uniteD nAtions oFFiCe on Drugs AnD Crime
A unoDC Contribution to CombAt FinAnCiAl CrimeA unoDC Contribution to CombAt FinAnCiAl Crime
A proDuCt oF the inFormAtion teChnology serViCe
uniteD nAtions oFFiCe on Drugs AnD Crime
unoDC’s standard software system available for Financial intelligence units
to counter terrorist Financing and money laundering
UNODCS O F T W A R E
A software product of ITS
UNODCS O F T W A R E
An product of Information Technology Service
UNODCS O F T W A R E
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNODC
S O F T W A R E
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
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Summary
Money laundering and the financing of terrorism are global problems that can threaten the security and stability of financial institutions and systems, undermine economic prosperity and weaken governments.
Financial Intelligence Units (FIU’s) play a leading role in any anti-money laundering and counter terrorist financing regime as they are generally responsible for receiving, processing and analyzing reports made by financial insti-tutions and other entities according to the requirements of domestic anti-money laundering and terrorist financing laws and regulations. Additionally FIUs are increasingly taking on the role of financial regulators responsible for enforcing compliance with anti-money laundering and terrorist financing laws, regulations and guidelines. The ability to closely monitor and analyze reporting volumes and trends is an important component of an FIU’s regulatory function. The operations of FIU’s are necessarily very IT based and this is becoming even more so as the volume and type of reports increases and FIUs take on regulatory functions. Each FIU should have the ability to collect, (preferably by pre-formatted electronic means), collate, store and analyze large volumes of data in a timely manner. Additionally, an FIU must have the capacity to properly analyze data and develop cases for dissemination to investigation agencies. The goAML product provides all of the required functions in one cost effective, integrated system.
The goAML application is one of UNODC’s strategic responses to financial crime especially money laundering and terrorist financing. The goAML application has been developed by UNODC’s Information Technology Service in partnership with UNODC’s Anti Money Laundering Unit. It is an integrated database and intelligent analysis system intended for use by Financial Intelligence Units worldwide.
The goAML solution is executed in three steps: data collection, analysis (rule-based analysis, risk-score and profiling) and dissemination (escalate to law enforcement and seek feedback).
It provides a facility for the rapid and easy online exchange of information between the FIU, financial institutions law enforcement and judicial authorities, while ensuring data confidentiality.
The goAML software is designed as a modular system to fit the needs of any FIU, irrespective of size.An FIU receives data from financial institutions and other reporting entities in the form of:• Cash Transaction Reports (CTR)• Suspicious Transaction Reports (STR)• Electronic Funds Transfer Reports
(EFT – including International Funds Transfer Reports)• List-based reports such as reports generated from lists
of known terrorist identities.
Using the goAML application these data are either submitted offline (through XML data exchange), online (through uploading the XML data messages) or through filling online forms on the FIU secure website.
The analysis features of goAML provide tactical and strategic support to investigative and analytical teams and utilises highly sophisticated but user friendly reporting features to chart high volumes of data to help understand the big picture. The goAML solution is well suited to both low and high data volume environments.
The goAML system is driven by a security model that specifies the kind of access rights each user has by providing an audit trail and log details of every transaction performed by each user.
SUMMARY
UNODCS O F T W A R E
A software product of ITS
UNODCS O F T W A R E
An product of Information Technology Service
UNODCS O F T W A R E
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNODC
S O F T W A R E
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
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UNODC
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UNODC’s Information Technology Service (ITS) specialises in the development, deployment and support of software applications for use by Member States in a range of UNODC’s focus areas. The goAML software, and other products in this family, are available for use by national Financial Intelligence Units and other government agencies worldwide. To obtain information on the costing and the full range of services available, please see the last page of this brochure for contact details.
3-Step Solution to A Complex problem
ColleCting
STR/CTR/EFT data
AnAlyzing
Collating, charting and intelligent pattern detection
DisseminAting
Intelligence reports to law enforce-ment, regulatory agencies, etc.
integrAteD & eAsy to use
3-Step Solution to A Complex problem
UNODCS O F T W A R E
A software product of ITS
UNODCS O F T W A R E
An product of Information Technology Service
UNODCS O F T W A R E
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNODC
S O F T W A R E
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
SOFTWARE
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Features
Catalogue searchCatalogue search has the options of Account Lookup, Person Lookup as well as Entity and Address Lookup. Information on all these options can be obtained by selecting the required criteria parameters.
str/Ctr/eFtAll submitted reports that are uploaded into the system can be viewed under this module by selecting either STR data or CTR data sub-menu options. The submitted reports are sorted by report type, status, user and reporting entity.
Case managementAll the cases that have been raised by users on grounds of any abnormal or suspicious transaction/account activity are listed under this module. Further investigation can be carried out on any of these cases.
Analysis & Visualization and ChartingFor analytical purposes, the user may want to extract more information on Entity, Account and Person details. The purpose of this module is to analyze the contents of each report uploaded into the system: actual transactions, account activities and money movements.
Features
UNODCS O F T W A R E
A software product of ITS
UNODCS O F T W A R E
An product of Information Technology Service
UNODCS O F T W A R E
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNODC
S O F T W A R E
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
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Why goAML®
objectives
• Significantly enhances the capacity of countries to detect crime, especially money laundering and terrorist financing, and to meet international standards on anti-money laundering and terrorist financing;
• Provides a uniform and standard AML platform to fight money laundering and terrorist financing;• Designed as a modular system to fit the needs of any FIU;• An integrated system which can replace several disparate solutions;• Helps reduce the learning curve for new users with its standard graphical user interface on all goAML screens;• As a fully developed, standardised product it provides a comprehensive IT solution at a fraction of the cost of
developing a one-off, site-based solution.
Features
• Full graphical charting capabilities which are fully compatible with i2 Analyst Notebook©.• Uniform system, which includes data collection (CTR/STR/SAR/CFT/EFT), collation, analysis, case workflow
and intelligence dissemination.• Visual representation of transactional link analysis, as well as automated link analysis using addresses,
phone numbers, company board membership etc.• Support of multilingual user interface enables the user to operate the system in his/her own language.• Data encryption ensures the safety of data even if the system is physically compromised.• Fully customizable risk scoring for all the elements of a case.• Availability of initial and ongoing user training.• Fully customizable reporting interface enables the FIU team to view data the way they want to independent of each other.• Many different views of data offered for analysis with links to other data analysis screens with drill down functionality.• Fully automated data profiling that creates base lines for persons, occupation groups, business types and accounts, etc.• Supports a wide range of data volumes depending on the reporting mandates in individual jurisdictions.• XML based reporting standard between reporting entities and FIU guarantees syntactically correct reports from day one.• Supports integration with additional data sources such as law enforcement, immigration, property registrar,
vehicles registrar, criminal records, etc.• Data collection is through the goAML secure website (hosted on the FIU’s premises), via offline media
(CD-ROM) or on predefined reporting forms.• Fully customizable rule-based analysis enables the design of rules with dynamic risk scores; continuous scanning
of data ensures that reported transactions fit the patterns.• Versatile options like dynamic user filtering, grouping of data, export data to Excel, watch lists integration, analyst
workspace and alert management.
Why goAML®
UNODCS O F T W A R E
A software product of ITS
UNODCS O F T W A R E
An product of Information Technology Service
UNODCS O F T W A R E
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNODC
S O F T W A R E
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
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ContaCtFor questions and costs regarding standard or premium implementation and support services for goAML, or any other product in this family, please contact:
mr. maher Abu ghali, Chiefexternal systems unitinformation technology serviceunited nations office on Drugs and Crimetel.: (+43-1) 26060-4211Fax: (+43-1) 26060-74211email: [email protected]://goaml.unodc.org
ContaCt
Initially built for the Nigerian Economic and Financial Crimes Commission (EFCC)/Nigerian Financial Intelligence Unit (NFIU), the potential to broaden the scope and market for goAML has been recognized internationally.
In today’s globalised economy, financial crime is a major concern. Hence, the need for a global and effective solution to combat such crime is critical. The goAML software is one of UNODC’s strategic responses to com-bating financial crime including money laundering and terrorist financing. It is an intelligent information management system that collects, manages and assists with the analysis of data submitted by reporting entities and other organisations.
The primary objective of UNODC in developing goAML is to enhance the capacity of countries to detect crime, especially money laundering and terrorist financing, and to meet international standards on anti-money laundering and terrorist financing.
The development of goAML has been partially funded by the European Commission.
In addition to goAML, products in this category under development by the Information Technology Service (ITS) of UNODC include:
goDQ Data quality analysis (CTR, STR, EFT, etc.) goCASE Investigative case tracking goATR Assets tracking and recovery
3-Step Solution to A Complex problem3-Step Solution to A Complex problem
with goAML®
going global with goaMl®
UNODCS O F T W A R E
A software product of ITS
UNODCS O F T W A R E
An product of Information Technology Service
UNODCS O F T W A R E
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNITED NATIONSOffice on Drugs and Crime
UNODC
S O F T W A R E
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
<<< that’s the same font as in the UNODC-Logo the text “United Nations”
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UNODCVersion 2, July 2007
