June 2014: Issue # 15

Portfolio at Risk

0.56 Cr

Disbursed Amount

38.68 Cr

Loans Disbursed

22,242

Total Customers

3.01 Lakhs

Overdue Amount

0.20 Cr

Gross Loan Portfolio

345 Cr

Total number of Branches

77

June 2014: Issue # 15

Social Initiatives – May 2014

CSR at Suryoday is beyond philanthropic activities. It encompasses activities that empower its customers to make informed choices. As rightly said “Knowledge is Power” Suryoday's holistic and integrated approach involves customer participation in all its activities for a better impact on their lives. We aim our activities at changing habits and taking up wealth and health seeking behaviour to make their lives better, comfortable and less stressful. We call it “Wealth Seeking” behaviour – empowering them with knowledge to effectively utilize financial institutions, plan their money, save for future. All actions culminating to imbibe in them Wealth Seeking behaviour! Here are some of the Livelihoods & Skills Training Programs conducted this month:

Health Insurance - Awareness Camp (Latur, Solapur) Health Insurance is less known even now, across classes. Clearly, lack of awareness about the same seems to be a major cause. This concern was addressed in Solapur by organizing an informative session for “Rajiv Gandhi Jeevandayee Yojana” on 16

th May 2014. The

district coordinator and district medical officer conducted the session and provided an elaborate set of information to 66 participants gathered to listen the informative session.

Paper Quelling Gift Cards - Skill Training (Shivaji Nagar, Pune) We love gifting on various occasions; however they may be expensive at times! Making gifting cards at home may not be as expensive, though. All it takes is some time of yours to learn the art! A short workshop on “Paper quelling greeting cards and envelops” was conducted in Pune on 23

rd May 2014, with about 25 members

participating in the same.

Cooking Quick Dishes - Skill Training Camp (Barshi, Solapur) How to cook, is not really a question to our women entrepreneurs. How to cook delicious and fast is something that can be learned to improve our business opportunities. This was exactly required by our members, running catering businesses in Solapur. A short training was organized on how to cook simple, delicious dishes in less time on 28

th of May. 44 member participants learned different ways to cook dishes

like, Palak Pulav, Methi Parathe, Fish items and Dhokla. Ummmm Yummy!!!

Childrens Summer Camp (Hadapsar, Pune) It was 28

th of May and it’s vacation for most of the schools. We all know how much

nurturing of children has an impact on them in their adulthood as a person. With an aim to encourage their inherent talents, a one day “Summer Camp” was conducted for children in Hadapsar Pune. 80 children enjoyed the sessions of craft, drawing and educational games and storytelling. Team social is proud to have positively contributed their small bit in shaping our customers' kids development.

Social Initiatives coverage during May 2014

Bank Account Opening : 1873 Financial literacy meeting : 1816

No. of member’s saving captured : 772 Health Check-up camps : 1032 Total amount saved by members : Rs. 18.5 Lakhs Education & Awareness : 733 Livelihood Skill Training : 213

June 2014: Issue # 15

Employees of the Month – May 2014

You make us proud!!!

Best Branch Manager – Santosh Kumar Mallick

Santosh joined Suryoday recently in 2014. He is a dedicated Branch Manager located at Rourkela Branch in the State of Orissa. He is handling the Branch very well. The Best branch of Orissa is handled by him, where he is functioning very effectively. Way to go Santosh!! Keep up the good work!!!

Best Audit Officer – Kajal Sahu Kajal is working with Suryoday since October 2010. She is from Rourkela Branch, Bhubaneswar region of Orissa. She is very hard working and process oriented person. She has excellent process knowledge and thoroughly scrutinizes the documents to ensure quality. Good Job Mrs. Sahu!! Continue your great performance!!!

Best Relationship Officer – Vicky Pramodrao Sonarkar

Vicky has been with Suryoday since June 2011 and is from Amravati Branch in Nagpur, Maharashtra. He has been a consistent performer month on month. He is excellent at sourcing business and has good command over the field work. He is very punctual and completes job within given timeline.

Great going Vicky!! Keep up the Good Work!!!

Best Relationship Officer – Atheeswaran R

Atheeswaran hails from the Madurai North Branch of Madurai region in Tamil Nadu. He has been with Suryoday since November 2013 and has has grasped many things. He is very flexible, self-motivated and a fast learner.

Good job Atheeswaran!! Keep up your consistent performance!!!

Best Relationship Officer – Swadhin Pattanayak

Swadhin recently joined Suryoday in February 2014 and has started an excellent performance oriented stint. He hails from the Rourkela Branch in the Bhubaneswar region of Orissa. He is a great team worker, self-motivated and friendly by nature.

Good job Swadhin!! Keep up your excellent performance!!!

Best Employee Operations – Judo P Judo joined Operations in March 2014. He is a dedicated & committed team member and looks into all the details during Health Check and at the same time maintains high levels of productivity. We wish him good future in Suryoday.

Good job Judo!! Keep up your dedication!!!

June 2014: Issue # 15

News Update

Promotion Announcement – May 2014!!! Heartiest Congratulations!!!

Emp.ID Name Promoted / Role Changed as Branch

E1001 R Balamurugan Area Manager - Business Singanallur

E1029 Selvaraj S Executive - Business co-ordination Chennai

E0009 D Srinivasulu Manager - Business Audit Salem Hasthampatty

E0928 Vivekanandan S Senior Manager - Process Audit Kattur

E0361 C.Suresh Manager - Business Training & Recruitment Thudiyalur

E0169 Rajkumar Madhukar Surwase Branch Manager Latur

E0416 Ram Dashrath Hattekar Branch Manager Udgir

E0370 Dhananjay Ghodke Branch Manager Bhosari

E0653 D Manikandan Assistant Branch Manager Singanallur

E1350 Satheesh Sagayaraj R Audit Officer Woraiyur

E0438 Prashant Chanapatan Assistant Branch Manager Kolhapur

E0545 Gajanan Buchade Assistant Branch Manager Ichalkaranji

E0686 Maroti Jadhav Assistant Branch Manager Nasik - East

E0521 Gopalsinh Somsinh Parmar Assistant Branch Manager Nadiad

Sr. No. Name Designation Branch Date

1 Shankar Ankale Relationship Officer Ichalkaranji 1-May-14

2 Anand Gaikwad Branch Manager Shivaji Nagar 11-May-14

3 Vikas Chautmal Area Audit Manager Regional Office - West 11-May-14

4 Nitin Badke Audit Officer Dhule 11-May-14

5 Rajesh Desai Relationship Officer Gota 12-May-14

6 Mehul Parmar Relationship Officer Vadodara 1-May-14

7 Mubarak Jamadar Sr Relationship Officer Thane 22-May-14

8 Balaji Vedpathak Branch Manager Nasik - West 19-May-14

9 Anil Dongle Relationship Officer Hadapsar 24-May-14

10 Navneet Satkar Relationship Officer Nagpur - West 21-May-14

11 Nilesh Gawade Branch Manager Shivaji Nagar 22-May-14

12 Rohan Patil Executive - Operations Corporate (Belapur) 22-May-14

13 Somnath Saikar Branch Manager Nasik - East 24-May-14

14 Vinayak Sakhare Area Manager - Business Nasik - East 23-Apr-14

15 Digambar Kolhale Relationship Officer Barshi 30-May-14

June 2014: Issue # 15

Suryoday Family Bonanza Winners – May 2014!!!

# Name of Employee Designation Branch State

1 Sudhir Parte Area Audit Manager Nasik - West Maharashtra

2 Satya Narayan Sarangi Branch Manager Cuttack Orissa 3 Ajit Gopinath Hoval Relationship Officer Pandharpur Main Maharashtra

4 Nikeshkumar Devibhai Chaudhari Area Audit Manager Halol Gujarat

5 Naina Patel Executive - Office Support Corporate Office Maharashtra

“Suryoday Safety Initiative - Helmets”

How does a helmet work? A helmet works exactly like your skull. Made from fiberglass and thermoplastic it acts like a shell for protecting your brain. When the helmet is struck with a hard surface, the inner lining acts as a buffer and absorbs the shock. It bears the sudden change in energy and pressure and keeps the skull intact. Your helmet may crush but it will still protect your skull.

How do you know if the helmet fits you well? Try on the helmet to know if the fit is right. If it is loose and comes off easily from your head, then it will come off at the first impact. If the helmet leaves a mark on your face, when you take it off, that means it is too tight. Select one with a good grip. Tilt your head from side to side, move it up and down, to check the fit. The helmet has to fit snugly on your head. Adjust the straps to achieve the same.

Helmet maintenance Motorcycle riders are generally young and often sole bread-winners of the family. Every time somebody succumbs to an accident, our country loses precious life. A family may lose an entire support system. Beyond economic reasons, there are also emotional threads tied to every individual's life. Simple steps to prevent such tragedies- wear a helmet!

To make optimum use of your helmet, treat it with care. The easy tips given here can help you use your helmet well.

- Get your helmet some fresh air every day and avoid foul odors. - Keep your helmet clean. - Make sure the straps are not worn out, else please change them. - If your helmet has faced an impact, get a new one. - Avoid stuffing things in your helmet. It is not a carry bag. - Take care not to drop your helmet as it might create dents on it. - Keep it away from children.

Helmet Care Tips