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2018 IRONSHORE OVERVIEW
2018 IRONSHOREOVERVIEW
Ironshore designed a highly efficient system to address and process claims. Our claims and underwriting business units closely collaborate, so when timing is critical, you’re not working with an unfamiliar claims representative—you’re working with experts who know your policy.
Our personalized approach enables us to understand and respond to our clients’ needs regarding claims management and fair resolution. It also saves time, provides the best possible protection and is the difference between a mere insurance provider and a true insurance partner.
Our unique claims structure guarantees that you will always be working with the right decision makers, no matter how diverse your product portfolio.
KEEP THE PROMISES.
AT IRONSHORE, the people who make the promises
www.ironshore.com
About Ironshore
Ironshore, a Liberty Mutual Company, provides broker-sourced specialty property and casualty insurance coverages for varying risks located throughout the world. Select specialty coverages are underwritten at Lloyd’s through Ironshore’s Pembroke Syndicate 4000. The Ironshore group of companies is rated A (Excellent) by A.M. Best with a Financial Size Category of Class XIV and A (Stable) by Standard & Poor’s. Pembroke Syndicate 4000 operates within Lloyd’s where the market rating is A (Excellent) by A.M. Best, AA- (Very Strong) by Fitch, and A+ (Strong) by Standard & Poor’s*. For more information, please visit www.ironshore.com.
The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Bound insurance policies, rather than summaries thereof, govern. Not all insurance coverages or products are available in all states or regions and policy terms may vary based on individual state or region requirements. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.
About Liberty
As of December 31, 2017, Liberty Mutual had more than $142 billion in consolidated assets, $39 billion in annual consolidated revenue, $121 billion in consolidated liabilities, and nearly $21 billion of equity on a GAAP basis. With an ‘A’ rating from both A.M. Best and Standard & Poor’s, Liberty remains an icon and a leader in the industry for more than a century.
04/18 *Ratings effective as of May 2, 2017
2018 IRONSHOREOVERVIEW
Ironshore designed a highly efficient system to address and process claims. Our claims and underwriting business units closely collaborate, so when timing is critical, you’re not working with an unfamiliar claims representative—you’re working with experts who know your policy.
Our personalized approach enables us to understand and respond to our clients’ needs regarding claims management and fair resolution. It also saves time, provides the best possible protection and is the difference between a mere insurance provider and a true insurance partner.
Our unique claims structure guarantees that you will always be working with the right decision makers, no matter how diverse your product portfolio.
KEEP THE PROMISES.
AT IRONSHORE, the people who make the promises
www.ironshore.com
About Ironshore
Ironshore, a Liberty Mutual Company, provides broker-sourced specialty property and casualty insurance coverages for varying risks located throughout the world. Select specialty coverages are underwritten at Lloyd’s through Ironshore’s Pembroke Syndicate 4000. The Ironshore group of companies is rated A (Excellent) by A.M. Best with a Financial Size Category of Class XIV and A (Stable) by Standard & Poor’s. Pembroke Syndicate 4000 operates within Lloyd’s where the market rating is A (Excellent) by A.M. Best, AA- (Very Strong) by Fitch, and A+ (Strong) by Standard & Poor’s*. For more information, please visit www.ironshore.com.
The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Bound insurance policies, rather than summaries thereof, govern. Not all insurance coverages or products are available in all states or regions and policy terms may vary based on individual state or region requirements. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.
About Liberty
As of December 31, 2017, Liberty Mutual had more than $142 billion in consolidated assets, $39 billion in annual consolidated revenue, $121 billion in consolidated liabilities, and nearly $21 billion of equity on a GAAP basis. With an ‘A’ rating from both A.M. Best and Standard & Poor’s, Liberty remains an icon and a leader in the industry for more than a century.
04/18 *Ratings effective as of May 2, 2017
PRODUCT LINE PORTFOLIO
Programs
Property
Small Business
Surety
War & Terrorism
Casualty
Environmental
Financial Institutions
Healthcare
Kidnap & Ransom
Marine
MAIN COMMERCIAL PRODUCT LINES MAIN CONSUMER PRODUCT LINES
Mergers & Acquisitions
Personal Accident
Political Risk & Trade Credit
Product Recall
Professional Lines
INDUSTRY PRACTICE GROUPS
Construction
Energy
Financial Institutions
Healthcare
Real Estate
Manufacturing
Fine Art & Specie
Personal Lines
Private Client Group
Yacht
COMPETITIVE ADVANTAGE
A premier global commercial and specialty
lines (re)insurer, seamlessly delivering innovative and
comprehensive risk solutions that meet the
unique needs of our customers
GLOBAL RISK SOLUTIONS
Flexibility and creativity to not just meet, but
anticipate, the needs of specific business
challenges
CUSTOMIZED SOLUTIONS
Offices worldwide to understand your needs
and respond quickly on a local level
GLOBAL REACH, LOCAL PRESENCE
Protection for the long haul, backed by industry
icon Liberty Mutual Insurance and more than
$140 billion in assets
STRENGTH AND STABILITY
$39.4bn
largest commerciallines writerin the US
6th
largest globalP&C insurer
INDUSTRY RANKINGS
largest commercial lines writer in the U.S.
largest property and casualty
insurer in the U.S.
largest globalproperty and
casualty insurer
on theU.S. Fortune
100 list
largest excess and surplus insurer
in the U.S.
ABOUT LIBERTY MUTUAL INSURANCE
Complete business coverage ranging from
difficult-to-place risks to niche specialty products
PRODUCT DIVERSITY
Management averages 30 years of experience
and is proven to navigate complex risks across
industry sectors
EXPERTISE AND LEADERSHIP
Ironshore provides broker-sourced specialty commercial property and casualty coverages for varying risks located throughout the world. With more than 30 offices around the globe, Ironshore is prepared to meet clients’ complex needs promptly, with local service on a global basis and in-depth underwriting experience across a broad spectrum of industries.
Ironshore’s acquisition by Liberty Mutual and merger with Liberty International Underwriters (LIU) U.S. in 2017 enables us to bring even greater scale, expertise, innovation and product offerings to market. As a combined operation with approximately $2.9 billion in gross written premium, brokers now have access to a top-tier insurer with greater capacity and product lines for a wide range of risks.
Boston-based Liberty Mutual is a diversified insurer in business since 1912, offering a wide range of personal and commercial insurance products and services. Liberty has $142.5 billion in assets and ranks 75th on the Fortune 100 list of largest corporations in the U.S. based on 2016 revenue. As of December 31, 2017, Liberty Mutual had $39.4 billion in annual consolidated revenue, with ‘A’ ratings from both A.M. Best and Standard & Poor’s.
PRODUCT LINE PORTFOLIO
Programs
Property
Small Business
Surety
War & Terrorism
Casualty
Environmental
Financial Institutions
Healthcare
Kidnap & Ransom
Marine
MAIN COMMERCIAL PRODUCT LINES MAIN CONSUMER PRODUCT LINES
Mergers & Acquisitions
Personal Accident
Political Risk & Trade Credit
Product Recall
Professional Lines
INDUSTRY PRACTICE GROUPS
Construction
Energy
Financial Institutions
Healthcare
Real Estate
Manufacturing
Fine Art & Specie
Personal Lines
Private Client Group
Yacht
COMPETITIVE ADVANTAGE
A premier global commercial and specialty
lines (re)insurer, seamlessly delivering innovative and
comprehensive risk solutions that meet the
unique needs of our customers
GLOBAL RISK SOLUTIONS
Flexibility and creativity to not just meet, but
anticipate, the needs of specific business
challenges
CUSTOMIZED SOLUTIONS
Offices worldwide to understand your needs
and respond quickly on a local level
GLOBAL REACH, LOCAL PRESENCE
Protection for the long haul, backed by industry
icon Liberty Mutual Insurance and more than
$140 billion in assets
STRENGTH AND STABILITY
$39.4bn
largest commerciallines writerin the US
6th
largest globalP&C insurer
INDUSTRY RANKINGS
largest commercial lines writer in the U.S.
largest property and casualty
insurer in the U.S.
largest globalproperty and
casualty insurer
on theU.S. Fortune
100 list
largest excess and surplus insurer
in the U.S.
ABOUT LIBERTY MUTUAL INSURANCE
Complete business coverage ranging from
difficult-to-place risks to niche specialty products
PRODUCT DIVERSITY
Management averages 30 years of experience
and is proven to navigate complex risks across
industry sectors
EXPERTISE AND LEADERSHIP
Ironshore provides broker-sourced specialty commercial property and casualty coverages for varying risks located throughout the world. With more than 30 offices around the globe, Ironshore is prepared to meet clients’ complex needs promptly, with local service on a global basis and in-depth underwriting experience across a broad spectrum of industries.
Ironshore’s acquisition by Liberty Mutual and merger with Liberty International Underwriters (LIU) U.S. in 2017 enables us to bring even greater scale, expertise, innovation and product offerings to market. As a combined operation with approximately $2.9 billion in gross written premium, brokers now have access to a top-tier insurer with greater capacity and product lines for a wide range of risks.
Boston-based Liberty Mutual is a diversified insurer in business since 1912, offering a wide range of personal and commercial insurance products and services. Liberty has $142.5 billion in assets and ranks 75th on the Fortune 100 list of largest corporations in the U.S. based on 2016 revenue. As of December 31, 2017, Liberty Mutual had $39.4 billion in annual consolidated revenue, with ‘A’ ratings from both A.M. Best and Standard & Poor’s.
PRODUCT LINE PORTFOLIO
Programs
Property
Small Business
Surety
War & Terrorism
Casualty
Environmental
Financial Institutions
Healthcare
Kidnap & Ransom
Marine
MAIN COMMERCIAL PRODUCT LINES MAIN CONSUMER PRODUCT LINES
Mergers & Acquisitions
Personal Accident
Political Risk & Trade Credit
Product Recall
Professional Lines
INDUSTRY PRACTICE GROUPS
Construction
Energy
Financial Institutions
Healthcare
Real Estate
Manufacturing
Fine Art & Specie
Personal Lines
Private Client Group
Yacht
COMPETITIVE ADVANTAGE
A premier global commercial and specialty
lines (re)insurer, seamlessly delivering innovative and
comprehensive risk solutions that meet the
unique needs of our customers
GLOBAL RISK SOLUTIONS
Flexibility and creativity to not just meet, but
anticipate, the needs of specific business
challenges
CUSTOMIZED SOLUTIONS
Offices worldwide to understand your needs
and respond quickly on a local level
GLOBAL REACH, LOCAL PRESENCE
Protection for the long haul, backed by industry
icon Liberty Mutual Insurance and more than
$140 billion in assets
STRENGTH AND STABILITY
$39.4bn
largest commerciallines writerin the US
6th
largest globalP&C insurer
INDUSTRY RANKINGS
largest commercial lines writer in the U.S.
largest property and casualty
insurer in the U.S.
largest globalproperty and
casualty insurer
on theU.S. Fortune
100 list
largest excess and surplus insurer
in the U.S.
ABOUT LIBERTY MUTUAL INSURANCE
Complete business coverage ranging from
difficult-to-place risks to niche specialty products
PRODUCT DIVERSITY
Management averages 30 years of experience
and is proven to navigate complex risks across
industry sectors
EXPERTISE AND LEADERSHIP
Ironshore provides broker-sourced specialty commercial property and casualty coverages for varying risks located throughout the world. With more than 30 offices around the globe, Ironshore is prepared to meet clients’ complex needs promptly, with local service on a global basis and in-depth underwriting experience across a broad spectrum of industries.
Ironshore’s acquisition by Liberty Mutual and merger with Liberty International Underwriters (LIU) U.S. in 2017 enables us to bring even greater scale, expertise, innovation and product offerings to market. As a combined operation with approximately $2.9 billion in gross written premium, brokers now have access to a top-tier insurer with greater capacity and product lines for a wide range of risks.
Boston-based Liberty Mutual is a diversified insurer in business since 1912, offering a wide range of personal and commercial insurance products and services. Liberty has $142.5 billion in assets and ranks 75th on the Fortune 100 list of largest corporations in the U.S. based on 2016 revenue. As of December 31, 2017, Liberty Mutual had $39.4 billion in annual consolidated revenue, with ‘A’ ratings from both A.M. Best and Standard & Poor’s.
2018 IRONSHOREOVERVIEW
Ironshore designed a highly efficient system to address and process claims. Our claims and underwriting business units closely collaborate, so when timing is critical, you’re not working with an unfamiliar claims representative—you’re working with experts who know your policy.
Our personalized approach enables us to understand and respond to our clients’ needs regarding claims management and fair resolution. It also saves time, provides the best possible protection and is the difference between a mere insurance provider and a true insurance partner.
Our unique claims structure guarantees that you will always be working with the right decision makers, no matter how diverse your product portfolio.
KEEP THE PROMISES.
AT IRONSHORE, the people who make the promises
www.ironshore.com
About Ironshore
Ironshore, a Liberty Mutual Company, provides broker-sourced specialty property and casualty insurance coverages for varying risks located throughout the world. Select specialty coverages are underwritten at Lloyd’s through Ironshore’s Pembroke Syndicate 4000. The Ironshore group of companies is rated A (Excellent) by A.M. Best with a Financial Size Category of Class XIV and A (Stable) by Standard & Poor’s. Pembroke Syndicate 4000 operates within Lloyd’s where the market rating is A (Excellent) by A.M. Best, AA- (Very Strong) by Fitch, and A+ (Strong) by Standard & Poor’s*. For more information, please visit www.ironshore.com.
The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Bound insurance policies, rather than summaries thereof, govern. Not all insurance coverages or products are available in all states or regions and policy terms may vary based on individual state or region requirements. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.
About Liberty
As of December 31, 2017, Liberty Mutual had more than $142 billion in consolidated assets, $39 billion in annual consolidated revenue, $121 billion in consolidated liabilities, and nearly $21 billion of equity on a GAAP basis. With an ‘A’ rating from both A.M. Best and Standard & Poor’s, Liberty remains an icon and a leader in the industry for more than a century.
04/18 *Ratings effective as of May 2, 2017
