Dan Svrcek President [email protected] Noren Vice President [email protected] Bennett Treasurer [email protected] Symuleski Secretary [email protected] Ferrara Director [email protected] Weise Director [email protected] Cattorini Director [email protected] Bush Property Manager (843) 767-9000 ext. 224Sarah Wilson Office Manager (843) 767-9000 ext. 223
November 2014
Annual Membership Meeting
Tuesday, December 9, 2014
7:00 pm at the ClubIn the last several years the CCOA has had close calls obtaining a quorum for voting at
the Annual Meeting because of the low response of Proxies returned and low resident
attendance. One way you can help is by returning your PROXY. Please return your
proxies to either the POA Office, Gate House, or Club House.
My tenure on the Board has been a rewarding, exciting, challenging experience and
sometimes even fun. As my second three year term on the Board and my third year as
president draws to a close, I can honestly conclude that with the dedicated help of your board
representatives, we have been successful in achieving a vast number of goals that have made
Coosaw a better place to live. So many challenges have been met and overcome, but there are
many more on the horizon.
Although many residents may not fully realize all that's involved in running our community, I
can assure you it's quite a task. A task I might add, that would be impossible to meet head on
without the endless dedication and time demanding efforts of all our committees, paid Staff,
Board members and countless other volunteers.
I thank each and every one of you for all you do for the community and all the invaluable
assistance you have rendered me. I would be remiss if I failed to thank all my friends,
neighbors and supporters who put their trust in me and I hope I've met your expectations.
You gave me encouragement and wise counsel when I needed it and motivated me to always
be positive and keep moving forward. I thank you, everyone, especially my wife, Mary Ann
who has also had to sacrifice due to the demands of the position.
I still expect to remain active in the community serving on various committees, including a few
issues I've been intimately involved with and offering assistance whenever needed. I have
every confidence in the new Board leadership and ask the community to give them the
support and patience necessary to help them fulfill their responsibilities. I look forward to my
newly found free time, which allows me more time for family, friends, golf, reading, and travel
which Mary Ann and I enjoy so much. Yet, I know I'll miss the action, which can enrich your
life and offers an opportunity to make meaningful positive changes in our wonderful Coosaw
community.
Farewell and again, thank you.
Dan Svrcek
Farewell Coosaw Creek Owners’ Association
The third quarter ended in good shape. We continue to track below budget for
the year both on the Operations and Reserve budgets. We are projecting this
will continue through the fourth quarter so we can end on a positive note. We
continue to reduce expenses when identified by the various committees. We
have experienced additional expenses for drainage repairs. These are ongoing
and will continue through the end of the year.
A concerted effort by the staff and BOD has reduced the past due accounts and
been able to significantly reduce potential bad debt.
As a result of the efforts we were able to keep the 2015 annual assessment at
the same level as 2014, $1,075.00.
REV SouthCoast
$243,452.37
21%
REV CAPITAL BANK
$365,446.64
31%
OPS First Fed /South
State $98,313.12
8%
OPS SCBT/South State
$172105.18
15%
ARB SCBT/South State
$5,027.12
0%
OPS CAPITAL BANK
$17,905.54
2%
REV Sun Trust
$260,009.83
22%
Cash position End of September 2014
$396,248.73
$448,709.40
$486,209.00
$469,615.00
$453,021.00
$433,424.00
$391,938.00
$369,307.00
$354,310.00
$293,350.00
$265,850.00
$238,350.00
$165,350.00
$0.00
$100,000.00
$200,000.00
$300,000.00
$400,000.00
$500,000.00
$600,000.00
1
CA
SH
2014 Operations Cash Flow Monthly Beginning Balance
Projection
Jan Feb MARCH April May June July Aug Sept Oct. Nov. Dec. 15-Jan
Explanation of Significant Changes to the By-Laws
The CCOA Board unanimously approved the new By-Laws and recommends their approval by the Members.
The old By-Laws were drafted by the developer (Greenwood) for the benefit of Greenwood more than 20 years
ago. With Greenwood now long out of the picture, many of the By-Law provisions are simply outdated or make
little sense now that the community is governing itself.
The new By-Laws contain literally hundreds of changes, some substantive and others merely grammatical or
minor. Some of the more significant substantive changes are listed and explained below. These are not the only
significant changes and reading this synopsis is not a substitute for reading the By-Laws as a whole.
With these changes, the Board has endeavored to take a comprehensive, integrated approach to revising the
By-Laws. Many of the individual changes, particularly the more substantive ones, affect other provisions. For
example, the new provision eliminating proxies and cumulative voting affects the quorum provision, the
provisions relating to the timing and method of voting and others. Because of this interrelation of provisions in
the By-Laws, it would be impossible to vote on isolated provisions separately. Accordingly, the Board
recommends voting for or against the By-Law revisions as a whole.
Proxies and Cumulative Voting
Proxies and cumulative voting have been abolished in favor of direct voting by the Members. Proxies and
cumulative voting were initially instituted by the developer (Greenwood) to ensure that the developer would
have control over the decisions of the Board and the community until the property units finally sold and final
control transferred to the Members. Direct voting reflects a more democratic “one person, one vote” approach
to community decision-making now that the community is entirely owned by the individual property owners.
Proxies were used in the past to assure that the quorum requirements were met. To offset that concern, the
percentage for a quorum has been reduced from 30% to 25%, and the new By-Laws have instituted an early
voting system where ballot boxes will be located in convenient areas of the community for a period of time
before the annual meeting. The CCOA will now employ the same system of voting used by the Club Board, which
has proven to be successful and uses actual paper ballots rather than proxies to establish the quorum, the
outcome of elections and to vote on other matters.
The Cap on Capital Expenditures Currently, the By-Laws contain no limit on the amount of money that can be spent by the Board on any
non-budgeted capital expenditures. A community concern has arisen that the Board does not have to
seek a vote of the Members in order to do so. The new By-Laws set forth a limit on the ability of the
Board to engage in such expenditures, and a formula is set forth to calculate what that limit is in any
given year. If the non-budgeted capital expenditure exceeds ten (10) % of the current Annual
Assessment multiplied by the total number of Members of the CCOA, a vote by the Members is
required to authorize the expenditure. (As a point of information, the limit based upon the current
Assessment amount would be in the $60,000- $70,000 range). Of course, if a serious issue arises, the
community can vote to extend or lift the cap.
ArbitrationMost lawsuits take many years to resolve themselves, and are inordinately expensive for the litigants.
Today, few ordinary citizens can sustain the legal expenses necessary to see even an average lawsuit to
its conclusion. Many commercial areas of our society (including almost all membership groups such as
our homeowners’ association) are rapidly moving into alternative dispute resolution, such as mediation
or arbitration. These methods constitute faster, cheaper and more stream-lined ways to achieve a
desired result. The new By-Laws provide an alternative dispute resolution procedure which begins with
an informal process designed to amicably resolve any dispute and culminates in mandatory binding
arbitration, if necessary. Arbitration is an exclusive remedy under the new By-Laws, and does not
permit litigation in a court of law.
Financial Accountability and TransparencyThe new By-Laws encourage transparency with respect to the financial dealings of the CCOA in a
number of ways. These include the ability of the Members to examine certain expressly- delineated
books and records of the CCOA. The By-Laws also set forth the circumstances in which certain private
and sensitive information in the possession of the CCOA should be withheld from the public record and
inspection by the Members.
The new By-Laws also acknowledge that as the financial dealings of the CCOA become more complex
and time-consuming, the Treasurer may require considerable assistance in carrying out his duties and
responsibilities. Consequently, the position of Assistant Treasurer has been created in order to assist
the Treasurer with those duties.
Moreover, a special financial oversight committee is created which is made up by Members of the
community with financial expertise to provide checks and balances over the Board and the activities of
the Treasurer.
Explanation of New Proposed
By-Laws
Standing Committees Under the current By-Laws, only the Nominating Committee is expressly mentioned. The new By-Laws
recognize that as the CCOA has grown, other committees have been created and are needed to
effectively run the community. The new By-Laws specifically identify all of the Standing Committees,
briefly delineate their duties and responsibilities and acknowledge that from time to time additional
standing and special committees may be needed and created by the Board.
Director Vacancies
The current By-Laws have no procedure for filling a Director position in the event that one becomes
vacant in mid-term due to the death, resignation or removal of a Director with or without cause. The
new By-Laws employ a procedure which permits the Board to appoint someone to fill the entire
unexpired term, but only if the unexpired term is less than two years duration. If the unexpired term is
for two years or more, then the appointment by the Board is only valid until the next annual meeting, at
which time a new Director will be elected by the Members.
Board NominationsThe method for making nominations for election to the Board has been clarified. The new By-Laws
provide that prospective directors may be recruited and nominated by the Nominating Committee,
which is the normal procedure employed by the former By-Laws. A new method of permitting
additional nominations by a petition signed by at least 25 Members and presented to the Board at least
45 days prior to the election has been created. Floor nominations have been eliminated from the new
By-Laws as unworkable in the past and in the future.
Removal of Officers and DirectorsThe circumstances and procedures pursuant to which officers and Directors can be removed, with or
without cause, is expanded and clarified.
Term Limits on DirectorsThe new By-Laws impose term limits on Directors to two consecutive terms. A Director may exceed two
terms only in the event that he has been chosen to fill the unexpired term of another Director who
cannot for some reason complete his term.
Annual Meeting DateThe new By-Laws change the date of the annual meeting from December to March of each year. Since
many Members may be traveling or absent from Coosaw during the holiday season, the change to
March will hopefully increase Membership attendance and participation at the annual meeting.
In addition, the new financial reporting provisions call for thorough quarterly and annual reports to
Members. By moving the annual meeting to March, the actual results of the prior year’s financial
performance and the new year’s budget and projections can now be meaningfully reported at each
annual meeting.
Club Board Unanimously
Endorses Owners' Association
By-Law Proposal
Together the Coosaw Creek Owners
Association and the Country Club Board
make up the two governing bodies that
our community elects and relies upon
to provide the life style we all want in
Coosaw. As both members of the
community and as the elected
representatives of the Club, the Club
Board, at its last meeting reviewed the
proposed changes in the CCOA's By-
Laws. Without reservation, the Club
Board - both on behalf of the Club and
as individual community members -
unanimously supports passage of the
CCOA's proposed changes to its By-
Laws. Although done a few years
earlier, the Club also needed to
transition away from the original
developer's By-Laws.
The Club has greatly benefited from
focusing its governance entirely on the
needs of the current
homeowner/members rather than the
business model of a long-gone
developer. The Club board has worked
closely with the CCOA board and feels
that the CCOA's proposal is a significant
step forward. Lastly, as residents of the
Coosaw we love - the Club Board urges
everyone to review and attend the
CCOA meeting on Dec 9th and - of
course
PLEASE VOTE!
Drainage Swales
Do you have a drainage swale behind your
home? Many homes in Coosaw that are not
on the golf course have a drainage swale at
the back of their property. This drainage
swale is an integral part of our drainage
system which requires maintenance and
protection to allow the free flow of water
during heavy rains. Any blockage or
impediment to this free flow of water
causes flooding of yards, sometimes
reaching foundations and unnecessary
damage to property. The drainage swale
has a twenty (20) foot easement within
which nothing should ever be placed. This
includes fencing, shrubs or filling in the
easement to level your back yard. This
easement is similar to a utility easement
(think SCE&G) - you own the property but
you really can’t do anything with it.
Please keep the twenty foot easement for
all drainage swales free, clear and
unobstructed at all times.
WARNING
Driving on private property to avoid
flooded roadways is
strictly prohibited.
This conduct is irresponsible and
unjustifiable.
Violators will be held strictly
accountable for any damages caused.
ARB Recap for 2014
The CCARB consists of three to nine members (volunteers) to administer the
policies of the Owners’ Association on all matters relating to Construction,
Modification of properties, and overall community Aesthetics. This includes
painting, roof replacements, pools, decks, driveways, landscape modifications,
removal and replacement of trees, fencing, arbors, outdoor kitchens, and
HVAC pads and screening.
Central issues that we consider are lot line setback requirements, lot drainage
plans, placement of modifications on lots, conservation of trees, compliance
with drainage easements, construction materials, colors and specifications,
encroachment on Club property, neighboring lots, streets and right-of-ways.
The CCARB coordinates with the City on all these pertinent issues and we are a
resource for the community to provide advice on your projects and plans.
So far this year the CCARB has processed 142 applications for construction and
modifications to properties. It is good news that approximately 25% of our
owners are updating, improving, and conducting major maintenance on their
properties. The CCARB has played a role in assuring that the style, look, quality
and value of our community is perpetuated through owner cooperation with
the ARB process. The HOA and your neighbors appreciate your cooperation
with the CCARB.
Call for Volunteers
Member terms are limited by our covenants and we will have openings for
volunteers who would like to serve their community in an ARB capacity. If you
have a skill or interest you think would be useful to the ARB please call the
HOA office and inquire. New members will assure that the ARB process
continues to be pertinent and responsive to our owners and to community
aesthetics and that translates to home values and Coosaw quality of life.
Merry Christmas!Merry Christmas!Merry Christmas!Merry Christmas!The best and most beautiful things in the world
cannot be seen or even touched. They must be felt with the heart.
Wishing you happiness.Helen Keller
Best Wishes to All,Best Wishes to All,Best Wishes to All,Best Wishes to All,C.C.O.A. Board of DirectorsC.C.O.A. Board of DirectorsC.C.O.A. Board of DirectorsC.C.O.A. Board of Directors
Proper Screening
Compliant with the Covenants
Screening Anyone?
Non Compliant with the Covenants
DO YOU HAVE COOSAW
PRIDE?
The Coosaw community winds through
beautiful low country wooded wetlands where
homes sit quietly overlooking the fairways or
in lush natural surroundings. Coosaw has been
noted as “the best kept secret in North
Charleston.” As we now move into the cooler
fall weather it’s the perfect time to assess the
exterior of your home and your landscaping
and make the necessary improvements that
shows pride of ownership which makes a well
manicured property appreciated by everyone.
As a resident/homeowner take time to view
your property from the street and ask yourself,
“What needs to be done to show my
COOSAW PRIDE?”
Check for weeds in the yard and in the
beds.
Do the beds need pine straw or mulch?
Has the grass overgrow the curb or
driveway apron?
Should I re-sod some of the lawn?
Are the shrubs starting to take over the
house?
Are there dead shrubs needing to be
replaced?
Do the shutters or front door need
painting?
How about power washing the driveway
or front steps?
On Street Parking
Our side streets that come off of Club Course Drive
are only about 24 feet wide and this presents a
dangerous problem for responding emergency
vehicles in the event there are cars parked on both
sides of the road. This situation makes it virtually
impossible for emergency vehicles to pass because
they require about 20 feet of clear roadway when
responding to an emergency. It is therefore
incumbent upon residents to ask guests to park on
one side of the street when you are entertaining. No
one would want to be responsible for the failure of a
timely response by first responders due to an
impassible roadway. As a side note, if there is less
than 20 feet of clear roadway for an emergency
vehicle and they happen to damage your vehicle, you
will be held at fault. For the safety of all, please park
on one side of the street only - usually the same
side of the street as the homeowner hosting the
visit.. If you see conditions on your street which
may impede emergency vehicles please talk with
your neighbors to see if they can have their guests
park on only one side of the street.
Declarations of Covenants,
Restrictions and Limitations
We know that this document can be pretty
dry reading but it is what governs our
community. Each of us should have received
a copy of the document when we closed on
our property. If you don’t have one, contact
the Owners’ Association office and we can
provide you with one. Once you have a copy,
don’t toss it in a drawer, PLEASE READ IT!
Just like the Owners’ Association Board,
every property owner is governed by this
document.
Safety and Security
The Safety and Security
Committee would like to
remind the residents of
the posted 25 mph speed
limit and the many 4-way
Stop sign intersections
throughout the
neighborhood.
Our neighborhood is
under the jurisdiction the
North Charleston Police
Department and they will
be enforcing the traffic
laws just like on any other
street in North
Charleston.
Golf CartsWe continue to have issues with parents allowing underage drivers to drive
golf carts in the community. This is a reminder that only drivers with a valid
drivers license are allowed to drive a golf cart on roadways in Coosaw Creek.
This is a state and city legal requirement. There have been several recent
incidents reported where teens (or even younger children) were driving golf
carts, in one case having a near miss with a vehicle. Coosaw Creek Owners’
Association rules also require that no golf carts are to be operated on the
streets without the driver having a valid drivers license and the cart having a
permit/decal issued by the CCOA. The CCOA does not want to see someone
potentially injured in an accident involving a golf cart. Please help us by
reminding friends and neighbors of the legal requirements if you see youths
driving golf carts.
Emergency Contact Information
We often use your contact data to notify you of important
information or alert you to any current or pending emergencies.
This information would also be used if we
need to bring you up to date on any event that may affect you or
your property if you are away from home (hurricane evacuation,
fire, structural damage due to high winds, accidents, etc.)
Therefore, it is imperative that all communication sources
available to contact you are up to date and on record with the
Association. This information should, at the minimum, include a
home phone number, at least one cell phone number and one
valid e-mail address. Any other contact information you wish to
provide would be welcome.
If any of your contact information has changed in the past, please
be sure to update us with the latest valid phone numbers and e-
mail address. You can call (767-9000 ext.223), e-mail
[email protected] or use the U.S. Mail to
provide the necessary and important required data. Please know
that we do not give this information to anyone. The only people
who would have access to your contact information would be our
office staff and the Board of Directors. We thank you for your
cooperation.
Replacement Trash Containers
Do you need a new trash container or blue recycling bin? The City gives one of each free
to every property owner but if you want a second blue recycling box, you have to pick it
up at Public Works. Is your trash container broken or damaged - wheels falling off or
missing? Holes in the container or container torn? Lid broken or missing parts? The City
of North Charleston Public Works will replace a broken or damaged trash container or
supply recycling bins free of charge. All you need to do is give them a call at (843) 745-
1026 and provide the information they require. If you would like to purchase a new
container the cost is $65.00 and you may call the same number. A letter will be sent to
you along with a form which must be completed and returned to Public Works with your
payment included.
Gate House Deliveries
Allied Barton guards cannot accept any packages
intended to be delivered to or picked up by
residents. This includes packages, envelopes,
equipment, documents, etc. The guards will tell any
resident or visitor requesting such service they are
not allowed to accept any deliveries and refer
visitors to the resident for further direction
Your POA web siteAn excellent source of valuable and important
information, your POA web site should be accessed
frequently. You’ll find tabs for Files & Forms, Past
Newsletters, Roundtable and Annual Meeting slides, all
of our POA policies, procedures and guidelines from
every committee (very important) and contact
information for Disaster Preparedness and Safety &
Security. If you’re a new resident you may find the link
to the City of North Charleston useful along with other
helpful resources.
All you need to do is register and go to
www.coosawcreek.com and click on the POA tab. The
site is shared with the Club so you’ll also have Club
information available
Have you been wondering what
your Board has been working on
since our last newsletter? Here’s a
sample of some projects that have
been addressed.• Restore and improve drainage swale
between E. Fairway Woods and Wild Thicket
properties.
• Drainage ditch at back of athletic fields at
FDHS to be restored and maintained.
Prevents flooding Coosaw.
• Replacement of Allied Barton personnel.
• Road repaving - Persimmon Woods and
Sawgrass Dr.
• Survey completed for new guard house in
order to secure necessary permits.
• Addressed some flooding issues with the
cooperation of the Club (pond water levels).
• Preparations for annual meeting and 2015
budget.
• By- Law revisions (BIG job).
• Fencing negotiations with Lennar (Coosaw
Preserve)
.
NEED TO FILE A COMPLAINT?
Please know that we accept, investigate and act on all legitimate complaints.
Complaints can be made at the Association office or in person (4110 Club
Course Dr.) , by phone (767-9000 ext. 223 or 224) or e-mail
[email protected] or [email protected]. You can
also call or email any board member to register a complaint. Anonymous complaints
may be investigated as time permits but may not be acted upon without verification.
For us to act on a complaint we need four things:
• We need your name and contact information
• We need the nature of the complaint
• We need the day (date) and time the complaint was observed
• We need the exact location of the complaint and names if available
Sometimes we will need you to keep a record of a recurring violation such as barking
dogs, illegal use of private golf carts, speeding, etc. Building an
accurate and well documented history of a recurring violation can be irrefutable.
Importantly, please know that we never reveal the name of any person filing a
complaint. That information is kept private and is only known to the person receiving
the complaint or, if the violation goes to Executive Session, the Board.
North Charleston Police Dept.
Non-Emergency Number
(843) 743-7200
Report Suspicious Activity!!!
The requirements for yard debris pick-up is as follows:
The regularly scheduled yard and landscaping debris pick-up day for the Coosaw Community is
Wednesday (unless preceded by a holiday).
The Coosaw regulation and the ordinance of the City of North Charleston both state that yard debris
cannot be placed at the curb more than 24 hours in advance.
Yard and landscaping debris is not to be placed in the street.
Yard and landscaping debris cannot be placed at the curb sooner than 8:00am on Tuesday.
Please keep all trash, garbage containers, recyclables and yard debris on your property when placed out
for pick-up. Nothing should ever be placed in the street. This is a zero tolerance policy issue. Thank you
for your cooperation.
In the past few years we have had an increase of a significant number of new residents
and we heartily welcome you all. In addition to including an explanation of our proposed
new By-Laws to be voted on at our December 9th Annual Meeting, we have published
some important articles for the community which we thought should be revisited. We
hope that both our new and long time residents will find this information about our well
established policies and procedures helpful.
From the Property Manager...
A key responsibility of Coosaw Creek Owners’ Association is to enforce the community's Rules & Regulations
(R&R). This helps ensure a consistent minimum standard in homeowner maintenance and enhances the upscale
image and appeal of Coosaw Creek—which ultimately increases the value of everyone’s property. Respect for
your neighbors and consideration of community in general should be of concern to every property owner.
Weekly, a neighborhood inspection is conducted (including the observations from the golf course) to identify R&R
violations. Violations can pertain to any aspect of a property's condition or appearance as is visible from roads or
pathways in the community. These violations typically center on maintenance of a homeowner’s lawn,
landscaping, house paint, trim paint, driveway, deck, patio, unscreened trash containers or yard equipment, etc.
Concerns pertain to exterior aspects of Coosaw Creek homes in an effort to encourage prompt homeowner
cooperation. Coosaw Creek Owners’ Association implements a fine schedule, which will be applied under the
authority and in compliance with Section 11.2 and 11.3 of the Covenants.
The fine schedule can be found in your Rules and Regulations packet, page 5-6, on our website at
www.coosawcreek.com (click on the POA tab) or can be obtained by request from the Owners’ Association if you
do not have internet access.
UNSIGHTLY CONDITIONS:It shall be the responsibility of the Owner to prevent the development of any unclean, unsightly or
unkempt conditions of buildings or grounds on said property. There should be no yard or home
equipment or material such as ladders, wheelbarrows, lawn tractors, unused plastic
pools, etc. exposed to view except when in use. Lawn furniture, trampolines, and other play
equipment that is no longer serviceable, damaged, in a state of disrepair or has outlived it’s
intended purpose needs to be removed or repaired in a timely manner. It is also required that visible
growth of mold, mildew, algae or similar organisms that adversely affect the original and intended
appearance of the structure be eliminated. Other examples include but are not limited to: unkempt or
overgrown grass or shrubs on developed lots, trash or excessive building debris at construction sites,
garbage and downed trees on undeveloped lots, etc. The growth of native plants, shrubs and trees on
undeveloped lots is not considered a violation of this rule. (Sections 3.14) (Revised 9/1/12 As always,
we would appreciate the cooperation of all residents to help reduce, and possibly eliminate, these
violations and improve the aesthetic conditions in our community. It is important that Coosaw put it's
best appearance forward for our residents, friends and visitors. We all need to be respectful of our
neighbors and maintain the high standards of our beautiful community.
TRASH, DEBRIS, GARBAGE: Trash receptacles, landscape debris and debris bags may not be placed curbside earlier than 24 hours
before scheduled pickup. Exceptions to this rule include cleanups following storms and when trees fall
unexpectedly. (The POA should be contacted immediately and extenuating
circumstances will be considered on a case-by-case basis). Prior to pickup, receptacles and debris
should be garaged or hidden in a screened area completely out of view. No trash receptacles should
be exposed to view from the street, golf course, or adjoining properties at any time. This is to
include the front, side and rear yards. Trash receptacles should be retrieved from the street by
nightfall of the day of pickup. No landscape debris or trash may be placed in the street, on common
areas or on the property of another property owner. (Sections 3.6, 3.8, 3.15, 3.20, 6.3) (Rev. 6/25/08)
(Revised 9/1/12)
When it comes to violations, the two most noted areas of concern involve
trash receptacles and unsightly conditions. These two issues take an
inordinate amount of administrative time and effort and cost the Association
considerable financial support to address and ameliorate. Additionally, these
violations like all violations reflect poorly on our community and have a
negative impact on property values. For your convenience we have printed
below the two sections of the Rules and Regulations which address these two
recurring and troublesome matters.
4110 Club Course Drive
North Charleston, SC 29420
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Merry Christmas And
Happy New Year!