31 Products and Services Offered by Banks

8/3/2019 31 Products and Services Offered by Banks

1/85

!74/:.98,3/$07;.08411070/--,3

,38 ,70 90 2489 831.,39 5,078 3 90 3/,3 13,3., 2,709

%0,7090-0895:7;047841.70/9,3/90,84,997,.924894190

8,;38 1742 90 545:,943 423,90/ - 5:-. 80.947 90 -,33

3/:897 ,8 84 1,7 ,.90/ ,8 ,3 011.039 5,79307 3 90 749 ,3/ 90

/0;0452039 41 90 .4:3977;03- 90 84.,89 /04408 ,3/ 90

01,7089,90.43.0595:-.80.947-,38,;043-003908:55479078

41,7.:9:70,3/49075747980.9478%0,.9,8.7:.,.,330841904;0732039398011479894038:7006:9,-00.4342./0;0452039

%0 3/,3 -,33 .,3 -0 -74,/ .,90470/ 394 3,943,0/

4;0732039 430/ 57;,90 -,38 ,3/ 850.,0/ -,33 3899:9438

%0 #0807;0 ,3 41 3/, ,.98 , .0397,0/ -4/ 2439473 ,3

/8.705,3.08,3/8479.423 39088902$3.0 903,943,,94341

-,38 3 90 5:-. 80.947 -,38 47 90 3,943,0/ -,38 ,;0

,.6:70/ , 5,.0 41 5742303.0 ,3/ ,8 83.0 903 8003 970203/4:8

5747088 %0 300/ 94 -0.420 .:894207 14.:80/ ,8 147.0/ 90

8424;3 5:-. 80.947 -,38 94 ,/459 , 1,89 97,. ,5574,. %0

:30,8341574/:.98,3/807;.08974:90309,8,;,30/5,078

,9, 0;08 41 90 -,33,3/ 13,3., 3899:94382,709 7/ 94 44

,30 ,9 907 0893 5479144 411073 43807;,9;0 -,33 57,.9.08

,40/ 3/,3 -,38 94 -0 38:,90/ 5,79, 1742 90 8,3 .:7703.

.7883/,3-,38,70346:493,07;,:,94303.425,70/94

-,38 3 4907 8,3 .4:39708 ; 4343 $3,5470 !55308

09. 9,9 ,;0 2,47 574-028 30/ 94 :0 43 !0714723 88098

%#&%%%

$%#


2/85

!74/:.98,3/$07;.08411070/--,3

!8 ,3/ 5,2039 /01,:98 44507,9;0 -,38 ,70 32-0 14490/ 3

,5574,.,3/,720/9011.039-7,3.30947814.:8572,74390

70;03:03.0709,8020398

%0 3/,3 -,33 ,8 13, 470/ :5 94 90 .425099;0

/3,2.84190303/,32,709,3/8,//7088390700;,3988:08

949,043902:91,74:8.,0308414-,,943,389,90254

%84:9438,70507.0;0/94-01:9:789.,3/574,.9;05,078.,5,-0

41 20093 90 2:91,74:8 706:7020398 41 90 ,70 .:8942078 -,80

!7;,90 ,38 ,;0 -003 1,89 43 90 :59,0 ,3/ ,70 70470393 907

897,9008:83903907309,8,20/:2%03907309,802070/,890

30,3/.,0331743907412,70939 90.43;03943,58.,

47/903098-03:89,8,55.,-003,349072,709320/:2

%03/,3-,33,8.420 1742, 43,1742-03,8005

-:83088 3899:943 94 , 574,.9;0 ,3/ /3,2. 0399 %8

97,381472,943 ,8 -003 ,70 -74:9 ,-4:9 - 90 ,70 /480 41

-07,,943 ,3/ 0.4342. 7014728 9,9 ,40/ -,38 94 05470 30

-:83088455479:39087,907 9,3 0307,93 70;03:08 1742 .43;03943,

8970,28 0 -47743 ,3/ 03/3 %0 -,33 3 3/, 8

17,20390/9-,33:398.4397-:9394,248941/054898

,3/ 41 ,/;,3.08 3/,3 3,943,0/ -,38 -,38 430/ - 90

4;0732039.4393:094-0902,4703/0783900.4342/:094907

8007 80 ,3/ 503097,9;0 309478 . ,88:708 902 /05489

24-,943 %0 3/,3 -,33 .,3 -0 -74,/ .,90470/ 394

3,943,0/57;,90-,38,3/850.,0/-,333899:9438


3/85

!74/:.98,3/$07;.08411070/--,3

%0#0807;0,3413/,,.98,8,.0397,0/-4/2439473,3

/8.705,3.08,3/8479.423390889029890147024892439473

-4/ 3 90 3/,3 13,3., 80.947 %0 3,943,0/ -,38 0

4;0732039430/-,38.4393:094/423,90903/,3-,33,703,

3/:8970892,9083/.,909,94:941.42207.,-,384507,933

3/,-,38,70 3 905:-.80.947,3/,703 9057;,9080.947

%0 57;,90 80.947 -,3 7/ ,84 3.:/08 14703 -,38 9,9 ,;0

89,790/9074507,9438070

%0-07,054.414;0732039413/,5072990/039794

57;,9080.947390-,33903/:897,8930880/90039741

330 30 0307,943 57;,90 -,38 %0 2,47 /1107039,93

5,7,20907 9,9 /893:808 9080 -,38 1742 , 90 4907

-,383903/,3-,338900;041807;.09,98411070/

9490.:894207%0714.:8,8,,8.039070/4390.:894207 :3/0789,3/3 8 300/8 57002593 2 ,3/ .43806:039

/09329;,74:8.431:7,943841-030198,3/,/0

5479144 41 574/:.98 ,3/ 807;.08 %080 -,38 ,;0 0307,

-003089,-80/-57424907841705:9047-;,:0/42089.

13,3.,3899:9438


4/85

!74/:.98,3/$07;.08411070/--,3

%070,709700/11070395,808390894741-,3333/,

!70,943,,9437,

,943,,943$9,0

!489-07,,9437,

!70,943,,9437,

3 3/, 90 -:83088 41

-,33,3/.70/9,857,.9.080;033

;070,79208%070299,3.0412430974::3/08,33/034:8

.70/9 3897:2039,8 ;07 545:,7 %0 :3/08070 88:0/--,3078

343 ,8$74118$,:,78$,:8 47,,,38 3 /1107039 5,798 41 90

.4:397

%024/073 95041-,33 40;07,8/0;0450/- 90

03.4:80841,.:99,,3/42-,,190790089,-8203941#:0-

90,893/,425,339,3/

9.039:708

:73900,75,7941909039:79;4:204114703

97,/0,870,9;082,,90743,89097,/005,3/0/90300/147-,38

41 90 :7450,3 950 ,8 109 ,3/ 90 4;0732039 41 90 ,89 3/,

425,394439070893,;39843-,3%04;07320394103,

9449039,9;0,3/9017895708/03.-,390,341,.:99,,3

4103,,8 089,-80/ 3 3 90,34142-, ,3/

90,341,/7,8,8,84809:5

$%#


5/85

!74/:.98,3/$07;.08411070/--,3

%080 9700 -,38 ,84 343 ,8 !708/03.,3

%0 !708/03.,38,/ 907 -7,3.08 3 25479,39 97,/3.039078 -:9

2489 ,.0/ 3 :314729 3 907 4507,943, 54.08 3 90

4;07320395745480/94,2,,2,909080 9700-,383 94430849,9 9

.4:/ ,84 1:3.943 ,8 ,0397, ,3 -:9 90 !708/03. ,38 // 349

1,;47 90/0,40;0790.43/94384-9,33/:7347/,75074/

025,80/ 90 300/ 147 , :310/ -,33 3899:943 ,8 ,

708:941.902507,,3,8809:53%02507,,341

3/,,.90/0,0397,-,3,3/,8,-,3071474907-,38

%0##0807;0,3413/,,8089,-80/3,890

0397, ,3 41 90 4:397 3 90 ,33 #0:,943 ,.9 ,8

5,880/ ,3/ 90 # ,8 3,943,0/ ,3/ ,.6:70/ 09038;0 70:,947

540784;0790.42207.,-,38

3 903/,3,3388902.425780/41 90# 90

2507,,3413/,44507,9;0-,38.,30-,38,3/3/,3439

$94.-,38

,943,,943$9,08

19073/0503/03.03903/,#:7,70/98:7;0

.42299004170.9439$747,,,8,72,370.42203/0/

,2,,2,94341902507,,3413/,,3/90349078-,38394,

30089,-80/-,3.,0/90$9,90,3413/,$%0

4;0732039413/,,..0590/9070.42203/,94384190.4229900,3/

3974/:.0/90$9,90,3413/,-3904$,-,43957


6/85

!74/:.98,3/$07;.08411070/--,3

,3/9,85,880/-!,7,2039,3/49905708/0398,88039439,

%0.9.,20394147.04389:,3/902507,,341

3/,,83,943,0/3,890$9,90,3413/,

%02,34-0.9;041089,-83$-3,943,3902507,,3

413/,,8940903/-,331,.90843,,708.,024705,79.:,7

3907:7,,3/802:7-,3,70,8,3/94/;078049075:-.5:754808

390$$:-8/,7,3,.9,85745480/,3/90

14430989,90,884.,90/-,380709,034;07-90$,898

8:-8/,708

,204190,3 $:-8/,790110.91742

$9,90,341/07,-,/ 89.94-07

$9,90,341,307 89,3:,7

$9,90,341,5:7 89,3:,7

$9,90,341$,:7,897, 89,

$9,90,341!,9,, 8957

$9,90,3418470 89,7.

$9,90,3413/470 89,3:,7

$9,90,341%7,;,3.470

89,3:,7

90110.9174289,3:,790$9,90,341,307

,3/$9,90,341,5:790,/411.04.,90/,9,5:7%:880;03

8:-8/,7-,38$9,90,3413/,14720/90$74:5


7/85

!74/:.98,3/$07;.08411070/--,3

%0$74:5:3/0789,9:9474-,9438,8706:70/94

450330411.0837:7,,3/802:7-,3,70,8,3/24/073-,33,8

9,03949080:3-,30/702490,70,8

39:90390!72038907783/7,,3/

,334:3.0/903,943,,943412,478.0/:0/42207.,

,380,.,;3/054898479#8.7470,3/,-4;0%8,8,

9:7335439390894741.42207.,-,3333/,

,907904;0732039,943,0/82470.42207.,

57;,9080.947-,389/05489,-9413490889,3#8

.7470843957;

3/7,,3 47547,943,3 0,313/,; 7039,,34142207.0; !:3,-,3/$3/,3; ',,,3

3 90 0,/ ,3 $.020 ,8 3974/:.0/ 94 0903/

-,33 1,.908 94 0;07.47307 41 90 .4:397 ,907 3 #043,

#:7, ,38 070 809 :5 94 8:5502039 90 ,.9;908 41 90 .42207.,

-,38,3/940850.,200990.70/9300/841900,0780.943841 90

7:7,84.09

,943,,94341-,385,;0/,147709,-,33,3/,8,

708:99070,8-003,3,974:3/749390-7,3.3094790/05489

24-,943.70/9/8548,8,3/41.4:78002542039


8/85

!74/:.98,3/$07;.08411070/--,3

%017890,7,19073,943,,943930880/90949,7493

90,7.:9:7,4,38,3/904,382,/094$$-,3/

70850.9;0%04;07,749390/054898,3/90,/;,3.083/.,908

902574;020399,9,89,035,.0390-,33,-984190504503

907:7,,3/802:7-,3,70,807090-7,3.30947,88570,/$:.

.70/905,384303,-0/90-,3894,.0;0904,8413,943,,9439

,840;07,.0;0/,990.4,894157419,-94190-,38

43806:03.0841,943,,943

%06:,941.70/9,8809810-0.,:8041-07,.70/9090384354.

!49.,390710703.0,8-003,8,//943,2,,/ !447,557,8,3;4;0//:73904,320,8.43/:.90/147.70/9

/8-:78,8

%0.70/91,.9080903/0/94905747980.947,9.43.08843,7,908

%00;04140/3$#3;08920398,/;0780,110.90/9057419,-94190-,38

%07,5/-7,3.05,3843,8-0039086:0004357419,-941-,3802,3,93572,7/:094903.70,8039010/.4898

%070,8/43,7/9703/3906:,941807;.08,3/011.03.4190-,38


9/85

!74/:.98,3/$07;.08411070/--,3

!489-07,,9437,%7:8943":,9,3/

!7419,-9

90-0333419084.,-,334,8809 147 90

-,333/:8972,/0248941905:-.80.947708:90/3905708:25943

9,99070,834300/9444,9901:3/,2039,13,3.,8970394198

-,3 43806:039 90 702,30/ :3/07.,59,0/ #0;,253 98

897:.9:704190-,333/:897,84109702025479,3.0,8900,941

90 13,3., 80.947 3 5,79.:,7 ,3/ 90 0.4342,8 ,404:/ -0

7010.90/-985071472,3.0

%0300/14770897:.9:7390-,333/:897,810970,907

99039,943419070,80.947701472574.0883907014728,;0

03,3.0/ 90455479:3908,3/.,0308 14790 70,80.9472,3902

4507,903,-47/070884-,2,7095,.040;0794,7308890-030198

414-,,943907084:/-0,3011.03913,3.,80.947948:5547990

897:.9:7,70147289,35,.039070,0.434203.0,43990

7014728 41 90 70, 80.947 90 -,33 80.947 701472,943 ,8 ,84

,//70880/

%074:90.,:80814790,.:89075071472,3.041-,38

14720/9000203984190-,3380.9477014728$42041901,.94789,9

0/9490/82,5071472,3.041-,38070

#0:,90/39070897,90897:.9:70 ,.4114.:84357419,-9 ,.4197,385,703.390-,38-,,3.08009 ,.41.42509943 .088;070:,9434347,3,943897:.9:70,3/2,3,07,

7084:7.0


10/85

!74/:.98,3/$07;.08411070/--,3

.088;08:5547917424;0732039 ,38998-,.74:3/9013,3.,80.947701472807039,90/94

-73,-4:9,5,7,/2819390-,333/:897-,//70883

901,.947814798/82,5071472,3.0

3 98 .43909 90 70.42203/,9438 2,/0 - , 0;0

.4229900 43 13,3., 80.947 .,70/ - ,7,82,2 ,/ 90

14:3/,943 147 90 -,33 80.947 7014728 %080 7014728 970/ 94

03,3.0 90 ;,-9 ,3/ 011.03. 41 90 -,33 80.947 %0

,7,82,2 4229900 8:0890/ 9,9 9070 84:/ -0 1:3.943,

,:94342 10-9 3 4507,9438 /:943 41 -,33 897,3:,9438

70/:.943370807;0706:7020398,3/,/06:,9013,3.,317,897:.9:703

90728 41 8:507;843 ,:/9 ,3/ 90.344 %0 .4229900 1:7907

,/;4.,90/ 3974/:.943 41 57:/039, 14728 97,385,703. 3 4507,9438

,3/ 2574;02039 3 574/:.9;9 43 ,20/ ,9 -07,3 90

70:,947 17,2047-:9 ,84 94005 902 3 9209 39073,943,

89,3/,7/8 %0 025,88 8190/ 94 011.039 ,3/ 57:/039, -,33

30/94-09907.:894207.,70,3/.:894207807;.08


11/85

!74/:.98,3/$07;.08411070/--,3

!7;,90 -,33 3 3/, ,8 57,.9.0/ 83.0 90 -033 41

-,338890233/,%0178957;,90-,33

3/,94-0809:53!7;,90$0.947,3833/,

,8 3/:8 3/ ,3 9 8 430 41 90 1,89089

743,3!7;,90$0.947,3833/,

7,38 90 9039 ,7089 /0;0452039 -,3 3 90

47/ ,8 !7;,90 ,38 33/,,3/,85742490/,47/.,883899:943833/,

%0 1789 !7;,90 ,3 3 3/, 94 70.0;0 ,3 3 573.50

,5574;, 1742 90 #0807;0 ,3 41 3/, ,8 4:83 0;0452039

3,3.047547,943290/94809:5,-,339057;,9080.947-,383

3/, ,85,7941 90#8 -07,,94341 90 3/,3,333/:897 9

,8 3.47547,90/ 3 ::89 ,8,3 290/9 7089070/

411.0 3 :2-, ,3/ .42203.0/ 4507,9438 ,8 $.0/:0/ 42207.,

,33,3:,7

'8,09,34907!7;,90,3413/,,83.47547,90/

3900,7,3,470,8,57/0415,.0147,;3901789-7,3.

3.05943 3 90 0,7 9 8:..088;0 0,78 41 5,9743,0 ,3/

.4389,39 809933089,3/,7/8 3 -,33 ',8,,3,82,3

.70/989498,..4:39

!7;,90$0.947,38


12/85

!74/:.98,3/$07;.08411070/--,3

39741!7;,90$0.947,38

%070,8-003,5,7,/2819323/8098-49,990

4;07320390;0390-,333/:8974;07900,7883.0

,943,,94341,3835,79.:,7/:7390,89/0.,/0

,;3,.0;0/904-0.9;0841,943,,943902489

25479,3988:0-01470903/:897,9570803988:7;;,,3/749390

03;74320390307,90/-900.4342.-07,,94370,907.42509943

9,;094,.0;307574/:.9;9,3/011.03.3,3:,7

14790039741!7;,90$0.947-,38-,80/4390,943,,9434229900

70547941.03;8,0/,,707740147!7;,90$0.947,38

%0#5708.7-0/,232:25,/:5.,59,41#8.747081479030

-,3,3/908,708,7094-0890/,9894.0.,30849030-,3

,1907-037,390/.0380:3/0790,33#0:,943.98,-0

7089070/,8,5:-.290/.425,3:3/0790.425,308.9

$:-806:03930.42207.,-,38,;0-0037,390/

.03809489,79-,334507,9438%03057;,9080.947-,38,;0-003

9fn

f

9n

f%-9n

f%


13/85

!74/:.98,3/$07;.08411070/--,3

;07,7088;03-:8308805,3843,3/8,8470547930757410

0;089,390,/;,39,04190.344,3/80/2,354073.079,3

,70,89080-,38,;00;034:7.74880/90490774:541-,383.:/3

14703-,38

:770398.03,74

:77039 4;07, -,33 3 3/, 8 .438/070/ ,8

1,72,9:70390728418:55574/:.97,30,3/70,.0;0394:70,.

3 7:7, 3/, 89 702,38 , .,030 147 90 57;,90 80.947 ,3/ 14703

-,38;03390728416:,941,88098,3/.,59,,/06:,.3/,3-,38

,70 .438/070/ 94 ,;0 .0,3 89743 ,3/ 97,385,7039 -,,3.0 80098,8

.425,70/ 94 4907 -,38 3 .425,7,-0 0.434208 3 98 7043 %0

#0807;0,3413/,8,3,:943424:8-4/9232,57088:701742

90 4;0732039 %0 89,90/ 54. 41 90,343 90 3/,3 #:500 8 94

2,3,0;4,9994:9,389,90/0.,307,90,3/98,82489-003

97:09907493903/,30.4342050.90/94-0897431476:90

84209200850.,398807;.0880.94790/02,3/147-,33807;.08

0850.,709,-,332479,08,3/3;0892039807;.08,70050.90/94

-0 897438 9,04;078 ,8809 8,08 ,3/ 2:. 2470 ,.943 ,8 9 8

:37,;0333,,550343981743933/,

3,7. 90#0807;0 ,3 41 3/, ,40/,7-:7

!3.:8943.70,809889,0349,,3/7,,3,57;,9080.947-,3

94%88901789920,33;08947,8-003,40/944/24709,3

3,57;,9080.947-,383.090#,334:3.0/3472839,9,3

89,00.00/339057;,9080.947-,384:/300/94-0;0990/-

902 :77039 3/, ,8 8.0/:0/ .42207., -,38 $8


14/85

!74/:.98,3/$07;.08411070/--,3

5:-.80.947-,389,98990 4;0732039413/,4/3,89,0

57;,90-,389080/4349,;04;073203989,0902,-05:-.

890/,3/97,/0/43%0,;0,.42-30/30947414;07-7,3.08

,3/%8..47/394,705479-#290/,7,93,03.

905:-. 80.947-,384/4;07507.03941949,,880984190-,33

3/:897 9 90 57;,90 ,3/ 14703 -,38 4/3 ,3/

70850.9;0894.0.,308,3/14703-,38


15/85

!74/:.98,3/$07;.08411070/--,3

;07;041,33

,33 #0:,943 .9 41 3/, /01308 ,33 ,8

,..0593147905:754804103/347413;089203941/054898412430

1742 90 5:-. 705,,-0 43 /02,3/ 47 490780 47 9/7,,-0 -

.06:0/7,1947/0747490780%0#0807;0,3413/,.9,3/

90,33#0:,943.94;07390-,334507,943833/,

47,3,943,$97:.9:7041,3833/,

33/,-,38,70.,8810/3;,74:8.,904708,..47/394/11077039

.7907,%01443.,7983/.,9090-,33897:.9:70

#0807;0,3413/,

42207.,,38 44507,9;0,38 0;0452039,38

,943,0/ !7;,90 $4799072.70/9

439072

.70/9

7.:9:7,

70/9

&7-,3

70/9 3/:897, 7.:9:7,


16/85

!74/:.98,3/$07;.08411070/--,3

74,/,881.,94341,3833/,

%0#%0#8908:5702024309,7,3/-,33,:9479390.4:397,3/,8907085438-994.4397490-,33889023

90.4:397900589070807;0841,8.0/:0/-,38,3/03.08

343,890#0807;0,3

!:-.$0.947,38O $9,90,3413/,,3/98884.,908O ,943,0/,38O #043,#:7,,38$5438470/-!:-.$0.947,38

!7;,90$0.947,38

O /0307,943!7;,90,38O 470300307,943!7;,90,38O ,3833/,

44507,9;0$0.947,38

O $9,9044507,9;0,38O 0397,44507,9;0,38O !72,77.:9:7,70/9$4.0908O ,3/0;0452039,38


17/85

!74/:.98,3/$07;.08411070/--,3

O $9,90,3/0;0452039,380;0452039,38 0;0452039,382489574;/0439072

13,3.0 14780993:53/:89708%0,84574;/084799072 13,3.0 147

05479,3/25479,.9;908

O 3/:897,3,3.044507,943413/,O 3/:897,0;0452039413/,O 3/:897,3;0892039,3413/,O $2,3/:897080;0452039,3413/,$O ,943,,31477.:9:70,3/#:7,0;0452039#O 547925479,3413/,

#4041,38

,38 5, , 5489;0 740 3 0.4342. /0;0452039 41 ,

.4:397,8705489470841.422:3988,;38,3/,85:7;047841.70/9

3/,3 ,33 ,8 ,/0/ 90 0.4342. /0;0452039 /:73 90 ,89 119

0,78 3 ,3 0110.9;0 , %0 -,33 80.947 ,8 843 , 702,7,-0

7085438;03088 94 90 300/8 41 5,330/ 0.4342 9 ,8 -74:9 ,-4:9 ,

.438/07,-05747088 3 980114798 ,9/0548924-,943,3/,8 9,03,

3:2-074120,8:70839070.0395,89147,..007,93907,904174941

/054898 8 70.4:780 94 98 90 .42207., -,38 45030/ -7,3.08 3

:7-,3802:7-,3,3/7:7,,70,8,3/,;03974/:.0/,3:2-0741,997,.9;08.0208941489070.4342./0;0452039

%0 ,.9;908 41 .42207., -,33 ,;0 749 3 2:9

/70.943, ,8 ,8 0 ,8 2:9/203843, 2,3307 ,38 ,;0 -003


18/85

!74/:.98,3/$07;.08411070/--,3

5,3 , .,9,9. 740 3 ,70, /0;0452039 -,.,7/ ,70, /0;0452039

0903/0/ ,8889,3.0 94 7:7, /0;0452039 , ,43 053 ,7.:9:70

3/:89739073,943,97,/03,831.,392,33073,,.42207.,

-,38 ,;0 02070/ ,8 0 13,3., ,03.08 147 7,5/ 0.4342.

/0;0452039

5443 90 8,;38 940907 -,38 .,3 2,0 ,;,,-0

1:3/8 94 850.,0/ 3899:9438 . 13,3.0 /1107039 80.9478 41 90

0.4342 300/3 .,59, 147 ;,74:8 5:754808 788 ,3/ /:7,9438

.4397-:93944;073203980.:7908-43/8,3//0-039:70841907203/3

3899:943839010/841,7.:9:703/:89708,3/344:83-,38,70

,84 574;/3 9080 3899:9438 9 ,3 ,..088 94 90 .42243 544 41

8,;3824-0/-902949,909039700;390241907085438-9

41 /70.9 ,5574,.3 90 8,;07 %8 390720/,943 740 41 -,38 8

5,79.:,7 25479,39 3 90 0,7 89,08 41 0.4342. /0;0452039 ,3/

13,3., 850.1.,943 .4:397 0 3/, 9 /1107039 70438 ,9

/1107039 89,08 41 /0;0452039 57080398 ,3 39070893 850.97:2 41 90

0;4;374041-,383902,990741390720/,943,3/-043/

4-,943 41 7084:7.08 14728 ,3 3907, 5,79 41 90

/0;0452039574.08833/,398574.0884124-,943-,38,70,9,

70,9,/;,39,0.01-0.,:80419073094741-7,3.08390.4:397

3/ -,38 ,;0 94 5,.0 .438/07,-0 70,3.0 43 90 24-,943 41

/054898 1742 90 5:-. 94 13,3.0 /0;0452039 5747,2208 :7907

/0548924-,,943--,3833/,,.6:70/70,907831.,3.03907

3074030.4342./0;0452039


19/85

!74/:.98,3/$07;.08411070/--,3

42207., -,38 574;/0 84799072 ,3/ 20/:29072

13,3.,,8889,3.0%084799072.70/91,.908,707,390/147473

.,59,706:7020398%020/:290724,38,7014790,.6:894341,3/

.43897:.943411,.9475702808,3/5:7.,80412,.307,3/06:52039

%080 4,38 ,70 0307, 7,390/ 147 5074/8 7,33 1742 1;0 94 80;03

0,78%0,84089,-809907841.70/943-0,141907.03981,;4:73

8:55078417,2,907,82,.307-493/,3,3/14703.0903/

90 -,3078 ,88:7,3.0 147 5,2039 ,3/ 9:8 05 907 /0;07 079,3

97,38,.943 5,79.:,7 9480 3 .4397,.98 41 8,0 41 4;0732039

05,79203982,706:70:,7,39008-0388:0/30:4180.:790,73089

2430/054898147 0,78 700,80 41 ,/;,3.0 2430 8:55 41 7,

2,907,8 147 574.0883 1: 5,2039 41 -8 43 90 ,88:7,3.0 41 90

5071472,3.009.42207.,-,3888:08:.:,7,39008,84


20/85

!74/:.98,3/$07;.08411070/--,3

%0#4041#0807;0,3413/,#,3078,3

%0#0807;0,3413/,#890.0397,-,3413/,

,3/,8089,-80/4357 3,..47/,3.0990574;843841

90 #0807;0 ,3 41 3/, .9 $3.0 98 3.05943 9 ,8 -003

0,/6:,79070/3:2-,%4:473,57;,90430/#,8-003

1: 430/ - 90 4;0732039 41 3/,3 83.0 3,943,,943 3

,3-0.9;0

4309,7:9479

O 472:,90825020398,3/24394789024309,754.


21/85

!74/:.98,3/$07;.08411070/--,3

O -0.9;02,39,3357.089,-9,3/038:73,/06:,901441.70/994574/:.9;080.9478

#0:,947,3/8:507;847419013,3.,88902

O !708.7-08-74,/5,7,20907841-,334507,943893.90.4:3978-,33,3/13,3.,889021:3.9438

O -0.9;02,39,35:-..431/03.03908890257490.9/054894783907089,3/574;/0.4890110.9;0-,33807;.089490

5:-.%0,332-:/82,3$.020,8-0031472:,90/-90

#0807;0,3413/,#1470110.9;070/7088,41.425,398-

-,3.:8942078

,3,0741.,3043974

O ,3,08904703.,30,3,02039.9O -0.9;0941,.9,9009073,97,/0,3/5,2039,3/5742490

47/07/0;0452039,3/2,3903,3.041147030.,302,7093

3/,

88:0741.:7703.

O 88:08,3/0.,30847/089748.:7703.,3/.43834919147.7.:,943

O -0.9;094;0905:-.,/06:,906:,399418:550841.:7703.34908,3/.438,3/344/6:,9

0;0452039,740

O !0714728,/07,304157424943,1:3.9438948:554793,943,4-0.9;08


22/85

!74/:.98,3/$07;.08411070/--,3

#0,90/:3.9438

O ,30794904;073203950714728207.,39-,331:3.94314790.0397,,3/9089,904;07320398,84,.98,8907-,307

O ,30794-,382,39,38-,33,..4:39841,8.0/:0/-,38O 307,3/4507,9474190/0548947$,3/0.,30$147

4;0732039-43/8

%070834,339073,943,.438038:8,-4:990300/9414.:890

9,8841,.0397,-,3:543.0397,-,33#81,74:94194:.

98:.,573.50439490857,32,3/,90/08.7-0/

,-4;0

$:507;847:3.9438

3,//943949897,/943,.0397,1:3.943890#0807;0-,3

,8.079,334324309,71:3.943841903,9:70418:507;84341-,38,3/

574249434184:3/-,3333/,%0#0807;0,3.9,3/90

,33 #0:,943 .9 ,;0 ;03 90 # /0 54078 418:507;843,3/.439744;07.42207.,,3/.44507,9;0-,3870,9394

.0383 ,3/ 089,-820398 -7,3. 05,3843 6:/9 41 907 ,88098

2,3,02039 ,3/ 2094/8 41 473 ,2,,2,943 70.43897:.943 ,3/

6:/,943%0#8,:9470/94.,774:95074/., 3850.94384190

-,38 ,3/ 94 ., 147 709:738 ,3/ 30.088,7 31472,943 1742 902 %0

3,943,,943 41 2,47 3/,3 8.0/:0/ -,38 3 : ,8

25480/307085438-9084390#147/70.939074941-,33

,3/ .70/9 54.08 94,7/8 2470 7,5/ /0;0452039 41 90 0.4342 ,3/

70,,94341.079,3/0870/84.,4-0.9;08%08:507;8471:3.943841

90#,;0 050/ , 70,9/0, 32574;3 90 89,3/,7/ 41-,33 3


23/85

!74/:.98,3/$07;.08411070/--,3

3/, 94 /0;045 43 84:3/ 308 ,3/ 94 2574;0 90 2094/8 41 907

4507,943

!7424943,:3.9438

9 0.4342. 749 ,88:23 , 30 :703. 83.0

3/0503/03.0 90 7,30 41 90 #0807;0 ,38 1:3.9438 ,;0 890,/

/030/ %0 ,3 34 50714728 , ;,709 41 /0;0452039, ,3/

57424943, 1:3.9438 . ,9 430 920 070 70,7/0/ ,8 4:98/0 90

3472,8.45041.0397,-,33%0#0807;0,3,8,80/945742490

-,33 ,-9 0903/-,331,.908 94 7:7, ,3/ 802:7-,3 ,70,8 ,3/

089,-8,3/574249030850.,0/13,3.3,03.08..47/390

#0807;0-,3,8050/39080993:54190,3/90$9809:5

90 05489 38:7,3.0 47547,943 41 3/, 3 ,3/ 90 3/:897,

#0.43897:.94347547,943413/,3%0803899:9438070809:5

/70.947 3/70.9-90#0807;0,3 9457424908,;3 ,-9 ,3/ 94

24-0 8,;38 ,3/ 94574;/0 3/:897, 13,3.0 ,80 ,8 ,7.:9:7,

13,3.0 8 1,7 -,. ,8 90 # 809 :5 90 7.:9:7, 70/9

05,79203994 574;/0,7.:9:7,.70/9:9 4383.0 90,38

74039810/,8-0.42009702025479,39%0,3,8/0;0450/

90.44507,9;0.70/924;020399403.4:7,08,;394023,902430

03/078174290;,08,3/9474:909884799072.70/994,7.:9:70%0

#,8809:5907.:9:7,#013,3.0,3/0;045203947547,94394

574;/043907213,3.0941,72078


24/85

!74/:.98,3/$07;.08411070/--,3

44507,9;0,38

%044507,9;0-,3,8,894741,24890,78%0

44507,9;0 -,38 ,70 ,3 25479,39 .43899:039 41 90 3/,3 3,3.,$8902 :/3 - 90 740 ,8830/ 94 902 90

050.9,9438 90,70 8:55480/ 94 1:1 907 3:2-07

,3/ 90 3:2-07 41 411.08 90 4507,90 %0 .4

4507,9;0 24;02039 473,90/ 3 90 089 -:9 90

25479,3.0 9,9 8:. -,38 ,;0 ,88:20/ 3 3/, 8

7,705,7,00/,307008039047/%0774037:7,

13,3.3.4393:08 94-0 25479,39 0;03 94/, ,3/ 907-:83088 3 90

:7-,3,70,8,84,83.70,80/5034203, 370.0390,782,3/:0 94

908,753.70,803903:2-0741.44507,9;0-,38

0 90 .44507,9;0 -,38 3 7:7, ,70,8 2,3 13,3.0

,7.:9:7, -,80/ ,.9;908 3.:/3 1,723 .,990 2 ,9.07

507843, 13,3.0 09. ,43 9 8420 82, 8.,0 3/:89708 ,3/ 801

02542039/7;03,.9;90890.44507,9;0-,383:7-,3,70,82,3

13,3.0;,74:8.,9047084150450 14780102542039 3/:89708 82,

8.,0:39842013,3.0.438:20713,3.0507843,13,3.009.$42041

90 .44507,9;0 -,38 ,70 6:90 147,7/ 443 ,3/ ,;0 /0;0450/

8:11.039.470.4250903.0894.,03089,90,3/57;,9080.947-,38

..47/3 94& 90 949,/054898 03/38 414

4507,9;0 ,38 8 2:. 2470 9,3/ !7;,90 $0.947 ,38 ,84 90

0!7;,90$0.947,38%80543039,7494144507,9;0,38

8 ,997-:90/ 2,3 94 907 2:. -09907 4., 70,. 507843, 3907,.943

9.:8942078907,-994.,9.90307;041904.,.03900%4:


25/85

!74/:.98,3/$07;.08411070/--,3

7089070/ :3/07 90 44507,9;0 $4.0908 .9 41 90 #0850.9;0 $9,908

07014720/473,90-,3370,90/,.9;9084190.44507,9;0

-,38,70,8470:,90/-90#0807;0,3413/,%0,704;0730/-

90 ,33 #0:,9438 .9 ,3/ ,33 ,8 44507,9;0

$4.0908.9

%070,70942,3.,9047084190.44507,9;0-,38

,$4799072 03/3470390/.44507,9;0,38 93 98

.,90479070,7097008:-.,90470841-,38;89,90.44507,9;0-,38

897.9.44507,9;0-,38,3/!72,77.:9:7,.44507,9;084.0908

-43 9072 03/3 470390/ .44507,9;0 ,3893 90

80.43/.,90479070,70,3//0;0452039-,38,997000;0889,900;0

/897.90;0,3/;,00;0

0,9:7084144507,9;0,38

44507,9;0 ,38 ,70 47,30/ ,3/ 2,3,0/ 43 90 573.5, 41 .4

4507,943 80105 ,3/2:9:, 05%0 1:3.9439 90 7:041430

202-07 430 ;490 :3.943 43 34 57419 34 488 -,88 44507,9;0

-,38 ,8, 573.50 /4 349 5:78:0 90 4, 4157419 2,2,9434

4507,9;0 -,3 50714728 , 90 2,3 -,33 1:3.9438 41 /05489

24-,943 8:55 41 .70/9 ,3/ 574;843 41 70299,3.0 1,.908 4

4507,9;0 ,38 574;/0 290/ -,33 574/:.98 ,3/ ,70 1:3.943,

850.,8983,7.:9:7070,90/574/:.9840;07.44507,9;0-,3834

574;/04:834,38,84


26/85

!74/:.98,3/$07;.08411070/--,3

&8 574;/0 473 .,59, 4,38 ,3/ 9072 4,3 ,8 0

%0$9,9044507,9;0,38$80397,44507,9;0,388

,3/&7-,344507,9;0,38&8.,33472,0903/4:834,38

:594#8 , 94,3 3/;/:, %0 8.0/:0/&8 40;07 .,3 03/

:594#8,1474:835:754808

%0&8.,3574;/0,/;,3.08,,3898,708,3//0-039:708

,8444507,9;0-,3/4-,33-:830882,3390,7.:9:70,3/

7:7, 80.947 40;07 &8 $8 ,3/ 8 4507,90 3 802 :7-,3

:7-,3,3/20974549,3,70,8,84

%0 :7-,3 ,3/ 343,7.:9:7, -:83088 41 9080 -,38 ,8

7434;07900,78%0.44507,9;0-,38/0243897,90,81917427:7,

94 :7-,3 0 90 .42207., -,38 1742 :7-,3 94 7:7, 44507,9;0

-,38 ,70 507,58 90 1789 4;0732039 85438470/ 4;07320398:554790/

,3/4;07320398:-8/0/13,3.,,03.33/,%00913,3.,,3/

490705 1742 90#0807;0,3413/,# .0397, 4;0732039

,3/89,904;07320398%0.43899:909024891,;4:70/-,3380.947

9 78 41 3,943,,943 47 .42207., -,38 90 #0807;0 ,3 41

3/, 803/0741 ,89708479-:9.44507,9;0-,389890 03/0741 1789

708479.574;/0813,3.,7084:7.08390147241.4397-:9439490

39,.,59,974:89,904;0732039473.,59,7013,3.0

44507,9;0,38-04394 9024302,709,80,8 94

90 .,59, 2,709!72,7 ,7.:9:7,.70/9 84.0908574;/08479 9072

,3/20/:2 9072 4,38 ,3/0;0452039 ,38 8 574;/0 43

9072 4,38 $8 ,3/8 ,84574;/0 -49 8479 9072 ,3/ 9072 4,38


27/85

!74/:.98,3/$07;.08411070/--,3

44507,9;0-,38 ,70 13,3., 390720/,70843 5,79,%084:7.08

41 907 1:3/8 7084:7.08 ,70 , .0397, ,3/ 89,90 4;0732039 - 90

#0807;0,3413/,,3/#.4907.44507,9;03899:9438/

430785 1:3/8 ,3/ 0 /054898 47 /0-039:70 88:08 9 8 39070893 94

3490 9,9 397,80.947, 148 41 1:3/8 ,70 2:. 70,907 3 .44507,9;0

-,339,3 3 .42207.,-,33 3907-,3/054898-477438 ,3/

.70/91742,831.,395,7941,88098,3/,-90841.44507,9;0-,38

%8 20,38 9,9 397,80.947, .42509943 8 ,-8039 ,3/ 397,80.947,

3907,9438147.44507,9;0-,3

$420.44507,9;0-,38,708.0/:0/-,38049078,70

3438.0/:0/ -,38 47 389,3.0 $8 ,3/ 8420 &8 ,70 8.0/:0/

-,38-:94907.44507,9;0-,3,703438.0/:0/-,3895708039

$8 ,3/ &89 02,3/ ,3/%20 ,-908 4;07#8 .7470

0,.3.:/0/390$0.43/$.0/:04190#0807;0,3413/,.9

44507,9;0,38,708:-0.994##,3/6:/9706:7020398,84907

8.0/:0/ ,3/ 3438.0/:0/ -,38 ,70 40;07 907 706:7020398 ,70

088 9,3 .42207., -,38 $3.0 90 03/3 ,3/ /05489 7,90 41

.42207., -,38 ,;0 -003 /70.9 70:,90/ - 90 #0807;0 ,3 41

3/,94:90#0807;0,3413/,,/54079470:,90907,90.4

4507,9;0 -,3-:9 98 ,;0 -003 007.80/ 43 ,1907 3 70850.9 41

343,7.:9:7, ,/;,3.08 90 070 1700 94 .,70 ,3 7,908 ,9 907

/8.70943 94: 902,3 ,2 41 90 .44507,9;0 -,3 8 94 574;/0

.0,507 .70/9 94 907 202-078 ,3/ 349 94 2,20 574198 90 2,

,..0889024302,709942574;09073.42084,894702,3;,-0


28/85

!74/:.98,3/$07;.08411070/--,3

,093.43.059

98;0725479,39147,3-,394/039190!841807;.0884

,8:3/0789,3/8907.:8942078-09907,3/574;/09029-08941

807;.0%0!8,70

!#&% !# ! !#% !! !#$$ !$'

!#&%

%0574/:.9241,.425,33.:/08,/1107039574/:.9308

,.425,34110789498.:8942078%0574/:.93041,-,329

0,83.:/024709,3/1107039807;.08394/,8.425099;0

8.03,74 9 ,8 -0.420 ;07 30.088,7 147 , -,3 94 574;/0 98

.:89420789,/0;,70941807;.08,3/90-08990.3443

47/07 94 ,997,.9 902 070 8 ,3 0,250 41 8420 41 90 574/:.98

411070/-&%,39498.:8942078

!$41$%#


29/85

!74/:.98,3/$07;.08411070/--,3

!#&%%!%

/9

/9 41 90 574/:.9 2 8 90 3:2-07 41 574/:.9 308 ,

.425,3 8 411073%0574/:.9/9 .4:/-0,3,77443047 ,

/0430/0503/31742-,394-,3/0203.4:7,082470

8,0883.090-,38,70,-094/;0781,3/574;/0247094907

.:8942078,3/90,84,550,94,,7079,7092,709

059

059 41 90 574/:.9 2 8 90 3:2-07 41 574/:.9 9028 3

0,.574/:.930,38924708.0208,3/807;.08,;02470

/05989,3948041107343,10

070 89,-0 ;3 ,30,25041/9,3/059 3 90 !74/:.9


30/85


31/85

!74/:.98,3/$07;.08411070/--,3

!49039,!74/:.9

334;,9438,3/574/:.9/1107039, 890-,80841,!49039,

!74/:.9190-,38,90798807;.08,..47/39490706:702039841

903/;/:,.:8942078970,.08980;0

470

!74/:.9

,8.

!74/:.9

50.90/

!74/:.9

:20390/

!74/:.9

!49039,

!74/:.9

%0-,8.

30.0889

94:80

-,33807;.08

347/07

94,3/0

13,3.0

2470

011.039

$,10941

/054898

4,3,-0

1:3/809.

%20

807;.043

-,33

4:78439070897,908

44/8,93

74428

9038;0%

30947!7424943,

8.4:398

4-0,3/

3907309

,330

$.02089,470/147

850.1.

.:8942078

%:8 9 .,3 -0 8003 4 , 5,79.:,7 574/:.9 5,8808 974:

/1107039 0;08 3 94/,8 .425099;0 8.03,74 2489 -,38 97

411073807;.08,990:20390/,3/!49039,0;0

!#

%057.02390-,3380.94783493-:9903907089

7,908.,70/-90/1107039-,38394/,8.425099;08.03,74

070.:894207890390-,38,;094.,709023907089,9,

7,90 3 ,..47/,3.0 9 90 # /70.9;08 ,38 ,84 .425090 3

9072841,33:,1008147807;.080.70/9.,7/8%09.34907

25479,39 ,850.9 41 90 -,38 57.3 54. 94/, 8 90 3907089


32/85

!74/:.98,3/$07;.08411070/--,3

.,70/43 90420 4,38 ,3/,7 4,389 3/,8 0.4342

574708839070,702470,3/2470-:078800390804,38-:9

,9,;07.425099;039070897,90

098:3/0789,3/989,30,2505,79.:,7-:07

,5574,.08,-,3147,.,74,3147,5074/410,7808.,70/

#8,8390708940;071,8,0705708039,9;041,34907

-,3.420894344198/0,09794,997,.990.:894207-

;32,-09907/0,0,4,3,9,4077,90433907089398

,9890.:8942079,9:92,90-030198

0708,30,250418420419057.08.,70/-8--,3

147907807;.08

%,7/88:0 700%.,7/888:0/1700

19439,..4:39//43,7/ #$043/.,7/8

:5.,90,7/ #8

9070307,,708

:77039..4:39 $,;38..4:39

%7,38,.943,708

,70814788:041

06:08-44

88:041/:5.,90

89,902039

#85075,0 #85075,0

..4:39.48:70 #8 #8

%80,2500;3.0884204190.,7089,990.:894207,8945,

14790807;.08574;/0/-90-,3


33/85

!74/:.98,3/$07;.08411070/--,3

%057.31,.9478;0725479,39-0.,:8041903/41

.425099439,98570;,394/,3903/,32,70940;079

8;0725479,3994:3/0789,3/9,9390-,3380.947902,3

57.354.8.43.0730/99039070897,90.,70/%83907089

7,90840;0770:,90/-90#$#',3/

%$$%34305,79.:,7-,3

47,74:541-,38/40834970:,909%039070897,90.,70/

.,3349-0079,39,9/0./0-90#,3/90

$$%

%:8385904190.43897,39839057.354./:09490

# /70.9;08 9070 ,70 2,3 9700 9508 41 57.3 2094/8

,/4590/--,38%0,70

',:057.3

,38,;3:36:0 47/1107039574/:.98478.02082,3

/4989504157.3%0:8:,.,70,.42-3,94341,3/

457.08/0503/34390.:8942074,9,80,890574/:.98

%8 950 41 57.3 897,90 8 :8:, .4:50/ 9 57424943

5747,2208

43#,905

7.3

%02489 .42243 :80/57.3 90.36:0 8 90 43 7,90

57.3 3 43 7,90 57.3 90 -,3 -,808 98 57.0 ,70

/0503/34390.42509947857.08%0-,3840;07,;09489,

9390#/70.9;08,3/.425090%0-,382,.,7007


34/85

!74/:.98,3/$07;.08411070/--,3

47 407 9,3 907 .425099478190703 90 14703-,38

039070/903/,32,709982094/4157.3,8,30/3.70,83

25479,3.0

,7:557.3

%88,57.390.36:0070390.4894190807;.08/0907230/

,3/,82,2,738,//0/949,3/9039013,57.08411070/9490

.:8942078%89504157.3890349;07545:,783.0390-,3380.94798349;070,894,77;0,990.4894190807;.0%:8

2489-,38:80,.42-3,943412,7:557.3,3/437,90

57.3


35/85

!74/:.98,3/$07;.08411070/--,3

%824/0848,57.3897,90.84:/-0,/4590/

347/0794038:702,2:28,981,.94394-4990-,3,80,8

90.:8942078

%057.084:/-080938:.,2,33079,990.:8942078,88:70/9,9

08349-03.0,90/474;07.,70/-90-,3,3/,9908,20920

90-,38,-09470,52,2:2574198$:.,57.389,3/05890

-,3092,2:28,08,80,857419883.090.:89420710089,9

-0390738:.,97,38,.94308333

%$%'#!#$%#%


36/85

!74/:.98,3/$07;.08411070/--,3

!

!,.028904.,943,3,88147-,38-7,3.08%070,70

3:2-07 , 1,.9478 ,110.93 90 /090723,943 41 90 4.,943 41 90

-7,3.41-,39 8 ;07 30.088,7 ,-,3 9489:,90/,9, 4.,943

070248941989,709545:,94384.,90/

$420419025479,391,.9478,110.93904.,943,3,8841,-,3

,70

%097,/0,70, !45:,943.,7,.90789.8 4

2207

.,8

97

:.9:7

0 3/:897,897:.9:70 ,33897:.9:70 !7429944907.43;030394:9098 #0,089,907,908 !7429945:-.97,385479,943 7,39204.,94341.42509943'8-9..088


37/85

!74/:.98,3/$07;.08411070/--,3

9834930.088,79,9,90,-4;0.43/9438,;094-08,9810/

0800.93904.,943-:9984:/-0970/948,981,82,341

902,85488-0

%0%7,/070,

%097,/0,70,8,;0725479,391,.947/0907233905,.0

070,-,3-7,3. 84:/ -0809 :547 0,5,79.:,7 4.,943

2,-0 , :0 97,/3 5,.0 147 90908 /,243/8 47 147 9,9 .,80

0;0390894.2,709$:.4.,9438,70/0,14780993:541-,3

-7,3.08

!45:,943,7,.90789.8 %0 /0247,5 41 , 5,.0 8 , ;07 25479,39 1,.947 %8

3.:/08

%03.4200;04190545:,943 %0,;07,0,0 %0,;07,02,0102,0545:,943 %0.,8907043.:9:70,3/.:89428 %0,;07,08503/3,3/8,;3,-9419050450

%080 1,.9478 ,70 ;07 25479,39 147 , -,3 ,8 90 05 902

/0./0903/41-:8308890-7,3.09

42207.,$97:.9:70


38/85

!74/:.98,3/$07;.08411070/--,3

%0 .42207.,897:.9:70 701078 94 90 0;041.42207.0 0

-:83088,.9;9089,35,.0,9,5,79.:,74.,943%00790

0;0 41 -:83088 ,.9;908 9,3 5,.0 3 , 5,79.:,7 4.,943 90

2470570107,-09814780993:5,-,3-7,3.

3/:897,$97:.9:70

%883493-:9,.42-3,943419097,/0,70,,3,88,3/

90 .42207., 897:.9:70 40;07 90 3/:897, 897:.9:70 14.:808

247043903/413/:897084507,933,5,79.:,74.,94347

0,250 ,3 ,70, 0 $! 8 2,70/ 9 , 49 41 00.9743.

2,3:1,.9:73:398%:8903/:897,897.9:70/09072308903/

4113,3.,97,38,.94389,9.4:/9,05,.03,5,79.:,74.,943

,33$97:.9:70

%0,33897:.9:70701078949008903.0414907-,383

90,70,090790708,70,/,3011.03930947414907-,3

-7,3.08 4507,93 ,9 9,9 5,79.:,7 ,70, %:8 90 4;07,

317,897:.9:70300/0/1479047341,-,3

!7429414907.43;030394:9098

%870107894904907-7,3.0841908,20-,3,804907

.42207.,039079,32039,3/3/:897,4:9098

#0,89,90#,908


39/85

!74/:.98,3/$07;.08411070/--,3

%882,3/0,3990.4891,.9473;4;0/345033

:5,-,3-7,3.,9,5,79.:,74.,943%070,089,907,908,;07

897431,.94731:03.3904.,943/0.843147,-,3-7,3.

!7429945:-.97,385479,943

%0 4.,943 84:/ -0 5742,90 94 5:-. 97,385479,943

1,.908%820,38 9 84:/,;0-:889458.480-,80,8 9

84:/-05742,90947,,89,943884,8942,09.43;0303914790.422432,3

7,3%20

7,392070107894909205074//:73.,.:894207

.,3 /7, 2430 1742 90 -,38 9 84:/ -0 .43;03039 94 90

.:894207 ,3/ 8420,9 10-0 94 ,..4224/,90 90 .:8942078

300/84-,3,824709,3,.079,3,24:399902,3/3.,80

, .:894207,398 94 9/7, ,3 ,24:39 2470 9,3 9,9 ,;,,-0

990-,390-,3300/894/7,9,9,24:3917424907-,38

03.0, 4.,9432:89-08:. 9,9 9 1,.9,908232:2/7,3

920

4.,9434142509943

%0 08903.0 41 4907 -,38 ,84 20,38 .42509943 1 90 0;0 41

.425099438;073,5,79.:,74.,9439830.088,79,9,-,3/408,

49 41 2,709 7080,7. -01470 45033 , -7,3. 84 ,8 94 0892,90 90 3/ 41

-:8308894:/09


40/85

!74/:.98,3/$07;.08411070/--,3

'8-9

%0 4.,943 41 ,-7,3. 84:/ -0 8:. 9,9 9 8 ;8-0 ,3/

0,8349.0/-90.:8942078,80490750450

..088

%0 -,3 -7,3. 84:/ -0 ;07 0,8 ,..088-0 94 90

.:8942078198834990.,8090.:8942072989.948420

4907 -,3 . 8 2470 .43;03039 94 2 ,3/ ;07 0,8

,..088-0%04.,94384:/-08:.9,998;07.43;03039147

90.:8942079470,.

!7424943

!742494383493-:92,390.:8942072470,3/2470

,,704190807;.08,3/-030198574;/0/-90-,3%0-,38

94/,.,3:80,49413090.34494.422:3.,9094907

.:8942078%441901,8908974324/073944841

.422:3.,93990.:8942078,70

3907309,33 4-0,33

%8.,3-0-0990705,30/9900,25041$-,3


41/85

!74/:.98,3/$07;.08411070/--,3

$$807;.08

$$1:3.9438974:82509092088,08803917424:7

.0:,75430%0802088,08,7070.430/--,394

574;/04:990706:70/31472,943

470,250034:039074:7

.0:,754308.7003/85,90.:77039

-,,3.034:7572,7,..4:39%:8990

0541$$,/07,30416:07-,80/

97,38,.9438.,3-050714720/94:90;03

2,3,.,

,890178947,3,94333/,94574;/07008855.,943

!7494.4!-,80/807;.084-0.42207.0:83!

90.344,4880.:704330,..08841900-:8324-0/0;.08

9!430.,3/70.9,..08890!807;07.0.4308

,..4:39/09,8,3/:804907;,:0,//0/807;.08

%:8/11070392094/8,70:80/-/1107039-,389457424907

98807;.08


42/85

!74/:.98,3/$07;.08411070/--,3

-,32,,;0;07,997,.9;08.0208,3/807;.08944110794907

.:8942078-:990,704134:80190,70349.422:3.,90/574507

9490.:8942078!74249438431472,3/7023/903/;/:,8,3/

5078:,/090294,..05970.42203/47:8041574/:.9807;.047/0,

40;0790708420;0725479,39543989,9894-0.438/070/-01470

9057424943897,9082,/0%08054398,70

3,390:/09

0147090-,3/0./08903/41574249439,984:/-0/4309

;0725479,399413,090-:/091479%01472:,94341,84:3/

-:/098088039,947024;09013,3.,.43897,398390574.088%0

-:/098/0907230/4390-,8841;4:2041-:830884190-,33

,//94394989039038941.42509943,845,8,/0.8;0740

$00.93,8:9,-0;0.0 34907;0725479,399,8894800.9,8:9,-0;0.0147/7;3902088,0

%070,70,3:2-0741/0;.0894,/;079808:.,8-74,/.,8920/,900.,8920/,

,3/90573920/,%0800.93419024/041,/;0798388974331:03.0/

-903/41-:/09/0./0/&8:,1475742493-,389024890110.9;0,3/

0.4342.,147241,/;07983,8-00390573920/,

,35488-0.70,9;9

,35488-0.70,9;983493-:9903/4184,385:3.308

09.9,9,708:554793902088,0%084:/-0;07.70,9;0-:909

825094-0:3/078944/-90.422432,3984:/,550,9490


43/85

!74/:.98,3/$07;.08411070/--,3

.:8942078984:/-0/893.917429,94190.425099478,3/84:/

-08:..0881:3314723,3/8038390.:8942078

%089390110.9;03088

984:/-0-4730323/9,990,/;0798020398178990890/14798

0110.9;03088%884:/-0/4309900541;,74:890.36:08

0908930110.9;0308843,8,25074:5%8058/090723090

8:..0884190,/;079802039,3/3.,8041,3574-0290

,/;079802039.,3-0,9070/,3/7020/0/

3897:2039,9417,3.,3,078

9,2.740;098907085438-94190-7,3.2,3,07894

5742490,3//7;0902088,09490504503904.,,70,%0

84:/47,3082,5747,28347/0794,997,.950450,3/.7,90

,,7030883904.,,70,,-4:990308.02084190-,3

1107039,841!7424943

!:-.#0,9438 3 94/,8 .425099;0 8.03,74 /0;0453 89743 5:-.

70,94388;0725479,39147,3-,394-08:..0881:489-,38

94/, ,;0 , 805,7,90 !:-. #0,9438 /05,792039 40;07

572,7 9 8 .438/070/ ,8 , 7085438-9 41 90 ;,74:8 -,3


44/85


45/85

!74/:.98,3/$07;.08411070/--,3

5742490 90 8.0208 %0 2470 334;,9;0 90

8,08 574249438 90 2470 5489;0 ,70 90

708:98 $420 41 90 2489 545:,7 8,08

574249438 90.36:08 ,70 198 .4390898 1,78

,3/ 848 /8.4:398 ,3/ .4228843

039079,32039 ,3/ 97,;03 5,38 147 -,3078

,//943,,4,3.04390708913,3.309.

9 8 ;07 25479,39 9,9 90 8,08 574249438

-030198,70/0830/38:.,2,33079,990,70-099079,39480

4190.425099478

47/4124:9!7424943

%8147241574249438834943;070110.9;03-,33

807;.08-:9 3,33/41807;.040;07 9 8247025479,39 3

-,33147904370,8439,9988,807;.007097:895,8,

;0725479,397401,5,79.:,7-,38807;.08,7070.42203/0/

- 1703/8 70,9;08 47 4907 0 8078 90 507843 8 2470

31:03.0/,3/3.30/94,7/89,9-,398;0725479,39943490

9,99039073,02540084190-,35,,;0725479,397403

47/4124:95742494390.36:0%88-0.,:8090.,389,79

90574.088-70.42203/390-,3 949071703/8,3/ 70,9;08

,3/,19079,9980,.,3.8570,/80,/170

%002,7093

370.03992089002,7093,8,30/3.70,8325479,3.0

,8,30110.9;0944 14757424943%09002,70938,574.08841

2,3 :80 41 84589.,90/ .422:3.,943 30947 147 5742493


46/85

!74/:.98,3/$07;.08411070/--,3

90-,38%83.:/085742493974:900;8439005430,3/

7,/44,/,8.054308,70:80/09038;0147908,20%8

8902489545:,714724157424943,3894/,

,;089,790/:83 $$,3/2,34907807;.08

8:554790/-.05430894574;/0-03019894907

.:8942078 ,3/ 9:8 ,;0 970/ 94 3.70,80 907

8,08394/,8.425099;0,3/24/0738.03,749

;07 25479,39 9,9 -,38 2,08 :80 41

9002,7093 90.36:08 ;07 011.039 94 ,;0

/087,-0708:98

3907309

%0 :8041 3907309 ,8, 57424943, 944 8 3.70,83470

,3/ 2470 -,38 ,70 :83 3907309 94 5742490 907 807;.08 %0

4330-,33,82,/090;030,80714790.:894207894,;,90

-,38 807;.08 4 4307 /4 50450 ,;0 94 4 94 907 -,3

-7,3.08 14782,50992,99078 0.0.3907-,,3.009.

98.,3-0/4309900541,10..8

%:89080070903:2074:8,83.,-,3.,3

574249098807;.08,3/.70,902470,,703088,243899050450

!0450

!0450 ,70 90 0254008 9,9 ,70 90 807;.0574;/078 3,

-,33 80.947 90 807;.0 574;/07 5,8 , ;07 25479,39 ,3/


47/85


48/85

!74/:.98,3/$07;.08411070/--,3

07090574.0882,1,3901443.,808

190.:8942078,80/94574/:.0,3:2-0741147284:941.84202,349-030.088,7,9,%:8 9 8 ;0730.088,79,9 90

.:894207-0,80/14790232:2-:9248930.088,7/4.:2039,3/

349904907:330.088,7/4.:20398

3 .,80 41 ,55.,943 1472 90 ,55.,943 1472 2:89 -0 3 ,,3:,0-089:3/078944/-90.:8942078,3/984:/349-0;07

03943047/02,3/3,4941:330.088,731472,943

3,905,20394139,,24:39%0.:89420784:/-0;03459438,894404:/0945,-.06:0847-.70/9.,7/

3.0 ,,3 90 ,24:39 84:/ -0 ;07 .425099;0 349 ;07

,-4;09070:,77,908570;,33902,7098

%0 82,07 ,3/ 82507 90 574.0/:70 90 -09907 90 574.088 ,3/ 90

.:894207-024708,9810/

!$'

!8., 0;/03.0 8 90 4;07, ,4:9 41 90 5,.0 0 4 90 03970

-,3,8-003/0830/!8.,0;/03.070107894,94801,.9478

9,9052,090574.0882:.0,807,3/8244907470,2503

.,8041,-,39058.,0;/03.04:/-0905,.020394190

.:894207 807;.0 00.:9;08 /08 47 90 4.,943 41 90 5,.0 147


49/85

!74/:.98,3/$07;.08411070/--,3

/054893.06:0898;0730.088,79,9905,.0-0/0830/3

8:.,2,330784,894038:702,2:2.43;0303.09490.:894207

,3/.,:8034.431:843942

09:8800,30,250,8944-,3897942,0990.,30884,894

2,090807;.0-09907147907.:8942078

%0$,8/0./0/33974/:.3,.42243:31472147,90

02540083,98-7,3.08,4;073/,%05,385488-330

990,7088;0709,-,33,/4590/-$.42243:31472

9834930,70;4:943,7.,30-:940;0798990.,30

2,089;070,814790.:89420794/039198807;.0574;/07

,3/2,089003970574.088;070,81472%0247090-,3/408

942,090807;.00,807,3/-099079024708,9810/-090

.:894207

%:89080,7090!841807;.08,.419025,8,;07

25479,39,3/,5;49,7403/0907233906:,94190807;.0

574;/0/9490.:894207


50/85


51/85

!74/:.98,3/$07;.08411070/--,3

O 7,3,..0593/8.4:393-:3803.40.9341-8410.,305742884734908/7,198-41,/3,3/490780.:7908

$420 .44507,9;0 -,38 ,70 8.0/:0/ -,38 0 49078 ,70 343

8.0/:0/-,3847389,3.0$8,3/8420&8,708.0/:0/-,38

-:94907.44507,9;0-,3,703438.0/:0/-,3895708039$8

,3/&8

O 902,3/,3/%20,-9084;07#8.74700,.3.:/0/390$0.43/$.0/:04190#0807;0,3413/,.9

O 44507,9;0,38,708:-0.994##,3/6:/9706:7020398,84907 8.0/:0/ ,3/ 3438.0/:0/ -,38 ,70 40;07 907

706:7020398,700889,3.42207.,-,38$3.09003/3

,3//054897,9041.42207.,-,38,;0-003/70.970:,90/-

90#0807;0,3413/,94:90#0807;0,3413/, ,/

5407 94 70:,90 90 7,90 .44507,9;0 -,3 -:9 98 ,;0 -003

007.80/43,1907370850.941343,7.:9:7,,/;,3.0890

070 1700 94.,70 ,3 7,908 ,9 907 /8.7094394: 902,3

,2 41 90 .44507,9;0 -,3 8 94 574;/0 .0,507 .70/9 94 907

202-078 ,3/ 349 94 2,20 574198 90 2, ,..088 90 2430

2,709942574;09073.42084,894702,3;,-0


52/85


53/85

!74/:.98,3/$07;.08411070/--,3

24302,/0,;,,-0-90.,7/88:07-,3,3/;08430, 7,.0

5074/ 945, 190,24:39 8 3495,/ 1:- 90 03/41905074/ 430

8.,70/3907089

.70/9 .,7/ 8 3493 -:9 , ;07 82, .,7/ .439,33 ,

20,3841/0391.,9438:.,8,83,9:70,3/,82,54949,:94708

904/0794.,3044/847807;.08948,..4:3943.08-0/

%0 -,3 70.0;08 90 -8 1742 90207.,398 ,3/ 5,8 43 -0,1 41 90

.,7/4/07%080-8,70,8802-0/390-,3,3/90,24:3985,/94

90-,3-90.,7/4/07949,47-389,20398%0-,3.,70890

.:894207,82,,24:391479080807;.08%0.,7/4/07300/349,;0

94.,772430.,89203097,;08474081475:7.,83

70/9.,7/8,;014:3//08570,/,..059,3.0390209748

,3/-.90870/9.,7/8,70433545:,7914743305,20398%0

2,475,07839070/9,7/2,709,709014703-,38,3/8420-

5:-.80.947-,380$,3/,341,74/,3/,,95708039,8,-4:9

243.70/9.,7/83.7.:,943

0-9,7/80-9,7/8,5705,/475,34.,7/98420

89470/;,:0 0-9 ,7/8 6:. /0-9 47 8:-97,.9 2430 1742 4308

8,;38,..4:39 4714300709,34:9.,8

;07 920 , 507843 :808 90 .,7/ 90

207.,394 39:73.,309 90243097,3810770/

94 8 ,..4:39 1742 90 -,3 41 90 -:078 -

/0-93,30,.9,24:39415:7.,80174290.,7/

%4 09 , /0-9 .,7/ ,43 9 , !07843,


54/85

!74/:.98,3/$07;.08411070/--,3

/0391.,943:2-07!

0302,08,5:7.,800039078983:2-0743908458

!5,/03 90.,7/ 8 850/974:9000.9743. 90723, 9/,8

90 ,.6:73 -,3 889020907,8907,7/47'8, 9,9;,/,908 90

! ,3/ 13/8 4:9 174290 88:3-,30907 94,..059 47/0.30 90

97,38,.943 %0 .:894207 30;07 4;078570,/ -0.,:80 90 ,24:39 85039 8

/0-90/ 220/,901742 90 .:8942078,..4:39$4147 90 /0-9 .,7/ 94

47 430 2:89 ,70,/ ,;0 90 2430 3 90 ,..4:39 94 .4;07 90

97,38,.943%0708347,.05074/147,/0-9.,7/5:7.,80$420/0-9

.,7/8,;024394750797,38,.9431008

0-9 ,7/ 4/07 300/ 349 .,77 , -:

.0.-4447,708:2841.,803080408,914784553%88,

1,89,3/0,8,415,2039430.,309/0-9.,7/1,.9,8/0-9.,7/8

:804308432430,990920418,08490,70419030,8079,3.70/9

.,7/8944-9,3

%02,4729,943410-9,7/89,9.:77039438420

8458.4:397/0,..0598984,507843.,394507,9093

.,80909005430308,70/43

:942,9.%007,.30 %0

3974/:.94341%8,8;0390.:894207890

1,.94174:3/90.4.-,33%0%8,70

:80/ - -,38 147 2,3 90 .:8942078 /0,3

0,807 % .,7/ 8 , /0;.0 9,9 ,48 .:894207

4 ,8 ,3 % .,7/ 94 5071472 74:930 -,33


55/85

!74/:.98,3/$07;.08411070/--,3

97,38,.943 ,9 ,3 92094:9 3907,.93 9 :2,3 9007 9 574;/08

0.,30807;.08%8807;.005890.:894207949/7,24300;03

03 90 -,38 ,90 .480/ %8 .,3 -0 /430 - 380793 90 .,7/ 3 90

%,3/03907390!07843,/0391.,943:2-07,3/80.709!,8847/

%8,70.:77039-0.423545:,733/,9,903,-0890

.:894207949/7,90724304:78,/,,3//,89574;/08

90.:8942078990,-9949/7,47/054891:3/8.0.,..4:39

-,,3.0897,381071:3/8,3/.0.89,90203931472,943%0,/;,39,0841

%8,702,393.70,8080893-:83088,3/0307,90830-:83088

9,4890.:8942078

O %497,38107243094,3/1742,..4:398O %4;0,..4:3931472,943O %447/07.,8O %470.0;0.,8

/;,39,0841%8

%490:8942078

O %8574;/078/,8,3//,8,0,7807;.0O $07;.086:.,3/011.039O !7;,.397,38,.943O /0710-935,.0,3/920419/7,,8O %0 97,38,.943 8 .42509080.:70 4:300/ 940 3 !07843,

/0391.,943:2-07&36:03:2-071470;07.:894207

%4,38


56/85

!74/:.98,3/$07;.08411070/--,3

O 9073,9;0940903/-,334:78O 74/3,9-,3.4:39078.438/07,-70/:.0/O 9073,9;09430-7,3.08,3/9470/:.04507,930503808O #00;08-,302540089414.:8,32470,3,9.,,3/334;,9;0

47

O 3.70,80/2,709503097,943%8 .,3 -0 389,0/ ,3070 0 754798 #,,

$9,9438!0974!:258:83088,7.,/082,709809.03.09;08

0,8,..0889490.:89420781474-9,33.,8

%0 % 807;.08 574;/0/ 1789 - 90 14703 -,38 0

9-,373/,8-,3,3/34-2,357;,90,3/5:-.80.947-,38

33/,0,3,3$&%,309.%0,8

,:3.0/% $07;.08 94 98 .:8942078 3 , 900974549,3 908 3

3/,9003/413/,3!7;,90,38,3/5:-.80.947-,38,;0

.420:5990743%0947390147241$;07905,890,7:594-,38 3:2-,',8 ,3/ %,30,;0-0.,20 ,

5,7941$,88902418,70/5,203983094783974/:.0/-

903/,3,3884.,943

0,6:08%00.0,6:08.4388981;0572,71,.98%0,7090

.438:207890207.,39.438:2078-,3 90207.,398-,3,3/900

239 ,3/ 90 .0,73 574.088 %8 .0,6:73 88902 :808 90 30947

807;.08 94 88:0 ,3/ 574.088 5,2039 9,9 02:,908 70, 47/.,6:3

%05,0788:0,/9,.0,6:0894905,00,39900397097,38,.9438,70

/430 974: 3907309 0.9743. ;07843 41.0,6:08 ,70 88:0/ 70.0;0/


57/85

!74/:.98,3/$07;.08411070/--,3

,3/ 574.0880/ 95.,00.9743. .06:0 97,38,.943 9,08 5,.0 3 90

14432,3307

O %0.:894207,..08808 90207.,39 807;07,3/ 90207.,39 807;07570803989844/89490.:894207

O %0.438:207800.989044/8,3/5:7.,808902-803/3,30.06:09490207.,39

O %0 207.,39 ;,/,908 90 0.06:0 9 98 -,3 147 5,2039,:9478,943

O %0207.,3900.9743.,147,7/8900.06:09498-,3O %0207.,398-,3147,7/8900.06:09490.0,734:80147

.,83

O %0.0,734:80439478990.438:2078-,3.0,7890.06:0,3/97,3810789024309490207.,398-,38

O %0207.,398-,3:5/,90890207.,398,..4:39O %0 .438:2078 -,3 :5/,908 90 .438:2078 ,..4:39 9 90

9/7,,31472,943

%00.06:38,70,9-44394-.47547,90,80,882,

709,0784892,47-,38,..0590.06:08%:8988890241107880.:70

20,3841.40.935,2039897,3810773;,:0,3/2,3,3.,8148

0.9743. :3/8 %7,38107 % ,3 24/073 -,38 ,;0.425:9070/ 907 .06:0 ,3/3 574.0889 .425:907 309478 ,3/

4907 00.9743. 06:520398 %080 -,38 ,70 /850383 9 90 :80 41

5,507 .06:08 %0 88902 .,0/ 00.9743. 1:3/ 97,38107 %

,:942,9., 97,381078 2430 1742 430 ,..4:39 94 ,34907 %8 88902

1,.9,9088500/0797,38107 41 1:3/8 00.9743., 1742,3-7,3.94,3


58/85

!74/:.98,3/$07;.08411070/--,3

4907 -7,3. 3 98 88902 90 803/07 ,3/ 90 70.0;07 41 1:3/82, -0

4.,90/ 3 /1107039 .908,3/ 2, 0;03 -,39/1107039-,38:3/8

97,38107 93 90 8,20 .9 8 ,84 5072990/ %0 8.020 ,8 -003 3

4507,94383.00-7:,733/,

%0 4907 25479,39 950 41 1,.9 3 90 % 88902 8

,:942,90/.0,734:808%080,7090.425:907.0390789,9,3/090

-820,39147/054898,3/90-820,391475,20393-.425,308

5,8349/8-:780/-88:0/.06:084788:3.,8%05,2039411.0

/70.9890.425:90794.70/9,30254008,..4:3999050784385,

%00-,33 %00-,33 701078 94 -,33 43 5430 807;.08 ,.:894207.,3,..08831472,943,-4:9807,..4:39974:,9005430

.,,3/-;390.4/0/!07843,/0391.,943

:2-07 ! 94 90 -,3 %00-,33 8

09038;0:8071703/,3/0110.9;033,9:70O %409,5,79.:,747/430974:90

-,390:80782,0,;083897:.9438

3901472412088,09-,3

O ,.99489455,203943706:08930.,30,8 34,-4:9 90.06:089,9:8

O 31472,9434390.:7703939070897,908O 31472,943970,7/94147030.,307,908O #06:089147,475,47/07O ,9..4:3970,90/807;.08O 3/490782,7807;.08


59/85

!74/:.98,3/$07;.08411070/--,3

4-0,333070;4:94339070,2410-,33890

020703.0 41 24-0 -,33 330 -,33 8 34 24;3 94 90

24-047/;30;07-4/9,24-05430,..0889470,920

-,33807;.0870,7/088419074.,943:9907082:.247094

24-0-,331742:89430-,339574;/08,30,945.

:5 31472,943 ,3/ 3907,.9 9 90 -,38 94 .,77 4:9 90 700;,39

-,33 -:83088 %0 549039, 41 24-0 -,33 8 29088 ,3/ 8

050.90/94-0,-8:..088443,3/

5,3 147 97,;0 ,3/ 0;03 9.098 8 ,84

050.90/94-0,749,70,

..47/3 94 98 88902

.:894207 .,3 ,..088,..4:39 /09,8 4324-0:83 90 $479088,3

$8902$$90.344070800.9/,9,85:80/949024-0/0;.0

%070088,55.,94357494.4!90.344.,4:807

948:71903094390724-0894,..088,393,3/0;0793%88,

;0710-0,4197,38,.93-,33-:83088

70,/,3/ -,38,;0 9 0/:5.0:,7807;.0

574;/088:.,87907,30$009.30,3/:2-,9441107

908024-0-,33807;.0894907.:8942078

3907309,333907309-,333;4;08:80413907309147/0;07

41-,33574/:.98,3/ 807;.089 3907309-,33 83434 4307

.431720/9490-7,3.08070430,894,5574,.90-7,3.3507843

949/7,.,847/054898,.06:047706:089,89,90203941,..4:3983


60/85

!74/:.98,3/$07;.08411070/--,3

3907309-,33,336:74797,38,.9438574.0880/433094:9,3

7010703.09490-7,3.,3070-,33,9,3920

%03907309,33348247041,3472, 7,907 9,3,3

0.05943 /:0 9490 1,.9 9,9 9 8 90 .0,5089, 41574;/3-,33

807;.0883/.,90/-.380":,79077080,7.570803997,/943,

-,33.489890-,3824709,3,/4,7507507843%-,33.4898

.0398,3/3907309-,33.4898-04.0398,55742,90-,3

,890178943094411073907309,3333/,

030198413907309,33

O #0/:.09097,38,.943.48984141107380;07,-,33807;.08,3//2380890300/14743073:2-0784105038;0-7.,3/2479,7

-7,3.08,3/89,11

O 3.70,80 .43;0303.0 147 .:8942078 83.0 90 .,3 .43/:.9 2,3-,3397,38,.9434:78,/,

O 3.70,80.:8942074,9O 2574;0.:894207,..088O 997,.930.:8942078O ,84330,55.,943147,,..4:3983.:/3507843,4,38,3/

2479,08

3,3.,%7,38,.94343903907309

0.9743. ,8 425,308 ,70 /0;0453 00.9743. 705.,8 41 ,

08935,203988902.,8.06:0.70/9.,7/8,3/.438


61/85

!74/:.98,3/$07;.08411070/--,3

:942,9. !,20398 &99 .425,308 4,38 5,20398 ,3/ 4907

-:8308808:8043,:942,9.5,2039889029-85,/974:/70.9

9/7,,1742,-,3,..4:39

70.9 054898 ,7338 47 4;0732039 5,20398 ,:942,9.,

/054890/394-,3,..4:3988,;3920011479,3/2430

$9470/ ',:0 ,7/8 !705,/ .,7/8 147 9005430 807;.0 97,389 1,708

,948,:3/7807;.0-7,71008,3/8.44:3.08

!43941$,097,38,.9438..059,3.041%06:0,9709,894708,3/

7089,:7,398 147 5,2039 41 44/8 ,3/ 807;.08 %8 88902 ,8 2,/0

1:3.94334190894.,709;0782449,3/011.039

02,9 02,9 8 8479 147 /02,907,8,943 41 8,708 3 847902,9 8 , 574.088070 ,9 90 .:8942078 706:089 90 58., 894. 8

.43;0790/39400.9743.039708390/054894788902

3,3:,7$$0.:7908,3/.,304,7/413/,

39,90/ % &% $8902 94 70:,90 ,3/ 94 2574;0

894.3;0893843/,909497,/0438,7089,8-0.420.425:84794

,;0,8,70/02,9,..4:39,3/,97,/089,05,.0974:/02,9


62/85

!74/:.98,3/$07;.08411070/--,3

494507,90%&%

30300/8944503,02,9..4:399,34190-7,3.08

4190-,3190745033,3,..4:399,3-,3- 1390/02,9

706:0891472430.,3,3/4;079080.:7908%07089-09,03.,70-

90 -,3 ,3/ 90 .:894207 70.0;0 .70/9 41 8,708 ,8 8443 ,8 9 8

.431720/ - 90 425,3#08907 ,3/ %7,38107 039 %070 8 34

58.,24;02039418,70.0791.,943,324703-:34780341

8,7088/430;,00.9743.97,381078

1903;08947,398948088,7080,8945,.0,347/0798 -7407 ,3/ ;0 , 0;07 3897:.943 94 8 ! 0548947

!,79.5,39%0!/0-98,..4:399903:2-07418,708

84/-2

1 430 ,398 94 -: 8,708 0 ,8 94 31472 8 -7407 ,-4:9 80548947 ..4:39 :2-07 84 9,9 90 8,708 -4:9 - 2 ,70

.70/90/3948,..4:39

!,20391479000.9743.8,708-4:94784/894-02,/03908,20,,8390.,804158.,80.:7908


63/85

!74/:.98,3/$07;.08411070/--,3

$#'$

:894207 807;.0 8 90 807;.0 574;/0/ 3 8:55479 41 , -,38 .470

574/:.98 :894207 807;.0 41903 3.:/08 ,38073 6:089438 ,3/3

.425,398 :894207 807;.0 .,3 4..:7 43 890 ,8 03 ,3 4389,0

025400058,.:89420747,38078,6:08943479.,34..:74;0790

5430 47 90 3907309 ":,9 .:894207 807;.0 8 088039, 94 -:/3

.47/,.:89420770,94385

,33-03,807;.03/:897,49/0503/843011.039,3/

574259.:894207807;.0:894207807;.0890248925479,39/:94190-,33 4507,9438 !74259 ,3/ 011.039 807;.0 9 820 /0;045

44/5:-.70,943870/:.0.425,398,3/3.70,80-:83088;,:08

8:894207$07;.025479,39

,33 .:894207 050.9,9438 %4/, 90 .:894207 8 2470/02,3/3,3/247084589.,90/9,304780,89790,78,4

%0 3.70,80/ 25479,3.0 41 .:894207 807;.0 9 .,33.:894207 050.9,9438 .425099478,70 8003.:894207 807;.0 ,8,

.425099;00,5439.90/1107039,90907574/:.98,3/

807;.08

%0 300/ 147 , 70,94385 897,90 %4 038:70 9,9 , .:894207807;.0 897,90 9,9 .70,90 , ;,:0 570548943 147 .:8942078

84:/-01472:,90/ 25020390/,3/ .439740/9 830.088,7 94

;0 9 , .0397, 740 ,3/ 349 430 9,9 8 8:-8:20/ 3 90 ;,74:8

002039841902,70932


64/85

!74/:.98,3/$07;.08411070/--,3

$

0,838,.4890110.9;02094/9413,3.04:7-:8308806:52039

300/8472,30,780,;0574;/0/.70,9;00,8384:9438

147,3,/,3-:83088084439413,3.0.42207.,06:52039

8:.,820/.,06:52039.43897:.94306:52039.42207.,

,7.7,19411.01:739:70,3/2:.247094:73,943,3094741

850.,898,3/,.42570038;080941574/:.980,;0.425099;0

0,807,908,3/900507980948:089907906:520390,80147

4:7-:83088

6:520390,83.,305-:83088-

434:94,.6:7006:520390570807;34:7473.,59,

$25134:7-:/09##4,,3.,3897:.9:709090728414:7

0,80974:70:,710/24395,203989,9.,3-02,9.0/9490

.,81480307,90/-90,880913,3.0/,3/90:801:10414:7

06:52039

110735488-09,,/;,39,080,805,20398.,3-09,/0/:.9-08490,19079,.489410,8306:520392,-02470-0301.,944:

9,3490713,3.3,9073,9;08

07.,39-,33

207.,39 -,3 /0,8 9 90 .42207., -,33 300/8 41

39073,943, 13,3.0 439072 .425,3

4,38 ,3/ 894. :3/07793 %8 950

41-,3/408349,;0709,411.08070

,.:894207.,34,3/4503,8,;3847

.0.3 ,..4:39 207.,39 -,3 8842092088,/94-0,408,0-,347

390-:8308841408,0-,33%8

8 -0.,:80 207.,39 -,38 903/ 94 /0,

572,7 9 4907 207.,39 -,38 ,3/ 4907 ,70 13,3.,

3899:9438

$%!#%%$#'$#


65/85

!74/:.98,3/$07;.08411070/--,3

%024891,2,77404190207.,39-,38894.:3/07793

,70.425,39,9808947,80243017423;089478974:90

894.2,709.,370,207.,39-,3942502039,3/:3/07790

90574.088%0207.,39-,3/09072308903:2-0741894.894-0

88:0/9057.0,9. 90894.-088:0/,3/9092341

90 700,80 419830 894.%0-,3 903108, 90 5,50747

706:70/9 90 ;,74:8 2,709 ,:947908 ,3/ 8 ,84 1706:039

7085438-0 1472,7093 90 30894. 94: 982,-0, 439

011479990.425,3,3/2,3,0/-90207.,39-,347;07

,70894.411073880;07,207.,39-,382,479409079

430-03900,/:3/077907

293 907 8.450 94 90 300/8 41 ,70 .425,308207.,39

-,38.,314.:8907340/0,3/-041850.1.:80948:..0398

$420207.,39-,38850.,03,830,70,8:.,8:3/077934739073,943,13,3.0

4,383/.,943

207.,39-,338:-8/,7809:5-80;07,-,389,92,47

2,349-04190

8,203,943,9.438479:2-,38,70.42243390:742,709

,3/,70,.9;034,383/.,943

%#'%$$%$

3,//9430.4342898,3/83/.,90

00.:9;08.43903/9,99070,704907088

4-;4:888,/;,39,0894439,

83/.,90/4,3%080-0301983.:/0

O $3/.,90/4,31,.908.,33.70,80.425099431474:7-:8308857425934907-,38943.70,809070114798945:92,709

31472,943317439414:3450841-0370.430/

O 0-93897:.9:70,3/57.34774078,;0,;,7094145943838,5390783/.,90/4,33.:/32:9.:7703.


66/85

!74/:.98,3/$07;.08411070/--,3

459438782,3,0203990.36:08,3/5705,203979894:9

503,9

O $3/.,90/1,.908-73-:830880890-08957.083,70,90,3/85,70.425,30890920,3/011479413049,933/;/:,9

0,.-,3

O 4,390728.,3-0,--70;,90/O 3.70,80/100/-,.$3/.,90-,3884209208,703948,70

507850.9;0843-:8308888:08990,0399,9904:/-0

70:.9,39948,70990-47743-:83088

O $3/.,90/4,38-7390-47740770,907;8-939045032,709:333490/9,947.42207.,5,50788:0787,93

,03.08;0,2:90,783/.,90/1,.9,889743078:554799,380;07,-,907,4300,730841.70/9


67/85

!74/:.98,3/$07;.08411070/--,3

3907309-,33

3907309-,338,8890241-,339,903,-08.:894207894

5071472;,74:813,3.,97,38,.943843,80.:700-890;,90

3907309%070,702,3-,38,3/.70/9:3439,94507,900-8908

1473907309-,333907309,338-,8.,.43/:.90/;,,

507843,.425:907.4330.90/9439073095,791742950450.,3

,84/413,3.,97,38,.9438:833907309-,3343907.0:,7

5430847507843,/9,,8889,3983907309-,33411078,70

3:2-0741-030198147504503;4;0/313,3.,97,38,.9438%070

834300/94;894:7-,30;079204:300/9497,381072430

4:.,3/484-3907309-,33174290.421479414:74209309-,331,.9430.,33494397,381072430-:9,84

5,-8.0.

-,3

89,9020398

.0.,..4:39

-,,3.0

706:089147

.0.-44,3/

;,74:84907

13,3.,

97,38,.9438

3907309

-,33,8-0.420/0545:,7,243902,8808-0.,:804198

/0,77,41-030198-,3841107904330-,331,.9147907.:894207834,/,8330-,33,82,/090;080,807

147504504,70944-:894494-,3147.43/:.93907

13,3.,97,38,.943809-,334110789010-994/413,3.,


68/85

!74/:.98,3/$07;.08411070/--,3

97,38,.94343,3/,770850.9;04190920394/,81,895,.0/

1050450,709442:.8970880/4:9-0.,:80419074757088:70

,3/309-,3341107890250,.04123/,890.,35,907-8

-449079.098/443308455309.-70,343.4:.3

9074200895,7941309-,3389,998;070,894/4,3

97,38,.9434;0790309,3/80.:700-8909,08.,7041,

4:747708

430300/8,.425:907!47.054309,.9;03907309

.4330.9439409439309-,3301470:83309-,33

430300/894,.9;,90309-,331,.99807-,3,3

574;/08,:36:0:807,3/5,8847/14798.:89420789443394

90-,30-890147.43/:.9313,3.,97,38,.9438:83309

-,3347,397,38,.94343084:/,;0,3,.9;0-,3,..4:39

,557457,90-,3-,,3.014797,38,.9438-,3,..4:393:2-07

.:8942078:807/0-9.70/9.,7/3:2-07,3/3907309-,33

!3:2-07,439,..08894903907309

,38,;0/0830/9070-89083,;07:8071703/2,3307147

309-,331,.9084894190-,3339071,.08,700,8

;0,-0,3/3897:.9438,70574;/0/,90;078905849,950450.,3

.,774:9,397,38,.943,24890114790883.,80,507843098

89:.3,397,38,.943/:09439073091,:7047,3490770,843

080.,39,0,8889,3.017425430-,331,.9411070/-

-,38%05430-,3310,9:70,4890.:894207894.,90


69/85


70/85

!74/:.98,3/$07;.08411070/--,3

,.9473

,.94738,13,3.,45943147902,3,020394170.0;,-083

8250/0139439890.43;0784341.70/98,08394.,83

1,.9473,13,3.,3899:9431,.947-:890,..4:39870.0;,-041,.425,3039,3/5,8:5947,70:5944190

,24:39220/,9043,7002039,.9473.425,35,890

702,33,24:39,,3.013,3.0.4894507,93.4899490

.0390390.:8942075,890/0-940.94341/0-9174290

.:8942078/4300907-901,.9474790.039/0503/3:54390

950411,.94730800/11070399508411,.9473398

,79.0%0,..4:3970.0;,-031,.9473.,30907-0147,574/:.9

47807;.0,2508,701,.9473,,38944/85:7.,80/1,.9473

147.43897:.943807;.08:8:,1474;0732039.4397,.9807090

4;0732039-4/8.,5,-0415,3-,.90/0-9390895:,90/

5074/411,.94734397,.94788:-293;4.089409.,8389,39

1,.9473,,38920/.,38:7,3.009.09:880041,.94738

/430,,389,33;4.04144/85:7.,80/


71/85

!74/:.98,3/$07;.08411070/--,3

,7,.90789.8411,.9473

&8:,905074/1471,.9473894/,8$4201,.9473.425,308,40;0324709,3/,8

,.94738.438/070/94-0,.48984:7.04113,3.0.425,70/94490784:7.084184799072-477438

,.947370.0;,-088,3/0,13,3.,84:94314730,3/02073172894:98974313,3.,8%88-0.,:80.70/9

479308880;,:,90/-,80/439013,3.,8970394190.:894207

/0-94703.09080.425,308.,30;07,0439013,3.,

89703941907.:8942078

,//0-98349-0.438/070/1471,.9473 70/97,9383492,3/,947:9901,.9473.425,308:8:,

.,774:9.70/978,3,88-0147003907339490,7002039

,.94738,2094/41411-,,3.0800913,3.3 489411,.947313,3.0.4894507,93.489,.9473.489;,7

,..47/3949097,38,.9438013,3.,8970394190.:894207

09.%0.489411,.9473;,7081742945072439

/0503/3:5439013,3.,8970394190.0398.:894207

3/,31728411071,.94731473;4.08,84,8#8 47/0,0/5,20398-043/90,5574;0/.70/95074/503,

.,7041,74:3/50724394;07,3/,-4;0903472,.4898

.,70/9;,70801479017892439,3/,1907,7/8


72/85

!74/:.98,3/$07;.08411070/--,3

!4791442,3,02039

%7/!,79!479144,3,02039$07;.08!$,70/0830/147,

800.9104,39247017429073;089203984:.,3.438/07

4 2470 84589.,90/ 3;0892039 897,9008 .4:/ -0 ,550/ 1474:7 -03019 0;03 1 9 20,38 9,3 43 ,//943, ;4,99 3

3;0892039 709:738 705:90/ 5479144 2,3,07 903 .7,19 ,

54791440850.,1474:-,80/434:7 850.1.4-0.9;084:7

5479144 2, .42-30 , -,809 41 80.:7908 3.:/3 /07;,9;08

894.8 -43/8 ,3/ 2430 2,709 3897:20398 ,3/ 4:7 5479144

2,3,07 2, 9,0 , 2470 14.:80/ 0548:70 3 800.9 80.:7908 ,9

9208942,204:7455479:391742902

$420-03019841-:/3,33;0892039

5479144.425783412:9:,1:3/8,3/97/

5,79!$974:$9,3/,7/,79070/!7;,90

,3

W:3/!479144,881.,943

W$50.,0/#080,7.

W43;0303.0

W431/039,9


73/85

!74/:.98,3/$07;.08411070/--,3

#$#'$

%0-,3574;/08950841,..4:3989437

43708/0399073,#:500..4:398#

.8

43708/0397/3,7#:500..4:398#.8

4703:7703.43708/039..4:398#.8

#08/0394703:7703...4:39#.8

0990741.70/9

0990741.70/98,574280945,,3888:009907841.70/9,8,

,94038:70800789,990095,/,843,890/4,9

90;0,700/94/4

09907841.70/9,70.42243339073,943,97,/0-0.,:8090-,3

,.98,8,3:339070890/5,79-09003-:07,3/8007470,250

25479078,3/0547907829:8009907841.70/99457490.9

90280;083,//943.422:3.,943.,3-0/11.:9,.7488

94:8,3/841208,3//110703992043080990741.70/98508

4:990/09,8849,90;07-4/843908,205,0


74/85

!74/:.98,3/$07;.08411070/--,3

479,0-,3

479,0-,3850.,083473,93

,3/47807;.32479,04,382479,0-,38,89,90.0380/-,33

03999,92,082479,04,38/70.9

94.438:2078%0/110703.0-09003,2479,0-,307,3/

,2479,0-740789,9902479,0-,3071:3/84,38998

43.,59,

0307,,2479,0-,3473,908,4,3,3/5,.08943,570

089,-80/,704:803041.70/9:39904,3.,3-084/94,3

3;089478:.,8,330,04770//0,.%0574.08841803,4,31742902479,0-,394,349073;0894787010770/94,8

803904,3439080.43/,72,709

479,0-,381706:039:809080.43/,72,70994804,38

-0.,:80901:3/870.0;0/5,/43907,704:8030841.70/9

.03,-08902479,0-,394.4393:09403/2479,0

-,3834970:,90/,8,10/07,4789,90-,3,3//4083499,0

/0548981742.438:207847-:83088082479,0-,37,8088420

06:9.9:80894:,7,390090,704:8030,3/90-:41901:3/8,70574;/0/-90,704:8003/07

3041.70/98,3.70/984:7.00903/0/94,4;0732039

-:83088473/;/:,-,-,347490713,3.,3899:94330

41.70/92,9,080;07,147288:.,84;07/7,1957490.943

/02,3/4,3850.,5:75480054795,.3.70/990724,3

/8.4:3935:7.,8041.42207.,-809.980110.9;0,-,3

,..4:399,9.,370,/-09,550/,990-4774078/8.70943390708985,/43432430,.9:,9/7,3

,94:90-4774072,-0706:70/945,,3:3:80/30100

41903,3,33:,0/507.039,0100439024303499/7,3

30841.70/9.,3-080.:70/-.4,907,47:380.:70/


75/85

!74/:.98,3/$07;.08411070/--,3

30841.70/9,70419030903/0/--,3813,3.,3899:9438,3/

4907.0380/.438:20703/07894.70/9479.:894207894:

.079,3850.,5:7548030841.70/92,349,;0.70/94793088

706:702039894,//70886:/9574-0288:.,3041.70/98

41903.,0/,507843,3041.70/9%090728,84:80/9420,390.70/92941,.:8942079,98902,2:2,24:3941.70/9,

.:8942078,40/

,8.70/98

.,8.70/98,84799072.,84,394,.425,3-,3574;/08

98950411:3/3-:943,190790706:70/80.:798;0394

80.:70904,33.0,80.:79147705,2039,8-003;0390

-:830889,970.0;08904,3.,3.4393:4:8/7,174290-,3

:594,.079,3850.10/,24:39

;07/7,19

34;07/7,194..:7803243089/7,31742,-,3,..4:39

,3/90,;,,-0-,,3.0408-0407439889:,94390

,..4:3988,/94-04;07/7,3190708,5747,70020399

90,..4:39574;/07147,34;07/7,19,3/90,24:394;07/7,38

9390,:9470/4;07/7,1929903390708983472,.,70/

,990,700/7,9019030,9;0-,,3.00.00/890,700/90728

903,//943,10082,-0.,70/,3/0739070897,9082,,55

/8.4:393

/0-989,9.4305,7990/0-94740894,80.43/5,79

90.70/947:8:,9870107894,8809840/-:9909072.,3,84-0

:80/209,547.,94.4;07247,4-,9438,3/49073907,.9438

349-,80/430.4342.;,:0

/0-98.70,90/03,.70/947,70089403/,8:241,8809894,

/0-9470-98:8:,7,390/9050.90/705,2039324/073

84.0932489.,8084190473,8:25:83907089

313,3.0/0-98,20,3841:83,39.5,90/1:9:705:7.,83

54073905708039-014709,8,.9:,-0030,730/


76/85

!74/:.98,3/$07;.08411070/--,3

$420.425,308,3/.47547,9438:80/0-9,8,5,7941907

4;07,.47547,9013,3.0897,90

:9:,1:3/8

,3:9:,:3/8807;.08,2,9053

4:/08390/0,54791441474:73;0892039

706:70203989,30054:/0391

90,557457,90241:9:,:3/8.020843

90-,8841,8809,4.,943897,90083;0893

;,74:88.0208412:9502:9:,1:3/89,

8,981,.9475071472,3.070.47/,3/70,590

-030198//943,,3:9:,:3/8807;.08,8406:5

4:9;,74:87080,7.705479894054:2,0,3314720//0.843

4204,3

4204,3472479,08,80.:70/4,39,9

-47740784-9,3347/07945:7.,80,420

0.,:80,420890,70895:7.,802,3

3/;/:,80;072,02489-4774078:90

4204,3894,888999074205:7.,80

4204,3472479,08,80.:70/4,39,9

-47740784-9,3347/07945:7.,80,4200.,:80,420890,70895:7.,802,33/;/:,80;072,02489-4774078

:904204,3894,888999074205:7.,80

470-,33

470,3383472,/0130/,890-:83088.43/:.90/-,

-,333899:943998709,,3/82,-:83088.:8942078,3

-,38970,990709,.:8942078,8

907.470-,33.:8942078,3/,;0,805,7,903041-:8308894

2,3,082,-:8308808,707

-:8308808,702,3,0/;,90

.47547,90-,33/;8434190

3899:943470-,33-,8.,8

/054893,3/03/3412430


77/85

!74/:.98,3/$07;.08411070/--,3

4,/,82489-,38:80.470-,33,55.,9438948:55479907

4507,9438070#89,3/8147.0397,0/433070,920

0.,30%8-,8.,20,389,9,90-,38-7,3.08,..088

,55.,94381742.0397,0//,9,.039078%820,389,990/054898

2,/0,707010.90/220/,904390-,38807;078,3/90.:894207

.,39/7,90/054890/24301742,34190-,38-7,3.08

974:4:99047/%080,55.,943834,84,;090.,5,-9

94,//708890300/841.47547,90.:8942078574;/3,

.42570038;0-,3384:943

10/0.,/08,49:80/949,0,90,89,/,147,97,38,.94394

7010.9390,..4:39-0.,:800,.-7,3.,/9074.,807;078,3/

90/,9,174290807;0730,.-7,3.,880393,-,9.9490

807;078390/,9,.0390743,99003/4190/,4

472,.470-,331:3.94383.:/0/05489,..4:3984,38

2479,08,3/5,20398,382,09080807;.08,;,,-0,.74882:950.,33080%83907309-,33,3/-7,3.08


78/85


79/85

!74/:.98,3/$07;.08411070/--,3

990-,38:2534;07430,3490794;04:94,38%0.438:207

,830;07-00384:.9842,3-,38411073842,3574/:.9894

.4480174298:551,70.00/3/02,3/9,8-003,7,.09490

-49942 9 90 -,38 :3/07.:993 430 ,34907 49 41 14703 -,38

,;0,70,/-:73990713078390709,,20,3/,;034/0./0/94094:941,10709,8020398.425090

%032-014490/300307,94357;,9080.947-,38,;09,03,0,/43

9817439,3/905:-.80.947-,38,70973945,.,9.:5

%0 !$8 ,;0 -003 483 -:83088 94 90 57;,90 80.947 -,38 3 98

802039!$8300/941:704:99020,38940307,9057419,-0-:83088

174298802039390/,894.420

%0:70942070

39070.0395,899070,8-003,49419,,-4:93/,3,38,.338.,0,3/80%0$9,90,3413/,09":490(89043-,31742

3/,942,0994908941%45-,384-,4894190!$8,70

0907 443 945. :5, 82,07 -,347,93 94 -0 5.0/ :5 - ,

,707-,3

25,.941$34728

,338,.4224/9-:83088%02,7384390574/:.989,9-,38

41107 94 98 .:8942078 ,70 097020 93 ;8 , ;8 4907 -:83088088 ,

708:9147-,38940,73,3,/06:,90709:734106:9,3/.425090147.,59,

,43949073/:8970890300/94-00;07,0/

%8 8 349 ,3011.039 :80 41.,59, %0 .425,39 90 -089 .70/9

7,93 82470 0 94 705, 90 4,3 ;8 ,;8 90.425,39 , 4

.70/9 7,93 $4 90 -,3 84:/ -0 80993 ,8/0 , 1,7 08807 ,24:39 41

.,59,,,389907841,.425,3990-089.70/97,93/01,:93

;8,;8 90.425,39, 4.70/97,93990$34728

90-,3.,3/0./04390,24:3941.,59,94809,8/0/0503/34390.70/97,934190.425,3

70/9 78 8 349 90 43 950 41 78 9,9 -,38 1,.0 %080 /,8 90

4507,943,7889,9-,381,.0,70:0%0;,74:87889,9.420:3/07

4507,943, 78,70.42509943 78 90.344 78 .,8:,9 78.720

7809.%0473,$7:08//3499,0394,..4:39904507,943,


80/85


81/85

!74/:.98,3/$07;.08411070/--,3

%0-,338.03,74,8.,30//7,89.,%0.,308.,;0

-0039445,.0390,899030,78,7024709,390.,3089445,.03

,891190,78-0.,:8041903899:943,,943-07,,943

4-,,943,3/,:942,9433-,333/:8974-,3,88570,/4:9

394702490,70,8414:7.4:397974:334;,9;090.344

%41,.0.425099439830.088,7147-,3894,-847-9090.344

,3/:57,/0907807;.08%4/,-,382,70/-.:894207050.9,943

,3/90.344.,334;,9438',74:8-,389,9,;0,730880/,3/

0;07,0/90.344,;3334;,9;0897,9008

394/,8.43909,70144390897,9041334;,9;0-,33

9,3709,-,33.3300/41904:7,38709,38907

.:8942078,..47/394907574108,3/57010703.08!74259,3/011.039

-,33807;.09:8,8-0.420;07831.,39

43.:843


82/85

!74/:.98,3/$07;.08411070/--,3

,3/09,889,90-,3413/,

7,3.&,83,,7

!07843;890/7!$!

012,3,07

$9,90-,3413/,

%45.574/:.98,3/807;.08411070/--,3

$%&


83/85

!74/:.98,3/$07;.08411070/--,3

709070,3574/:.9847807;.089,9,70850.,

;0394#8

08974:/1107039950841,..4:3980###%

,9,709030574/:.98411070/--,3

923907309-,3324-0-,337003.,330.4:390709.

,9,7090/1107039950841807;.084:574;/0

$,;38-,3,..:77039,.10//05489,.4,38,3/,/;,3.088-

1009.

,9890,908990.344,/4590/-4:7-,388:3417003.,330.4:3907

,92,7093897,904:,/4590/%74:,/;079802039/897-:93-74.:708803/309907894

0893.:894207809.

,9897,9008,70,/4590/94709,390:894207809907.:894207807;.08850.,574/:.9841,.,904708

"&$%#


84/85

!74/:.98,3/$07;.08411070/--,3

89070,3.,330857010770/1472,7093807;.08$

,9,704:71:9:70897,9,0814703,3.390807;.0888:3-7,3.083702490,70,8-09907.:894207807;.08

,9.,03084:1,.03709,3390:89420784250994339070897,90.74/09.

42,3807;.08/4084:7-,3574;/02489

8.:894207807;.088,33897:203994.70,90,8038041.42509943,243-,38

08/0139098


85/85

Date post:	06-Apr-2018
Category:	Documents
Upload:	channdnijaisinghani
View:	218 times
Download:	0 times

31 Products and Services Offered by Banks

Documents