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Accdintal Insurance Ok

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    THE NEW INDIA ASSURANCE COM.LTD

    INDEX

    S. No. TOPIC

    1. EXECUTIVE SUMMARY

    2. INTRODUCTION

    3. COMPANY PROFILE

    4. PRODUCT PROFILE

    5. OBJECTIVE OF THE COM.

    6. SCOPE OF STUDY

    . RESEARCH METHODOLO!Y

    ". INFORMATION # ANALYSIS

    $. FINDIN!S # CONCLUSION

    1%. LIMITATIONS

    11. BIBLIO!RAPHY

    12. ANNEXURES

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    THE NEW INDIA ASSURANCE COM.LTD

    E&'()*+,' S)-- /0

    O/ + *+o THE NEW INDIA ASSURANCE COMPANY, UDAIPUR.

    R' o/*+ o +('/ Mr. ANIL CHOUHAN, MANAGER OF THE NEWINDIA ASSURANCE COMPANY, Udaipur .

    F ()7*0 !)+8' - PROF. ANIL HATT

    S*)8' * N -' - SANDEEP !AISHNA!

    O9:'(*+,' - T" #$ud% "& D'ri(a$i(' R'#'ar)* "+ CUSTOMER VIEW FOR MARKET POTENTIAL IN INVESTMENT

    S(o '

    . Sa p ' &"r $*' r'#'ar)* pr"/')$ 0'r' i+('#$"r i+ Udaipur a+d Na$*d0ara.1. Ti ' p'ri"d 2 13-45-1446 $" 4-46-1446

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    THE NEW INDIA ASSURANCE COM.LTD

    RESEARCH METHODOLO!Y

    M'a+i+7 O& R'#'ar)* M'$*"d" "7%-

    . R'#'ar)* d'#i7+ u#'d 0a# d'#)rip$i('.

    1. Da$a 0a# )" ')$'d 8% u#i+7 i+$'r(i'0 $')*+i9u' u#i+7 9u'#$i"++air' a# a $"" .

    :. Sa p ' #i;' 0a# 44.

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    THE NEW INDIA ASSURANCE COM.LTD

    ASSURANCE

    I */o8)(*+o LO

    A##ura+)' i+du#$r% *a# a 0a%# 8''+ a 7r"0$*-"ri'+$'d i+du#$r% 7 "8a %. O+ $*'I+dia+ #)'+' $"", $*' a##ura+)' i+du#$r% *a# a 0a%# r')"rd'd +"$i)'a8 ' 7r"0$* (i#-?-(i#"$*'r I+dia+ i+du#$ri'#.

    T*' +'0 I+dia a##ura+)' C". L$d. 0a# $*' &ir#$ 7'+'ra a##ura+)' )" pa+% $" 8''#$a8 i#*'d i+ I+dia i+ 634, 0*i)* 0a# a 0*" % ri$i#*-"0+'d )" pa+%. T*' +'0 I+diaa##ura+)' )" pa+% $" 8' #'$ up 8% a+ I+dia+ 0a# I+dia+ M'r)a+$i ' a##ura+)' C". L$d.,

    0*i)* 0a# '#$a8 i#*'d i+ @4 . T*'r' ' 'r7'd a+% a a##ura+)' p a%'r "+ $*' I+dia+#)'+' $*'r'a&$'r.T*' 7'+'ra a##ura+)' 8u#i+'## 0a# +a$i"+a i;'d a&$'r $*' pr" u 7a$i"+ "& G'+'ra

    I+#ura+)' u#i+'## BNa$i"+a i;a$i"+ A)$, @ 1. T*' p"#$-+a$i"+a i;a$i"+ 7'+'raa##ura+)' 8u#i+'## 0a# u+d'r$a='+ 8% $*' a##ura+)' C"rp"ra$i"+ "& I+dia BGIC a+d i$# :#u8#idiari'#

    1. N'< I 8+ A;;)/ (' Co- 0 L+-+*'8

    2. N *+o 7 I ;)/ (' Co- 0 L+-+*'8

    3. U +*'8 I 8+ I ;)/ (' Co- 0 L+-+*'8 T"0ard# $*' '+d "& 1444, $*' r' a$i"+ )'a#'d $" '>i#$ a+d $*' &"ur )" pa+i'# ar', a$

    pr'#'+$, "p'ra$i+7 a# i+d'p'+d'+$ )" pa+i'#.T*' Li&' a##ura+)' C"rp"ra$i"+ BAIC 0a# '#$a8 i#*'d "+ 4 .4@. @35 a+d *ad 8''+ $*'#" ' )"rp"ra$i"+ $" 0ri$' $*' i&' a##ura+)' 8u#i+'## i+ I+dia.

    T*' I+dia+ a##ura+)' i+du#$r% #a0 a +'0 #u+ 0*'+ $*' a##ura+)' D'(' "p '+$Au$*"ri$% i+(i$'d $*' app i)a$i"+# &"r r'7i#$ra$i"+ a# a##ur"r# i+ Au7u#$, 1444. Wi$* $*'i8'ra i;a$i"+ a+d "p'+i+7 up "& $*' #')$"r $" pri(a$' p a%'r#, $*' i+du#$r% *a# pr'#'+$'d

    pr" i#i+7 pr"#p')$# &"r $*' )" i+7 &u$ur'. T*' $ra+#i$i"+ *a# a #" r'#u $'d i+$"i+$r"du)$i"+ "& a p ' "pp"r$u+i$i'# &"r $*' pr"&'##i"+a # i+) udi+7 C*ar$'r'dA))"u+$a+$#.

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    T*' I+dia+ a##ura+)' i+du#$r% i# &'a$ur'd 8% $*' a$$ri8u$'#L"0 ar='$ p'+'$ra$i"+

    E('r-7r"0i+7 idd ' ) a## )" p"+'+$ i+ p"pu a$i"+.Gr"0$* "& )"+#u 'r M"(' '+$ 0i$* a+ i+)r'a#i+7 d' a+d &"r 8'$$'r a##ura+)' pr"du)$#

    I+ad'9ua$' app i)a$i"+ "& i+&"r a$i"+ $')*+" "7% &"r 8u#i+'##.Ad'9ua$'

    Fi ip &r" $*' G"('r+ '+$ i+ $*' &"r "& $a> i+)'+$i('# $" $*' a##ur'd, '$).

    T*' i+du#$r% &"r a$i"+# +''d $" =''p (i7i "+ $*'#' )*ara)$'ri#$i)# "& $*' I+dia+

    ar='$ a+d &"r u a$' $*'ir #$ra$'7i'# $" '+$ai a>i u )"+$ri8u$i"+ $" $*' "u$pu$ "&

    $*' #')$"r.

    T*' I+dia+ i&' a+d +"+- i&' a##ura+)' 8u#i+'## a))"u+$'d &"r 'r' % 4.i#$i+7 "0-%i' d I+dia+ ar='$

    )"+di$i"+#.

    T*' $'r a##ura+)' P'+'$ra$i"+ 8r"ad % 'a#ur'# $*' )"+$ri8u$i"+ "& $*'

    a##ura+)' i+du#$r% i+ r' a$i"+ $" a +a$i"+ # '+$ir' ')"+" i) pr"du)$i(i$%. T*' &i7ur' "&

    pr' iu (i#-?-(i# $*' GDP "& @@@ #$""d a$ 4.3< p'r)'+$ &"r +"+- i&' a##ura+)'

    8u#i+'## a+d .:@ p'r)'+$ &"r $*' i&' a##ura+)' 8u#i+'##. T*' $'r a##ura+)'

    D'+#i$% r'& ')$# $*' a##ura+)' pur)*a#i+7 p"0'r. T*' pr' iu p'r )api$a i+ I+dia

    a "u+$'d $" US 1.

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    THE NEW INDIA ASSURANCE COM.LTD

    W CHAR STRUCTURE OF THE ASSURANCE INDUSTRY

    T*' #$ru)$ur' "& $*' a##ura+)' i+du#$r% )" pri#'# "& $*' Op'ra$i+7 d'par$ '+$,

    Ad i+i#$ra$i(' d'par$ '+$ a+d $*' &i+a+)' d'par$ '+$. T*' Op'ra$i+7 D'par$ '+$

    7'+'ra % p'r&"r # $*' 8a#i) &u+)$i"+# p'r$ai+i+7 $" $*' d'#i7+i+7 "& pr"du)$#, ar='$i+7

    $*'r'"&, #'r(i)i+7 $*' i+#ur'd, $*' i+#ur'd, a+a7' '+$ "& p"r$&" i", '$).

    T*' Ad i+i#$ra$i(' D'par$ '+$ ""=# a&$'r $*' da%-$"-da% a&&air# "& $*' )" pa+%.

    T*' Fi+a+)' D'par$ '+$ 8a)=# $*' "p'ra$i"+# a+d ad i+i#$ra$i"+ "& $*' )" pa+% 8%

    a))"u+$i+7 &"r $*' $ra+#a)$i"+#, #$r'a i+i+7 $*' & "0 "& &u+d#, a$'ria i;i+7 $*'

    a+a7' '+$ d')i#i"+#, '$).

    T*' Ad i+i#$ra$i"+ D'par$ '+$ a# 0' a# $*' Fi+a+)' D'par$ '+$, u#ua %,

    &u+)$i"+# $*r"u7* i+-*"u#' #'$up. T*' Fi+a+)' D'par$ '+$ &u+)$i"+# i+ $*' ar'a# "&

    a))"u+$i+7, &i+a+)ia a+d a+a7' '+$ r'p"r$i+7, 8ud7'$i+7 a+d )"+$r" i+7, '$). a+d $*u#

    r'+d'r# '+"r "u# #)"p' &"r &i+a+)' pr"&'##i"+a #. T*' +'0 '+$ra+$# i+ $*' a##ura+)'

    #')$"r ar' i=' % $" )a &"r $*' #'r(i)'# "& $*' C*ar$'r'd A))"u+$a+$# &"r $*'ir &i+a+)ia

    #'$up r'9uir' '+$#. T*' C*ar$'r'd A))"u+$a+$# *a(' '+7a7'd $*' #' ('# i+ $*' audi$ "&

    a##ura+)' C" pa+i'# #i+)' "+7. Wi$* $*' $ra+#i$i"+ i+ $*' i+#ura+)' #')$"r, $*' *"ri;"+#

    &"r $*'ir )"+$ri8u$i"+ *a(' 8r"ad'+'d.

    T*'r' *a#, ' 'r7'd a =i+7-#i;' p"" "& "pp"r$u+i$i'# $*a$ $*' C*ar$'r'd

    A))"u+$a+$# )a+ '>p "r' a+d app % $*'ir pr"&'##i"+a 0i#d" a+d '>p'ri'+)' $".

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    BASIC FUNCTIONS OF THE ASSURANCE INDUSTRY

    1. Ri#= P'r)'p$i"+ a+d E(a ua$i"+

    T*' &u+da '+$a &u+)$i"+ "& a+ i+#ur'r i# $" pr"(id' a )"('r a7ai+#$ $*' d'$ri '+$)au#'d $" $*' i+#ur'd du' $" $*' *app'+i+7 "& )'r$ai+ #p')i&i'd a+d a7r''d '('+$#. T*u#,

    pri"r $" pr"(idi+7 #u)* u 8r' a $*r"u7* a pr"du)$, $*' i+#ur'r *a# $" a##'## $*' ri#=i+(" ('d i+ $*' $ra+#a)$i"+. T*' i+#ur'r *a# $" id'+$i&% $*' ' ' '+$ "& ri#= pr'(a '+$ i+ $*')"+)'r+'d i+du#$r% "r a par$i)u ar u+i$. T*' p'r)'p$i"+ "& ri#= r'9uir'# $*' #$ud% "&(aria8 '# $*r"u7* (ari"u# '$*"d# i+) udi+7 $*' app i)a$i"+ "& #)i'+$i&i) a+d #$a$i#$i)a$')*+i9u'# a+d )"rr' a$i"+ $*'r'"& 0i$* $*' i+du#$r% "r u+i$ u+d'r #$ud% i+ i7*$ "& $*'ir

    8a#i) '+(ir"+ '+$a a+d i+&ra-#$ru)$ura )*ara)$'ri#$i)#.

    2. D'#i7+i+7 $*' I+#ura+)' Pr"du)$O+ $*' 8a#i# "& $*' ri#=# p'r)'i('d, $*' i+#ur'r d'(' "p# a pr"du)$ $" )"('r $*'

    #$ipu a$'d ri#=#. W*i ' d'#i7+i+7 a+ i+#ura+)' pr"du)$, a+ i+#ur'r d')id'# i$# )"#$ $" 8')*ar7'd &r" $*' i+#ur'd i+ $*' &"r "& pr' iu , r'du)$i"+ $*'r'"& i+ )'r$ai+ )a#'# i='+"$ "d7i+7 a+% ) ai duri+7 $*' pr'(i"u# )"('r'd p'ri"dB# , #u77'#$i+7 $*'i p ' '+$a$i"+ "& ri#=- i$i7a$i+7 'a#ur'#, '$).

    3. Mar='$i+7 "& $*' Pr"du)$

    T*' )"r' &u+)$i"+ "& $*' ar='$i+7 &"r)' "& a+ i+#ura+)' )" pa+% i# $" 7'+'ra$'a0ar'+'## a8"u$ $*' i+#ura+)' pr"du)$# a "+7 $*' $ar7'$ ar='$. u$ i+ $*' I+dia+#)'+ari", 0*'r' $*' i+#ura+)' p'+'$ra$i"+ i# $"" "0 a# )" par'd $" $*' "$*'r +a$i"+#, $*'ar='$i+7 &"r)' +''d# $" p'r&"r $*' pr"-a)$i(' r" ' i+ d'(' "pi+7 a+ i+#ura+)' )u $ur'.I$ i# $*r"u7* $*' '&&i)i'+)% "& $*' #a '# &"r)' "& a+ i+#ura+)' )" pa+% $*a$ $*' d'#ira8i i$%a+d $*' #u))'## "& a pr"du)$ ar' d'$'r i+'d.

    Ad'9ua$' =+"0 'd7' "& $*' i+#ura+)' i+du#$r%, pr"du)$# a+d $*' "da i$i'#a$$a)*'d $*'r'0i$*. Fur$*'r, $*' ar='$i+7 p'r#"++' #*"u d 8' ad'9ua$' % 8a)='d 8% $*'

    8a)=-"&&i)' #'$up.

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    4. S' i+7 "& $*' Pr"du)$#

    T*' $'r #' i+7 i+ $*' )"+$'>$ "& A##ura+)' i+du#$r% )"++"$'# $*' i##ua+)' "&

    p" i)i'# $" $*' app i)a+$ pr"p"#'r. T*' A##ura+)' 8a#i)a % ' 8"di'# $*' )"('+a+$

    8'$0''+ $*' i+#ur'r a+d $*' i+#ur'd 0*'r'i+ $*' &"r 'r a7r''# $" i+d' +i&% $*' a$$'r &"r

    $*' "## )au#'d $" *i "+ $*' *app'+i+7 "& $*' )'r$ai+ a7r''d '('+$# up $" a #p')i&i'd

    i i$. T*' i&' i+#ura+)' p" i)% 7'+'ra % )"+$ai+# $*' a7r'' '+$ 0*'r'8% $*' i+#ur'r

    a7r''# $" pa% $" $*' i+#ur'd "r $*' 8'+'&i)iar% "& $*' p" i)% a+ a7r''d a "u+$ "+ $*'

    '>pir% "& $*' $'r "& $*' p" i)% "r i+ $*' '('+$ "& $*' d'a$* "& $*' i+#ur'd r'#p')$i(' %.

    T*' addi$i"+a 8'+'&i$# i+ $*' #*ap' "& Rid'r# (i;. A))id'+$a D'a$* '+'&i$, D"u8 ' Su

    A##ur'd, Cri$i)a I +'## 8'+'&i$# Wai('r "& Pr' iu #, '$). )a+ a #" 8' app'+d'd 0i$* $*'

    p" i)% "+ $*' pa% '+$ "& a+ addi$i"+a pr' iu .

    5. Ma+a7' '+$ "& P"r$&" i"

    T*' a+a7' '+$ "& $*' p"r$&" i" i+) ud'# $*' a##'## '+$ "& r'9uir' '+$ "& &u+d#,

    id'+$i&i)a$i"+ "& (ari"u# #"ur)'# "& &i+a+)', $*' '(a ua$i"+ "& $*' #"ur)'# i+ $*' i7*$ "&

    $*'ir )"#$, a(ai a8i i$%, $i i+7, '$)., r')"+)i i+7 $*' &'a$ur'# "& (ari"u# #"ur)'# 0i$* $*'

    +''d# "& $*' )" pa+% a+d $*' #' ')$i"+ "& appr"pria$' )"+/u+)$i"+ "& #"ur)'#. T*' i+#ur'r

    p"##'##'# *u7' a "u+$ "& &u+d#, 0*i)* +''d pr"p'r a+a7' '+$. T*' a+a7' '+$ "&

    $*' p"r$&" i" "& a+ i+#ura+)' )" pa+% r'9uir'# $*' id'+$i&i)a$i"+ "& i+('#$ '+$ a('+u'#,

    '(a ua$i"+ $*'r'"& a+d $*' #' ')$i"+ "& $*' "#$ appr"pria$' i> "& a $'r+a$i('# 0*'r' $*'

    &u+d# "& $*' )" pa+% )a+ 8' i+('#$'d. T*' #' ')$i"+ r'9uir'# $*' =+"0 'd7' "& &i+a+)'

    r' a$'d &u+)$i"+# a+d $')*+i9u'# apar$ &r" $*' i+-d'p$* =+"0 "& $*' pa$$'r+# "&

    r'9uir' '+$ "& &u+d# i+ $*' )" pa+% a# 0' a# i+ $*' i+du#$r% a# a 0*" '.

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    TYPES OF ASSURANCE SCHEMES

    T*'r' ar' a 0id' (ari'$% "& a##ura+)' #)*' '# $*a$ )a$'r $" %"ur +''d#, 0*a$'('r%"ur a7', &i+a+)ia p"#i$i"+, ri#= $" 'ra+)' a+d r'$ur+ '>p')$a$i"+#. W*'$*'r a# $*'&"u+da$i"+ "& %"ur i+('#$ '+$ pr"7ra 'd "r a# a #upp ' '+$, a##ura+)' #)*' '# )a+*' p %"u ''$ %"ur &i+a+)ia 7"a #

    =A> B0 S*/)(*)/'

    Op'+-E+d'd S)*' '

    T*'#' d" +"$ *a(' a &i>'d a$uri$%. Y"u d'a 0i$* $*' a##ura+)' &"r %"uri+('#$ '+$# a+d r'd' p$i"+#. T*' ='% &'a$ur' i# i9uidi$%. Y"u )a+ )"+('+i'+$ % 8u% a+d#' %"ur u+i$# a$ N'$ A##'$

    !a u'BNA! r' a$'d pri)'#, a$ a+% p"i+$ "& $i '.

    C "#'-E+d'd S)*' '#

    S)*' '# $*a$ *a(' a #$ipu a$'d a##ura+)' p'ri"d Bra+7i+7 &r" 1 $" 3 %'ar# ar')a 'd ) "#' '+d'd #)*' '#. Y"u )a+ i+('#$ i+ $*' #)*' ' a$ $*' $i ' "& $*' i+i$ia i##u'a+d $*'r'a&$'r %"u )a+ 8u% "r #' $*' u+i$# "& $*' #)*' ' "+ $*' #$")= '>)*a+7'# 0*'r'$*'% ar' i#$'d. T*' ar='$ pri)' a$ $*' #$")= '>)*a+7' )"u d (ar% &r" $*' #)*' '# "+a))"u+$ "& d' a+d a+d #upp % #i$ua$i"+, u+i$ *" d'r# '>p')$a$i"+# a+d "$*'r ar='$&a)$"r#.

    O+' "& $*' )*ara)$'ri#$i)# "& $*' ) "#'-'+d'd #)*' '# i# $*a$ $*'% ar' 7'+'ra %$rad'd a$ a di#)"u+$ $" NA! 8u$ ) "#'r $" a$uri$%, $*' di#)"u+$ +arr"0#. S" ' ) "#'-'+d'd #)*' '# 7i(' %"u a+ addi$i"+a "p$i"+ "& #' i+7 %"ur u+i$# $" $*' a##ura+)')" pa+% $*r"u7* p'ri"di) r'pur)*a#' a$ NA! r' a$'d pri)'#. SE I R'7u a$i"+# '+#ur'

    $*a$ a$ 'a#$ "+' "& $*' $0" '>i$ r"u$'# ar' pr"(id'd $" $*' i+('#$"r u+d'r $*' ) "#' '+d'd#)*' '#.

    I+$'r(a S)*' '#

    T*'#' )" 8i+' $*' &'a$ur'# "& "p'+-'+d'd a+d ) "#'-'+d'd #)*' '#. T*'% a% 8' $rad'd "+ $*' #$")= '>)*a+7' "r a% 8' "p'+ &"r #a ' "r r'd' p$i"+ duri+7

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    THE NEW INDIA ASSURANCE COM.LTD

    pr'd'$'r i+'d i+$'r(a # a$ NA! r' a$'d pri)'#.

    =B> B0 I ,';*-' * O9:'(*+,'

    Gr"0$* S)*' '#

    Ai $" pr"(id' )api$a appr')ia$i"+ "('r $*' 'diu $" "+7 $'r . T*'#' #)*' '#+"r a % i+('#$ a a/"ri$% "& $*'ir &u+d# i+ '9ui$i'# a+d ar' 0i i+7 $" 8'ar #*"r$ $'rd') i+' i+ (a u' &"r p"##i8 ' &u$ur' appr')ia$i"+.

    T*'#' #)*' '# ar' +"$ &"r i+('#$"r# #''=i+7 r'7u ar i+)" ' "r +''di+7 $*'ir"+'% 8a)= i+ $*' #*"r$ $'r .

    Id'a &"r

    I+('#$"r# i+ $*'ir pri ' 'ar+i+7 %'ar#. I+('#$"r# #''=i+7 7r"0$* "('r $*' "+7 $'r .

    I+)" ' S)*' '#

    Ai $" pr"(id' r'7u ar a+d #$'ad% i+)" ' $" i+('#$"r#. T*'#' #)*' '# 7'+'ra %i+('#$ i+ &i>'d i+)" ' #')uri$i'# #u)* a# 8"+d# a+d )"rp"ra$' d'8'+$ur'#. Capi$aappr')ia$i"+ i+ #u)* #)*' '# a% 8' i i$'d.

    Id'a &"r

    R'$ir'd p'"p ' a+d "$*'r# 0i$* a +''d &"r )api$a #$a8i i$% a+d r'7u ar i+)" '. I+('#$"r# 0*" +''d #" ' i+)" ' $" #upp ' '+$ $*'ir 'ar+i+7#.

    a a+)'d S)*' '#

    Ai $" pr"(id' 8"$* 7r"0$* a+d i+)" ' 8% p'ri"di)a % di#$ri8u$i+7 a par$ "& $*'i+)" ' a+d

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    Capi$a 7ai+# $*'% 'ar+. T*'% i+('#$ i+ 8"$* #*ar'# a+d &i>'d i+)" ' #')uri$i'# i+

    $*' pr"p"r$i"+ i+di)a$'d i+ $*'ir "&&'r d")u '+$#. I+ a ri#i+7 #$")= ar='$, $*' NA! "&$*'#' #)*' '# a% +"$ +"r a % =''p pa)' "r &a '9ua % 0*'+ $*' ar='$ &a #.

    Id'a &"r

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    THE NEW INDIA ASSURANCE COM.LTD

    COMPANY PROFILE

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    THE NEW INDIA ASSURANCE COM. LTD.

  • 8/11/2019 Accdintal Insurance Ok

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    THE NEW INDIA ASSURANCE COM.LTD

    COMPANY PROFILE

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    THE NEW INDIA ASSURANCE COM.LTD

    Co- 0 S*/' *?;

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    THE NEW INDIA ASSURANCE COM.LTD

    M+;;+oGOAL- THE PHILOSOPHICAL GOAL. T*' a##ura+)' C" pa+% )" ')$# "+'% i+ $*' &"r "& pr' iu &r" i+di(idua #BA, , C K D . T*' "+'% )" ')$'d &r" p'"p ' i# u#'d $" ''$ "+' p'r#"+ # )a a i$%. T*' a##ura+)' C" pa+% '+$'r# i+$" $*' pr")'## "& )a+a i;i+7 8% di#8ur#i+7 $*'a "u+$ )" ')$'d i+$" $*' )" a+d ')"+" %. T*u# a #i7+i&i)a+$ par$ "& $*' a)$i(i$i'# "&$*' i+#ura+)' i+du#$r% "& a+ ')"+" % '+$ai # "8i i;a$i"+ "& d" '#$i) #a(i+7# a+d i$##u8#'9u'+$ di#8ur#a $" i+('#$"r#. T*' ai+ ri#= &a)'d 8% $*' a##ura+)' )" pa+% i# 0*'+ a $*' A##ur"r# ) ai &"r$*' r'i 8ur#' '+$ a$ $*' #a ' $i '. T*i# #i$ua$i"+ i# ('r% rar' $" "))ur, a+d i# "+' "& $*'a/"r $*r'a$ $*a$ $*' a##ura+)' )" pa+% &a)'# i+ i$# 8u#i+'## "p'ra$i"+#.

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

    BUSINESS FOCUS

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  • 8/11/2019 Accdintal Insurance Ok

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

    Co ;+;*' (0

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    THE NEW INDIA ASSURANCE COM.LTD

    7ra+$# a+d '+d"0 '+$# $" d'#'r(i+7 i+di(idua # a+d i+#$i$u$i"+# i+ $*' ar'a# "& 'du)a$i"+,

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    THE NEW INDIA ASSURANCE COM.LTD

    RURAL URBAN MIX CUSTOMER VIEW S

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    THE NEW INDIA ASSURANCE COM.LTD

    H+;*o/0

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    THE NEW INDIA ASSURANCE COM.LTD

    ad i+i#$ra$i(' )"+$r" i+ p a)' "& R I. T*' &ir#$ #)*' ' au+)*'d 8% UTI 0a# U+i$

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    24/67

  • 8/11/2019 Accdintal Insurance Ok

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    THE NEW INDIA ASSURANCE COM.LTD

    P/o8)(* P/o +7'

  • 8/11/2019 Accdintal Insurance Ok

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    THE NEW INDIA ASSURANCE COM.LTD

    P/o8)(* P/o +7'

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    1.1 Jewellers Block Policy

    1.2 Bankers Indemnity Policy

    1.3 Shopkeepers Policy

    1.4 Marine Cargo Policy

    1.5 Plate Glass Insurance

    1.6 Special Contingency Policy

    1.7 Neon Sign Insurance

    1.8 Multi Peril Policy for L PG !ealers

    1.9 "idelity Guarantee Insurance Policy

    1.10 Marine #ull Policy

    1.11 $%iation Insurance

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

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    L ;* 1% 0' /

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    THE NEW INDIA ASSURANCE COM.LTD

    PERFORMANCE HI!HLI!HTS FOR THE YEAR 2%%2 %3

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

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    THE NEW INDIA ASSURANCE COM.LTD

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    . E>p "ra$"r% R'#'ar)* D'#i7+

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    D'#)rip$i(' r'#'ar)* d'#)ri8'# a 8'*a(i"r "r )"+di$i"+.

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    I- o/* (' o 8 *

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    Da$a $*a$ i# )" ')$'d &"r $*' #p')i&i) purp"#' a$ *a+d i# )a 'd a# pri ar% da$a.

    Da$a )" ')$'d 8% $*' r'#'ar)*'r #p')i&i)a % &"r $*' r'#'ar)* pr"/')$.

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    2. S'(o 8 /0 8 *

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    purp"#' "& $*' pr'#'+$ #$ud%.

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    #$ud%.

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    THE NEW INDIA ASSURANCE COM.LTD

    S'(o 8 /0 8 * + (7)8';

    1. R' '/' (' 9oo ; E('r% r'#'ar)* #$ud% *a# i$# $*'"r'$i)a a+d pra)$i)a par$. T*'"r%

    par$ i# u#ua % )" pi 'd 8% r'&'r'+)' "& (ari"u# 8""=# "+ )"+)'r+ $"pi).

    2. Co- 0 /'(o/8; - T*' N'0 I+dia A##ura+)' C" ., Udaipur.

    3. M + ' - Da=#*.

    S - 7' 8';+ 2

    O+)' $*' r'#'ar)*'r *a# &"r u a$'d $*' pr"8 ' a+d d'(' "p'd a r'#'ar)* d'#i7+

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    )" ')$'d &r" a $*' p'"p ' )" pri#i+7 $*' p"pu a$i"+.T*' '$*"d u#'d &"r $*' #a p i+7 i# $*' N"+ pr"8a8i i$% #a p i+7. N"+

    pr"8a8i i$% #a p i+7# ar' "& &" "0i+7 $%p'#-

    1. P)/ o;+,' o/ J)8 -' * 7 ; - 7+

    2. Co ,' +' (' o/ A((+8' * 7 ; - 7+

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    Fr" $*' a8"(' '$*"d# $*' Purp"#i(' "r ud7 '+$a #a p i+7 '$*"d 0a# u#'d

    &"r $*i# pr"/')$.

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    I+ $*i# '$*"d, $*' #a p i+7 ' ' '+$# ar' #' ')$'d d' i8'ra$' %, 8a#'d "+ )'r$ai+

    pr'd'$'r i+' )ri$'ria "r /ud7 '+$# "& $*' r'#'ar)*'r. I$ i# $*i# purp"#'&u #' ')$i"+ "&

    ' ' '+$ $*a$ 7i('# i$ $*' +a ' purp"#i(' #a p i+7 .

    I p"r$a+$ $'r #-

    1. Po )7 *+o - T*' p"pu a$i"+ i# $*' $"$a "& ' ' '+$# a8"u$ 0*i)* #" ' i+&"r a$i"+ i#

    d'#ir'd a+d i+&'r'+)'# ar' $" 8' dra0+. P"pu a$i"+ i# $*' $ar7'$ 7r"up $" 8' #$udi'd.2. S - 7' T*' $'r #a p ' r'&'r# $" $*a$ 7r"up "& ' ' '+$ "& $*' p"pu a$i"+ #p')i&i)a %

    #' ')$'d &"r #$ud%, #" a# $" &i+d "u$ #" '$*i+7 a8"u$ $*' p"pu a$i"+ &r" 0*i)* i# $a='+.

    A #a p ' i# a+ i+$' i7'+$ % K d' i8'ra$' % #' ')$'d #u8-#'$ "& $*' p"pu a$i"+.

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    3. S - 7+ / -' I$ i# $*' i#$, ap "r "$*'r #p')i&i) i+&"r a$i"+ "& $*' #a p i+7 u+i$#

    $*a$ &ur+i#*'# '+"u7* d'$ai r'7ardi+7 a p"pu a$i"+ ' ' '+$ &"r a #p')i&i) #a p i+7

    #)*' '. I$ i# $*' i#$ "& a #a p i+7 u+i$#. T*' #a p i+7 &ra ' i# )"+#$ru)$'d 8% $*'

    r'#'ar)*'r #p')i&i)a % &"r *i# #$ud% "r a% 8' #" ' '>i#$i+7 i#$ "& $*' p"pu a$i"+.

    S - 7' ;+ '

    T*' #i;' "& $*' p"pu a$i"+ &r" 0*i)* $*' #a p ' i# $" 8' dra0+ d'$'r i+'# $*' #a p '

    #i;' r'9uir'd &"r a r'pr'#'+$a$i(' #a p '. A #a p ' u#$ 8' # a '+"u7* $" pr'('+$ a+%

    u+)a 'd )"#$# a+d ar7' '+"u7* $" i+i i;' $*' 'rr"r $" a )'r$ai+ '(' .S - 7' ;+ ' o *?+; ;*)80 +; 1%% /'; o 8' *;

    :4 "& $*' #a p ' i# 0"r=i+7 i+ 8a+=# a+d 8u#i+'##.

    14 "& $*' #a p ' i# 0"r=i+7 i+ pr"&'##i"+ /"8.

    34 "& $*' #a p ' i# %"u+7 7'+'ra$i"+.

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    I o/- *+o # A 70;+;

    F" "0i+7 9u'#$i"+ &"r a+a %#i# "& r'#'ar)*

    . D" %"u i+$'r'#$'d i+ i+('#$ '+$

    A. Y'# . N",

    INTERPRETESION

    T"da%Q# 'a)* a+d '('r% p'r#"+, 0*" ar' d"i+7 a+d r' a$'d $" 8u#i+'##, &ar 'r,

    'du)a$i"+ a+d %"u$* ar' a #" i+$'r'#$'d i+ i+('#$ '+$ p a+.

    A))"rdi+7 $" % 9u'#$i"++air'# $"da% # @ $" @@ i+$'r'#$'d i+ i+('#$ '+$

    p a+.

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    THE NEW INDIA ASSURANCE COM.LTD

    1. I+ 0*i)* I+('#$ '+$ d" i=' a+d 0*%

    A. NSC . FD.

    C. Mu$ua Fu+d D. I+ S*ar' Mar='$

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    THE NEW INDIA ASSURANCE COM.LTD

    INTERPRETATION

    T*' : p'"p ' i+$'r'#$'d i+ NSC, 13 $" 54 p'"p ' i+$'r'#$'d i+ Fi>'d

    D'p"#i$, :3 $" 63 p'"p '# ar' i+$'r'#$ i+ Mu$ua &u+d a+d S*ar' Mar='$ S)*' '#.

    :. W*%

    A. Ear+ M"+'% . Sa(i+7 M"+'%

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    THE NEW INDIA ASSURANCE COM.LTD

    INTERPRETETION

    64 $" @4 p'"p ' #aid u$ua &u+d i+('#$ '+$ i# a 8'$$'r 'ar+i+7 i+#$ru '+$

    "$*'r# i+#$ru '+$# i=' a+=i+7 #'r(i)'# a+d p"#$ "&&i)' #'r(i)'#,

    A+d i+ Udaipur r'7i"+ 34 p'"p ' i+('#$ "+'% i+ u$ua &u+d $" #a(' "+'% a+d 7'$ a

    7""d &i>'d i+$'r'#$ ra$' i=' d'8$ a+d 8a a+)'d Mar='$ #)*' '#.

    A+d 3 $" 14 p'"p ' #aid u$ua &u+d i# 8'#$ &"r $a> #a(i+7 a+d "$*'r# &u+)$i"+#.

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    INTERPRETETION

    I+ I+dia 0i$* i+&"r a$i"+ a+d u+a0ar' p'"p ' 'ar+ "+ % 4 $" 43 i+$'r'#$ "+

    i+('#$ '+$. A+d 45 $" 4 p'"p ' 'ar+ i+ D'8$ a+d a a+)'d ar='$ #)*' '#. A+d

    Ma## p'"p ' 'ar+ $" 14 i+ a a+)' a+d E9ui$% #)*' '# i+ u$ua &u+d. A+d "+ % 43

    $" 4 p'"p '# 'ar+ : a+d a8"(' i+$'r'#$ i+ u$ua &u+d 8')au#' $*'#' p'r#"+ ar'

    ('r% a0ar' a8"u$ ar='$ a+d $i ' p'ri"d #)*' '#.

    3. W*i)* $%p' "& ri#= %"u i=' i+ Mu$ua Fu+dA. Hi7* . M"d'ra$' C. L"0

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    THE NEW INDIA ASSURANCE COM.LTD

    INTERPRETATION

    I+ Udaipur r'7i"+ 63 2 @3 i+('#$"r ar' i=' $" &a)' Hi7* ri#= i+ I+('#$ '+$

    #)*' '#, A+d 54 2 64 i+('#$"r i=' "d'ra$' ri#= a+d 3 2 14 ar' i=' ('r% "0 ri#=

    i+ u$ua &u+d a+d "$*'r i+('#$ '+$ p a+#.

    5. W*i)* $%p' "& Fu+d %"u ar' i=' i+ i+('#$ '+$ p a+A. E9ui$% Fu+d . a a+)' Fu+d

    C. D'8$ Fu+d D. Li9uidi$% Fu+d

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    INTERPRETATION

    54 2 3 i+('#$"r# a+d "#$ % %"u$* i+('#$ "ur "+'% i+ E9ui$% ar='$ 8')au#'

    i+ $*i# ar='$ i+('#$"r# 7'$ *i7* i+$'r'#$ ra$' r'$ur+ i=' 3 $" 3 ,

    A+d 64 2 @: i+('#$"r i+('#$ "ur "+'% i+ a a+)' ar='$ 8')au#' $*i# ar='$ di(id'

    i+('#$"r# "+'% i+ E9ui$% a+d D'8$ ar='$ i+ &" "0i+7 ra$i" 53 :3.A+d 13 -:3 i+('#$"r i+('#$ i+ D'8$ ar='$ 8')au#' $*i# ar='$ 8a#'d "+ 7"('r+ '+$

    #')uri$i'# i=' 8"+d a+d i$# pr"(id' a &i>'d ra$' "& i+$'r'#$ ra$' #u)* a# $" 6.43 .

    . I+ 0*i)* Mu$ua Fu+d H"u#'JPr"du)$ %"u 0"u d i=' $" i+('#$

    A. a+=# . C"+#$ru)$i"+#

    C. Ga# a+d p'$r" 'u D. P"0'r C" pa+i'#

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    INTERPRETATION

    16 -:3 p'"p ' i+('#$ i+ S'r(i)'# )" pa+i'# i=' a+=# a+d &i+a+)ia i+#$i$u$i"+,

    a+d 64 a+d a8"(' i+('#$"r i=' )"+#$ru)$i"+ )" pa+i'# i=' I+&ra#$ru)$ur' )" . A+d 34 2

    53 i+('#$"r# i+('#$ i+ 7a# a+d p'$r" 'u )" pa+i'# 8')au#' $*'% ar' 8a#i) 8ui di+7# "&

    I+dia+ i+&ra#$ru)$ur', a+d "+ % :4 -34 i+('#$ i+ P"0'r a+d E+'r7% )" pa+i'#.

    6. F"r *"0 u)* $i ' %"u )a+ pu$ %'ar %"ur "+'% i+('#$ '+$

    A. L'## $*a+ %r#. . -1 %r#. C. -: %r#.

    D. -3 %r#. E. M"r' $*a+ 3 %r#.

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    INTERPRETATION

    I+ Udaipur r'7i"+ i+('#$"r i+('#$ "ur "+'% &"r a8"(' $a8 ' $i ' p'ri"d #u)* a# 3

    2 3 i+('#$ &"r '## $*a+ "+' %'ar, 14 -:3 i+('#$ &"r $" 1 %'ar#, 34 i+('#$"r i+('#$&"r $" : %'ar# a+d a>i u p'"p ' i+('#$ "+'% &"r $" 3 %'ar 8')au#' $*'% 0a+$ a

    r' ia8 ' pr"&i$.

    @. W*a$ Mu$ua Fu+d i# a 8'$$'r i+('#$ '+$ p a+ "$*'r i+('#$ '+$ p a+#

    BA))"rdi+7 %"ur '>p'ri'+)'

    A. Y'# . N"

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    THE NEW INDIA ASSURANCE COM.LTD

    A("id a+% pr"8 ' # #u)* a# 8ad d' i('ri'#, d' a%'d pa% '+$# a+d u++')'##ar% &" "0

    up 0i$* 8r"='r# a+d )" pa+i'#. Fu+d# #a(' %"ur $i ' a+d a=' i+('#$i+7 'a#% a+d

    )"+('+i'+$.

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    T*r"u7* &'a$ur'# #u)* a# S%#$' a$i) I+('#$ '+$ P a+# BSIP , S%#$' a$i)

    Wi$*dra0a P a+# BSWP a+d di(id'+d r'i+('#$ '+$ p a+#, %"u )a+ #%#$' a$i)a % i+('#$

    "r 0i$*dra0 &u+d# a))"rdi+7 $" %"ur +''d# a+d )"+('+i'+)'.

    @. C*"i)' "& S)*' '#

    A (ari'$% "& #)*' '# $" #ui$ %"ur (ar%i+7 +''d# "('r a i&'$i '.

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    4. W' R'7u a$'d

    A Fu+d# ar' r'7i#$'r'd 0i$* SE I a+d $*'% &u+)$i"+ 0i$*i+ $*' Pr"(i#i"+# "&

    #$ri)$ r'7u a$i"+# d'#i7+'d $" pr"$')$ $*' i+$'r'#$# "& i+('#$"r#. T*' "p'ra$i"+# "& Fu+d#

    ar' r'7u ar % "+i$"r'd 8% SE I.

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    Co (7);+o

    C" p'$i$i"+ 0i #ur' % )au#' $*' ar='$ $" 7r"0 8'%"+d )urr'+$ ra$'#, )r'a$' a

    8i77'r pi', a+d "&&'r addi$i"+a )"+#u 'r )*"i)'# $*r"u7* $*' i+$r"du)$i"+ "& +'0

    pr"du)$#, #'r(i)'#, a+d pri)' "p$i"+#. Y'$, a$ $*' #a ' $i ', pu8 i) a+d pri(a$' #')$"r

    )" pa+i'# 0i 8' 0"r=i+7 $"7'$*'r $" '+#ur' *'a $*% 7r"0$* a+d d'(' "p '+$ "& $*'

    #')$"r. C*a '+7'# #u)* a# d'(' "pi+7 a )" "+ i+du#$r% )"d' "& )"+du)$, )"+$ri8u$i+7

    $" a )" "+ )a$a#$r"p*' r'#'r(' &u+d, a+d )*a =i+7 "u$ a7r'' '+$# 8'$0''+ i+#ur'r# $"

    #'$$ ' ) ai # $" $*' 8'+'&i$ "& $*' )"+#u 'r 0i r'9uir' )"+)'r$'d '&&"r$ &r" 8"$*

    #')$"r#.

    T*' ar='$ i# +"0 i+ a+ '(" (i+7 p*a#' 0*'r' "+' )a+ '>p')$ a "$ "& a)$i"+# i+ )" i+7

    da%#. T*' )urr'+$ i p'di '+$# &"r &"r'i7+ par$i)ipa$i"+ 2 i=' 15 '9ui$% )ap "+ &"r'i7+

    par$+'r, i d'&i+'d r'7u a$"r% r" ' "& IRDA BI+#ura+)' R'7u a$"r% d'(' "p '+$.

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    LIMITATION

    Li i$a$i"+-

    A i+('#$ '+$# 0*'$*'r i+ #*ar'#, d'8'+$ur'# "r d'p"#i$# i+(" (' ri#= #*ar'

    (a u' a% 7" d"0+ d'p'+di+7 up"+ $*' p'r&"r a+)' "& $*' )" pa+%, $*' i+du#$r%, #$a$'

    "& )api$a ar='$# a+d $*' ')"+" % 7'+'ra %, *"0'('r, "+7'r $*' $'r , '##'r $*' ri#=

    )" pa+i'# a% d'&au $ i+ pa% '+$ "& i+$'r'#$Jpri+)ipa "+ $*'ir d'8'+$ur'# J8"+d#J

    d'p"#i$# $*' ra$' "& i+$'r'#$ "+ a+ i+('#$ '+$ a% &a #*"r$ "& $*' ra$' "& i+& a$i"+

    r'du)i+7 $*' pur)*a#i+7 p"0'r.

    W*i ' ri#= )a++"$ 8' ' i i+a$'d, #=i &u a+a7' '+$ )a+ i+i i;' ri#=. Fu+d#

    *' p $" r'du)' ri#= $*r"u7* di('r#i&i)a$i"+ a+d pr"&'##i"+a a+a7' '+$. T*' '>p'ri'+)'

    a+d '>p'r$i#' "& Fu+d a+a7'r# i+ #' ')$i+7 &u+da '+$a % #"u+d #')uri$i'# a+d $i i+7

    $*'ir pur)*a#'# a+d #a '# *' p $*' $" 8ui d a di('r#i&i'd p"r$&" i" $*a$ i+i i;'# ri#=

    a+d a>i i;'# r'$ur+#.

  • 8/11/2019 Accdintal Insurance Ok

    66/67

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    THE NEW INDIA ASSURANCE COM.LTD


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