31
GROWTH FROM BELOW SOCIAL ENTERPRISES WITH THE POOR AS PRIMARY STAKEHOLDERS FSSI AR 2012 Draft_July_18_114pm.indd 1 7/18/2013 1:46:50 PM
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1
GR
OW
TH F
RO
M B
ELO
W
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
1
7/18
/201
3 1
:46:
50 P
M
23
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
5 6 7 10 16 22 27 28 29 33 38 42 50
Chai
rper
son’
s M
essa
ge
Our
Cor
e Va
lues
W
ho W
e Ar
e So
cial E
nter
prise
Dev
elop
men
tCo
mm
unity
Gov
erna
nce
M
alay
a De
velo
pmen
t Coo
pera
tive:
St
andi
ng b
y th
e Fa
rmer
s
Salu
te to
GAI
C’s
Gre
en C
rop
Ca
pacit
y Bu
ildin
g: E
ssen
tial C
ompo
nent
in C
omm
unity
Gov
erna
nce
Pr
omot
ing
Com
mun
ity-D
riven
De
velo
pmen
t in
Sipa
lay
City
Th
e Pe
anut
Ran
gers
of G
reen
min
ds: I
nteg
ratin
g
Socia
l Ent
erpr
ise w
ith E
colo
gica
l
Ag
ricul
ture
Cond
uciv
e Po
licy
Envi
ronm
ent
Enha
nced
Peo
ple
and
Syst
ems
Heal
thy
Reso
urce
Bas
e
CON
TEN
TS
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
2-
37/
18/2
013
1:4
6:52
PM
45
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
CHAI
RPER
SON
’S M
ESSA
GE
Econ
omic
Incl
usio
n fro
m B
elow
The
year
witn
esse
d th
e in
tens
ifyin
g cl
aim
-mak
ing
of t
he
ente
rpris
ing
poor
and
mar
gina
lized
sec
tors
of
Phili
ppin
e so
ciet
y. E
cono
mic
and
ent
erpr
ise
sect
ors
trad
itio
nally
do
min
ated
by
the
wel
l-end
owed
and
pol
itica
lly c
onne
cted
co
nglo
mer
ates
find
new
ly a
sser
tive
econ
omic
pla
yers
in
the
mar
ket
spac
e. S
ocia
l ent
erpr
ises
or
busi
ness
es t
hat
have
mul
tiple
bot
tom
line
s --
fro
m t
he c
orpo
rate
soc
ial
resp
onsi
bilit
y an
d ph
ilant
hrop
y tr
adit
ion,
coo
pera
tive
fe
dera
tions
and
mic
rofin
ance
inst
itutio
ns, t
o th
e in
nova
tive
soci
al-m
issi
on d
riven
vent
ures
by y
oung
soci
al e
ntre
pren
eurs
w
ith e
duca
tion
and
polit
ical
ped
igre
es --
hav
e in
crea
sing
ly
occu
pied
the
limel
ight
of b
usin
ess a
nd e
cono
mic
new
s, bo
th
in p
rint a
nd c
yber
spac
e.
We
at F
SSI f
ully
sup
port
thi
s gr
ound
swel
l. W
e se
e tr
iple
bo
ttom
line
ent
repr
eneu
rshi
p –
econ
omic
ally
pro
fitab
le,
soci
ally
equ
itabl
e an
d en
viro
nmen
tally
sou
nd c
omm
unity
en
terp
rises
-- a
s a su
stai
nabl
e pa
thw
ay to
pov
erty
redu
ctio
n an
d m
ore
incl
usiv
e ec
onom
ic a
nd e
nter
pris
e sy
stem
. The
m
ove
is ti
mel
y w
ith th
e so
berin
g re
ality
that
the
full-
year
6.6
pe
rcen
t eco
nom
ic g
row
th a
chie
ved
in 2
012
has n
ot b
een
felt
by m
ost o
f the
ord
inar
y Fi
lipin
os, m
uch
less
the
poor
. Pov
erty
in
cide
nce
has
rem
aine
d “p
ract
ical
ly u
ncha
nged
” at
27.9
%
in fi
rst s
emes
ter o
f 201
2 co
mpa
red
with
the
sam
e pe
riod
in
2006
(28.
8%) a
nd 2
009
(28.
6%),
as re
port
ed b
y th
e N
atio
nal
Stat
istic
al C
oord
inat
ion
Boar
d (N
SCB)
. Eco
nom
ic g
row
th h
as
not t
rickl
ed d
own
to th
e po
or b
ecau
se la
rge
cong
lom
erat
es
dom
inat
e th
e ec
onom
y an
d th
e na
tion’
s w
ealth
is in
the
ha
nds
of a
few
olig
arch
ic fa
mili
es. O
ur e
cono
my
is s
impl
y fa
r fro
m b
eing
an
incl
usiv
e on
e.
Ther
e ar
e m
any
pat
hway
s to
war
ds
a m
ore
incl
usiv
e ec
onom
y. A
t FSS
I, ev
en a
s ou
r adv
ocac
y w
orks
for a
pol
icy
envi
ronm
ent c
ondu
cive
to so
cial
ent
erpr
ises
at t
he m
acro
or
natio
nal l
evel
, we
choo
se to
go
loca
l by
putt
ing
on g
roun
d,
and
shar
e in
the
econ
omic
incl
usio
n of
the
mar
gina
lized
by
faci
litat
ing
the
grow
th a
nd d
evel
opm
ent o
f the
ir en
terp
rises
at
the
com
mun
ity
leve
l in
thei
r re
spec
tive
ecos
yste
ms.
W
e fo
cus
on t
he S
EPPS
or
soci
al e
nter
pris
es w
ith
the
poor
as
prim
ary
stak
ehol
ders
, ena
ble
them
bec
ome
wel
l-ro
unde
d 3B
L SE
s, an
d ev
entu
ally
link
them
with
oth
er S
Es,
coop
erat
ives
, NG
Os,
mic
rofin
ance
inst
itutio
ns (
MFI
s) a
nd
com
plem
enta
ry p
rogr
ams a
nd p
roje
cts o
f the
nat
iona
l and
lo
cal g
over
nmen
ts.
In 2
012
and
the
rest
of t
he re
mai
ning
yea
rs o
f our
med
ium
-te
rm s
trat
egic
pla
n, w
e w
ill c
onti
nue
to w
ork
for
the
econ
omic
incl
usio
n of
the
SEPP
S so
that
they
gro
w in
to a
cr
itica
l mas
s in
thei
r eco
nom
ic v
alue
cha
ins,
com
mun
ities
an
d ec
osys
tem
s.
In t
he
coco
nut
com
mun
itie
s w
her
e w
e ov
erse
e co
ir
ente
rpris
es, w
e he
lp t
rans
form
tw
iner
s an
d w
eave
rs in
to
orga
nize
d, e
nter
pris
ing
mul
ti-pu
rpos
e co
oper
ativ
es. W
ith
the
help
of
esta
blis
hed
coop
erat
ives
and
mic
rofin
ance
in
stitu
tions
, the
y w
ill la
ter s
erve
as v
ehic
les f
or e
mpo
wer
ing
the
coco
nut c
omm
uniti
es m
ove
up a
nd ta
ke th
e he
lm o
f the
w
hole
-nut
val
ue ch
ain
and
rela
ted
agric
ultu
ral a
ctiv
ities
and
no
t m
erel
y su
pply
raw
and
sem
i-pro
cess
ed c
opra
dur
ing
harv
estin
g se
ason
.
We
see
farm
er co
oper
ativ
es a
nd a
grar
ian
refo
rm b
enefi
ciar
y or
gani
zatio
ns s
usta
inin
g an
d ex
pand
ing
thei
r pr
actic
e of
su
stai
nabl
e or
gani
c ric
e an
d co
rn p
rodu
ctio
n co
uple
d w
ith
com
patib
le s
unris
e in
dust
ries
like
catt
le d
airy
pro
duct
ion.
Sm
all S
E-ba
sed
part
ners
hips
at t
he c
omm
unity
leve
l -- w
ith
LGU
s, D
AR,
DA
-ND
A a
nd t
he m
atur
e SE
s an
d N
GO
s in
the
fie
ld –
pro
ve n
imbl
er th
an th
ose
conc
eptu
aliz
ed, d
iscu
ssed
an
d fo
rged
at t
he n
atio
nal l
evel
.
We
forg
e so
lidar
ity
wit
h es
tabl
ishe
d SE
s an
d fa
ir tr
ade
advo
cate
s in
org
anic
mus
cova
do c
omm
uniti
es a
nd h
elp
addr
ess t
he d
amag
ing
effec
ts o
f the
pro
gres
sive
redu
ctio
n of
tar
iffs
on im
port
ed s
ugar
unt
il 20
15 b
roug
ht a
bout
by
the
ASE
AN
Fre
e Tr
ade
Agre
emen
t (A
FTA
).
We
seek
smal
l fish
ing
com
mun
ities
and
coas
tal e
cosy
stem
s, th
eir N
GO
ena
bler
s an
d to
geth
er, fi
nd w
ays
to h
elp
fishe
rs
man
age
and
nurt
ure
man
grov
es a
nd fi
sh sa
nctu
arie
s. In
the
proc
ess o
f reg
ener
atio
n, w
e m
ount
capa
city
bui
ldin
g fo
r SEs
an
d di
sast
er ri
sk re
duct
ion
activ
ities
.
We
part
ner a
nd h
elp
orie
nt sm
all,
far-
flung
yet
SE-
orie
nted
LG
Us
and
the
myr
iad
of P
Os
wan
ting
to
scal
e up
the
ir liv
elih
ood
and
supp
ort t
he is
land
tow
n’s
pote
ntia
l for
eco
-to
uris
m th
at s
how
case
s co
mm
unity
ent
erpr
ises
.
In o
ur o
wn
smal
l wor
k at
the
loca
l com
mun
ity, w
e he
lp in
th
e ec
onom
ic in
clus
ion
of s
mal
l and
mar
gina
lized
pla
yers
th
roug
h so
cial
ent
repr
eneu
rshi
p th
at fe
atur
es th
e po
or a
s pr
imar
y st
akeh
olde
rs. W
e en
visi
on th
at th
ey m
eani
ngfu
lly
take
par
t, or
in t
he f
utur
e, t
ake
the
helm
of
prod
uctio
n,
dist
ribut
ion
and
cons
umpt
ion
of g
oods
and
ser
vice
s in
th
eir c
omm
uniti
es in
a su
stai
nabl
e w
ay. A
mon
g th
em, t
hey
coop
erat
e al
ong
the
valu
e ch
ains
so th
at th
ey g
row
into
an
econ
omic
forc
e, fo
rmid
able
eno
ugh
to n
egot
iate
, exp
lore
tie
-ups
and
com
pete
hea
lthily
and
eth
ical
ly w
ith th
e la
rge
ente
rpris
es a
nd c
ongl
omer
ates
.
Oye
n D
orot
anCh
airp
erso
n
3BL-
LED
Tr
iple
bot
tom
line
loca
l eco
nom
y
an
d ec
osys
tem
dev
elop
men
t
AFT
A
ASEA
N F
ree
Trad
e Ag
reem
ent
AI
artifi
cial
inse
min
atio
n
AR
B
Agra
rian
Refo
rm B
enefi
ciar
ies
AR
BO
s
Agra
rian
Refo
rm B
enefi
ciar
y O
rgan
izat
ions
ASE
F
Asia
n So
lidar
ity
Econ
omy
Foru
m
ATFI
Al
ter-
Trad
e D
evel
opm
ent F
ound
atio
n, In
c.
ATO
Ai
r Tra
nspo
rtat
ion
Offi
ce
BFA
D
Bure
au o
f Foo
d an
d D
rugs
Adm
inis
trat
ion
BIN
D
Broa
d In
itiat
ives
for N
egro
s Dev
elop
men
t
Brg
y.
bara
ngay
CAR
PER
Co
mpr
ehen
sive
Agr
aria
n Re
form
Pro
gram
w
ith E
xten
sion
s and
Ref
orm
s
CBCE
Co
mm
unit
y-ba
sed
Coff
ee E
nter
pris
e
CBCR
M
Com
mun
ity-
base
d Co
asta
l Res
ourc
e M
anag
emen
t
CDA
Co
oper
ativ
e D
evel
opm
ent A
utho
rity
CER
D
Cent
er fo
r Em
pow
erm
ent a
nd R
esou
rce
Dev
elop
men
t, In
c.
CFI
coop
erat
ive
finan
ce in
stitu
tion
COCO
BIN
D, I
nc.
Coc
o Co
ir Bu
sine
ss In
tegr
atio
n an
d D
evel
opm
ent,
Inc.
CSD
O
Coal
ition
of S
ocia
l Dev
elop
men
t Org
aniz
atio
ns
CSO
ci
vil s
ocie
ty o
rgan
izat
ion
DA
D
epar
tmen
t of A
gric
ultu
re
DA
R
Dep
artm
ent o
f Agr
aria
n Re
form
DP
WH
D
epar
tmen
t of P
ublic
Wor
ks a
nd H
ighw
ays
DR
R
disa
ster
risk
redu
ctio
n
DTI
D
epar
tmen
t of T
rade
and
Indu
stry
GA
IC
Gras
sroo
ts A
gro-
Indu
stria
l Cor
pora
tion
GA
ICO
Gu
bat A
grite
ch In
dust
ries C
orpo
ratio
n
GM
ge
netic
ally
mod
ified
ICS
in
tern
al c
ontr
ol sy
stem
KB
TCI
Kiab
o Ba
rang
gay
Trib
al C
ounc
il
KCCD
FI
KFI C
ente
r for
Com
mun
ity
Dev
elop
men
t Fou
ndat
ion,
Inc.
KIT
WA
Ki
abo
Trib
al W
omen
’s As
soci
atio
n
LBP
La
nd B
ank
of th
e Ph
ilipp
ines
LED
lo
cal e
cono
my
deve
lopm
ent
LGU
lo
cal g
over
nmen
t uni
t
MA
RO
M
unic
ipal
Agr
aria
n Re
form
Offi
cer
MD
C
Mal
aya
Dev
elop
men
t Coo
pera
tive
MFI
m
icro
finan
ce in
stitu
tions
MTD
P
Med
ium
-Ter
m D
evel
opm
ent P
lan
NCR
N
atio
nal C
apita
l Reg
ion
ND
A
Nat
iona
l Dai
ry A
utho
rity
NG
O
non-
gove
rnm
ent o
rgan
izat
ion
NIF
T Fe
dera
tion
Neg
ros I
slan
d Fa
ir Tr
ade
Fede
ratio
n
NIR
D
Neg
ros I
nstit
ute
for R
ural
Dev
elop
men
t
NO
FTA
N
egro
s Org
anic
and
Fai
r Tra
de A
ssoc
iatio
n
NSC
B
Nat
iona
l Sta
tistic
al C
oord
inat
ion
Boar
d
OCC
P
Org
anic
Cer
tifica
tion
Cent
er o
f the
Phi
lippi
nes
OD
or
gani
zatio
nal d
evel
opm
ent
OM
AN
E
Org
anik
ong
Man
g-uu
ma
sa N
a-am
inha
nang
Neg
ros
ON
AR
BPA
O
ccid
enta
l Neg
ros A
grar
ian
Refo
rm B
enefi
ciar
ies
Pl
ante
rs A
ssoc
iatio
n
PCA
Ph
ilipp
ine
Coff
ee A
llian
ce
PCI
C
Phili
ppin
e Cr
op In
sura
nce
Corp
orat
ion
PEC
Pi
lipin
as E
cofib
er C
orpo
ratio
n
Ph
ilNET
-RD
I Phi
lippi
ne N
etw
ork
for R
ural
Dev
elop
men
t Ins
titut
e
Ph
ilSEN
Ph
ilipp
ine
Soci
al E
nter
pris
e N
etw
ork
PI
Pag
-inu
pdan
ay, I
nc.
PO
pe
ople
’s or
gani
zatio
n
PR
ESEN
T Co
alit
ion
Pov
erty
Red
uctio
n th
roug
h So
cial
Ent
repr
eneu
rshi
p Co
aliti
on
SCW
E
Savi
ngs a
nd C
redi
t with
Edu
catio
n Pr
ogra
m
SE
soci
al e
nter
pris
e
SEED
So
cial
Ent
erpr
ise
Empo
wer
men
t for
Rur
al D
evel
opm
ent
SEP
So
cial
Ent
erpr
ise
Prog
ram
SEP
PS
So
cial
Ent
erpr
ises
with
the
Poor
as P
rimar
y St
akeh
olde
rs
SMSE
Sm
all a
nd M
ediu
m-S
cale
Ent
erpr
ises
UP
SCA
LE-N
egro
s U
pgra
ding
Per
form
ance
for S
usta
inab
le
Ca
paci
ties a
nd L
ivel
ihoo
d En
terp
rises
WTO
W
orld
Trad
e O
rgan
izat
ion
ACRO
NYM
S
4
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
4-
57/
18/2
013
1:4
6:56
PM
67
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Ou
r vis
ion
Just
, su
stai
nab
le a
nd
em
po
wer
ed c
om
mu
nit
ies,
re
cog
niz
ing
div
ersi
ty o
f cu
ltu
res,
res
pec
tin
g in
teg
rity
o
f cr
eati
on
an
d r
ealiz
ing
th
e fu
llnes
s o
f lif
e.
Ou
r m
issi
on
To b
e a
sust
ain
able
res
ou
rce
inst
itu
tio
n c
om
mit
ted
to
so
cial
in
vest
men
ts t
hat
fac
ilita
te t
he
entr
y an
d p
arti
cip
atio
n o
f th
e p
oo
r Fi
lipin
o c
om
mu
nit
ies
for
the
dev
elo
pm
ent
of
just
an
d
loca
l eco
no
mie
s.
SOC
IAL
JUST
ICE
The
Foun
datio
n fo
r a S
usta
inab
le S
ocie
ty (F
SSI)
reco
gniz
es
the
need
to
addr
ess
the
long
-sta
ndin
g is
sues
of
pove
rty,
the
disr
egar
d fo
r bas
ic h
uman
righ
ts, a
nd e
nviro
nmen
tal
degr
adat
ion.
Thu
s, F
SSI
belie
ves
that
soc
ial
just
ice
for
the
poor
is
best
ach
ieve
d th
roug
h pa
rtic
ipat
ion
and
empo
wer
men
t, a
ncho
red
on th
e pr
inci
ple
of e
qual
ity a
nd
fairn
ess
for a
ll. T
he p
rom
otio
n of
soc
ial e
ntre
pren
eurs
hip,
dem
onst
rate
d th
roug
h ec
onom
ic d
emoc
ratiz
atio
n an
d
envi
ronm
enta
l ju
stic
e, i
s be
st s
erve
d by
ado
ptin
g an
inte
grat
ed b
usin
ess
appr
oach
tha
t in
clud
es a
cces
s to
capi
tal b
y th
e po
or,
econ
omic
via
bilit
y, g
ende
r eq
ualit
y,
soun
d en
viro
nmen
tal p
ract
ice,
and
the
appl
icat
ion
of th
e
bene
fits o
f ent
erpr
ise
for t
he c
omm
on g
ood.
Soc
ial j
ustic
e
thro
ugh
soci
al e
ntre
pren
eurs
hip
ensu
res t
hat m
ore
peop
le
part
icip
ate
and
bene
fit f
rom
eco
nom
ic p
rodu
ctiv
ity.
STEW
AR
DSH
IP
The
FSSI
’s en
dow
men
t is
a pu
blic
trus
t. F
SSI i
s a
stew
ard
of th
is p
ublic
trus
t. T
his
is a
chie
ved
thro
ugh
tran
spar
ent,
prud
ent a
nd d
ilige
nt m
anag
emen
t of fi
nanc
ial r
esou
rces
and
its o
ptim
um u
se.
FSSI
see
ks to
app
ly in
nova
tive
fund
usag
e th
at w
ill m
axim
ize
both
soc
ial a
nd fi
nanc
ial r
etur
ns
thro
ugh
valu
able
ent
repr
eneu
rshi
p, a
t th
e sa
me
time
ensu
ring
cont
inui
ng g
row
th fo
r the
inst
itutio
n, e
quita
ble
deve
lopm
ent
and
envi
ronm
enta
l su
stai
nabi
lity
in a
ll its
initi
ativ
es.
FSS
I co
mm
its t
o pu
t its
res
ourc
es i
nto
best
use
and
enjo
ins
its p
artn
ers
to f
ollo
w s
uit.
GEN
DER
EQ
UA
LITY
FS
SI b
elie
ves
that
dev
elo
pm
ent
mu
st b
enef
it b
oth
wom
en a
nd m
en.
Bei
ng a
war
e th
at t
he p
rese
nt s
ocia
l
stru
ctur
es h
ave
not
fully
rec
ogni
zed
wom
en a
s ag
ents
of d
evel
opm
ent,
FSS
I ta
kes
an a
ffirm
ativ
e ac
tion
in
max
imiz
ing
wo
men
’s p
rod
uct
ive,
rep
rod
uct
ive
and
com
mun
ity p
artic
ipat
ion
and
cont
ribut
ion
to s
ocie
ty.
FSSI
belie
ves
that
a h
ealth
y so
cial
rel
atio
n ca
n be
har
ness
ed
by p
rovi
ding
equ
al t
reat
men
t an
d op
port
uniti
es a
mon
g
wom
en a
nd m
en i
n th
eir
acce
ss t
o an
d co
ntro
l ov
er
reso
urce
s, d
ecis
ion-
mak
ing,
ben
efits
and
rew
ards
of
deve
lopm
ent.
FSSI
bel
ieve
s th
at s
usta
inab
le d
evel
opm
ent
will
onl
y be
real
ized
if p
eopl
e an
d co
mm
uniti
es w
ill u
se a
nd m
anag
e
reso
urce
s in
a m
anne
r th
at w
ill n
ot c
ompr
omis
e th
e
need
s of
futu
re g
ener
atio
ns.
It se
eks
to a
pply
inno
vativ
e
solu
tions
and
tech
nolo
gies
that
will
pro
mot
e bi
odiv
ersi
ty
cons
erva
tion
and
prot
ectio
n of
the
env
ironm
ent.
GO
OD
GO
VER
NA
NC
E FS
SI i
s a
stau
nch
advo
cate
in
upho
ldin
g th
e pr
inci
ples
of s
hare
d an
d tr
ansf
orm
ativ
e le
ader
ship
and
res
pect
for
basi
c hu
man
rig
hts.
It
dem
onst
rate
s pa
rtic
ipat
ory
and
dem
ocra
tic p
roce
sses
in p
olic
y an
d de
cisi
on-m
akin
g. F
SSI
dem
ands
, in
its
dea
lings
, th
e pr
actic
e of
tra
nspa
renc
y,
inte
grity
and
acc
ount
abili
ty.
CU
LTU
RE
OF
EXC
ELLE
NC
E FS
SI e
nsu
res
con
tin
uin
g r
elev
ance
, ef
fici
ency
an
d
effe
ctiv
enes
s in
its
per
form
ance
. F
SSI
cont
inue
s to
advo
cate
for b
est p
ract
ices
in m
akin
g a
diff
eren
ce in
the
lives
of
the
com
mun
ities
it s
erve
s.
ENV
IRO
NM
ENTA
L SU
STA
INA
BIL
ITY
OU
R CO
RE V
ALU
ESW
HO W
E AR
EO
UR
LOG
O
Dev
elo
pm
ent
req
uir
es d
ebt
relie
f. T
his
was
th
e u
nd
erly
ing
pri
nci
ple
wh
en F
SSI
was
co
nce
ived
in
Aug
ust
1995
aft
er a
lon
g, a
rduo
us,
cros
s-se
ctor
al
and
mul
ti-le
vel d
ebt c
ampa
ign
by P
hilip
pine
and
Sw
iss
non-
gove
rnm
ent
orga
niza
tions
(N
GO
s) a
nd p
eopl
es’
orga
niza
tions
(PO
s).
As
a re
sult
of t
he c
lose
coo
rdin
atio
n an
d ef
fect
ive
part
icip
atio
n of
NG
Os
and
POs,
the
Gov
ernm
ents
of
the
Phi
lippi
nes
and
Switz
erla
nd fi
nally
sig
ned
an
agre
emen
t on
the
red
uctio
n of
Phi
lippi
nes’
ext
erna
l d
ebt.
Un
der
th
is a
cco
rd,
hal
f o
f th
e Ph
ilip
pin
e G
ove
rnm
ent’s
ou
tsta
nd
ing
exp
ort
cre
dit
deb
t to
Sw
itzer
land
, am
ount
ing
to 4
2 m
illio
n Sw
iss
Fran
cs
or a
ppro
xim
atel
y U
S$34
mill
ion
at t
hat
tim
e, w
as
canc
elle
d. T
he re
mai
nder
was
con
vert
ed in
to P
hilip
pine
p
eso
s eq
uiv
alen
t to
US$
17
mill
ion
an
d t
reas
ury
se
curit
ies.
Thes
e w
ere
then
pro
vide
d by
the
Phi
lippi
ne T
reas
ury
as a
n en
dow
men
t to
a d
evel
opm
ent
faci
lity
task
ed
wit
h u
sin
g i
nco
me
to s
up
po
rt i
nit
iati
ves
of
loca
l N
GO
s, P
Os,
co
op
erat
ives
an
d o
ther
co
mm
un
ity-
base
d gr
oups
— p
artic
ular
ly in
the
area
of s
usta
inab
le
eco
no
mic
pro
du
ctio
n e
ffo
rts.
Th
is d
evel
op
men
t fa
cilit
y, n
ow k
now
n as
the
FSS
I is
taki
ng t
he le
ad in
su
ppor
ting
com
mun
ity-o
rient
ed,
ecol
ogic
ally
-sou
nd,
and
finan
cial
ly-v
iabl
e bu
sine
ss v
entu
res
know
n as
so
cial
ent
erpr
ises
.
As
FSSI
mov
es f
orw
ard
to a
chie
ve i
ts
viso
n an
d m
issi
on,
we
cam
e up
with
a b
rand
iden
tity
that
will
re
pres
ent
how
we
appr
oach
our
wor
k on
ent
erpr
ise
deve
lopm
ent
for
sust
aina
ble
and
empo
wer
ed
com
mun
ities
.
Part
of t
his
deve
lopm
ent i
s th
e cr
eatio
n of
a n
ew lo
go
that
will
rep
rese
nt w
hat
we
aim
to
do a
nd h
ow w
e do
it.
The
trad
emar
k re
sem
bles
syn
ergy
, co
llabo
ratio
n an
d nu
rtur
ance
of
FSSI
’s br
oad
rang
e of
par
tner
ship
s.
The
thre
e pe
tals
inv
oke
FSSI
’s tr
iple
bot
tom
lin
es o
f ga
inin
g en
viro
nmen
tal,
soci
al a
nd fi
nanc
ial
retu
rns
from
its
soc
ial
inve
stm
ents
am
ong
ente
rpris
es.
The
colo
rs b
row
n, g
reen
, bl
ue a
nd o
rang
e ar
e fo
und
in
the
natu
ral
envi
ronm
ent
and
hold
the
qua
litie
s of
be
ing
depe
ndab
le, e
colo
gica
l, st
able
and
vib
rant
.
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
6-
77/
18/2
013
1:4
6:59
PM
89
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
FSSI
in 2
012
saw
the
star
t of e
arly
-sta
ge g
roun
d fo
rmat
ion
of it
s str
ateg
y fo
r the
201
1-20
16 M
ediu
m Te
rm D
evel
opm
ent
Plan
(MTD
P) to
ach
ieve
the
obje
ctiv
es fo
r a tr
iple
bot
tom
line
(3BL
) soc
ial e
ntre
pren
eurs
hip,
lead
ing
to lo
cal e
cono
mic
an
d ec
osys
tem
s de
velo
pmen
t in
focu
s an
d pr
iorit
y ar
eas
in th
e co
untr
y (s
ee b
ox).
Exis
ting,
new
and
pot
entia
l par
tner
s ha
ve e
mba
rked
on
a ra
nge
of re
spon
ses
to o
ur c
all f
or lo
cal 3
BL s
ocia
l ent
erpr
ises
to e
xplo
re p
artn
ersh
ips
alon
g tr
iple
bo
ttom
line
loca
l eco
nom
y an
d ec
osys
tem
dev
elop
men
t (3B
L-LE
D, fo
r sho
rt).
A si
gnifi
cant
num
ber o
f the
m h
ave
star
ted
the
revi
ew o
f res
pect
ive
ente
rpris
e pl
ans
and
dire
ctio
ns a
nd e
xplo
re c
onso
rtiu
m fo
rmat
ions
alo
ng re
late
d va
lue
chai
ns
that
will
hel
p bu
ild co
mm
unity
eco
nom
ies a
nd su
stai
n ec
osys
tem
s. At
the
end
of th
e ye
ar, w
e ha
ve m
odes
tly fa
cilit
ated
the
follo
win
g sig
nific
ant d
evel
opm
ents
in ch
ampi
onin
g so
cial
ent
repr
eneu
rshi
p w
ith th
e po
or a
s prim
ary s
take
hold
ers (
SEPP
S):
fram
ewor
ks s
o th
at o
n-gr
ound
par
tner
ship
s ca
n be
mat
ched
and
forg
ed b
etw
een
loca
l soc
ial e
nter
pris
es (S
Es) a
nd F
SSI
focu
s ar
ea te
ams
[see
feat
ure
stor
ies
on N
egro
s O
ccid
enta
l of V
isay
as a
nd G
reen
min
ds o
f Nor
ther
n M
inda
nao]
of th
e m
icro
finan
ce a
nd m
icro
cred
it in
stitu
tions
, coo
pera
tive
fede
ratio
n se
ctor
alo
ng p
ossi
ble
supp
ort,
com
plem
enta
tion
sect
ion
on c
ondu
cive
pol
icy
envi
ronm
ent];
star
t-up
eng
agem
ent
and
cons
ortiu
m f
orm
atio
n in
one
are
a an
d ec
osys
tem
[se
e si
deba
r st
ory
on
Mal
aya
Deve
lopm
ent C
oope
rativ
e in
Mal
lig, I
sabe
la]
part
ners
, par
ticul
arly
in t
he c
oco
coir
and
coco
nut
farm
ing
sect
or, e
n ro
ute
to g
reat
er a
nd h
eigh
tene
d
effo
rts f
or co
nver
genc
e an
d co
nsor
tium
bui
ldin
g fo
r lo
cal e
cono
mic
and
eco
syst
ems
deve
lopm
ent
[see
se
ctio
n on
com
mun
ity g
over
nanc
e]
Spea
rhea
ding
the
SE m
ovem
ent a
nd co
-con
veni
ng th
e Po
verty
Red
uctio
n th
roug
h So
cial E
ntre
pren
eurs
hip
Coal
ition
(PRE
SEN
T Co
aliti
on) w
hich
pus
hed
until
the
seco
nd re
adin
g of
Hou
se B
ill 6
085
or th
e M
agna
Ca
rta
for S
ocia
l Ent
erpr
ises
and
brin
ging
the
sam
e te
mpl
ate
of th
e bi
ll to
SE
and
fair
trad
e-fri
endl
y pr
ovin
ces l
ike
Neg
ros O
ccid
enta
l, Ceb
u an
d Bu
tuan
who
are
now
mul
ling
the
pass
age
of lo
cal o
rdin
ance
s su
ppor
ting
SEPP
S.
Forg
ing
solid
ariti
es w
ith fa
ir tr
ade
and
mul
tiple
bot
tom
line
SEs
to fo
rge
soci
al s
olid
arity
eco
nom
ies
acro
ss r
egio
ns a
nd li
ke-m
inde
d en
terp
rises
from
oth
er A
sian
cou
ntrie
s th
roug
h th
e As
ian
Solid
arity
Ec
onom
y Fo
rum
(ASE
F).
Pers
uadi
ng a
dvoc
acy
part
ners
who
se a
ctiv
ities
revo
lve
arou
nd c
ampa
igns
, con
fere
nces
and
sum
mits
to
spin
off
tow
ards
soci
al e
ntre
pren
eurs
hip-
form
ing
and
enge
nder
ing
activ
ities
, par
ticul
arly
thos
e w
ho
hand
le P
Os
of b
asic
sec
tors
like
sm
all f
arm
ers,
indi
geno
us p
eopl
es a
nd m
inin
g co
mm
uniti
es, a
mon
g ot
hers
.
Base
-bui
ldin
g fo
r 3BL
-LED
8
2011
-201
6 M
TDP
Key
Resu
lt A
reas
Soci
al e
nter
pris
e de
velo
pmen
t
Com
mun
ity
gove
rnan
ce
Cond
uciv
e po
licy
envi
ronm
ent
Enha
nced
peo
ple
and
syst
ems
Hea
lthy
res
ourc
e ba
se
COVE
R A
RTIC
LE
Gro
wth
thr
ough
Sol
idar
ity
wit
h th
e SE
PPS
Year
201
2 pa
ved
a cl
eare
r pa
th a
nd c
hose
n ni
che
for
FSSI
’s 3B
L-LE
D st
rate
gy. A
mid
st t
he s
ea a
nd s
hade
s of
soc
ial
entr
epre
neur
ship
supp
orte
d an
d pr
omot
ed b
y va
rious
ent
ities
, we
have
defi
ned
our c
once
ntra
tion:
soci
al e
ntre
pren
eurs
hip
with
the
poor
as p
rimar
y st
akeh
olde
rs o
r SEP
PS. F
SSI f
ocus
es it
s dev
elop
men
t int
erve
ntio
ns to
war
ds so
cial
ent
erpr
ises
that
ha
ve th
e po
or a
s pr
imar
y st
akeh
olde
rs. D
evel
opm
ent i
nves
tmen
t and
ass
ista
nce
from
FSS
I and
its
like-
min
ded
allie
s sh
all
be c
once
ntra
ted
in c
omm
uniti
es, v
alue
cha
ins
and
ecos
yste
ms
of th
e SE
PPS,
whe
re re
al g
row
th is
gen
erat
ed a
nd n
eed
not
tric
kle
dow
n fro
m th
e to
p or
the
nebu
lous
mac
ro.
whe
n a
sign
ifica
nt n
umbe
r of t
hem
thro
ugh
thei
r ent
erpr
ises
mea
ning
fully
par
ticip
ate
or e
ven
take
the
helm
of p
rodu
ctio
n,
dist
ribut
ion
and
cons
umpt
ion
of g
oods
and
ser
vice
s in
thei
r com
mun
ities
in a
sus
tain
able
man
ner.
SEPP
S co
oper
ate
alon
g th
e va
lue
chai
n so
that
they
gro
w in
to a
n ec
onom
ic fo
rce,
form
idab
le e
noug
h to
neg
otia
te, e
xplo
re ti
e-up
s an
d co
mpe
te
heal
thily
and
eth
ical
ly w
ith th
e la
rge
ente
rpris
es a
nd c
ongl
omer
ates
.
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
8-
97/
18/2
013
1:4
7:03
PM
1011
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Supp
ortin
g SE
s ha
s al
way
s be
en a
key
com
pone
nt in
FSS
I’s d
evel
opm
ent
serv
ices
. O
n th
e se
cond
yea
r of
its
str
ateg
ic p
rogr
am, F
SSI g
eare
d its
elf
tow
ards
foc
usin
g as
sist
ance
to
ente
rpris
es t
hat
dire
ctly
sup
port
or
enga
ge in
com
mod
ities
pro
duct
ion,
pro
cess
ing
and
mar
ketin
g. A
maj
or u
nder
taki
ng in
the
pas
t ye
ar w
as
to in
trod
uce
this
pro
gram
to e
xist
ing
and
pros
pect
ive
part
ners
with
the
chal
leng
e of
brin
ging
or l
inki
ng th
e bu
lk o
f so
cial
inve
stm
ents
of
FSSI
and
its
part
ners
dire
ctly
to
loca
l val
ue c
hain
dev
elop
men
t.
Supp
ort
to S
Es h
as b
een
mai
nly
thro
ugh
finan
cial
ser
vice
s, b
usin
ess
deve
lopm
ent
serv
ices
, an
d fu
nd
leve
ragi
ng. F
inan
cial
ser
vice
s in
clud
e lo
ans,
dev
elop
men
tal d
epos
its, e
quity
con
trib
utio
ns a
nd g
rant
s.
For
the
year
201
2, F
SSI r
enew
ed o
r pr
oces
sed
new
fina
ncia
l ser
vice
s in
the
for
m o
f lo
ans
or d
evel
opm
enta
l de
posi
ts to
22
part
ner e
nter
pris
es b
ased
on
thei
r per
form
ance
and
pot
entia
l to
atta
in 3
BL re
sults
. Fig
ure
1
show
s a
com
paris
on b
etw
een
the
proj
ecte
d an
d ac
tual
app
rova
ls o
f loa
ns a
nd d
epos
its in
201
2. A
s ta
rget
ed,
mic
rofin
ance
loan
s an
d de
velo
pmen
tal d
epos
its g
ot t
he h
ighe
st a
ppro
ved
amou
nts.
App
rove
d w
hole
sale
lo
ans,
on
the
othe
r ha
nd, e
xcee
ded
the
targ
et.
Tota
l am
ount
app
rove
d is
Php
268
,800
,000
. A
bout
10%
of
the
amou
nt w
ent
to e
nter
pris
es e
ngag
ed in
ag
ricul
tura
l pro
duct
ion,
pro
cess
ing
and
mar
ketin
g. T
he r
est
wen
t to
mic
rofin
ance
inst
itutio
ns, r
ural
ban
ks
and
coop
erat
ive
fede
ratio
ns. T
he 2
2 pa
rtne
rs a
ppra
ised
con
sist
of t
hose
that
are
: in
pro
cess
ing
of a
gri-b
ased
pr
oduc
ts;
in a
gric
ultu
ral
prod
ucti
on;
coop
erat
ive
fede
ratio
ns t
hat
supp
ort
mic
rofin
ance
and
agr
icul
ture
-ba
sed
proj
ects
of m
embe
r coo
pera
tives
; and
fina
ncia
l int
erm
edia
ries
that
pro
vide
mic
rofin
ance
ser
vice
s an
d m
icro
-agr
i loa
ns t
o sm
all f
arm
ers
and
fishe
rs.
Esta
blis
hing
vib
rant
so
cial
ent
erpr
ises
Figu
re 1
. 201
2 Ta
rget
and
act
ual a
ppro
val o
f lo
ans
& d
evel
opm
ent
depo
sits
, in
mill
ion
peso
s
SOCI
AL
ENTE
RPRI
SED
EVEL
OPM
ENT
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
10
-11
7/18
/201
3 1
:47:
06 P
M
1213
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
The
22 p
artn
er e
nter
pris
es t
hat
rene
wed
or
acce
ssed
new
and
add
ition
al lo
ans
or d
evel
opm
enta
l dep
osits
sh
owed
a 3
0% in
crea
se in
com
bine
d an
nual
gro
ss re
venu
es, f
rom
Php
1.3
bill
ion
in 2
011
to P
hp 1
.6 b
illio
n in
201
2. E
nter
pris
es o
pera
ting
agric
ultu
re-b
ased
pro
cess
ing
regi
ster
ed th
e hi
ghes
t rev
enue
gro
wth
at 3
1%
whi
le t
hose
in
agric
ultu
ral
prod
uctio
n ha
d th
e lo
wes
t gr
owth
rat
e of
22
perc
ent.
Mea
nwhi
le,
part
ners
en
gage
d in
mic
rofin
ance
and
oth
er fi
nanc
ing
serv
ices
, w
hich
acc
ount
ed f
or 9
7% o
f th
e Ph
p 1.
6 bi
llion
co
mbi
ned
gros
s re
venu
es, r
ecor
ded
an a
vera
ge o
f 30
% g
row
th.
The
tota
l out
reac
h of
the
22 p
artn
er e
nter
pris
es c
onsi
sts
of 2
92,9
57 in
divi
dual
s, o
f whi
ch 1
94,0
12 o
r 66%
ar
e w
omen
. O
n to
p of
thi
s, t
he t
hree
par
tner
coo
pera
tive
fede
ratio
ns h
ave
reac
hed
out
to 6
37 m
embe
r or
gani
zatio
ns. A
side
fro
m t
heir
regu
lar
busi
ness
es, p
artn
er e
nter
pris
es h
ave
also
eng
aged
in v
ario
us s
ocia
l pr
ogra
ms
that
incl
ude
com
mun
ity d
isas
ter
risk
redu
ctio
n, r
elie
f as
sist
ance
, sc
hola
rshi
p pr
ogra
m,
feed
ing
prog
ram
, med
ical
mis
sion
, tec
hnic
al s
kills
tra
inin
g, a
nd g
ende
r m
ains
trea
min
g.
All
part
ner e
nter
pris
es h
ave
high
light
ed v
ario
us e
nviro
nmen
tal p
roje
cts a
nd a
ctiv
ities
rang
ing
from
aw
aren
ess
build
ing
amon
g m
embe
rs,
adop
ting
envi
ronm
enta
l m
anag
emen
t pr
ogra
ms,
pro
mot
ion
and
supp
ort
to
rene
wab
le e
nerg
y us
e, t
ree
plan
ting,
pro
mot
ion
and
actu
al i
mpl
emen
tatio
n of
sus
tain
able
agr
icul
ture
pr
ojec
ts, d
irect
ent
erpr
ise
supp
ort
to f
ores
t an
d w
ildlif
e co
nser
vatio
n, a
nd p
rodu
ctio
n of
env
ironm
enta
lly
cons
ervi
ng p
rodu
cts
part
icul
arly
org
anic
fer
tiliz
er, c
oco-
coir
and
coco
-pea
t pr
oduc
ts.
Mea
nwhi
le,
asid
e fr
om lo
ans
and
depo
sits
, th
ere
wer
e 25
par
tner
civ
il so
ciet
y or
gani
zatio
ns (
CSO
s) a
nd
com
mun
ity-b
ased
ent
erpr
ises
, whi
ch re
ceiv
ed g
rant
s tot
alin
g Ph
p 4,
422,
142.
68 fo
r sta
rt-u
p pr
ojec
ts, c
apac
ity
build
ing,
and
adv
ocac
y. O
f th
is a
mou
nt,
72%
wen
t in
to s
uppo
rtin
g en
terp
rises
eng
aged
in a
gric
ultu
ral
prod
uctio
n an
d pr
oces
sing
. Thr
ee o
f the
gra
nt re
cipi
ents
als
o ac
cess
ed lo
ans f
rom
FSS
I. Bu
sine
ss d
evel
opm
ent
serv
ices
wer
e al
so e
xten
ded
to t
wo
coco
-coi
r en
terp
rises
and
one
pro
spec
tive
part
ner
com
mun
ity.
Fig
ure
2 s
how
s a
com
paris
on b
etw
een
the
targ
et a
nd a
ctua
l gra
nt a
mou
nt a
ppro
ved.
It is
not
able
tha
t al
thou
gh ta
rget
gra
nts
wer
e on
ly fo
r sta
rt-u
p en
terp
rises
and
adv
ocac
y, b
ulk
of th
e ac
tual
app
rove
d gr
ants
w
ent
to c
apac
ity b
uild
ing.
Ove
rall,
the
tota
l dev
elop
men
t por
tfol
io w
ent d
own
by 1
0%, f
rom
Php
388
mill
ion
in 2
011
to P
hp 3
50 m
illio
n as
of e
nd 2
012,
net
of i
mpa
irmen
ts. T
he d
ecre
ase
was
larg
ely
due
to th
e w
ithdr
awal
of t
wo
deve
lopm
enta
l de
posi
t ac
coun
ts, w
hile
the
tar
get
expa
nsio
n of
ent
erpr
ise
loan
por
tfol
io h
as n
ot y
et p
icke
d up
. But
eve
n w
ith t
he d
ecre
ase,
por
tfol
io q
ualit
y im
prov
ed w
ith a
36%
red
uctio
n in
bad
acc
ount
s.
Fig
ure
3 s
how
s a
com
paris
on b
etw
een
the
2011
and
201
2 po
rtfo
lio s
ize
per
finan
cial
pro
duct
. FS
SI e
xpos
ure
thro
ugh
loan
s to
fina
ncia
l int
erm
edia
ries
for
thei
r m
icro
finan
ce o
pera
tions
incr
ease
d in
201
2. E
quity
inve
stm
ents
Figu
re 2
. 201
2 Ta
rget
and
act
ual p
roje
ct g
rant
s ap
prov
ed, i
n m
illio
n pe
sos
13
GR
OW
TH F
RO
M B
ELO
W
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
also
incr
ease
d fo
llow
ing
infu
sion
of
addi
tiona
l inv
estm
ents
to
Pilip
inas
Eco
-Fib
er a
s ap
prov
ed in
the
201
1 G
ener
al A
ssem
bly.
On
the
othe
r ha
nd,
FSSI
exp
osur
e th
roug
h en
terp
rise
loan
s, s
tart
-up
ente
rpris
e lo
ans
and
deve
lopm
enta
l dep
osits
dec
reas
ed.
Ove
rall
ther
e ar
e 53
acc
ount
hol
ders
or p
artn
ers a
s of e
nd- 2
012.
In te
rms o
f typ
e of
org
aniz
atio
n, th
e bi
gges
t po
rtio
n of
the
loan
s an
d de
posi
t ac
coun
ts is
in c
oope
rativ
e fe
dera
tions
fol
low
ed b
y pr
imar
y co
oper
ativ
es.
Fig
ure
s 4
and
5 sh
ow d
istr
ibut
ion
of p
roje
ct p
artn
ers
per
type
of
orga
niza
tion.
Fig
ure
4 ac
coun
ts f
or a
ll pa
rtne
rs w
hile
Fig
ure
5 sh
ows
activ
e ac
coun
ts o
nly.
Not
incl
uded
in F
igur
e 5
are
proj
ect
acco
unts
und
er
rem
edia
l man
agem
ent.
In te
rms
of a
ccou
nts
man
agem
ent o
f dev
elop
men
tal d
epos
it, w
hole
sale
loan
and
gua
rant
ee h
as th
e bi
gges
t sh
are
at 3
3%,
follo
wed
by
Luzo
n ac
coun
ts a
t 30
% a
nd M
inda
nao
acco
unts
at
23 p
erce
nt.
Fig
ure
6
show
s th
e di
strib
utio
n of
tota
l por
tfol
io in
to m
anag
emen
t uni
ts, n
amel
y Lu
zon
acco
unts
; Vis
ayas
acc
ount
s;
Min
dana
o ac
coun
ts; a
sset
man
agem
ent –
dev
elop
men
tal d
epos
it, w
hole
sale
loan
and
gua
rant
ee a
ccou
nts;
an
d as
set m
anag
emen
t – c
olle
ctio
n ac
coun
ts. P
roje
ct a
ccou
nts
in th
e V
isay
as re
mai
n sm
all b
ut a
re e
xpec
ted
to g
row
in 2
013
with
the
proj
ecte
d di
sbur
sem
ent o
f loa
n ap
prov
ed in
the
last
qua
rter
of 2
012
and
proj
ects
in
the
pip
elin
e.
Look
ing
forw
ard,
FSS
I exp
ects
to
reac
h ou
t to
mor
e SE
s in
201
3 es
peci
ally
tho
se t
hat
dire
ctly
sup
port
or
invo
lve
the
mar
gina
lized
soc
ial s
ecto
rs in
loca
l val
ue c
hain
s. A
s in
the
yea
r 20
12, F
SSI h
opes
in 2
013
and
beyo
nd t
o co
ntin
ue o
ptim
izin
g its
sup
port
to
SEs
that
are
com
mun
ity-o
wne
d or
com
mun
ity-b
ased
and
dr
iven
by
thei
r m
ultip
le b
otto
m li
nes
both
at
the
busi
ness
leve
l and
as
they
resp
ond
to t
heir
loca
l con
text
s to
con
trib
ute
to t
he d
evel
opm
ent
and
sust
aina
bilit
y of
the
loca
l eco
nom
y an
d ec
osys
tem
s.
Figu
re 3
. Com
para
tive
por
tfol
io a
mou
nts
in 2
011
and
2012
, in
mill
ion
peso
s (g
ross
of
loan
loss
pro
visi
on/im
pair
men
t)
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
12
-13
7/18
/201
3 1
:47:
08 P
M
1415
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Figu
re 4
. 201
2 Lo
an a
nd d
epos
it p
er t
ype
of o
rgan
izat
ion
Figu
re 5
. 201
2 Lo
an a
nd d
epos
it p
er t
ype
of o
rgan
izat
ion,
act
ive
acco
unts
onl
y
Figu
re 6
. 201
2 Po
rtfo
lio d
istr
ibut
ion
per
man
agem
ent
unit
(bef
ore
impa
irm
ents
)
Nam
e of
org
aniz
atio
n/en
terp
rise
Loca
tion
of m
ain
busi
ness
Fina
ncia
l ser
vice
s ac
cess
ed
FICO
Ban
kCa
gaya
n Va
lley
Deve
lopm
enta
l dep
osit
*
Kabi
sig
Savi
ngs
& A
gri-D
evel
opm
ent C
oope
rativ
eCa
gaya
n Va
lley
CFI m
icro
finan
ce lo
an
Mal
aya
Deve
lopm
ent C
oope
rativ
eCa
gaya
n Va
lley
Ente
rpris
e lo
an, C
apac
ity b
uild
ing
gran
t
New
Tum
auin
i Coo
pera
tive
Caga
yan
Valle
yEn
terp
rise
loan
Payo
ga-K
apat
agan
Mul
ti-Pu
rpos
e Co
oper
ativ
eCa
gaya
n Va
lley
Ente
rpris
e lo
an
Wes
ley
Savi
ngs
Caga
yan
Valle
yCF
I mic
rofin
ance
loan
Alal
ay s
a Ka
unla
ran,
Inc.
(ASK
I)CF
I mic
rofin
ance
loan
Inst
itute
for P
hilip
pine
Coo
pera
tives
and
Soc
ial E
nter
pris
es
Deve
lopm
ent (
IPCS
ED)
Capa
city
bui
ldin
g gr
ant
Kilu
sang
Lim
a Pa
ra s
a La
hat M
PCCF
I mic
rofin
ance
loan
New
Rur
al B
ank
of S
an L
eona
rdo
Deve
lopm
enta
l dep
osit
Bote
Cen
tral
, Inc
.N
CREn
terp
rise
loan
CODE
-NG
ON
CRAd
voca
cy g
rant
FPSD
CN
CRW
hole
sale
loan
Kaak
bay
Entr
e-W
orke
rs C
oope
rativ
eN
CREn
terp
rise
loan
Lega
l Rig
hts
and
Nat
ural
Res
ourc
e Ce
nter
, Inc
.N
CRAd
voca
cy g
rant
NAT
CCO
NCR
Deve
lopm
enta
l dep
osit
NCR
Capa
city
bui
ldin
g gr
ant
Phili
ppin
e Bi
ocha
r Ass
ocia
tion
NCR
Advo
cacy
gra
nt
Phili
ppin
e So
cial
Ent
erpr
ise
Net
wor
kN
CRCa
paci
ty b
uild
ing
gran
t, Ad
voca
cy g
rant
1M A
gro
Fuel
Dev
t So
uthe
rn Ta
galo
g-A
Ente
rpris
e lo
an
AC In
nov8
Man
ufac
turin
g Co
.So
uthe
rn Ta
galo
g-A
Ente
rpris
e lo
an
CARD
Bank
Sout
hern
Taga
log-
ADe
velo
pmen
tal d
epos
it
Pilip
inas
Eco
Fib
erSo
uthe
rn Ta
galo
g-A
Equi
ty, E
nter
pris
e lo
an, B
DS
Gel
acio
I. Y
ason
Fou
ndat
ion
MIM
ARO
PACa
paci
ty b
uild
ing
gran
t
Pala
wan
Cen
ter f
or A
ppro
pria
te R
ural
Tech
nolo
gyM
IMAR
OPA
Ente
rpris
e lo
an
COCO
BIN
D Iro
sin
Bico
lEq
uity
, Ent
erpr
ise
loan
, BDS
Gub
at A
gri-t
ech
Indu
strie
s Co
.Bi
col
Ente
rpris
e lo
an
Gub
at S
t. An
thon
y M
PCBi
col
CFI m
icro
finan
ce lo
an
Gra
ssro
ots A
gro
Indu
stria
l Cor
p.W
este
rn V
isay
asCF
I mic
rofin
ance
loan
Pag-
inup
dana
y Fo
unda
tion
Wes
tern
Vis
ayas
CFI m
icro
finan
ce lo
an, c
apac
ity b
uild
ing
gran
t
Soci
al E
nter
pris
e Em
pow
erm
ent f
or R
ural
Dev
elop
men
t (SE
ED)
Wes
tern
Vis
ayas
Capa
city
bui
ldin
g gr
ant
Tum
ando
k Cr
afts
Indu
strie
sW
este
rn V
isay
asEn
terp
rise
loan
Nag
kaka
isan
g M
agsa
saka
ng
Caib
iran
Coop
erat
ive
East
ern
Visa
yas
Ente
rpris
e lo
an, C
FI m
icro
finan
ce lo
an
Sout
hern
Ley
te E
mpl
oyee
s M
PCEa
ster
n Vi
saya
sCF
I mic
rofin
ance
loan
*
KCCD
FIW
este
rn M
inda
nao
CFI m
icro
finan
ce lo
an
Buki
dnon
Mus
cova
doN
orth
ern
Min
dana
oEn
terp
rise
loan
Coop
erat
ive
Bank
of M
isam
is O
ccid
enta
lN
orth
ern
Min
dana
oDe
velo
pmen
tal d
epos
it *
Ente
rina
Com
mer
cial
Nor
ther
n M
inda
nao
Ente
rpris
e lo
an
GAT
A DA
KU M
PCN
orth
ern
Min
dana
oCF
I mic
rofin
ance
loan
Gre
en M
inds
, Inc
.N
orth
ern
Min
dana
oSt
art-
up e
nter
pris
e gr
ant
MAS
S-SP
ECC
Nor
ther
n M
inda
nao
Who
lesa
le lo
an
Vale
ncia
Mus
cova
doN
orth
ern
Min
dana
oEn
terp
rise
loan
Siar
gao
Bank
CARA
GA
CFI m
icro
finan
ce lo
an
Agda
o M
PCDa
vao
prov
ince
sCF
I mic
rofin
ance
loan
*
Baba
's F
ound
atio
n, In
c.Da
vao
prov
ince
sSt
art-
up e
nter
pris
e gr
ant
Bans
alan
Cre
dit S
ocie
ty C
redi
t Coo
pera
tive
Dava
o pr
ovin
ces
CFI m
icro
finan
ce lo
an
Dava
o Pr
ovin
ces
Rura
l Dev
elop
men
t Ins
titut
eDa
vao
prov
ince
sEn
terp
rise
loan
Pant
ukan
Che
ss C
lub
Dava
o pr
ovin
ces
CFI m
icro
finan
ce lo
an
USP
D Sa
ving
s &
Cre
dit C
oope
rativ
eDa
vao
prov
ince
sCF
I mic
rofin
ance
loan
Gre
entr
opic
s Co
ffee
SOCK
SARG
ENEn
terp
rise
loan
2012
Lis
t of
Soc
ial E
nter
pris
e Pa
rtne
rs
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
14
-15
7/18
/201
3 1
:47:
10 P
M
1617
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Trip
le B
otto
m L
ine
SEs
for L
ocal
Eco
nom
y an
d Ec
osys
tem
s De
velo
pmen
tBy
201
6, o
ur g
oal i
s to
con
trib
ute
to th
e su
stai
nabi
lity
of lo
cal e
cono
mie
s an
d ec
osys
tem
s in
focu
s ar
eas
in th
e Ph
ilipp
ines
. We
have
sta
rted
to h
it gr
ound
in 2
012.
The
re a
re o
n-go
ing
and
pipe
lined
pro
ject
eng
agem
ents
, ei
ther
thro
ugh
loan
or g
rant
s (o
r com
bine
d), w
hich
hav
e be
en s
tart
ed. C
onso
rtiu
m b
uild
ing
and
form
atio
ns
for 3
BL-L
ED h
ave
been
con
vene
d by
the
clos
e of
the
year
. Sta
rtin
g fr
om a
n in
itial
ly c
once
ptua
l app
reci
atio
n of
th
e 3B
L-LE
D s
trat
egy,
our
roll-
out a
nd b
uy-in
cam
paig
n ha
ve ta
ught
us
that
a lo
t of o
ur p
artn
ers
(exi
stin
g an
d po
tent
ial)
and
thei
r com
mun
ities
hav
e lo
cal e
cono
my
build
ing
and
sust
aina
ble
ecos
yste
ms
as o
vera
ll gu
idin
g fr
amew
ork
in e
ntre
pren
eurs
hip,
eco
nom
ic p
artic
ipat
ion
of th
e m
argi
naliz
ed, a
nd s
usta
inab
le d
evel
opm
ent.
To
som
e, t
he b
uy-in
and
sub
scrip
tion
to 3
BL-L
ED w
as a
don
e de
al; t
hey
have
ado
pted
sim
ilar
deve
lopm
ent
fram
ewor
k ea
rlier
. To
othe
rs it
was
sim
ply
a m
atte
r of t
imin
g, d
efini
ng th
e na
ture
of e
ntry
inte
rven
tion
and
deve
lopm
ent
faci
litat
ion
tow
ards
eng
agem
ent
and
part
ners
hip
for
SE d
evel
opm
ent
and
LED
.
In 2
012,
the
Foun
datio
n fo
cuse
d on
the
prom
otio
n of
3BL
-LED
fram
ewor
k in
Luz
on w
hich
has
one
par
ticul
ar
key
obje
ctiv
e to
faci
litat
e co
mm
unity
par
ticip
atio
n in
the
deve
lopm
ent a
nd g
row
th o
f SEs
. Our
wor
k in
Luz
on
ende
avor
ed t
owar
ds t
his
goal
and
at
the
sam
e tim
e to
tra
nsiti
on e
xist
ing
part
ners
hips
fro
m t
he p
revi
ous
(200
4-20
10) t
o th
e ne
w (2
011-
2016
) str
ateg
ic p
lan
as w
ell a
s to
exp
lore
and
est
ablis
h ne
w p
artn
ersh
ips.
As
of e
nd 2
012,
the
Fou
ndat
ion
has
mai
ntai
ned
or s
uppo
rted
20
prop
onen
ts (
coop
erat
ives
, N
GO
s, P
Os,
an
d st
ock/
fam
ily c
orpo
ratio
ns) o
f se
vera
l ent
erpr
ise
mod
els
with
soc
ial a
nd e
nviro
nmen
tal p
urpo
ses,
som
e of
whi
ch a
re f
eatu
red
in t
his
repo
rt.
We
have
on-
grou
nd d
emon
stra
tion
of 3
BL s
ocia
l ent
erpr
ises
by
a fa
rmer
s’ c
oope
rativ
e al
ong
the
orga
nic
crop
pro
duct
ion
and
dairy
com
mod
ity li
nes
that
com
plem
ent
each
oth
er in
Mal
lig,
Isab
ela.
Mal
lig p
lain
s co
mpr
ise
the
prod
uctio
n ec
osys
tem
tha
t is
in t
urn
depe
nden
t on
the
Nor
ther
n Si
erra
Mad
re w
ater
shed
for
irr
igat
ion.
The
pro
ject
has
exh
ibite
d hi
gh p
oten
tial f
or e
xpan
sion
to a
djac
ent l
ocal
gov
ernm
ent u
nits
(LG
Us)
an
d ag
raria
n re
form
ben
efici
ary
orga
niza
tions
(ARB
Os)
.
In Ir
osin
, Sor
sogo
n, th
e co
co c
oir e
nter
pris
es a
nd o
ther
par
tner
s ha
ve b
een
orie
nted
on
the
3BL-
LED
str
ateg
y.
FSSI
, to
geth
er w
ith it
s jo
int
vent
ure
part
ners
in C
ocob
ind,
hav
e pu
t fo
rwar
d m
anag
emen
t, t
echn
ical
and
en
terp
rise
capa
city
bui
ldin
g pr
ogra
ms
to a
ddre
ss t
he g
over
nanc
e, fi
nanc
ial a
nd s
ocia
l bot
tom
line
s of
the
co
mm
unity
ent
erpr
ise
situ
ated
at
the
foot
of
Mt
Bulu
san
ecos
yste
m.
By e
nd o
f th
e ye
ar,
Coc
obin
d an
d its
loca
l sta
keho
lder
s (L
IKA
S, S
andi
gan
and
Aqu
inas
Uni
vers
ity F
ound
atio
n),
with
ano
ther
coc
o co
ir so
cial
en
terp
rise,
Gub
at A
gri-T
ech
Indu
strie
s C
orpo
ratio
n (G
AIC
O) a
nd m
icro
finan
ce p
rovi
der
Gub
at S
t A
ntho
ny
Coo
pera
tive
(GSA
C) a
re p
oise
d to
rea
ch o
ut t
o th
e co
mm
unity
of
coco
coi
r tw
iner
s an
d w
eave
rs.
Luzo
n:
Sca
lin
g u
p e
nte
rpri
se o
f th
e p
oo
r fa
rmin
g c
om
mu
nit
ies
COM
MU
NIT
YG
OVE
RNA
NCE
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
16
-17
7/18
/201
3 1
:47:
10 P
M
1819
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Sust
ain
ing
th
e m
om
entu
m o
f th
e co
co c
oir
su
bse
cto
r
Coc
onut
is
an i
mpo
rtan
t pi
llar
of t
he P
hilip
pine
eco
nom
y. I
t is
the
top
agr
icul
tura
l ex
port
with
ann
ual
earn
ings
rea
chin
g U
S$1.
95 b
illio
n. P
lant
ed t
o ab
out
3.4
mill
ion
hect
ares
, coc
onut
is a
sou
rce
of li
velih
ood
of a
roun
d 3.
5 m
illio
n fa
rmer
s. I
roni
cally
, how
ever
, pov
erty
is p
reva
lent
in c
ocon
ut f
arm
ing
com
mun
ities
.
The
deve
lopm
ent
of t
he c
oco-
coir
subs
ecto
r w
as a
mon
g th
e co
re p
rogr
ams
in t
he 2
004-
2010
MTD
P of
FS
SI. T
he F
ound
atio
n ex
tend
ed s
uppo
rt t
o se
vera
l coi
r pr
oces
sing
ent
erpr
ises
in L
uzon
and
the
Vis
ayas
.
Coc
o co
ir pr
oces
sing
pro
duce
s no
n-tr
aditi
onal
pro
duct
s fr
om c
ocon
uts.
It is
a v
alue
-add
ing
proc
ess
utili
zing
co
co h
usks
(by
-pro
duct
in c
opra
-mak
ing)
as
mai
n ra
w m
ater
ials
and
man
ufac
ture
d in
to v
ario
us p
rodu
cts
with
env
ironm
enta
l sig
nific
ance
. Ex
ampl
es o
f su
ch p
rodu
cts
are:
co
co n
ets
for
eros
ion
cont
rol a
nd s
lope
pr
otec
tion
and
river
em
bank
men
t pro
tect
ion
and
reha
bilit
atio
n; a
nd s
titch
ed fi
ber f
or b
iode
grad
able
mat
s,
upho
lste
ry m
ater
ials
and
bed
mat
tres
ses
or c
raft
ed a
s pl
ant
liner
s fo
r ho
rtic
ultu
ral p
urpo
ses.
Coc
o pe
at,
the
by-p
rodu
ct in
fibe
r ex
trac
tion,
is u
sed
for
anim
al b
eddi
ngs,
as
soil
enha
ncer
or
mix
ed a
nd p
roce
ssed
in
to o
rgan
ic f
ertil
izer
.
Und
er t
he 2
011-
2016
MTD
P, t
he F
ound
atio
n ha
s m
aint
aine
d pa
rtne
rshi
p w
ith t
hree
coi
r pr
oces
sing
en
terp
rises
in
Sors
ogon
(G
AIC
O a
nd C
OC
OBI
ND
, In
c.)
and
Que
zon
(Pili
pina
s Ec
ofibe
r C
orpo
ratio
n) i
n Lu
zon
to s
usta
in jo
b ge
nera
tion
and
livel
ihoo
d cr
eatio
n in
coc
onut
far
min
g co
mm
uniti
es a
nd c
ontr
ibut
e to
pov
erty
red
uctio
n.
Stre
ng
then
ing
th
e co
ffee
val
ue
chai
nC
offe
e is
the
sec
ond
mos
t tr
aded
com
mod
ity in
the
wor
ld -
sec
ond
only
to
petr
oleu
m.
The
Phili
ppin
es,
situ
ated
alo
ng t
he g
lobe
’s “c
offe
e be
lt”,
was
onc
e am
ong
the
top
coff
ee p
rodu
cers
. C
offe
e th
en w
as a
m
ajor
dol
lar e
arne
r – u
ntil
1986
the
Phili
ppin
es w
as e
arni
ng a
t lea
st U
S$15
0 m
illio
n a
year
in c
offe
e ex
port
s.
Toda
y, th
e co
untr
y pr
oduc
es o
nly
0.01
2% o
f the
wor
ld’s
coff
ee s
uppl
y an
d m
akes
onl
y ar
ound
US$
500,
000
a ye
ar. O
nly
10%
of
the
coun
try’
s an
nual
cof
fee
harv
est
is e
xpor
ted.
The
fact
that
the
Phili
ppin
e co
ffee
indu
stry
has
bee
n on
a d
eclin
e in
the
last
thre
e de
cade
s is
odd
, con
side
ring
that
loca
l dem
and
has
incr
ease
d by
3%
ann
ually
.
Ther
e re
mai
ns t
he p
oten
tial f
or s
usta
inin
g an
d ex
pand
ing
coff
ee p
rodu
ctio
n an
d fo
r th
e Ph
ilipp
ine
coff
ee
indu
stry
to re
boun
d. H
owev
er, t
he fo
llow
ing
fact
ors h
ave
to b
e co
nsid
ered
in o
rder
to e
nsur
e th
e su
stai
nabi
lity
of t
he i
ndus
try:
soc
ial
fairn
ess;
enh
ance
men
t an
d m
aint
enan
ce o
f th
e na
tura
l re
sour
ce b
ase
for
coff
ee
prod
uctio
n; a
cces
s to
pos
t-ha
rves
t fac
ilitie
s fo
r qua
lity
and
valu
e ad
ditio
n; a
nd p
olic
y en
viro
nmen
t sup
port
ive
of lo
cal c
offe
e pr
oduc
ers,
pro
cess
ors,
ret
aile
rs a
s w
ell a
s ex
port
ers.
FSSI
’s en
gage
men
t in
the
cof
fee
sect
or s
tart
ed in
200
9 in
par
tner
ship
with
Bot
e C
entr
al –
an
NC
R-ba
sed
fam
ily- o
wne
d co
rpor
atio
n es
tabl
ishe
d in
200
2 w
ith th
e vi
sion
of w
orki
ng to
cle
an a
nd s
ave
the
envi
ronm
ent
by u
sing
agr
o-fo
rest
pro
duct
s fo
r liv
elih
ood.
Lo
an a
ssis
tanc
e w
as p
rovi
ded
to B
ote
Cen
tral
for
pro
duci
ng
the
prot
otyp
e of
a c
omm
erci
al ro
astin
g m
achi
ne a
nd e
stab
lishi
ng th
e A
lam
id C
afé
and
gree
n co
ffee
buy
ing
and
stoc
k in
vent
ory.
At p
rese
nt, B
ote
Cen
tral
is fo
cuse
d on
the
join
t pro
duct
ion
and
cons
umpt
ion
prog
ram
of P
hilip
pine
cof
fee,
ra
tiona
lizin
g th
e su
pply
cha
in a
nd p
rom
otin
g fa
ir tr
ade
prin
cipl
es. I
n pa
rtic
ular
, it e
ngag
es in
the
inst
alla
tion
of c
omm
unity
roas
ting
faci
litie
s as
way
of
addi
ng v
alue
to
loca
lly p
rodu
ced
coff
ee b
eans
and
in p
rom
otin
g lo
cal e
cono
mie
s by
hav
ing
alte
rnat
ive
busi
ness
mod
el o
f re
taili
ng P
hilip
pine
bre
wed
cof
fee.
Cur
rent
ly, th
e co
mpa
ny is
dyn
amic
ally
link
ed w
ith 2
4 co
mm
unity
-bas
ed c
offe
e en
terp
rises
(CBC
Es) i
n se
vera
l Ph
ilipp
ine
prov
ince
s, a
lthou
gh m
ostly
are
on
the
star
t-up
leve
l. It
has
est
ablis
hed
com
mun
ity c
offe
e ro
astin
g fa
cilit
ies
in 1
2 C
BCEs
in c
olla
bora
tion
with
the
Dep
artm
ent
of A
gric
ultu
re (D
A).
Als
o in
201
2, F
SSI p
rovi
ded
Php
300,
000
gran
t ass
ista
nce
to th
e Ph
ilipp
ine
Soci
al E
nter
pris
e N
etw
ork
(Phi
lSEN
) fo
r th
e C
BCEs
’ cap
abili
ty b
uild
ing.
Phi
lSEN
and
Bot
e C
entr
al, i
n co
llabo
ratio
n w
ith o
ther
sup
port
ive
NG
Os
and
the
DA
, la
unch
ed a
tra
inin
g pr
ogra
m i
ntro
duci
ng t
he fi
nanc
ial
soft
war
e de
sign
ed b
y A
CC
ENTU
RE
spec
ifica
lly f
or t
he C
BCEs
. Ten
CBC
Es b
enefi
ted
from
the
tra
inin
g.
Both
Bot
e C
entr
al a
nd P
hilS
EN a
re p
ione
er m
embe
rs o
f the
Phi
lippi
ne C
offe
e A
llian
ce (P
CA
), w
hich
pro
mot
es
the
part
icip
atio
n of
sm
all c
offe
e pr
oduc
ers
and
proc
esso
rs in
car
ving
pol
icie
s fo
r th
e de
velo
pmen
t of
the
Ph
ilipp
ine
coff
ee i
ndus
try.
Tow
ards
the
end
of
2012
, th
e PC
A’s
legi
slat
ive
agen
da f
or a
“O
ne P
hilip
pine
C
offe
e M
aste
r Pl
an”
for
the
indu
stry
and
the
sta
keho
lder
s’ s
elf-
suffi
cien
cy w
as i
ntro
duce
d in
Phi
lippi
ne
Con
gres
s th
roug
h Ba
yan
Mun
a Pa
rty-
list
Repr
esen
tativ
e Te
ddy
Cas
iño.
The
idea
is n
ot o
nly
to in
crea
se t
heir
stak
es in
the
loca
l coi
r co
mm
unity
bus
ines
ses
but
also
to
orga
nize
th
em in
to e
nter
pris
ing
orga
niza
tions
or
coop
erat
ives
tha
t ca
n br
anch
out
into
oth
er e
cono
mic
act
iviti
es
revo
lvin
g ar
ound
cop
ra, o
ther
com
plem
enta
ry c
ocon
ut b
y-pr
oduc
t en
terp
rises
and
sus
tain
able
agr
icul
ture
.
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
18
-19
7/18
/201
3 1
:47:
10 P
M
2021
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Co
co C
oir
Bu
sin
ess
In
teg
rati
on
an
d D
evelo
pm
en
t, I
nc.
(C
OC
OB
IND
, In
c.)
was
est
ablis
hed
by
five
orga
niza
tions
: LIK
AS,
Aqu
inas
Uni
vers
ity F
ound
atio
n, F
SSI,
SAN
DIG
AN
, and
Pili
pina
s Ec
ofibe
r Cor
pora
tion
(PEC
) to
cont
ribut
e to
the
soc
io-e
cono
mic
impr
ovem
ent
of t
he c
ocon
ut f
arm
ing
sect
or a
nd o
ther
rur
al p
oor
thro
ugh
livel
ihoo
d cr
eatio
n an
d jo
b ge
nera
tion.
It is
in th
e bu
sine
ss o
f pro
cess
ing
coco
nut h
usk
into
pro
duct
s,
such
as
bale
d ra
w fi
ber,
coco
net
s, s
titch
ed fi
ber,
plan
t lin
ers
and
coco
pea
t. It
s pr
oces
sing
pla
nt is
situ
ated
in
Iros
in, S
orso
gon.
With
Php
7.4
mill
ion
tota
l ass
ets,
CO
CO
BIN
D, I
nc. g
ener
ated
Php
1.8
mill
ion
net
sale
s in
201
2. C
urre
ntly
it
empl
oys
11 re
gula
r an
d 6
cont
ract
ual w
orke
rs f
or a
dmin
istr
atio
n an
d de
cort
icat
ing
and
stitc
hing
ope
ratio
ns
as w
ell a
s 16
4 pi
ece
wor
kers
(tw
ine
mak
ers
and
wea
vers
).
Gu
bat
Ag
rite
ch I
nd
ust
ries
Co
rpo
rati
on
(G
AIC
O)
is a
fam
ily c
orpo
ratio
n se
t up
by
the
six
Esco
to
sibl
ings
in
Gub
at,
Sors
ogon
. Pr
ior
to e
ngag
ing
in c
oco
coir
ente
rpris
e, i
t ve
ntur
ed i
n th
e pr
oduc
tion
and
mar
ketin
g of
virg
in c
ocon
ut o
il.
The
com
pany
’s m
ajor
pro
duct
line
s ar
e ba
led
coco
fibe
r, co
co n
ets,
and
coc
o pe
at. W
ith P
hp 8
.5 m
illio
n to
tal
asse
ts, i
t ge
nera
ted
Php
5.8
mill
ion
net
sale
s in
201
2. C
urre
ntly,
it e
mpl
oys
8 re
gula
r an
d 2
cont
ract
ual f
or
adm
inis
trat
ive
and
deco
rtic
atin
g op
erat
ion
and
353
piec
e w
orke
rs (t
win
e m
aker
s an
d w
eave
rs).
The
com
pany
ha
s al
so f
acili
tate
d th
e or
gani
zatio
n of
its
wor
kers
into
coo
pera
tive
that
ope
rate
s its
ow
n co
nsum
er s
tore
. It
is a
lso
at t
he in
itial
sta
ge o
f de
velo
ping
org
anic
fer
tiliz
er p
rodu
ctio
n en
terp
rise
thro
ugh
verm
in-c
ultu
re w
ith
coco
pea
t as
bas
e m
ater
ial.
Pil
ipin
as
Eco
fib
er
Co
rpo
rati
on
(PEC
) is
a s
ubsi
diar
y or
gani
zatio
n of
FSS
I est
ablis
hed
with
the
purp
ose
of p
ursu
ing
the
3BL-
LED
age
nda
focu
sing
on
the
coco
coi
r su
bsec
tor.
Its m
ajor
pro
duct
line
s in
clud
e co
co
nets
, coc
o lo
gs/f
asci
nes,
stit
ched
fibe
rs/c
oir m
ats,
coc
o fib
er fi
lters
, pla
nt li
ners
, raw
bal
ed fi
ber,
and
coco
pea
t.
The
corp
orat
ion
has
Php
50.7
mill
ion
tota
l ass
ets
and
gene
rate
d Ph
p 4.
5 m
illio
n ne
t sal
es in
201
2. It
cur
rent
ly
empl
oys
36 r
egul
ar a
nd 6
con
trac
tual
sta
ff a
nd w
orke
rs w
ho o
pera
te it
s th
ree
proc
essi
ng p
lant
s lo
cate
d in
Sa
riaya
, Que
zon,
in S
an P
ablo
City
, and
in M
alili
pot,
Alb
ay.
PEC
is
dyna
mic
ally
lin
ked
with
prim
ary
coir
prod
ucer
s, s
mal
l an
d m
ediu
m-s
cale
ent
erpr
ises
(SM
SEs)
and
fa
rmer
s-su
pplie
rs a
long
the
coc
o co
ir va
lue
chai
n (in
clud
ing
com
mun
ities
of
twin
e m
aker
s an
d w
eave
rs),
ther
eby
cont
ribut
ing
to s
usta
inin
g liv
elih
ood
and
empl
oym
ent.
PEC
, G
AIC
O a
nd
CO
CO
BIN
D a
re m
embe
rs o
f th
e as
soci
atio
n of
coi
r in
dust
ry p
laye
rs c
alle
d PH
ILC
OIR
, w
hich
eng
ages
the
Phi
lippi
ne C
ocon
ut A
utho
rity,
Dep
artm
ent
of T
rade
and
Indu
stry
(DTI
), an
d D
epar
tmen
t of
Pub
lic W
orks
and
Hig
hway
s (D
PWH
) for
the
gro
wth
and
dev
elop
men
t of
the
indu
stry
.
Dev
elo
pin
g t
he
loca
l dai
ry in
du
stry
Ph
ilipp
ine
annu
al im
port
atio
n of
dai
ry p
rodu
cts
is m
ore
than
US$
2.5
billi
on. W
ith o
nly
arou
nd 2
0,00
0 m
ilk
cow
s, a
nnua
l milk
pro
duct
ion,
est
imat
ed a
t 14
mill
ion
liter
s, c
onst
itute
s on
ly 5
% o
f th
e to
tal d
eman
d fo
r m
ilk. T
he c
ount
ry t
hus
impo
rts
the
bulk
of
supp
ly.
The
Nat
iona
l Dai
ry A
utho
rity
(ND
A) h
as s
tepp
ed u
p its
dai
ry in
dust
ry d
evel
opm
ent p
rogr
am. I
t has
targ
eted
to
qua
drup
le th
e cu
rren
t milk
pro
duct
ion
leve
l by
2016
by:
a) i
ncre
asin
g th
e nu
mbe
r of i
mpr
oved
bre
eds
of
dairy
ani
mal
s; b
) est
ablis
hing
clu
ster
s of
milk
pro
duct
ion
area
s in
the
coun
try
thro
ugh
vario
us fa
rm m
odul
es
(i.e.
, dai
ry m
ultip
lier
farm
, coo
pera
tive-
man
aged
and
/or
smal
ler
hous
ehol
d-ba
sed
dairy
pro
duct
ion
farm
s);
and,
c)
esta
blis
hing
mod
ern
dairy
far
m a
nd t
rain
ing
cent
er t
o tr
ain
loca
l far
mer
s an
d a
cent
raliz
ed d
airy
m
onito
ring
syst
em f
or v
eter
inar
y se
rvic
es, s
perm
ser
vice
s an
d di
seas
e co
ntro
l.
The
ND
A h
as s
elec
ted
the
prov
ince
of I
sabe
la to
be
deve
lope
d as
one
am
ong
the
clus
ters
of m
ilk p
rodu
cing
ar
eas.
In
Isab
ela,
the
Mal
aya
Dev
elop
men
t C
oope
rativ
e (M
DC
) –
a co
oper
ativ
e w
ith a
grar
ian
refo
rm
bene
ficia
ries
(ARB
s) a
s m
ajor
ity m
embe
rs o
pera
ting
in t
he m
unic
ipal
ities
of
Mal
lig,
Que
zon
and
Riza
l—co
llabo
rate
d w
ith th
e N
DA
, Dep
artm
ent o
f Agr
aria
n Re
form
(DA
R) a
nd F
SSI t
o op
erat
e th
e fir
st c
oope
rativ
e-m
anag
ed 5
0-co
w le
vel d
airy
mul
tiplie
r fa
rm a
s w
ell a
s or
gani
c fe
rtili
zer
prod
uctio
n en
terp
rise.
The
ND
A h
as p
rovi
ded
dairy
ani
mal
loan
(50
cow
s in
two
batc
hes)
and
mon
itorin
g an
d m
ento
ring
serv
ices
. To
com
plem
ent t
hat a
ssis
tanc
e, th
e D
AR
has
allo
wed
the
use
of it
s fa
cilit
y in
Mal
lig (f
orm
erly
use
d by
ano
ther
co
oper
ativ
e fo
r ric
e m
illin
g an
d w
areh
ouse
, whi
ch is
now
def
unct
) and
faci
litat
ed a
cces
s to
10-
hect
are
land
fo
r pa
stur
e de
velo
pmen
t. F
SSI h
as p
rovi
ded
the
MD
C w
ith P
hp 5
mill
ion
loan
ass
ista
nce
for
reno
vatin
g,
esta
blis
hing
and
inst
allin
g th
e da
iry f
arm
fac
ilitie
s, a
s w
ell a
s Ph
p 30
0,00
0 g
rant
ass
ista
nce
for
capa
bilit
y bu
ildin
g pu
rpos
es (
i.e.,
educ
atio
nal a
nd e
xpos
ure
trip
s to
oth
er N
DA
-sup
port
ed d
airy
pro
ject
s of
var
ious
m
odel
s, d
evel
opm
ent
of d
airy
pro
ject
man
ual o
f op
erat
ion,
and
var
ious
tec
hnic
al s
kills
tra
inin
g in
rel
atio
n to
dai
ry f
arm
man
agem
ent)
.
The
MD
C b
elie
ves
that
the
pote
ntia
ls o
f dai
ry fa
rmin
g as
wel
l as
the
prod
uctio
n of
org
anic
fert
ilize
r util
izin
g co
w d
ung
(for
org
anic
feed
and
food
cro
ps p
rodu
ctio
n) w
ill g
ive
furt
her i
mpe
tus
to it
s su
stai
nabl
e ag
ricul
ture
fla
gshi
p pr
ogra
m, b
enefi
ting
smal
l far
mer
s (m
embe
rs a
nd n
on-m
embe
rs a
like)
in Is
abel
a an
d co
ntrib
utin
g to
the
loca
l eco
nom
ies
part
icul
arly
of
mun
icip
aliti
es a
long
the
Mal
lig P
lain
s.
Alre
ady,
the
re a
re m
ore
than
30
smal
l far
mer
s be
nefit
ing
from
the
pro
duct
ion
of o
rgan
ic c
orn
for
the
dairy
si
lage
nee
ds. C
ompa
red
to t
he p
rodu
ctio
n of
cor
n fo
r fe
ed g
rain
, whi
ch is
mas
sive
in Is
abel
a, t
he f
arm
ers
of o
rgan
ic c
orn
have
gen
erat
ed 1
0% in
crea
se in
net
inco
me
due
to s
hort
er p
rodu
ctio
n cy
cle
(75-
day-
old
corn
pla
nt) t
hat e
nabl
es th
em to
pro
duce
in th
ree
inst
ead
of tw
o cr
oppi
ng c
ycle
s. F
urth
erm
ore,
the
farm
ers
do n
ot h
ave
to u
se g
enet
ical
ly m
odifi
ed (G
M) c
orn
or t
he R
ound
Up
Read
y co
rn a
s th
e pu
rpos
e is
to
grow
co
rn f
or s
ilage
.
2012
Lis
t of
Coc
o Co
ir P
artn
ers
in L
uzon
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
20
-21
7/18
/201
3 1
:47:
10 P
M
2223
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S 23
GR
OW
TH F
RO
M B
ELO
W
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Mala
ya D
evelo
pm
en
t C
oo
pera
tive:
Sta
nd
ing
by t
he F
arm
ers
Seve
nty-
year
old
Sot
ero
Dum
lao
look
ed p
ensi
ve a
s he
talk
ed to
the
offic
ers
of
the
coop
erat
ive
hold
ing
a sm
all s
ampl
e fr
om h
is tw
o-he
ctar
e p
alay
pla
ntat
ion
infe
cted
with
nec
krot
. N
eckr
ot is
a d
isea
se c
ause
d by
Pyr
icul
aria
ory
zae
, a
type
of
fung
us
whi
ch is
on
e of
the
mos
t de
vast
atin
g di
seas
es li
miti
ng r
ice
prod
uctio
n. T
he f
ungu
s at
tack
s th
e ne
ck n
ode
caus
ing
the
infe
cted
tis
sues
to
tur
n bl
ack
and
the
stem
to
brea
k. T
his
is u
sual
ly d
etec
ted
whe
n th
e pa
lay
is m
atur
e an
d re
ady
for h
arve
st.
Dum
lao
soug
ht o
ut a
refin
anci
ng o
f his
Php
15
0,00
0 ric
e pr
oduc
tion
loan
, whi
ch t
he M
alay
a D
evel
opm
ent
Coo
pera
tive
(MD
C) g
ladl
y ap
prov
ed.
“The
farm
er is
cre
ditw
orth
y, h
e pa
ys w
hen
he e
arns
his
kee
p fr
om h
is h
arve
st.
But f
arm
ing
is a
ver
y ris
ky b
usin
ess.
We
lose
whe
n ca
lam
ities
, pes
ts a
nd o
ther
cr
op in
fect
ions
hit
our f
arm
s. M
DC
is h
ere
to h
elp
farm
ers
beco
me
prod
uctiv
e w
ithou
t be
ing
inde
bted
for
ever
. W
e w
ant
to a
llevi
ate
them
fro
m p
over
ty,”
Er
nest
o L
acta
o, 5
7, m
anag
er o
f M
DC
tol
d FS
SI.
With
refi
nanc
ing,
Dum
lao
is r
equi
red
to p
ay 6
0% o
f hi
s to
tal l
oan,
of
whi
ch
30%
is
insu
red
by t
he
Phili
ppin
e C
rop
Insu
ranc
e C
orpo
ratio
n. H
e is
als
o al
low
ed t
o ta
ke a
noth
er lo
an f
or t
he n
ext
crop
ping
sea
son
at 1
.5%
inte
rest
ra
te.
Lact
ao a
nd t
he M
DC
hav
e pr
oven
tha
t th
is s
chem
e he
lps
farm
ers
and
prev
ents
the
m f
rom
fal
ling
prey
to
loan
sha
rks
who
cha
rge
as m
uch
as 1
0%
a m
onth
, a q
uite
hea
vy b
urde
n f
or a
n al
read
y m
argi
naliz
ed f
arm
er.
Ho
w It
Beg
anM
DC
was
org
aniz
ed in
200
5 as
a f
arm
ers’
coo
pera
tive
and
regi
ster
ed u
nder
th
e C
oope
rativ
e D
evel
opm
ent
Aut
horit
y (C
DA
). B
ut i
ts e
arly
beg
inni
ngs
took
pla
ce in
200
3 w
hen
Lac
tao,
a fo
rmer
dev
elop
men
t wor
ker a
nd fa
rmer
s or
gani
zer
wen
t ho
me
to M
allig
, Is
abel
a to
ten
d to
his
par
ents
’ fa
rm o
f tw
o he
ctar
es.
Insp
ired
by t
he w
omen
who
wer
e or
gani
zed
by w
omen
’s gr
oups
fr
om M
anila
, he
rea
lized
tha
t th
e em
pow
ered
wom
en c
ould
be
the
core
of
the
coop
erat
ive.
M
DC
sta
rted
with
an
initi
al c
apita
l of
Php
100
,000
fo
r m
icro
-fina
nce
that
was
pro
vide
d as
loan
to
mem
bers
at
a m
axim
um o
f Ph
p 3,
000
each
. Th
ey w
ere
able
to
man
age
this
initi
al c
apita
l unt
il it
grew
and
al
low
ed t
hem
to
get
accr
edite
d by
the
Lan
d Ba
nk o
f th
e Ph
ilipp
ines
(LB
P).
They
obt
aine
d a
cred
it lin
e of
Php
1.5
mill
ion
with
the
LBP
for
pro
duct
ion
loan
s, w
hich
has
incr
ease
d no
w to
Php
10
mill
ion
and
is b
eing
use
d fo
r var
ious
pr
ojec
ts a
nd f
acili
ties
for
the
farm
ers.
From
120
mem
bers
, M
DC
’s m
embe
rshi
p gr
ew t
o 1,
444
indi
vidu
als
com
ing
from
two
tow
ns in
Isab
ela
that
are
com
pose
d of
ARB
s, m
icro
-ent
repr
eneu
rs,
and
farm
wor
kers
. The
y ha
ve f
ull-fl
edge
d m
embe
rs o
r th
ose
with
ric
e fa
rms
of 7
hec
tare
s an
d be
low
as
wel
l as
ass
ocia
te m
embe
rs o
r th
ose
with
ric
e fa
rms
of b
elow
7 h
ecta
res.
Part
ners
hip
with
the
FSSI
beg
an in
200
6 w
hen
MD
C re
ques
ted
for a
cap
acity
bui
ldin
g gr
ant o
f Php
300
,000
to
tea
ch t
heir
mem
bers
cou
rses
on
finan
cial
man
agem
ent,
soc
ial
entr
epre
neur
ship
, tr
iple
bot
tom
-line
en
terp
rise
philo
soph
y, a
nd ri
sk a
nd c
onfli
ct m
anag
emen
t. I
n 20
09, t
ypho
on Ju
an ra
vage
d N
orth
ern
Luzo
n an
d da
mag
ed t
he f
arm
s of
the
MD
C m
embe
rs.
Lact
ao w
orrie
d ab
out
how
to
amor
tize
thei
r ex
istin
g lo
an
with
the
LBP
. A
t th
e sa
me
time,
a lo
an o
f Ph
p 1
mill
ion
was
just
app
rove
d by
FSS
I. La
ctao
app
eale
d to
FS
SI f
or h
elp
in t
he re
habi
litat
ion
of t
heir
farm
s. T
he P
hp 1
mill
ion
loan
was
con
vert
ed in
to a
gra
nt in
stea
d to
reb
uild
the
dam
aged
far
ms
and
hom
es o
f M
DC
mem
bers
. M
DC
sur
vive
d th
e im
pact
cau
sed
by t
he
typh
oon,
but
a d
roug
ht t
ook
plac
e ne
xt, t
hen
anot
her
typh
oon,
and
ano
ther
dro
ught
.
Aft
er t
he s
erie
s of
dro
ught
s an
d ty
phoo
ns,
MD
C
mem
bers
rec
over
ed,
than
ks t
o go
od h
arve
sts
and
the
refin
anci
ng o
f th
eir
loan
s. R
epay
men
t sc
hem
e re
ache
d 85
%, a
nd it
is c
urre
ntly
90-
95 p
erce
nt.
“Thi
s be
cam
e a
less
on t
o us
. We
need
ed t
o di
vers
ify. A
far
mer
’s in
com
e sh
ould
not
be
seas
onal
,” L
acta
o ex
plai
ned.
It w
as a
t thi
s tim
e w
hen
they
met
a fo
rmer
dev
elop
men
t wor
ker w
ho n
ow w
orks
in g
over
nmen
t.M
r. F
elix
“Po
poy”
Tan
edo
of th
e N
atio
nal D
airy
Aut
horit
y (N
DA
) who
enc
oura
ged
them
to in
vest
in a
dai
ry
proj
ect.
MD
C f
arm
ers
par
ticip
ated
in a
Lak
bay
Ara
l (ed
ucat
iona
l tou
r) a
nd v
isite
d da
iry f
arm
s in
Sou
ther
n Lu
zon,
par
ticul
arly
Que
zon
and
Bata
ngas
. “
We
wer
e so
impr
esse
d w
ith t
he d
airy
far
ms
ther
e. F
arm
ers
with
tw
o-he
ctar
e fa
rms
wer
e ea
rnin
g da
ily in
com
es.”
Lac
tao
reca
lls.
This
was
how
the
ambi
tious
and
opt
imis
tic P
hp 1
2 m
illio
n da
iry in
vest
men
t of M
DC
took
off
. FS
SI a
ppro
ved
a Ph
p 5
mill
ion
loan
to fi
nanc
e th
e pr
e-op
erat
ing
expe
nses
, the
dai
ry in
fras
truc
ture
suc
h as
the
build
ing
and
hom
es f
or t
he H
eife
rs a
nd t
he c
alve
s, a
nd in
itial
cap
ital.
Ano
ther
Php
7 m
illio
n w
as in
the
for
m o
f H
eife
r an
d te
chni
cal a
ssis
tanc
e fr
om t
he N
DA
. U
nder
the
con
trac
t, t
he N
DA
pro
mis
ed t
o de
liver
50
Hei
fers
and
w
ould
be
paid
in k
ind
or w
ith a
n eq
uiva
lent
of
two
Hei
fers
eac
h.
The
Dai
ry V
entu
re
The
dairy
far
m is
cur
rent
ly a
fac
ility
tha
t ho
uses
24
lact
atin
g da
iry c
ows
or t
he fi
rst
batc
h of
dai
ry c
ows
deliv
ered
by
the
ND
A a
nd t
heir
23 c
alve
s (1
2 fe
mal
es a
nd 1
1 m
ales
). Th
is fi
rst
batc
h w
as s
hipp
ed f
rom
N
ew Z
eala
nd t
o C
agay
an d
e O
ro w
here
the
y w
ere
quar
antin
ed f
or a
mon
th a
nd t
rans
port
ed t
o Is
abel
a.
The
seco
nd b
atch
of
Hei
fers
con
sist
ing
of 2
5 m
ore
is e
xpec
ted
in A
ugus
t 20
13.
Win
ston
Val
enci
ano,
ND
A’s
rovi
ng v
eter
inar
ian
said
tha
t th
e 24
cow
s in
the
milk
line
are
alre
ady
prod
ucin
g an
ave
rage
of
8 lit
ers
of m
ilk a
day
, whi
ch is
pas
teur
ized
in a
ten
tativ
e ki
tche
n-ba
sed
past
euriz
atio
n pl
ant
that
als
o se
rves
as
the
mai
n ou
tlet
of t
he p
roce
ssed
milk
.
The
dairy
cow
s im
port
ed b
y th
e N
DA
are
cro
ssbr
eed
of t
ropi
cal a
nd t
empe
rate
ani
mal
s.
A y
oung
hei
fer
star
ts b
reed
ing
at 1
8 m
onth
s an
d w
ould
hav
e he
r fir
st c
alf
at t
wo
or t
hree
yea
rs o
f ag
e. A
fter
cal
ving
, she
la
ctat
es d
aily
for 2
70 d
ays,
whi
ch m
eans
dai
ly m
ilk p
rodu
ctio
n of
7-1
0 lit
ers.
She
is re
ady
to c
once
ive
agai
n th
ree
wee
ks a
fter
giv
ing
birt
h. S
he is
giv
en a
tem
pora
ry r
est
from
milk
ing
for
two
mon
ths
to p
repa
re h
er
for
anot
her
calv
ing,
and
the
cyc
le c
ontin
ues
until
she
can
pro
duce
eno
ugh
milk
for
com
mer
cial
pur
pose
s.
Bree
ding
is t
hrou
gh a
rtifi
cial
inse
min
atio
n or
thr
ough
nat
ural
bre
edin
g w
ith a
bul
l if
artifi
cial
inse
min
atio
n fa
ils. H
ygie
nic
envi
ronm
ent
and
hand
ling
of t
he c
ows
is n
eces
sary
to
prev
ent
them
fro
m g
ettin
g si
ck a
nd
prod
ucin
g lo
w-q
ualit
y m
ilk.
The
cow
s fe
ed o
n fr
esh
whi
te c
orn,
sila
ge,
conc
entr
ated
fee
ds,
and
lact
atin
g m
ash.
Th
ey c
onsu
me
an
aver
age
of 1
,000
kilo
s of
sila
ge d
aily.
Val
enci
ano
is t
here
to
ensu
re t
hat
the
dairy
cow
s an
d th
e ca
lves
are
he
alth
y an
d do
not
acq
uire
dis
ease
s th
at w
ould
lead
to
mor
talit
y.
The
MD
C d
airy
farm
em
ploy
s fo
ur re
gula
r sta
ff, t
wo
for t
he fe
edin
g an
d cl
eani
ng o
f the
cow
s an
d tw
o fo
r th
e da
ily m
ilkin
g an
d te
stin
g of
the
qual
ity o
f the
milk
. Mr.
Edw
in Q
uila
ng, a
noth
er M
DC
mem
ber m
anag
es
the
farm
and
ove
rsee
s its
ope
ratio
ns. H
e sa
ys t
hat
the
dairy
ven
ture
is fi
t fo
r th
eir
prov
ince
, sin
ce Is
abel
a is
the
cou
ntry
’s nu
mbe
r on
e pr
oduc
er o
f co
rn.
3BL-
LED
STO
RY
It is
no
t th
e fa
rmer
wh
o s
ho
uld
be
per
ceiv
ed a
s a
risk
by
th
e b
anki
ng
in
du
stry
, th
e b
usi
nes
s o
f fa
rmin
g i
s th
e re
al r
isk.
-
Ern
esto
Lac
tao
, man
ager
of
MD
C
“
“ItIt
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
22
-23
7/18
/201
3 1
:47:
11 P
M
2425
FSSI
AN
NU
AL
REP
OR
T 20
12
24FSSI
AN
NU
AL
REP
OR
T 20
12
The
dairy
ven
ture
is p
art
of t
he N
DA
’s D
airy
Indu
stry
Enh
ance
men
t Pr
ogra
m.
Val
enci
ano
confi
rms
that
so
me
400
Hei
fers
will
be
disp
erse
d to
oth
er c
oope
rativ
es in
the
who
le o
f Is
abel
a pr
ovin
ce. M
DC
see
ks t
o di
sper
se a
t lea
st 6
cow
s pe
r hou
seho
ld in
the
3rd
to 8
th y
ear o
f the
dai
ry v
entu
re w
ith 3
0 ho
useh
old
–bas
ed
or g
roup
-bas
ed d
airy
pro
duct
pro
cess
ing
ente
rpris
es.
The
dairy
pro
ject
is a
par
tner
ship
of
the
MD
C, t
he L
GU
, and
maj
or g
over
nmen
t ag
enci
es s
uch
as t
he D
A,
DA
R, D
TIz
and
the
ND
A.
DA
R is
pro
vidi
ng 1
0 he
ctar
es o
f p
astu
re l
and
and
the
build
ing
for
the
dairy
fa
cilit
ies
whi
ch in
clud
e ho
usin
g fo
r th
e co
ws,
milk
ing
parlo
r an
d pa
steu
rizat
ion
proc
essi
ng w
ith a
30-
year
am
ortiz
atio
n sc
hem
e. T
he v
entu
re h
as b
een
in c
lose
coo
rdin
atio
n w
ith t
he M
unic
ipal
Agr
aria
n Re
form
O
ffice
r (M
ARO
) Ros
ito N
ilio.
On
the
othe
r han
d, th
e D
TI is
hel
ping
with
the
desi
gn, m
arke
ting
and
labe
ling
of t
he p
roce
ssed
milk
, whi
ch c
urre
ntly
incl
udes
unfl
avor
ed a
nd f
ruit-
flavo
red
milk
and
yog
hurt
. The
dai
ry
farm
is a
lso
lear
ning
to
proc
ess
othe
r m
ilk-b
ased
pro
duct
s su
ch a
s ch
eese
. T
he D
TI is
als
o he
lpin
g th
e M
DC
to
acqu
ire m
achi
nes
to p
rolo
ng t
he s
helf
life
of t
he m
ilk p
rodu
cts
with
the
sup
ervi
sion
of
the
ND
A.
The
MD
C is
cur
rent
ly g
ettin
g a
licen
se f
rom
the
Bur
eau
of F
ood
and
Dru
gs A
dmin
istr
atio
n (B
FAD
) for
the
co
oper
ativ
e’s
prod
ucts
to
be la
bele
d sa
fe f
or h
uman
con
sum
ptio
n.
Targ
et m
arke
t fo
r th
e m
ilk p
rodu
cts
are
the
1,44
4 m
embe
rs w
ho a
re e
ncou
rage
d to
pat
roni
ze t
heir
own
prod
ucts
, Is
abel
a co
mm
uniti
es,
coop
erat
ives
, sc
hool
s, a
nd c
omm
erci
al o
utle
ts.
MD
C h
as a
n in
com
e pr
ojec
tion
(net
inco
me
befo
re fi
nanc
ing)
of
Php
1.2
mill
ion
for
the
first
yea
r co
min
g fr
om t
he s
ale
of m
ilk,
dairy
ani
mal
s, a
nd o
rgan
ic f
ertil
izer
s.
At
the
end
of t
he 8
th y
ear,
the
coop
erat
ive
expe
cts
the
tota
l val
ue
of t
heir
Php
7 m
illio
n in
vest
men
t on
dai
ry c
ows
to
doub
le t
o Ph
p 15
.2 m
illio
n.
For
milk
pro
duct
ion,
La
ctao
and
the
res
t of
the
MD
C a
im f
or a
sal
e of
126
,000
lite
rs
from
yea
r 1
to
171,
000
liter
s on
yea
r 3
and
onw
ards
, o
r a
10-1
4 lit
ers
per
cow
per
day
. Th
eir
proc
essi
ng p
lant
is n
ow
past
euriz
ing
an a
vera
ge o
f 60
lite
rs p
er d
ay a
nd a
max
imum
of
100
liter
s. T
hey
proj
ect
that
the
ir an
nual
gr
oss
profi
t ca
n co
ver
annu
al o
pera
tions
exp
ense
and
gen
erat
e po
sitiv
e in
com
e fo
r th
em.
The
dairy
ven
ture
is m
ixed
with
an
orga
nic
fert
ilize
r ent
erpr
ise
that
util
izes
as
maj
or in
gred
ient
the
dairy
cow
s’
man
ure.
Thi
s is
in li
ne w
ith th
e M
DC
’s ob
ject
ive
of e
ncou
ragi
ng m
ore
farm
ers
to e
ngag
e in
org
anic
farm
ing.
M
DC
’s co
oper
ativ
e-m
anag
ed 5
0-co
w le
vel m
ultip
lier
farm
cum
org
anic
fer
tiliz
er p
rodu
ctio
n en
terp
rise
is
proj
ecte
d to
hel
p m
ore
farm
ing
hous
ehol
ds e
arn
inco
me
not
only
thr
ough
dai
ry-r
elat
ed e
nter
pris
es b
ut
also
thr
ough
hou
seho
ld-b
ased
org
anic
far
min
g.
The
MD
C m
embe
rs a
re o
ptim
istic
tha
t en
gagi
ng i
n da
iry p
rodu
ctio
n sh
all
prov
ide
them
dai
ly i
ncom
e be
twee
n tw
o ha
rves
ts p
er y
ear.
With
eac
h da
iry c
ow p
rodu
cing
at
leas
t 10
lite
rs a
day
at
Php
22 m
eans
an
ave
rage
of
Php
220
a da
y or
Php
660
mon
thly.
MD
C b
elie
ves
that
mor
e fa
rmer
s ea
rnin
g ex
tra
inco
me
daily
wou
ld m
ean
an in
crea
sed
purc
hasi
ng p
ower
, w
hich
will
cre
ate
rippl
es o
f va
lues
and
con
trib
ute
to t
he lo
cal e
cono
my.
Mor
e m
en a
nd w
omen
will
be
invo
lved
in h
ouse
hold
or
com
mun
ity-b
ased
ent
erpr
ises
alo
ng t
he d
airy
val
ue c
hain
, and
thi
s w
ill in
crea
se
savi
ngs
and
capi
tal i
nves
tmen
ts.
OW
N m
ore
than
10
hect
ares
of
farm
land
had
a s
trok
e th
ree
times
and
we
had
to s
pend
for
his
med
icat
ion
and
hosp
ital b
ills,
whi
ch t
ook
a to
ll on
the
fa
mily
’s fi
nanc
es.
I am
an
only
chi
ld w
ho s
tudi
ed A
eron
autic
s in
Man
ila,
but
I fa
iled
to c
ompl
ete
my
flyin
g ho
urs
to e
arn
a lic
ense
bec
ause
we
had
no m
ore
mon
ey.
I was
tap
ped
by t
he A
ir Tr
ansp
orta
tion
Offi
ce (
ATO
) as
a g
roun
d cr
ew
for
a m
onth
ly s
alar
y of
Php
7,0
00.
I tho
ught
har
d an
d co
mpu
ted
how
muc
h I
wou
ld b
e ea
rnin
g if
I wor
ked
in m
y fa
ther
’s fa
rm o
f onl
y 5
hect
ares
. I d
ecid
ed to
w
ork
in t
he f
arm
inst
ead
and
beca
me
a m
embe
r of
the
MD
C a
nd a
vaile
d of
the
tr
aini
ng a
nd fi
nanc
ial p
acka
ges.
N
ow,
I am
ear
ning
an
aver
age
net
inco
me
of
Php
216,
000
per a
nnum
or P
hp 1
8,00
0 a
mon
th fr
om p
alay
and
cor
n pr
oduc
tion.
W
ith t
his
inco
me
I am
abl
e to
brin
g m
y tw
o ch
ildre
n ag
ed 8
and
10
in a
priv
ate
scho
ol a
nd p
ay r
ent
for
our
hous
e.
For
my
farm
I em
ploy
5 w
orke
rs d
urin
g pl
antin
g an
d ha
rves
t se
ason
. I p
ay t
hem
Ph
p 15
0 a
day
for
two
days
and
ser
ve t
hem
lunc
h an
d sn
acks
. To
pre
pare
the
la
nd f
or p
lant
ing,
I pl
ow it
usi
ng m
y ow
n ha
nd t
ract
or a
nd s
ofte
n th
e so
il m
ore
with
tw
o ca
raba
os w
hich
I re
nt f
or P
hp 3
00 p
er d
ay f
or t
wo
days
.
My
drea
m is
to e
xpan
d m
y fa
rm to
7 h
ecta
res,
whi
ch w
ill p
rovi
de e
noug
h in
com
e fo
r m
e an
d m
y fa
mily
. I a
lso
wan
t to
dev
elop
an
orga
nic
farm
with
pal
ay,
corn
, fr
uit
tree
s, a
nd d
airy
cow
s. I
was
insp
ired
afte
r I w
ent
to N
egro
s pr
ovin
ce u
nder
an
MD
C p
rogr
am o
n an
edu
catio
nal t
our
and
trai
ned
on d
oing
org
anic
far
min
g un
der
BIN
D.
-Teo
do
ro L
acta
o J
r., 3
3, w
ith
a f
amily
of
two
ch
ildre
n“
“
“gg
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
24
-25
7/18
/201
3 1
:47:
15 P
M
2627
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Co
ntr
ibu
tin
g t
o t
he
sust
ain
abili
ty o
f lo
cal e
con
om
ies
and
eco
syst
ems
in N
egro
s O
ccid
enta
l It
is e
stim
ated
tha
t on
e ou
t of
eve
ry f
our
fam
ilies
in
Neg
ros
Occ
iden
tal
is l
ivin
g be
low
the
pov
erty
th
resh
old.
Mos
t of t
he p
oor a
re fa
mili
es o
f sm
all f
arm
ers
and
farm
wor
kers
eng
aged
in s
ugar
pro
duct
ion
Ther
e ar
e tw
o fo
rthc
omin
g tr
ends
tha
t ar
e an
ticip
ated
to
wor
sen
hung
er a
nd p
over
ty in
the
pro
vinc
e.
One
is t
he A
FTA
impo
sitio
n of
the
tot
al e
limin
atio
n of
tar
iff b
arrie
rs o
n Ph
ilipp
ine
suga
r by
201
5. T
his
wou
ld f
acili
tate
into
the
loca
l mar
ket
chea
per
suga
r co
min
g fr
om o
ther
cou
ntrie
s lik
e A
ustr
alia
, Bra
zil
and
Thai
land
, whi
ch w
ould
dire
ctly
com
pete
with
the
low
leve
l of p
rodu
ctiv
ity o
f Neg
ros
suga
r far
mer
s.
The
seco
nd is
the
even
tual
exp
iratio
n of
Rep
ublic
Act
970
0 or
the
CA
RPer
Law
by
June
201
4. S
ome
are
war
y th
at it
cou
ld le
ad to
redu
ctio
n of
agr
i-sup
port
ser
vice
s to
mor
e th
an 2
70,0
00 p
rese
nt a
nd ta
rget
ed
ARB
s in
the
pro
vinc
e.
Last
yea
r, FS
SI re
info
rced
eff
orts
of C
SOs
purs
uing
3BL
-LED
to s
et in
pla
ce s
afet
y ne
ts a
nd p
rom
ote
viab
le
deve
lopm
ent
alte
rnat
ives
for
sm
all f
arm
ers
in N
egro
s O
ccid
enta
l.
In t
he n
orth
ern
part
of
the
prov
ince
, FS
SI h
as c
ontin
ued
its s
uppo
rt t
o a
com
mun
ity-b
ased
ent
erpr
ise
prov
idin
g ba
ckw
ard
and
forw
ard
econ
omic
link
ages
tha
t be
nefit
the
mar
gina
lized
rur
al s
ecto
rs.
In t
he c
entr
al p
art
of t
he p
rovi
nce,
FSS
I has
sup
port
ed t
he c
apac
ity b
uild
ing
of p
eopl
e’s
orga
niza
tions
co
mpo
sed
of s
ugar
pro
duce
rs t
o st
reng
then
the
ir so
cial
ent
erpr
ises
and
exp
and
thei
r co
mm
unity
de
velo
pmen
t ef
fort
s.
In t
he s
outh
ern
part
of
the
prov
ince
, FSS
I has
dec
ided
to
part
ner
with
an
NG
O t
hat
prov
ides
incl
usiv
e fin
anci
al s
ervi
ces
to r
ural
wom
en a
nd s
mal
l far
mer
s an
d in
stitu
tion-
build
ing
and
busi
ness
dev
elop
men
t se
rvic
es in
tend
ed t
o sp
ur s
usta
inab
le e
cono
mic
dev
elop
men
t in
fou
r ba
rang
ays.
At t
he p
rovi
ncia
l lev
el, F
SSI h
as b
een
supp
ortin
g co
llect
ive
effo
rts
of 3
BL-L
ED a
dvoc
ates
and
pra
ctiti
oner
s to
add
ress
the
dam
agin
g ef
fect
s of
tra
de li
bera
lizat
ion
on s
ugar
far
mer
s.
27
Wor
k in
the
Vis
ayas
is c
hara
cter
ized
by
revi
sitin
g SE
s an
d lo
cal p
artn
er P
Os,
coo
pera
tives
and
NG
Os
in L
eyte
an
d N
egro
s O
ccid
enta
l. In
Ley
te,
the
3BL-
LED
str
ateg
y is
bei
ng r
e-in
trod
uced
by
havi
ng p
artn
ersh
ip w
ith
stro
ng c
oope
rativ
e fe
dera
tion
(and
thei
r prim
ary
mem
bers
) in
the
area
, giv
en in
tern
al o
rgan
izat
iona
l set
back
s fa
ced
by p
rosp
ectiv
e FS
SI p
artn
ers
in 2
011.
The
up-
scal
ing
of e
nter
pris
e op
erat
ions
of F
SSI p
artn
er in
Bili
ran
also
boo
sted
an
isla
nd e
cono
my
and
ecos
yste
m fr
amin
g. A
coo
pera
tive
fede
ratio
n, V
ICTO
Nat
iona
l, w
ill a
ssis
t th
e ca
paci
ty b
uild
ing
of F
SSI’s
coo
pera
tive
part
ner
in B
ilira
n is
land
in p
repa
ratio
n fo
r lo
cal e
cono
my
wor
k.
FSSI
’s 3B
L- L
ED, t
hrou
gh it
s ex
istin
g pa
rtne
rs (N
IRD
, BIN
D, G
AIC
) and
like
-min
ded
fair
trad
e, e
nter
pris
e an
d de
velo
pmen
t for
mat
ions
, was
wel
l rec
eive
d in
Neg
ros
Occ
iden
tal a
s th
e pr
ovin
ce g
ears
up
for t
he im
min
ent
zero
tar
iff re
gim
e br
ough
t ab
out
by t
he A
SEA
N F
ree
Trad
e A
gree
men
t (A
FTA
) dea
dlin
e in
201
5. T
he s
ugar
an
d or
gani
c m
usco
vado
ind
ustr
y w
ill b
e gr
eatly
aff
ecte
d by
thi
s de
velo
pmen
t. T
he v
ario
us m
usco
vado
an
d or
gani
c cr
op p
rodu
ctio
n ba
sed
SEs
that
hav
e he
lped
em
pow
er t
he p
oor
farm
ers
and
rura
l wor
kers
in
1980
s w
ill b
e th
reat
ened
with
thi
s sc
ourg
e of
glo
baliz
atio
n. N
egro
s O
ccid
enta
l has
bee
n de
clar
ed o
rgan
ic
agric
ultu
ral p
rovi
nce
and
this
is s
pear
head
ed b
y th
e pr
ovin
cial
gov
ernm
ent
and
wid
ely
supp
orte
d by
civ
il so
ciet
y, N
GO
s an
d th
e PO
s. P
rovi
ncia
l con
sort
ium
for L
ED fo
rmat
ion
to c
onso
lidat
e th
e ga
ins
of e
arlie
r SEs
; co
ntin
uatio
n of
the
fai
r tr
ade
advo
cacy
add
ress
ing
the
ill-e
ffec
ts o
f gl
obal
izat
ion;
and
pre
serv
atio
n an
d ex
pans
ion
of t
he g
ains
in lo
cal e
cono
my
build
ing
and
sust
aina
ble
ecos
yste
m d
evel
opm
ent
have
bee
n th
e m
ajor
issu
es f
acili
tate
d an
d pa
rtic
ipat
ed in
by
FSSI
in t
he V
isay
as.
Vis
ayas:
LED
Bu
ild
ing
th
rou
gh
Co
op
era
tive a
nd
Fair
Tra
de
Salu
te t
o G
AIC
’s G
reen
Cro
p
In S
agay
City
, Neg
ros
Occ
iden
tal,
ther
e is
a c
omm
unity
-bas
ed s
ocia
l ent
erpr
ise
prom
otin
g LE
D.
Th
e G
rass
root
s A
gro-
Indu
stria
l C
orpo
ratio
n (G
AIC
) is
not
you
r ru
n-of
-the
-mill
co
rpor
atio
n. G
AIC
’s in
vest
ors
are
two
fede
ratio
ns o
f org
anic
farm
ers’
org
aniz
atio
ns, t
wo
NG
Os,
and
indi
vidu
als
upho
ldin
g an
d ad
herin
g to
sus
tain
able
dev
elop
men
t pr
inci
ples
. G
AIC
was
est
ablis
hed
as a
n of
fsho
ot o
f the
LED
app
roac
h im
plem
ente
d by
the
PhilN
et-R
DI
in fi
ve c
omm
uniti
es. P
hiln
et-R
DI d
efine
s LE
D c
omm
uniti
es a
s “l
ivab
le c
omm
uniti
es t
hat
have
str
ong,
vib
rant
eco
nom
ies
that
enc
oura
ge (
the
deve
lopm
ent
of)
loca
l ent
erpr
ise,
se
rve
the
need
s of
(the
) res
iden
ts a
nd p
rom
ote
stab
le e
mpl
oym
ent.
Liv
able
com
mun
ities
m
ake
sure
tha
t ec
onom
ic d
evel
opm
ents
hel
p in
crea
se s
ocia
l equ
ity w
hile
nur
turin
g th
e na
tura
l env
ironm
ent”
With
the
hel
p fr
om t
he lo
cal N
GO
, Neg
ros
Inst
itute
for
Rur
al D
evel
opm
ent
(NIR
D),
GA
IC
was
org
aniz
ed a
nd a
n or
gani
c fe
rtili
zer p
lant
was
set
up
in S
agay
City
. Th
e es
tabl
ishm
ent
of G
AIC
con
cret
ized
LED
. It
allo
wed
the
par
ticip
atio
n of
mar
gina
lized
rur
al s
ecto
rs a
s re
flect
ed in
the
gov
erna
nce
of t
he e
nter
pris
e.
The
man
ufac
turin
g of
its
mai
n pr
oduc
t,
the
“Gre
en C
rop”
org
anic
fer
tiliz
er c
ontr
ibut
ed t
o th
e bu
ildin
g of
a m
ore
vibr
ant
loca
l ec
onom
y w
ith th
e ut
iliza
tion
of lo
cal r
esou
rces
as
raw
mat
eria
ls. G
AIC
gen
erat
es in
com
e fo
r m
embe
rs o
f th
e fa
rmer
s’ a
ssoc
iatio
n or
gani
zed
by N
IRD
in t
he lo
calit
y.
Sinc
e th
e su
ppor
t of
FSS
I in
2007
, GA
IC h
as b
een
prov
idin
g ex
tra
inco
me
to a
t le
ast
40
smal
l far
mer
s su
pply
ing
both
unp
roce
ssed
(agr
icul
tura
l was
te, c
arab
ao m
anur
e) a
nd s
emi-
proc
esse
d m
ater
ials
(lik
e ve
rmi-c
ompo
st a
nd n
atur
al f
arm
ing
inpu
ts) n
eede
d to
pro
duce
“G
reen
Cro
p”.
GA
IC h
as
for
ged
supp
lier
agre
emen
t w
ith t
he f
arm
ers’
ass
ocia
tion
in t
he a
rea
whe
re v
erm
in-c
ompo
st i
s bo
ught
at
Php
3.00
per
kilo
. A
ccor
ding
to
the
supp
liers
in t
he c
omm
unity
, th
e ex
tra
inco
me
they
ear
n ra
nges
fro
m P
hp 1
,500
to
Php
3,00
0 a
mon
th.
As
mos
t su
pplie
rs a
re s
ugar
cane
far
mer
s w
ho h
arve
st o
nly
once
a y
ear,
the
supp
ly o
f ve
rmin
-com
post
is a
val
uabl
e so
urce
of
inco
me
for
them
. W
omen
in t
he
area
als
o en
gage
in s
ellin
g ve
rmin
-com
post
to
augm
ent
fam
ily in
com
e.
The
qual
ity o
f the
soi
l of a
roun
d 1,
200
hect
ares
of f
arm
land
s up
on w
hich
“G
reen
Cro
p”
orga
nic
fert
ilize
r has
bee
n ap
plie
d is
now
enh
ance
d an
d re
habi
litat
ed. T
his
is a
big
incr
ease
fr
om o
nly
75 h
ecta
res
of la
nd a
t th
e st
art
of G
AIC
’s op
erat
ion
in 2
008.
GA
IC’s
orga
nic
fert
ilize
r is
hig
hly
rega
rded
for
its
qual
ity a
nd p
ositi
ve e
ffec
ts o
n th
e so
il an
d th
e yi
eld
of
the
user
s.
Farm
ers
usin
g “G
reen
Cro
p” h
ave
gene
rate
d sa
ving
s du
e to
low
er c
ost o
f pro
duct
ion.
An
estim
ated
tot
al o
f 40
0 sm
all f
arm
ers
have
red
uced
the
ir pr
oduc
tion
cost
by
Php
4,00
0-Ph
p 6,
000
per
hect
are
per
crop
ping
. The
use
rs o
f or
gani
c fe
rtili
zer
are
able
to
utili
ze t
he
savi
ngs
to m
eet b
asic
fam
ily n
eeds
. S
ome
have
repo
rted
incr
ease
d in
com
es d
ue to
hig
her
prod
uctiv
ity.
In t
he lo
ng r
un, l
ocal
con
sum
ers
are
expe
cted
to
gain
fro
m t
he a
vaila
bilit
y of
hea
lth-e
nhan
cing
org
anic
pro
duct
s.
FSSI
doe
s no
t ha
ve t
o st
art
from
scr
atch
in a
chie
ving
the
goa
l of
cont
ribut
ing
to t
he s
usta
inab
ility
of
loca
l ec
onom
ies
and
ecos
yste
ms
in f
ocus
and
prio
rity
area
s of
the
Phi
lippi
nes.
In
Neg
ros
Occ
iden
tal,
it ha
s be
en b
uild
ing
on a
nd e
nhan
cing
exi
stin
g 3B
L-LE
D e
ffor
ts o
f SE
and
LED
adv
ocat
es a
nd p
ract
ition
ers.
FSS
I al
so n
eed
not
be a
t th
e fo
refr
ont
of t
hese
eff
orts
. F
or a
s lo
ng a
s th
ese
initi
ativ
es b
enefi
t th
e ec
onom
ies
and
ecos
yste
ms
of m
argi
naliz
ed c
omm
uniti
es,
it ca
n pl
ay t
he s
uppo
rtin
g ro
le a
nd le
t lo
cal p
artn
ers
and
like-
min
ded
orga
niza
tions
lead
the
way
.
3BL-
LED
STO
RY
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
26
-27
7/18
/201
3 1
:47:
16 P
M
2829
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Last
yea
r, FS
SI s
uppo
rted
the
capa
city
bui
ldin
g of
15
asso
ciat
ions
of s
ugar
pro
duce
rs b
ased
in
the
mun
icip
aliti
es o
f La
Cas
tella
na a
nd M
urci
a an
d in
the
citie
s of
Bag
o an
d La
Car
lota
. Th
ese
asso
ciat
ions
mad
e si
gnifi
cant
pro
gres
s in
org
anic
sug
arca
ne p
rodu
ctio
n an
d in
dev
elop
ing
com
mun
ity-b
ased
SEs
.
Som
e of
the
m h
ad d
iver
sifie
d th
eir
inco
me
stre
ams
like
gett
ing
into
tra
ctor
ren
tal,
haul
ing
of e
quip
men
t, p
rodu
cing
org
anic
fer
tiliz
ers,
and
ric
e m
illin
g.
Des
pite
the
se g
ains
, m
uch
still
nee
ds t
o be
don
e in
ter
ms
of s
usta
inin
g th
eir
initi
ativ
es.
The
PO
s’ c
apac
ities
in
the
SE m
anag
emen
t ca
n st
ill b
e im
prov
ed.
The
sus
tain
abili
ty o
f th
e en
terp
rises
of
the
POs
can
also
be
ensu
red
if th
e PO
s an
d ot
her
stak
ehol
ders
in t
he
loca
lity
wou
ld w
ork
toge
ther
in c
reat
ing
bett
er c
ondi
tions
for l
ocal
eco
nom
ic g
row
th.
The
kn
owle
dge
and
skill
s of
PO
lead
ers
shou
ld b
e ha
rnes
sed
if th
eir r
espe
ctiv
e PO
s w
ere
to p
lay
a tr
ansf
orm
ativ
e ro
le in
the
loca
l eco
nom
y.
Wit
h t
he
sup
po
rt o
f FS
SI,
the
Soci
al
Ente
rpri
se E
mp
ow
erm
ent
for
Ru
ral
Dev
elo
pm
ent
(SEE
D)
fac
ilita
ted
a
cap
acit
y b
uild
ing
pro
cess
fo
r th
ese
POs
in t
he
area
s o
f:
1)
com
mu
nit
y em
pow
erm
ent/
deve
lopm
ent;
2)
soci
al
ente
rpris
e m
anag
emen
t, a
nd 3
) adv
ocac
y an
d ne
twor
king
. T
he c
apac
ity b
uild
ing
prog
ram
was
mor
e th
an ju
st c
lass
room
tr
aini
ng –
it in
volv
ed m
ento
ring
and
job-
coac
hing
in t
he a
pplic
atio
n of
the
too
ls
and
met
hodo
logi
es th
at th
e PO
s le
arne
d.
The
final
mod
ule
of th
e ca
paci
ty b
uild
ing
prog
ram
ent
ails
tra
inin
g th
e le
ader
s of
th
e PO
s in
forg
ing
coop
erat
ion
with
oth
er p
rodu
cers
, LG
Us
and
line
agen
cies
, NG
Os,
priv
ate
sect
or, fi
nanc
ing
inst
itutio
ns, c
hurc
h, a
nd th
e ac
adem
e in
pur
suit
of a
sus
tain
able
eco
nom
ic
deve
lopm
ent
at t
he le
vel o
f ru
ral v
illag
es a
nd m
unic
ipal
ities
.
For
this
pur
pose
, th
e PO
s to
geth
er w
ith o
ther
dev
elop
men
t st
akeh
olde
rs,
will
gat
her
in
2013
to
cond
uct
a pl
anni
ng e
xerc
ise
on h
ow t
o re
aliz
e su
stai
nabl
e LE
D in
the
mun
icip
ality
of
La
Cas
tella
na –
the
hom
e of
eig
ht P
Os
part
icip
atin
g in
the
cap
acity
bui
ldin
g pr
ogra
m.
It is
hop
ed t
hat
the
plan
ning
pro
cess
will
lead
to
the
iden
tifica
tion
of c
omm
on p
riorit
ies
amon
g th
e go
vern
men
t, C
SOs
and
busi
ness
sec
tors
and
a d
efini
tion
of a
com
mon
loca
l de
velo
pmen
t ag
enda
in t
he m
unic
ipal
ity.
Cap
aci
ty B
uil
din
g:
Ess
en
tial
Co
mp
on
en
t in
Co
mm
un
ity G
overn
an
ceN
early
10
year
s si
nce
its e
stab
lishm
ent a
s a
mic
rofin
ance
inst
itutio
n, P
ag-in
upda
nay,
Inc.
(PI)
still
bel
ieve
s th
at m
icro
finan
ce b
y its
elf
is n
ot s
uffic
ient
in d
evel
opin
g po
or p
eopl
e liv
ing
in e
cono
mic
ally
bac
kwar
d lo
calit
ies.
In
add
ition
to
mic
rofin
ance
, th
e po
or n
eed
a ra
nge
of a
gric
ultu
ral/b
usin
ess
deve
lopm
ent
serv
ices
to
rais
e th
eir
prod
uctiv
ity,
link
them
with
mar
kets
and
enh
ance
the
ir ge
nera
l cap
abili
ties
in
ente
rpris
e m
anag
emen
t.
As
a m
icro
finan
ce in
stitu
tion,
PI p
rovi
des
mic
rofin
ance
ser
vice
s th
at g
ive
equa
l im
port
ance
to
savi
ngs
gene
ratio
n. It
off
ers
mic
roin
sura
nce
to r
educ
e vu
lner
abili
ty o
f po
or h
ouse
hold
s. It
pro
vide
s bu
sine
ss
deve
lopm
ent
serv
ices
for
cap
acity
bui
ldin
g of
loca
l ent
repr
eneu
rs.
Mor
eove
r, PI
fac
ilita
tes
bara
ngay
-ba
sed
econ
omic
dev
elop
men
t pl
anni
ng a
nd im
plem
enta
tion.
PI h
as b
een
doin
g th
is b
y st
reng
then
ing
bara
ngay
-bas
ed s
truc
ture
s (e
.g.,
Bara
ngay
Dev
elop
men
t C
ounc
il, B
aran
gay
DRR
Cou
ncil,
Bar
anga
y Po
vert
y Re
duct
ion
Act
ion
Team
) to
fost
er a
con
duci
ve e
nviro
nmen
t for
eco
nom
ic g
row
th, a
nd th
roug
h ne
twor
king
and
adv
ocac
y ef
fort
s to
add
ress
env
ironm
enta
l con
cern
s an
d in
adeq
uacy
of
basi
c so
cial
se
rvic
es.
FSSI
and
PI w
ork
in p
artn
ersh
ip to
pro
mot
e co
mm
unity
driv
en d
evel
opm
ent i
n Si
pala
y C
ity.
The
targ
et
bara
ngay
s of
the
pro
ject
are
Mar
ical
um, M
amba
roto
, Cay
haga
n, a
nd C
abad
iang
an.
Mam
baro
to a
nd
Mar
ical
um a
re w
ithin
the
pobl
acio
n ar
ea.
Cab
adia
ngan
is lo
cate
d in
the
hilly
to m
ount
aino
us o
utsk
irts
of S
ipal
ay, w
hile
Cay
haga
n is
a b
aran
gay
faci
ng N
abul
ao B
ay.
The
expe
cted
pro
ject
out
com
es in
clud
e th
e fo
rmul
atio
n an
d up
datin
g of
LED
pla
ns a
nd s
tren
gthe
ning
of p
artic
ipat
ory
gove
rnan
ce s
yste
ms
and
proc
esse
s in
the
four
bar
anga
ys. A
t lea
st 1
,000
wom
en (m
othe
rs o
f chi
ld la
bore
rs o
r wiv
es o
f far
mer
s),
farm
wor
kers
and
sm
all f
arm
ers
and
four
far
mer
s’ o
rgan
izat
ions
are
als
o ex
pect
ed t
o di
rect
ly b
enefi
t fr
om t
he fi
nanc
ial a
nd n
on-fi
nanc
ial s
ervi
ces
to b
e pr
ovid
ed.
Pro
mo
tin
g C
om
mu
nit
y-D
riven
Develo
pm
en
t in
Sip
ala
y C
ity
3BL-
LED
STO
RIES
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
28
-29
7/18
/201
3 1
:47:
21 P
M
3031
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
The
thou
ght
of “
zero
tar
iff”
alar
ms
maj
or s
take
hold
ers
in t
he s
ugar
indu
stry
of
Neg
ros
Occ
iden
tal.
Baya
n M
una
Repr
esen
tive,
Ted
dy C
asiñ
o, d
urin
g a
pres
s co
nfer
ence
org
aniz
ed b
y FS
SI in
the
prov
ince
last
Oct
ober
, su
ccin
ctly
exp
lain
ed w
hy.
He
said
the
zer
o ta
riff
on s
ugar
impo
rts
“will
end
ange
r th
e liv
es a
nd li
velih
ood
of s
ugar
far
mer
s, f
arm
wor
kers
and
pla
nter
s ...
th
e co
untr
y’s
suga
r in
dust
ry w
ill b
e bl
udge
oned
by
the
influ
x of
che
ap im
port
ed s
ugar
from
Aus
tral
ia a
nd T
haila
nd.”
Sin
ce th
e N
egro
s ec
onom
y is
ver
y de
pend
ent
on t
he s
ugar
ind
ustr
y, d
oom
saye
rs s
ee 1
980s
flas
hbac
k im
ages
of
scra
wny
mal
nour
ishe
d ch
ildre
n an
d ag
grav
atin
g po
vert
y in
the
cou
ntry
side
whe
n th
e ze
ro-t
ariff
reg
ime
begi
ns in
201
5.
FSSI
has
su
pp
ort
ed t
he
colle
ctiv
e ef
fort
s o
f SE
ad
voca
tes
and
prac
titio
ners
to
prov
ide
safe
ty n
ets
for
the
sug
ar f
arm
ers
that
wo
uld
be
adve
rsel
y af
fect
ed.
The
proj
ect
has
been
coo
rdin
ated
by
the
SEED
, In
c. w
hich
has
wor
ked
hand
-in-h
and
with
th
e A
lter T
rade
Dev
elop
men
t Fou
ndat
ion,
Inc.
(ATF
I) an
d lo
ng-t
ime
FSSI
par
tner
s, th
e N
egro
s In
stitu
te fo
r Ru
ral D
evel
opm
ent
(NIR
D) a
nd B
road
Initi
ativ
es f
or
Neg
ros
Dev
elop
men
t (B
IND
).
The
grou
ndw
ork
was
laid
by
hold
ing
dial
ogue
s w
ith
the
suga
r far
mer
s on
the
zero
tarif
f iss
ue, f
air t
rade
, SE
and
LED
. Th
e ca
mpa
ign
was
bro
ught
to a
bro
ader
le
vel w
hen
orga
nize
d fa
rmer
s gr
oups
par
ticip
ated
in
the
Neg
ros
Fair
Trad
e A
ssem
bly
and
in t
he N
egro
s O
rgan
ic F
estiv
al.
In th
e N
egro
s Fa
ir Tr
ade
Ass
embl
y,
lead
ers
of
POs
in a
tten
dan
ce d
ecid
ed t
o b
and
them
selv
es t
o fo
rm t
he N
egro
s Is
land
Fai
r Tr
ade
(NIF
T) F
eder
atio
n.
The
Neg
ros
Org
anic
Fes
tival
sta
rted
w
ith t
he o
ath-
taki
ng o
f th
e ne
wly
ele
cted
NIF
T Fe
dera
tion
offi
cers
led
by G
over
nor
Alfr
edo
Mar
añon
, Jr.,
to
geth
er w
ith t
he g
uest
s fr
om
Wor
ld F
air
Trad
e O
rgan
izat
ion
- A
sia
(WFT
O-A
sia)
and
Fai
rtra
de L
abel
ing
Org
aniz
atio
n (F
LO) I
nter
natio
nal t
hat
serv
ed a
s th
e w
itnes
ses.
The
NIF
T Fe
dera
tion
is c
ompo
sed
of t
he N
egro
s O
rgan
ic a
nd F
air
Trad
e A
ssoc
iatio
n (N
OFT
A);
Org
anik
ong
Man
g-uu
ma
sa N
a-am
inha
nang
Neg
ros
(OM
AN
E); O
ccid
enta
l Neg
ros
Agr
aria
n Re
form
Ben
efici
arie
s Pl
ante
rs
Ass
ocia
tion
(ON
ARB
PA);
Upg
radi
ng P
erfo
rman
ce f
or S
usta
inab
le C
apac
ities
and
Liv
elih
ood
Ente
rpris
es
(UPS
CA
LE –
Neg
ros)
; and
prim
ary
orga
niza
tions
suc
h as
San
Vic
ente
Agr
aria
n Re
form
Ben
efici
arie
s M
PC,
Kau
swag
an M
ulti
Purp
ose
Coo
pera
tive,
and
Gen
eral
Mal
var A
grar
ian
Refo
rm B
enefi
ciar
ies
MPC
. Th
e N
IFT
Fede
ratio
n ai
ms
to c
onso
lidat
e th
e ec
onom
ic a
ctiv
ities
of
thes
e PO
fed
erat
ions
to
link
the
Neg
ros
orga
nic
mov
emen
t w
ith t
he g
loba
l fai
r tr
ade
mar
ket
thro
ugh
SE p
rinci
ples
of
3BL.
A
s an
alli
ance
of
com
mun
ity-
base
d PO
s w
ith e
cono
mic
, env
ironm
enta
l and
soc
ial o
bjec
tives
, the
NIF
T Fe
dera
tion
may
ser
ve th
e pu
rpos
e of
the
loca
l con
sort
ium
in F
SSI’s
ow
n 3B
L-LE
D c
onve
rgen
ce b
uild
ing.
Ass
ert
ing
Fair
Tra
de i
n N
eg
ros
by B
uil
din
g a
3B
L-LE
D C
on
sort
ium
Min
dan
ao
: En
terp
rise
Cap
aci
ty-b
uil
din
g o
f Sm
all
C
om
mu
nit
ies
The
erst
whi
le e
lusi
ve p
eace
and
dev
elop
men
t eff
orts
in M
inda
nao
atta
ined
a b
reak
thro
ugh
with
the
forg
ing
of t
he F
ram
ewor
k A
gree
men
t on
the
Ban
gsam
oro.
With
the
fav
orab
le e
nviro
nmen
t, lo
cal d
evel
opm
ent
and
pove
rty
redu
ctio
n in
itiat
ives
got
the
nee
ded
boos
t fo
r bo
th f
ast
grow
ing
citie
s an
d ha
rd-t
o-re
ach
(yet
eco
logi
cally
ver
dant
) sm
all
com
mun
ities
in
Min
dana
o. T
oget
her
with
its
mem
bers
and
pa
rtne
rs th
at h
ave
sign
ifica
nt p
rese
nce
in th
ese
com
mun
ities
, FS
SI h
as f
orge
d lin
kage
s w
ith
dev
elo
pm
ent
acto
rs i
n M
ind
anao
to
war
ds
actu
aliz
ing
soci
al e
ntre
pren
eurs
hip
that
has
st
ron
g a
nd
su
stai
nab
le l
ink
to c
om
mu
nit
y ec
on
om
y b
uild
ing
by
mar
gin
aliz
ed s
ecto
rs
wit
hin
th
e ec
osy
stem
s re
gen
erat
ion
an
d pr
otec
tion
fram
ewor
k.
SE d
evel
opm
ent a
nd 3
BL-L
ED w
ork
in M
inda
nao
focu
sed
on t
hree
mai
n lin
es:
a) a
ssis
tanc
e in
lo
cal
ente
rpri
se a
nd e
cono
my
wor
k in
loc
al
com
mun
itie
s (L
GU
of
Del
Car
men
, Si
arga
o;
CER
D-a
ssis
ted
coas
tal/fi
sher
PO
s in
Hin
atua
n, S
urig
ao d
el S
ur; a
nd G
reen
min
ds o
f Bu
kidn
on-C
agay
an d
e O
ro);
b) p
artn
ersh
ip e
xplo
ratio
n on
LED
with
a m
othe
r N
GO
con
sort
ium
(Coa
litio
n of
Soc
ial D
evel
opm
ent
Org
aniz
atio
ns o
r C
SDO
) of
an
exis
ting
part
ner
in S
outh
Cot
abat
o; a
nd c
) pa
rtne
rshi
p bu
ildin
g on
loc
al
com
mod
ity v
alue
cha
in a
long
LED
with
prim
ary
coop
erat
ives
who
are
mem
bers
of
larg
e fe
dera
tions
like
M
ASS
-SPE
CC
and
FPS
DC
(FSS
I mem
bers
who
sup
port
3BL
-LED
pro
gram
s).
Exp
lori
ng
syn
erg
y w
ith
LG
Us
The
initi
ativ
es o
f D
el C
arm
en,
Siar
gao
May
or A
lfred
o C
oro
III t
o de
velo
p a
“one
bas
ket-
one
prod
uct”
ec
onom
ic p
lan
for
his
mun
icip
ality
fou
nd s
yner
gy w
ith F
SSI’s
rel
evan
t w
ork
in t
he r
egio
n. F
SSI m
embe
r, C
ON
VER
GEN
CE,
rep
rese
nted
by
its s
ecre
tary
gen
eral
and
FSS
I boa
rd m
embe
r, M
s. J
une
Rodr
igue
z, h
ad
expl
orat
ory
visi
t in
the
may
or’s
mun
icip
ality
and
con
duct
ed a
pro
duct
dev
elop
men
t tra
inin
g fo
r PO
s. T
hese
ef
fort
s le
d to
a f
ruitf
ul m
eetin
g w
ith M
ayor
Cor
o on
the
coo
pera
tion
that
may
be
forg
ed in
the
fut
ure
betw
een
the
LGU
and
CO
NV
ERG
ENC
E.
CO
NV
ERG
ENC
E ha
s im
plem
ente
d va
rious
com
mun
ity-c
ente
red,
res
ourc
e-ba
sed
deve
lopm
ent
proj
ects
in
the
isla
nds
of C
ARA
GA
as
a co
aliti
on a
nd th
roug
h its
prim
ary
mem
ber N
GO
s w
ith p
artn
er P
Os
of fa
rmer
s,
incl
udin
g A
RBs,
fish
ers,
indi
geno
us p
eopl
es, w
omen
and
you
th.
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
30
-31
7/18
/201
3 1
:47:
24 P
M
3233
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S 33
GR
OW
TH F
RO
M B
ELO
W
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
The P
ean
ut
Ran
gers
of
Gre
en
min
ds:
Inte
gra
tin
g S
oci
al E
nte
rpri
se w
ith
Eco
log
ical
A
gri
cult
ure
“If
we
boo
st th
e se
lf-es
teem
of t
he m
argi
naliz
ed fa
rmer
s or
indi
geno
us
peop
les
(IP),
we
less
en t
he lo
ad o
f he
lpin
g th
em u
plift
the
ir liv
es.
And
do
n’t
rom
antic
ize
thei
r un
ique
ness
as
a tr
ibe
to g
et a
id.
All
they
nee
d is
em
pow
erm
ent,
” st
ates
Dat
u M
akad
indi
ng,
an a
dopt
ed s
on o
f m
any
trib
es in
Min
dana
o w
hose
real
nam
e is
Rey
nald
o G
il Lo
mar
da, a
gra
duat
e of
BS
Agr
icul
ture
with
a m
ajor
in H
ortic
ultu
re
in t
he U
nive
rsity
of
the
Phili
ppin
es L
os B
anos
. H
e is
one
of
the
pion
eers
of
the
12-y
ear
old
Gre
enm
inds
Inco
rpor
ated
, an
NG
O th
at d
edic
ates
itse
lf to
pre
serv
ing
the
coun
try’
s fr
agile
env
ironm
ent t
hrou
gh e
colo
gica
l agr
icul
ture
and
fost
erin
g th
e sp
irit
of v
olun
teer
ism
.
Dat
u M
akad
indi
ng, w
ho lo
oks
like
a ge
nuin
e yo
ung
Min
dana
o D
atu
and
spea
ks li
ke a
true
lead
er, i
s ac
tual
ly a
Tag
alog
who
mig
rate
d in
Min
dana
o af
ter f
ound
ing
Gre
enm
inds
Inc.
, now
12
year
s ol
d an
d a
self-
sust
aini
ng,
serv
ice
and
peop
le-o
rient
ed N
GO
. G
reen
min
ds,
Inc.
has
tra
ined
a t
otal
of
1,6
80 f
arm
ers,
stu
dent
s, a
nd m
embe
rs o
f tr
ibal
com
mun
ities
suc
h as
th
e M
aman
wa,
Hig
aono
n, M
anob
o, S
uban
en,
Taus
ug a
nd M
aran
ao.
It ha
s en
able
d 65
com
mun
ities
est
ablis
h fo
od s
ecur
ity g
arde
ns,
prac
tice
eco-
frie
ndly
and
aff
orda
ble
farm
ing
tech
nolo
gies
, an
d en
joy
chem
ical
-fr
ee v
eget
able
s.
Go
ing
bey
on
d t
he
init
ial i
mp
act
of
mic
rofi
nan
cin
g
Dev
elop
men
t fin
anci
ng h
as a
lway
s be
en o
ne o
f th
e po
vert
y re
duct
ion
mea
sure
s in
Min
dana
o. T
hus,
FSS
I en
sure
s th
at p
artn
erin
g w
ith m
icro
finan
ce in
stitu
tions
wou
ld e
vide
ntly
dev
elop
sch
emes
tha
t w
ill n
ot ju
st
prov
ide
finan
cial
ser
vice
s bu
t w
ill a
lso
fost
er a
mon
g its
clie
nts
the
valu
es o
f ec
onom
ic s
usta
inab
ility
and
so
cial
res
pons
ibili
ty.
The
USP
D S
avin
gs a
nd C
redi
t C
oope
rativ
e (U
SPD
) is
one
of
FSSI
’s co
oper
ativ
e fin
ance
ins
titut
ion
(CFI
) pa
rtne
rs
in D
avao
del
Sur
. F
SSI a
ssis
ted
USP
D t
hrou
gh it
s “M
icro
Fin
ance
Ser
vice
s to
Mic
ro a
nd S
mal
l En
terp
rises
” pr
ojec
t un
der
the
Savi
ngs
and
Cre
dit
with
Edu
catio
n Pr
ogra
m o
r SC
WE.
The
pro
gram
cat
ers
to c
lient
s w
ho w
ould
like
to s
tart
up
thei
r ow
n bu
sine
ss a
nd n
eed
acce
ss to
fina
ncin
g. A
ctua
l dis
burs
emen
t of
loa
ns s
how
s th
at 1
9% o
f bo
rrow
ers
are
mic
ro a
nd s
mal
l en
trep
rene
urs
in a
gric
ultu
ral,
vend
ing
and
serv
ice
activ
ities
suc
h as
sar
i-sar
i sto
res,
mot
or r
epai
r sh
ops,
and
ani
mal
hus
band
ry.
Beyo
nd p
ositi
ve r
atin
gs a
nd a
war
ds t
hat
USP
D h
as b
een
rece
ivin
g be
caus
e of
its
exce
llenc
e in
del
iver
ing
finan
cial
ser
vice
s, t
he c
oope
rativ
e ai
ms
to g
ive
grea
ter
cont
ribut
ion
in u
plift
ing
the
lives
of
its c
lient
s an
d pa
rtne
rs in
the
reg
ion.
In 2
011,
USP
D c
reat
ed t
he E
ntre
p Es
kwel
a Pr
ogra
m w
hich
pro
vide
s fin
anci
al a
nd b
asic
ent
repr
eneu
rial
trai
ning
to
mem
bers
who
gra
duat
ed f
rom
the
SC
WE
prog
ram
. The
pro
gram
giv
es b
usin
ess
deve
lopm
ent
advi
ce, fi
nanc
ial m
anag
emen
t tra
inin
gs, a
nd b
asic
bus
ines
s pr
opos
al w
ritin
g w
orks
hops
. A
s an
inte
rven
tion
to th
e pr
ogra
m, F
SSI w
ill a
ssis
t the
coo
pera
tive
by p
rovi
ding
mor
e te
chni
cal a
nd c
apac
ity b
uild
ing
trai
ning
s fo
r th
e En
trep
Esk
wel
a m
embe
rs.
KFI
Cen
ter
for
Com
mun
ity D
evel
opm
ent
Foun
datio
n, In
c. (K
CC
DFI
) is
an N
GO
tha
t pr
ovid
es m
icro
finan
ce
serv
ices
in Z
ambo
anga
Pen
insu
la a
nd B
asila
n, S
ulu,
and
Taw
i-taw
i (Ba
SulT
a) a
rea
and
has
been
a p
artn
er
of F
SSI i
n de
liver
ing
thes
e se
rvic
es s
ince
200
7. A
roun
d 40
% o
f K
CC
DFI
clie
nts
are
Mus
lims.
Asi
de fr
om b
eing
one
of t
he m
ost r
elia
ble
inst
itutio
ns p
rovi
ding
fina
ncia
l and
soc
ial s
ervi
ces
in Z
ambo
anga
C
ity, K
CC
DFI
has
als
o be
com
e a
stau
nch
advo
cate
of e
nviro
nmen
t con
serv
atio
n in
its
area
s of
ope
ratio
n. It
ha
s in
corp
orat
ed in
its
new
5-y
ear g
oals
and
obj
ectie
s hi
gh-im
pact
env
ironm
enta
l mea
sure
s an
d in
itiat
ives
, su
ch a
s al
loca
ting
Php
1.5
mill
ion
of th
e re
tain
ed e
arni
ngs
for t
he y
ear e
ndin
g 20
11 to
env
ironm
ent-
rela
ted
activ
ities
. Th
ey w
ill a
lso
com
e up
with
a “
nega
tive
list”
of
clie
nts
invo
lved
in e
nviro
nmen
tally
des
truc
tive
activ
ities
.
Co
mb
inin
g c
om
mu
nit
y en
terp
rise
an
d e
nvi
ron
men
t co
nse
rvat
ion
Whe
n tr
opic
al s
torm
Pab
lo (
inte
rnat
iona
l nam
e Ty
phoo
n Bo
pha)
hit
the
coun
try
in D
ecem
ber
2012
, th
e co
asta
l are
as o
f Su
rigao
del
Sur
wer
e on
e of
the
bad
ly a
ffec
ted
area
s in
Min
dana
o. F
ishe
ries
and
seaw
eed
farm
s w
ere
was
hed
out,
and
ass
ista
nce
for
food
and
live
lihoo
d re
cove
ry w
as s
ough
t.
In p
artn
ersh
ip w
ith t
he C
ente
r fo
r Em
pow
erm
ent
and
Reso
urce
Dev
elop
men
t, I
nc.
(CER
D),
an N
GO
ad
voca
ting
empo
wer
ed, s
elf-
relia
nt a
nd s
usta
inab
le c
oast
al c
omm
uniti
es, F
SSI s
uppo
rted
the
reha
bilit
atio
n of
sea
wee
d fa
rms
of f
our
coas
tal b
aran
gays
in H
inat
uan,
Sur
igao
del
Sur
.
Seaw
eed
farm
ing
has
beco
me
the
sour
ce o
f in
com
e of
the
coa
stal
bar
anga
ys s
ince
CER
D in
trod
uced
the
bu
ying
and
sel
ling
of d
ried
seaw
eeds
in th
e ye
ar 2
000.
The
NG
O h
as b
een
impl
emen
ting
Soci
al E
nter
pris
e Pr
ogra
m (
SEP)
and
Com
mun
ity-B
ased
Coa
stal
Res
ourc
e M
anag
emen
t (C
BCRM
) in
the
coa
stal
are
as o
f H
inat
uan
ang
Mar
ihat
ag b
ay. S
EP w
as f
orm
ulat
ed t
o ac
hiev
e a
sust
aina
ble
soci
al e
nter
pris
e en
tity
that
is
inst
rum
enta
l to
the
coas
tal c
omm
unity
’s po
vert
y re
duct
ion.
3BL-
LED
STO
RY
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
32
-33
7/18
/201
3 1
:47:
25 P
M
3435
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
34FSSI
AN
NU
AL
REP
OR
T 20
12
35
GR
OW
TH F
RO
M B
ELO
W
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
cons
umed
raw
as
wel
l as
proc
esse
d. K
iabo
has
bee
n vi
site
d by
edu
cato
rs, e
nviro
nmen
talis
ts, a
nd o
rgan
ic
farm
ers
from
New
Zea
land
, Ind
ones
ia, M
alay
sia,
Indo
nesi
a an
d V
ietn
am w
ho m
arve
l at t
he p
eanu
t ter
race
s al
ong
the
slop
es o
f th
e K
iabo
mou
ntai
ns.
Pean
ut is
now
the
mai
n in
com
e pr
ovid
er fo
r the
trib
e th
at u
sed
to d
o “k
aing
in”
or s
lash
-and
-bur
n fa
rmin
g.
“Our
pea
nut
ente
rpris
e em
pow
ered
and
tau
ght
us t
he b
eaut
y of
org
anic
far
min
g. In
the
old
day
s, w
e di
d na
tura
l and
slas
h-an
d-bu
rn fa
rmin
g , b
ut w
hen
we
lear
ned
to d
o o
rgan
ic fa
rmin
g ou
r ind
igen
ous k
now
ledg
e ab
out
land
was
fur
ther
enh
ance
d. W
hen
we
did
natu
ral f
arm
ing,
our
la
nd w
as v
ery
fert
ile,
now
it h
as
dete
riora
ted
beca
use
of y
ears
of
abus
e. B
ut w
e ha
ve le
arne
d to
res
tore
an
d pr
eser
ve it
thr
ough
the
use
of
che
mic
al-f
ree
farm
ing.
W
e un
lear
ned
the
old
cultu
re o
f sl
ash-
and-
burn
and
now
pra
ctic
e su
stai
nabl
e fa
rmin
g,”
Dat
u Is
mae
l Sa
bilu
ngan
, th
e so
ft-s
poke
n C
hief
tain
of
the
Hig
aono
ns i
n K
iabo
, ex
plai
ns.
The
pean
ut e
nter
pris
e is
slo
wly
on
its w
ay t
o pr
oces
sing
and
acq
uirin
g or
gani
c th
ird p
arty
cer
tifica
tion.
The
elde
rly S
abilu
ngan
hea
ds t
he K
iabo
Bar
angg
ay T
ribal
Cou
ncil
(KBT
CI)
that
has
som
e 28
fam
ilies
as
mem
bers
. K
BTC
I is
a c
ongl
omer
atio
n of
eld
erly
and
wom
en H
igao
nons
in
Kia
bo,
whi
ch h
as s
ome
25
fam
ilies
as
bene
ficia
ries.
Alth
ough
maj
ority
of K
BTC
I are
eld
erly,
they
con
tinue
to w
ork
on th
eir 5
- hec
tare
pe
anut
far
m,
now
als
o w
ith p
lant
ed w
ith t
aro,
ban
anas
, an
d co
ffee
, as
wel
l as
havi
ng t
ilapi
a fis
h fa
rms
besi
de t
he p
eanu
t fa
rms.
“Mos
t of
our
mem
bers
can
har
dly
wor
k in
the
far
m f
or lo
ng h
ours
, and
we
wan
t m
ore
of o
ur y
oung
trib
e m
embe
rs t
o be
com
e ac
tive
ecol
ogic
al f
arm
ers,
” Sa
bilu
ngan
say
s. H
e re
late
s th
at t
heir
ente
rpris
e w
ith
Gre
enm
inds
has
gre
atly
em
pow
ered
the
wom
en w
ho u
sed
to s
impl
y ta
ke c
are
of t
he c
hild
ren
and
thei
r lit
tle h
omes
.
On
the
othe
r ha
nd,
the
Kia
bo T
ribal
Wom
en’s
Ass
ocia
tion
(KIT
WA
) le
d by
thr
ee f
riend
ly a
nd e
nthu
sias
tic
Hig
aono
n w
omen
She
ryl S
abilo
ngan
, 23;
Mar
ilou
Bana
ag, 3
3; a
nd M
arilo
u Bu
clas
an, 3
5 sh
owed
the
team
ho
w t
he w
omen
hav
e be
en t
akin
g ca
re o
f th
eir
5-h
ecta
re p
eanu
t en
terp
rise
atop
the
hill
y K
iabo
.
The
Kia
bo H
igao
nons
and
Gre
enm
inds
wer
e no
t str
ange
rs to
eac
h ot
her w
hen
the
orga
nic
pean
ut p
rodu
ctio
n w
as in
trod
uced
in t
he a
rea.
Gre
enm
inds
use
d to
pro
vide
cap
acity
-bui
ldin
g an
d or
gani
zing
tra
inin
g to
the
co
mm
unity
with
a 3
,000
pop
ulat
ion
unde
r th
e au
spic
es o
f an
othe
r N
GO
cal
led
Hag
dan
sa K
ausa
wag
an.
Hag
dan’
s ob
ject
ive
was
to o
rgan
ize
the
IPs
and
teac
h th
em s
usta
inab
le fa
rmin
g pr
actic
es. H
owev
er, H
agda
n ra
n ou
t or
fun
ds a
nd le
ft t
he c
omm
unity
and
nev
er g
ot t
o he
lp b
uild
live
lihoo
d, m
uch
mor
e a
sust
aina
ble
inco
me-
gene
ratin
g ac
tivity
for
the
com
mun
ity.
Gre
enm
inds
saw
this
as a
n op
port
unity
and
eng
aged
FSS
I and
ava
iled
of a
n en
terp
rise
fund
, sin
ce G
reen
min
ds
saw
the
com
mun
ity r
eady
for
an
ente
rpris
e. W
hy p
eanu
ts?
Dat
u M
akad
indi
ng e
xpla
ins,
“Th
ere
is a
hig
h de
man
d fo
r pe
anut
s in
the
mar
ket
and
loca
l pro
duct
ion
bare
ly m
eets
loca
l dem
and.
We
gen
erat
e s
uppl
y fr
om C
hina
. Kia
bo is
a h
illy
area
and
pea
nuts
gro
w in
flat
land
s as
wel
l as
on s
lope
d ar
eas,
exa
ctly
the
terr
ain
that
Kia
bo p
osse
sses
. Fur
ther
, it
is a
legu
me
that
doe
s no
t de
man
d a
lot
of w
ater
and
fer
tiliz
ers.
In
fac
t,
it cr
eate
s its
ow
n fe
rtili
zer
as it
pro
duce
s ni
trog
en t
hat
the
soil
need
s to
be
fert
ilize
d. P
eanu
t no
dule
s ge
t ni
trog
en f
rom
the
air
and
prod
uces
120
kilo
gram
s of
nitr
ogen
per
hec
tare
onc
e it
is p
lant
ed.”
In b
etw
een
crop
cyc
les
of
pean
uts,
cor
n is
pla
nted
on
the
sam
e la
nd t
o ab
sorb
the
exc
ess
nitr
ogen
tha
t pe
anut
s ha
ve p
rodu
ced.
Cor
n is
a g
ood
rela
y cr
op a
s it
abso
rbs
nitr
ogen
effi
cien
tly to
gro
w. O
ther
cro
ps th
at
grow
alo
ngsi
de p
eanu
ts o
n th
e ot
her
hand
are
tar
o w
hich
are
pro
duce
d in
to t
aro
chip
s an
d sw
eet
pota
to.
The
Kia
bo o
rgan
ic p
eanu
t fa
rm i
s ra
infe
d an
d p
rodu
ces
two
crop
s a
year
with
a y
ield
of
1.2
tons
per
he
ctar
e so
ld a
t a
farm
gate
pric
e of
Php
33-
36 p
er k
ilo. M
arke
t pr
ice
goes
as
high
as
Php
40-4
5 pe
r ki
lo.
Shel
led
pean
uts
go a
s hi
gh a
s Ph
p 75
per
kilo
in th
e m
arke
t. H
owev
er, K
BTC
I and
KIT
WA
em
ploy
sta
gger
ed
farm
ing,
thu
s ha
rves
t do
es n
ot a
mou
nt t
o th
e m
entio
ned
yiel
d on
a r
egul
ar b
asis
. G
reen
min
ds p
icks
up
the
prod
uce
whi
ch a
re e
ither
she
lled
or u
nshe
lled
(dep
endi
ng o
n th
e m
arke
t dem
and)
from
Kia
bo. S
helle
d pe
anut
s ar
e pr
oces
sed
into
sug
ar-c
oate
d, p
lain
or
salte
d pe
anut
s.
Mar
ket
for
the
proc
esse
d pe
anut
s ar
e sc
hool
s (t
o pr
omot
e he
alth
y sn
acks
for
ele
men
tary
sch
ool c
hild
ren)
, th
e C
agay
an d
e O
ro A
irpor
t Lou
nge,
Nat
ure’
s bo
unty
, th
e ca
ntee
n at
the
Phili
ppin
e N
atio
nal P
olic
e Re
gion
al
Trai
ning
Sch
ool,
and
the
loca
l Cag
ayan
De
Oro
mar
ket.
Gre
enm
inds
is lo
okin
g at
pro
cess
ing
pean
uts
into
th
e hi
gher
-val
ued
pean
ut b
utte
r bu
t th
ey n
eed
to in
fuse
mor
e ca
pita
l for
the
mac
hine
s fo
r pr
oces
sing
and
pa
ckag
ing.
KBT
CI a
nd K
ITW
A p
ay G
reen
min
ds in
kin
d, o
r with
thei
r pea
nut p
rodu
ce, i
n ex
chan
ge fo
r the
sta
rt-u
p gr
ant
that
was
po
ured
into
the
ir co
mm
unity
and
for
oth
er lo
an f
acili
ties
to m
aint
ain
thei
r fa
rms.
For
the
firs
t cr
oppi
ng in
200
8, K
ITW
A b
orro
wed
Php
17,
000
per
hect
are
for
5 he
ctar
es o
r a
tota
l of
Php
85,0
00 f
rom
G
reen
min
ds t
o ju
mp-
star
t pe
anut
pro
duct
ion.
The
gra
nt h
as e
arne
d G
reen
min
ds a
nd t
he c
omm
unity
Php
70
,000
cas
h. B
oth
grou
ps a
re b
anki
ng o
n be
tter
yie
lds
and
bigg
er in
com
es w
ith f
resh
infu
sion
of
capi
tal
and
expa
nsio
n fo
r th
e fo
llow
ing
year
s.
FSSI
and
Gre
enm
inds
Inc.
sig
ned
an a
gree
men
t fo
r a
Php
1.5
mill
ion
full
gran
t on
Oct
ober
10,
201
0 to
im
plem
ent a
pro
ject
cal
led
“Pun
ong-
Puno
ng
Puno
” an
agr
o-fo
rest
ry p
roje
ct w
ith p
eanu
ts a
s th
e m
ain
cash
cr
op.
The
cont
ract
allo
ws
Gre
enm
inds
to w
ork
with
sev
eral
IP c
omm
uniti
es in
var
ious
are
as in
Min
dana
o to
or
gani
ze a
nd b
uild
the
agr
o-fo
rest
ry e
nter
pris
e. E
mbe
dded
in t
he p
roje
ct a
re p
rinci
ples
of
empo
wer
men
t as
wel
l as
gend
er a
nd d
evel
opm
ent.
A m
ajor
pro
ject
site
of G
reen
min
ds is
Bar
angg
ay (B
rgy.
) Kia
bo, a
poo
r and
buc
olic
com
mun
ity o
f Hig
aono
ns
who
com
pris
e 8
0% o
f the
tota
l pop
ulat
ion.
Kia
bo s
its a
bove
the
pict
ures
que
verd
ant p
rovi
nce
of B
ukid
non
loca
ted
at 6
65 m
eter
s ab
ove
sea
leve
l and
san
dwic
hed
in r
ows
of g
reen
s an
d ru
gged
mou
ntai
ns.
Gre
enm
inds
and
the
Kia
bo
Hig
aono
ns fe
rrie
d th
is te
am
of
do
cum
ento
rs t
o h
ave
lunc
h in
a h
illy
port
ion
of
the
com
mun
ity t
hat
had
a ba
ckdr
op o
f th
e m
ajes
tic
mo
un
tain
ran
ges
wit
h a
th
umbn
ail
view
of
Ting
ag
Falls
. D
atu
Mak
adin
ding
an
d t
he
Kia
bo
“p
ean
ut
rang
ers”
as
the
Hig
aono
ns
call
them
selv
es b
oast
of
a se
lf-su
stai
ning
two-
year
old
pe
anut
pro
duct
ion
proj
ect.
Pean
uts
are
legu
mes
tha
t gr
ow o
n sl
opes
, ha
ve h
igh
min
eral
, pot
assi
um, v
itam
in
E, n
iaci
n a
nd
an
ti-c
ance
r ag
ents
, an
d a
re g
lob
ally
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
34
-35
7/18
/201
3 1
:47:
29 P
M
3637
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
36FSSI
AN
NU
AL
REP
OR
T 20
12
37
GR
OW
TH F
RO
M B
ELO
W
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Bucl
asan
, w
ho h
eads
KIT
WA
as
Pres
iden
t, s
ays
that
initi
ally
the
re w
ere
30 w
omen
who
sta
rted
pla
ntin
g pe
anut
s an
d te
ndin
g th
e or
gani
c fa
rm o
n to
p of
the
mou
ntai
n. K
ITW
A is
lite
rally
the
“w
omen
on
top”
as
the
wom
en p
roud
ly c
all t
hem
selv
es a
s th
eir
pean
ut f
arm
is a
top
the
mou
ntai
n fo
r pr
actic
al r
easo
ns:
the
wom
en a
re in
the
ir ea
rly 2
0s t
o 30
s an
d ar
e ab
le t
o cl
imb
and
wor
k on
a h
illy
part
bet
ter
than
the
eld
erlty
K
BTC
I mem
bers
.
How
ever
, the
re a
re o
nly
10 a
ctiv
e m
embe
rs te
ndin
g th
e fa
rms
now
, sin
ce th
e re
st a
re n
ot a
ble
to c
ontin
ue
farm
ing
due
to o
ther
dut
ies
as w
ives
and
mot
hers
. Ye
t ev
en w
ith 1
0 m
embe
rs,
KIT
WA
is d
eter
min
ed t
o ke
ep t
he p
eanu
t fa
rm a
s pr
oduc
tive
as p
ossi
ble.
The
y ar
e lo
okin
g in
to re
crui
ting
mor
e w
omen
thi
s ye
ar a
s th
ey a
re b
ent
on e
xpan
ding
the
ir fa
rm w
ith a
noth
er 7
-hec
tare
pla
ntat
ion.
Kitw
a m
embe
rs p
ut a
side
30%
of t
he n
et in
com
e fo
r a c
omm
on fu
nd a
nd s
hare
the
rest
am
ong
the
actu
al
tille
rs.
They
use
the
30%
for
em
erge
ncy
loan
s of
the
mem
bers
and
far
m im
plem
ents
suc
h as
pic
k, s
pade
, sp
raye
rs, w
ater
dru
ms,
and
bol
os. F
or e
very
see
d th
at t
hey
plan
t, t
hey
shou
ld h
arve
st 1
0-12
pea
nuts
– a
si
gn th
at th
eir h
arve
st is
hea
lthy.
In 3
0-40
day
s, p
eanu
ts b
egin
to fl
ower
and
aft
er 9
0 da
ys, t
hey
stop
pul
ling
wee
ds to
avo
id h
arm
ing
the
pean
ut p
egs,
whi
ch w
ould
abo
rt a
bou
ntifu
l har
vest
. “W
e ha
ve q
ualit
y co
ntro
l. W
e w
ere
taug
ht b
y G
reen
min
ds t
o ch
oose
the
goo
d pe
anut
s fr
om t
he b
ad,”
Buc
lasa
n st
ates
.
From
the
sta
rt o
f th
e FS
SI-G
reen
min
ds p
artn
ersh
ip i
n 20
10,
Kia
bo h
as h
ad fi
ve h
arve
sts.
Bot
h gr
oups
ho
wev
er a
re s
till w
orki
ng o
n qu
ality
con
trol
and
try
ing
to a
chie
ve 1
2% m
oist
ure
cont
ent
for
the
pean
uts.
Aft
er t
he c
halle
ngin
g de
vast
atio
n of
the
ir cr
op la
st y
ear
with
the
ons
laug
ht o
f ty
phoo
n Pa
blo
whe
re e
ven
the
men
of
KBT
CI l
ost,
far
ms
seem
gre
en a
gain
and
are
rea
dy f
or e
xcel
lent
har
vest
.
Emp
ow
erm
ent
“We
have
goo
d w
orki
ng r
elat
ions
with
Gre
enm
inds
, w
e tr
eat
each
oth
er l
ike
fam
ily a
nd w
e ea
rnes
tly
prov
ide
them
wha
t th
ey n
eed
– pr
emiu
m s
helle
d or
uns
helle
d pe
anut
s,”
Bucl
asan
say
s.
Gre
enm
inds
put
s a
lot
of p
rem
ium
on
thei
r re
latio
nshi
p w
ith t
he c
omm
unity
as
wel
l. “T
o us
, the
bus
ines
s w
ill b
e su
stai
nabl
e an
d w
ill g
row
whe
n yo
u ha
ve g
ood
wor
king
and
soc
ial r
elat
ions
with
any
com
mun
ity.
We
ensu
re t
hat
they
fee
l hap
py a
bout
our
ven
ture
,” D
atu
Mak
adin
ding
rev
eals
.
“Bef
ore
Gre
enm
inds
and
our
pea
nut v
entu
re, w
e w
ere
just
in o
ur h
ouse
s an
d ha
ving
a lo
t of i
dle
time.
Now
w
e ea
rn a
n in
com
e of
Php
3,0
00-5
,000
per
mon
th. I
t is
goo
d to
ear
n yo
ur o
wn
inco
me
as a
n in
dige
nous
w
oman
,” S
agilo
ngan
, 23
and
a si
ngle
mot
her
says
, bea
min
g w
ith p
ride.
The
wom
en t
houg
h ar
e st
ill w
orki
ng o
n m
aint
aini
ng s
avin
gs a
s th
ey a
re n
ew e
ntre
pren
eurs
. “W
e do
n’t
even
hav
e a
bank
nea
rby
but
we
have
our
pig
gy b
anks
,” S
agilo
ngan
sta
tes.
Pove
rty
is p
reva
lent
in
the
com
mun
ity,
whi
ch i
s tw
o ho
urs
away
by
land
fro
m C
agay
an d
e O
ro C
ity.
Ther
e ar
e sm
all s
tore
s th
at s
ell h
arve
st o
f pu
mpk
ins
and
othe
r ve
geta
bles
. The
re is
one
jeep
ney
for
publ
ic
tran
spor
tatio
n, w
hich
trav
els
only
at a
spe
cific
tim
e. P
eopl
e ei
ther
wal
k or
use
thei
r ow
n m
otor
bike
s. T
here
is
no
bake
ry b
ecau
se t
he p
eopl
e do
n’t
cons
ume
brea
d an
d th
ey e
at s
wee
t po
tato
inst
ead.
The
y ha
ve n
o ba
nk, n
o ph
arm
acy,
no
doct
or o
r nu
rse.
All
othe
r es
sent
ials
ha
ve t
o be
pur
chas
ed in
the
city
tha
t is
tw
o ho
urs
away
tra
vers
ing
thro
ugh
zigz
ags
of d
irt r
oad.
Inte
rnal
Co
ntr
ol S
yste
m
At
the
mom
ent,
the
re a
re n
o ce
rtifi
ed o
rgan
ic p
eanu
t se
eds
in t
he m
arke
t. O
nly
orga
nic
rice
seed
s ar
e ce
rtifi
ed. T
his
is w
hat G
reen
min
ds a
nd th
eir p
artn
er K
BTC
I and
KIT
WA
are
wor
king
on.
The
y ar
e on
ly a
few
m
onth
s to
get
ting
cert
ified
by
the
Org
anic
Cer
tifica
tion
Cen
ter
of t
he P
hilip
pine
s (O
CC
P).
Cer
tifica
tion,
acc
ordi
ng to
the
OC
CP,
is a
way
of e
nsur
ing
that
pro
duct
s cl
aim
ed to
be
orga
nic
are
actu
ally
pr
oduc
ed a
ccor
ding
to o
rgan
ic fa
rmin
g pr
inci
ples
. Fur
ther
, it i
s ve
ry h
elpf
ul a
s a
mar
ketin
g in
stru
men
t tha
t en
able
s pr
oduc
ers
to a
cces
s m
arke
ts f
or o
rgan
ic p
rodu
cts.
Gre
enm
inds
has
app
lied
for t
hird
par
ty c
ertifi
catio
n an
d is
aw
aitin
g in
spec
tion
from
OC
CP.
Dat
u M
akad
indi
ng
has
empl
oyed
an
inte
rnal
con
trol
sys
tem
(IC
S), w
hich
leve
rage
s th
e K
iabo
ent
repr
eneu
rs’ a
bilit
y to
pro
duce
or
gani
c pe
anut
s w
ith l
ess
cert
ifica
tion
cost
s. W
ith t
he I
CS,
the
com
mun
ity h
as f
our
accr
edite
d in
tern
al
insp
ecto
rs w
ho e
nsur
e th
at t
he f
arm
s ar
e ke
pt c
lear
of
chem
ical
s on
a m
onth
ly b
asis
. O
CC
P ce
rtifi
catio
n co
sts
som
e Ph
p 25
,000
cov
erin
g a
cert
ifica
tion
fee
of P
hp 2
0,00
0 an
d an
ext
erna
l ins
pect
or f
ee o
f Ph
p 5,
000
per
day.
“The
ICS
is t
he c
omm
unity
’s sy
stem
of
empo
wer
men
t of
man
agin
g or
gani
c fa
rms,
” D
atu
Mak
adin
ding
, a
cert
ified
insp
ecto
r und
er O
CC
P sa
ys. U
nder
Phi
lippi
ne la
ws
a ce
rtifi
ed in
spec
tor o
f the
OC
CP
is n
ot a
llow
ed
to
subm
it a
repo
rt t
o ce
rtify
hi
s ow
n fa
rm t
hus
disa
llow
ing
Dat
u M
akad
indi
ng t
o do
thi
s fo
r th
e K
iabo
or
gani
c pe
anut
farm
. W
ith IC
S ho
wev
er, O
CC
P in
spec
tors
nee
d no
t ins
pect
the
who
le fa
rm b
ut c
an s
ubm
it th
eir
repo
rts
to t
he O
CC
P in
spec
tor
assi
gned
to
thei
r fa
rm f
or c
lear
ance
and
app
rova
l.
With
an
OC
CP
cert
ifica
tion,
the
Kia
bo o
rgan
ic p
eanu
ts w
ill h
ave
bett
er m
arke
ting
acce
ss a
nd c
an b
e ex
port
ed
to th
e U
S an
d Eu
rope
. Tec
hnic
ally,
the
pean
ut s
eeds
from
the
Kia
bo fa
rms
will
be
rend
ered
org
anic
as
wel
l. W
ith t
hird
par
ty c
ertifi
catio
n, a
wel
l bui
lt-in
ICS
and
tra
nsfe
r of
tec
hnol
ogy,
D
atu
Mak
adin
ding
rel
ates
th
at K
BTC
I and
KIT
WA
, bot
h of
whi
ch a
re d
uly
regi
ster
ed o
rgan
izat
ions
by
the
Dep
artm
ent
of L
abor
and
Em
ploy
men
t (D
OLE
) and
Sec
uriti
es a
nd E
xcha
nge
Com
mis
sion
(SEC
), ca
n be
left
on
thei
r ow
n to
man
age
thei
r ow
n bu
sine
ss. T
he v
alue
cha
in o
f or
gani
c pe
anut
s is
not
as
com
plic
ated
as
that
of
the
rice,
coc
onut
an
d ot
her
cash
cro
ps. T
he e
nter
pris
ing
indi
geno
us t
ribe
can
inde
pend
ently
ow
n th
e bu
sine
ss, e
xpan
d an
d ex
plor
e ot
her
mar
kets
oth
er t
han
Gre
enm
inds
.
Gre
enm
inds
as
the
mot
her
soci
al e
nter
pris
e ha
s gr
ande
r pl
ans
for
the
pean
ut s
ocia
l ent
erpr
ise:
to
tap
the
grea
t un
serv
ed lo
cal m
arke
t w
ith b
ette
r su
pply
fro
m it
s IP
par
tner
s to
bra
nch
out
to p
eanu
t pr
oces
sing
.
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
36
-37
7/18
/201
3 1
:47:
34 P
M
3839
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Stro
ng S
Es o
f the
poo
r and
for t
he p
oor a
re c
orne
rsto
ne o
f 3BL
-LED
. SE
serv
ing
poor
com
mun
ities
nee
ds
polic
ies
supp
ortiv
e of
the
ir vi
sion
esp
ecia
lly in
the
per
iod
of u
npro
tect
ed m
arke
ts a
nd s
tark
ineq
uitie
s,
whi
ch e
ven
gove
rnm
ent r
ecog
nize
s. F
or a
n ec
onom
y to
be
incl
usiv
e of
the
poor
it m
ust h
ave
affir
mat
ive
polic
ies
in p
lace
tha
t pr
ovid
e op
port
uniti
es f
or d
isen
fran
chis
ed s
ecto
rs t
o cr
eate
wea
lth. P
olic
y af
fect
s th
e di
strib
utio
n of
res
ourc
es a
nd r
ight
s fu
lfillm
ent
of s
ecto
rs.
An A
gend
a fo
r the
Poo
r:Th
e Vi
sion
that
Bin
ds
Exce
pt f
or t
he r
adic
al d
ebt
relie
f ca
mpa
ign
in t
he 1
980s
whi
ch g
ave
birt
h to
our
Fou
ndat
ion,
per
haps
it
is in
the
art
icul
atio
n of
the
nee
d fo
r an
SE-
cond
uciv
e po
licy
envi
ronm
ent
that
FSS
I’s in
volv
emen
t in
ad
voca
cy h
as b
ecom
e m
ore
tang
ible
, dire
ct, a
nd f
ar-r
each
ing
for
the
soci
al e
nter
pris
e se
ctor
.
At
the
onse
t of
201
2, F
SSI
co-c
onve
ned
the
sect
or
cons
titut
ed b
y co
oper
ativ
es,
fair-
trad
e pr
actit
ione
rs,
econ
omic
just
ice
advo
cate
s, a
cade
me
, soc
ial i
nves
tors
an
d so
cial
ent
erpr
ises
. Th
e Fe
b 15
-16
cons
ulta
tion
part
icip
ated
by
60 r
epre
sent
ativ
es a
gree
d to
a s
et
of p
olic
y re
form
s ne
eded
for
the
sec
tor
to g
row
an
d ef
fect
ivel
y im
pact
on
pove
rty-
redu
ctio
n. In
tha
t co
nsul
tatio
n, t
he P
RESE
NT
Coa
litio
n, a
bro
ad-b
ased
ad
voca
cy a
llian
ce o
f 16
org
anza
tions
and
net
wor
ks
was
cre
ated
. The
FSS
I was
ele
cted
to
co-c
onve
ne t
he
allia
nce
with
the
Ate
neo
Scho
ol o
f G
over
nanc
e.
On
May
9,
the
lang
uage
of
soci
al e
ntre
pren
eurs
hip
offic
ially
ent
ered
the
halls
of p
olic
ymak
ing
. The
Soc
ial
Ente
rpris
e Bi
ll in
trod
uced
by
Hou
se D
eput
y Sp
eake
r Er
in T
añad
a an
d lo
dged
to th
e H
ouse
Com
mitt
ee o
n Sm
all B
usin
ess
and
Ente
rpris
e D
evel
opm
ent c
haire
d by
Rep
. Ted
dy C
asiñ
o la
ys d
own
a m
enu
of s
trat
egie
s fo
r SE
s to
prim
arily
ser
ve t
he e
cono
mic
inte
rest
s of
the
poo
r an
d m
ake
them
act
ive
part
ners
for
dev
elop
men
t. N
ATC
CO
Rep
. Cre
sent
e Pa
ez a
nd R
ep. J
V
Ejer
cito
co-
auth
ored
the
bill
.
A p
ropo
sed
key
stra
tegy
is s
tren
gthe
ning
indu
stry
sub
sect
ors
whe
re th
e po
or a
re e
cono
mic
ally
eng
aged
. A
s de
fined
in t
he b
ill, e
cono
mic
sub
sect
ors
are
netw
orks
of
rela
ted
acto
rs a
nd e
nter
pris
es p
erfo
rmin
g va
rious
fun
ctio
ns in
val
ue c
hain
s. T
hese
act
ors
and
ente
rpris
es t
rans
form
raw
mat
eria
ls in
to fi
nish
ed
prod
ucts
, or d
evel
op se
rvic
es, a
nd d
istr
ibut
e or
pro
vide
them
thro
ugh
mar
ket c
hann
els t
o fin
al c
onsu
mer
s.
They
may
be
iden
tified
by
key
raw
mat
eria
l sou
rce,
by
finis
hed
prod
uct
or fi
nal s
ervi
ce p
rovi
ded.
Whe
n so
cial
ent
erpr
ises
of
the
poor
are
dev
elop
ed i
n th
e ec
onom
ic s
ubse
ctor
s su
ch a
s co
conu
t or
fish
ing
indu
strie
s, t
he im
pact
wou
ld a
ddre
ss e
cono
mic
, soc
ial,
and
envi
ronm
enta
l ine
quiti
es.
The
law
als
o pr
opos
es p
refe
rent
ial t
reat
men
t to
SE in
gov
ernm
ent p
rocu
rem
ent.
It i
s th
e po
sitio
n of
the
sect
or th
at p
urch
ases
of S
E pr
oduc
ts a
nd s
ervi
ces
is a
just
use
of p
ublic
mon
ey a
s it
will
be
redi
rect
ed to
so
cial
, env
ironm
enta
l and
eco
nom
ic o
bjec
tives
. SE
proc
urem
ent
can
also
be
view
ed in
the
per
spec
tive
of c
ost-
effic
ienc
y of
sca
rce
reso
urce
s by
hel
ping
poo
r en
trep
rene
uria
l com
mun
ities
whi
le m
eetin
g th
e ne
ed o
f go
vern
men
t ag
enci
es f
or q
ualit
y pr
oduc
ts a
t co
mpe
titiv
e pr
ices
.
CON
DU
CIVE
PO
LICY
ENVI
RON
MEN
T
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
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-39
7/18
/201
3 1
:47:
35 P
M
4041
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
A s
et o
f inc
entiv
es a
nd s
uppo
rt p
rogr
ams
for S
Es to
flou
rish
in m
ajor
eco
nom
ic s
ubse
ctor
s m
ust
be in
pla
ce s
o th
at p
over
ty r
educ
tion
can
be a
ccel
erat
ed. T
hese
sup
port
pro
gram
s in
clud
e sp
ecia
l cre
dit
win
dow
s su
ppor
ted
by a
gua
rant
ee f
und
pool
so
that
SE
can
avai
l of
non
-col
late
raliz
ed lo
ans;
a c
ompr
ehen
sive
insu
ranc
e sy
stem
so
that
SEs
and
the
poo
r ca
n be
pro
tect
ed f
rom
the
impa
cts
of c
limat
e ch
ange
and
nat
ural
dis
aste
rs;
a re
sear
ch
and
deve
lopm
ent
prog
ram
to
assi
st s
ocia
l ent
erpr
ises
und
erta
ke c
ontin
uing
inno
vatio
ns;
a m
arke
t de
velo
pmen
t pr
ogra
m b
ased
on
the
prin
cipl
es o
f fa
ir tr
ade
that
wou
ld a
llow
SE
s to
gro
w;
and
a ca
paci
ty d
evel
opm
ent
prog
ram
to
assi
st S
Es a
nd t
he p
oor
man
age
the
chal
leng
es o
f sc
alin
g up
.
Mor
e th
an a
suc
cess
in b
uild
ing
a co
nsen
sus
amon
g th
e se
ctor
, the
adv
ocac
y fo
r th
e SE
Bi
ll be
cam
e a
plat
form
to
dis
cuss
soc
ial
entr
epre
neur
ship
to
com
mun
ities
, le
gisl
ator
s,
exec
utiv
es,
orga
niza
tions
, do
nors
, bu
sine
ss s
uppo
rt o
rgan
izat
ions
and
the
med
ia.
In
the
room
s of
Con
gres
s, m
embe
rs o
f th
e PR
ESEN
T C
oalit
ion
side
by
side
with
adv
ocat
e-le
gisl
ator
s’ T
añad
a, C
asiñ
o an
d Pa
ez s
erve
d as
sha
rp d
iscu
ssan
ts o
f the
pro
pose
d m
easu
re.
In m
ost
publ
ic f
ora
of t
he s
ecto
r, th
e SE
Bill
was
alw
ays
one
of t
he c
entr
al d
iscu
ssio
ns
prov
idin
g an
impe
tus
for
an in
telli
gent
deb
ate
on h
ow t
he B
ill w
ould
hel
p th
e se
ctor
up-
scal
e fo
r po
vert
y re
duct
ion.
The
year
201
2 w
as a
yea
r of
con
solid
atio
n of
the
sec
tor
and
of f
oste
ring
unde
rsta
ndin
g am
ong
polic
ymak
ers
and
med
ia w
here
soc
ial e
ntre
pren
eurs
hip
was
rar
ely
hear
d of
. In
a sp
an o
f ei
ght
mon
ths,
the
PRE
SEN
T C
oalit
ion
met
reg
ular
ly, w
on k
ey e
xecu
tive
agen
cies
an
d th
e m
ost
artic
ulat
e le
gisl
ator
s to
its
fol
d. I
t ca
taly
zed
syne
rgie
s of
SE
netw
orks
at
the
loca
l lev
els,
incr
ease
d do
nor
unde
rsta
ndin
g of
soc
ial e
ntre
pren
eurs
hip
and
prop
elle
d pr
ojec
t de
velo
pmen
t w
ith s
uppo
rt a
genc
ies
for
pilo
ting
som
e pr
ovis
ions
of
the
SE B
ill.
At
the
end
of t
he y
ear,
near
ly a
ll ke
y le
ader
s in
the
sec
tor
expr
esse
d th
at t
he S
E Bi
ll is
a
timel
y an
d re
leva
nt p
iece
of
legi
slat
ion
and
that
soc
ial e
ntre
pren
eurs
hip
with
the
poo
r as
prim
ary
stak
ehol
ders
is
a m
ore
suta
inab
le w
ay o
f re
duci
ng p
over
ty.
In o
ne f
orum
, Re
p. T
añad
a sa
id,”
I a
ppre
ciat
e so
cial
ent
erpr
ises
not
onl
y fo
r cr
eatin
g w
ealth
but
mor
e im
port
antly
for
dis
trib
utin
g th
e w
ealth
the
y cr
eate
to
the
poor
the
y se
rve,
in t
he p
roce
ss
build
ing
the
asse
ts a
nd c
apab
ility
of
the
poor
to
over
com
e po
vert
y”.
Kno
wn
natio
nalis
t an
d co
nstit
utio
nalis
t D
r. Fl
oran
gel R
osar
io B
raid
wro
te in
her
col
umn
that
the
pro
pose
d m
easu
re “
…re
spon
ds t
o th
e co
nstit
utio
nal p
rovi
sion
s on
soc
ial j
ustic
e an
d to
the
Inte
rnat
iona
l Cov
enan
t on
Eco
nom
ic, S
ocia
l and
Cul
tura
l Rig
hts
to w
hich
the
co
untr
y is
a s
igna
tory
. It c
ould
be
the
answ
er to
wha
t ret
ired
Supr
eme
Cou
rt C
hief
Just
ice
Puno
des
crib
es a
s “e
qual
ity w
ith s
ubst
ance
” an
d no
t m
erel
y “p
roce
dura
l” a
s it
allo
ws
thos
e w
ho h
ave
less
in li
fe t
he c
apac
ities
to
com
pete
on
the
“sta
rtin
g lin
e.”
Dee
pen
ing
En
gag
emen
ts f
or
3BL-
LED
Ad
voca
cyA
side
fro
m t
he S
E Bi
ll ad
voca
cy a
nd p
rom
otio
n of
SE
prod
ucts
and
ser
vice
s, F
SSI
also
re
spon
ded
to p
olic
ies
that
are
con
duci
ve
to t
he d
evel
opm
ent
of s
usta
inab
le l
ocal
ec
onom
ies,
whi
ch i
nclu
de t
he A
ltern
ativ
e M
iner
als
and
Man
agem
ent
Bill,
adv
ocac
y ac
tiviti
es
stre
ngth
enin
g th
e de
moc
ratiz
atio
n of
ele
ctric
coo
pera
tives
, an
d co
nsul
tatio
ns
to m
ains
trea
m c
limat
e ch
ange
ad
apta
tion
and
disa
ster
ris
k re
duct
ion
and
miti
gatio
n. It
al
so p
rovi
ded
med
ia a
ssis
tanc
e to
the
cam
paig
n to
sto
p th
e im
plem
enta
tion
of th
e A
uror
a Pa
cific
Eco
nom
ic Z
one
and
Free
port
due
to
its d
ocum
ente
d de
trim
enta
l eff
ects
on
the
envi
ronm
ent,
IPs
and
farm
ers’
land
ow
ners
hip,
as
wel
l as
on th
e ec
onom
y in
the
long
term
.
In f
ocus
are
as,
FSSI
sup
port
ed l
ocal
eff
orts
tha
t in
crea
se t
he i
nvol
vem
ent
of p
oor
ente
rpris
ing
com
mun
ities
for
3BL
-LED
con
sort
ium
-bui
ldin
g.
NA
ME
OF
OR
GA
NIZ
ATI
ON
ADVO
CACY
ACT
IVIT
YOB
JECT
IVE
OF A
CTIV
ITIE
S
Wom
en's
Fai
r Tra
de
Foru
mTo
incr
ease
the
awar
enes
s o
f peo
ple
and
ente
rpris
es in
in
still
ing
the
valu
e of
tran
sfor
min
g th
e di
sadv
anta
ged
thro
ugh
empo
wer
ing
wom
en th
roug
h di
gnifi
ed li
velih
ood
and
empl
oym
ent o
ppor
tuni
ties
Pikh
umpu
ngan
Dlib
on S
uban
en, I
nc.
Indi
geno
us w
omen
an
d ec
onom
ic
empo
wer
men
t in
agric
ultu
ral m
arke
ts
To in
itiat
e kn
owle
dge
expa
nsio
n an
d sk
ill-b
uild
ing
activ
ities
of
indi
geno
us w
omen
to a
ddre
ss e
cono
mic
em
pow
erm
ent
issu
es p
artic
ular
ly in
exp
lorin
g vi
able
live
lihoo
d op
tions
.
Lega
l Rig
hts A
nd N
atur
al R
esou
rces
Ce
nter
, Inc
.Ca
mpa
ign
Cara
van
to p
ush
for
the
Alte
rnat
ive
m\
Min
eral
s M
anag
emen
t Bi
ll
The
Cara
van
seek
s to
1) S
tep
up it
s ca
mpa
ign
befo
re th
e
AMM
B an
d 3)
Con
solid
ate
its re
gion
al c
ampa
ign
netw
orks
Phili
ppin
e Bu
sine
ss F
or S
ocia
l Pro
gres
s5t
h Bu
sine
ss In
De
velo
pmen
t Ch
alle
nge
- Trip
le
Awar
ds
To h
elp
indi
vidu
als
and
com
mun
ities
upl
ift th
eir l
ivin
g st
anda
rds
and
cont
ribut
e to
pov
erty
redu
ctio
n
CODE
-NG
OCS
O le
arni
ng a
nd
plan
ning
ses
sion
s on
re
spon
ding
to c
limat
e an
d m
itiga
ting
risks
1) S
hare
suc
cesf
ul c
ases
of m
ains
trea
min
g CC
A in
pov
erty
-re
duct
ion
initi
ativ
es 2
) Pre
sent
tool
s th
at C
SOs
may
use
to
inte
grat
e CC
A in
to th
eir p
rogr
ams
and
3) S
eek
usef
ul
expe
rienc
es d
urin
g th
e op
en fo
rum
that
may
con
trib
ute
to
reso
urce
s an
d in
tegr
atin
g di
sast
er ri
sk m
itiga
tion
and
CCA
in
deve
lopm
ent p
rogr
ams
Phili
ppin
e Bi
ocha
r Ass
ocia
tion,
Inc.
Phili
ppin
e Bi
ocha
r Co
nfer
ence
1) B
ring
toge
ther
sta
keho
lder
s us
ing
bioc
har;
2) D
evel
op a
na
tiona
l age
nda
on th
e us
e of
Bio
char
in a
gric
ultu
re a
nd
envi
ronm
ent t
hat w
ill c
ente
r aro
und
tech
nolo
gy, c
omm
unity
de
velo
pnen
t and
live
lihoo
d, fa
rm a
dapt
atio
n an
d re
sear
ch
and
deve
lopm
ent
Clim
ate
Chan
ge
Wor
ksho
p, "
Rais
ing
CSO
s Kn
owle
dge
And
Awar
enes
s on
CCA
M
odel
s in
Add
ress
ing
Pove
rty
Redu
ctio
n”
To ra
ise
awar
enes
s of
CSO
s on
var
ious
mod
els
of C
CA
and
how
thei
r on-
goin
g po
vert
y re
duct
ion
initi
ativ
es
coul
d be
con
side
red
as C
CA in
itiat
ives
for e
nhan
cem
ent
and
repl
icat
ion
to c
ontr
ibut
e in
redu
ctin
g po
vert
y an
d vu
lner
abili
ty o
f the
com
mun
ities
or s
ecto
rs th
ey s
erve
Mal
aya
Deve
lopm
ent C
oope
rativ
e Ad
vanc
ing
SE-L
ED
initi
ativ
es in
Isab
ela
To c
raft
of th
e Co
mm
on D
evel
opm
ent A
gend
a am
ong
SE-L
ED
prac
titio
ners
, pro
mot
ers,
advo
cate
s an
d co
re g
roup
mem
bers
.
Inst
itute
For
Phi
lippi
ne C
ooop
erat
ives
An
d So
cial
Ent
erpr
ise
Deve
lopm
ent
IPCS
ED S
tudy
Tour
to
Payo
ga/K
apat
agan
M
PC In
Isab
ela
1) To
impr
ove
tech
nica
l kno
wle
dge
on p
rodu
ctio
n/fo
rmul
atio
n of
org
anic
inpu
ts 2
) To
gene
rate
lear
ning
s an
d le
sson
s on
bu
sine
ss/m
arke
ting,
adv
ocac
y an
d pr
omot
ion
base
d on
Pa
yoga
/Kap
atag
an's
exp
erie
nce,
and
str
engt
heni
ng c
oops
/fa
mer
s re
solv
e of
pro
mot
ing
orga
nic
agric
ultu
re in
Bat
aan
Soci
al E
nter
pris
e Em
pow
erm
ent F
or
Rura
l Dev
elop
men
t, In
c.Bu
ildin
g a
3BL-
LED
cons
ortiu
m in
Neg
ros
isla
nd
1) F
orm
ulat
ion
of a
Fra
mew
ork
Plan
to la
y do
wn
the
foun
datio
nal e
ffort
s of
the
Neg
ros
Fair
Trad
e Co
mm
ittee
2)
trad
e, s
ocia
l ent
erpr
ise,
and
3BL
-LED
in th
e Pr
ovin
cial
Org
anic
the
Wor
ld F
air T
rade
Day
Phili
ppin
e So
cial
Ent
erpr
ise
Net
wor
kSo
cial
En
trep
rene
ursh
ip:
Prom
otin
g So
cial
Eq
uity
and
Em
pow
erm
ent o
f The
Po
or
To b
road
en s
uppo
rt fr
om C
SOs
and
othe
r lik
e-m
inde
d
entr
epre
neur
ship
and
the
SE B
ill
LIST
OF
GR
AN
TS F
OR
AD
VO
CACY
AT
THE
NA
TIO
NA
L A
ND
LO
CAL
LEV
ELS
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
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-41
7/18
/201
3 1
:47:
36 P
M
4243
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Sta
ff C
om
pete
nce
FSSI
has
cre
ated
a c
ompe
tent
team
of f
acili
tato
rs a
nd le
ader
s pa
rtic
ular
ly in
dev
elop
ing
focu
s ar
eas
anch
ored
in
the
3BL-
LED
fram
ewor
k un
der t
he n
ew M
TDP.
Num
erou
s fie
ldw
orks
hav
e be
en c
ondu
cted
in e
stab
lishi
ng
the
focu
s ar
eas,
and
tim
ely
upda
ting
of s
taff
com
pete
nce
was
att
ende
d by
FSS
I per
sonn
el t
o en
sure
act
ive
serv
ice-
deliv
ery.
In 2
012,
FSS
I sta
ff w
ere
able
to e
nhan
ce th
eir c
apac
ity b
y re
tool
ing
them
selv
es w
ith c
ours
es
on F
inan
cial
Edu
catio
n, F
inan
ce fo
r Non
-Fin
ance
Man
ager
s, F
inan
cial
Lite
racy
and
Exp
ress
Pay
men
t Sys
tem
Su
rvey
, Fi
nanc
ial
Man
agem
ent
and
Soci
al R
etur
n on
Inv
estm
ent
Trai
ning
s, a
nd S
ocia
l En
trep
rene
ursh
ip.
Thes
e tr
aini
ngs
wer
e no
t on
ly a
tten
ded
by t
he s
taff
fro
m t
he d
evel
opm
ent
serv
ices
and
fina
nce
units
;
supp
ort
serv
ices
sta
ff li
ke t
he F
ound
atio
n’s
driv
er a
nd u
tility
per
sonn
el w
ere
also
sen
t to
the
se t
rain
ings
in
orde
r to
app
reci
ate
the
valu
e of
FSS
I’s w
ork
and
mis
sion
. The
se t
rain
ings
wer
e fa
cilit
ated
by
APP
END
and
IS
EA-B
PI F
ound
atio
n.
Info
rmati
on
an
d K
no
wle
dg
e M
an
ag
em
en
tIn
201
2, F
SSI w
as a
ggre
ssiv
e in
tran
sfor
min
g its
Info
rmat
ion
and
know
ledg
e m
anag
emen
t are
a in
to a
relia
ble
mec
hani
sm t
hat
supp
orts
its
com
mun
icat
ion
fram
ewor
k to
est
ablis
h up
-to-
date
info
rmat
ion,
kno
wle
dge
audi
t, a
nd k
now
ledg
e sh
arin
g. T
he F
inan
ce U
nit i
n pa
rtic
ular
, was
abl
e to
tap
the
expe
rtis
e of
an
acco
untin
g sy
stem
dev
elop
er (N
ARR
ATE
K) i
n or
der t
o be
att
uned
to th
e cu
rren
t dem
ands
of i
nter
nal a
ccou
ntin
g pr
actic
es.
Thro
ugh
this
new
acc
ount
ing
syst
em, F
SSI h
as d
ecid
ed t
o up
grad
e its
cur
rent
com
pute
r se
rver
, ope
ratin
g sy
stem
s an
d ot
her
com
pute
r es
sent
ials
. Th
is n
ew a
ccou
ntin
g sy
stem
will
als
o su
ppor
t th
e de
velo
pmen
t se
rvic
es o
f th
e Fo
unda
tion
in p
rodu
cing
dig
ital d
atab
ase
of t
he o
ld a
nd c
urre
nt p
ortf
olio
acc
ount
s of
the
pa
rtne
rs a
nd o
n-tim
e de
liver
y of
rep
orts
and
ana
lysi
s ne
eded
by
the
Foun
datio
n’s
polic
y-m
akin
g bo
dy.
Als
o in
yea
r 20
12,
FSSI
tap
ped
the
serv
ices
of
a do
cum
ent
man
agem
ent
syst
em p
rovi
der
(Arc
Flow
) th
at
ensu
res
qual
ity fi
le s
tora
ge, e
asy
file
acce
ss f
or t
he s
taff
eve
n if
they
are
out
of
the
offic
e or
in fi
eldw
ork.
Th
is d
ocum
ent
man
agem
ent
syst
em f
eatu
res
deta
iled
file-
fold
ers
that
can
be
acce
ssed
by
an a
utho
rized
st
aff.
Thi
s sy
stem
will
fre
e th
e Fo
unda
tion
of v
olum
inou
s pa
pers
, m
agaz
ines
, an
nual
rep
orts
, pr
inte
d lit
erat
ure,
and
pro
gram
doc
umen
ts t
hat
requ
ire s
tora
ge s
pace
s in
the
offi
ce. T
his
docu
men
t m
anag
emen
t sy
stem
will
als
o se
rve
as t
he in
-hou
se d
igita
l lib
rary
of
the
Foun
datio
n th
at w
ill s
urel
y de
fine
effic
ienc
y an
d ef
fect
iven
ess
of F
SSI p
erso
nnel
.
FSSI
web
site
for
201
2 un
derw
ent
min
or u
pdat
ing
to b
ecom
e us
er-f
riend
ly a
nd in
form
atio
n-fil
led
and
to
feat
ure
cros
s-cu
ttin
g is
sues
tha
t pr
omot
e 3B
L-LE
D a
ctiv
ities
and
gui
delin
es.
Als
o, F
SSI m
ade
its p
rese
nce
mor
e pr
omin
ent
in t
he s
ocia
l net
wor
king
por
tal,
Face
book
. Th
roug
h th
is p
rese
nce,
FSS
I par
tner
s ar
e ab
le
to s
ee t
he d
aily
act
iviti
es a
nd S
E up
date
s fr
om F
SSI.
Asi
de f
rom
dig
ital
upgr
adin
g, F
SSI
also
sig
nific
antly
im
prov
ed i
ts v
isib
ility
thr
ough
the
dev
elop
men
t of
or
gani
zatio
nal b
roch
ures
and
pro
mot
iona
l kits
.
Mem
bers
hip
Develo
pm
en
tFS
SI r
evie
wed
its
mem
bers
hip
recr
uitm
ent
polic
y an
d pr
oces
s fo
r ye
ar 2
012,
as
two
maj
or N
GO
s w
ith
natio
nwid
e co
vera
ge in
term
s of
ope
ratio
n an
d pa
rtne
rshi
p ha
ve s
igni
fied
inte
rest
to b
ecom
e FS
SI m
embe
rs,
nam
ely
the
Phili
ppin
e C
lean
Air
Initi
ativ
e an
d V
ICTO
Nat
iona
l.
With
thi
s de
velo
pmen
t, F
SSI
draf
ted
a ne
w a
pplic
atio
n fo
rm a
nd s
et o
f re
quire
men
ts f
or m
embe
rshi
p ap
plic
atio
n. F
SSI m
embe
rshi
p is
not
initi
ated
by
invi
tatio
n bu
t thr
ough
the
inte
nt o
f the
app
lican
t org
aniz
atio
n an
d pr
ovid
ed th
at tw
o of
exi
stin
g FS
SI m
embe
r org
aniz
atio
ns h
ave
reco
mm
ende
d or
end
orse
d th
e ap
plic
ant
orga
niza
tion.
Als
o, n
ew a
pplic
ant r
equi
res
an e
ndor
sem
ent f
rom
the
Foun
datio
n’s
Boar
d of
Tru
stee
s to
the
Gen
eral
Mem
bers
hip
and
need
s 2/
3 vo
tes
from
the
Gen
eral
Ass
embl
y.
Dyna
mic
Peo
ple,
Effi
cien
t Sys
tem
s
ENH
AN
CED
PEO
PLE
AN
D S
YSTE
MS
FSSI
AR
2012
Dra
ft_Ju
ly_1
8_11
4pm
.indd
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-43
7/18
/201
3 1
:47:
42 P
M
4445
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
The
Gen
eral
Ass
embl
yA
llian
ce o
f Phi
lippi
ne P
artn
ers
in E
nter
pris
e D
evel
opm
ent
(APP
END
)A
ssoc
iati
on o
f Fou
ndat
ions
(AF)
Conv
erge
nce
for
Com
mun
ity
Cent
ered
Dev
elop
men
t (C
ON
VERG
ENCE
)Fe
dera
tion
of P
eopl
e’s
Sust
aina
ble
Dev
elop
men
t Co
oper
ativ
e, In
c. (F
PSD
C)Fr
eedo
m fr
om D
ebt
Coal
itio
n (F
DC)
Gre
en F
orum
Phi
lippi
nes
(GF)
Min
dana
o A
llian
ce o
f Sel
f-H
elp
Soci
ety
– So
uthe
rn P
hilip
pine
s Ed
ucat
ion
Cent
er fo
r Co
oper
ativ
es (M
ASS
-SPE
CC)
Min
dana
o Co
alit
ion
of D
evel
opm
ent
NG
O N
etw
orks
(MIN
COD
E)N
atio
nal C
onfe
dera
tion
of C
oope
rati
ves
(NAT
CCO
)N
atio
nal C
ounc
il of
Chu
rche
s in
the
Phi
lippi
nes
(NCC
P)N
atio
nal C
ounc
il fo
r So
cial
Dev
elop
men
t (N
CSD
)N
atio
nal S
ecre
tari
at fo
r So
cial
Act
ion
(NA
SSA
)Pa
rtne
rshi
p of
Phi
lippi
ne S
uppo
rt S
ervi
ces
Age
ncie
s (P
HIL
SSA
)Ph
ilipp
ine
Busi
ness
for
Soci
al P
rogr
ess
(PBS
P)Ph
ilipp
ine
Net
wor
k fo
r Ru
ral D
evel
opm
ent
Inst
itut
e (P
HIL
NET
-RD
I)Ph
ilipp
ine
Part
ners
hip
for
Dev
elop
men
t of
the
Hum
an R
esou
rces
in R
ural
Are
as (P
HIL
DH
RRA
)Sw
iss
Inte
rchu
rch
Aid
(HEK
S)Ph
ilipp
ine
Coop
erat
ive
Cent
ral F
und
Fede
rati
on (P
CF)
Wom
en’s
Act
ion
Net
wor
k fo
r D
evel
opm
ent
(WA
ND
)
Ms.
Flor
enci
a Ca
sano
va-D
orot
an
Chai
rper
son,
WA
ND
Ms.
Virg
inia
Jua
n
Vice
Cha
irpe
rson
, APP
END
Ms.
June
Rod
rigu
ez
Co
rpor
ate
Secr
etar
y, C
ON
VERG
ENCE
M
s. Sy
lvia
Par
aguy
a
Tr
easu
rer,
NAT
CCO
Ms.
Bett
a So
corr
o Sa
lera
Aud
itor
, PCF
Ms.
Mer
cede
s Ca
still
o
M
embe
r, Ph
ilDH
RRA
M
s. A
uror
a Lu
z Vi
llavi
ray
Ex-o
ffici
o M
embe
rD
epar
tmen
t of
Fin
ance
Att
y. A
lexe
s En
riqu
ez
Le
gal C
ouns
el
Mr.
Nor
man
Jia
o
Mem
ber,
AF
BOAR
D O
F TR
UST
EES
Com
mit
tee
Mem
bers
Proj
ect
Com
mit
tee
(PRO
COM
)CH
AIRP
ERSO
N:
Ms
Bett
a So
corr
o Sa
lera
PC
FM
EMBE
RS:
Ms
Bern
adet
te To
ledo
M
ASS-
SPEC
C
Ms
Erm
a Ra
mos
Phild
hrra
Ms
Jose
ph Z
apan
ta
HEKS
Mr R
euel
Vel
arde
PhilN
et-R
DIM
r Sam
Fer
rer
G
reen
For
umM
r Nor
and
Pepi
to
NCS
DM
r Noe
l Em
bing
APP
END
Ms
Flor
enci
a C.
Dor
otan
(ex
offic
io m
embe
r) W
AND
Depa
rtm
ent o
f Fin
ance
Inte
rnal
Aff
airs
Com
mit
tee
CHAI
RPER
SON
:
MEM
BERS
:M
s Virg
inia
Juan
APPE
ND
Mr R
icar
do R
eyes
FDC
Mr R
ene
Fort
unat
o PB
SPM
r Wilf
redo
Hom
icill
ada
PhilD
HRRA
Ms
Flor
enci
a C.
Dor
otan
(ex
offic
io m
embe
r) W
AND
Com
mit
tee
on E
duca
tion
and
Adv
ocac
yCH
AIRP
ERSO
N:
Ms
Mer
cede
s Ca
still
o
PhilD
HRRA
MEM
BERS
: M
r Edi
lber
to G
uyan
o N
ASSA
Mr B
ened
ict B
alde
ram
a PH
ILSS
AM
r Sam
Fer
rer
G
reen
For
umM
s Fl
oren
cia
C. D
orot
an (e
x of
ficio
mem
ber)
WAN
D
Inve
stm
ent
and
Fina
nce
Com
mit
tee
CHAI
RPER
SON
:M
s Sy
lvia
Par
aguy
a
NAT
CCO
MEM
BERS
:M
s Virg
inia
Juan
APPE
ND
Ms
Bern
adet
te To
ledo
M
ASS-
SPEC
CM
s Ch
ona
Ram
os
FDC
Mr N
orm
an Ji
ao
AF
M
s Fl
oren
cia
C. D
orot
an (e
x of
ficio
mem
ber)
WAN
D
Depa
rtm
ent o
f Fin
ance
Goo
d G
over
nanc
e Co
mm
itte
eCH
AIRP
ERSO
N:
Mr B
ened
ict B
alde
ram
a
PHIL
SSA
MEM
BERS
:M
r Nor
and
Pepi
to
NCS
DM
r Sam
Fer
rer
G
reen
For
umM
r Wilf
redo
Hom
icill
iada
Ph
ilDHR
RA
FSSI
AR
2012
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ly_1
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M
4647
FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
MA
NA
GEM
EN
T
Mr.
Jay
Bert
ram
Lac
sam
ana
Ex
ecut
ive
Dire
ctor
Develo
pm
en
t Serv
ices
Un
itM
r. Je
rom
e Ig
naci
o
A
ssis
tant
Dire
ctor
for
Dev
elop
men
t Se
rvic
es
Mr.
Am
ado
Recl
usad
o, J
r. D
evel
opm
ent
Fina
nce
Man
ager
Mr.
Arle
n Ba
rram
eda
Are
a Pr
ogra
m M
anag
er, L
uzon
Mr.
Pedr
o C
arlo
s Ba
clag
on
Are
a Pr
ogra
m M
anag
er, V
isay
asM
s. A
nn M
arie
Tor
res
Are
a Pr
ogra
m M
anag
er, M
inda
nao
Ms.
Miri
am A
rnel
le A
zurin
A
dvoc
acy
and
Com
mun
icat
ions
Man
ager
M
r. M
ark
Tañe
do
Pr
ogra
m O
ffice
r, Lu
zon
Ms.
Gla
iza
Velu
z
Pr
ogra
m O
ffice
r, V
isay
asM
s. A
nn L
ouis
e G
ueva
ra
Prog
ram
Offi
cer,
Min
dana
oM
s. H
eidi
Fer
nand
ez
A
dvoc
acy
and
Com
mun
icat
ions
Offi
cer
Inst
itu
tio
nal
Serv
ices
Un
itM
r. C
arlit
o N
onei
l San
tos
A
ssis
tant
Dire
ctor
for
Inst
itutio
nal S
ervi
ces
Ms.
Ma.
Vic
toria
Man
alo
Fi
nanc
e M
anag
er
Ms.
Hel
en E
step
a
Bo
okke
eper
M
s. Y
olan
da L
arin
Fina
nce
Ass
ista
nt
Ms.
Ene
risa
Lasc
ano
Fina
nce
Ass
ista
nt
Ms.
Vic
toria
Tam
ano
Hum
an R
esou
rce
and
Adm
inis
trat
ion
Ass
ista
nt
Mr.
Zeno
n C
arta
gena
Driv
er/M
esse
nger
Mr.
Reym
undo
Lin
gco
Util
ity/M
esse
nger
CO
DE O
F W
OR
K E
THIC
AN
D C
ON
DU
CT
In s
uppo
rt o
f the
org
aniz
atio
nal c
ore
valu
es, e
very
sta
ff is
enj
oine
d to
adh
ere
and
live
the
follo
win
g w
ork
ethi
cs a
s gu
ide
in t
he p
erfo
rman
ce o
f hi
s/he
r ta
sks
and
in e
stab
lishi
ng w
ork
rela
tions
hip
with
oth
ers,
in
part
icul
ar w
ith p
eers
, sup
ervi
sors
and
par
tner
s.
INTE
GRI
TY &
TRA
NSP
ARE
NC
Y
It is
ess
entia
l tha
t ev
ery
staf
f en
sure
s th
at p
erso
nal i
nteg
rity
is d
emon
stra
ted,
mai
ntai
ned
and
prac
ticed
in
all
deal
ings
and
at
all t
imes
. Con
flict
s of
inte
rest
aris
e if
and
whe
n th
e pe
rson
al in
tere
st o
f st
aff
can
pote
ntia
lly o
r is
act
ually
prio
ritiz
ed e
xcee
ding
ly a
t th
e ex
pens
e an
d in
tere
st o
f th
e Fo
unda
tion,
and
as
such
wea
kens
the
obj
ectiv
ity a
nd in
depe
nden
ce o
f de
cisi
ons
unde
rtak
en b
y th
e st
aff
in h
is/h
er w
ork
and
ther
eby
dim
inis
hes
his/
her
capa
city
to
safe
guar
d th
e in
tere
st o
f th
e Fo
unda
tion.
To m
itiga
te p
oten
tial c
onfli
cts
of in
tere
st,
disc
losu
re a
nd t
rans
pare
ncy
mus
t be
exe
rcis
ed.
Info
rmat
ion
held
by
a st
aff
that
wou
ld e
nhan
ce t
he w
ork
of c
o-st
aff
and
cont
ribut
e to
the
ove
rall
effe
ctiv
enes
s of
FS
SI a
s a
who
le m
ust b
e pr
oact
ivel
y sh
ared
. Any
dire
ct o
r rel
ated
inte
rest
in a
ny tr
ansa
ctio
n or
ent
erpr
ise
that
the
Fou
ndat
ion
is o
r w
ill b
e in
volv
ed w
ith in
any
man
ner
is n
ot a
ccep
tabl
e. G
ifts
or o
ther
for
ms
of
pers
onal
favo
rs m
ust n
ot b
e ac
cept
ed fr
om c
urre
nt o
r pot
entia
l clie
nts.
Per
sona
l hon
esty
and
trut
hful
ness
m
ust
be e
mpl
oyed
at
all t
imes
.
CRE
ATI
VIT
Y, IN
ITIA
TIV
E &
PRO
-AC
TIV
ENES
S Th
ink
diff
eren
tly a
nd d
o th
ings
with
ent
husi
asm
. Be
ing
an o
rgan
izat
ion
who
se n
atur
e an
d m
issi
on re
ly o
n th
e dy
nam
ism
of a
ttitu
des
and
pers
pect
ives
of a
ll st
akeh
olde
rs, t
he st
aff a
re to
exp
ress
cre
ativ
ity a
nd p
ro-a
ctiv
enes
s and
exe
rcis
e in
itiat
ive
to a
ccom
plis
h th
eir
assi
gned
tas
ks e
ffec
tivel
y in
a s
elf-
prop
elle
d m
anne
r. St
aff
are
enco
urag
ed t
o be
pro
-act
ive
in e
xplo
ring
oppo
rtun
ities
tha
t ar
e re
leva
nt a
nd s
uppo
rtiv
e of
FSS
I’s m
issi
on t
o be
a le
adin
g re
sour
ce in
stitu
tion,
to
upho
ld in
nova
tion
and
open
ness
to n
ew id
eas
and
new
way
s of
doi
ng th
ings
– a
ll by
cul
tivat
ing
criti
cal
thin
king
, aud
acio
usly
cha
lleng
ing
one’
s ow
n pa
radi
gms
and
set
view
s, r
efus
al t
o ac
cept
thi
ngs
at f
ace
valu
e, a
nd s
tret
chin
g ab
ilitie
s to
mak
e w
ork
enjo
yabl
e.
EXC
ELLE
NC
E In
wha
teve
r yo
u do
, giv
e yo
ur b
est
effo
rt.
In e
very
way
and
at
all t
imes
, st
aff
are
enco
urag
ed t
o ex
erci
se q
ualit
y an
d w
ork
for
exce
llenc
e. S
taff
m
ust
chal
leng
e hi
m/h
er s
elf
at w
ork
by s
ettin
g an
d pu
rsui
ng a
ttai
nabl
e go
als
and
mak
ing
bett
er e
ach
day,
com
parin
g on
ly w
ith h
im/h
er s
elf.
As
prof
essi
onal
s, d
ue d
ilige
nce
and
disc
iplin
e is
exp
ecte
d fr
om e
ach
staf
f of t
he F
ound
atio
n. T
o ex
erci
se
due
dilig
ence
mea
ns e
mpl
oyin
g m
etic
ulou
s ob
serv
ance
of p
roto
cols
, sta
ndar
d op
erat
ing
proc
edur
es a
nd
perf
orm
ance
s in
all
resp
ects
(or
gani
zatio
nal,
lega
l and
dev
elop
men
tal c
onsi
dera
tions
). D
isci
plin
e pu
ts
final
pro
fess
iona
l pol
ish
in a
ny d
ealin
gs e
xem
plifi
ed b
y pu
nctu
ality
, obs
erva
nce
of p
rofe
ssio
nal c
ourt
esie
s,
and
resp
ectf
ul t
reat
men
t of
oth
ers
(pee
r, su
bord
inat
e, s
uper
viso
r, vi
sito
rs o
r pa
rtne
rs).
RESP
ON
SIBI
LITY
& A
CC
OU
NTA
BILI
TY
Reso
urce
s (e
ffor
t/ta
lent
/ski
lls, t
ime
and
mon
ey) a
re s
carc
e an
d lim
ited.
The
sta
ff m
ust s
ee th
emse
lves
as
stew
ards
of
thes
e re
sour
ces.
For
eve
ry a
utho
rity
give
n to
a s
taff
, the
re is
a c
orre
spon
ding
res
pons
ibili
ty
and
acco
unta
bilit
y. T
hus,
eve
ryon
e is
requ
ired
to e
xerc
ise
prud
ence
in m
akin
g de
cisi
ons
and
in d
eliv
erin
g th
e ex
pect
ed r
esul
ts in
his
/her
are
a of
wor
k as
wel
l as
in t
he u
se o
f th
ese
scar
ce a
nd li
mite
d re
sour
ces.
O
ccas
ions
of
mis
take
s sh
ould
be
take
n as
rar
e op
port
uniti
es f
or le
arni
ng. A
t an
y ra
te, t
he r
espo
nsib
le
staf
f ta
kes
acco
unta
bilit
y fo
r th
e co
nseq
uenc
es o
f su
ch m
ista
kes.
EFFE
CTI
VEN
ESS
& E
FFIC
IEN
CY
D
oing
the
rig
ht t
hing
s an
d do
ing
thin
gs r
ight
. Ev
ery
staf
f mus
t aim
to d
o on
ly m
eani
ngfu
l wor
k an
d av
oid
mea
ning
less
wor
k. M
eani
ngfu
l wor
k is
that
w
hich
con
trib
utes
to
the
over
all g
oals
and
obj
ectiv
es o
f th
e or
gani
zatio
n an
d br
ings
out
the
goo
d an
d w
ell-b
eing
of
othe
rs.
Tim
e is
an
unre
cove
rabl
e re
sour
ce t
hat
once
lost
can
nev
er b
e re
gain
ed. I
t m
ust
be re
mem
bere
d th
at if
on
e’s
time
is im
port
ant,
the
tim
e of
oth
ers
is e
qual
ly im
port
ant.
Eve
ryon
e is
ask
ed t
o be
sys
tem
atic
and
or
gani
zed
and
to a
lway
s op
timiz
e th
e us
e of
res
ourc
es in
his
or
her
resp
ectiv
e as
sign
men
ts.
FSSI
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AN
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AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
Boye
t
Gla
iza
Carl
ito
Jero
me
Rey
Ayel
Ner
is
Arl
en
Mar
kM
arie
Hei
di
Vick
y
Yolli
e
Hel
en
Pedd
ie
Zeno
n
Mav
ic
May
ang
Jay
The
Boar
d of
Tru
stee
s
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AR
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FSSI
AN
NU
AL
REP
OR
T 20
12G
RO
WTH
FR
OM
BEL
OW
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
SA
UD
ITO
R’S
REPO
RT
HEA
LTH
Y RE
SOU
RCE
BASE
FSSI
AR
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AU
DIT
OR’
S RE
PORT
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M
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STAT
EMEN
TS O
F FI
NA
NC
IAL
POSI
TIO
N
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AR
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M
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STAT
EMEN
TS O
F C
OM
PREH
ENSI
VE
INC
OM
EST
ATEM
ENTS
OF
CH
AN
GES
IN
FUN
D B
ALA
NC
E
FSSI
AR
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M
59
GR
OW
TH F
RO
M B
ELO
W
SOCI
AL
ENTE
RP
RIS
ES W
ITH
TH
E P
OO
R A
S P
RIM
AR
Y ST
AK
EHO
LDER
S
58STAT
EMEN
TS O
F C
ASH
FLO
WS
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AR
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60FSSI
AN
NU
AL
REP
OR
T 20
12
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AR
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