

Through NorthWestern Energy’s Efficiency Plus (E+) programs, rebates are available for new and existing homes for measures such as insulation, lighting, and space or water-heating equipment. Rebates are also available for high efficiency televisions, computers, and more.

Visit www.northwesternenergy.com/nweplus or call (800) 823-5995 for information about energy efficiency rebates and programs for homes and businesses. Qualifications apply.

17


Accessible DesignPO Box 9348

Missoula, MT [email protected]

Accessible Design, a division of Garramone Builders Inc.,

is a Missoula based company providing accessible products and

installation services to those of us who need to make a change

in our homes regarding accessibility. Our goal is to provide

these services to our aging in place population and the medical

community.

Don Garramone, president of Garramone Builders Inc., has

been a member of the Missoula building industry for over 25

years. Garramone Builders Inc. has specialized in remodeling and

restoration and has won numerous local and state awards for high

qualitywork.Throughcontinuingeducationandcertification,such

as CAPS (Certified Aging in Place Specialist), Don has recognized

a need in Missoula for a professional company to enter into the

accessibility service market, in particular, accessible tubs, showers

and accessories such as towel bars, wheel chair ramps, and height

adjusted countertops.

Don is available for consultation to evaluate your home. He can

assess the current environment and suggest modifications for a

more comfortable home experience, whether the modifications are

immediate or for a future need. Many of us are comfortable in our

homes and neighborhoods and these adaptations will allow us to

continue living in our homes indefinitely.

The Accessible Design division is a perfect extension of an

already established remodeling company in Missoula. Don has

secured a franchise through Best Bath Systems of Boise, Idaho, and

has the Missoula and Bitterroot Valley as his sales area. Please call

Don for a personal consultation at 406/728-1285.

Booth #52

Leading the Industry since 1977

FLOORING Unfinished

Pre-Finished Antique Old “Original”

Circular Sawn

LUMBER Domestic Hardwoods

Exotic Hardwoods

MILLWORK New & Antique

Flooring

Paneling

Siding

Custom Molding

Gluing, planing & Wire brushing

BEAMS Antique Fir Timbers

New Saw cut Timbers

Hand-Hewn Beams

DECKING Ipe

Bangkirai

Tiger Deck

SUPERIOR HARDWOODS AND

MILLWORKS

COME SEE WHAT

COME SEE WHAT WE’RE ALL ABOUT… 5120 US HIGHWAY 93 S, MISSOULA, MONTANA – 251-2272

OR VISIT US @ WWW.SUPERIOR-HARDWOODS.COM

Superior Hardwoods – Superior Products – Superior Service – Superior Customers

19


Leading the Industry since 1977

FLOORING Unfinished

Pre-Finished Antique Old “Original”

Circular Sawn

LUMBER Domestic Hardwoods

Exotic Hardwoods

MILLWORK New & Antique

Flooring

Paneling

Siding

Custom Molding

Gluing, planing & Wire brushing

BEAMS Antique Fir Timbers

New Saw cut Timbers

Hand-Hewn Beams

DECKING Ipe

Bangkirai

Tiger Deck

SUPERIOR HARDWOODS AND

MILLWORKS

COME SEE WHAT

COME SEE WHAT WE’RE ALL ABOUT… 5120 US HIGHWAY 93 S, MISSOULA, MONTANA – 251-2272

OR VISIT US @ WWW.SUPERIOR-HARDWOODS.COM

Superior Hardwoods – Superior Products – Superior Service – Superior Customers

BEFORE

AFTE

R

Hoyt Homes, Inc. 1021 Mount Avenue

Missoula, MT 59801 www.hoythomes.com

Quality, care, and attention to details are the guiding principles

that have helped Hoyt Homes, Inc. satisfy countless customers. In

today’s economy working with a builder who can help you establish

a realistic budget you can live with during construction is as

important as choosing a builder with the right experience to walk

you through the remodeling, custom, or restoration construction

process.

RemodelingprojectscreateauniquesettinginwhichHoyt

Homes works with their customers. Often living in the construction

zone, remodeling homeowners need to work with a team that they

are comfortable with in a professional and a personal way. Hoyt

Homes has that team and they understand the complexities and

challenges that come with expanding and updating your present

home’s features. Wade makes a commitment to walk through this

stressful process personally with the homeowner and is focused on

the details that help make remodeling a positive experience.

Whether it’s your first custom home or you are turning your

current home into the dream home you’ve always hoped for, Hoyt

Homes has the experience and expertise to not only build your

project, but build a relationship that you will value for years to

come. To find out more about the Hoyt Homes building experience

and what past customers are saying, just log on to www.hoythomes.

com.

Booth #8

A R T A N D F U N C T I O N

3250 SOUTH RESERVE, MISSOULA(406)543-7166 ■ 1-800-352-7166HOURS: M-F: 9-5:30 ■ SAT: 10-4

WESTERNMONTANALIGHTING.COM

LIGHT ITRIGHTS

tyle

Register to Win!Gift Certificates to the Living Room and Western Montana Lighting

Saturday’s Drawing $1500

Sunday’s Drawing $1500

Stop by the Style Your Space Booth #99 & 100

Register your name in the daily drawings

It’s too easy these days to live almost exclusively in a climate-controlled,

electronic world. Your days are spent going from air-conditioned house to car to

workplace, with your ear glued to a cell phone or your fingers typing away on your

personal digital assistant in between. But as people try to re-connect with nature, a

new trend in home design — bringing the indoors outside — is emerging.

Many new and remodeled homes are blurring the lines between indoor and

outdoor spaces. The New American Home is a home built annually in conjunction

withNAHB’sInternationalBuilders’Showtoshowcasestate-of-the-arthome-buildingtechniques

andmaterials.The2009homeinLasVegas,Nev.,wasdesignedwith1,791squarefeetofcovered

outdoor space including a recessed patio with waterfall and fireplace and living room with outdoor

televisions.

If you’re thinking about building or remodeling to enhance the outdoor spaces at your home,

here are a few of the latest outdoor living trends:

Fire elements. These can take the form of fireplaces or fire pits, or be as simple as a free-standing

clay chimenea. Wood-burning elements are the most common, but they can also be outfitted to

burn gas or a gel. Each has its own advantages or disadvantages with cost, maintenance, and other

considerations such as smell or the crackling sound commonly associated with wood fires. Fire

pits can be portable or built-in, and are often made with materials such as copper, iron or stone.

Some feature colored, decorative glass pieces laid out in designs that reflect the flames.

Beds. Forget about hammocks or folding lawn chairs! Today, it’s all about ultimate comfort.

Outdoor beds have been seen on the pool decks of chic hotels in hip cities like Miami and Los

Angeles for years. Designed for lounging or even napping, they come in a variety of sizes, generally

have a futon-style mattress, and some have adjustable backrests. They are covered in weatherproof

fabric, and matching your color scheme is easy with coordinating throw pillows.

Showers. Formerly seen just at beach houses and used strictly for removing sand, outdoor

showers are now found in multi-million dollar Manhattan penthouses, apartment rooftops and

suburban neighborhoods for everyday use. They incorporate natural elements such as stone,

bamboo and plants, and are strategically designed to provide privacy, yet allow the user to enjoy the

view and the feeling of showering in nature.

Having inviting outdoor living spaces in your home will help when it’s time to sell, too. In the

National Association of Home Builders’ Consumer Preferences Surveys for both 2004 and 2007,

morethanthree-quartersofrespondentssaidhavingapatio,frontporchordeckontheirhome

was “desirable” or “essential.” And in 2007, 62 percent wanted an outdoor fireplace or fire pit, a

category that wasn’t even an option in the 2004 survey.

So gather your friends around the fire pit, take an afternoon siesta on your outdoor bed, get ready

for work with a refreshing backyard shower, or, check out www.diynetwork.com/diy/shows_dind

Indoors Out” on the DIY Network for more ideas on how to embrace the great outdoors without

leaving your yard! To find a builder or remodeler in your area to help you, contact the Missoula

Building Industry Association or visit www.buildmissoula.com

MAKE YOURSELF AT HOME OUTDOORS!

22

23

Whether you’ve lived there for five months

or 15 years, it’s not uncommon to find that you are

delighted with your home — with one or two nagging exceptions.

You’d really like to remodel, but the project often gets pushed to

the end of the “to do” list, because it’s either too expensive or too

inconvenient to be without a kitchen or bathroom for an extended

period of time. Still, let’s face it, the harvest gold kitchen, worn

carpeting, or the cracked bathroom tiles have got to go.

Inmanycases,thereasonyourhomemayfeelinadequateisthat

the average American house was built in the 1960’s and is now pushing

forty or fifty. In a sense, your home is in the throes of a mid-life crisis,

and it’s up to you to address the situation with some remodeling.

And, with interest rates at historic lows, there’s no better time to take

advantageofhomeequityfinancingtofundyourproject.

Your first steps are to determine how much money you can spend

and to define your vision of the completed project. Working with a

professional designer will help ensure your

vision comes to life and will prompt you

to define your goals. For example, do you

want an innovative new design, or are you

striving for functionality?

If you’re having trouble getting started,

there’s help. “Remodeling Your Home”

offers valuable hints on how to set priorities,

remodel within a budget, understand a

contract, and apply for permits. In order to

“avoid sticker shock” author Carol Davitt

suggests hiring a design-build firm, which

will significantly enhance communication

between the designer and subcontractors. Using a design-build firm

also will help you cut down on costs, and many companies will rebate

a portion of the design fee, if you end up signing a construction

contract with them down the road.

When interviewing remodelers for your project, asking several

keyquestionsmayenableyoutosavemoney.Ifyou’readding

windows, see if you can use snap-in window grilles instead of windows

with true divided lights. This could save you up to $200 per window.

Need new flooring? Find out if you can substitute seamless vinyl

for ceramic or unglazed tile; or if you can swap hardwood floors for

carpeting.

Remodeling is a dirty business, and you may find yourself without

the comforts you take for granted, such as hot water or a flushable

toilet. When signing a contract to improve any room of your home,

assess the capacity for makeshift spaces. You may find the disruption

easier to weather if you can carve out room for a small refrigerator

and coffee pot, while your kitchen is out of commission. If not, you

may want to consider a temporary move to save both time and money.

Moving out entirely also will speed up the

remodeling process by allowing workers to

forgo the meticulous nightly clean up.

Whether your remodeling project is

large or small, it’s important to carefully

think through your options and talk to

several remodelers before you get started.

“Remodeling Your Home” provides home

owners new to the process with helpful hints

ranging from choosing a remodeler who is

a member of NAHB Remodelers to writing

a proper change order — and everything in

between.

To find a professional remodeler in your area, contact the Missoula

Building Industry Association or visit www.buildmissoula.com.

Remodel Within Your Limits:

Tips on coming inUnder Budget

BEFORE

AFTER

VISIT BOOTHS #108-109 VISIT BOOTH #97

BEFORE

AFTER

24

Imagine the possibilities - a Home of Your Own

Sounds good, doesn’t it? “A home of

your own.” You pick the colors, plant a

garden, and the kids can have a dog. At

the same time, you may know someone

who struggled with ownership. How do

you know if the time is right for you to

buy a house and how to avoid pitfalls?

Learn the process Like most industries, real estate has its own language,

definitions, and acronyms. Education is the key to understanding.

Through support from Montana Board of Housing (MBOH),

home buyer education classes are offered statewide by

NeighborWorks Montana and partner organizations. Nationally-

approved curriculum is tailored to local areas, and taught

by certified instructors. Topics include: what ‘mortgage-

ready’ means; choosing a lender; find a real estate agent who

understands your needs; evaluating credit; budgeting, and much,

much more! Costs are minimal, and the investment in your future

is beyond measure. Anyone can take the course, regardless of

income. Schedules are posted on the Montana Homeownership

Network (MHN) site http://nwmt.org/Templates/MHNHome.

html. If you don’t have Internet access, please call 1.866.587.2244

or 406.761.5861.

Arrange financingUnless you have enough cash to buy a home, you will need a loan. If your down payment savings are less than 20% of the house price,

your loan will need to be insured or guaranteed. There are many types of loans, insurance, guarantees and programs. A good local

lender can help you pick the best option. Click the “Lender” button on the MHN website for an interactive map of MBOH lenders.

Lendersreviewyourincomeandcredit(calledunderwriting)andqualifyyouforyourloan.Dependingonyourincome,financial

assistance may be available for down payment and closing costs.

Shop for a home Whileit’snotrequiredtousearealestateagenttoshopforahome,itisagoodidea.Licensedprofessionalsnotonlyhaveaccess

to homes on the market, but are skilled in negotiation. Many take specialized training to be designated Workforce Housing Specialists.

Click the “Real Estate Professional” button on the MHN website to find agents in your area.

MBOH – Mortgages made in Montana that stay in Montana MBOH offers loan options through local lenders. Our programs offer attractive interest rates and closing cost assistance for

eligible buyers and veterans. MBOH also offers tax credits in the form of Mortgage Credit Certificates. Visit our booth at the show, or

www.housing.mt.gov.

A home of your own. Learn the process and work with trusted advisors to make it a reality! Montana Board of Housing is a state agency under the Housing Act of 1975, attached to the Department of Commerce for

administrative purposes. The Board is self-supporting and does not receive appropriations from the state general fund.

25


BEFORE

AFTE

R

Edgell Building & Development, Inc.316 Expressway

Missoula, MT 59808www.edgellbuilding.com

David Edgell started remodeling homes in Missoula over 30 years

ago. His company has grown into one of the area’s largest, most

respected builders through its collective staff experience, history

of smart financial growth, and exacting craftsmanship and design.

Along with sons Justin and Mark, David continues to build the

company into an innovative leader in building and remodeling in

Missoula and the surrounding areas.

Edgell Building specializes in value-engineered design,

building and remodeling, embracing today’s demand for high-

performance, energy efficient homes that are both affordable and

stylish. Over the years, David Edgell and his experienced staff

have built relationships with Missoula’s finest subcontractors,

bringing an unparalleled level of craftsmanship, care and integrity

to each of its building and remodeling projects.

Accurate timelines, thorough budgets and constant client

communication are all trademarks of the Edgell approach. We

take pride in every project – large or small, custom or starter

home, new-build or remodel – and we value the relationships

we build with our customers. Just one conversation with David

Edgell is all it takes to know he means it when he says, “As

much as we enjoy the building process, meeting new clients and

building relationships with them is the most rewarding part of our

business.”

Booth #43

So, you want a new house but dread the mere thought of “the move”? Don’t

fret. In this dilemma, you really can have it both ways — just remodel! Too much

work, you say? Nonsense. The “do-it-yourself ” segment has lost a share of the

market. Most people who decide to remodel their homes hire contractors.

Remodeling Trends Some home owners are building whole rooms onto their houses. One popular

addition is the master bedroom suite. Home owners can easily convert their old

bedroom into an office, media room or spare bedroom — whatever fits their

lifestyle. In many cases, remodelors are adding these rooms on the upper levels of

thehomes.Thistechniquehelpsconservelandandspace.

Other home owners hire contractors to finish their basements. With this choice,

they benefit from a whole room of living space without altering their home’s

exterior appearance.

Many remodeling contractors are working on kitchens and bathrooms. In

their kitchens, home owners want more counter space, natural-wood cabinetry and

Corion countertops. The stainless steel, industrial look is also popular in today’s

remodeled kitchens. In addition, many home owners want bigger bathrooms with

whirlpool tubs and spacious showers.

Most home owners who choose to remodel want to create the illusion of space.

So,theyrequestlightpaintcolorssuchaswhite,boneandalmond.Theyalsowant

additional large windows.

A sizeable number of home owners are ripping up their wall-to-wall carpet

and replacing it with hardwood floors. If they can’t have wooden floors, they choose

floors with laminated surfaces.

Many remodeling contractors add features to homes that make them more energy

efficient and “environmentally conscious.” For instance, they can install energy-

saving glass windows and skylights. Some are even adding solar panels on rooftops.

A good remodel job can help home owners preserve their environment.

So, if you’re considering a change but want to stay put, try remodeling. Believe

it: contractors can perform miracles. You will feel like you have a brand-new

house, but you won’t have to leave your friends or all the conveniences of your old

neighborhood.

To find a remodeler near you contact Missoula Building Industry Association

or visit www.buildmissoula.com

How to Change the View WIThOUT MOVING

26

VISIT BOOTH #90

VISIT BOOTH #67

Construction Law, Real Estate,Farm & Ranch, Water Law, Home Closings,

Business Sales, Liquor and Gaming Licenses,Corporation, LLC & Partnership Setups,Employment Law and General Litigation

Michael J. Milodragovich Cory R. Gangle Lon J. Dale W. Adam Duerk Gerald W. Steinbrenner Philip Brad Condra Christian T. Nygren Giovanna M. McLaughlin G. Patrick Hagestad Christopher Decker Perry J. Schneider Hannah Stone Elizabeth A. O’Halloran Dylan McFarland

620 High Park Way, Missoula, MT 59803www.bigskylawyers.com • 406-728-1455

Cory R. Gangle, Esq.

Western Montana’s finest contractors trust Temp Right forHeating, Air Conditioning,Refrigeration, Plumbing, and Geo-Thermal installations.

ONE CALL

PlumbingHeating CoolingGeo-Thermal

406-728-1111www.tempright.com

Residential and commercial sales, service and 24 hour emergency repairs.

Call Team Blue for your next project.

A R T A N D F U N C T I O N

Acce

ssorie

s

3250 SOUTH RESERVE, MISSOULA(406)543-7166 ■ 1-800-352-7166HOURS: M-F: 9-5:30 ■ SAT: 10-4

WESTERNMONTANALIGHTING.COM

LIGHT ITRIGHT

Pay an easier way.Sign up for EasyPay, our auto payment option.

*See TruGreen.com for full guaranteedetails. ©2010 TruGreen Limited Partnership. All Rights Reserved.

Your lawn is different from every other lawn. With TruGreen, your lawn care will be different too. Our lawn care specialists are committed to developing a customized plan specifically for you. We’ll get your lawn healthy and keep it there – guaranteed*.

Call us today at 829-8784 or visit trugreenmontana.com to get TruGreen Customized Service.

Your lawn is unique. Just like you.

Morning shade

High PH Soil

Watered often

Clover

Pay an easier way.Sign up for EasyPay, our auto payment option.

*See TruGreen.com for full guaranteedetails. ©2010 TruGreen Limited Partnership. All Rights Reserved.

Your lawn is different from every other lawn. With TruGreen, your lawn care will be different too. Our lawn care specialists are committed to developing a customized plan specifically for you. We’ll get your lawn healthy and keep it there – guaranteed*.

Call us today at 829-8784 or visit trugreenmontana.com to get TruGreen Customized Service.

Your lawn is unique. Just like you.

Morning shade

High PH Soil

Watered often

Clover

Certified Public Accountants & Advisors

CPAs, P.C.

TompkinsPetersTP

• Audit, Review & Compilation• A-133 & Yellow Book Audits

• Bookkeeping & Payroll• Tax Preparation & Planning

• Multi-State Taxation & IRS Representation

406-251-4272 ~ www.TPcpas.com

• Business Valuations• Fraud & Forensic Accounting

• Litigation Support• Expert Witness

Business Valuations ~ Forensic Accounting ~ Litigation Support

Business ValuationForensic AdvisorsTP

1715 South Reserve Street, Suite I ~ Missoula, MT

A division of Tompkins & Peters CPAs, P.C.

29


BEFORE

AFTE

R

McCollum Builders and Design8467 Wise River Rd

Missoula, MT 59803(406) 542-2896

McCollum Builders & Design is owned and operated by

Douglas McCollum. The company has been in business since 2004,

but Doug has been involved in various aspects of the building

industry for over twenty years. Born and raised in the Nine Mile

Valley west of Missoula, Doug is proud to be a local builder helping

the community he grew up in succeed while emphasizing work

with Montana owned businesses. McCollum Builders & Design’s

first official project was the 2005 Parade of Homes entry “The

Continental.” In 2009 McCollum Builders &Design entered “The

Fishin’ Log” in the Parade of Homes. “The Fishin’ Log” was an

extensive remodel project encompassing home, shop and landscape

design. In the remodel category “The Fishin’ Log” received Best

Overall Design, Craftsmanship Award, Memorable Décor, and tied

for Notable Kitchen. McCollum Builders & design’s emphasis is

on energy-efficient homes with one-level living that caters to the

“baby boomer” generation. New design and building homes are the

main focus for the company, but remodel projects certainly keep

the company busy. The size of the project can vary from a one-room

remodel to large home construction in locations all across the state.

In recent years McCollum Builders & Design has ventured into

light commercial design and construction as well. Doug spent

time at MSU studying Architecture and uses this knowledge when

designing for his clients. Doug continues to further his education

through the National Home Builders Association, Missoula

Building Industry Association and Design Institute For Builders.

McCollum Builders & Design believes the personal attention

to detail and meeting the customer’s needs are keys to success.

Doug has said, “When you take time to listen to the needs of each

individual and design the project to fit their needs, you will find

success. “ Doug currently resides in “The Continental: and finds his

home a great hands-on design tool. Clients are able to see a living

example of how energy-efficient hoes are designed and function.

The clients also see how a home can be integrated with various

green-buildproductsandtechniques.Doughasfoundthathis

clients have a better idea of what they want after they have seen the

details and circulation of the home.

It is important to McCollum Builders & Design to blend

architecture, technology, and energy efficiency in order to achieve

an economical project that still exceeds the customers’ vision.

Booth #106

2101 Mullan Rd Missoula, MT 543-8255 ♦ 1-800-821-1646 www.mountainsupply.com

2101 Mullan Rd Missoula, MT 543-8255 ♦ 1-800-821-1646 www.mountainsupply.com

Dreaming of your new living space? Your

home is a reflection of whom you are and how you

want to live. You have a project in mind and you are

ready to take the first step. Here are a few pointers

to get you started. Don’t let your dream turn into

a nightmare. Following these steps will help make your project

successful. You can create a space that feels like your own, stay within

your budget and have fun doing it.

Find your inspirations. Don’t limit yourself. Collect images from

magazines or web sites that convey your vision. Your inspirations

can come from favorite works of art, pieces of sentimental jewelry,

orcolorfulquilts.Youmayhaveideasfromplacesthatyouhave

vacationed or from childhood memories. Finding and collecting your

inspirations will help you keep focus. If you choose to work with a

professional designer, share your collection. They can help you fi nd

common themes and products that fit within that vision.

Decide how the space will function. More and more homeowners

are demanding smaller homes with the same features of their larger

counterparts.Theyrequireflexiblespacesthatcanfunctioninmany

ways. These kinds of spaces allow for more economical living without

sacrificing performance. List all of the activities that you will perform

in your space. The larger the list, the more complex the design. If you

decide to use a professional designer, they can help the room function

more effectively. Ultimately, a well-designed space can save you

money.

Prioritize your scope of work. Make a list of everything that

needs to be done in order of importance. Prioritizing the project list

can help you in many ways. First, if your budget is smaller than the

list, you may know what to edit. It may also help you to realize what

features are important to you and your lifestyle. You can spend your

money on what matters to you the most.

Set a budget. You are the only one who knows what you feel

comfortable spending. If you intend on doing the project

yourself, start shopping. Begin by pricing out the first items

on your job list and continue. You will know quicklyhowfar

your budget will stretch. If your decide to use a professional

contractor, you will be given a budget for the items you must

shop for. These typically include items like lighting, flooring, cabinetry,

tile, and plumbing. If you feel uncomfortable using exact numbers

to describe your budget while shopping, don’t. Use words such as

“builder’s grade” or “tight” to convey to your salesperson or designer

that you will have limited resources to complete your project. They will

know where to direct you. On the other hand, you may communicate

that you are looking to use mid-level products that perform well but

aren’t extravagant. Your salesperson should lead you to products that

are practical but may not have all the features or design options of

more their more expensive counterparts. Finally, your budget may

not be an issue. You can express this by saying that are interested in

high-end finishes. Be realistic. If the prices of the products you are

choosing aren’t fitting the budget, you need to downsize the scope of

work, increase your budget or give up some features. Setting a budget

and knowing how to communicate that budget will insure that you

don’t waste valuable time and money.

Achieving these steps before the project starts may be time

consuming, but are worth it. You will have a positive experience and

end up with a great result.

- Amy Williams Abbey Carpet and Floor, Missoula, MT

HOW TO GET STARTED ON YOUR OWN.....

31

BEFORE

AFTER

VISIT BOOTH #52

BEFORE AFTER

VISIT BOOTHS #115-116

32

Homeownership is An Enduring Goal

Since our nation’s first days as a newly-fledged republic,

homeownership has been a cherished ideal. Reasons as diverse as our

population have impelled generations of Americans to work hard and

make the sacrifices necessary to own a home.

That’s because the benefits of homeownership are many. Perhaps

most important is that owning a home provides an unparalleled sense

of well-being, security and achievement.

Moreover, homeownership has always been – and continues to

be – the single best long-term investment for most Americans. It is a

primary source of wealth and financial security for many households,

helping to provide for education, retirement and more.

Even in the wake of the Great Recession with its severe housing

market crisis, Americans continue to value homeownership. Almost

all (95%) of the people polled in a survey* conducted earlier this

year for the National Association of Home Builders (NAHB) by a

nationally-known polling firm said they are happy with their decision

to own a home. That sentiment held true even among people whose

homes are “under water.” Eighty-three percent of those who owe more

on their mortgage than their home’s current value said they are happy

with their decision to own a home.

The nationwide survey of 2,000 people who are likely to vote in

the 2012 elections also found that a significant majority – 75 percent –

think owning a home is the best long-term investment they can make

and is worth the ups and downs of the housing market. Among people

who don’t currently own a home, 73 percent hope to own a home in

the future, the poll found.

Homeownership Generates Jobs and Strengthens the Economy

Just as homeownership provides many benefits to individual

families, it also benefits the nation. Whenever new homes are built,

new jobs are created and a permanent source of ongoing revenue for

local, state and federal government springs to life.

Just consider: building 100 average single-family homes creates

305 jobs and generates more than $23 million in wage and business

income as well as $8.9 million in taxes and revenue for state, local and

federal governments.

The employment impacts are broad based, extending far beyond

the construction workers employed directly to build the homes.

Jobs are generated in the industries that manufacture and supply the

many products that go into building the home. They are also created

when real estate agents, lawyers and brokers provide services to home

builders and home buyers.

And the benefits don’t stop there. When 100 families move into

new homes, they spend $740,000 more than usual on appliances,

furnishings, and property alterations, creating a further economic

stimulus.

In normal economic times, fully 17 percent of the nation’s

economyreliesonhousing.Equallyimportant,newhomesare

“Made in America.” Most of the products used in construction

are manufactured right here at home in the U.S. by our

countrymen.

Attacks on a Principle that Americans Hold Dear

Despite the many benefits that homeownership provides for

families, its potential to create millions of jobs and its value to the

nation’s economy, it is under attack.

Policymakers are pushing for sweeping tax code changes that

could prevent millions of families from ever setting foot on the

homeownership ladder.

Some of the proposals under consideration include eliminating

or reducing the mortgage interest deduction and the deductions for

propertytaxesandtheinterestonhomeequityloans.Thiswould

hurt those who have played by the rules and sacrificed to get to where

they are today, and it would send shockwaves through the economy.

The Value of Homeownership

33

Although detractors claim that the

mortgage interest deduction primarily

benefits the wealthy, younger

households and middle

income home owners are

actually the biggest

beneficiaries.

Abolishing

or limiting

the mortgage interest

deduction would also

inflict serious damage

on millions of middle-

class home owners and

the struggling housing

market by further depressing home values.

Ultimately, it would force more current

home owners under water and increase the

number of foreclosures while preventing

potential home owners from getting a

toehold in the market.

Indirect But Equally Damaging

Some of the other threats to

homeownership may be less visible, but

certainly are no less damaging. A number

of members of Congress support abolishing

Fannie Mae and Freddie Mac and ending

the federal backstop to housing.

This would immediately drive up the

cost of long-term financing and destabilize

the housing market. A reliable supply of

affordable 30-year, fixed-rate mortgage

financing is essential to a vibrant housing

market, and Congress should ensure

that the federal government plays an

appropriate role in keeping mortgages

readily available and affordable for

America’s working families.

Another little known threat comes at

the hands of federal regulatory agencies

chargedwithdefininga“qualifiedresidentialmortgage”forsecondarymarketpurposes.

Theproposedminimum20percentdownpaymentwouldquicklybecomethenationwide

standard and would put homeownership far beyond the reach of most first-time home

buyers and middle-class households. NAHB estimates that it would take 12 years

for the typical family to save enough money for a 20 percent downpayment

on a median-priced single-family home; other research indicates that it

could take even longer.

Low-downpayment mortgages have been originated safely

for decades and are not what drove the housing market crisis.

Irresponsible lending and subprime, no documentation

and other alternative mortgage products were

largely to blame.

Prudent underwriting standards that

ensure that buyers can afford their mortgage – not

draconiandownpaymentrequirements–arewhat

the market needs. The Administration and regulators

must acknowledge this fact and offer a plan that ensures a safe and

healthy mortgage market and keeps low-downpayment options readily available.

The Bottom Line

Despite the housing market crisis and economic uncertainties, Americans continue to

value homeownership. That’s a lesson that elected officials would do well to remember.

The NAHB poll also showed that 73 percent of all respondents – both owners and renters

– believe the federal government should provide tax incentives to promote homeownership.

And across the political spectrum, more than half – 57 percent – said they would be less likely

to vote for a candidate who supports eliminating the mortgage interest deduction.

As the debate over housing policy unfolds, it is crucial to ensure that homeownership

remains attainable and that access to safe, decent and affordable housing remains a national

priority.

* Note: This national survey of 2,000 likely 2012 voters was conducted May 3-9, 2011 by Public

Opinion Strategies of Alexandria, Va., and Lake Research Partners of Washington, D.C. It has a

margin of error of +2.19%.

35

2011 Missoula Building Industry Association Membership directory

Abbey Carpet and Floor .....(406) 721-1810

ABC Seamless of Montana .(406) 721-2649

Accessible Design ................(406) 728-1285

Acoustic Vision, The ...........(406) 543-0030

Advanced Bldg Supply ........(406) 251-9788

Advanced Litho Printing ....(406) 541-2576

All Seasons Plumbing & Heating Inc. ......... ................................................(406) 240-3065

Allied Waste Services ..........(406) 543-3157

AlphaGraphics Missoula ....(406) 728-4810

Alpine Granite Accents LLC ......................... ................................................(406) 375-8406

American Solutioins for Business ................ ................................................(406) 407-3535

Anderson Heating & A/C & Plumbing ................................................(406) 728-8048

Anderson’s Masonry Hearth & Home ................................................(406) 728-6790

Arledge Masonry .................(406) 543-8998

Axmen ...................................(406) 728-7020

B & E Corp. ..........................(406) 728-9410

Baer Concrete Inc. ..............(406) 251-7030

BC Electric LLC ...................(406) 880-8893

Beaudette Consulting Engineers .................. ................................................(406) 721-7315

Beaver Hardwood Floors ....(406) 251-4717

Big Sky Granite ....................(406) 251-8474

Big Sky Insulations Inc. ......(406) 388-4146

Billingslea & Moran Inc. .....(406) 240-6231

Bitterroot Turf Farm ...........(406) 961-1184

Blackfoot Telecommunications Group ................................................(406) 541-5181

Block Mountain Stone Inc. ........................... ................................................(406) 826-4025

BMC ......................................(406) 728-4750

Boyce Lumber & Design Center ................... ................................................(406) 728-7100

Brosious Carpet & Floors Inc. ...................... ................................................(406) 541-3645

Brunner Homes & Construction Inc. .......... ................................................(406) 396-0403

Buckeye Hardwood & Lumber Co. .............. ................................................(406) 726-2008

Buckley Builders ..................(406) 728-2631

Bullfrog Spas of Montana ...(406) 251-1340

C.T.H. Inc. Masonry & Remodeling ............ ................................................(406) 240-6968

Caras Management Company ...................... ................................................(406) 543-9798

Caras Nursery & Landscape LLC ................. ...............................................(406) 543-3333

Carl Construction................(406) 543-3512

Carpet Brokers of Missoula ........................... ................................................(406) 543-3111

Castlerock Construction Inc. ....................... ................................................(406) 360-8824

CBS-Construction Building Services ................................................(406) 546-8468

Charter Construction Inc. ............................. ................................................(406) 542-2434

Cherry Creek Radio ............(406) 728-5000

Chuck’s Welding ..................(406) 961-4043

Classic Hardwood Floors .............................. ................................................(406) 549-5295

Clawson Manufacturing Inc. ........................ ...............................................(406) 543-9325

College of Technology ........(406) 243-7608

Columbia Paint ....................(406) 549-6111

Community Bank - Missoula ........................ ................................................(406) 542-5254

Counter Solutions Inc ........(406) 721-0260

Creekside Construction of Montana LLC ...............................................(406) 859-4663

Culligan Water Conditioning ....................... ................................................(406) 721-1991

Custom Wood Floors ..........(406) 251-4270

Cyrus Building LLC ............(406) 493-0662

D & N Siding & Windows ..(406) 961-4293

Dara’s Home Design ............(406) 726-7776

Dayspring Restoration Inc. (406) 543-6070

Deneve & Kahl Concrete Inc ........................ ...............................................(406) 273-2324

Design Air Inc. ....................(406) 251-7997

Dig It Excavating Inc. .........(406) 880-2643

Dirtman Sprinklers Inc. .....(406) 251-6291

District XI Human Resource Council ......... ................................................(406) 728-3710

DJ & A Consulting Eng & Survey ................ ................................................(406) 721-4320

Doubletree Hotel .................(406) 728-3100

Edgell Building & Development Inc ............ ................................................(406) 721-1826

Eko Compost Inc. ...............(406) 721-1423

Eli & Associates ...................(406) 549-5022

Empire Building Materials .(406) 543-4700

Epic Steel Corp. ....................(406) 542-1711

Express Employment Professionals.............. ................................................(406) 542-0323

Farm Bureau Financial Services ................... ................................................(406) 728-6811

Farmers State Bank ..............(406) 642-3431

Farmers State Bank ..............(406) 829-5000

First American Title Company ..................... ................................................(406) 829-2540

First Call Computer Solutions ...................... ................................................(406) 721-4592

First Interstate Bank ............(406) 523-4479

First Security Bank ..............(406) 329-1958

Full Spectrum Painting Inc. .......................... ................................................(406) 251-3583

Gaddy Construction LLC ..(406) 531-2073

GAF-ELK Materials Corporation ................ ................................................(406) 273-5459

36


Garden City Florascaping LLC ..................... ...............................................(406) 549-5459

Garden City Granite Inc ................................ . ..............................................(406) 728-2220

Garden City Paint & Glass .(406) 549-0608

Garden City Plumbing & Heating Inc ......... ................................................(406) 728-5550

Garramone Builders Inc. ....(406) 728-1285

Gary Ince Construction Inc. ........................ ................................................(406) 777-2472

Gates Construction .............(406) 721-3710

Gavin-Hanks Architectural Studio .............. ................................................(406) 543-1477

Gensco Inc. ..........................(406) 543-1133

Graybeal Heating & Air Conditioning ........ ................................................(406) 549-5075

Grimsley’s Exteriors Inc. ....(406) 728-6650

Grizzly Fence ........................(406) 549-3993

Habitat For Humanity-Missoula .................. ................................................(406) 549-8210

Haskins Excavating LLC ....(406) 382-0090

Heidi Zsupnik Photography .......................... ................................................(406) 360-1990

Hess Homework Inc. ...........(406) 544-5208

Highland Homes .................(406) 493-1408

Hilton Garden Inn of Missoula .................... ................................................(406) 532-5304

Holiday Inn Downtown at the Park ............. ................................................(406) 721-8550

Hoyt Homes Inc. .................(406) 728-5642

Huff Construction ...............(406) 543-3274

Hutton Fine Builders Inc. ...(406) 273-7776

I Know Jack LLC .................(406) 250-1282

IHESS Inc. ............................(406) 543-4495

Independent Publishing .....(406) 543-6609

Independent Roofing LLC .(406) 396-6077

Insured Titles Inc. ...............(406) 728-7900

Integrity Window & Door ..(406) 541-0899

Interstate Alarm Company Inc. .................... ................................................(406) 728-4546

J.S. Custom Homes Inc. ......(406) 626-4479

Jack Riska Insulation ...........(406) 549-1303

John The Plumber Inc. ........(406) 251-3744

Junkermier Clark Campanella Stevens ........ ................................................(406) 549-4148

Karl Tyler Chevrolet ............(406) 721-2438

Kinetico Quality Water Systems ................... ................................................(406) 363-1782

Knife River ............................(406) 532-5250

Koemans Construction Inc. .......................... ...............................................(406) 726-2058

Lambros Real Estate ............. (406 532-9200

Laura Walker ...................(406) 532-9361

Susan Liane ......................(406) 370-1010

Bruno Friia ......................(406) 532-9200

Rick Meisinger ................(406) 240-6031

Langel & Associates PC ......(406) 728-8858

Lawns of Montana ...............(406) 728-9517

Lawson Flooring Inc. ..........(406) 251-2884

LC Staffing ............................(406) 542-3377

Liberty Electric ....................(406) 721-4177

Living Room Furniture, The ......................... ...............................................(406) 721-1340

Loren’s Carpet One ..............(406) 251-2700

Lowe’s ....................................(406) 329-1828

LS Jensen Construction & Ready Mix ......... ................................................(406) 728-1400

MacArthur Company .........(406) 327-9250

Masonry Center, The ..........(406) 721-6696

Max Media of Montana/ABC/KTMF .......... ................................................(406) 542-8900

McCollum Builders & Design ....................... ................................................(406) 542-2896

McCue Construction Inc ...(406) 549-2471

McElmurry Homes Inc. ......(406) 531-1892

Milodragovich Dale Steinbrenner & Nygren P.C. ...........................(406) 728-1455

Missoula Area Chamber of Commerce ....... ................................................(406) 543-6623

Missoula Federal Credit Union .................... ................................................(406) 523-3300

Missoula Property Management .................. ................................................(406) 251-8500

Missoulian ............................(406) 523-5355

Montana Closets ..................(406) 728-5263

Montana Murphy Beds .......(406) 240-3927

Montana Northwest Company ..................... ................................................(406) 721-4033

Montana Radiant .................(406) 239-7193

Montana Stone Gallery .......(406) 541-7625

Morrison-Maierle Inc. ........(406) 542-8880

Mostad Construction Inc. ..(406) 542-0200

Mountain Broadcasting ......(406) 542-1025

Mountain Copper Creations LLP ................. ................................................(406) 880-9411

Mountain Supply Company .......................... ................................................(406) 543-8255

Mountain West Bank ..........(406) 542-6211

Mountain West Farm Bureau ........................ ................................................(406) 829-2726

Muehlhausen Construction Inc. .................. ................................................(406) 251-6000

Murdochs Ranch & Home Supply LLC ....... ...............................................(406) 549-2355

Mutual Materials .................(406) 549-2011

North Slope Sustainable Wood LLC ............ ................................................(406) 240-0314

Northwest Factory Finishes Inc. .................. ................................................(406) 721-3217

37


NorthWestern Energy .........(406) 542-5953

Opportunity Resources Inc. .......................... ...............................................(406) 239-7472

Overhead Door Company ..(406) 549-8565

Palmer Electric Technology Energy Services ....................(406) 543-3086

Payne Financial Group .......(406) 728-2910

Pella Window Store .............(406) 542-3840

Pierce Flooring and Design Center .............. ................................................(406) 543-8224

pLAND Land Use Consulting ...................... ................................................(406) 214-7475

Plumbing Works Inc. ..........(406) 721-2447

Potter-Frame Enterprises ...(406) 327-0509

Premier Paints ......................(406) 541-7768

ProBuild ................................(406) 542-2125

Professional Consultants Inc......................... ................................................(406) 728-1880

Professional Property Management Inc. ..... ...............................................(406) 721-8990

Prudential Montana Real Estate ................... ................................................(406) 721-4141

Shelley Bundy ..................(406) 329-2068

Donna Hamilton.............(406) 329-2046

Rhonda Hunt ..................(406) 329-2019

Dan Ermantinger ............(406) 721-4141

Quality Seamless Gutters ....(406) 728-4002

R & S Supply .........................(406) 549-5050

R.C. Hobbs Company .........(406) 493-6961

Ranch Club, The ..................(406) 532-1000

RBM Cabinets & Lumber ...(406) 728-3535

River’s Edge Homes & Realty ........................ ................................................(406) 728-9400

Riverworks Inc. ...................(406) 728-9065

Robert Robinson Architects .......................... ................................................(406) 543-6240

Rocky Mountain Lumber Company ............ ................................................(406) 375-2540

Rodda Paint Co. ...................(406) 721-5800

Russ Enterprises LLC ..........(406) 251-7940

Schrock Construction Inc. .(406) 961-6808

Shelley Howard Consulting (406) 544-3269

Sherwin-Williams Paint......(406) 543-5950

Sierra Pacific Windows .......(406) 728-6142

Sign Pro .................................(406) 721-9359

Stensrud Cabinet Company (406) 543-4144

Stensrude Homes Inc. .........(888) 307-3410

Sterling Savings Bank ..........(406) 541-6208

Steven Laber .........................(406) 543-4515

Stewart Title of Missoula County ................. ................................................(406) 728-1500

Stitches Embroidery & Screenprinting ........ ................................................(406) 549-2632

Straight Line Construction (406) 251-5855

StraightEdge Construction .(406) 531-7261

Sue B Design ........................(406) 239-8701

Summit Roofing Inc ............(406) 829-9100

Superior Hardwoods & Millwork Inc .......... ...............................................(406) 251-2272

Superior Wall Systems of Montana LLC ..... ................................................(406) 721-7797

Sustainable Building Systems LLC ............... ...............................................(406) 541-8410

Suter Construction ..............(406) 529-5375

Sweet Pea Inc. ......................(406) 728-3533

Tamarack Construction Company Inc. ....... ...............................................(406) 273-9821

Temp Right Service Inc. .....(406) 728-1111

Territorial-Landworks Inc. .(406) 721-0142

The Montana Radio Company...................... ................................................(406) 329-1860

Three Rivers Home Builders Inc. ................. ................................................(406) 626-5732

Time Rental ..........................(406) 543-7136

Titan Machinery Inc. ..........(406) 543-7782

Title Services Inc. ................(406) 728-8404

TownSquareMedia .............(406) 728-9300

Treasure State Bank .............(406) 543-8700

Truco Systems Inc. ..............(406) 961-4990

TruGreen ..............................(406) 829-8784

Twite Family Partnership ...(406) 240-2581

United Locating Services ....(406) 541-9571

UniVision Computers .........(406) 721-8876

US Bank ................................(406) 523-2354

Valley Landscape .................(406) 721-7107

Valpak of Montana ..............(406) 251-1411

Vann’s ....................................(406) 541-6000

Wagner’s Home Furnishings ......................... ................................................(406) 728-3214

Water’s Edge Properties LLP ......................... ...............................................(406) 549-1679

Wayne Dalton Genie Sales Center ............... ................................................(406) 728-6243

Wells Fargo Home Mortgage ........................ ................................................(406) 829-3409

Western Montana Lighting (406) 543-7166

Western Rockies Radio .......(406) 541-1071

Western States Insurance ....(406) 721-1000

Western Title & Escrow ......(406) 728-0990

WGM Group Inc. ................(406) 728-4611

Whetzel Concrete Construction................... ................................................(406) 726-3316

Wild Wood Construction ...(843) 522-0921

Windermere Real Estate .....(406) 541-6550

Woodhouse Construction Inc. .................... ................................................(406) 793-4087

Worden Thane P.C. ..............(406) 721-3400

Your Custom Cellar LLC ....(406) 360-6629

In addition to the 5% everyday savings*, NAHB members can save an additional 2% now through 12/7/2012** when you use your Lowe’s Accounts Receivable card.

Plus, get free delivery on purchases of $500 or more now through 12/7/2012.

To register, and find out more information about these offers, visit LowesForPros.com/NAHB or call 877-435-2440.

* Exclusions apply, discount taken at time of purchase, see store for details.

**Offer valid now through 12/7/2012. To be eligible for the 2% discount, you must register your NAHB membership by 11/1/2012 and make a purchase with your Lowe’s Accounts Receivable by 12/7/2012. Allow one complete billing cycle for your registration to be processed and for your discount to appear on your billing statement. Offer and discount provided by Lowe’s, and not GE Money Bank. Excludes Lowe’s Business Account Card, Lowe’s Consumer Credit Card, Lowe’s Project Card, Lowe’s Visa Accounts, Lowe’s Business Rewards from American Express Card and all Lowe’s Canada Credit projects. Offer not valid on purchases made prior to registering NAHB membership at LowesForPros.com. All purchases subject to credit approval. ©2012 Lowe’s Companies, Inc. All rights reserved. Lowe’s and the gable design are registered trademarks of LF, LLC.

A Special Offer for NAHB® Members Only.

523-3300 / www.missoulafcu.orgMore than you expect

Bring those ideas home, with help from the lender who’s been your neighbor for more than 50 years.

Apply for your Home Equity loan or line of credit, at any branch or online.

Feeling

Inspired?

Billings2647 King Ave. W

406-652-5100

Bozeman3400 Laramie Dr.406-556-6600

Kalispell2185 Hwy 2 East406-257-9530

Hamilton616 North 1st

406-363-6410

Helena2019 Cromwell-Dixon Ln

406-442-4500

Missoula3623 Brooks

406-728-5151

Buy @ vanns.com and pick up at your local Vann’s store www.twitter.com/vanns www.facebook.com/vanns

experiencewhat does

look like?

new home loans & refinances

lynn stenersonmortgage loan iD 707851missoula Downtown101 E. Front St. • 523-4250

teresa morrisonmortgage loan iD 707806missoula Downtown101 E. Front St. • 523-4238

colleen cebulamortgage loan iD 707919missoula Downtown101 E. Front St. • 523-4244

michelle felDeMortgage Loan ID 712728missoula south branch3502 Brooks • 523-4479

brett calahanmortgage loan iD 707916missoula Downtown101 E. Front St. • 523-4436

competitive rates • First-time Homebuyer programsonline applications • instant prequaliFications • reFinancing

firstinterstate.com

Serving Missoula’s Custom Builders and Remodelers with Quality Products and Services

MISSOULA 7320 Expressway • 406-728-4750 • www.BuildWithBMC.com

Custom Doors and Mouldings • Showroom Design Center • Decks and Outdoor Living Spaces

Cabinets and Kitchen Design • Special Order Cabinet Hardware • Hardwoods and Related Specialties

Customized Framing Lumber Packages • Installed Insulation • Trusses and Wall Panels

Build With BMC

Date post:	30-Mar-2016
Category:	Documents
Upload:	mbia
View:	220 times
Download:	2 times

2012 Trade Show Magazine

Documents