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7/25/2019 6 Month KIBOR Rate
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LAHORE COMPOST (PRIVATE) LIMITEDEstimation of Interest Rate for Interest Calculation
6 Months KIBOR + 4% Spread
Calculation of Growth Rate a!e" on Hi!toric Data
Dec!4 "#$ !#!!%
&an!" 6#' (#4)%
*e!" 6#(, 4#'$%
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Oct!" $#!( #4,% 4#"4%
Compounded -nnual 0ro1th Rate 2C-0R3 ased on monthl. rate ariation till #$%#&
E!ti'ation of IOR for entire loan erio" u!in* CAGR
Cut+o, Date! a!i! CAGR Rate (&)
6 Months KIBOR on 5o# '!!" -ctual $#,
6 Months KIBOR on 5o# '!!6 Estimation 4#"4% $#6!
6 Months KIBOR on 5o# '!!) Estimation 4#"4% !#!(6 Months KIBOR on 5o# '!!, Estimation 4#"4% !#4$
6 Months KIBOR on 5o# '!!$ Estimation 4#"4% !#$6
6 Months KIBOR on 5o# '!! Estimation 4#"4% #46
6 Months KIBOR on 5o# '! Estimation 4#"4% #$,
6 Months KIBOR on 5o# '!' Estimation 4#"4% '#"'
6 Months KIBOR on 5o# '!( Estimation 4#"4% (#!$
-era/e KIBOR oer the life of the loan 2%3 #!4
Spread oer 7 aoe the KIBOR 2%3 4#!!
8otal Cost of Det 2%3 "#!4
Roun"e" O, Rate of Intere!t (&) -%$..
Hi!toricData(Month)
A/era*eIORRate &
&Increa!e(Monthl0)
AnnualA/era*e
7/25/2019 6 Month KIBOR Rate
2/13
KIBOR (Karachi Inter Bank Offer Rates)Date 1 - Month 3 - Month 6 - Month 12 - Month nthly Averae
December 1, 2004 5.18 5.46 5.75 6.28
December 2, 2004 5.13 5.47 5.80 6.33
December 3, 2004 5.21 5.55 5.88 6.38
December 4, 2004 5.28 5.56 5.87 6.34
December 6, 2004 4.99 5.48 5.83 6.37
December 7, 2004 5.02 5.48 5.82 6.32
December 8, 2004 5.01 5.50 5.87 6.39
December 9, 2004 4.90 5.43 5.89 6.39
December 10, 2004 5.14 5.54 5.92 6.40
December 13, 2004 4.90 5.43 5.96 6.45
December 14, 2004 4.92 5.47 5.99 6.46
December 15, 2004 4.96 5.48 6.00 6.47
December 16, 2004 4.97 5.46 6.03 6.51
December 17, 2004 4.89 5.43 5.95 6.45
December 18, 2004 4.89 5.43 5.92 6.45
December 20, 2004 4.86 5.45 5.97 6.50
December 21, 2004 4.86 5.42 5.95 6.42
December 22, 2004 4.80 5.37 5.89 6.38
December 23, 2004 4.77 5.38 5.94 6.42
December 24, 2004 4.72 5.37 5.94 6.44
December 27, 2004 4.74 5.32 5.94 6.47
December 28, 2004 4.88 5.35 5.94 6.45
December 29, 2004 4.90 5.39 5.95 6.46
December 30, 2004 4.74 5.35 5.90 6.40
December 31, 2004 4.49 5.24 5.89 6.42 5.91
January 3, 2005 4.27 5.07 5.81 6.41
January 4, 2005 4.29 5.11 5.82 6.45
January 6, 2005 5.06 5.49 6.00 6.59
January 7, 2005 5.58 5.58 6.07 6.64
January 8, 2005 5.62 5.60 6.11 6.65
January 10, 2005 5.77 5.68 6.15 6.70
January 11, 2005 5.83 5.67 6.09 6.61
January 12, 2005 5.85 5.73 6.12 6.68
January 13, 2005 5.25 5.57 6.05 6.61
January 14, 2005 5.39 5.55 6.01 6.60January 15, 2005 5.42 5.54 5.99 6.59
January 17, 2005 5.27 5.52 5.99 6.60
January 18, 2005 5.28 5.54 6.00 6.63
January 19, 2005 5.21 5.46 5.98 6.58
January 24, 2005 6.13 5.88 6.19 6.74
January 26, 2005 6.41 6.05 6.37 6.80
January 27, 2005 6.33 6.10 6.45 6.95
January 28, 2005 6.36 6.11 6.42 6.89
January 29, 2005 6.14 6.05 6.38 6.88
January 31, 2005 5.67 5.91 6.33 6.82 6.12
February 1, 2005 5.61 5.99 6.37 6.89
February 2, 2005 5.60 5.94 6.40 6.91
February 3, 2005 5.19 5.84 6.32 6.84
February 4, 2005 4.80 5.78 6.23 6.82
February 8, 2005 5.20 5.95 6.36 6.89
February 10, 2005 5.00 5.89 6.39 6.93
February 11, 2005 4.75 5.82 6.37 6.93
7/25/2019 6 Month KIBOR Rate
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February 14, 2005 - 5.79 6.36 -
February 15, 2005 - 5.81 6.40 6.93
February 16, 2005 4.76 5.81 6.37 6.91
February 18, 2005 4.71 5.84 6.36 6.88
February 21, 2005 4.76 5.87 6.39 6.89February 22, 2005 4.81 5.90 6.41 6.94
February 23, 2005 4.87 5.94 6.44 6.98
February 24, 2005 4.88 5.94 6.44 6.96
February 25, 2005 4.85 5.93 6.44 6.96
February 26, 2005 4.51 5.82 6.38 6.93
February 28, 2005 - 5.82 6.39 6.93 6.38
March 2, 2005 4.58 5.85 6.44 6.94
March 4, 2005 4.77 5.83 6.42 6.96
March 7, 2005 5.55 5.96 6.48 7.00
March 8, 2005 5.67 5.98 6.49 6.99
March 9, 2005 5.67 5.99 6.52 7.01
March 10, 2005 5.64 5.97 6.47 6.98
March 11, 2005 5.50 5.94 6.48 6.98
March 14, 2005 4.54 5.78 6.40 6.97
March 16, 2005 4.91 5.85 6.44 6.98
March 17, 2005 5.16 5.92 6.49 7.01
March 18, 2005 5.23 5.94 6.51 7.01
March 24, 2005 5.57 6.05 6.59 7.01
March 25, 2005 5.61 6.05 6.59 7.05
March 28, 2005 5.07 6.00 6.64 7.08
March 29, 2005 5.11 6.01 6.68 7.12
March 30, 2005 5.13 6.06 6.67 7.10
March 31, 2005 5.39 6.08 6.78 7.18 6.53
Apri 1, 2005 5.35 6.03 6.74 7.12
Apri 4, 2005 5.23 6.00 6.71 7.11
Apri 6, 2005 4.87 5.95 6.74 7.15
Apri 7, 2005 4.96 5.90 6.74 7.15
Apri 9, 2005 4.78 5.90 6.74 7.16
Apri 11, 2005 5.03 6.03 6.83 7.29
Apri 12, 2005 5.25 6.50 7.31 7.92
Apri 13, 2005 5.59 6.48 7.30 7.91
Apri 14, 2005 7.10 7.32 7.80 8.43
Apri 15, 2005 6.94 7.31 7.84 8.47
Apri 16, 2005 6.65 7.26 7.84 8.45
Apri 18, 2005 6.45 7.18 7.84 8.52
Apri 19, 2005 6.50 7.22 7.87 8.53
Apri 20, 2005 6.52 7.27 7.89 8.56
Apri 21, 2005 6.53 7.26 7.86 8.52
Apri 23, 2005 6.36 7.21 7.83 8.51
Apri 25, 2005 6.35 7.21 7.86 8.60
Apri 26, 2005 6.55 7.35 7.97 8.65
Apri 27, 2005 6.50 7.36 8.07 8.73
Apri 28, 2005 6.56 7.45 8.16 8.85
Apri 29, 2005 6.63 7.50 8.25 8.96
Apri 30, 2005 6.83 7.55 8.30 9.03 7.57
May 2, 2005 7.21 7.68 8.46 9.16
May 3, 2005 6.80 7.60 8.44 9.14
May 5, 2005 6.88 7.74 8.54 9.34
7/25/2019 6 Month KIBOR Rate
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May 7, 2005 7.23 7.80 8.61 9.48
May 9, 2005 7.35 7.84 8.62 9.47
May 10, 2005 7.34 7.86 8.64 9.49
May 11, 2005 7.16 7.84 8.67 9.49
May 13, 2005 8.50 8.56 9.13 9.87May 14, 2005 8.73 8.81 9.33 -
May 16, 2005 8.72 8.91 9.35 10.04
May 17, 2005 8.55 8.88 9.35 -
May 18, 2005 8.03 8.81 9.32 -
May 19, 2005 8.01 8.84 9.33 -
May 20, 2005 7.79 8.86 9.35 10.05
May 23, 2005 7.61 8.79 9.26 10.01
May 24, 2005 7.74 8.85 9.27 10.04
May 25, 2005 7.69 8.81 9.27 10.05
May 26, 2005 7.55 8.68 9.15 9.93
May 27, 2005 7.35 8.53 9.10 9.87
May 28, 2005 7.39 8.51 9.09 9.85
May 30, 2005 7.01 8.32 8.97 9.79
May 31, 2005 6.67 8.15 8.84 9.68 8.99
June 1, 2005 6.86 8.05 8.86 9.70
June 2, 2005 - 8.03 8.76 9.64
June 4, 2005 6.55 7.91 8.58 9.54
June 6, 2005 6.56 7.85 8.53 9.55
June 8, 2005 7.22 7.94 8.58 9.51
June 9, 2005 7.96 8.23 8.82 9.62
June 10, 2005 7.36 8.04 8.66 9.38
June 11, 2005 7.25 8.05 8.68 9.50
June 13, 2005 7.30 8.02 8.69 9.51
June 15, 2005 7.60 8.09 8.70 9.50
June 16, 2005 7.95 8.15 8.69 9.50
June 17, 2005 8.01 8.18 8.67 9.50
June 18, 2005 8.00 8.19 8.66 9.47
June 20, 2005 8.06 8.17 8.65 9.36
June 21, 2005 8.00 8.21 8.65 9.42
June 22, 2005 8.12 8.25 8.66 9.43
June 23, 2005 8.34 8.31 8.66 9.39June 24, 2005 8.43 8.34 8.70 9.39
June 27, 2005 8.45 8.37 8.76 9.44
June 28, 2005 8.44 8.36 8.80 9.43
June 29, 2005 8.46 8.37 8.77 9.43
June 30, 2005 8.21 8.25 8.71 9.33 8.69
Juy 2, 2005 7.92 8.22 8.64 9.29
Juy 4, 2005 8.14 8.28 8.69 9.23
Juy 5, 2005 8.18 8.31 8.74 9.35
Juy 6, 2005 8.13 8.32 8.75 9.30
Juy 7, 2005 8.06 8.30 8.75 9.38
Juy 8, 2005 8.13 8.37 8.77 9.42
Juy 9, 2005 8.01 8.32 8.73 9.32
Juy 11, 2005 8.00 8.37 8.78 9.36
Juy 12, 2005 8.06 8.39 8.80 9.37
Juy 13, 2005 7.97 8.36 8.80 9.36
Juy 14, 2005 8.16 8.40 8.84 9.38
Juy 15, 2005 8.14 8.43 8.86 9.40
7/25/2019 6 Month KIBOR Rate
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Juy 18, 2005 8.43 8.60 8.95 9.45
Juy 19, 2005 8.45 8.63 8.98 9.46
Juy 20, 2005 8.36 8.61 8.96 9.43
Juy 21, 2005 8.39 8.64 8.98 9.44
Juy 22, 2005 8.65 8.78 9.07 9.54Juy 23, 2005 8.50 8.76 9.05 9.51
Juy 25, 2005 8.55 8.77 9.06 9.52
Juy 26, 2005 8.60 8.77 9.09 9.56
Juy 27, 2005 8.63 8.80 9.11 9.55
Juy 28, 2005 8.55 8.73 9.08 9.55
Juy 29, 2005 8.63 8.75 9.09 9.55
Juy 30, 2005 8.64 8.76 9.10 9.55 8.90
Au!u"# 1, 2005 8.55 8.75 9.10 9.58
Au!u"# 3, 2005 8.40 8.61 9.00 9.52
Au!u"# 4, 2005 8.15 8.51 8.94 -
Au!u"# 5, 2005 7.90 8.40 8.89 9.45
Au!u"# 8, 2005 8.26 8.54 8.90 9.47
Au!u"# 10, 2005 8.16 8.54 8.92 9.54
Au!u"# 11, 2005 8.24 8.56 8.94 9.53
Au!u"# 12, 2005 8.05 8.50 8.88 9.51
Au!u"# 13, 2005 8.23 8.58 8.94 9.52
Au!u"# 15, 2005 8.40 8.60 8.95 9.52
Au!u"# 16, 2005 8.37 8.62 8.96 -
Au!u"# 17, 2005 8.25 8.59 8.94 9.55
Au!u"# 19, 2005 8.21 8.61 8.94 9.57
Au!u"# 20, 2005 8.34 8.63 8.95 9.58
Au!u"# 22, 2005 8.46 8.64 8.95 9.54
Au!u"# 23, 2005 8.51 8.64 8.94 9.54
Au!u"# 24, 2005 8.45 8.61 8.93 9.54
Au!u"# 25, 2005 8.33 8.59 8.92 9.52
Au!u"# 26, 2005 8.19 8.51 8.91 -
Au!u"# 27, 2005 7.79 8.42 8.83 9.50
Au!u"# 29, 2005 7.87 8.50 8.86 9.50
Au!u"# 30, 2005 8.11 8.52 8.88 9.53
Au!u"# 31, 2005 8.15 8.54 8.87 9.54 8.93
$ep#ember 1, 2005 8.30 8.58 8.90 9.56$ep#ember 2, 2005 8.09 8.51 8.89 9.53
$ep#ember 3, 2005 8.00 8.46 8.84 9.49
$ep#ember 6, 2005 8.01 8.46 8.86 9.50
$ep#ember 8, 2005 8.22 8.51 8.87 9.49
$ep#ember 9, 2005 8.25 8.52 8.86 9.53
$ep#ember 12, 2005 8.43 8.60 8.89 9.53
$ep#ember 13, 2005 8.33 8.58 8.88 9.54
$ep#ember 14, 2005 8.37 8.57 8.89 -
$ep#ember 15, 2005 8.30 8.60 8.90 9.54
$ep#ember 16, 2005 8.32 8.55 8.89 9.52
$ep#ember 19, 2005 8.45 8.57 8.89 9.52
$ep#ember 20, 2005 8.49 8.61 8.92 9.54
$ep#ember 22, 2005 8.60 8.62 8.95 9.55
$ep#ember 23, 2005 8.61 8.66 8.96 9.54
$ep#ember 24, 2005 8.51 8.63 8.93 9.52
$ep#ember 26, 2005 8.54 8.65 8.93 9.52
$ep#ember 27, 2005 8.51 8.64 8.94 9.53
7/25/2019 6 Month KIBOR Rate
6/13
$ep#ember 30, 2005 8.39 8.58 8.94 9.51 8.90
%c#&ber 1, 2005 8.38 8.61 8.92 9.51
%c#&ber 3, 2005 8.40 8.63 8.94 9.52
%c#&ber 4, 2005 8.40 8.65 8.95 9.50
%c#&ber 5, 2005 8.61 8.70 8.98 9.55%c#&ber 7, 2005 8.68 8.70 8.98 9.53
%c#&ber 8, 2005 8.62 8.71 8.96 9.51
%c#&ber 11, 2005 8.69 8.78 9.01 9.56
%c#&ber 12, 2005 8.70 8.78 8.99 9.54
%c#&ber 13, 2005 8.61 8.77 9.02 9.60
%c#&ber 14, 2005 8.66 8.78 9.01 9.56
%c#&ber 15, 2005 8.68 8.78 9.01 9.54
%c#&ber 17, 2005 8.69 8.81 9.04 9.56
%c#&ber 18, 2005 8.69 8.80 9.02 9.56
%c#&ber 19, 2005 8.69 8.81 9.03 9.56
%c#&ber 20, 2005 8.72 8.85 9.05 9.55
%c#&ber 24, 2005 8.73 8.88 9.09 9.60
%c#&ber 26, 2005 8.74 8.87 9.07 9.57
%c#&ber 27, 2005 8.86 8.91 9.06 9.58
%c#&ber 28, 2005 8.89 8.91 9.05 9.60
%c#&ber 29, 2005 8.87 8.94 9.10 9.60
%c#&ber 31, 2005 8.90 8.95 9.10 9.60 9.03
'&(ember 1, 2005 8.88 8.93 9.08 9.60
'&(ember 7, 2005 8.91 8.97 9.11 9.59
'&(ember 8, 2005 8.91 8.96 9.11 9.60
'&(ember 11, 2005 9.01 9.05 !"1# 9.62
'&(ember 12, 2005 8.98 9.02 9.14 9.60
'&(ember 14, 2005 8.99 9.05 9.15 9.60
'&(ember 15, 2005 8.91 9.04 9.16 9.61
'&(ember 16, 2005 8.72 9.00 9.18 9.63
'&(ember 17, 2005 8.72 9.00 9.15 9.61
'&(ember 19, 2005 8.67 8.92 9.11 9.57
'&(ember 21, 2005 8.71 8.91 9.11 9.56
'&(ember 22, 2005 8.73 8.94 9.14 9.59
'&(ember 23, 2005 8.73 8.94 9.11 9.57
'&(ember 24, 2005 8.76 8.98 9.16 9.55'&(ember 26, 2005 8.79 8.98 9.14 9.59
'&(ember 28, 2005 8.76 9.03 9.18 9.60
'&(ember 29, 2005 8.80 9.05 9.20 9.60
'&(ember 30, 2005 8.86 9.05 9.19 9.60
December 1, 2005 8.90 9.03 9.16 9.57
December 3, 2005 8.91 9.05 9.19 9.61
December 5, 2005 8.90 9.05 9.18 9.59
December 6, 2005 8.93 9.08 9.22 9.61
December 7, 2005 8.95 9.09 9.25 9.66
December 8, 2005 8.75 9.04 9.25 9.71
December 9, 2005 8.68 8.98 9.25 9.69
December 10, 2005 8.56 8.87 9.09 9.55
December 12, 2005 8.68 8.95 9.18 9.63
December 13, 2005 8.58 8.92 9.12 9.59
December 17, 2005 8.60 8.88 9.25 9.73
December 19, 2005 8.60 8.87 9.16 9.63
December 20, 2005 8.64 8.87 9.13 9.59
7/25/2019 6 Month KIBOR Rate
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December 22, 2005 8.83 8.90 9.13 9.60
December 23, 2005 8.66 8.85 9.14 9.61
December 24, 2005 8.60 8.85 9.12 9.59
December 26, 2005 8.60 8.83 9.11 9.62
December 28, 2005 8.40 8.75 9.02 9.55
December 29, 2005 8.36 8.73 9.10 9.63
December 30, 2005 8.33 8.69 9.03 9.55
December 31, 2005 8.42 8.76 9.05 9.58
&anuar. ( '!!" Ma. ( '!!" Septem
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Chart Title
7/25/2019 6 Month KIBOR Rate
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7/25/2019 6 Month KIBOR Rate
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7/25/2019 6 Month KIBOR Rate
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7/25/2019 6 Month KIBOR Rate
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7/25/2019 6 Month KIBOR Rate
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7/25/2019 6 Month KIBOR Rate
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