2018 Summary of BenefitsEon Select (HMO) and Eon Choice (PPO)GEORGIA / SOUTH CAROLINA
For more information, call 1-844-895-8643 Y0122_0174 AcceptedMAPD
This is a summary of drug and health services covered by Eon Health January 1, 2018 - December 31, 2018.
Eon Health has a contract with Medicare to offer HMO and PPO plans. Eon Health also has a contract with the Georgia Medicaid program and a contract with the South Carolina Medicaid program. Enrollment in Eon Health depends on contract renewal.
The benefit information provided is a summary of what we cover and what you pay. It does not list every service that we cover or list ev-ery limitation or exclusion. To get a complete list of services we cover, please request the “Evidence of Coverage.” You can obtain a copy of our Evidence of Coverage by calling us at: Current Members: 1-888-906-3889, Prospective Members: 1-844-895-8643, TTY: 711 or visiting our website at www.eonhealthplan.com
For coverage and cost of Original Medicare look in your current “Medicare and You” Handbook. View it online at www.medicare.gov or get a copy by calling 1-800-Medicare (1-800-663-4227). TTY users should call 1-877-486-2048.
Eon Select: Eon Health has a network of doctors, hospitals, pharmacies, and other providers. If you use the providers that are not in our network, the plan may not pay for these services.
Eon Choice: Eon Health has a network of doctors, hospitals, pharmacies, and other providers. If you use the providers that are not in our network, your costs may be higher, deductibles and coinsurances may apply.
You can see our Provider and Pharmacy Directory on our website at www.eonhealthplan.com
You can see our Formulary (List of Part D prescription drugs) on our website at www.eonhealthplan.com
2018 Summary of BenefitsEon Select (HMO) and Eon Choice (PPO)
IntroductionEon Select
is a Medicare Advantage HMO offered in Georgia and South Carolina.
Eon Choiceis a Medicare Advantage PPO offered in Georgia and South Carolina.
To join Eon Select and Eon Choice, you must be entitled to Medicare Part A, enrolled in Medicare Part B and live in our service area.
Eon Select and Eon Choice Service Areas:
STATE SERVICE AREA
GEORGIA Baker, Baldwin, Banks, Barrow, Bibb, Bleckley, Bryan, Butts, Chatham, Cherokee, Clayton, Clinch, Crawford, Dawson, DeKalb, Dodge, Dooly, Fayette, Forsyth, Franklin, Greene, Hancock, Hart, Heard, Henry, Houston, Jasper, Jones, Lamar, Lumpkin, Macon, Madison, McIntosh, Meriwether, Monroe, Morgan, Newton, Oconee, Oglethorpe, Peach, Pickens, Pike, Pulaski, Putnam, Rabun, Rockdale, Schley, Screven, Stephens, Talbot, Taliaferro, Taylor, Twiggs, Walton, White, Wilcox, Wilkinson counties
SOUTH CAROLINA Beaufort, Chester, Colleton, Fairfield, Greenville, Hampton, Jasper, Lee, Saluda, Spartanburg, Union counties
Eon Select (HMO)SUMMARY OF BENEFITS
Health Maintenance Organization (HMO)
plans – in most HMOs, you can only go to
doctors, other health care providers, or
hospitals in the plan’s network. In an urgent
or emergency situation you can access in-
network and out of network providers.
Eon SelectHMO / Plan Highlights
Monthly Premium:$0
Doctor Visits:$10 PCP / $50 Specialist
Prescription Drugs:Low copayment for generic drugs
Dental Care:Preventative • Comprehensive • Dentures
Vision Care:$175 towards glasses or contact lenses
Hearing Care:Exams and up to $750 for hearing aids
Over-The-Counter (OTC) items:$20 allowance per month
Chiropractic Care:Routine visit $20 copay (4 visits per year)
Meals:Up to 20 meals after inpatient hospital stay
Fitness Program:SilverSneakers®
Benefits Eon Select / Health BenefitsMonthly Plan Premium $0 per month
DeductiblePart C (Medical) $0Part D (Pharmacy) $250 only applies to Tiers 3, 4 and 5
Maximum Out-of-Pocket Responsibility(does not include prescription drugs)
$6,700 annually
Inpatient Hospital Coverage1 $300/day for days 1-5$0/day for days 6-90
Outpatient Hospital Coverage1 $200 copay Ambulatory Surgical Center$225 copay Outpatient Hospital
Doctor Visits(Primary and Specialist)
Primary Care Physician visit: $10 copaySpecialist visit: $50 copay
Preventive Care $0 copay
Emergency Care $80 copay
Urgently Needed Care $50 copay
Diagnostic Services / Labs / Imaging1
Diagnostic radiology services (such as MRIs, CT scans): 20% coinsuranceDiagnostic tests and procedures: 20% coinsuranceLab services: $5 copayOutpatient x-rays: $25 copayTherapeutic radiology services (such as radiation treatment for cancer):20% coinsurance
1May require prior authorization
Eon Select (HMO)SUMMARY OF BENEFITS
Benefits Eon Select / Health Benefits
Hearing Services1
Exam to diagnose and treat hearing and balance issues: $25 copayRoutine hearing exam (for up to 1 every year): $25 copayHearing aid fitting/evaluation (for up to 1 every 3 years): $0 copayOur plan pays up to $750 every three years for hearing aids. Benefit amount applies to bothears combined.
Dental Services1
Preventive dental services:Cleaning (for up to 1 every six months): $0 copayDental x-ray(s) (for up to 1 every six months): $0 copayOral exam (for up to 1 every six months): $0 copay1 dental bitewing x-ray per side every six months: $0 copay1 panoramic x-ray every five years: $0 copay
Comprehensive dental services:Coverage limit is $800 every year.$0 copay for non-Medicare covered services$50 copay for Medicare covered servicesCoverage is limited to fillings, simple extractions, dentures, and denture repair. Additional dental services, such as root canals, crowns, surgical extractions, denture relines and periodontal (gum) treatments, are not covered.1 partial or 1 complete denture per arch every five years. $0 copay
Vision Services
Exam to diagnose and treat diseases and conditions of the eye: $25 copayAnnual Glaucoma screening: $0 copayRoutine eye exam (for up to 1 every year): $0 copayContact lenses: (for up to 1 every year): $0 copayEyeglasses (frames and lenses): (for up to 1 every year): $0 copay Eyeglasses or contact lensesafter cataract surgery: $0 copay$175 every year for contact lenses and or eyeglasses (frames and lenses)
1May require prior authorization
Eon Select (HMO)SUMMARY OF BENEFITS
Benefits Eon Select / Health Benefits
Mental Health Services1
Inpatient:$300/Day for Days 1-5$0/Day for Days 6-90
Outpatient group therapy visit: $40 copayOutpatient individual therapy visit: $40 copay
Skilled Nursing Facility (SNF)1$0 / Day for Days 1-20$167 / Day for Days 21-100
Physical Therapy (Outpatient) 1 Physical therapy visit: $40 copay
Ambulance1 $225 copay
Transportation1 Not covered
Medicare Part B drugs1 20% coinsurance
1May require prior authorization
Eon Select (HMO)SUMMARY OF BENEFITS
Benefits Eon Select / Prescription Drug BenefitsDeductible Part D (Pharmacy) $250 Only applies to Tiers 3, 4, and 5
Initial Coverage Retail (after you pay your deductible, ifapplicable)
Tier 1: Preferred Generic 1 month supply: $4 2 month supply: $8 3 month supply: $12
Tier 2: Non-Preferred Generic 1 month supply: $15 2 month supply: $30 3 month supply: $45
Tier 3: Preferred Brand 1 month supply: $47 2 month supply: $94 3 month supply: $141
Tier 4: Non-Preferred Brand 1 month supply: $100 2 month supply: $200 3 month supply: $300
Tier 5 Specialty 1 month supply: 28% 2 month supply: 28% 3 month supply: 28%
Initial coverage Mail Order
Tier 1: Preferred Generic 3 month: $8
Tier 2: Non-Preferred Generic 3 month: $30
Tier 3: Preferred Brand 3 month: $94
Tier 4: Non-Preferred Brand 3 month: $200
Tier 5 Specialty 3 month: 28%
Coverage GapAfter you enter the coverage gap, you pay 35% of the plan’s cost for covered brand name drugs and 44% of the plan’s cost for covered generic drugs until your costs total $5,000, which is the end of the coverage gap. Not everyone will enter the coverage gap.
Catastrophic CoverageFor generic (including brand drugs treated as generic): 5% of the cost, or $3.35 copay whicheveris greater
For all other drugs: 5% of the cost, or $8.35 copay, whichever is greater
1May require prior authorization
Eon Select (HMO)SUMMARY OF BENEFITS
Benefits Eon Select / Additional Health Benefits
Chiropractic Care
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): $20 copay Medicare Covered Visit
Routine Visit $20 copay (4 visits per yr.)
Foot Care (Podiatry Services)
Foot exams and treatment if you have diabetes related nerve damage and/or meet certain conditions: $45 copay.
Routine foot care: Not covered.
Diabetic Supplies and Services1Diabetes monitoring supplies: 20% coinsurance
Therapeutic shoes or inserts: 20% coinsurance
Meals1 Up to 20 meals. Plan covers up to 28 days after inpatient hospital stay
Rehabilitation Services (Outpatient)1
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions for a period of up to 36 weeks): 20% CoinsuranceOccupational therapy visit: $40 copaySpeech and language therapy visit: $40 copay
Medical Equipment and Supplies1
20% CoinsuranceProsthetic devices: 20% coinsuranceRelated medical supplies: 20% coinsurance
Over-the-Counter (OTC) Items Members receive a $20 allowance every month
Fitness Program
Fitness program: SilverSneakers®Basic membership to one Plan approved fitness facility per monthOrientation to the fitness center and instructions about how to use equipmentand servicesOne @Home workout Pak per year
1May require prior authorization
Eon Select (HMO)SUMMARY OF BENEFITS
Eon Choice (PPO)SUMMARY OF BENEFITS
Preferred Provider Organization (PPO) plan:
In a PPO, you pay less if you use doctors,
hospital, and other health care providers
that participate in the plan’s network. With
a PPO you also have access to doctors,
hospital, and other health care providers
that do not participate in the plan’s network.
You will usually pay more if you access
provider(s) outside the plans network.
Eon ChoicePPO / Plan Highlights
Monthly Premium:$15
Doctor Visits:$15 PCP / $50 Specialist
Prescriptions:Low copayment for generic drugs
Dental Care:Preventative Services
Vision Care:$175 towards glasses or contact lenses
Hearing Care:Exams and up to $750 for hearing aids
Over-The-Counter (OTC) items:$20 allowance per month
Chiropractic Care:Routine visit $20 copay (4 visits per year)
Meals:Up to 20 meals after inpatient hospital stay
Fitness Program:SilverSneakers®
1May require prior authorization
Eon Choice (PPO)SUMMARY OF BENEFITS
Benefits Eon Choice / Health BenefitsIN-NETWORK OUT-OF-NETWORK
Monthly Plan Premium
$15 per month
Deductible Part C (Medical) $0 Part C (Medical): $500
Part D (Pharmacy): $250 only applies to Tiers 3, 4, and 5 (In-Network and Out-of-Network)
Maximum Out-of-Pocket Responsibility(does not include pre-scription drugs)
$6,700 annually$10,000 - Services received from in-network providers WILL count toward this limit.
Inpatient Hospital Coverage1
$300 / Day for Days 1-5$0 / Day for Days 6-90
40% Coinsurance
Outpatient Hospital Coverage1
$200 Copay Ambulatory Surgical Center 40% Coinsurance Ambulatory Surgical Center
$225 Copay Outpatient Hospital 40% Coinsurance Outpatient Hospital
Doctor Visits (Primary and Specialist)
Primary care physician visit: $15 copay Primary care physician visit: 40% coinsurance
Specialist visit: $50 copay Specialist visit: 40% coinsurance
Preventive Care $0 copay 0% coinsurance
Emergency Care $80 copay $80 copay
Urgently Needed Care $50 copay $50 copay
Benefits Eon Choice / Health BenefitsIN-NETWORK OUT-OF-NETWORK
Diagnostic Services/Labs/Imaging1
Diagnostic radiology services (such as MRIs, CT scans): 20% coinsurance
Diagnostic radiology services (such as MRIs, CT scans): 40% coinsurance
Diagnostic tests and procedures: 20% coinsurance Diagnostic tests and procedures: 40% coinsurance
Lab services: $5 copay Lab services: 40% coinsurance
Outpatient x-rays: $25 copay Outpatient x-rays: 40% coinsurance
Therapeutic radiology services (such as radiation treatment for cancer): 20% coinsurance
Therapeutic radiology services (such as radiation treatment for cancer): 40% coinsurance
Hearing Services1
Exam to diagnose and treat hearing and balance issues: $25 copay
Exam to diagnose and treat hearing and balance issues: 40% coinsurance
Routine hearing exam (for up to 1 every year): $25 copay
50% coinsurance
Hearing aid fitting/evaluation (for up to 1 every 3 years): $0 copay
50% coinsurance
Our plan pays up to $750 every three years for hearing aids. Benefit amount applies to both ears combined.
50% coinsurance
1May require prior authorization
Eon Choice (PPO)SUMMARY OF BENEFITS
Benefits Eon Choice / Health BenefitsIN-NETWORK OUT-OF-NETWORK
DentalServices1
Preventive dental services:Cleaning (for up to 1 every six months): $0 copayDental x-ray(s) (for up to 1 every six months): $0 copayOral exam (for up to 1 every six months): $0 copayDental bitewing x-ray per side (for up to 1 every six months): $0 copayPanoramic x-ray (for up to 1 every five years): $0 copay
Preventive dental services:Cleaning (for up to 1 every six months): 50% coinsuranceDental x-ray(s) (for up to 1 every six months): 50% coinsuranceOral exam (for up to 1 every six months): 50% coinsuranceDental bitewing x-ray per side (for up to 1 every six months): 50% coinsurancePanoramic x-ray (for up to 1 every five years): 50% coinsurance
Comprehensive dental services:$50 copay for Medicare-covered comprehensive benefits
Comprehensive dental services: 40% coinsurance for Medicare-covered comprehensive benefits
VisionServices
Exam to diagnose and treat diseases and conditions of the eye: $25 copay
Exam to diagnose and treat diseases and conditions of the eye: 40% coinsurance
Glaucoma Screening: $25 copay Glaucoma Screening: 40% coinsurance
Routine eye exam (for up to 1 every year): $0 copay 50% coinsurance
Contact lenses: (for up to 1 every year): $0 copayEyeglasses (frames and lenses): (for up to 1 every year):$0 copayEyeglasses or contact lenses after cataract surgery:$0 copay
50% coinsurance
$175 every year for contact lenses and or eyeglasses (frames and lenses).
50% coinsurance
1May require prior authorization
Eon Choice (PPO)SUMMARY OF BENEFITS
Benefits Eon Choice / Health BenefitsIN-NETWORK OUT-OF-NETWORK
Mental Health Services1
Inpatient:$300 / Day for Days 1-5$0 / Day for days 6 – 90
Inpatient:40% coinsurance
Outpatient:Group therapy visit: $40 copayIndividual therapy visit: $40 copay
Outpatient:Group therapy visit: 40% coinsuranceIndividual therapy visit: 40% coinsurance
Skilled Nursing Facility (SNF)1$0 / Day for Days 1-20$167 / Day for Days 21-100
40% coinsurance
Physical Therapy1 Physical therapy visit:$40 copay
Physical therapy visit:40% coinsurance
Ambulance1 $225 copay $225 copay
Transportation Not covered Not covered
Medicare Part B Drugs1 20% coinsurance 40% coinsurance
1May require prior authorization
Eon Choice (PPO)SUMMARY OF BENEFITS
Benefits Eon Choice / Prescription Drug BenefitsDeductible Part D (Pharmacy) $250 Only applies to Tiers 3, 4, and 5
Initial Coverage Retail(after you pay your deductible, if applicable)
Tier 1: Preferred Generic 1 month supply: $4 2 month supply: $8 3 month supply: $12
Tier 2: Non-Preferred Generic 1 month supply: $15 2 month supply: $30 3 month supply: $45
Tier 3: Preferred Brand 1 month supply: $47 2 month supply: $94 3 month supply: $141
Tier 4: Non-Preferred Brand 1 month supply: $100 2 month supply: $200 3 month supply: $300
Tier 5 Specialty 1 month supply: 28% 2 month supply: 28% 3 month supply: 28%
Initial coverage Mail Order
Tier 1: Preferred Generic 3 month: $8
Tier 2: Non-Preferred Generic 3 month: $30
Tier 3: Preferred Brand 3 month: $94
Tier 4: Non-Preferred Brand 3 month: $200
Tier 5 Specialty 3 month: 28%
Coverage GapAfter you enter the coverage gap, you pay 35% of the plan’s cost for covered brand name drugs and 44% of the plan’s cost for covered generic drugs until your costs total $5,000, which is the end of the coverage gap. Not everyone will enter the coverage gap.
Catastrophic CoverageFor generic (including brand drugs treated as generic): 5% of the cost, or $3.35 copay whichever is greater
For all other drugs: 5% of the cost, or $8.35 copay, whichever is greater
1May require prior authorization
Eon Choice (PPO)SUMMARY OF BENEFITS
Benefits Eon Choice / Additional Health BenefitsIN-NETWORK OUT-OF-NETWORK
Chiropractic Care
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): $20 copay Medicare Covered Visit
Routine Visit: $20 copay (4 visits per yr.)
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position):40% coinsurance Medicare Covered Visit
Routine Visit: 50% coinsurance (4 visits per yr.)
Outpatient RehabilitationServices1
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions over a period of up to 36 weeks):20% Coinsurance
Occupational therapy visit: $40 copaySpeech and language therapy visit:$40 copay
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions over a period of up to 36 weeks):40% coinsurance
Occupational therapy visit: 40% coinsurance Speech and language therapy visit:40% coinsurance
Diabetic Supplies and Services1Diabetes monitoring supplies: 20% coinsurance
Therapeutic shoes or inserts: 20% coinsurance
Diabetes monitoring supplies: 40% coinsurance
Therapeutic shoes or inserts: 40% coinsurance
Meals1 Up to 20 meals. Plan covers up to 30 days after inpatient hospital stay
Not covered
Foot Care (Podiatry Services)
Foot exams and treatment if you have diabetes related nerve damage and/or meet certain conditions: $45 copayRoutine foot care: Not covered
Foot exams and treatment if you have diabetes related nerve damage and/or meet certain conditions: 40% coinsuranceRoutine foot care: Not covered.
Over-the-Counter (OTC) Items Members receive a $20 allowance every month Not covered
1May require prior authorization
Eon Choice (PPO)SUMMARY OF BENEFITS
Benefits Eon Choice / Additional Health BenefitsIN-NETWORK OUT-OF-NETWORK
Medical Equipment and Supplies1
20% coinsurance 40% coinsurance
Prosthetic devices: 20% coinsuranceRelated medical supplies: 20% coinsurance
Prosthetic devices: 40% coinsuranceRelated medical supplies: 40% coinsurance
Wellness Programs (e.g. Fitness)
Fitness program: SilverSneakers®Basic membership to one Plan approved fitness facility per monthOrientation to the fitness center and instructions about how to use equipment and services One @Home workout Pak per year
1May require prior authorization
Eon Choice (PPO)SUMMARY OF BENEFITS
This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium – The State pays the Part B premium for full dual members.
Premium, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
Eon Health complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
Current Members: 1-888-906-3889 TTY: 711
Prospective Members: 1-844-895-8643 TTY: 711
Hours of Operation: October 1 – February 14:Seven days a week, 8:00am – 8:00pm EST
February 15 – September 30: Monday through Friday, 8:00am – 8:00pm EST
(You may leave a voicemail Saturday, Sunday and Federal Holidays)