TRENDS 2014THE BANKINGCOLLECTION

SIMPLIFYING THE BUSINESSOF BANKING

TRENDS 2014

Simplify. That’s the mantra for banks in 2014. To do so, they will refresh their business models and embrace emerging technologies – from mobility and social to

cloud and big data. Get ready for banking in many new �avors.

THE BANKINGCOLLECTION

TRENDS 2014THE BANKINGCOLLECTION

1

MOBILE DISRUPTIONAHEAD

Mobile-only banks andinnovations in mobility will

continue to disrupt thestatus quo in banking

2

BANKING COUTURETAKES OFF

With wearable devices,banking may be as easy as“Glass, tell me my balance”

TRENDS 2014THE BANKINGCOLLECTION

3

SOCIAL BANKINGGETS REAL

Expect socially integratedbanking products like

spend comparisons andP2P payments

4

BANK + APP STORE?APP-SOLUTELY

Banks and vendors willopen up their platforms for

developers to createinnovative apps

TRENDS 2014THE BANKINGCOLLECTION

5

THE FORECASTSAYS CLOUD

Having built private clouds,banks will increase their

presence in the improvedpublic cloud

6

GETTING A GRIPON BIG DATA

Banks will use big data toprevent fraud, monitor

transactions, and createpersonalized o�ers

TRENDS 2014THE BANKINGCOLLECTION

7

COMPLIANCEGETS COSTLIER

Banks will have to deal withnew super regulators andexisting regulators with

super powers

8

KEEP ITSIMPLE

Customers, regulatorsand bankers will seek

simpli�cation in banking

TRENDS 2014THE BANKINGCOLLECTION

9

LEGACY GETSLEFT BEHIND

Embracing progressivemodernization will helpbanks replace their old

systems one step at a time

TRENDS 2014THE BANKINGCOLLECTION

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