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IfIcouldshowyouawaytomakeameaningfulcharitablegiftandimproveyourfinancialsituation,wouldyoubeinterestedinhearingaboutit?

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AcharitablegiftannuityisasimplewaytomakeagifttocharityandinreturnreceivefixedpaymentsforlifeANDanimmediatetaxdeduction

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Whenyouestablish aCGA withHCF,youwillreceiveafixedpayoutforlifeforuptotwo(2)beneficiaries....calledannuitants.Theannualpayoutratesisbasedontheageoftheannuitant(s)atthetimeofthegift.Theincometaxdeductionisprovidedintheyearthegiftismade.Theexactamountofthedeductiondependsontheageoftheannuitant(s),theassociatedpayoutrateoftheannuityandthecurrentIRSdiscountrate.HCF willcomputeallofthisforyou.Muchofthepayoutisusuallyincometaxfree,whichincreasesitsaftertaxvalue.YoucanalsouseappreciatedassetstofundyourCGA,givingyoutheopportunitytominimizeordeferyourcapitalgainstaxliabilityassociatedwiththeappreciatedassetfurtherincreasingthevalueofthegiftannuity.

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a.Predictable&Sustainable enhancefixedincomestreamfromretirementandotherincomesources;diversifyportfoliob.TaxBenefits provideincometaxdeduction;defercapitalgainstaxesonappreciatedproperty

c.Charitable benefitYourCharityHawaiiandtheirmissiond.SimpletoDo! writeacheck;signanagreement

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Anytimesomeonemakesyouapromiseyouwanttoknowhowgoodthatsgoingtobe...c.Soletmetellyouabitaboutwhatyoushouldbeconcernedwith...whatquestionstoask....

i.Proposedpayout setbyACGAii.Assuranceofpayments backedbyHCF;investmentreturnsandrelated

expenses

iii.Assuranceofbenefitingcharity functionofpayoutrateandinvestmentreturns;doesnotreplaceadirectgifttocharity.

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