Page 1 of 5

2019 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Rec. No.

Group No.

Group Name

Written Premium

Market Share

Cumulative Mkt. Share

Incurred Losses

Loss Ratio

1 176 STATE FARM GRP 6,501,547,196 8.3088% 8.3088% 4,098,337,542 63.94%2 69 FARMERS INS GRP 6,200,980,337 7.9247% 16.2334% 2,639,486,236 43.20%3 31 BERKSHIRE HATHAWAY GRP 4,940,571,869 6.3139% 22.5473% 2,980,427,469 61.67%4 111 LIBERTY MUT GRP 3,661,909,879 4.6798% 27.2271% 1,677,448,628 46.93%5 8 ALLSTATE INS GRP 3,500,174,977 4.4731% 31.7002% 1,810,063,027 52.31%6 1318 Auto Club Enterprises Ins Grp 3,319,377,456 4.2421% 35.9423% 1,995,412,242 61.43%7 660 MERCURY GEN GRP 3,231,352,285 4.1296% 40.0719% 1,855,070,610 59.46%8 3548 Travelers Grp 2,984,632,922 3.8143% 43.8861% 1,593,221,368 55.83%9 1278 CSAA Ins Grp 2,865,388,102 3.6619% 47.5480% 1,290,092,735 45.68%10 626 Chubb Ltd Grp 2,790,849,749 3.5666% 51.1146% 1,135,880,107 42.16%11 215 Kemper Corp Grp 2,290,120,156 2.9267% 54.0413% 1,367,830,417 61.00%12 155 PROGRESSIVE GRP 2,140,124,525 2.7350% 56.7763% 1,416,646,068 67.72%13 140 NATIONWIDE CORP GRP 2,110,467,773 2.6971% 59.4734% 1,040,753,684 49.89%14 200 UNITED SERV AUTOMOBILE ASSN GRP 2,094,479,397 2.6767% 62.1501% 1,458,410,494 72.39%15 91 HARTFORD FIRE & CAS GRP 1,700,921,256 2.1737% 64.3238% 858,313,410 50.48%16 212 ZURICH INS GRP 1,465,931,660 1.8734% 66.1972% 803,190,240 56.00%17 12 AMERICAN INTL GRP 1,305,430,705 1.6683% 67.8655% 968,007,839 72.26%18 35076 State Compensation Ins Fund 1,206,037,980 1.5413% 69.4068% 467,522,058 38.81%19 218 CNA INS GRP 1,110,919,509 1.4197% 70.8265% 580,837,178 55.07%20 3098 Tokio Marine Holdings Inc GRP 999,337,881 1.2771% 72.1037% 578,182,657 59.43%21 158 FAIRFAX FIN GRP 947,406,135 1.2108% 73.3144% 399,562,449 43.79%22 2538 AmTrust Financial Serv Grp 848,758,063 1.0847% 74.3991% 480,586,097 52.18%23 922 ICW Grp Assets Inc Grp 848,066,185 1.0838% 75.4829% 323,564,463 44.08%24 10779 CALIFORNIA EARTHQUAKE AUTHORITY 820,924,237 1.0491% 76.5320% 4,473,106 0.55%25 84 American Financial Grp 736,437,615 0.9411% 77.4732% 330,962,715 46.39%

Sub Total - Top 25: 60,622,147,849 77.4732% 77.4732% 32,154,282,839 54.17%

26 4928 National Gen Grp 705,273,357 0.9013% 0.9013% 366,602,349 51.64%27 968 AXA INS GRP 696,253,452 0.8898% 1.7911% 405,429,096 63.11%28 473 AMERICAN FAMILY INS GRP 687,419,431 0.8785% 2.6696% 456,219,599 69.23%29 761 ALLIANZ INS GRP 651,595,650 0.8327% 3.5023% 319,810,614 50.13%30 150 OLD REPUBLIC GRP 644,438,868 0.8236% 4.3259% 419,276,705 65.65%31 10683 Wawanesa Gen Ins Co 544,541,612 0.6959% 5.0218% 374,203,744 70.00%32 65 FM GLOBAL GRP 533,576,769 0.6819% 5.7037% -54,794,953 -10.85%33 785 MARKEL CORP GRP 520,835,358 0.6656% 6.3693% 215,727,780 43.07%34 1279 Arch Ins Grp 509,080,862 0.6506% 7.0199% 262,529,067 52.25%35 98 WR Berkley Corp GRP 482,799,553 0.6170% 7.6369% 182,275,874 38.21%36 1120 EVEREST REINS HOLDINGS GRP 462,557,257 0.5911% 8.2280% 167,878,252 37.43%37 19 Assurant Inc Grp 456,003,212 0.5828% 8.8108% 141,274,417 34.24%38 88 The Hanover Ins Grp 377,835,944 0.4829% 9.2937% 153,778,655 41.41%39 796 QBE INS GRP 353,288,297 0.4515% 9.7451% 234,414,095 67.29%40 3363 Employers Holdings Grp 337,869,564 0.4318% 10.1769% 133,376,619 37.72%41 802 Capital Ins Grp 328,357,698 0.4196% 10.5966% 185,162,580 55.18%42 169 SENTRY INS GRP 288,047,750 0.3681% 10.9647% 155,882,278 54.68%43 4670 Starr Grp 270,345,224 0.3455% 11.3102% 196,117,882 75.46%44 4485 Copperpoint Grp 266,841,815 0.3410% 11.6512% 147,226,902 54.99%45 361 Munich Re Grp 260,856,282 0.3334% 11.9846% 116,249,644 48.39%46 572 BCBS OF MI GRP 257,171,656 0.3287% 12.3132% 99,051,376 40.30%47 3219 Sompo Grp 230,619,069 0.2947% 12.6079% 74,898,813 35.31%48 2898 Western Serv Contract Grp 229,651,224 0.2935% 12.9014% 70,156,329 32.02%49 241 METROPOLITAN GRP 203,070,341 0.2595% 13.1609% 124,180,445 64.19%50 4886 Benchmark Holding Grp 202,445,909 0.2587% 13.4197% 94,812,667 47.25%

Source: NAIC Database Licensed Companies Only

California Department of Insurance Rate Specialist Bureau - April 30, 2020

Source: NAIC Database

California Department of Insurance Page 2 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2020

2019 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Rec. No.

Group No.

Group Name

Written Premium

Market Share

Cumulative Mkt. Share

Incurred Losses

Loss Ratio

51 33 CALIFORNIA CAS MGMT GRP 201,599,196 0.2576% 13.6773% 128,528,836 66.22%52 4904 Intact Financial Grp 201,205,269 0.2571% 13.9344% 87,419,451 44.19%53 256 ProSight GRP 191,795,132 0.2451% 14.1795% 81,254,482 41.67%54 225 IAT Reins Co Grp 188,645,889 0.2411% 14.4206% 76,453,858 41.61%55 831 DOCTORS CO GRP 180,650,747 0.2309% 14.6515% 76,547,898 45.01%56 3702 Loya Grp 177,072,673 0.2263% 14.8778% 97,923,684 55.30%57 181 SWISS RE GRP 166,336,625 0.2126% 15.0904% 138,804,591 86.78%58 28 AMICA MUT GRP 155,851,381 0.1992% 15.2895% 97,714,641 63.81%59 323 CIVIL SERV EMPLOYEE GRP 147,862,881 0.1890% 15.4785% 99,922,283 64.29%60 748 AmeriTrust Grp Inc Grp 147,841,613 0.1889% 15.6674% 42,524,060 29.06%61 3494 James River Grp 138,794,984 0.1774% 15.8448% 72,304,755 52.14%62 7 FEDERATED MUT GRP 133,558,673 0.1707% 16.0155% 85,495,240 67.52%63 3416 AXIS Capital Grp 123,782,924 0.1582% 16.1737% 60,021,385 52.56%64 20338 Palomar Specialty Ins Co 120,725,600 0.1543% 16.3280% 1,113,595 1.15%65 766 Radian Grp 113,885,673 0.1455% 16.4735% 10,926,319 7.74%66 27502 Western Gen Ins Co 110,895,736 0.1417% 16.6152% 59,039,501 52.88%67 4962 AU Holding Co Grp 108,382,245 0.1385% 16.7537% 11,874,267 10.95%68 501 Alleghany Grp 107,959,479 0.1380% 16.8917% -1,747,209 -1.87%69 4664 Pure Companies Grp 105,949,699 0.1354% 17.0271% 39,650,460 42.56%70 1282 Norcal GRP 104,812,573 0.1339% 17.1610% 67,270,082 65.74%71 248 UNITED FIRE & CAS GRP 104,249,801 0.1332% 17.2943% 38,824,855 36.11%72 4715 MS & AD Ins Grp 99,225,642 0.1268% 17.4211% 39,861,434 40.61%73 4725 Enstar Grp 97,200,944 0.1242% 17.5453% 51,732,720 51.60%74 408 AMERICAN NATL FIN GRP 96,867,339 0.1238% 17.6691% 53,852,849 56.11%75 783 RLI INS GRP 96,525,884 0.1234% 17.7925% 45,639,840 50.85%76 105 MGIC GRP 93,094,781 0.1190% 17.9114% 3,603,016 3.57%77 867 Protective Ins Corp Grp 92,736,366 0.1185% 18.0299% 53,224,694 57.25%78 313 AEGIS GRP 90,930,730 0.1162% 18.1461% 51,967,126 57.40%79 4666 Hiscox Ins Grp 89,437,390 0.1143% 18.2604% 58,952,180 59.84%80 4851 Church Mut Grp 87,553,420 0.1119% 18.3723% 27,523,797 32.61%81 4011 Genworth Fin Grp 87,412,829 0.1117% 18.4840% 3,283,631 3.64%82 23 BCS INS GRP 87,256,214 0.1115% 18.5956% 26,086,605 29.60%83 161 TOPA EQUITIES LTD GRP 85,075,280 0.1087% 18.7043% 54,073,316 74.01%84 411 MAPFRE INS GRP 80,133,739 0.1024% 18.8067% 59,102,192 67.11%85 4256 Anchor Ins Holdings Grp 78,690,410 0.1006% 18.9072% 45,271,981 59.33%86 3829 GeoVera Holdings Inc Grp 78,322,535 0.1001% 19.0073% -25,685 -0.03%87 70 FIRST AMER TITLE GRP 77,670,364 0.0993% 19.1066% 17,205,620 22.16%88 300 HORACE MANN GRP 77,628,555 0.0992% 19.2058% 45,546,485 59.04%89 12190 American Pet Ins Co 76,929,108 0.0983% 19.3041% 51,384,953 69.46%90 4734 Apollo Global Mgmt Grp 73,818,548 0.0943% 19.3985% 41,859,379 62.03%91 71 UNIVERSAL INS CO GRP 71,511,434 0.0914% 19.4899% 22,951,254 31.95%92 40975 Dentists Ins Co 70,289,838 0.0898% 19.5797% 23,496,296 33.88%93 4869 WT Holdings Grp 70,095,734 0.0896% 19.6693% 29,063,908 42.91%94 517 HANNOVER GRP 67,535,251 0.0863% 19.7556% 57,285,869 92.13%95 39861 Golden Bear Ins Co 65,475,345 0.0837% 19.8392% 20,281,498 36.55%96 4694 Essent Grp 62,327,238 0.0797% 19.9189% 2,963,413 4.24%97 244 CINCINNATI FIN GRP 60,849,277 0.0778% 19.9967% 44,167,809 84.75%98 16187 Metromile Ins Co 59,912,976 0.0766% 20.0732% 45,208,079 76.25%99 303 GUIDEONE INS GRP 59,638,877 0.0762% 20.1494% 11,535,538 20.58%100 4718 Tiptree Fin Grp 58,054,182 0.0742% 20.2236% 31,675,236 82.96%101 4672 Dongbu Ins Grp 57,379,882 0.0733% 20.2970% 38,582,320 69.05%102 4234 Randall & Quilter Investment Grp 56,885,458 0.0727% 20.3697% 37,635,229 76.36%103 800 WESTERN MUT INS GRP 55,978,414 0.0715% 20.4412% 35,933,756 64.06%104 15290 Aspire Gen Ins Co 55,491,415 0.0709% 20.5121% 32,255,956 60.72%

Source: NAIC Database

California Department of Insurance Page 3 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2020

2019 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Rec. No.

Group No.

Group Name

Written Premium

Market Share

Cumulative Mkt. Share

Incurred Losses

Loss Ratio

105 1154 Coverys Grp 47,764,543 0.0610% 20.5732% 17,663,863 46.93%106 83 GRANGE INS GRP 46,422,886 0.0593% 20.6325% 27,461,655 62.47%107 645 OREGON MUT GRP 45,748,505 0.0585% 20.6909% 22,373,961 54.10%108 4760 NMI Holdings Grp 44,385,495 0.0567% 20.7477% 1,573,112 3.30%109 4871 Watford Holdings Grp 42,434,990 0.0542% 20.8019% 28,872,883 69.46%110 306 CUNA MUT GRP 42,311,434 0.0541% 20.8560% 21,035,462 51.83%111 13528 Brotherhood Mut Ins Co 41,837,020 0.0535% 20.9094% 22,105,538 54.06%112 62 EMC INS CO GRP 41,649,472 0.0532% 20.9627% 16,238,123 40.76%113 4942 Beazley Grp 37,890,253 0.0484% 21.0111% 27,332,090 83.40%114 14010 Crusader Ins Co 35,773,506 0.0457% 21.0568% 27,689,376 81.64%115 3483 PartnerRe Grp 34,885,727 0.0446% 21.1014% 24,647,034 70.65%116 11445 CGB Ins Co 34,465,088 0.0440% 21.1454% 36,619,932 114.78%117 13127 Nations Ins Co 33,885,982 0.0433% 21.1887% 23,001,684 65.83%118 27928 Amex Assur Co 33,592,090 0.0429% 21.2317% 17,832,617 53.05%119 456 LANCER FINANCIAL GRP 33,046,918 0.0422% 21.2739% 18,529,283 53.33%120 36706 Lawyers Mut Ins Co 31,319,081 0.0400% 21.3139% 5,834,777 16.70%121 4863 China Minsheng Grp 30,145,925 0.0385% 21.3525% 15,615,090 81.91%122 34738 Arag Ins Co 29,665,655 0.0379% 21.3904% 17,465,661 58.85%123 16023 Lemonade Ins Co 29,026,268 0.0371% 21.4275% 15,872,223 81.27%124 257 SAFEWAY INS GRP 28,214,375 0.0361% 21.4635% 18,832,630 63.99%125 4889 Jewelers Mut Grp 27,311,495 0.0349% 21.4984% 11,527,370 44.26%126 10520 Care W Ins Co 26,930,244 0.0344% 21.5328% 6,606,651 23.16%127 14133 Qualitas Ins Co 26,470,799 0.0338% 21.5667% 12,131,010 50.48%128 1316 KnightBrook Ins Grp 26,314,187 0.0336% 21.6003% 20,574,518 73.29%129 11523 Wright Natl Flood Ins Co 25,587,674 0.0327% 21.6330% 5,833,932 23.15%130 32107 Sutter Ins Co 25,038,474 0.0320% 21.6650% 12,915,788 50.24%131 920 Global Ind Grp 23,633,513 0.0302% 21.6952% -25,342,239 -90.13%132 869 MINNESOTA MUT GRP 23,097,697 0.0295% 21.7247% 6,707,536 41.19%133 775 PHARMACISTS MUT GRP 22,760,717 0.0291% 21.7538% 13,434,928 60.44%134 37621 Toyota Motor Ins Co 22,637,910 0.0289% 21.7827% 16,163,248 99.46%135 37800 Kookmin Best Ins Co Ltd 21,921,251 0.0280% 21.8107% 7,006,498 32.82%136 450 GENEVE HOLDINGS INC GRP 21,808,471 0.0279% 21.8386% 10,260,468 47.05%137 32433 Medical Ins Exch Of CA 21,562,891 0.0276% 21.8662% 8,100,956 32.51%138 4051 Ocean Harbor Grp 21,055,982 0.0269% 21.8931% 14,708,300 60.37%139 262 CANAL GRP 20,531,237 0.0262% 21.9193% 11,717,633 59.60%140 4381 Houston Intl Ins Grp 20,208,223 0.0258% 21.9451% 16,054,493 88.29%141 12878 Sterling Cas Ins Co 19,581,138 0.0250% 21.9702% 12,170,000 60.48%142 4794 Group One Thousand One Grp 19,297,053 0.0247% 21.9948% 2,326,696 13.52%143 1147 Workers Comp Fund Grp 18,385,114 0.0235% 22.0183% 6,135,563 34.49%144 11231 Generali Us Branch 18,285,072 0.0234% 22.0417% 12,130,863 67.73%145 3569 Caterpillar Grp 17,146,364 0.0219% 22.0636% 8,212,204 54.62%146 36340 Camico Mut Ins Co 16,034,851 0.0205% 22.0841% 3,812,940 23.66%147 194 Assured Guar Grp 15,132,600 0.0193% 22.1034% -2,143,180 -7.80%148 26492 Courtesy Ins Co 14,259,142 0.0182% 22.1217% 15,402,736 127.45%149 246 PENNSYLVANIA LUMBERMENS GRP 14,242,984 0.0182% 22.1399% 13,255,994 78.42%150 3479 Merchants Bonding Co Grp 14,113,860 0.0180% 22.1579% 117,245 0.82%151 31887 Coface N Amer Ins Co 13,039,673 0.0167% 22.1746% 4,166,664 32.22%152 3478 Hallmark Fin Serv Grp 12,936,223 0.0165% 22.1911% 6,658,789 73.94%153 457 Argo Grp US Inc GRP 12,240,075 0.0156% 22.2067% 12,320,860 92.56%154 2638 NCMIC Grp 12,012,611 0.0154% 22.2221% 870,700 7.26%155 350 General Electric Grp 11,315,189 0.0145% 22.2366% -5,430,878 -47.65%156 79 Ally Ins Holdings Grp 11,254,428 0.0144% 22.2509% 3,640,545 71.75%157 25422 Atradius Trade Credit Ins Co 11,051,093 0.0141% 22.2651% -981,192 -9.87%158 4850 Clear Blue Financial Grp 10,010,285 0.0128% 22.2778% 3,811,199 65.21%

Source: NAIC Database

California Department of Insurance Page 4 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2020

2019 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Rec. No.

Group No.

Group Name

Written Premium

Market Share

Cumulative Mkt. Share

Incurred Losses

Loss Ratio

159 2698 ProAssurance Corp Grp 9,685,168 0.0124% 22.2902% 1,461,844 15.08%160 124 AMERISURE CO GRP 9,032,133 0.0115% 22.3018% 6,629,600 74.55%161 19631 American Road Ins Co 8,628,262 0.0110% 22.3128% 447,712 5.19%162 35009 Financial Cas & Surety Inc 8,149,266 0.0104% 22.3232% 236,277 2.90%163 689 BANKERS INS GRP 7,433,477 0.0095% 22.3327% -21,370 -0.29%164 27480 California Mut Ins Co 6,959,513 0.0089% 22.3416% 2,435,503 39.72%165 26565 Ohio Ind Co 6,689,066 0.0085% 22.3502% 3,282,603 39.28%166 10004 Seaview Ins Co 6,652,854 0.0085% 22.3587% -22,216 -0.33%167 4908 Ascot Ins US Grp 6,483,616 0.0083% 22.3669% -10,524 -0.39%168 594 AMERICAN CONTRACTORS INS GRP 6,366,007 0.0081% 22.3751% 1,598,025 25.10%169 10830 Business Alliance Ins Co 6,238,578 0.0080% 22.3830% 2,491,404 39.51%170 242 SELECTIVE INS GRP 6,143,208 0.0079% 22.3909% 452,420 7.66%171 1135 PMI GRP 6,050,450 0.0077% 22.3986% -171,974 -2.79%172 14380 Build Amer Mut Assur Co 5,365,083 0.0069% 22.4055% 0 0.00%173 24376 Spinnaker Ins Co 5,063,744 0.0065% 22.4120% 2,197,071 37.24%174 574 AMERCO CORP GRP 4,883,995 0.0062% 22.4182% 304,187 6.24%175 10642 Cherokee Ins Co 4,882,573 0.0062% 22.4244% 4,580,988 134.49%176 41459 Armed Forces Ins Exch 4,712,938 0.0060% 22.4305% -548,391 -11.67%177 3362 First Acceptance Ins Grp 4,620,870 0.0059% 22.4364% 2,787,639 75.52%178 458 Dai-ichi Life Holdings Inc Grp 4,611,598 0.0059% 22.4423% 2,420,196 53.35%179 4359 Housing Authority Prop Grp 4,585,673 0.0059% 22.4481% 4,903,241 109.44%180 37940 Lexington Natl Ins Corp 4,544,478 0.0058% 22.4539% 346,420 7.57%181 31380 American Surety Co 3,894,731 0.0050% 22.4589% 95,296 2.68%182 569 FARMERS MUT HAIL INS GRP 3,700,767 0.0047% 22.4636% -146,182 -5.53%183 4940 Safe Auto Grp 3,605,311 0.0046% 22.4682% 2,338,555 60.98%184 1248 AMBAC ASSUR CORP GRP 3,461,587 0.0044% 22.4727% -73,212,483 -689.47%185 1208 GRAY INS GRP 3,257,493 0.0042% 22.4768% 1,142,441 38.77%186 1332 MAINE EMPLOYERS MUT INS GRP 3,251,621 0.0042% 22.4810% 1,798,225 63.27%187 201 UTICA GRP 2,914,547 0.0037% 22.4847% 695,329 36.71%188 315 INDUSTRIAL ALLIANCE GRP 2,829,960 0.0036% 22.4883% 1,868,755 75.49%189 10048 Hyundai Marine & Fire Ins Co Ltd 2,409,364 0.0031% 22.4914% 1,583,583 62.76%190 10758 Colonial Surety Co 2,371,672 0.0030% 22.4944% 556,735 21.91%191 32190 Constitution Ins Co 2,328,605 0.0030% 22.4974% 420,292 35.61%192 38300 Samsung Fire & Marine Ins Co Ltd 1,994,227 0.0025% 22.5000% -4,864,291 -224.73%193 23132 RVI Amer Ins Co 1,860,822 0.0024% 22.5023% 0 0.00%194 3179 Home State Ins Grp 1,776,887 0.0023% 22.5046% 527,709 23.41%195 175 STATE AUTO MUT GRP 1,557,275 0.0020% 22.5066% 3,758,120 99.75%196 528 MBIA GRP 1,484,764 0.0019% 22.5085% 0 0.00%197 31232 Work First Cas Co 1,404,645 0.0018% 22.5103% 279,369 20.45%198 309 WESTERN NATL MUT GRP 1,266,148 0.0016% 22.5119% 533,692 36.36%199 3299 AJK Holdings Grp 1,238,659 0.0016% 22.5135% 23,646 1.91%200 749 SCOR GRP 1,221,336 0.0016% 22.5151% 558,841 46.21%201 228 WESTFIELD Grp 1,157,189 0.0015% 22.5165% 0 0.00%202 20311 Syncora Guar Inc 1,058,794 0.0014% 22.5179% -10,768,589 -287.81%203 503 LANDCAR INS GRP 913,982 0.0012% 22.5191% 351,123 60.60%204 39551 Continental Heritage Ins Co 852,061 0.0011% 22.5201% 78,027 10.09%205 508 NATIONAL GRP 632,898 0.0008% 22.5210% 156,180 24.88%206 12319 Bondsman Ins Co 624,437 0.0008% 22.5218% -4,508 -0.51%207 19119 National Unity Ins Co 617,000 0.0008% 22.5225% 328,978 47.23%208 680 AMERISAFE GRP 586,161 0.0007% 22.5233% -180,601 -34.35%209 3485 Rothschild Intl Grp 509,594 0.0007% 22.5239% 80,712 17.43%210 28497 Usplate Glass Ins Co 415,951 0.0005% 22.5245% 30,143 7.24%211 11118 Federated Rural Electric Ins Exch 352,216 0.0005% 22.5249% 117,754 33.86%212 4799 Assure Holding Corp Grp 337,306 0.0004% 22.5254% -60,774 -16.21%

Source: NAIC Database

California Department of Insurance Page 5 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2020

2019 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Rec. No.

Group No.

Group Name

Written Premium

Market Share

Cumulative Mkt. Share

Incurred Losses

Loss Ratio

213 479 IFG CO GRP 193,743 0.0002% 22.5256% 2,120,979 1384.19%214 32867 Universal Fire & Cas Ins Co 182,952 0.0002% 22.5258% 0 0.00%215 33499 Dorinco Reins Co 168,544 0.0002% 22.5261% 0 0.00%216 468 Aegon US Holding Grp 160,473 0.0002% 22.5263% 512,210 37.47%217 4935 Chandler Ins Grp 156,666 0.0002% 22.5265% 33,044 23.11%218 40550 Pacific Pioneer Ins Co 67,947 0.0001% 22.5265% 426,591 426.52%219 22950 Acstar Ins Co 64,466 0.0001% 22.5266% 19,842 42.35%220 10909 Sun Surety Ins Co 59,557 0.0001% 22.5267% 0 0.00%221 4277 TD Friedkin Grp 49,845 0.0001% 22.5268% 2,465 55.24%222 10783 Cornerstone Natl Ins Co 20,173 0.0000% 22.5268% 55,609 181.69%223 4720 Conifer Holdings Grp 15,100 0.0000% 22.5268% 0 0.00%224 12297 Petroleum Cas Co 13,669 0.0000% 22.5268% -22,000 -159.97%225 1228 BAR PLAN GRP 4,297 0.0000% 22.5268% -96,536 -2255.51%226 40150 MGA Ins Co Inc 2,908 0.0000% 22.5268% -10,000 -153.05%

Sub Total - 26 Thru 226: 17,627,074,979 22.5268% 22.5268% 8,195,194,925 47.76%

Line Total: 78,249,222,828 100.0000% 100.0000% 40,349,477,764 52.73%

STATE FARM GRP (Group # 176)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 17,623,154 0.27% 11,296,104 19,001,525 168.21% 1,080,273,464 1.6314%

02.1 ALLIED LINES 1,955,295 0.03% 1,736,091 571,316 32.91% 708,410,551 0.2760%

02.2 MULTIPLE PERIL CROP 469,540 0.01% 553,684 611,750 110.49% 456,468,555 0.1029%

02.4 PRIVATE CROP 16,284 0.00% 12,892 0 0.00% 13,018,722 0.1251%

03 FARMOWNERS MULTIPLE PERIL 9,791,498 0.15% 9,484,158 10,591,029 111.67% 215,917,727 4.5348%

04 HOMEOWNERS MULTIPLE PERIL 1,604,186,824 24.67% 1,543,019,889 885,714,097 57.40% 9,004,772,395 17.8149%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 227,847,489 3.50% 218,636,789 98,118,770 44.88% 3,062,959,142 7.4388%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 111,716,578 1.72% 108,591,720 83,546,161 76.94% 1,833,339,105 6.0936%

09 INLAND MARINE 44,967,840 0.69% 43,978,415 22,085,679 50.22% 3,002,210,570 1.4978%

11 MEDICAL PROFESSIONAL LIABILITY 560,051 0.01% 558,076 233,036 41.76% 442,171,727 0.1267%

12 EARTHQUAKE 13,134,980 0.20% 13,208,500 0 0.00% 1,649,335,324 0.7964%

13 GROUP A AND H 30,096,032 0.46% 30,096,032 27,166,733 90.27% 406,652,766 7.4009%

14 CREDIT A&H(GRP&IND) 666 0.00% 80,972 24,585 30.36% 28,111 2.3692%

15.3 GUARANTEED RENEWABLE A&H 52,648,659 0.81% 20,062,222 41,510,775 206.91% 78,709,189 66.8901%

15.4 NON-RENEWABLE FOR STATED REASONS ONLY 5,849,102 0.09% 5,811,922 2,187,629 37.64% 5,849,117 99.9997%

15.5 OTHER ACCIDENT ONLY 144 0.00% 137 -396 -289.05% 12,494,445 0.0012%

15.7 ALL OTHER ACCIDENT AND HEALTH 1,238,252 0.02% 1,364,730 611,660 44.82% 92,895,134 1.3330%

16 WORKERS' COMPENSATION 81,489,719 1.25% 80,885,968 34,759,654 42.97% 11,414,135,756 0.7139%

17.1 OTHER LIABILITY OCCURRENCE 192,068,430 2.95% 186,401,191 115,622,427 62.03% 3,763,471,552 5.1035%

17.2 OTHER LIABILITY CLAIMS MADE 7,541,451 0.12% 7,507,775 2,308,423 30.75% 2,403,367,293 0.3138%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 -244,019 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 2,303,078,155 35.42% 2,319,268,715 1,476,731,663 63.67% 17,960,045,308 12.8233%

19.4 COMMERCIAL AUTO LIABILITY 91,628,230 1.41% 90,405,337 74,478,044 82.38% 3,257,738,340 2.8126%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,666,168,303 25.63% 1,679,720,126 1,175,673,498 69.99% 13,161,483,247 12.6594%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 35,524,033 0.55% 34,674,676 27,064,350 78.05% 943,846,441 3.7638%

23 FIDELITY 1,338,093 0.02% 1,257,672 -92,669 -7.37% 134,300,295 0.9963%

24 SURETY 608,395 0.01% 626,072 61,823 9.87% 878,664,720 0.0692%

35 TOTALS 6,501,547,196 100.00% 6,409,239,862 4,098,337,542 63.94% 78,244,743,730 8.3092%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

FARMERS INS GRP (Group # 69)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 130,329,807 2.10% 119,165,226 70,971,985 59.56% 1,080,273,464 12.0645%

02.1 ALLIED LINES 111,974,706 1.81% 110,509,963 47,179,815 42.69% 708,410,551 15.8065%

02.3 FEDERAL FLOOD INSURANCE 28,219,942 0.46% 28,802,152 -10,961,569 -38.06% 144,674,716 19.5058%

04 HOMEOWNERS MULTIPLE PERIL 1,408,289,946 22.71% 1,374,223,978 -194,472,581 -14.15% 9,004,772,395 15.6394%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 605,930,584 9.77% 584,303,249 149,429,149 25.57% 3,062,959,142 19.7825%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 183,226,722 2.95% 178,282,895 181,679,267 101.91% 1,833,339,105 9.9942%

08 OCEAN MARINE 5,882,050 0.09% 5,782,759 4,252,441 73.54% 353,707,961 1.6630%

09 INLAND MARINE 11,068,067 0.18% 11,575,691 2,260,787 19.53% 3,002,210,570 0.3687%

11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 -612,012 442,171,727

12 EARTHQUAKE 3,061,205 0.05% 2,968,937 59,662 2.01% 1,649,335,324 0.1856%

13 GROUP A AND H 44,641 0.00% 49,483 16,180 32.70% 406,652,766 0.0110%

15.3 GUARANTEED RENEWABLE A&H 0 0.00% 436 140 32.11% 78,709,189

16 WORKERS' COMPENSATION 183,087,764 2.95% 189,781,515 83,777,013 44.14% 11,414,135,756 1.6040%

17.1 OTHER LIABILITY OCCURRENCE 151,126,768 2.44% 142,768,910 184,445,243 129.19% 3,763,471,552 4.0156%

18 PRODUCTS LIABILITY 29,170 0.00% 27,810 -7,439 -26.75% 251,360,195 0.0116%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 351 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 2,027,848,299 32.70% 2,009,503,036 1,248,938,001 62.15% 17,960,045,308 11.2909%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 -21 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 95,987,419 1.55% 89,707,995 53,612,620 59.76% 3,257,738,340 2.9464%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,227,420,204 19.79% 1,237,927,829 802,684,393 64.84% 13,161,483,247 9.3259%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 26,397,690 0.43% 25,395,639 13,793,251 54.31% 943,846,441 2.7968%

23 FIDELITY 798,890 0.01% 799,073 45,657 5.71% 134,300,295 0.5949%

24 SURETY 0 0.00% 0 -1,808 878,664,720

26 BURGLARY & THEFT 208 0.00% 208 -11 -5.29% 42,199,174 0.0005%

27 BOILER & MACHINERY 189,407 0.00% 303,967 115,221 37.91% 130,982,550 0.1446%

35 TOTALS 6,200,913,489 100.00% 6,111,880,749 2,637,205,736 43.15% 78,244,743,730 7.9250%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

BERKSHIRE HATHAWAY GRP (Group # 31)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Earned Premium Concentration Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 9,391,927 0.19% 8,617,881 3,345,270 38.82% 1,080,273,464 0.8694%

02.1 ALLIED LINES 140,371 0.00% 118,096 518,792 439.30% 708,410,551 0.0198%

02.5 PRIVATE FLOOD 559 0.00% 65 0 0.00% 44,138,813 0.0013%

04 HOMEOWNERS MULTIPLE PERIL 21,588,815 0.44% 8,170,039 2,752,907 33.70% 9,004,772,395 0.2397%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 48,218,814 0.98% 39,445,630 29,197,752 74.02% 3,062,959,142 1.5743%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 38,579,448 0.78% 32,631,450 25,165,803 77.12% 1,833,339,105 2.1043%

08 OCEAN MARINE 20,235,441 0.41% 19,665,862 13,070,062 66.46% 353,707,961 5.7209%

09 INLAND MARINE 27,031,807 0.55% 26,495,352 15,364,082 57.99% 3,002,210,570 0.9004%

10 FINANCIAL GUARANTY 0 0.00% 0 0 26,502,828

11 MEDICAL PROFESSIONAL LIABILITY 32,392,530 0.66% 31,205,336 11,585,014 37.13% 442,171,727 7.3258%

12 EARTHQUAKE 680,600 0.01% 255,924 0 0.00% 1,649,335,324 0.0413%

13 GROUP A AND H 41,096,628 0.83% 34,812,732 29,108,064 83.61% 406,652,766 10.1061%

14 CREDIT A&H(GRP&IND) 27,445 0.00% 27,445 -48,333 -176.11% 28,111 97.6308%

15.1 COLLECTIVELY RENEWABLE A&H 411 0.00% 412 -45 -10.92% 58,442 0.7033%

15.3 GUARANTEED RENEWABLE A&H 0 0.00% 0 156,902 78,709,189

15.5 OTHER ACCIDENT ONLY 26,687 0.00% 8,359 0 0.00% 12,494,445 0.2136%

15.7 ALL OTHER ACCIDENT AND HEALTH 33,734,228 0.68% 33,625,426 25,866,153 76.92% 92,895,134 36.3143%

16 WORKERS' COMPENSATION 1,071,406,814 21.69% 1,106,824,473 330,718,776 29.88% 11,414,135,756 9.3867%

17.1 OTHER LIABILITY OCCURRENCE 90,311,509 1.83% 91,491,057 70,097,824 76.62% 3,763,471,552 2.3997%

17.2 OTHER LIABILITY CLAIMS MADE 62,424,289 1.26% 54,769,781 55,771,412 101.83% 2,403,367,293 2.5974%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -5,638,867 204,193,791

18 PRODUCTS LIABILITY 711,018 0.01% 672,462 -6,747,180 -1003.35% 251,360,195 0.2829%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 754,067 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,749,383,322 35.41% 1,698,262,224 1,262,113,964 74.32% 17,960,045,308 9.7404%

19.3 COMMERCIAL AUTO NO-FAULT 43 0.00% 4 -43,059 -1076475.00% -1,245,113 -0.0035%

19.4 COMMERCIAL AUTO LIABILITY 143,659,371 2.91% 133,324,384 125,961,308 94.48% 3,257,738,340 4.4098%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,485,229,162 30.06% 1,456,057,319 958,315,804 65.82% 13,161,483,247 11.2847%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 39,818,290 0.81% 35,413,197 22,364,075 63.15% 943,846,441 4.2187%

22 AIRCRAFT 11,884,210 0.24% 11,753,165 7,449,365 63.38% 169,881,930 6.9956%

23 FIDELITY 601,337 0.01% 651,292 268,516 41.23% 134,300,295 0.4478%

24 SURETY 10,881,383 0.22% 8,057,558 2,532,468 31.43% 878,664,720 1.2384%

26 BURGLARY & THEFT 114,330 0.00% 98,091 9,087 9.26% 42,199,174 0.2709%

27 BOILER & MACHINERY 850 0.00% 379 64 16.89% 130,982,550 0.0006%

28 CREDIT 733,056 0.01% 797,240 430,290 53.97% 134,033,035 0.5469%

34 AGGREGATE WRITE-INS FOR OTHER LINES 267,174 0.01% 269,609 -12,867 -4.77% 70,881,985 0.3769%

35 TOTALS 4,940,571,869 100.00% 4,833,522,244 2,980,427,469 61.66% 78,244,743,730 6.3143%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

LIBERTY MUT GRP (Group # 111)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 102,824,716 2.81% 96,637,949 -13,452,797 -13.92% 1,080,273,464 9.5184%

02.1 ALLIED LINES 106,549,886 2.91% 101,943,840 20,415,537 20.03% 708,410,551 15.0407%

02.3 FEDERAL FLOOD INSURANCE 2,348,446 0.06% 2,350,996 150,374 6.40% 144,674,716 1.6233%

02.5 PRIVATE FLOOD 2,618,862 0.07% 1,780,948 63,956 3.59% 44,138,813 5.9332%

03 FARMOWNERS MULTIPLE PERIL 7,851,457 0.21% 7,774,815 -1,807,858 -23.25% 215,917,727 3.6363%

04 HOMEOWNERS MULTIPLE PERIL 582,441,691 15.91% 548,527,876 69,497,381 12.67% 9,004,772,395 6.4681%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 224,632,312 6.13% 222,289,017 -75,672,568 -34.04% 3,062,959,142 7.3338%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 183,303,809 5.01% 179,313,534 77,517,124 43.23% 1,833,339,105 9.9984%

08 OCEAN MARINE 7,750,820 0.21% 6,039,460 5,081,161 84.13% 353,707,961 2.1913%

09 INLAND MARINE 388,486,512 10.61% 393,803,957 260,042,173 66.03% 3,002,210,570 12.9400%

11 MEDICAL PROFESSIONAL LIABILITY 4,567,955 0.12% 5,021,130 11,979,762 238.59% 442,171,727 1.0331%

12 EARTHQUAKE 11,504,230 0.31% 10,554,290 -5,717,211 -54.17% 1,649,335,324 0.6975%

13 GROUP A AND H 7,340,425 0.20% 7,617,444 5,606,347 73.60% 406,652,766 1.8051%

15.2 NON-CANCELLABLE A&H 3,830 0.00% 3,830 0 0.00% 3,938 97.2575%

15.3 GUARANTEED RENEWABLE A&H 4,012 0.00% 4,937 0 0.00% 78,709,189 0.0051%

15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 -71,314 92,895,134

16 WORKERS' COMPENSATION 305,093,410 8.33% 293,833,938 117,357,254 39.94% 11,414,135,756 2.6729%

17.1 OTHER LIABILITY OCCURRENCE 225,697,774 6.16% 217,974,003 219,040,795 100.49% 3,763,471,552 5.9971%

17.2 OTHER LIABILITY CLAIMS MADE 33,696,063 0.92% 33,900,890 22,653,455 66.82% 2,403,367,293 1.4020%

17.3 EXCESS WORKERS' COMPENSATION 18,971,788 0.52% 17,611,366 7,465,326 42.39% 204,193,791 9.2911%

18 PRODUCTS LIABILITY 15,388,678 0.42% 14,909,338 10,688,840 71.69% 251,360,195 6.1222%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 2 617,506 30875300.00% 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 554,802,892 15.15% 545,036,271 390,340,702 71.62% 17,960,045,308 3.0891%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 429 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 233,427,884 6.37% 233,149,126 232,454,642 99.70% 3,257,738,340 7.1653%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 431,381,619 11.78% 433,393,228 261,348,236 60.30% 13,161,483,247 3.2776%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 72,312,957 1.97% 74,455,157 35,741,592 48.00% 943,846,441 7.6615%

22 AIRCRAFT 6,136,040 0.17% 6,024,100 4,704,128 78.09% 169,881,930 3.6119%

23 FIDELITY 3,217,976 0.09% 3,389,967 1,937,050 57.14% 134,300,295 2.3961%

24 SURETY 126,012,218 3.44% 113,530,273 19,330,393 17.03% 878,664,720 14.3413%

26 BURGLARY & THEFT 69,691 0.00% 100,040 4,098 4.10% 42,199,174 0.1651%

27 BOILER & MACHINERY 3,182,580 0.09% 3,233,613 1,125,672 34.81% 130,982,550 2.4298%

35 TOTALS 3,661,620,533 100.00% 3,574,205,335 1,678,442,185 46.96% 78,244,743,730 4.6797%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

ALLSTATE INS GRP (Group # 8)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 5,059,038 0.14% 5,123,616 2,254,061 43.99% 1,080,273,464 0.4683%

02.1 ALLIED LINES 900,892 0.03% 915,718 1,135 0.12% 708,410,551 0.1272%

02.3 FEDERAL FLOOD INSURANCE 12,805,994 0.37% 12,990,028 1,266,278 9.75% 144,674,716 8.8516%

04 HOMEOWNERS MULTIPLE PERIL 515,870,105 14.74% 498,675,533 107,810,566 21.62% 9,004,772,395 5.7289%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 54,537,923 1.56% 52,909,087 17,118,150 32.35% 3,062,959,142 1.7806%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 14,453,705 0.41% 13,796,039 4,978,831 36.09% 1,833,339,105 0.7884%

09 INLAND MARINE 14,052,926 0.40% 14,329,192 4,010,692 27.99% 3,002,210,570 0.4681%

12 EARTHQUAKE 7,646 0.00% 7,130 57,672 808.86% 1,649,335,324 0.0005%

16 WORKERS' COMPENSATION 0 0.00% 0 -1,515,976 11,414,135,756

17.1 OTHER LIABILITY OCCURRENCE 49,379,687 1.41% 49,623,957 29,813,116 60.08% 3,763,471,552 1.3121%

18 PRODUCTS LIABILITY 117,115 0.00% 120,971 1,900,856 1571.33% 251,360,195 0.0466%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 98,760 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,643,952,780 46.97% 1,644,868,366 913,537,791 55.54% 17,960,045,308 9.1534%

19.4 COMMERCIAL AUTO LIABILITY 49,104,650 1.40% 45,569,379 33,857,399 74.30% 3,257,738,340 1.5073%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,104,130,139 31.54% 1,091,259,973 682,644,798 62.56% 13,161,483,247 8.3891%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 17,995,130 0.51% 18,024,674 10,162,971 56.38% 943,846,441 1.9066%

23 FIDELITY 370 0.00% 422 -20,350 -4822.27% 134,300,295 0.0003%

24 SURETY 0 0.00% 0 0 878,664,720

26 BURGLARY & THEFT 0 0.00% 0 -51 42,199,174

27 BOILER & MACHINERY 983,986 0.03% 991,699 123,148 12.42% 130,982,550 0.7512%

28 CREDIT 3,126,767 0.09% 3,344,691 1,964,905 58.75% 134,033,035 2.3328%

30 WARRANTY 10,197,605 0.29% 4,509,265 276 0.01% 201,791,638 5.0535%

34 AGGREGATE WRITE-INS FOR OTHER LINES 3,498,520 0.10% 3,498,379 0 0.00% 70,881,985 4.9357%

35 TOTALS 3,500,174,977 100.00% 3,460,558,123 1,810,065,025 52.31% 78,244,743,730 4.4734%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

Auto Club Enterprises Ins Grp (Group # 1318)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 21,377,962 0.64% 20,964,649 7,638,265 36.43% 1,080,273,464 1.9789%

04 HOMEOWNERS MULTIPLE PERIL 521,676,546 15.72% 515,048,995 273,104,348 53.02% 9,004,772,395 5.7933%

09 INLAND MARINE 5,134,799 0.15% 5,172,451 2,508,544 48.50% 3,002,210,570 0.1710%

17.1 OTHER LIABILITY OCCURRENCE 14,339,394 0.43% 14,607,212 4,283,143 29.32% 3,763,471,552 0.3810%

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,568,432,002 47.25% 1,538,944,437 1,066,726,686 69.32% 17,960,045,308 8.7329%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,188,416,753 35.80% 1,153,347,249 641,151,256 55.59% 13,161,483,247 9.0295%

35 TOTALS 3,319,377,456 100.00% 3,248,084,993 1,995,412,242 61.43% 78,244,743,730 4.2423%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

MERCURY GEN GRP (Group # 660)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 20,064,230 0.62% 16,785,121 11,217,854 66.83% 1,080,273,464 1.8573%

02.1 ALLIED LINES 2,269,077 0.07% 2,290,569 44,182 1.93% 708,410,551 0.3203%

04 HOMEOWNERS MULTIPLE PERIL 504,107,135 15.60% 470,711,750 250,144,511 53.14% 9,004,772,395 5.5982%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 50,463,764 1.56% 51,377,447 25,984,198 50.58% 3,062,959,142 1.6475%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 28,786,983 0.89% 27,418,063 15,519,905 56.60% 1,833,339,105 1.5702%

12 EARTHQUAKE 924,802 0.03% 876,410 0 0.00% 1,649,335,324 0.0561%

17.1 OTHER LIABILITY OCCURRENCE 13,528,134 0.42% 12,410,468 11,060,110 89.12% 3,763,471,552 0.3595%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 -1,566 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,433,384,913 44.36% 1,385,130,482 851,941,751 61.51% 17,960,045,308 7.9810%

19.4 COMMERCIAL AUTO LIABILITY 109,317,668 3.38% 100,634,090 65,553,052 65.14% 3,257,738,340 3.3556%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,018,606,752 31.52% 1,005,810,212 600,447,079 59.70% 13,161,483,247 7.7393%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 29,711,004 0.92% 29,048,657 15,921,111 54.81% 943,846,441 3.1479%

27 BOILER & MACHINERY 2,616,931 0.08% 2,611,411 235,269 9.01% 130,982,550 1.9979%

30 WARRANTY 17,570,892 0.54% 14,873,629 7,003,154 47.08% 201,791,638 8.7074%

35 TOTALS 3,231,352,285 100.00% 3,119,978,309 1,855,070,610 59.46% 78,244,743,730 4.1298%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

Travelers Grp (Group # 3548)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 78,313,734 2.63% 72,104,707 40,986,541 56.84% 1,080,273,464 7.2494%

02.1 ALLIED LINES 50,059,296 1.68% 47,102,118 30,369,148 64.48% 708,410,551 7.0664%

03 FARMOWNERS MULTIPLE PERIL 39,735,413 1.33% 39,861,928 50,442,682 126.54% 215,917,727 18.4030%

04 HOMEOWNERS MULTIPLE PERIL 306,690,610 10.28% 284,105,032 172,143,934 60.59% 9,004,772,395 3.4059%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 322,307,134 10.80% 311,698,361 168,429,111 54.04% 3,062,959,142 10.5227%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 210,361,753 7.05% 205,059,672 114,729,794 55.95% 1,833,339,105 11.4742%

08 OCEAN MARINE 25,832,512 0.87% 25,064,644 9,780,487 39.02% 353,707,961 7.3033%

09 INLAND MARINE 60,327,866 2.02% 59,816,886 28,737,895 48.04% 3,002,210,570 2.0094%

11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 38,825 442,171,727

12 EARTHQUAKE 39,293,760 1.32% 37,991,539 -2,244,833 -5.91% 1,649,335,324 2.3824%

13 GROUP A AND H 0 0.00% 0 -499,454 406,652,766

15.2 NON-CANCELLABLE A&H 0 0.00% 60 0 0.00% 3,938

15.5 OTHER ACCIDENT ONLY 0 0.00% 0 0 12,494,445

15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 5,871 92,895,134

16 WORKERS' COMPENSATION 620,492,552 20.80% 631,989,105 276,067,469 43.68% 11,414,135,756 5.4362%

17.1 OTHER LIABILITY OCCURRENCE 260,718,554 8.74% 237,676,020 218,773,200 92.05% 3,763,471,552 6.9276%

17.2 OTHER LIABILITY CLAIMS MADE 154,289,899 5.17% 138,806,542 52,052,514 37.50% 2,403,367,293 6.4197%

17.3 EXCESS WORKERS' COMPENSATION 1,149,438 0.04% 1,252,246 -4,215,693 -336.65% 204,193,791 0.5629%

18 PRODUCTS LIABILITY 13,716,028 0.46% 14,042,418 15,709,882 111.87% 251,360,195 5.4567%

19.2 PRIVATE PASSENGER AUTO LIABILITY 191,931,699 6.43% 180,119,872 109,231,978 60.64% 17,960,045,308 1.0687%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 1,766 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 246,712,583 8.27% 229,753,684 182,788,616 79.56% 3,257,738,340 7.5731%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 135,798,701 4.55% 125,971,623 80,290,867 63.74% 13,161,483,247 1.0318%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 73,980,053 2.48% 67,065,498 41,460,066 61.82% 943,846,441 7.8381%

22 AIRCRAFT 0 0.00% 0 -1,918 169,881,930

23 FIDELITY 17,030,367 0.57% 16,243,507 2,809,848 17.30% 134,300,295 12.6808%

24 SURETY 111,104,647 3.72% 104,654,599 639,246 0.61% 878,664,720 12.6447%

26 BURGLARY & THEFT 9,707,139 0.33% 8,721,289 6,307,989 72.33% 42,199,174 23.0031%

27 BOILER & MACHINERY 13,615,510 0.46% 13,005,809 7,312,947 56.23% 130,982,550 10.3949%

35 TOTALS 2,983,169,246 100.00% 2,852,107,155 1,602,148,773 56.17% 78,244,743,730 3.8126%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

CSAA Ins Grp (Group # 1278)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 68,263,906 2.38% 62,438,347 16,821,352 26.94% 1,080,273,464 6.3191%

02.1 ALLIED LINES 615,580 0.02% 496,897 161,526 32.51% 708,410,551 0.0869%

02.3 FEDERAL FLOOD INSURANCE 9,385,976 0.33% 9,150,779 1,128,316 12.33% 144,674,716 6.4876%

04 HOMEOWNERS MULTIPLE PERIL 574,938,191 20.06% 560,237,472 313,676 0.06% 9,004,772,395 6.3848%

09 INLAND MARINE -9 0.00% 1,578 1,362,680 86354.88% 3,002,210,570 0.0000%

17.1 OTHER LIABILITY OCCURRENCE 38,783,303 1.35% 37,796,060 9,600,647 25.40% 3,763,471,552 1.0305%

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,124,773,391 39.25% 1,123,713,767 678,869,364 60.41% 17,960,045,308 6.2626%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,048,627,762 36.60% 1,030,609,223 581,835,174 56.46% 13,161,483,247 7.9674%

35 TOTALS 2,865,388,102 100.00% 2,824,444,123 1,290,092,735 45.68% 78,244,743,730 3.6621%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

Chubb Ltd Grp (Group # 626)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Earned Premium Concentration Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 14,956,261 0.54% 13,336,489 18,878,798 141.56% 1,080,273,464 1.3845%

02.1 ALLIED LINES 8,459,464 0.30% 7,954,820 3,394,699 42.67% 708,410,551 1.1941%

02.2 MULTIPLE PERIL CROP 105,665,917 3.79% 98,872,219 94,296,441 95.37% 456,468,555 23.1486%

02.4 PRIVATE CROP 870,038 0.03% 870,038 692,521 79.60% 13,018,722 6.6830%

02.5 PRIVATE FLOOD 215,722 0.01% 463,100 630,983 136.25% 44,138,813 0.4887%

03 FARMOWNERS MULTIPLE PERIL 4,372,790 0.16% 4,094,259 657,903 16.07% 215,917,727 2.0252%

04 HOMEOWNERS MULTIPLE PERIL 256,555,708 9.19% 238,804,095 41,597,339 17.42% 9,004,772,395 2.8491%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 230,490,476 8.26% 210,056,144 107,538,050 51.19% 3,062,959,142 7.5251%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 73,414,913 2.63% 74,982,954 28,983,679 38.65% 1,833,339,105 4.0044%

08 OCEAN MARINE 16,028,071 0.57% 14,256,144 7,244,065 50.81% 353,707,961 4.5314%

09 INLAND MARINE 153,794,912 5.51% 157,543,493 84,122,122 53.40% 3,002,210,570 5.1227%

11 MEDICAL PROFESSIONAL LIABILITY 6,785,965 0.24% 6,964,787 -2,120,433 -30.45% 442,171,727 1.5347%

12 EARTHQUAKE 80,792,578 2.89% 79,232,094 0 0.00% 1,649,335,324 4.8985%

13 GROUP A AND H 49,716,059 1.78% 46,875,350 12,531,388 26.73% 406,652,766 12.2257%

15.5 OTHER ACCIDENT ONLY 1,002,920 0.04% 978,922 170,414 17.41% 12,494,445 8.0269%

15.7 ALL OTHER ACCIDENT AND HEALTH 143,680 0.01% 143,893 101,226 70.35% 92,895,134 0.1547%

16 WORKERS' COMPENSATION 497,552,965 17.83% 526,873,742 215,347,631 40.87% 11,414,135,756 4.3591%

17.1 OTHER LIABILITY OCCURRENCE 641,808,178 23.00% 575,903,764 397,300,905 68.99% 3,763,471,552 17.0536%

17.2 OTHER LIABILITY CLAIMS MADE 256,353,727 9.19% 239,579,219 14,953,377 6.24% 2,403,367,293 10.6664%

17.3 EXCESS WORKERS' COMPENSATION 20,545,942 0.74% 21,249,859 506,076 2.38% 204,193,791 10.0620%

18 PRODUCTS LIABILITY 62,635,577 2.24% 63,802,034 17,427,579 27.32% 251,360,195 24.9187%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 31,863,539 1.14% 29,269,377 20,826,582 71.15% 17,960,045,308 0.1774%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 80,158,048 2.87% 86,251,578 42,546,410 49.33% 3,257,738,340 2.4605%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 43,750,827 1.57% 45,826,433 20,161,063 43.99% 13,161,483,247 0.3324%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 17,182,637 0.62% 16,538,374 10,244,731 61.95% 943,846,441 1.8205%

22 AIRCRAFT 8,676,974 0.31% 8,380,655 -872,879 -10.42% 169,881,930 5.1076%

23 FIDELITY 30,735,924 1.10% 31,423,526 -1,125,216 -3.58% 134,300,295 22.8860%

24 SURETY 64,741,000 2.32% 63,426,201 -7,335,315 -11.57% 878,664,720 7.3681%

26 BURGLARY & THEFT 5,386,072 0.19% 5,300,516 1,062,154 20.04% 42,199,174 12.7635%

27 BOILER & MACHINERY 14,765,961 0.53% 13,696,034 2,565,613 18.73% 130,982,550 11.2732%

28 CREDIT 10,713,878 0.38% 10,801,307 -1,360,622 -12.60% 134,033,035 7.9935%

29 INTERNATIONAL 0 0.00% 0 15 850

30 WARRANTY 0 0.00% 0 0 201,791,638

34 AGGREGATE WRITE-INS FOR OTHER LINES 713,026 0.03% 713,026 114,108 16.00% 70,881,985 1.0059%

35 TOTALS 2,790,849,749 100.00% 2,694,464,446 1,131,081,407 41.98% 78,244,743,730 3.5668%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

Kemper Corp Grp (Group # 215)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 4,909,444 0.21% 4,944,579 3,276,675 66.27% 1,080,273,464 0.4545%

02.1 ALLIED LINES 2,692,166 0.12% 2,716,057 -630,465 -23.21% 708,410,551 0.3800%

04 HOMEOWNERS MULTIPLE PERIL 55,669,245 2.43% 57,539,031 -6,208,544 -10.79% 9,004,772,395 0.6182%

09 INLAND MARINE 1,710,157 0.07% 1,823,689 557,932 30.59% 3,002,210,570 0.0570%

12 EARTHQUAKE 2,022,732 0.09% 2,072,861 -49,095 -2.37% 1,649,335,324 0.1226%

16 WORKERS' COMPENSATION 0 0.00% 0 -4,424 11,414,135,756

17.1 OTHER LIABILITY OCCURRENCE 3,849,484 0.17% 3,951,560 554,680 14.04% 3,763,471,552 0.1023%

17.2 OTHER LIABILITY CLAIMS MADE 123,735 0.01% 104,812 79,241 75.60% 2,403,367,293 0.0051%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 636 0.00% 199 -1,214 -610.05% 1,496 42.5134%

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,349,268,943 58.92% 1,323,541,505 839,326,195 63.42% 17,960,045,308 7.5126%

19.4 COMMERCIAL AUTO LIABILITY 92,049,087 4.02% 88,265,776 54,169,282 61.37% 3,257,738,340 2.8256%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 753,863,510 32.92% 734,505,965 464,716,169 63.27% 13,161,483,247 5.7278%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 23,637,303 1.03% 22,530,076 11,959,689 53.08% 943,846,441 2.5044%

26 BURGLARY & THEFT 323,716 0.01% 323,418 15,645 4.84% 42,199,174 0.7671%

35 TOTALS 2,290,120,156 100.00% 2,242,319,529 1,367,761,764 61.00% 78,244,743,730 2.9269%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

PROGRESSIVE GRP (Group # 155)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 1,133,762 0.05% 1,078,565 473,349 43.89% 1,080,273,464 0.1050%

02.1 ALLIED LINES 1,575,836 0.07% 1,417,982 528,320 37.26% 708,410,551 0.2224%

02.3 FEDERAL FLOOD INSURANCE 614,260 0.03% 504,785 18,419 3.65% 144,674,716 0.4246%

02.5 PRIVATE FLOOD 0 0.00% 0 0 44,138,813

04 HOMEOWNERS MULTIPLE PERIL 35,868,610 1.68% 27,626,161 7,758,618 28.08% 9,004,772,395 0.3983%

09 INLAND MARINE 30,254,748 1.41% 30,722,181 13,602,980 44.28% 3,002,210,570 1.0077%

17.1 OTHER LIABILITY OCCURRENCE 8,869,867 0.41% 8,584,334 3,941,425 45.91% 3,763,471,552 0.2357%

17.2 OTHER LIABILITY CLAIMS MADE 0 0.00% 0 -35,262 2,403,367,293

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 325,581 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 874,753,801 40.87% 855,932,848 561,256,911 65.57% 17,960,045,308 4.8706%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 18,097 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 353,525,716 16.52% 354,661,303 299,703,004 84.50% 3,257,738,340 10.8519%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 718,058,877 33.55% 692,972,229 464,862,578 67.08% 13,161,483,247 5.4558%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 115,465,086 5.40% 118,434,105 64,192,047 54.20% 943,846,441 12.2335%

24 SURETY 3,962 0.00% 12,719 0 0.00% 878,664,720 0.0005%

35 TOTALS 2,140,124,525 100.00% 2,091,947,212 1,416,646,068 67.72% 78,244,743,730 2.7352%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

NATIONWIDE CORP GRP (Group # 140)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 50,886,278 2.41% 52,033,740 4,139,416 7.96% 1,080,273,464 4.7105%

02.1 ALLIED LINES 37,903,779 1.80% 36,760,519 20,373,576 55.42% 708,410,551 5.3505%

02.3 FEDERAL FLOOD INSURANCE 0 0.00% 0 -34,751 144,674,716

02.5 PRIVATE FLOOD 372,972 0.02% 393,019 3,905 0.99% 44,138,813 0.8450%

03 FARMOWNERS MULTIPLE PERIL 105,191,411 4.98% 105,852,968 22,102,667 20.88% 215,917,727 48.7183%

04 HOMEOWNERS MULTIPLE PERIL 336,348,437 15.94% 333,062,042 -53,096,279 -15.94% 9,004,772,395 3.7352%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 163,234,125 7.73% 159,018,745 86,014,123 54.09% 3,062,959,142 5.3293%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 129,620,705 6.14% 129,025,046 78,682,750 60.98% 1,833,339,105 7.0702%

08 OCEAN MARINE 3,093,721 0.15% 3,059,194 2,515,704 82.23% 353,707,961 0.8747%

09 INLAND MARINE 138,914,080 6.58% 128,398,447 91,259,032 71.07% 3,002,210,570 4.6271%

11 MEDICAL PROFESSIONAL LIABILITY 11,408 0.00% 11,408 -390,066 -3419.23% 442,171,727 0.0026%

12 EARTHQUAKE 3,026,806 0.14% 3,015,505 -32,825 -1.09% 1,649,335,324 0.1835%

13 GROUP A AND H 14,901,481 0.71% 14,948,753 3,670,965 24.56% 406,652,766 3.6644%

15.1 COLLECTIVELY RENEWABLE A&H 58,031 0.00% 58,002 230,148 396.79% 58,442 99.2967%

15.5 OTHER ACCIDENT ONLY 4,254 0.00% 4,510 265 5.88% 12,494,445 0.0340%

16 WORKERS' COMPENSATION 75,717,714 3.59% 63,839,105 25,609,795 40.12% 11,414,135,756 0.6634%

17.1 OTHER LIABILITY OCCURRENCE 125,567,620 5.95% 123,637,855 139,231,728 112.61% 3,763,471,552 3.3365%

17.2 OTHER LIABILITY CLAIMS MADE 61,993,934 2.94% 51,650,407 43,593,288 84.40% 2,403,367,293 2.5795%

18 PRODUCTS LIABILITY 9,848,058 0.47% 9,836,038 2,051,232 20.85% 251,360,195 3.9179%

19.2 PRIVATE PASSENGER AUTO LIABILITY 353,228,775 16.74% 363,993,315 217,724,572 59.82% 17,960,045,308 1.9667%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 4,500 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 182,845,585 8.66% 180,382,226 167,368,161 92.79% 3,257,738,340 5.6127%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 245,403,901 11.63% 255,668,194 154,693,401 60.51% 13,161,483,247 1.8646%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 52,314,951 2.48% 51,648,706 31,698,631 61.37% 943,846,441 5.5427%

23 FIDELITY 687,483 0.03% 601,655 530,679 88.20% 134,300,295 0.5119%

24 SURETY 7,354,195 0.35% 7,119,314 124,476 1.75% 878,664,720 0.8370%

26 BURGLARY & THEFT 316,786 0.02% 342,639 -177,908 -51.92% 42,199,174 0.7507%

27 BOILER & MACHINERY 10,222,969 0.48% 10,160,992 1,868,294 18.39% 130,982,550 7.8048%

28 CREDIT 47,886 0.00% 14,363 12,947 90.14% 134,033,035 0.0357%

30 WARRANTY 1,350,352 0.06% 1,385,122 1,618,932 116.88% 201,791,638 0.6692%

35 TOTALS 2,110,467,688 100.00% 2,085,921,826 1,041,391,356 49.92% 78,244,743,730 2.6973%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

UNITED SERV AUTOMOBILE ASSN GRP (Group # 200)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 26,373,258 1.26% 26,189,300 9,246,599 35.31% 1,080,273,464 2.4414%

02.1 ALLIED LINES 31,390,961 1.50% 26,767,792 26,018,893 97.20% 708,410,551 4.4312%

02.3 FEDERAL FLOOD INSURANCE 7,499,381 0.36% 7,400,589 2,027,593 27.40% 144,674,716 5.1836%

04 HOMEOWNERS MULTIPLE PERIL 523,067,038 24.97% 480,843,530 335,624,173 69.80% 9,004,772,395 5.8088%

08 OCEAN MARINE 476,776 0.02% 498,896 71,265 14.28% 353,707,961 0.1348%

09 INLAND MARINE 28,634,165 1.37% 29,406,495 8,520,805 28.98% 3,002,210,570 0.9538%

12 EARTHQUAKE 0 0.00% 0 19,673 1,649,335,324

17.1 OTHER LIABILITY OCCURRENCE 32,926,069 1.57% 31,465,910 25,716,638 81.73% 3,763,471,552 0.8749%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 89,181 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 779,034,122 37.19% 761,563,994 590,086,413 77.48% 17,960,045,308 4.3376%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 665,077,625 31.75% 650,614,150 460,989,262 70.85% 13,161,483,247 5.0532%

35 TOTALS 2,094,479,397 100.00% 2,014,750,655 1,458,410,494 72.39% 78,244,743,730 2.6768%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

HARTFORD FIRE & CAS GRP (Group # 91)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 12,551,847 0.74% 8,719,086 6,526,124 74.85% 1,080,273,464 1.1619%

02.1 ALLIED LINES 1,025,029 0.06% 1,097,094 882,336 80.42% 708,410,551 0.1447%

02.3 FEDERAL FLOOD INSURANCE 25,446,172 1.50% 25,828,231 9,315,227 36.07% 144,674,716 17.5885%

02.5 PRIVATE FLOOD 20,978 0.00% 22,566 0 0.00% 44,138,813 0.0475%

03 FARMOWNERS MULTIPLE PERIL 0 0.00% 0 0 215,917,727

04 HOMEOWNERS MULTIPLE PERIL 115,200,932 6.77% 116,033,812 27,047,135 23.31% 9,004,772,395 1.2793%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 177,279,143 10.42% 170,421,670 85,470,545 50.15% 3,062,959,142 5.7878%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 120,890,693 7.11% 119,883,177 93,813,749 78.25% 1,833,339,105 6.5940%

08 OCEAN MARINE 20,836,482 1.23% 19,389,763 18,012,986 92.90% 353,707,961 5.8909%

09 INLAND MARINE 30,889,020 1.82% 26,859,586 16,280,185 60.61% 3,002,210,570 1.0289%

11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 0 442,171,727

12 EARTHQUAKE 11,546,438 0.68% 11,943,009 206,157 1.73% 1,649,335,324 0.7001%

13 GROUP A AND H 158,421 0.01% 157,685 62,894 39.89% 406,652,766 0.0390%

16 WORKERS' COMPENSATION 649,896,366 38.21% 671,298,654 269,590,327 40.16% 11,414,135,756 5.6938%

17.1 OTHER LIABILITY OCCURRENCE 115,350,720 6.78% 107,122,512 78,212,572 73.01% 3,763,471,552 3.0650%

17.2 OTHER LIABILITY CLAIMS MADE 58,273,663 3.43% 53,161,815 21,565,529 40.57% 2,403,367,293 2.4247%

17.3 EXCESS WORKERS' COMPENSATION 378,640 0.02% 434,060 199,385 45.93% 204,193,791 0.1854%

18 PRODUCTS LIABILITY 20,365,646 1.20% 20,747,880 15,971,515 76.98% 251,360,195 8.1022%

19.1 PRIVATE PASSENGER AUTO NO-FAULT -12 0.00% -12 -3 25.00% 1,496 -0.8021%

19.2 PRIVATE PASSENGER AUTO LIABILITY 143,239,076 8.42% 144,883,781 95,412,557 65.85% 17,960,045,308 0.7975%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 64,467,828 3.79% 67,234,837 57,314,740 85.25% 3,257,738,340 1.9789%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 80,631,509 4.74% 83,958,755 52,323,293 62.32% 13,161,483,247 0.6126%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 19,170,228 1.13% 18,531,385 11,464,101 61.86% 943,846,441 2.0311%

22 AIRCRAFT 0 0.00% 0 -50,566 169,881,930

23 FIDELITY 7,411,278 0.44% 7,134,143 2,460,791 34.49% 134,300,295 5.5184%

24 SURETY 24,136,849 1.42% 23,728,609 -1,765,047 -7.44% 878,664,720 2.7470%

26 BURGLARY & THEFT 1,007,020 0.06% 951,457 47,012 4.94% 42,199,174 2.3864%

27 BOILER & MACHINERY 747,290 0.04% 605,548 -329 -0.05% 130,982,550 0.5705%

35 TOTALS 1,700,921,256 100.00% 1,700,149,100 860,363,216 50.61% 78,244,743,730 2.1738%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

ZURICH INS GRP (Group # 212)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 61,587,406 4.20% 62,212,333 69,500,056 111.71% 1,080,273,464 5.7011%

02.1 ALLIED LINES 42,120,500 2.87% 40,895,003 51,619,038 126.22% 708,410,551 5.9458%

02.2 MULTIPLE PERIL CROP 35,171,046 2.40% 35,681,784 25,035,864 70.16% 456,468,555 7.7050%

02.4 PRIVATE CROP 2,124,635 0.14% 2,124,460 129,375 6.09% 13,018,722 16.3198%

02.5 PRIVATE FLOOD 8,913,499 0.61% 8,769,522 525,420 5.99% 44,138,813 20.1942%

04 HOMEOWNERS MULTIPLE PERIL 17,003,146 1.16% 9,009,335 5,408,317 60.03% 9,004,772,395 0.1888%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 37,697,513 2.57% 34,752,378 19,017,206 54.72% 3,062,959,142 1.2308%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 19,959,057 1.36% 19,542,001 9,707,025 49.67% 1,833,339,105 1.0887%

08 OCEAN MARINE 15,282,091 1.04% 13,384,779 9,489,476 70.90% 353,707,961 4.3205%

09 INLAND MARINE 95,369,963 6.51% 87,631,548 24,449,787 27.90% 3,002,210,570 3.1767%

11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 -23,465 442,171,727

12 EARTHQUAKE 88,839,321 6.06% 83,438,372 -19,240 -0.02% 1,649,335,324 5.3864%

13 GROUP A AND H 5,700,889 0.39% 6,132,994 6,240,219 101.75% 406,652,766 1.4019%

16 WORKERS' COMPENSATION 528,262,110 36.04% 546,540,278 267,502,020 48.94% 11,414,135,756 4.6281%

17.1 OTHER LIABILITY OCCURRENCE 128,101,453 8.74% 126,492,015 112,908,284 89.26% 3,763,471,552 3.4038%

17.2 OTHER LIABILITY CLAIMS MADE 59,501,866 4.06% 48,855,278 39,861,775 81.59% 2,403,367,293 2.4758%

17.3 EXCESS WORKERS' COMPENSATION 10,013,297 0.68% 12,173,127 5,434,726 44.65% 204,193,791 4.9038%

18 PRODUCTS LIABILITY 21,637,877 1.48% 16,929,882 -6,551,864 -38.70% 251,360,195 8.6083%

19.2 PRIVATE PASSENGER AUTO LIABILITY 0 0.00% 0 60,430 17,960,045,308

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 11,814 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 139,687,023 9.53% 138,830,455 94,301,234 67.93% 3,257,738,340 4.2879%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 0 0.00% 0 0 13,161,483,247

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 35,328,567 2.41% 32,986,407 17,860,266 54.14% 943,846,441 3.7430%

22 AIRCRAFT 0 0.00% 0 -9,338 169,881,930

23 FIDELITY 6,068,016 0.41% 6,255,709 1,565,819 25.03% 134,300,295 4.5182%

24 SURETY 79,039,369 5.39% 76,203,568 38,317,864 50.28% 878,664,720 8.9954%

26 BURGLARY & THEFT 1,988,155 0.14% 1,939,079 68,304 3.52% 42,199,174 4.7114%

27 BOILER & MACHINERY 9,018,466 0.62% 9,186,778 -37,521 -0.41% 130,982,550 6.8852%

28 CREDIT 734,038 0.05% 979,114 121,883 12.45% 134,033,035 0.5477%

30 WARRANTY 16,782,352 1.14% 13,427,665 6,881,989 51.25% 201,791,638 8.3167%

35 TOTALS 1,465,931,660 100.00% 1,434,373,864 799,376,763 55.73% 78,244,743,730 1.8735%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

AMERICAN INTL GRP (Group # 12)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 38,280,566 2.93% 48,374,188 7,437,295 15.37% 1,080,273,464 3.5436%

02.1 ALLIED LINES 6,530,408 0.50% 6,231,946 9,724,349 156.04% 708,410,551 0.9218%

02.3 FEDERAL FLOOD INSURANCE -9,858 0.00% -9,858 19,600 -198.82% 144,674,716 -0.0068%

02.5 PRIVATE FLOOD 8,172,802 0.63% 8,653,444 2,649,463 30.62% 44,138,813 18.5161%

04 HOMEOWNERS MULTIPLE PERIL 153,205,604 11.74% 153,710,872 140,552,872 91.44% 9,004,772,395 1.7014%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 13,448,108 1.03% 15,387,252 11,991,962 77.93% 3,062,959,142 0.4391%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 6,360,144 0.49% 7,856,946 31,535,451 401.37% 1,833,339,105 0.3469%

08 OCEAN MARINE 55,840,959 4.28% 55,609,914 22,425,921 40.33% 353,707,961 15.7873%

09 INLAND MARINE 185,490,565 14.21% 186,376,859 72,744,899 39.03% 3,002,210,570 6.1785%

11 MEDICAL PROFESSIONAL LIABILITY 98,624 0.01% 277,997 -2,760,233 -992.90% 442,171,727 0.0223%

12 EARTHQUAKE 64,603,869 4.95% 67,325,066 5,625,658 8.36% 1,649,335,324 3.9170%

13 GROUP A AND H 31,989,607 2.45% 24,957,681 33,676,930 134.94% 406,652,766 7.8666%

15.3 GUARANTEED RENEWABLE A&H 45,270 0.00% 45,270 11,827 26.13% 78,709,189 0.0575%

15.5 OTHER ACCIDENT ONLY 113,491 0.01% 124,760 7,903 6.33% 12,494,445 0.9083%

16 WORKERS' COMPENSATION 250,454,766 19.19% 255,478,664 213,309,323 83.49% 11,414,135,756 2.1943%

17.1 OTHER LIABILITY OCCURRENCE 136,849,140 10.48% 143,893,063 24,802,426 17.24% 3,763,471,552 3.6362%

17.2 OTHER LIABILITY CLAIMS MADE 163,755,215 12.54% 162,904,189 192,426,332 118.12% 2,403,367,293 6.8136%

17.3 EXCESS WORKERS' COMPENSATION 1,713,881 0.13% 1,728,155 2,787,700 161.31% 204,193,791 0.8393%

18 PRODUCTS LIABILITY 3,112,597 0.24% 3,300,029 16,362,559 495.83% 251,360,195 1.2383%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 1,496

19.2 PRIVATE PASSENGER AUTO LIABILITY 21,155,281 1.62% 23,023,290 20,116,191 87.37% 17,960,045,308 0.1178%

19.3 COMMERCIAL AUTO NO-FAULT -885 0.00% -885 231,851 -26197.85% -1,245,113 0.0711%

19.4 COMMERCIAL AUTO LIABILITY 73,051,207 5.60% 77,385,913 94,598,669 122.24% 3,257,738,340 2.2424%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 35,185,552 2.70% 31,481,983 18,145,215 57.64% 13,161,483,247 0.2673%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 6,015,152 0.46% 6,782,116 6,338,951 93.47% 943,846,441 0.6373%

22 AIRCRAFT 18,316,947 1.40% 22,574,708 11,364,729 50.34% 169,881,930 10.7822%

23 FIDELITY 8,844,795 0.68% 9,576,647 17,688,122 184.70% 134,300,295 6.5858%

24 SURETY 5,759,091 0.44% 6,014,562 2,963,136 49.27% 878,664,720 0.6554%

26 BURGLARY & THEFT 4,048,517 0.31% 4,426,196 268,659 6.07% 42,199,174 9.5938%

27 BOILER & MACHINERY 8,537,411 0.65% 9,081,624 690,920 7.61% 130,982,550 6.5180%

30 WARRANTY 4,461,879 0.34% 7,006,994 10,269,158 146.56% 201,791,638 2.2111%

35 TOTALS 1,305,430,705 100.00% 1,339,579,586 968,007,839 72.26% 78,244,743,730 1.6684%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

Source: NAIC Database

State Compensation Ins Fund (NAIC # 35076)

2019 California State Page By Line Market Share Information

Licensed Company only

Line # Line of Business Written Premium Earned Premium Loss Incurred Concen-

tration Level

Loss Ratio Statewide WP Mkt Share By Line

16 WORKERS' COMPENSATION

17.3 EXCESS WORKERS' COMPENSATION

35 TOTALS

1,206,037,980 1,204,546,849 467,522,058 100.00%

0 0 00.00%

1,206,037,980 1,204,546,849 467,522,058 100.00%

38.81%

38.81%

11,414,135,756 10.5662%

204,193,791

78,244,743,730 1.5414%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

CNA INS GRP (Group # 218)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 12,816,766 1.15% 10,572,136 -1,112,216 -10.52% 1,080,273,464 1.1864%

02.1 ALLIED LINES 4,703,234 0.42% 3,804,907 466,923 12.27% 708,410,551 0.6639%

02.5 PRIVATE FLOOD 28,782 0.00% 33,679 0 0.00% 44,138,813 0.0652%

04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 173,535 9,004,772,395

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 59,970,841 5.40% 59,113,931 11,530,113 19.50% 3,062,959,142 1.9579%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 52,407,774 4.72% 50,781,892 18,889,240 37.20% 1,833,339,105 2.8586%

08 OCEAN MARINE 15,007,232 1.35% 13,815,212 8,459,015 61.23% 353,707,961 4.2428%

09 INLAND MARINE 421,331,780 37.93% 421,175,036 259,161,280 61.53% 3,002,210,570 14.0341%

10 FINANCIAL GUARANTY 0 0.00% 0 0 26,502,828

11 MEDICAL PROFESSIONAL LIABILITY 36,643,884 3.30% 35,005,126 10,955,508 31.30% 442,171,727 8.2873%

12 EARTHQUAKE 16,057,686 1.45% 13,427,598 -3,362,457 -25.04% 1,649,335,324 0.9736%

13 GROUP A AND H 21,574,447 1.94% 11,464,162 13,064,927 113.96% 406,652,766 5.3054%

15.2 NON-CANCELLABLE A&H 0 0.00% 0 0 3,938

15.3 GUARANTEED RENEWABLE A&H 25,860,634 2.33% 21,132,484 91,841,098 434.60% 78,709,189 32.8559%

15.4 NON-RENEWABLE FOR STATED REASONS ONLY 15 0.00% 15 -1 -6.67% 5,849,117 0.0003%

16 WORKERS' COMPENSATION 93,128,365 8.38% 89,509,257 31,946,187 35.69% 11,414,135,756 0.8159%

17.1 OTHER LIABILITY OCCURRENCE 84,347,409 7.59% 82,302,686 31,240,810 37.96% 3,763,471,552 2.2412%

17.2 OTHER LIABILITY CLAIMS MADE 149,298,904 13.44% 130,937,148 68,987,277 52.69% 2,403,367,293 6.2121%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -367,602 204,193,791

18 PRODUCTS LIABILITY 12,041,889 1.08% 8,811,574 3,545,014 40.23% 251,360,195 4.7907%

19.2 PRIVATE PASSENGER AUTO LIABILITY 0 0.00% 0 93,830 17,960,045,308

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 -1,245,113

19.4 COMMERCIAL AUTO LIABILITY 31,475,193 2.83% 30,691,824 17,704,228 57.68% 3,257,738,340 0.9662%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 0 0.00% 0 -942 13,161,483,247

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 8,449,180 0.76% 7,761,703 4,474,096 57.64% 943,846,441 0.8952%

22 AIRCRAFT 0 0.00% 0 -242,609 169,881,930

23 FIDELITY 7,235,477 0.65% 6,841,737 2,920,919 42.69% 134,300,295 5.3875%

24 SURETY 52,896,121 4.76% 52,204,215 8,121,556 15.56% 878,664,720 6.0201%

26 BURGLARY & THEFT 1,292,157 0.12% 1,155,684 68,794 5.95% 42,199,174 3.0620%

27 BOILER & MACHINERY 3,668,772 0.33% 3,928,986 2,186,837 55.66% 130,982,550 2.8010%

30 WARRANTY 682,970 0.06% 227,469 91,769 40.34% 201,791,638 0.3385%

35 TOTALS 1,110,919,509 100.00% 1,054,698,462 580,837,130 55.07% 78,244,743,730 1.4198%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

Tokio Marine Holdings Inc GRP (Group # 3098)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 9,381,531 0.94% 9,438,133 1,228,000 13.01% 1,080,273,464 0.8684%

02.1 ALLIED LINES 10,902,520 1.09% 10,756,262 9,856,110 91.63% 708,410,551 1.5390%

02.2 MULTIPLE PERIL CROP 54,325,717 5.44% 54,625,646 41,545,227 76.05% 456,468,555 11.9013%

02.3 FEDERAL FLOOD INSURANCE 2,240,972 0.22% 2,207,172 446,785 20.24% 144,674,716 1.5490%

02.4 PRIVATE CROP 3,530,204 0.35% 3,530,204 3,534,934 100.13% 13,018,722 27.1164%

04 HOMEOWNERS MULTIPLE PERIL 10,021,209 1.00% 10,330,962 3,494,297 33.82% 9,004,772,395 0.1113%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 123,760,623 12.38% 123,251,191 31,415,829 25.49% 3,062,959,142 4.0406%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 112,321,979 11.24% 113,295,189 112,013,724 98.87% 1,833,339,105 6.1266%

08 OCEAN MARINE 34,142,081 3.42% 31,413,191 20,336,110 64.74% 353,707,961 9.6526%

09 INLAND MARINE 13,020,788 1.30% 13,125,143 3,463,708 26.39% 3,002,210,570 0.4337%

11 MEDICAL PROFESSIONAL LIABILITY 1,785,669 0.18% 1,797,297 1,020,856 56.80% 442,171,727 0.4038%

13 GROUP A AND H 2,981,047 0.30% 2,279,868 1,028,111 45.10% 406,652,766 0.7331%

15.7 ALL OTHER ACCIDENT AND HEALTH 3,578 0.00% 10,875 -112,134 -1031.12% 92,895,134 0.0039%

16 WORKERS' COMPENSATION 111,954,841 11.20% 105,931,722 56,657,358 53.48% 11,414,135,756 0.9808%

17.1 OTHER LIABILITY OCCURRENCE 82,272,231 8.23% 80,123,965 83,273,452 103.93% 3,763,471,552 2.1861%

17.2 OTHER LIABILITY CLAIMS MADE 96,927,394 9.70% 92,749,707 19,819,403 21.37% 2,403,367,293 4.0330%

17.3 EXCESS WORKERS' COMPENSATION 111,105,924 11.12% 101,146,322 81,945,227 81.02% 204,193,791 54.4120%

18 PRODUCTS LIABILITY 3,000,348 0.30% 3,112,222 -2,164,102 -69.54% 251,360,195 1.1936%

19.2 PRIVATE PASSENGER AUTO LIABILITY 10,028,776 1.00% 9,537,307 11,160,710 117.02% 17,960,045,308 0.0558%

19.3 COMMERCIAL AUTO NO-FAULT -16,301 0.00% -956 -80 8.37% -1,245,113 1.3092%

19.4 COMMERCIAL AUTO LIABILITY 77,330,936 7.74% 76,929,357 52,275,005 67.95% 3,257,738,340 2.3738%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 13,683,738 1.37% 13,567,261 6,753,410 49.78% 13,161,483,247 0.1040%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 16,807,036 1.68% 16,622,536 11,292,206 67.93% 943,846,441 1.7807%

22 AIRCRAFT 10,586,793 1.06% 9,992,529 4,773,040 47.77% 169,881,930 6.2319%

23 FIDELITY 2,820,601 0.28% 2,614,675 901,295 34.47% 134,300,295 2.1002%

24 SURETY 81,539,212 8.16% 81,101,734 18,523,529 22.84% 878,664,720 9.2799%

26 BURGLARY & THEFT 869,262 0.09% 1,261,349 3,814,243 302.39% 42,199,174 2.0599%

27 BOILER & MACHINERY 763,730 0.08% 819,946 -377,456 -46.03% 130,982,550 0.5831%

28 CREDIT 1,245,440 0.12% 1,389,247 263,859 18.99% 134,033,035 0.9292%

35 TOTALS 999,337,881 100.00% 972,960,058 578,182,657 59.43% 78,244,743,730 1.2772%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

FAIRFAX FIN GRP (Group # 158)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 10,460,304 1.10% 9,316,388 392,468 4.21% 1,080,273,464 0.9683%

02.1 ALLIED LINES 1,206,268 0.13% 1,039,057 148,405 14.28% 708,410,551 0.1703%

02.4 PRIVATE CROP 0 0.00% 0 -20,338 13,018,722

02.5 PRIVATE FLOOD 0 0.00% 0 48 44,138,813

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 50,337,138 5.31% 47,292,512 10,356,660 21.90% 3,062,959,142 1.6434%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 29,666,327 3.13% 27,162,854 17,713,757 65.21% 1,833,339,105 1.6182%

08 OCEAN MARINE 1,353,156 0.14% 1,256,308 1,273,610 101.38% 353,707,961 0.3826%

09 INLAND MARINE 53,108,319 5.61% 53,706,510 39,906,788 74.31% 3,002,210,570 1.7690%

11 MEDICAL PROFESSIONAL LIABILITY 1,540,277 0.16% 1,617,337 352,794 21.81% 442,171,727 0.3483%

12 EARTHQUAKE 332,743 0.04% 337,166 -3,614 -1.07% 1,649,335,324 0.0202%

13 GROUP A AND H 55,393,707 5.85% 55,393,707 39,494,714 71.30% 406,652,766 13.6219%

15.7 ALL OTHER ACCIDENT AND HEALTH 1,599,687 0.17% 1,599,687 839,703 52.49% 92,895,134 1.7220%

16 WORKERS' COMPENSATION 373,477,309 39.42% 376,426,731 86,903,969 23.09% 11,414,135,756 3.2721%

17.1 OTHER LIABILITY OCCURRENCE 119,072,725 12.57% 113,775,359 106,394,378 93.51% 3,763,471,552 3.1639%

17.2 OTHER LIABILITY CLAIMS MADE 124,256,773 13.12% 105,388,933 37,731,959 35.80% 2,403,367,293 5.1701%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -1,427,087 204,193,791

18 PRODUCTS LIABILITY 968,407 0.10% 873,541 11,788,459 1349.50% 251,360,195 0.3853%

19.2 PRIVATE PASSENGER AUTO LIABILITY 2,231 0.00% 2,231 1,686 75.57% 17,960,045,308 0.0000%

19.3 COMMERCIAL AUTO NO-FAULT -15 0.00% -5 -9,092 181840.00% -1,245,113 0.0012%

19.4 COMMERCIAL AUTO LIABILITY 74,221,409 7.83% 69,962,636 41,768,489 59.70% 3,257,738,340 2.2783%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 2,071 0.00% 2,226 -2,611 -117.30% 13,161,483,247 0.0000%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 24,670,578 2.60% 22,883,439 11,491,380 50.22% 943,846,441 2.6138%

22 AIRCRAFT 0 0.00% 0 -107,822 169,881,930

23 FIDELITY 1,960,385 0.21% 1,649,778 122,938 7.45% 134,300,295 1.4597%

24 SURETY 21,550,426 2.27% 20,726,377 20,160,123 97.27% 878,664,720 2.4526%

26 BURGLARY & THEFT 114,965 0.01% 106,060 -101,297 -95.51% 42,199,174 0.2724%

27 BOILER & MACHINERY 0 0.00% 0 -60,580 130,982,550

28 CREDIT 2,110,946 0.22% 1,953,289 338,906 17.35% 134,033,035 1.5749%

35 TOTALS 947,406,135 100.00% 912,472,123 425,448,793 46.63% 78,244,743,730 1.2108%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

AmTrust Financial Serv Grp (Group # 2538)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 1,058,744 0.12% 772,672 3,595,474 465.33% 1,080,273,464 0.0980%

02.1 ALLIED LINES 979,335 0.12% 1,074,726 4,173,537 388.33% 708,410,551 0.1382%

03 FARMOWNERS MULTIPLE PERIL 0 0.00% 0 -30,250 215,917,727

04 HOMEOWNERS MULTIPLE PERIL -406 0.00% 0 0 9,004,772,395 0.0000%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 33,802,116 3.98% 35,354,773 14,403,635 40.74% 3,062,959,142 1.1036%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 23,740,134 2.80% 28,134,589 6,435,153 22.87% 1,833,339,105 1.2949%

09 INLAND MARINE 2,765,483 0.33% 2,787,766 662,632 23.77% 3,002,210,570 0.0921%

12 EARTHQUAKE 25,524 0.00% 34,505 -23 -0.07% 1,649,335,324 0.0015%

13 GROUP A AND H 0 0.00% 0 -53,200 406,652,766

15.5 OTHER ACCIDENT ONLY 0 0.00% 3,220 3,759 116.74% 12,494,445

16 WORKERS' COMPENSATION 562,161,110 66.23% 603,078,508 291,372,042 48.31% 11,414,135,756 4.9251%

17.1 OTHER LIABILITY OCCURRENCE 30,583,043 3.60% 33,097,881 27,309,154 82.51% 3,763,471,552 0.8126%

17.2 OTHER LIABILITY CLAIMS MADE 18,342,003 2.16% 17,652,675 8,890,002 50.36% 2,403,367,293 0.7632%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 1,865,744 204,193,791

18 PRODUCTS LIABILITY 364,215 0.04% 679,902 10,826,522 1592.37% 251,360,195 0.1449%

19.3 COMMERCIAL AUTO NO-FAULT 2,408 0.00% 1,461 -579 -39.63% -1,245,113 -0.1934%

19.4 COMMERCIAL AUTO LIABILITY 64,005,001 7.54% 78,445,820 67,027,656 85.44% 3,257,738,340 1.9647%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 15,497,427 1.83% 18,826,286 9,304,318 49.42% 943,846,441 1.6419%

23 FIDELITY 384,525 0.05% 461,018 124,032 26.90% 134,300,295 0.2863%

24 SURETY 16,297,102 1.92% 22,505,271 1,329,048 5.91% 878,664,720 1.8548%

26 BURGLARY & THEFT 13,945 0.00% 17,562 416,970 2374.27% 42,199,174 0.0330%

27 BOILER & MACHINERY -9 0.00% -9 0 0.00% 130,982,550 0.0000%

28 CREDIT 52,279 0.01% 52,279 100,393 192.03% 134,033,035 0.0390%

30 WARRANTY 78,684,084 9.27% 78,114,473 32,830,078 42.03% 201,791,638 38.9927%

35 TOTALS 848,758,063 100.00% 921,095,381 480,586,097 52.18% 78,244,743,730 1.0847%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

ICW Grp Assets Inc Grp (Group # 922)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

02.1 ALLIED LINES 350,200 0.04% 56,703 0 0.00% 708,410,551 0.0494%

04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 -290 9,004,772,395

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 0 0.00% 0 8,987 1,833,339,105

09 INLAND MARINE 13,214,838 1.56% 11,944,517 2,672,173 22.37% 3,002,210,570 0.4402%

12 EARTHQUAKE 30,300,061 3.57% 26,905,118 0 0.00% 1,649,335,324 1.8371%

16 WORKERS' COMPENSATION 793,011,498 93.51% 682,549,610 316,840,907 46.42% 11,414,135,756 6.9476%

17.1 OTHER LIABILITY OCCURRENCE 0 0.00% 0 10 3,763,471,552

17.2 OTHER LIABILITY CLAIMS MADE 0 0.00% 0 0 2,403,367,293

19.2 PRIVATE PASSENGER AUTO LIABILITY 6,430,965 0.76% 7,175,560 1,648,368 22.97% 17,960,045,308 0.0358%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 4,731,042 0.56% 5,270,356 3,132,287 59.43% 13,161,483,247 0.0359%

22 AIRCRAFT 17,124 0.00% 17,726 0 0.00% 169,881,930 0.0101%

24 SURETY 10,459 0.00% 58,073 -737,981 -1270.78% 878,664,720 0.0012%

35 TOTALS 848,066,185 100.00% 733,977,662 323,564,463 44.08% 78,244,743,730 1.0839%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

Source: NAIC Database

CALIFORNIA EARTHQUAKE AUTHORITY (NAIC # 10779)

2019 California State Page By Line Market Share Information

Licensed Company only

Line # Line of Business Written Premium Earned Premium Loss Incurred Concen-

tration Level

Loss Ratio Statewide WP Mkt Share By Line

12 EARTHQUAKE

35 TOTALS

820,924,237 811,710,542 4,473,106 100.00%

820,924,237 811,710,542 4,473,106 100.00%

0.55%

0.55%

1,649,335,324 49.7730%

78,244,743,730 1.0492%

California Department of Insurance Rate Specialist Bureau - 4/30/2020

American Financial Grp (Group # 84)

2019 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 1,884,569 0.26% 1,656,293 -802,683 -48.46% 1,080,273,464 0.1745%

02.1 ALLIED LINES 429,764 0.06% 365,456 82,644 22.61% 708,410,551 0.0607%

02.2 MULTIPLE PERIL CROP 25,005,262 3.40% 28,469,700 21,818,865 76.64% 456,468,555 5.4780%

02.4 PRIVATE CROP 485,466 0.07% 603,122 -919,243 -152.41% 13,018,722 3.7290%

03 FARMOWNERS MULTIPLE PERIL 11,646,450 1.58% 10,265,584 7,546,164 73.51% 215,917,727 5.3939%

04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 -7,500 9,004,772,395

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 43,092,960 5.85% 37,475,443 2,467,185 6.58% 3,062,959,142 1.4069%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 22,249,450 3.02% 21,206,525 5,540,612 26.13% 1,833,339,105 1.2136%

08 OCEAN MARINE 9,887,195 1.34% 9,032,757 3,773,625 41.78% 353,707,961 2.7953%

09 INLAND MARINE 43,074,240 5.85% 40,483,681 15,762,451 38.94% 3,002,210,570 1.4348%

11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 -4,998 442,171,727

12 EARTHQUAKE 18,788 0.00% 8,476 110 1.30% 1,649,335,324 0.0011%

13 GROUP A AND H 4,550,239 0.62% 4,607,791 1,306,649 28.36% 406,652,766 1.1189%

16 WORKERS' COMPENSATION 275,483,655 37.41% 282,446,716 91,960,391 32.56% 11,414,135,756 2.4135%

17.1 OTHER LIABILITY OCCURRENCE 108,105,517 14.68% 102,240,455 80,515,207 78.75% 3,763,471,552 2.8725%

17.2 OTHER LIABILITY CLAIMS MADE 44,040,329 5.98% 41,689,874 26,408,730 63.35% 2,403,367,293 1.8324%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 2,825 204,193,791

18 PRODUCTS LIABILITY 4,978,470 0.68% 2,186,059 4,640,570 212.28% 251,360,195 1.9806%

19.2 PRIVATE PASSENGER AUTO LIABILITY 910 0.00% 1,335 15,617 1169.81% 17,960,045,308 0.0000%

19.3 COMMERCIAL AUTO NO-FAULT 3,679 0.00% 3,853 0 0.00% -1,245,113 -0.2955%

19.4 COMMERCIAL AUTO LIABILITY 62,790,000 8.53% 57,257,100 43,957,168 76.77% 3,257,738,340 1.9274%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 0 0.00% 28 195,181 697075.00% 13,161,483,247

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 28,621,475 3.89% 27,924,330 15,170,343 54.33% 943,846,441 3.0324%

22 AIRCRAFT 3,366,721 0.46% 2,710,371 2,240,604 82.67% 169,881,930 1.9818%

23 FIDELITY 12,605,065 1.71% 11,149,328 555,019 4.98% 134,300,295 9.3857%

24 SURETY 18,219,948 2.47% 16,637,888 248,675 1.49% 878,664,720 2.0736%

26 BURGLARY & THEFT 326,464 0.04% 302,884 601 0.20% 42,199,174 0.7736%

27 BOILER & MACHINERY 2,635,396 0.36% 2,200,747 3,080,684 139.98% 130,982,550 2.0120%

28 CREDIT 12,823,670 1.74% 12,291,897 5,464,294 44.45% 134,033,035 9.5675%

30 WARRANTY 113,629 0.02% 193,050 -69,343 -35.92% 201,791,638 0.0563%

34 AGGREGATE WRITE-INS FOR OTHER LINES -1,695 0.00% 66,681 12,540 18.81% 70,881,985 -0.0024%

35 TOTALS 736,437,615 100.00% 713,477,429 330,962,988 46.39% 78,244,743,730 0.9412%

California Department of Insurance Rate Specialist Bureau - 4/30/2020