bull The 2013 Five Star Real Estate Agents Mortgage Professionals and HomeAuto Insurance Professionals do not pay a fee to be included in the research or the final list
bull Each professional is screened against state governing bodies to verify that licenses are current and no disciplinary actions are pending
bull The inclusion of a real estate agent mortgage professional or insurance professional on the final lists should not be construed as an endorsement by Five Star Professional or Charlotte magazine
bull The research process incorporates a statistically valid sample in order to identify the professionals in the local market who score highest in overall satisfaction These professionals are not included on the list unless their score is statistically valid
For more information on the Five Star award and the researchselection methodology go to wwwfivestarprofessionalcom
DISCLOSURESResearch
2013 Charlotte Five Star Home Professionals
Real Estate Agents
Mortgage Professionals
HomeAuto Insurance Professionals
2013
Five Star Professional partnered with Charlotte magazine to identify real estate mortgage and insurance professionals in the Charlotte area who deliver outstanding service and client satisfaction The Five Star Professional research team contacted thousands of recent homebuyers as well as other consumers Clients may also submit evaluations online Phone mail and online respondents rated their service professional on criteria such as overall satisfaction and whether they would recommend the provider to a friend The research methodology allows no more than 7 percent of professionals in each category to receive the award This yearrsquos winners are listed and profiled in the following pages (see each award winnerrsquos listing for more details)
Professionals who satisfied each of the following objective criteria were named a 2013 Charlotte Five Star Real Estate Agent Five Star Mortgage Professional or Five Star HomeAuto Insurance Professional
1 Received a qualifying client satisfaction rating
2 Satisfied the applicable state licensing requirements
3 Actively employed as a licensed professional for a minimum of three years
4 Favorable regulatory and complaint history review
5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)
The research methodology is designed
to identify professionals who meet or
exceed objective evaluation criteria
associated with providing quality
services to clients
mdash Alexandra Saul Research Director Five Star Professional
2013 Five Star Hom
e Professionals
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Star
Professional
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Star
Professional
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Star
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Star
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Star
Professional
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Star
Professional
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Star
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Star
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Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 2 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
All AreasTheresa Alfero Allen Tate
Susan Ambrosio Coldwell Banker United Realtors
Karen Anderson Allen Tate
Chris Anthony Allen Tate Company
Gordon Babb Keller Williams
Bob Ballard Negotiable Realty
Buddy Bankston REMAX Executive Realty
Sam Barnett Barnett Real Estate
Cheryl Beach Allen Tate Realtors
Helen Beleos Allen Tate
Joel Bennett Helen Adams Realty
Ossama Bianouni Wilkinson amp Associates
Carol Blair Prudential Carolinas Realty
Kelly Bost Carolinas Metro Realty
Matt Bourguignon Allen Tate
Brandon Boyd Helen Adams Realty
Anne Brade Helen Adams Realty
Ann Bradshaw Allen Tate
Marguerite Brady Allen Tate
Renee Bramlett Cottingham Chalk Hayes
Jeanne Brannon Cottingham Chalk Hayes
Jean Bridges The Allen Tate Company
Maren Brisson-Kuester Cottingham Chalk Hayes Realtors
All award winners are sorted by city and listed alphabetically by last name
Five Star Real Estate AgentsFive Star Professional surveyed Charlotte area residents who purchased a home priced at more than $150000 within a 6-month period (October 2012 to March 2013) The final list of 2013 Charlotte Five Star Real Estate Agents is a select group representing less than 5 of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
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Star
Professional
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Star
Professional
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Star
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Star
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Star
Professional
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Star
Professional
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Star
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 3
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
All award winners are sorted by city and listed alphabetically by last name
Diane Merryman The Allen Tate Company
Sherry Molella Dickens-Mitchener
Donna Montgomery Keller Williams Realty
Renee Montgomery Keller Williams Realty
Kathy Morris Morris Tremblay Depew
Steven Mueller Keller Williams
Mitch Muller ProStead Realty
Pam Orsburn Allen Tate Realtors
Barbara Overcash Coldwell Banker United Realtors
Bonnie Papandrea Wilkinson amp Associates
Erika Marsh Pitman Keller Williams
Frank Pixley Southern Winds Realty
Nancy Poe Allen Tate
Ken Poindexter Wilkinson amp Associates
Jeff Polinsky Wilkinson amp Associates
Gaylene Price Allen Tate Page 10
Phil Puma Puma amp Associates Realty Page 7
Pat Putnal One Property Source
Mike Ransom Allen Tate Realtors
Rachel Reardon REMAX Executive Realty
Boston Reid Lead 2 Real Estate Group
Brian Richards Allen Tate
Marina Riggio Coldwell Banker United Realtors
Mary Robertson Dickens-Mitchener Page 10
Richard Roskind Allen Tate
Kim Rowell Allen Tate Page 10
Toni Rudolph-Olin Allen Tate Realtors
Phyl Salerno Wilkinson amp Associates
Linda Schafer Keller WilliamsLake Norman Realty Page 10
Lori Scherrman First Priority Realty
Linda Schild Linda Schild Realty
Lee Schulte Allen Tate
Justin Sciranko Keller Williams Realty
John Shepherd Allen Tate Company
Amy Smith Carolinas Elite Realty
Debbie Smith Allen Tate Company
Elizabeth Smith Allen Tate Realtors
Georganna Smith Helen Adams Realty
Sylvia Smith CENTURY 21
Cindy Snyder REMAX
Carolyn Stepp Prudential Carolinas Realty
Pat Stitt Henderson Properties
Alison Strickland Carlyle Properties Page 8
Jackie Stutts REMAX
Stan Suther Coldwell Banker United Realtors
Julie Tache Homes With Cachet
Vera Tang Allen Tate
Catherine Taylor Allen Tate Company
Natalie Terry Keller Williams
Julie Tuggle Carolina Buyers Agent
John Turner Venture Realty
Mary Urban Carolinas Realty Source
Kent Van Slambrook First Properties of the Carolinas
Kay Schmucker Prudential Hickory Metro Real Estate
HuntersvilleCaroline Arbury Allen Tate Realtors
Paula Birmingham Allen Tate Company Page 9
Jim Cusato Wilkinson amp AssociatesERA
David DiGioia Realty Executives Unlimited Page 9
Judy Richardson Allen Tate Company
Debbie Sloan Coldwell Banker United Realtors
Rich Sossa Advantage Realty Group
Brock Zevan Compass Real Estate Group
LincolntonJanet Cox REMAX Crossroads
MatthewsEllen Colitti Coldwell Banker United
Dawn Crocker Allen Tate
Beth Curley Allen Tate Realtors
Brian McRorie Allen Tate Realtors
Mint HillAnna Granger 1st Choice Properties Page 9
MooresvilleDiane Aurit LKN Realty
Ginny Barker Keller Williams Realty
Kathleen Byrnes REMAX Executive at the Lake
Robert Campbell Lake Norman Realty
Wayne Diegelmann Lennar
Chris Edmundson REMAX Executive at the Lake
Terry Edmundson REMAX Executive at the Lake
Wendy Hodel Allen Tate
Jillian Hulse Allen Tate Company
Bruce Juengst Keller Williams
Tammi Juengst Keller Williams
Christopher Kirkman REMAX Executive at the Lake
Dale Robbins Dale Robbins Realty
Mike Spruell Southern Homes of The Carolinas
Jane Urban Allen Tate Company
MorrisvilleLaura Chilcoat REMAX
NewtonSean Drum Carolina Heritage Realty
PinevilleJudy Osborne Osborne Realty
WaxhawDaniel Fisher Fisher Herman Realty
Robin Husney Keller Williams
Jan Konetchy Wilkinson amp AssociatesERA
Mike Soden Prestige Properties of the Carolinas Page 7
WeddingtonCatherine Burns Cathy Burns Real Estate
Page 9
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2013 Five Star Real Estate Ag
ents
FS 6 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Nadine Deason
Keller Williams Realty117 N Pilot Knob RdDenver NC 28037 Cell (704) 361-9183nadineteamnadinecom wwwALakeHomecom
Helping Homebuyers and Sellers
bull No 1 Keller Williams sales team in 2012 for the Lake Norman region
bull RealtorBroker CLHSMSFRABRregCSSSRDC Pro bull More than 213 million in closed sales since 2005 bull Staff ed team to better serve you
Serious about selling or buying Nadine has been in the real estate business since 2003 and is dedicated to serve her clients with the highest level of ldquoluxury servicerdquo to all price points Her passion truly is real estate With a background in nursing her nature is to serve others Call her today for a free market analysis or for a free relocation kit of Lake Norman Team Nadine We listen we care we get results
bull Intelligent innovative solutions bull Creative eff ective marketing strategies bull Accurate consistent client care bull Experienced communicator and negotiator bull Knowledge passion integrity
A background in business management a love of real estate and an unsurpassed commitment to customer service make Gretel the right choice for all of your real estate needs Her level of professionalism innovation and motivation are the keys to her success and ensure her clientsrsquo complete satisfaction Make your move call Gretel
WINNER
Four-year winners Sandra Dunn and Lou Sorrento
117 North Pilot Knob RoadDenver NC 28037
Lou Sorrento (704) 654-1177Sandra Dunn (704) 340-0433
We appreciate the warmth and tribute our clients have bestowed upon us by once again being selected as recipients of this prestigious award We are thankful for the faith and confi dence you place in our knowledge and capabilities Trust is a great force multiplier and your loyalty to our partnership continues to help us achieve our goal of providing a service both during the transaction and long after your house has become a ldquohomerdquo Your continual referrals are testament to this We donrsquot simply sell properties we realize dreams and goals To all of our clients and friends from Lake Norman to Charlotte we thank you ldquoYour real estate resource for liferdquo mdash Sandra and Lou
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Star
Professional
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Star
Professional
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Star
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 7
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Phil Puma
8221 Village Harbor Dr Cornelius NC 28031Office (704) 375-2495Cell (704) 578-8851 PhilPumaHomescomwwwPumaHomescom
Providing Excellent Customer Service
bull 11 years of experience bull Zillow Premier Agent with fi ve-star reviews bull Five Star award winner four years in a row bull Certifi ed Relocation Professional bull Accredited Buyerrsquos Representative
I am dedicated to providing excellent customer service before during and after the transaction As a result my client base consists mostly of personal referrals and repeat clients which is a testament to the high level of service that I provide I look forward to putting my knowledge experience and dedication to work for you I want to thank all of my clients for their business referrals and support
Mike Soden
108 E South Main St Ste AWaxhaw NC 28173
Cell (704) 621-2314
mikemikesodenhomescomwwwmikesodenhomescom
Helping Families Make the Right Move
bull Ballantyne and Union County specialist bull Awarded fi rmrsquos top producer last fi ve years bull Experienced marketing manager bull Member NAR NCAR CRRA CMLS bull BS in marketing University of Illinois
My top priorities are my clientsrsquo interests and satisfaction I take the time to understand my clientsrsquo needs while providing consistent reliable service with a professional attitudeWith years of experience as a Realtor and marketing specialist my diverse perspective business savvy and market expertise allow me to provide the highest level of service to my clients
Two-
Year
Winn
er
Top five questions that real estate agents want you to answer1 What are your goals
2 What price range are you comfortable with
3 Are you pre-qualified
4 What is your timeframe
5 If we find the right property are you prepared to purchase it today
From research conducted by Five Star Professional April 2011
Susan Johnson
Four-year winner Susan Johnson
bull Multiyear award winnerbull More than eight years of experiencebull Lake Norman and Charlotte specialistbull Native to Charlotte and Lake Norman areabull Multimillion-dollar producer
19721 Bethel Church Road bull Cornelius NC 28031Susan (704) 651-9023
SusanHomeCarolinascom bull HomeCarolinascom
Exceptional Customer Service
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Star
Professional
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2013 Five Star Real Estate Ag
ents
FS 8 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
ldquoYoursquove gotta have Hoperdquo Hope Barthelson is a broker and Realtor licensed in North and South Carolina She has been serving Charlotte for more than 12 years in the real estate industry You can count on her to be your trusted real estate agent and advisor
Randy is a proven uptown market expert with an unmatched level of customer service winning the Five Star Real Estate Agent award the last four consecutive years
19520 W Catawba Ave Ste 113Cornelius NC 28031Direct (704) 201-7244alcarlylepropertiescomwwwcarlylepropertiescom
Referrals Built From Trust
bull Native Charlotteanbull Reliable and trustworthybull Hardworking with exceptional work ethicbull Realtor with compassion and experience
ldquoYou are a true professional but more importantly you are a wonderful spiritrdquo mdash Patty S ldquoThank you for your patience guidance and expertise mdash but mostly for your perseverancerdquo mdash Kelly B ldquoThank you for your unending patience your tireless advocacy your thorough follow-up and your exacting attention to detailrdquo mdash Amy D
I want to thank all of my clients for trusting me with one of your most important lifetime investments
ldquoDo everything you can to assist your clients and remember it is all an investment in your future successrdquo
mdash Five Star award winner
Sarah Zdeb
bull Your experienced professional adviserbull Building relationships on a foundation of trustbull Expert in local market and trendsbull Industry leading marketing techniquesbull Connecting great people with great homes
8600 Sam Furr Suite150 bull Huntersville NC 28078Cell (704) 661-2328
buyandsellwithSarahgmailcom
Dedicated to Results That Move You
Two-
Year
Winn
er
Zanthia Hastings Broker Associate CRS GRI SFR brings expertise experience and a warm smile to every transaction Her 13-plus years in the real estate industry allow her to guide buyers and sellers seamlessly through the process Zanthiarsquos passion dedication and professionalism with her clients are evident in the quality of service provided
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Professional
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Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 2 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
All AreasTheresa Alfero Allen Tate
Susan Ambrosio Coldwell Banker United Realtors
Karen Anderson Allen Tate
Chris Anthony Allen Tate Company
Gordon Babb Keller Williams
Bob Ballard Negotiable Realty
Buddy Bankston REMAX Executive Realty
Sam Barnett Barnett Real Estate
Cheryl Beach Allen Tate Realtors
Helen Beleos Allen Tate
Joel Bennett Helen Adams Realty
Ossama Bianouni Wilkinson amp Associates
Carol Blair Prudential Carolinas Realty
Kelly Bost Carolinas Metro Realty
Matt Bourguignon Allen Tate
Brandon Boyd Helen Adams Realty
Anne Brade Helen Adams Realty
Ann Bradshaw Allen Tate
Marguerite Brady Allen Tate
Renee Bramlett Cottingham Chalk Hayes
Jeanne Brannon Cottingham Chalk Hayes
Jean Bridges The Allen Tate Company
Maren Brisson-Kuester Cottingham Chalk Hayes Realtors
All award winners are sorted by city and listed alphabetically by last name
Five Star Real Estate AgentsFive Star Professional surveyed Charlotte area residents who purchased a home priced at more than $150000 within a 6-month period (October 2012 to March 2013) The final list of 2013 Charlotte Five Star Real Estate Agents is a select group representing less than 5 of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 3
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
All award winners are sorted by city and listed alphabetically by last name
Diane Merryman The Allen Tate Company
Sherry Molella Dickens-Mitchener
Donna Montgomery Keller Williams Realty
Renee Montgomery Keller Williams Realty
Kathy Morris Morris Tremblay Depew
Steven Mueller Keller Williams
Mitch Muller ProStead Realty
Pam Orsburn Allen Tate Realtors
Barbara Overcash Coldwell Banker United Realtors
Bonnie Papandrea Wilkinson amp Associates
Erika Marsh Pitman Keller Williams
Frank Pixley Southern Winds Realty
Nancy Poe Allen Tate
Ken Poindexter Wilkinson amp Associates
Jeff Polinsky Wilkinson amp Associates
Gaylene Price Allen Tate Page 10
Phil Puma Puma amp Associates Realty Page 7
Pat Putnal One Property Source
Mike Ransom Allen Tate Realtors
Rachel Reardon REMAX Executive Realty
Boston Reid Lead 2 Real Estate Group
Brian Richards Allen Tate
Marina Riggio Coldwell Banker United Realtors
Mary Robertson Dickens-Mitchener Page 10
Richard Roskind Allen Tate
Kim Rowell Allen Tate Page 10
Toni Rudolph-Olin Allen Tate Realtors
Phyl Salerno Wilkinson amp Associates
Linda Schafer Keller WilliamsLake Norman Realty Page 10
Lori Scherrman First Priority Realty
Linda Schild Linda Schild Realty
Lee Schulte Allen Tate
Justin Sciranko Keller Williams Realty
John Shepherd Allen Tate Company
Amy Smith Carolinas Elite Realty
Debbie Smith Allen Tate Company
Elizabeth Smith Allen Tate Realtors
Georganna Smith Helen Adams Realty
Sylvia Smith CENTURY 21
Cindy Snyder REMAX
Carolyn Stepp Prudential Carolinas Realty
Pat Stitt Henderson Properties
Alison Strickland Carlyle Properties Page 8
Jackie Stutts REMAX
Stan Suther Coldwell Banker United Realtors
Julie Tache Homes With Cachet
Vera Tang Allen Tate
Catherine Taylor Allen Tate Company
Natalie Terry Keller Williams
Julie Tuggle Carolina Buyers Agent
John Turner Venture Realty
Mary Urban Carolinas Realty Source
Kent Van Slambrook First Properties of the Carolinas
Kay Schmucker Prudential Hickory Metro Real Estate
HuntersvilleCaroline Arbury Allen Tate Realtors
Paula Birmingham Allen Tate Company Page 9
Jim Cusato Wilkinson amp AssociatesERA
David DiGioia Realty Executives Unlimited Page 9
Judy Richardson Allen Tate Company
Debbie Sloan Coldwell Banker United Realtors
Rich Sossa Advantage Realty Group
Brock Zevan Compass Real Estate Group
LincolntonJanet Cox REMAX Crossroads
MatthewsEllen Colitti Coldwell Banker United
Dawn Crocker Allen Tate
Beth Curley Allen Tate Realtors
Brian McRorie Allen Tate Realtors
Mint HillAnna Granger 1st Choice Properties Page 9
MooresvilleDiane Aurit LKN Realty
Ginny Barker Keller Williams Realty
Kathleen Byrnes REMAX Executive at the Lake
Robert Campbell Lake Norman Realty
Wayne Diegelmann Lennar
Chris Edmundson REMAX Executive at the Lake
Terry Edmundson REMAX Executive at the Lake
Wendy Hodel Allen Tate
Jillian Hulse Allen Tate Company
Bruce Juengst Keller Williams
Tammi Juengst Keller Williams
Christopher Kirkman REMAX Executive at the Lake
Dale Robbins Dale Robbins Realty
Mike Spruell Southern Homes of The Carolinas
Jane Urban Allen Tate Company
MorrisvilleLaura Chilcoat REMAX
NewtonSean Drum Carolina Heritage Realty
PinevilleJudy Osborne Osborne Realty
WaxhawDaniel Fisher Fisher Herman Realty
Robin Husney Keller Williams
Jan Konetchy Wilkinson amp AssociatesERA
Mike Soden Prestige Properties of the Carolinas Page 7
WeddingtonCatherine Burns Cathy Burns Real Estate
Page 9
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Star
Professional
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Star
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Star
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 6 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Nadine Deason
Keller Williams Realty117 N Pilot Knob RdDenver NC 28037 Cell (704) 361-9183nadineteamnadinecom wwwALakeHomecom
Helping Homebuyers and Sellers
bull No 1 Keller Williams sales team in 2012 for the Lake Norman region
bull RealtorBroker CLHSMSFRABRregCSSSRDC Pro bull More than 213 million in closed sales since 2005 bull Staff ed team to better serve you
Serious about selling or buying Nadine has been in the real estate business since 2003 and is dedicated to serve her clients with the highest level of ldquoluxury servicerdquo to all price points Her passion truly is real estate With a background in nursing her nature is to serve others Call her today for a free market analysis or for a free relocation kit of Lake Norman Team Nadine We listen we care we get results
bull Intelligent innovative solutions bull Creative eff ective marketing strategies bull Accurate consistent client care bull Experienced communicator and negotiator bull Knowledge passion integrity
A background in business management a love of real estate and an unsurpassed commitment to customer service make Gretel the right choice for all of your real estate needs Her level of professionalism innovation and motivation are the keys to her success and ensure her clientsrsquo complete satisfaction Make your move call Gretel
WINNER
Four-year winners Sandra Dunn and Lou Sorrento
117 North Pilot Knob RoadDenver NC 28037
Lou Sorrento (704) 654-1177Sandra Dunn (704) 340-0433
We appreciate the warmth and tribute our clients have bestowed upon us by once again being selected as recipients of this prestigious award We are thankful for the faith and confi dence you place in our knowledge and capabilities Trust is a great force multiplier and your loyalty to our partnership continues to help us achieve our goal of providing a service both during the transaction and long after your house has become a ldquohomerdquo Your continual referrals are testament to this We donrsquot simply sell properties we realize dreams and goals To all of our clients and friends from Lake Norman to Charlotte we thank you ldquoYour real estate resource for liferdquo mdash Sandra and Lou
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 7
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Phil Puma
8221 Village Harbor Dr Cornelius NC 28031Office (704) 375-2495Cell (704) 578-8851 PhilPumaHomescomwwwPumaHomescom
Providing Excellent Customer Service
bull 11 years of experience bull Zillow Premier Agent with fi ve-star reviews bull Five Star award winner four years in a row bull Certifi ed Relocation Professional bull Accredited Buyerrsquos Representative
I am dedicated to providing excellent customer service before during and after the transaction As a result my client base consists mostly of personal referrals and repeat clients which is a testament to the high level of service that I provide I look forward to putting my knowledge experience and dedication to work for you I want to thank all of my clients for their business referrals and support
Mike Soden
108 E South Main St Ste AWaxhaw NC 28173
Cell (704) 621-2314
mikemikesodenhomescomwwwmikesodenhomescom
Helping Families Make the Right Move
bull Ballantyne and Union County specialist bull Awarded fi rmrsquos top producer last fi ve years bull Experienced marketing manager bull Member NAR NCAR CRRA CMLS bull BS in marketing University of Illinois
My top priorities are my clientsrsquo interests and satisfaction I take the time to understand my clientsrsquo needs while providing consistent reliable service with a professional attitudeWith years of experience as a Realtor and marketing specialist my diverse perspective business savvy and market expertise allow me to provide the highest level of service to my clients
Two-
Year
Winn
er
Top five questions that real estate agents want you to answer1 What are your goals
2 What price range are you comfortable with
3 Are you pre-qualified
4 What is your timeframe
5 If we find the right property are you prepared to purchase it today
From research conducted by Five Star Professional April 2011
Susan Johnson
Four-year winner Susan Johnson
bull Multiyear award winnerbull More than eight years of experiencebull Lake Norman and Charlotte specialistbull Native to Charlotte and Lake Norman areabull Multimillion-dollar producer
19721 Bethel Church Road bull Cornelius NC 28031Susan (704) 651-9023
SusanHomeCarolinascom bull HomeCarolinascom
Exceptional Customer Service
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 8 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
ldquoYoursquove gotta have Hoperdquo Hope Barthelson is a broker and Realtor licensed in North and South Carolina She has been serving Charlotte for more than 12 years in the real estate industry You can count on her to be your trusted real estate agent and advisor
Randy is a proven uptown market expert with an unmatched level of customer service winning the Five Star Real Estate Agent award the last four consecutive years
19520 W Catawba Ave Ste 113Cornelius NC 28031Direct (704) 201-7244alcarlylepropertiescomwwwcarlylepropertiescom
Referrals Built From Trust
bull Native Charlotteanbull Reliable and trustworthybull Hardworking with exceptional work ethicbull Realtor with compassion and experience
ldquoYou are a true professional but more importantly you are a wonderful spiritrdquo mdash Patty S ldquoThank you for your patience guidance and expertise mdash but mostly for your perseverancerdquo mdash Kelly B ldquoThank you for your unending patience your tireless advocacy your thorough follow-up and your exacting attention to detailrdquo mdash Amy D
I want to thank all of my clients for trusting me with one of your most important lifetime investments
ldquoDo everything you can to assist your clients and remember it is all an investment in your future successrdquo
mdash Five Star award winner
Sarah Zdeb
bull Your experienced professional adviserbull Building relationships on a foundation of trustbull Expert in local market and trendsbull Industry leading marketing techniquesbull Connecting great people with great homes
8600 Sam Furr Suite150 bull Huntersville NC 28078Cell (704) 661-2328
buyandsellwithSarahgmailcom
Dedicated to Results That Move You
Two-
Year
Winn
er
Zanthia Hastings Broker Associate CRS GRI SFR brings expertise experience and a warm smile to every transaction Her 13-plus years in the real estate industry allow her to guide buyers and sellers seamlessly through the process Zanthiarsquos passion dedication and professionalism with her clients are evident in the quality of service provided
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 3
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
All award winners are sorted by city and listed alphabetically by last name
Diane Merryman The Allen Tate Company
Sherry Molella Dickens-Mitchener
Donna Montgomery Keller Williams Realty
Renee Montgomery Keller Williams Realty
Kathy Morris Morris Tremblay Depew
Steven Mueller Keller Williams
Mitch Muller ProStead Realty
Pam Orsburn Allen Tate Realtors
Barbara Overcash Coldwell Banker United Realtors
Bonnie Papandrea Wilkinson amp Associates
Erika Marsh Pitman Keller Williams
Frank Pixley Southern Winds Realty
Nancy Poe Allen Tate
Ken Poindexter Wilkinson amp Associates
Jeff Polinsky Wilkinson amp Associates
Gaylene Price Allen Tate Page 10
Phil Puma Puma amp Associates Realty Page 7
Pat Putnal One Property Source
Mike Ransom Allen Tate Realtors
Rachel Reardon REMAX Executive Realty
Boston Reid Lead 2 Real Estate Group
Brian Richards Allen Tate
Marina Riggio Coldwell Banker United Realtors
Mary Robertson Dickens-Mitchener Page 10
Richard Roskind Allen Tate
Kim Rowell Allen Tate Page 10
Toni Rudolph-Olin Allen Tate Realtors
Phyl Salerno Wilkinson amp Associates
Linda Schafer Keller WilliamsLake Norman Realty Page 10
Lori Scherrman First Priority Realty
Linda Schild Linda Schild Realty
Lee Schulte Allen Tate
Justin Sciranko Keller Williams Realty
John Shepherd Allen Tate Company
Amy Smith Carolinas Elite Realty
Debbie Smith Allen Tate Company
Elizabeth Smith Allen Tate Realtors
Georganna Smith Helen Adams Realty
Sylvia Smith CENTURY 21
Cindy Snyder REMAX
Carolyn Stepp Prudential Carolinas Realty
Pat Stitt Henderson Properties
Alison Strickland Carlyle Properties Page 8
Jackie Stutts REMAX
Stan Suther Coldwell Banker United Realtors
Julie Tache Homes With Cachet
Vera Tang Allen Tate
Catherine Taylor Allen Tate Company
Natalie Terry Keller Williams
Julie Tuggle Carolina Buyers Agent
John Turner Venture Realty
Mary Urban Carolinas Realty Source
Kent Van Slambrook First Properties of the Carolinas
Kay Schmucker Prudential Hickory Metro Real Estate
HuntersvilleCaroline Arbury Allen Tate Realtors
Paula Birmingham Allen Tate Company Page 9
Jim Cusato Wilkinson amp AssociatesERA
David DiGioia Realty Executives Unlimited Page 9
Judy Richardson Allen Tate Company
Debbie Sloan Coldwell Banker United Realtors
Rich Sossa Advantage Realty Group
Brock Zevan Compass Real Estate Group
LincolntonJanet Cox REMAX Crossroads
MatthewsEllen Colitti Coldwell Banker United
Dawn Crocker Allen Tate
Beth Curley Allen Tate Realtors
Brian McRorie Allen Tate Realtors
Mint HillAnna Granger 1st Choice Properties Page 9
MooresvilleDiane Aurit LKN Realty
Ginny Barker Keller Williams Realty
Kathleen Byrnes REMAX Executive at the Lake
Robert Campbell Lake Norman Realty
Wayne Diegelmann Lennar
Chris Edmundson REMAX Executive at the Lake
Terry Edmundson REMAX Executive at the Lake
Wendy Hodel Allen Tate
Jillian Hulse Allen Tate Company
Bruce Juengst Keller Williams
Tammi Juengst Keller Williams
Christopher Kirkman REMAX Executive at the Lake
Dale Robbins Dale Robbins Realty
Mike Spruell Southern Homes of The Carolinas
Jane Urban Allen Tate Company
MorrisvilleLaura Chilcoat REMAX
NewtonSean Drum Carolina Heritage Realty
PinevilleJudy Osborne Osborne Realty
WaxhawDaniel Fisher Fisher Herman Realty
Robin Husney Keller Williams
Jan Konetchy Wilkinson amp AssociatesERA
Mike Soden Prestige Properties of the Carolinas Page 7
WeddingtonCatherine Burns Cathy Burns Real Estate
Page 9
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 6 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Nadine Deason
Keller Williams Realty117 N Pilot Knob RdDenver NC 28037 Cell (704) 361-9183nadineteamnadinecom wwwALakeHomecom
Helping Homebuyers and Sellers
bull No 1 Keller Williams sales team in 2012 for the Lake Norman region
bull RealtorBroker CLHSMSFRABRregCSSSRDC Pro bull More than 213 million in closed sales since 2005 bull Staff ed team to better serve you
Serious about selling or buying Nadine has been in the real estate business since 2003 and is dedicated to serve her clients with the highest level of ldquoluxury servicerdquo to all price points Her passion truly is real estate With a background in nursing her nature is to serve others Call her today for a free market analysis or for a free relocation kit of Lake Norman Team Nadine We listen we care we get results
bull Intelligent innovative solutions bull Creative eff ective marketing strategies bull Accurate consistent client care bull Experienced communicator and negotiator bull Knowledge passion integrity
A background in business management a love of real estate and an unsurpassed commitment to customer service make Gretel the right choice for all of your real estate needs Her level of professionalism innovation and motivation are the keys to her success and ensure her clientsrsquo complete satisfaction Make your move call Gretel
WINNER
Four-year winners Sandra Dunn and Lou Sorrento
117 North Pilot Knob RoadDenver NC 28037
Lou Sorrento (704) 654-1177Sandra Dunn (704) 340-0433
We appreciate the warmth and tribute our clients have bestowed upon us by once again being selected as recipients of this prestigious award We are thankful for the faith and confi dence you place in our knowledge and capabilities Trust is a great force multiplier and your loyalty to our partnership continues to help us achieve our goal of providing a service both during the transaction and long after your house has become a ldquohomerdquo Your continual referrals are testament to this We donrsquot simply sell properties we realize dreams and goals To all of our clients and friends from Lake Norman to Charlotte we thank you ldquoYour real estate resource for liferdquo mdash Sandra and Lou
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Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 7
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Phil Puma
8221 Village Harbor Dr Cornelius NC 28031Office (704) 375-2495Cell (704) 578-8851 PhilPumaHomescomwwwPumaHomescom
Providing Excellent Customer Service
bull 11 years of experience bull Zillow Premier Agent with fi ve-star reviews bull Five Star award winner four years in a row bull Certifi ed Relocation Professional bull Accredited Buyerrsquos Representative
I am dedicated to providing excellent customer service before during and after the transaction As a result my client base consists mostly of personal referrals and repeat clients which is a testament to the high level of service that I provide I look forward to putting my knowledge experience and dedication to work for you I want to thank all of my clients for their business referrals and support
Mike Soden
108 E South Main St Ste AWaxhaw NC 28173
Cell (704) 621-2314
mikemikesodenhomescomwwwmikesodenhomescom
Helping Families Make the Right Move
bull Ballantyne and Union County specialist bull Awarded fi rmrsquos top producer last fi ve years bull Experienced marketing manager bull Member NAR NCAR CRRA CMLS bull BS in marketing University of Illinois
My top priorities are my clientsrsquo interests and satisfaction I take the time to understand my clientsrsquo needs while providing consistent reliable service with a professional attitudeWith years of experience as a Realtor and marketing specialist my diverse perspective business savvy and market expertise allow me to provide the highest level of service to my clients
Two-
Year
Winn
er
Top five questions that real estate agents want you to answer1 What are your goals
2 What price range are you comfortable with
3 Are you pre-qualified
4 What is your timeframe
5 If we find the right property are you prepared to purchase it today
From research conducted by Five Star Professional April 2011
Susan Johnson
Four-year winner Susan Johnson
bull Multiyear award winnerbull More than eight years of experiencebull Lake Norman and Charlotte specialistbull Native to Charlotte and Lake Norman areabull Multimillion-dollar producer
19721 Bethel Church Road bull Cornelius NC 28031Susan (704) 651-9023
SusanHomeCarolinascom bull HomeCarolinascom
Exceptional Customer Service
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 8 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
ldquoYoursquove gotta have Hoperdquo Hope Barthelson is a broker and Realtor licensed in North and South Carolina She has been serving Charlotte for more than 12 years in the real estate industry You can count on her to be your trusted real estate agent and advisor
Randy is a proven uptown market expert with an unmatched level of customer service winning the Five Star Real Estate Agent award the last four consecutive years
19520 W Catawba Ave Ste 113Cornelius NC 28031Direct (704) 201-7244alcarlylepropertiescomwwwcarlylepropertiescom
Referrals Built From Trust
bull Native Charlotteanbull Reliable and trustworthybull Hardworking with exceptional work ethicbull Realtor with compassion and experience
ldquoYou are a true professional but more importantly you are a wonderful spiritrdquo mdash Patty S ldquoThank you for your patience guidance and expertise mdash but mostly for your perseverancerdquo mdash Kelly B ldquoThank you for your unending patience your tireless advocacy your thorough follow-up and your exacting attention to detailrdquo mdash Amy D
I want to thank all of my clients for trusting me with one of your most important lifetime investments
ldquoDo everything you can to assist your clients and remember it is all an investment in your future successrdquo
mdash Five Star award winner
Sarah Zdeb
bull Your experienced professional adviserbull Building relationships on a foundation of trustbull Expert in local market and trendsbull Industry leading marketing techniquesbull Connecting great people with great homes
8600 Sam Furr Suite150 bull Huntersville NC 28078Cell (704) 661-2328
buyandsellwithSarahgmailcom
Dedicated to Results That Move You
Two-
Year
Winn
er
Zanthia Hastings Broker Associate CRS GRI SFR brings expertise experience and a warm smile to every transaction Her 13-plus years in the real estate industry allow her to guide buyers and sellers seamlessly through the process Zanthiarsquos passion dedication and professionalism with her clients are evident in the quality of service provided
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 4 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
All award winners are sorted by city and listed alphabetically by last name
Glenda Gravatt Allen Tate Company
Sherri Green Allen Tate
Tracy Gregg Allen Tate
Jack Gustafson REMAX Executive
Laurie Halt Cottingham Chalk Hayes Realtors
Michele Hart Allen Tate
Cindi Hastings Cottingham Chalk Hayes
Jennifer Herlong Allen Tate
Kathy Highsmith Cottingham Chalk
Shenova Hill REMAX Executive Realty
Fred Holder Helen Adams Realty
Nina Hollander REMAX Executive Realty
Kathy Humbert Allen Tate
Kathy Huntley Allen Tate Company
Jody Jedele Tierra Bella Realty
Kevin Johnson Homes of the South
Lynn Johnson Savvy + Co Real Estate
Peggy Jones Dickens-Mitchener amp Associates
Mark Joyce Wilkinson amp AssociatesERA
Jan Kachellek Allen Tate Company
Marcella Kelley Coldwell Banker United Realtors
Lenore Kerner David Kerner Properties
Carol King Keller Williams
Judy Knechtel Coldwell Banker United
Jane Kusterer Allen Tate Realtors
Kathy Lancaster Dickens-Mitchener amp Associates
Eric Layne Helen Adams Realty
Brian Lynch Lynch amp Associates Realty
Lawrence Mahool REMAX
Jennifer Manchester Suburban Properties in Charlotte
Kay Schmucker Prudential Hickory Metro Real Estate
HuntersvilleCaroline Arbury Allen Tate Realtors
Paula Birmingham Allen Tate Company Page 9
Jim Cusato Wilkinson amp AssociatesERA
David DiGioia Realty Executives Unlimited Page 9
Judy Richardson Allen Tate Company
Debbie Sloan Coldwell Banker United Realtors
Rich Sossa Advantage Realty Group
Brock Zevan Compass Real Estate Group
LincolntonJanet Cox REMAX Crossroads
MatthewsEllen Colitti Coldwell Banker United
Dawn Crocker Allen Tate
Beth Curley Allen Tate Realtors
Brian McRorie Allen Tate Realtors
Mint HillAnna Granger 1st Choice Properties Page 9
MooresvilleDiane Aurit LKN Realty
Ginny Barker Keller Williams Realty
Kathleen Byrnes REMAX Executive at the Lake
Robert Campbell Lake Norman Realty
Wayne Diegelmann Lennar
Chris Edmundson REMAX Executive at the Lake
Terry Edmundson REMAX Executive at the Lake
Wendy Hodel Allen Tate
Jillian Hulse Allen Tate Company
Bruce Juengst Keller Williams
Tammi Juengst Keller Williams
Christopher Kirkman REMAX Executive at the Lake
Dale Robbins Dale Robbins Realty
Mike Spruell Southern Homes of The Carolinas
Jane Urban Allen Tate Company
MorrisvilleLaura Chilcoat REMAX
NewtonSean Drum Carolina Heritage Realty
PinevilleJudy Osborne Osborne Realty
WaxhawDaniel Fisher Fisher Herman Realty
Robin Husney Keller Williams
Jan Konetchy Wilkinson amp AssociatesERA
Mike Soden Prestige Properties of the Carolinas Page 7
WeddingtonCatherine Burns Cathy Burns Real Estate
Page 9
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Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 6 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Nadine Deason
Keller Williams Realty117 N Pilot Knob RdDenver NC 28037 Cell (704) 361-9183nadineteamnadinecom wwwALakeHomecom
Helping Homebuyers and Sellers
bull No 1 Keller Williams sales team in 2012 for the Lake Norman region
bull RealtorBroker CLHSMSFRABRregCSSSRDC Pro bull More than 213 million in closed sales since 2005 bull Staff ed team to better serve you
Serious about selling or buying Nadine has been in the real estate business since 2003 and is dedicated to serve her clients with the highest level of ldquoluxury servicerdquo to all price points Her passion truly is real estate With a background in nursing her nature is to serve others Call her today for a free market analysis or for a free relocation kit of Lake Norman Team Nadine We listen we care we get results
bull Intelligent innovative solutions bull Creative eff ective marketing strategies bull Accurate consistent client care bull Experienced communicator and negotiator bull Knowledge passion integrity
A background in business management a love of real estate and an unsurpassed commitment to customer service make Gretel the right choice for all of your real estate needs Her level of professionalism innovation and motivation are the keys to her success and ensure her clientsrsquo complete satisfaction Make your move call Gretel
WINNER
Four-year winners Sandra Dunn and Lou Sorrento
117 North Pilot Knob RoadDenver NC 28037
Lou Sorrento (704) 654-1177Sandra Dunn (704) 340-0433
We appreciate the warmth and tribute our clients have bestowed upon us by once again being selected as recipients of this prestigious award We are thankful for the faith and confi dence you place in our knowledge and capabilities Trust is a great force multiplier and your loyalty to our partnership continues to help us achieve our goal of providing a service both during the transaction and long after your house has become a ldquohomerdquo Your continual referrals are testament to this We donrsquot simply sell properties we realize dreams and goals To all of our clients and friends from Lake Norman to Charlotte we thank you ldquoYour real estate resource for liferdquo mdash Sandra and Lou
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 7
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Phil Puma
8221 Village Harbor Dr Cornelius NC 28031Office (704) 375-2495Cell (704) 578-8851 PhilPumaHomescomwwwPumaHomescom
Providing Excellent Customer Service
bull 11 years of experience bull Zillow Premier Agent with fi ve-star reviews bull Five Star award winner four years in a row bull Certifi ed Relocation Professional bull Accredited Buyerrsquos Representative
I am dedicated to providing excellent customer service before during and after the transaction As a result my client base consists mostly of personal referrals and repeat clients which is a testament to the high level of service that I provide I look forward to putting my knowledge experience and dedication to work for you I want to thank all of my clients for their business referrals and support
Mike Soden
108 E South Main St Ste AWaxhaw NC 28173
Cell (704) 621-2314
mikemikesodenhomescomwwwmikesodenhomescom
Helping Families Make the Right Move
bull Ballantyne and Union County specialist bull Awarded fi rmrsquos top producer last fi ve years bull Experienced marketing manager bull Member NAR NCAR CRRA CMLS bull BS in marketing University of Illinois
My top priorities are my clientsrsquo interests and satisfaction I take the time to understand my clientsrsquo needs while providing consistent reliable service with a professional attitudeWith years of experience as a Realtor and marketing specialist my diverse perspective business savvy and market expertise allow me to provide the highest level of service to my clients
Two-
Year
Winn
er
Top five questions that real estate agents want you to answer1 What are your goals
2 What price range are you comfortable with
3 Are you pre-qualified
4 What is your timeframe
5 If we find the right property are you prepared to purchase it today
From research conducted by Five Star Professional April 2011
Susan Johnson
Four-year winner Susan Johnson
bull Multiyear award winnerbull More than eight years of experiencebull Lake Norman and Charlotte specialistbull Native to Charlotte and Lake Norman areabull Multimillion-dollar producer
19721 Bethel Church Road bull Cornelius NC 28031Susan (704) 651-9023
SusanHomeCarolinascom bull HomeCarolinascom
Exceptional Customer Service
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 8 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
ldquoYoursquove gotta have Hoperdquo Hope Barthelson is a broker and Realtor licensed in North and South Carolina She has been serving Charlotte for more than 12 years in the real estate industry You can count on her to be your trusted real estate agent and advisor
Randy is a proven uptown market expert with an unmatched level of customer service winning the Five Star Real Estate Agent award the last four consecutive years
19520 W Catawba Ave Ste 113Cornelius NC 28031Direct (704) 201-7244alcarlylepropertiescomwwwcarlylepropertiescom
Referrals Built From Trust
bull Native Charlotteanbull Reliable and trustworthybull Hardworking with exceptional work ethicbull Realtor with compassion and experience
ldquoYou are a true professional but more importantly you are a wonderful spiritrdquo mdash Patty S ldquoThank you for your patience guidance and expertise mdash but mostly for your perseverancerdquo mdash Kelly B ldquoThank you for your unending patience your tireless advocacy your thorough follow-up and your exacting attention to detailrdquo mdash Amy D
I want to thank all of my clients for trusting me with one of your most important lifetime investments
ldquoDo everything you can to assist your clients and remember it is all an investment in your future successrdquo
mdash Five Star award winner
Sarah Zdeb
bull Your experienced professional adviserbull Building relationships on a foundation of trustbull Expert in local market and trendsbull Industry leading marketing techniquesbull Connecting great people with great homes
8600 Sam Furr Suite150 bull Huntersville NC 28078Cell (704) 661-2328
buyandsellwithSarahgmailcom
Dedicated to Results That Move You
Two-
Year
Winn
er
Zanthia Hastings Broker Associate CRS GRI SFR brings expertise experience and a warm smile to every transaction Her 13-plus years in the real estate industry allow her to guide buyers and sellers seamlessly through the process Zanthiarsquos passion dedication and professionalism with her clients are evident in the quality of service provided
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
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Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 5
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
All award winners are sorted by city and listed alphabetically by last name
Starr Black REMAX Leading Edge
Gabrielle Carneglia Wilkinson amp AssociatesERA
Bradley Cohen REMAX Executive
Tammy Fulk Southern Homes of The Carolinas
Kimberly Gandy REMAX Leading Edge
Heather Littrell Keller Williams
Renda Powell CA Carter Group
Dean Taylor Craven amp Company Realtors
Glen Tucker REMAX Leading Edge
CorneliusArlene Arciero Southern Homes of The
Carolinas
Julia Bumgarner Keller Williams Page 9
Nancy Cameron Keller Williams
Randolph Cameron Keller Williams Realty
Chris Carlin Allen Tate Company
Mike Carlin Allen Tate
Amy Collins Keller Williams
Dixie Dean Allen Tate
Bonnie Edinger Allen Tate Realtors
Evelyn Finn Ivester Jackson Distinctive Properties
Joyce Fox Keller Williams
Amber Garchar Lake Norman Realty
Andrew Graham Southern Homes of The Carolinas
Trish Greer REMAX Executive at the Lake
Terrie Hayes Harbor Realty
Gretel Howell Allen Tate Company Page 6
John Mikesh REMAX Executive at the Lake
Kelly Mullins Newport Properties
Matt Sarver Keller Williams Realty Page 10
Wisdom Stikeleather Southern Homes of The Carolinas
Tim Wells Allen Tate Realtors Page 11
Hubert Westbrook Keller Williams RealtyLake Norman
Kay Schmucker Prudential Hickory Metro Real Estate
HuntersvilleCaroline Arbury Allen Tate Realtors
Paula Birmingham Allen Tate Company Page 9
Jim Cusato Wilkinson amp AssociatesERA
David DiGioia Realty Executives Unlimited Page 9
Judy Richardson Allen Tate Company
Debbie Sloan Coldwell Banker United Realtors
Rich Sossa Advantage Realty Group
Brock Zevan Compass Real Estate Group
LincolntonJanet Cox REMAX Crossroads
MatthewsEllen Colitti Coldwell Banker United
Dawn Crocker Allen Tate
Beth Curley Allen Tate Realtors
Brian McRorie Allen Tate Realtors
Mint HillAnna Granger 1st Choice Properties Page 9
MooresvilleDiane Aurit LKN Realty
Ginny Barker Keller Williams Realty
Kathleen Byrnes REMAX Executive at the Lake
Robert Campbell Lake Norman Realty
Wayne Diegelmann Lennar
Chris Edmundson REMAX Executive at the Lake
Terry Edmundson REMAX Executive at the Lake
Wendy Hodel Allen Tate
Jillian Hulse Allen Tate Company
Bruce Juengst Keller Williams
Tammi Juengst Keller Williams
Christopher Kirkman REMAX Executive at the Lake
Dale Robbins Dale Robbins Realty
Mike Spruell Southern Homes of The Carolinas
Jane Urban Allen Tate Company
MorrisvilleLaura Chilcoat REMAX
NewtonSean Drum Carolina Heritage Realty
PinevilleJudy Osborne Osborne Realty
WaxhawDaniel Fisher Fisher Herman Realty
Robin Husney Keller Williams
Jan Konetchy Wilkinson amp AssociatesERA
Mike Soden Prestige Properties of the Carolinas Page 7
WeddingtonCatherine Burns Cathy Burns Real Estate
Page 9
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 6 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Nadine Deason
Keller Williams Realty117 N Pilot Knob RdDenver NC 28037 Cell (704) 361-9183nadineteamnadinecom wwwALakeHomecom
Helping Homebuyers and Sellers
bull No 1 Keller Williams sales team in 2012 for the Lake Norman region
bull RealtorBroker CLHSMSFRABRregCSSSRDC Pro bull More than 213 million in closed sales since 2005 bull Staff ed team to better serve you
Serious about selling or buying Nadine has been in the real estate business since 2003 and is dedicated to serve her clients with the highest level of ldquoluxury servicerdquo to all price points Her passion truly is real estate With a background in nursing her nature is to serve others Call her today for a free market analysis or for a free relocation kit of Lake Norman Team Nadine We listen we care we get results
bull Intelligent innovative solutions bull Creative eff ective marketing strategies bull Accurate consistent client care bull Experienced communicator and negotiator bull Knowledge passion integrity
A background in business management a love of real estate and an unsurpassed commitment to customer service make Gretel the right choice for all of your real estate needs Her level of professionalism innovation and motivation are the keys to her success and ensure her clientsrsquo complete satisfaction Make your move call Gretel
WINNER
Four-year winners Sandra Dunn and Lou Sorrento
117 North Pilot Knob RoadDenver NC 28037
Lou Sorrento (704) 654-1177Sandra Dunn (704) 340-0433
We appreciate the warmth and tribute our clients have bestowed upon us by once again being selected as recipients of this prestigious award We are thankful for the faith and confi dence you place in our knowledge and capabilities Trust is a great force multiplier and your loyalty to our partnership continues to help us achieve our goal of providing a service both during the transaction and long after your house has become a ldquohomerdquo Your continual referrals are testament to this We donrsquot simply sell properties we realize dreams and goals To all of our clients and friends from Lake Norman to Charlotte we thank you ldquoYour real estate resource for liferdquo mdash Sandra and Lou
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 7
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Phil Puma
8221 Village Harbor Dr Cornelius NC 28031Office (704) 375-2495Cell (704) 578-8851 PhilPumaHomescomwwwPumaHomescom
Providing Excellent Customer Service
bull 11 years of experience bull Zillow Premier Agent with fi ve-star reviews bull Five Star award winner four years in a row bull Certifi ed Relocation Professional bull Accredited Buyerrsquos Representative
I am dedicated to providing excellent customer service before during and after the transaction As a result my client base consists mostly of personal referrals and repeat clients which is a testament to the high level of service that I provide I look forward to putting my knowledge experience and dedication to work for you I want to thank all of my clients for their business referrals and support
Mike Soden
108 E South Main St Ste AWaxhaw NC 28173
Cell (704) 621-2314
mikemikesodenhomescomwwwmikesodenhomescom
Helping Families Make the Right Move
bull Ballantyne and Union County specialist bull Awarded fi rmrsquos top producer last fi ve years bull Experienced marketing manager bull Member NAR NCAR CRRA CMLS bull BS in marketing University of Illinois
My top priorities are my clientsrsquo interests and satisfaction I take the time to understand my clientsrsquo needs while providing consistent reliable service with a professional attitudeWith years of experience as a Realtor and marketing specialist my diverse perspective business savvy and market expertise allow me to provide the highest level of service to my clients
Two-
Year
Winn
er
Top five questions that real estate agents want you to answer1 What are your goals
2 What price range are you comfortable with
3 Are you pre-qualified
4 What is your timeframe
5 If we find the right property are you prepared to purchase it today
From research conducted by Five Star Professional April 2011
Susan Johnson
Four-year winner Susan Johnson
bull Multiyear award winnerbull More than eight years of experiencebull Lake Norman and Charlotte specialistbull Native to Charlotte and Lake Norman areabull Multimillion-dollar producer
19721 Bethel Church Road bull Cornelius NC 28031Susan (704) 651-9023
SusanHomeCarolinascom bull HomeCarolinascom
Exceptional Customer Service
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 8 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
ldquoYoursquove gotta have Hoperdquo Hope Barthelson is a broker and Realtor licensed in North and South Carolina She has been serving Charlotte for more than 12 years in the real estate industry You can count on her to be your trusted real estate agent and advisor
Randy is a proven uptown market expert with an unmatched level of customer service winning the Five Star Real Estate Agent award the last four consecutive years
19520 W Catawba Ave Ste 113Cornelius NC 28031Direct (704) 201-7244alcarlylepropertiescomwwwcarlylepropertiescom
Referrals Built From Trust
bull Native Charlotteanbull Reliable and trustworthybull Hardworking with exceptional work ethicbull Realtor with compassion and experience
ldquoYou are a true professional but more importantly you are a wonderful spiritrdquo mdash Patty S ldquoThank you for your patience guidance and expertise mdash but mostly for your perseverancerdquo mdash Kelly B ldquoThank you for your unending patience your tireless advocacy your thorough follow-up and your exacting attention to detailrdquo mdash Amy D
I want to thank all of my clients for trusting me with one of your most important lifetime investments
ldquoDo everything you can to assist your clients and remember it is all an investment in your future successrdquo
mdash Five Star award winner
Sarah Zdeb
bull Your experienced professional adviserbull Building relationships on a foundation of trustbull Expert in local market and trendsbull Industry leading marketing techniquesbull Connecting great people with great homes
8600 Sam Furr Suite150 bull Huntersville NC 28078Cell (704) 661-2328
buyandsellwithSarahgmailcom
Dedicated to Results That Move You
Two-
Year
Winn
er
Zanthia Hastings Broker Associate CRS GRI SFR brings expertise experience and a warm smile to every transaction Her 13-plus years in the real estate industry allow her to guide buyers and sellers seamlessly through the process Zanthiarsquos passion dedication and professionalism with her clients are evident in the quality of service provided
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
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Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 6 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Nadine Deason
Keller Williams Realty117 N Pilot Knob RdDenver NC 28037 Cell (704) 361-9183nadineteamnadinecom wwwALakeHomecom
Helping Homebuyers and Sellers
bull No 1 Keller Williams sales team in 2012 for the Lake Norman region
bull RealtorBroker CLHSMSFRABRregCSSSRDC Pro bull More than 213 million in closed sales since 2005 bull Staff ed team to better serve you
Serious about selling or buying Nadine has been in the real estate business since 2003 and is dedicated to serve her clients with the highest level of ldquoluxury servicerdquo to all price points Her passion truly is real estate With a background in nursing her nature is to serve others Call her today for a free market analysis or for a free relocation kit of Lake Norman Team Nadine We listen we care we get results
bull Intelligent innovative solutions bull Creative eff ective marketing strategies bull Accurate consistent client care bull Experienced communicator and negotiator bull Knowledge passion integrity
A background in business management a love of real estate and an unsurpassed commitment to customer service make Gretel the right choice for all of your real estate needs Her level of professionalism innovation and motivation are the keys to her success and ensure her clientsrsquo complete satisfaction Make your move call Gretel
WINNER
Four-year winners Sandra Dunn and Lou Sorrento
117 North Pilot Knob RoadDenver NC 28037
Lou Sorrento (704) 654-1177Sandra Dunn (704) 340-0433
We appreciate the warmth and tribute our clients have bestowed upon us by once again being selected as recipients of this prestigious award We are thankful for the faith and confi dence you place in our knowledge and capabilities Trust is a great force multiplier and your loyalty to our partnership continues to help us achieve our goal of providing a service both during the transaction and long after your house has become a ldquohomerdquo Your continual referrals are testament to this We donrsquot simply sell properties we realize dreams and goals To all of our clients and friends from Lake Norman to Charlotte we thank you ldquoYour real estate resource for liferdquo mdash Sandra and Lou
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 7
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Phil Puma
8221 Village Harbor Dr Cornelius NC 28031Office (704) 375-2495Cell (704) 578-8851 PhilPumaHomescomwwwPumaHomescom
Providing Excellent Customer Service
bull 11 years of experience bull Zillow Premier Agent with fi ve-star reviews bull Five Star award winner four years in a row bull Certifi ed Relocation Professional bull Accredited Buyerrsquos Representative
I am dedicated to providing excellent customer service before during and after the transaction As a result my client base consists mostly of personal referrals and repeat clients which is a testament to the high level of service that I provide I look forward to putting my knowledge experience and dedication to work for you I want to thank all of my clients for their business referrals and support
Mike Soden
108 E South Main St Ste AWaxhaw NC 28173
Cell (704) 621-2314
mikemikesodenhomescomwwwmikesodenhomescom
Helping Families Make the Right Move
bull Ballantyne and Union County specialist bull Awarded fi rmrsquos top producer last fi ve years bull Experienced marketing manager bull Member NAR NCAR CRRA CMLS bull BS in marketing University of Illinois
My top priorities are my clientsrsquo interests and satisfaction I take the time to understand my clientsrsquo needs while providing consistent reliable service with a professional attitudeWith years of experience as a Realtor and marketing specialist my diverse perspective business savvy and market expertise allow me to provide the highest level of service to my clients
Two-
Year
Winn
er
Top five questions that real estate agents want you to answer1 What are your goals
2 What price range are you comfortable with
3 Are you pre-qualified
4 What is your timeframe
5 If we find the right property are you prepared to purchase it today
From research conducted by Five Star Professional April 2011
Susan Johnson
Four-year winner Susan Johnson
bull Multiyear award winnerbull More than eight years of experiencebull Lake Norman and Charlotte specialistbull Native to Charlotte and Lake Norman areabull Multimillion-dollar producer
19721 Bethel Church Road bull Cornelius NC 28031Susan (704) 651-9023
SusanHomeCarolinascom bull HomeCarolinascom
Exceptional Customer Service
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 8 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
ldquoYoursquove gotta have Hoperdquo Hope Barthelson is a broker and Realtor licensed in North and South Carolina She has been serving Charlotte for more than 12 years in the real estate industry You can count on her to be your trusted real estate agent and advisor
Randy is a proven uptown market expert with an unmatched level of customer service winning the Five Star Real Estate Agent award the last four consecutive years
19520 W Catawba Ave Ste 113Cornelius NC 28031Direct (704) 201-7244alcarlylepropertiescomwwwcarlylepropertiescom
Referrals Built From Trust
bull Native Charlotteanbull Reliable and trustworthybull Hardworking with exceptional work ethicbull Realtor with compassion and experience
ldquoYou are a true professional but more importantly you are a wonderful spiritrdquo mdash Patty S ldquoThank you for your patience guidance and expertise mdash but mostly for your perseverancerdquo mdash Kelly B ldquoThank you for your unending patience your tireless advocacy your thorough follow-up and your exacting attention to detailrdquo mdash Amy D
I want to thank all of my clients for trusting me with one of your most important lifetime investments
ldquoDo everything you can to assist your clients and remember it is all an investment in your future successrdquo
mdash Five Star award winner
Sarah Zdeb
bull Your experienced professional adviserbull Building relationships on a foundation of trustbull Expert in local market and trendsbull Industry leading marketing techniquesbull Connecting great people with great homes
8600 Sam Furr Suite150 bull Huntersville NC 28078Cell (704) 661-2328
buyandsellwithSarahgmailcom
Dedicated to Results That Move You
Two-
Year
Winn
er
Zanthia Hastings Broker Associate CRS GRI SFR brings expertise experience and a warm smile to every transaction Her 13-plus years in the real estate industry allow her to guide buyers and sellers seamlessly through the process Zanthiarsquos passion dedication and professionalism with her clients are evident in the quality of service provided
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 7
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Phil Puma
8221 Village Harbor Dr Cornelius NC 28031Office (704) 375-2495Cell (704) 578-8851 PhilPumaHomescomwwwPumaHomescom
Providing Excellent Customer Service
bull 11 years of experience bull Zillow Premier Agent with fi ve-star reviews bull Five Star award winner four years in a row bull Certifi ed Relocation Professional bull Accredited Buyerrsquos Representative
I am dedicated to providing excellent customer service before during and after the transaction As a result my client base consists mostly of personal referrals and repeat clients which is a testament to the high level of service that I provide I look forward to putting my knowledge experience and dedication to work for you I want to thank all of my clients for their business referrals and support
Mike Soden
108 E South Main St Ste AWaxhaw NC 28173
Cell (704) 621-2314
mikemikesodenhomescomwwwmikesodenhomescom
Helping Families Make the Right Move
bull Ballantyne and Union County specialist bull Awarded fi rmrsquos top producer last fi ve years bull Experienced marketing manager bull Member NAR NCAR CRRA CMLS bull BS in marketing University of Illinois
My top priorities are my clientsrsquo interests and satisfaction I take the time to understand my clientsrsquo needs while providing consistent reliable service with a professional attitudeWith years of experience as a Realtor and marketing specialist my diverse perspective business savvy and market expertise allow me to provide the highest level of service to my clients
Two-
Year
Winn
er
Top five questions that real estate agents want you to answer1 What are your goals
2 What price range are you comfortable with
3 Are you pre-qualified
4 What is your timeframe
5 If we find the right property are you prepared to purchase it today
From research conducted by Five Star Professional April 2011
Susan Johnson
Four-year winner Susan Johnson
bull Multiyear award winnerbull More than eight years of experiencebull Lake Norman and Charlotte specialistbull Native to Charlotte and Lake Norman areabull Multimillion-dollar producer
19721 Bethel Church Road bull Cornelius NC 28031Susan (704) 651-9023
SusanHomeCarolinascom bull HomeCarolinascom
Exceptional Customer Service
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 8 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
ldquoYoursquove gotta have Hoperdquo Hope Barthelson is a broker and Realtor licensed in North and South Carolina She has been serving Charlotte for more than 12 years in the real estate industry You can count on her to be your trusted real estate agent and advisor
Randy is a proven uptown market expert with an unmatched level of customer service winning the Five Star Real Estate Agent award the last four consecutive years
19520 W Catawba Ave Ste 113Cornelius NC 28031Direct (704) 201-7244alcarlylepropertiescomwwwcarlylepropertiescom
Referrals Built From Trust
bull Native Charlotteanbull Reliable and trustworthybull Hardworking with exceptional work ethicbull Realtor with compassion and experience
ldquoYou are a true professional but more importantly you are a wonderful spiritrdquo mdash Patty S ldquoThank you for your patience guidance and expertise mdash but mostly for your perseverancerdquo mdash Kelly B ldquoThank you for your unending patience your tireless advocacy your thorough follow-up and your exacting attention to detailrdquo mdash Amy D
I want to thank all of my clients for trusting me with one of your most important lifetime investments
ldquoDo everything you can to assist your clients and remember it is all an investment in your future successrdquo
mdash Five Star award winner
Sarah Zdeb
bull Your experienced professional adviserbull Building relationships on a foundation of trustbull Expert in local market and trendsbull Industry leading marketing techniquesbull Connecting great people with great homes
8600 Sam Furr Suite150 bull Huntersville NC 28078Cell (704) 661-2328
buyandsellwithSarahgmailcom
Dedicated to Results That Move You
Two-
Year
Winn
er
Zanthia Hastings Broker Associate CRS GRI SFR brings expertise experience and a warm smile to every transaction Her 13-plus years in the real estate industry allow her to guide buyers and sellers seamlessly through the process Zanthiarsquos passion dedication and professionalism with her clients are evident in the quality of service provided
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 8 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
ldquoYoursquove gotta have Hoperdquo Hope Barthelson is a broker and Realtor licensed in North and South Carolina She has been serving Charlotte for more than 12 years in the real estate industry You can count on her to be your trusted real estate agent and advisor
Randy is a proven uptown market expert with an unmatched level of customer service winning the Five Star Real Estate Agent award the last four consecutive years
19520 W Catawba Ave Ste 113Cornelius NC 28031Direct (704) 201-7244alcarlylepropertiescomwwwcarlylepropertiescom
Referrals Built From Trust
bull Native Charlotteanbull Reliable and trustworthybull Hardworking with exceptional work ethicbull Realtor with compassion and experience
ldquoYou are a true professional but more importantly you are a wonderful spiritrdquo mdash Patty S ldquoThank you for your patience guidance and expertise mdash but mostly for your perseverancerdquo mdash Kelly B ldquoThank you for your unending patience your tireless advocacy your thorough follow-up and your exacting attention to detailrdquo mdash Amy D
I want to thank all of my clients for trusting me with one of your most important lifetime investments
ldquoDo everything you can to assist your clients and remember it is all an investment in your future successrdquo
mdash Five Star award winner
Sarah Zdeb
bull Your experienced professional adviserbull Building relationships on a foundation of trustbull Expert in local market and trendsbull Industry leading marketing techniquesbull Connecting great people with great homes
8600 Sam Furr Suite150 bull Huntersville NC 28078Cell (704) 661-2328
buyandsellwithSarahgmailcom
Dedicated to Results That Move You
Two-
Year
Winn
er
Zanthia Hastings Broker Associate CRS GRI SFR brings expertise experience and a warm smile to every transaction Her 13-plus years in the real estate industry allow her to guide buyers and sellers seamlessly through the process Zanthiarsquos passion dedication and professionalism with her clients are evident in the quality of service provided
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 9
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
For years Sylvia has been a top producer in the company and has received many awards for her outstanding achievements She knows the real estate market in Charlotte and how important buying or selling your home can be Call Sylvia for your real estate needs She will get it right
Itrsquos such an honor to receive this award for the fourth year in a row Thank you to all my past clients for your loyalty and continued confidence in me Your referrals over the years have helped build my business and are truly the highest compliment I can receive NCSC Broker Realtor ABR
Allen Tate Company 201 S Tryon St Ste 120 Charlotte NC 28202 Phone (704) 609-3728E-fax (866) 312-2489 kathynormanallentatecom wwwkathynormanhomescom
Kathy Norman
Kevin is extremely passionate about real estate and client satisfaction is his top priority Finding the perfect home makes it all worthwhile By building relationships his clients become clients for life Visit wwwbeaconrealtygroupusacom for more information
Beacon Realty Group4421 Stuart Andrew Blvd Ste 300 BCharlotte NC 28217Office (704) 200-9828Cell (803) 493-6773kevinwalkerncgmailcom
Kevin Walker
Logan AbramsREMAX Executive Realty(704) 239-8763 logancharlottesagentcomwwwcharlottesagentcomPersonal Real Estate Done Professionally
WINNER
Sylvia BeckerREMAX Executive Realty (704) 780-5592sylviabeckeryahoocomwwwbrokerbeckercomI Am Honored to Receive This Award
WINNER
Paula BirminghamAllen Tate Realtors(704) 651-9980paulabirminghamallentatecomwwwPaulaBirminghamcomBroker Realtor ABRreg ALHS AHS
WINNER
Cathy Burns Cathy Burns Real Estate Inc(704) 307-3839 cathycathyburnscom wwwcathyburnscom Experience and Professionalism Count
WINNER
David DiGioiaRealty Executives Unlimited(704) 506-6434 DavidSignWithAProcom wwwRealtyExecutivesUnlimitedcom Lake Norman Residential and Investment Pro
WINNER
Anna Granger 1st Choice Properties Inc(704) 650-5707annagrangercarolinarrcomwww1stchoicepropertiesusThank You to All My Clients for Your Trust
WINNER
Julia BumgarnerKeller Williams Realty(704) 236-1384 JuliaTeamLakeNormancom wwwTeamLakeNormancom ldquoMaking Results Happenrdquo
Tanya GarnerAllen Tate Realtors(704) 728-7039 soldbytanyagmailcomwwwthegarnerteamcomItrsquos More Than RE Itrsquos My Community
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
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Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
FS 10 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Michelle GravesKeller Williams Realty(704) 507-6781 MichellethetempleteamcomwwwyournewcarolinahomecomIf It Matters to You It Matters to Me
Kelley IrelandVillage Real Estate Group(704) 517-2811kelleyvillagerealestategroupcomwwwvillagerealestategroupcomBroker-in-ChargeOwner
WINNER
Betsy MayerREMAX Executive Realty(704) 840-7948betsytalkcharlottecomwwwtalkcharlottecomBroker in North and South Carolina
Marian MortonAllen Tate Realtors(704) 996-0716 MarianMortonAllenTatecom wwwallentatecommarianmorton Experience Service Results
Janet ParkerColdwell Banker United(704) 577-2205 janetparkercbunitedcom wwwcbunitedcomjanetparker Licensed in North and South Carolina
WINNER
Scott C Reed EasyStreet Realty (704) 763-9205 SReedEasyStreetRealtycom wwwScottCReedcom Helping Familes Make the Right Move
Mary RidenhourKeller Williams Ballantyne Area(704) 564-1495 MaryMarysRealtycom wwwMarysRealtycomVisit My Website to See My HGTV Episode
Mary RobertsonDickens Mitchener amp Associates(704) 577-5726mrobertsondickensmitchenercomwwwdickensmitchernercomA Top Producer Since 2000
Matt Sarver Keller Williams Realty(704) 506-2323 MattCharlotteHomeUpdatecomwwwCharlotteHomeUpdatecomHonored to Serve Your Friends and Family
WINNER
Linda SchaferLake Norman Realty Inc(704) 641-4971lindaschaferteamschafercomwwwlindaschafercom Your Real Estate Authority
Paige B SweetKeller Williams Realty(704) 904-5398 sweetrealtygroupgmailcom wwwsweetrealtygroupcomSelling Houses Creating Homes
Kimberly A RowellAllen Tate Realty ndash Center City(704) 578-2776 kimberlyrowellallentatecom wwwallentatecomkimberlyrowell Knowledge Experience Simply Great ServiceTw
o-Ye
ar
Winn
er
Gaylene PriceAllen Tate Realtors(704) 614-5902 gaylenegaylenepricecom wwwallentatecomgayleneprice Exceptional Client Service and Care
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
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Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
2013 Five Star Real Estate Ag
ents
wwwfivestarprofessionalcom mdash FS 11
SPECIAL ADVERTISING SECTION
Five Star Real Estate Agents
Alyce WalkerREMAX Executive Realty(704) 906-9997AlyceWalkerremaxnetwwwalycewalkercomSetting the Standard for Excellence
WINNER
Tim WellsAllen Tate Company (704) 905-2168 timwellsallentatecom wwwTimWellsSellscom NCSC Licensed New Home SpecialistTw
o-Ye
ar
Winn
er
Five Star Mortgage ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star Mortgage Professionals is a select group representing less than 2 of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Kevin Barbee HomeServices Lending
Ronald Barnes Cabarrus Bank
Mollie Bergstrom Allen Tate Mortgage
Sandra Bortree Northside Mortgage Group
Kelly Byrnes-Waugh Fairway Independent Mortgage
Richard Campbell First Financial Services Page 13
Olan Carder Fairway Independent Mortgage
Betsy Carlson Wells Fargo
Jonathan Cason Certus Bank Page 12
Rick Chabala Summit Funding
Ashleigh Clark Cunningham amp Company Mortgage
Daniel Coggins Fairway Independent Mortgage
Beth Courtney Union Mortgage Group Page 13
Brian Crowder PNC Mortgage
Whitney Crowder BBampT Mortgage
Matt Cunningham American Security Mortgage
Mary Davis First National Bank
Sue Devine American Security Mortgage
Sandra Dickinson Summit Funding
Michelle du Bois Certus Bank Page 12
Gray Dunaway SunTrust Mortgage
Jeff Furr Wells Fargo
Jeff Gilmore Fairway Independent Mortgage
Paul Godbold SunTrust Mortgage
Lindsey Goins Movement Mortgage Page 13
Matthew Gray Fairway Independent Mortgage
Liz Gupton Movement Mortgage
Wesley Hallman Premier Commercial Bank
Cathy Haney Starkey Mortgage
Karl Hoeferlin Fairway Independent Mortgage
Sam Holmes Movement Mortgage
Chip Hood First Choice Loan Services
Bryan Hoots Certus Bank
Alma Jacobs SunTrust Mortgage Page 13
Bob Kennedy Carolina Mortgage ServiceMountain 1st Bank
Stacy Kimrey Corporate Investors Mortgage Group
Andrea Kindley Starkey Mortgage
Susan R Kirk Community One Bank
Stephen Knorr Residential Finance
Caroline Lamm Supreme Lending Page 13
Bruce Lawing SunTrust Mortgage
Dana Lucas Movement Mortgage
Rebecca Madej Cunningham amp Company Mortgage Bankers
Todd McCotter Monarch Mortgage
Troy Meeks American Security Mortgage
Melissa Messick Movement Mortgage
Todd Miller MI Financial Corporation
Andrew Olson Wells Fargo
Nancy Poteat CampF Mortgage Corporation
Chris Reshetar Movement Mortgage
Oscar Reto PrimeLending
Eric Rohr SunTrust Mortgage
Johnatan Romero Movement Mortgage
Irene Saraber Wells Fargo Home Mortgage
Kim Saunders Allen Tate Mortgage Services
Jenny Stoner Fairway Independent Mortgage
Elizabeth Thomas Movement Mortgage
Jan Thomas Regions Mortgage
Clayborne Todd Yadkin Bank
Tom Tousignant Fairway Independent Mortgage
Jeffrey Trout Certus Bank Page 12
Kim Venable Fairway Mortgage
Justin Wells Allen Tate Mortgage
Nancy White Community One Bank
Martha Williard Yadkin Mortgage
John Wines Atlantic Bay Mortgage
David Woldman Charter One Mortgage
Peter Yarborough Certus Bank
All award winners are listed alphabetically by last name
Molly ZahnKeller Williams Realty (980) 202-3094mollymollyzahncomwwwMollyZahnHomescom A Reputation for Sound Advice
WINNER
Sue Valentine-PlylerBerkshire Hathaway HomeServices Carolinas Realty(704) 957-6499 SueVPBHHSCarolinascom SueVPBHHSCarolinascom
2013 Five Star Mortg
age Profession
als
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 12 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Mortg
age Profession
als
Five Star Mortgage Professionals
CertusBank MortgageWe Believe in Making the Mortgage Process Simple and Easy
Left to right Five-year winner Je Trout Charles Myers four-year winner Bryan Hoots 2013 winner Michelle du Bois Peter Yarborough two-year winner Jonathan Cason
bull Jonathan Cason NMLS 79357 (704) 608-3981 bull Michelle du Bois NMLS 325946 (980) 521-6405 bull Bryan Hoots NMLS 68392 (704) 651-7388 bull Jeff Trout NMLS 94845 (704) 458-4942 bull Peter Yarborough NMLS 68495 (704) 258-8856
The CertusBank Mortgage Team invites you to experience the ease and simplicity of securing a mortgage loan that satisfi es your individual needs
Contact CertusBank Mortgage today to begin making your dreams of homeownership or a second home a reality
141 Providence Road bull Charlotte NC 28207Phone (704) 342-3001
CertusBankcomMortgage
We proudly o er the following products
Conventional fi xed rate and jumbo loansFHAVA and USDA programs First-time homebuyer programsSecond home and investment fi nancingConstruction permanent loans
CertusBank NA Member FDIC Equal Housing Lender
WINNER
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
wwwfivestarprofessionalcom mdash FS 13
SPECIAL ADVERTISING SECTION 2013 Five Star M
ortgag
e Professionals
Five Star Mortgage Professionals
Lindsey Goins Movement Mortgage (704) 877-8833Lindseygoinsmovementmortgagecom movementmortgagecomLindseygoins In 7 Days Your Loan Is CTC
Lic I-152775
WINNER
Richard Campbell First Financial Services Inc (704) 957-8200RCampbellFFSmortgagescomwwwFFSmortgagescom Personal Service Proven Results
NMLS 110035
WINNER
Caroline Cooper Lamm Supreme Lending (704) 562-8018 carolinelammsupremelendingcom carolinelammsupremelendingcom Building Customers for Life
NMLS 118205 Tw
o-Ye
ar
Winn
er
ldquoMake sure yoursquore dealing with someone who is
knowledgeable and ethicalrdquomdash Five Star award winner
ldquoTell clients what they need to hear
not what they want to hearrdquo
mdash Five Star award winner
Alma B Jacobs Sun Trust Mortgage (704) 362-5456 almajacobssuntrustcom wwwsuntrustmortgagecomajacobs NC Housing Hall of Fame Member
NMLS 116339Tw
o-Ye
ar
Winn
er
Beth Courtney
7301 Carmel Executive P ark Charlotte NC 28226 Cell (704) 579-0334 bethcourtneyunion-mtgcom bankatunioncombethcourtney
Up to 100 Construction Perm Loans
bull Lot payoff at construction closing bull Purchase mortgages FHA VA USDA and Conventionalbull Jumbo loans up to $2 million bull Self-employed buyers okay bull Renovations may also qualify
Union offers the lowest down-payment programs available for construction loans Plus we offer competitive rates for purchased money and refinance loans Restrictions credit and underwriting guidelines apply Call today
NMLS 89330Two-
Year
Winn
er
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
Joe Speight
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
copy Five
Star
Professional
FS 14 mdash wwwfivestarprofessionalcom
SPECIAL ADVERTISING SECTION
2013 Five Star Hom
eAuto In
surance Profession
als
All award winners are listed alphabetically by last name
Mark Hess Professional Insurance Services of the Carolinas
Tim Hoffman The Hoffman Agency
Gregory Kemp Greg Kemp Insurance Agency
Anthony Lawing East Lincoln Insurance
Sally Leatherwood State Farm Howard Culbreth Agency
Zach Ligon Allen Tate Insurance
Mike Littauer Charlotte Insurance Solutions
Steve Pitts Nationwide Insurance
Rebekah Sidden Farm Bureau
Fiona Southern Summit Insurance Group
Joe Speight State Farm
John Sullivan State Farm Insurance
Brian Timberlake Nationwide Insurance
Justin Werbiskis Pegram Insurance
Five Star HomeAuto Insurance ProfessionalsFive Star Professional surveyed more than 6400 Charlotte homeowners The final list of 2013 Charlotte Five Star HomeAuto Insurance Professionals is a select group representing less than 1 of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey
Explain things thoroughly but simply so the client understands and
feels comfortablemdash Five Star award winner
ldquoAlways be honest It can take a lifetime to build a reputation but it can only take a second to destroy itrdquo
mdash Five Star award winner
Brian C Timberlake
2500 Crownpoint Executive Dr Charlotte NC 28227 Office (704) 248-8000 Ext 25 Cell (704) 578-7271 timberbnationwidecom
I View Service as My Top Priority
bull 75 years of experience bull Four-year Five Star award winner bull Local personalized service bull Helping you make the right decisions bull A commitment to excellence
I want to thank my clients that helped me to get this award I promise to give you the best possible service for all of your insurance needs now and in the future I am very proud to be a multi-year Five Star award winner Irsquom here to help you plan for life changes and prepare you for unexpected events Nationwide is on your side
186 N First StAlbemarle NC 28001Phone (704) 983-6940Fax (704) 983-6971Joespeightbwojstatefarmcomstatefarmcom
