• Personal banking

• Business banking

Personal banking takes place at teller stations inside the bank.

Step 1• Line up in from of

the tellers

• Every student must have:

• Deposit ticket

• Endorsed paycheck

• $1.50 check for savings account

What does the CEO do?

• Signs all checks for payroll and operating costs

• Approves business loans

• Meets with business representatives

• Approves business deposits

Select a business. (Only the businesses that have made loan requests will appear.)

Click on the Approve Loan and Print Loan Agreement buttons.

Select another business and repeat the process.

What does the bank CFO do?

• Prints all payroll checks and expense checks for operating costs

• Records all checks on an accounts payable checklist

• Helps CEO approve business deposits

What do the Tellers do?

• Accept deposits for personal banking

• Enter transactions into computer program

• Give cash back on deposit ticket

• Help File Clerk

Tellers: accepting deposits

Students know their account numbers.

Student Name

Tellers: entering deposits into the computer program

Check the deposit ticket for the account number and enter it in the first box.

The name on the screen should match the name on the deposit ticket and paycheck.

If this is NOT the customer’s name, ask the customer to see a JA staff member.

Click on the down arrow in the next box.

Select Payroll Check.

Tellers: entering deposits into the computer program

Tellers: entering deposits into the computer program

The customer’s paycheck amount AND the pay period will appear on the screen. The pay period must match up with the break pay period.Enter the amount of cash back that the consumer has entered on the deposit ticket.

No more than $2.00 may be taken in cash!

After entering the cash back amount, click on Accept Deposit.

Tellers: entering deposits into the computer program

Tellers: entering deposits into the computer program

The screen will then go back to the original screen – ready for the next depositor.

Give the customer the cash back amount!

Remind the customer to take the $1.50 check to the Savings Officer.

Tellers: entering other deposits into the computer program

Depositing Cash

What does the Savings Officer do?

• Accepts $1.50 checks to open savings account

• Makes sure everyone has opened an account

• Completes a speech and delivers it at the Closing Town Meeting

Customers open a savings account.

speech at Closing Town

Meeting

What does the File Clerk do?

• Gives JA BizTown cash to tellers

• Files personal banking deposit tickets and paychecks

• Accepts and files business deposits

Filing personal banking

transactions

If you would like to learn more about how the CFO uses the computer program, click on this link. It will take you out of this training program. If you choose to do that, please accept our thanks for volunteering at JA BizTown. We can’t do it without you!

CFO Online Training