PROJECT REPORT ON HDFC(Housing Development Finance Corporation)

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chittivelu balaji venkata krishna Prasad

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Nagarjuna Bodireddy

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AFTER 20 MINUTES………….. BANKING ITS HISTORY BANKING IN INDIA HDFC BANK PROFILE REVENUE CAPITAL STRUCTURE BOARD OF DIRECTORS PRODUCT & SERVICES COMPITITORS VISION AND MISSON BUSINESS STRATEGY NETWORK

oAWARDS AND ACHEIVEMENTSoFUTURE PLANSoFINANCILAL PERFOMANCE

BANKING A bank is a financial institution whose

primary activity is to act as a payment agent for customers and to borrow and lend money.

Banks are important players in financial markets and offer financial services such as investment funds.

In some countries such as GERMANY, banks are the primary owners of industrial corporations .

While in other countries such as the UNITED STATES banks are prohibited from owning non-financial companies. 

BANKING IN INDIA

Banking in India originated in the last decades of the 18th century.

The first banks were THE GENERAL BANK OF INDIA, which started in 1786, and BANK OF HINDUSTAN, both of which are now defunct.

The oldest bank in existence in India is the STATE BANK OF INDIA, which originated in the BANK OF CALCUTTA in June 1806.

The first fully Indian owned bank was the ALLAHABAD BANK, established in 1865.

HDFC BANK

Housing Development Finance Corporation Founded in 1977 by Hasmukh bhai Parakh HDFC Bank was incorporated in August 1994 Among the first in new generation commercial

banks Registered office in Mumbai, India Promoted by HDFC, the parent company IPO in India in 1995 Listed in NSE, BSE, NYSE(ADR)

HASMULAH BHAI PRAKH

PROFILE OF HDFC BANK

• Type Public • Founded 1994

• Headquarters HDFC Bank Ltd.,

Mumbai, India• Industry Banking, Insurance,

Capital Markets and allied industries • Products Loans, Credit Cards,

Savings, Investment vehicles, Insurance etc.• Employees 66,076

• Website www.hdfcbank.com

Revenue US$ 6.487 billion (2012)Operating income US$ 1.451 billion (2012)Profit US$ 978.3 million (2012)Total assets US$ 70.17 billion (2012)Total equity US$ 7.793 billion (2012)Employees 66,076 (2012)Website HDFC Bank.com (http://www.hdfcbank.com/)

REVENUE

As on 30th June, 2013 the authorized share capital of the Bank is Rs. 550 crore. The paid-up capital as on the said date is Rs. 477,74,66,370/- (2388733185 equity shares of Rs. 2/- each). The HDFC Group holds 22.74% of the Bank's equity and about 17.02% of the equity is held by the ADS / GDR Depositories (in respect of the bank's American Depository Shares (ADS) and Global Depository Receipts (GDR) Issues). 34.49% of the equity is held by Foreign Institutional Investors (FIIs) and the Bank has 4,33,144 shareholders.

The shares are listed on the Bombay Stock Exchange Limited and The National Stock Exchange of India Limited. The Bank's American Depository Shares (ADS) are listed on the New York Stock Exchange (NYSE) under the symbol 'HDB' and the Bank's Global Depository Receipts (GDRs) are listed on Luxembourg Stock Exchange under ISIN No US40415F2002.

Capital structure

CM vasudev

Chairman

Aditya Puri

Managing Director

Sanjay Dongre Company Secretary

Renu Karnad Director

Pandit Palande Director

BOARD OF DIRECTORS

Partho Datta Director

Bobby Parikh Director

A N Roy Director

Keki Mistry Director

Paresh Sukthankar Executive Director

Vijay Merchant Additional DirectorD

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Product & services

• Travellers Cheques• credit card• home loan• personal loan• Foreign Currency Cash• Foreign Currency Demand Drafts• Cheque Deposits• Remittances• Trade Services• Mutual funds• Insurance

HDFC Phone Banking HDFC ATM HDFC Net Banking HDFC Mobile Banking HDFC Bill Pay HDFC Inter-city/Inter-branch

BankingHDFC Debit Card/ Credit Card

• HDFC Personal Loan • HDFC New Car Loan and Used Car

Loan • HDFC Two Wheeler & Consumer Loan • HDFC Home Loan • Education Loan

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Competition !!! - The way ahead

Vision

To be customer driven best managed enterprise that enjoys market leadership in providing housing related finance. 

Mission

To provide a package of attractive financial services for housing purposes through a competent and motivated team of employees using the state of the art technology to maintain financial stability and growth of the organization whilst contributing to the national goal of providing decent housing to all.

Increasing market share in India’s expanding banking.

Delivering high quality customer service. Delivering more products to more

customers. Maintaining current high standards for asset

quality through disciplined credit risk management.

Develop innovative products and services that attract targeted customers and address inefficiencies in the Indian financial sector.

Business Strategy

NETWORK 3251 branches 11,177 ATM’s in the country 2022 cities in India All branches are OLRT

connected 16 branches in Middle east 6 in Africa Representative offices in

Hong Kong, NewYork, London & Singapore

India Giving Challenge 2012 was awarded the 'Fundraising Campaign of the Year' by the South Asian Fundraising Group

India Giving Challenge 2012 won 'Best Use of Internet in Social & Economic Development' by the Internet and Mobile Association of India

Give India won the 'Mahindra Rise | Spark the Rise - Round 1 2013'

GiveIndia.org won the 'Charity Website of the Year - 2012'

AWARDS

ACHIEVEMENTS HDFC Bank merged with TIMES BANK in 2000. HDFC Bank wins the Asian Banker Best Retail Bank

in India Award 2008 for outstanding performance. HDFC Bank chosen as one of Asia Pacific’s best 50

companies by Forbes magazine.

'Best Bank in the Private Sector 2008.' HDFC Bank ties up with Qatar National Bank. HDFC Bank merged with CENTURION BANK OF

PUNJAB in 2007.

FUTURE PLANSHDFC Term Assurance Plan

“Secure your family's financial independence and self Respect”

HDFC Life Click 2 Protect plan“Secure Yours family’s Hapiness”

Children's Plan

“Children's plan By HDFC Life insurance Are Designed to Secure Your Children”

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